Transcript Highlights:

• We'll be taking up matters on financial literacy, financial fraud, and financial technology, fintech.
• I'm coming to support Senator Feeney's bill for financial literacy classes, mandatory financial literacy
• Classes, mandatory financial literacy classes. In that case, take all the time you need.
• I taught financial literacy as an elective.
• serve as a resource for the committee on fintech literacy for the previous bill.

Keywords: 995, all

Summary: The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use. Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting. The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.

Transcript Highlights:

• So, I like the idea of figuring out a grant program.
• and it would be a consistent um program and it would be a consistent um program again<01:01:53.240
• <01:02:12.080> I'm figuring out a grant program. I'm figuring out a grant program.
• <01:02:21.320> That free and reduced lunch programs.
• That free and reduced lunch programs.

Keywords: 958, all

Transcript Highlights:

• We must protect programs and people from Donald Trump, and we must resist attempts to roll back progress
• and people from Donald protect programs and people from Donald Trump<00:02:20.480> and<00:02:
• I, in particular, am really decided to continue to strengthen the READ Act, to invest in literacy for
• for our students and our Literacy for our students and our Educators<00:04:04.879> and<00:04:
• Head Start programs haven't received their funding yet.

Keywords: 1187, senate, all

Summary: Senate POCI caucus members held a press event outlining their priorities for the session and framing them as a response to federal actions and rhetoric they described as harmful to Black, Brown, Indigenous, immigrant, and other marginalized communities. Senator Zaynab Mohamed said the caucus would not be silent and emphasized goals including culturally responsive and accessible health care, protection from discrimination, fully funded education from cradle to college, an equitable bonding bill, and safe, dignified housing. Senator Erin Maye Quade said the caucus would fight efforts to “resegregate” society and highlighted support for strengthening the READ Act and advancing the Minnesota Building Families Act to cover infertility care through insurance. Senator Clare Oumou Verbeten pointed to recent DFL accomplishments such as the CROWN Act, restoring the vote, and the African-American Family Preservation Act, and urged colleagues to consider how legislation and budgets affect communities of color. She also said she would champion Minnesota Connecting Families, a proposal to make communication free for incarcerated people, along with a ban on legacy admissions and legislation preventing housing discrimination against Section 8 voucher holders. Senator Mary Kunesh reviewed education investments made over the past two years, including increased school funding, free lunches, library funding, pre-K expansion, the READ Act, and the Teachers of Color and Indigenous Act, and said her top priority is advancing an Equal Rights Amendment and protecting tribal sovereignty and treaty rights. Senator Susan Pha said the caucus remains necessary because people of color and immigrants still face discrimination, including her own family, and said the group would continue fighting for equality and opportunity. In response to questions, caucus members said they hoped for bipartisan support on some proposals but were prepared to use their majority if needed. They said they were not intimidated by the new federal administration or Republican control in Washington, argued that Minnesota should protect residents from federal harm, and criticized GOP efforts they characterized as attacks on DEI and racial equity. No votes or formal committee actions were taken in the meeting.

Transcript Highlights:

• That's a different program. This is not a CDFI.
• The first program was our COVID-19 lending program, which was for businesses impacted by the pandemic
• What is the NCRN, the NORES program?
• One of the best social programs is the job.
• We rebranded the program with a heart symbol.

Transcript Highlights:

• We found that the educator preparation programs, once they graduate from their program as a licensed
• increase in program attendance.
• to states program.
• So existing programs like the programs.
• <02:27:24.720> within program within program within >> for<02:27:25.280> us.

Keywords: 910, house, all

Transcript Highlights:

• And we do adapt with the school nutrition program.
• This created unexpected programs.
• sizes, programs, and student supports. sizes, programs, and student supports. to<00:30:50.240>
• <01:02:56.799> from highquality diverse ELA programs from highquality diverse ELA programs
• And we see what we get. 50% of literacy.

Keywords: 1183, house

Transcript Highlights:

• literacy programs.
• and instructor literacy programs.
• often begins with early literacy often begins with early literacy failure. failure. failure.
• HB 1891 is a structured literacy.
• Board Certification Incentives Program. Board Certification Incentives Program.

Bills: HB1890, HB1888, HB1676

Keywords: teacher pay, teacher salaries, salary step increase, annual increment, longevity step, public school teachers, public charter school teachers, collective bargaining, Hawaii Department of Education, teacher retention, teacher recruitment, cost of living, educator compensation, public employee bargaining, appropriation, salary schedule, school staffing, teacher shortage, HB1888, Hawaii

Summary: The committees heard three measures, beginning with HB 1890 HD3, which would provide automatic step increases and a COVID-era retention bonus for teachers. Supporters included HSTA, the Democratic Party’s Education Caucus, and a student who said higher pay and predictable salary growth would help retain teachers in Hawaii. The Department of Education supported the intent but asked that the bill be expanded to cover all department employees. The Attorney General’s office said the draft needed clarification to avoid conflict with Chapter 89 and to make clear any funding was subject to legislative appropriation. The Office of the Public Defender and B&F testified in opposition, and committee members questioned whether the step increases were already in the current contract and whether the bill was needed. HSTA said the current contract includes automatic step increases subject to funding, but argued the bill was still needed because funding is not guaranteed and the measure would codify the policy. HSTA also said the COVID bonus would apply only to active teachers who worked during the pandemic and estimated the total cost at roughly $150 million to $200 million over four years. No vote was taken in the portion provided. The committee then took up HB 1888 HD3, which would require DOE and charter schools to report harassment incidents and strengthen penalties for harassment of educational workers from a petty misdemeanor to a misdemeanor. DOE supported the bill and suggested narrowing language about assisting workers with temporary restraining orders, saying that function would be better handled through the Attorney General’s pilot program. The Office of the Public Defender opposed the bill, arguing the harassment language was overly broad, vague, and potentially unconstitutional, and that existing assault and terroristic threatening statutes already protect educational workers. HSTA, the State Commission on the Status of Women, and several individual testifiers supported the measure, describing increased intimidation and harassment of teachers and other school staff, especially since COVID. The Special Education Advisory Council opposed the bill’s language on “disrupting and interfering” with school functions, saying it could chill parents of students with IEPs from advocating for their children. Testimony was split, with the chair noting 20 in support and 16 in opposition in the portion shown. A final witness, Michelle Pestana, testified in opposition based on her family’s experience with special education services, describing alleged seclusion and restraint of her daughter and expressing concern that DOE testimony in prior hearings had targeted special education parents. Her remarks were cut off as time expired. The transcript ends before any committee action or vote on HB 1888 was taken.

Transcript Highlights:

• And because we continue to spend on new programs and we had to fight new programs coming into this bill
• and we had to fight new programs and we had to fight new programs<00:07:40.720> coming<00:07:
• 40.960> into<00:07:41.280> this programs coming into this programs coming into this bill
• <00:57:28.880> now call substitute pilot program now call substitute pilot program now becoming
• less programs to kids within this bill. less programs to kids within this bill.

Keywords: 1183, house

Transcript Highlights:

• literacy programs, serves communities across the state by providing basic skills instruction, English
• literacy programs provided wraparound support services to nearly 12,000 students, and whereas during
• literacy programs supported more than 1,200 students in attaining high school equivalency credentials
• Department-funded adult education and literacy programs enrolled in a college or a post-secondary career
• And whereas sustaining funding for New Mexico's adult education and literacy programs is essential to

Keywords: 996, all

Transcript Highlights:

• for DCYF that impacted um these programs for DCYF that impacted um these programs specifically<00
• have to participate under the program. have to participate under the program.
• comp program starting in fiscal year 27. comp program starting in fiscal year 27.
• . program. program.
• program.

Keywords: 1187, senate, all

Transcript Highlights:

• A kindergarten literacy readiness program be established where needed, reporting of the results is mandated
• A kindergarten literacy readiness program be established where needed, reporting of the results is mandated
• In section two, it says the kindergarten literacy readiness program is a statewide program that uses
• And so in section two, it says the kindergarten literacy readiness program is a statewide program that
• c> bill literacy Readiness program this bill literacy Readiness program this bill will<00:19:53.120

Keywords: 928, house, all

Summary: The committee began by announcing that afternoon hearings, including House Bill 283, would be moved to Representatives Hall because of expected public interest. It then took up House Bill 671, which would establish a kindergarten literacy readiness program. The bill’s sponsor, Rep. Mark Pearson, described the measure as a way to close gaps in early reading readiness and said it was intended as a first step, with only a placeholder appropriation while details are developed. He framed it as a targeted effort to help children who are not entering first grade ready to read. Testimony on HB 671 was largely supportive. Representatives asked about the bill’s structure, whether a specific program had been identified, how it would interact with play-based learning, and why the provider was limited to a registered nonprofit. Waterford.org representatives Teresa Rosenberger and Rob Riley testified in support, describing Waterford Upstart as a home-based, evidence-based early learning program already used in New Hampshire. They said the program provides adaptive instruction, family coaching, and technology support, including computers, tablets, internet access, and translation services in more than 100 languages. They also said the model has been successful in New Hampshire, including a Nashua pilot and later statewide efforts, and that similar legislation has existed in other states. Rep. Jonah Wheeler also spoke in support of the bill. The chair then closed the hearing on HB 671. After a fiscal note for HB 671 was distributed, the committee moved to House Bill 781, which would require school districts to adopt policies for a cell phone-free education and includes an appropriation. The transcript cuts off as Rep. Litchfield was introduced to testify on that bill, so no testimony, debate, or vote on HB 781 is included in the excerpt.

Bills: HB145, HB279, HB292, SB35, HJM1, HM7, HM4, HM22, HM23, HM24, HM26, HM32, HM51, HM1, HM39, HM29, HM43, HM30, HM52, HM64, HM65, HM66, HM11, HM14, HM21, HM34, HM50, HM17, HM46, HM13, HM20, HM54, HM31, HM35, HM36, HM59, HM2, HM16, HM47, HM53

Keywords: high-wage jobs, tax credit, job creation, New Mexico, economic development, healthcare privacy, electronic medical records, reproductive health, gender-affirming care, data protection, location tracking, confidentiality, sexual abuse, prison safety, correctional facilities, inmate rights, investigation procedures, judgeship, judiciary, court system

Transcript Highlights:

• committee on local consent, HR1469 by Hayes commends the Powerhouse Texas Energy Policy Fellowship Program
• The amendments reformatted the bill and allowed the Comptroller more time to implement the program.
• It sunsets the program in September 2031 and ensures students may only substitute.
• The last change in the Senate lifts the cap on the tier two construction reimbursement program from a
• Did that program then result in a loss for the districts?

Bills: HB149, HB2017, HB705, HB223, HB 1056, HB2854, HB4623, HB3000, HB46, HB 117, HB3619, HB4464, HB5646, HCR84, HB500, HB2963, HB5509, HB1973, HB3909, HB718, HB252, HB5666, HB 119, HB346, HB5624, HB5658, HB5677, HB1545, HB3073, HB4081, HB 121, HB4236, HB3848, HB4144, HB40, HB5682, HB3697, HB3333, HB3642, HB20, HB549, HB2731, HB4233, HB4690, HB 127, HB2525, SB1637, SB1, SB1198, SB509, SB13, SB15, SB30, SB268, SB331, SB441, SB447, SB457, SB568, SB650, SB763, SB1540, SB1610, SB1660, SB2018, SB2024, SB2217, SB2337, SB2753, SB2900, SB2972, SB3059, HB14

Keywords: artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance, intoxication manslaughter, criminal penalties, community supervision, mandatory supervision, parole eligibility, Grayson's Law, cosmetology, licensure, interstate compact, state regulations, public safety, workforce mobility, municipality, procurement

Bills: HB149, HB2017, HB705, HB223, HB 1056, HB2854, HB4623, HB3000, HB46, HB 117, HB3619, HB4464, HB5646, HCR84, HB500, HB2963, HB5509, HB1973, HB3909, HB718, HB252, HB5666, HB 119, HB346, HB5624, HB5658, HB5677, HB1545, HB3073, HB4081, HB 121, HB4236, HB3848, HB4144, HB40, HB5682, HB3697, HB3333, HB3642, HB20, HB549, HB2731, HB4233, HB4690, HB 127, HB2525, SB1637, SB1, SB1198, SB509, SB13, SB15, SB30, SB268, SB331, SB441, SB447, SB457, SB568, SB650, SB763, SB1540, SB1610, SB1660, SB2018, SB2024, SB2217, SB2337, SB2753, SB2900, SB2972, SB3059, HB14

Keywords: artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance, intoxication manslaughter, criminal penalties, community supervision, mandatory supervision, parole eligibility, Grayson's Law, cosmetology, licensure, interstate compact, state regulations, public safety, workforce mobility, municipality, procurement

Transcript Highlights:

• Getting to Work grant program.
• The funding also supports programming for participants like financial literacy or credit building or
• So, this is a great program.
• And going through the program helped me learn financial literacy, how to become a leader.
• our program. our program.

Keywords: 1187, senate, all

Transcript Highlights:

• It centers student inquiry, emphasizing disciplinary literacy.
• studies grant program studies grant program alongside<00:47:50.400> our<00:47:50.720>
• > responding teacher preparation programs responding teacher preparation programs responding to
• programs and in higher<01:07:39.440> education.
• :08:36.480> are teacher prep programs obviously are teacher prep programs obviously are going<

Bills: HF3489, HF3550

Keywords: grooming, child protection, student safety, sexual exploitation, educator licensing, teacher discipline, mandatory reporting, mandated reporter training, school misconduct, predatory offender, child abuse, sexual abuse, sex trafficking, child sexual abuse material, child pornography, position of authority, school employee, school administrator, license revocation, license suspension

Transcript Highlights:

• This is a program that is working.
• The formal early college program is a relatively new program in Massachusetts, started about eight years
• I still sue people, even with DEI programs.
• To see a cadet program, to now see two cadet program classes that have come through that are majority
• We offer financial literacy programs across our footprint, which especially help historically marginalized

Keywords: 995, all

Summary: The Joint Committee on Racial Equity, Civil Rights, and Inclusion held an informational hearing on diversity, equity, and inclusion in Massachusetts; no bills were heard or voted on. Chairs Bud Williams and Liz Miranda opened by framing the hearing as a response to recent federal actions they said threatened DEI efforts, funding, and civil rights protections in education and other sectors. They said the committee would hear from experts, agencies, advocates, and businesses about the legality and benefits of DEI and the impact of federal actions on the Commonwealth. Secretary of Education Patrick Tutwiler testified virtually that Massachusetts is pushing back against federal efforts to restrict DEI, including guidance and certification demands directed at schools. He highlighted state investments in early education, child care, early college, career and technical education, and educator diversity, arguing these efforts help close opportunity gaps for Black and brown students, students with disabilities, English learners, and other underserved groups. In response to member questions, he said federal education dollars are core to services for students and that the state is prepared to fight funding cuts while monitoring impacts across K-12, early education, and higher education. Elizabeth Matos of the Attorney General’s Office said DEIA programs remain legal under state and federal law and described AG guidance issued to help institutions navigate federal confusion. She reviewed litigation the office has joined or won, including efforts involving withheld school funds, museums and libraries, the Minority Business Development Agency, Head Start, AmeriCorps, and other federal actions. Members asked about immigration-related fear and profiling, and Matos pointed to existing Know Your Rights guidance, said complaints to the Civil Rights Division have increased, and noted the office is seeing issues involving housing discrimination, employment, public accommodations, and threats to call ICE. She also said the office is open to further legislative ideas but did not discuss specifics. Evelyn Carter, a social psychologist, testified that diversity, equity, and inclusion are often misunderstood and defined the terms plainly, emphasizing that diversity is a group characteristic, equity addresses unequal starting points, and inclusion is about belonging and access. She argued that DEI matters because it creates guardrails against bias, helps make environments accessible, and addresses ongoing inequities. In response to questions, she suggested practical strategies such as using clear criteria and written records in decision-making, broadening who is considered part of one’s in-group, and pairing bias awareness with concrete behavior-change tools. The hearing also included testimony from Meredith Tewitt of the Massachusetts Commission on the Status of Women, who spoke about the importance of DEI for women, veterans, and people who rely on federal institutions, and urged lawmakers to continue supporting inclusion and access.

Transcript Highlights:

• We can measure growth within the program year Vpk and the end of that program.
• And that's been a fairly limited program.
• institute, whether it's our region, Literacy Institute.
• So it is to me very similar with literacy.
• I mean, there's artificial intelligence, theirs different programs.

Keywords: 999, senate, all

Transcript Highlights:

• The program that we are responsible for is a $2 billion last mile program.
• We manage six legislative mandated programs to help us strive towards achieving this program.
• The California Lifeline Program, along with the Federal Lifeline Program, provides a combined $28.25
• include the California Advanced Services Fund Adoption Account, the fund's digital literacy programs
• This includes the Broadband Middle Mile Initiative and the Broadband and Digital Literacy Program.

Keywords: 988, house, all

Transcript Highlights:

• that I've considered, or kind of thought about, and you kind of hit it on the head, is financial literacy
• And so when I talk to you, financial literacy starts in kindergarten.
• And so agriculture is one way to teach financial literacy.
• And so financial literacy programs that I've looked at, it's all Western-based. Yeah.
• And so I was able to see those possibilities there and how they're able to not just have the programs

Keywords: 912, senate, all

Summary: The Senate Committee on Economic Development and Tourism heard several governor’s nominations for advisory and regulatory boards. The first group included William Smith, Michelle Ige, and Kayana Neman for the Community-Based Economic Development Advisory Council; Leland Park and Cynthia Hobson for the Small Business Regulatory Review Board; and Nicole Kacal for the Hawaiʻi Technology Development Corporation board. DBEDT and related witnesses testified in support of all nominees, and each nominee described experience in small business, finance, community engagement, or technology. Much of the discussion focused on strengthening Hawaiʻi’s economy through small business support, financial literacy, and better access to capital and grants. Committee members questioned nominees about priorities for Hawaiʻi Island and the state more broadly. Topics included agricultural infrastructure, value-added food production, shared processing facilities and commercial kitchens, workforce housing, and ways government and nonprofits can partner to help small businesses navigate permitting, licensing, and grant processes. Several nominees emphasized community impact, measurable outcomes, and practical regulatory reform. Nicole Kacal also discussed diversifying the economy beyond tourism, expanding technology and AI opportunities, and creating locally governed training and research pathways so workers can adapt to changing jobs. At the end of the hearing, the committee voted to recommend advice and consent for all nominees. The nominations for GM 608, GM 609, GM 612, and GM 613 were adopted by voice vote, with Senators Kim and Fevella excused. The committee then voted separately on GM 794 for Nicole Kacal, and that recommendation was also adopted. The hearing concluded with adjournment.