Transcript Highlights:

• commission, explaining where we thought we could enhance the fund, taking things like a redemption window
• Manufacturing supply chain discounting.
• So, manufacturing<01:12:51.720><c> supply</c><01:12:52.000><c> chain</c><01:12:52.080><c> discounting
• </c> manufacturing supply chain discounting. manufacturing supply chain discounting.
• </c> provide a discount. provide a discount.

Summary: The meeting opened with roll call, confirmation of a quorum, and approval of the April 6 and May 4 minutes, with minor corrections noted to the May minutes. The main presentation came from JD of Link Network, introduced by Dan Cohen, who described Link’s work with crypto.com and other market participants on tokenized money market funds and real-time settlement for institutional clients. JD gave a detailed history of his earlier work developing the Arca U.S. Treasury Fund and ArCoin, emphasizing that the project was built within existing SEC and 1940 Act frameworks and was intended to use blockchain technology for a traditional asset rather than create a crypto product. He said the effort involved years of discussions with the SEC, multiple custodians, and partners such as U.S. Bank, T-Zero Securities, and Tassat, and that the model eventually led to Link’s settlement system. He highlighted concerns that shaped the design, including regulatory compliance, privacy for institutional users, and the need to bridge traditional banking hours with 24/7 digital asset markets. The presentation also described Link’s features, including segregated and bankruptcy-remote fund structures, tokenized deposit and treasury fund settlement, and “yield in transit,” which allows interest to accrue and be distributed daily down to a two-second block. JD said the platform is being expanded for use cases such as exchange liquidity, cross-border capital movement, off-exchange collateral, stablecoin bridging, treasury management, and peer-to-peer settlement. He closed by posing policy questions for the commission about the use cases for stablecoins versus tokenized money market funds in New Hampshire and whether the state could issue or administer a security-based program with appropriate compliance controls.

Transcript Highlights:

• This problem arose from both a combination of lower revenue forecast net across the budget window as
• And what the trailer bill language is doing is confirming that the water board can discount petitions
• We had two construction windows that were extremely narrow because that facility had to be ready for
• So we are not just trying to solve for one year or the budget window; we are trying to make sure that
• It provided cell phone services, cell phone devices, and discounted phone services to foster youth.

Summary: The hearing opened with budget framing from the chair and the LAO, who said the May Revision addresses roughly a $14 billion budget problem and that the environment and transportation subcommittee’s proposals account for about $1.9 billion of the solution. The LAO urged members to focus on solutions that do not worsen out-year deficits, to preserve reserves, and to defer major policy changes that are not necessary to pass the budget, including the newly introduced water-related trailer bills. Members also raised concern about a late-dropped Olympic-related trailer bill, which the LAO likewise suggested should be deferred for fuller review. The first major item was the Delta Conveyance Project and related water quality control plan trailer bills. The administration argued the proposals would streamline permitting, water rights proceedings, judicial review, and land acquisition, and would clarify DWR’s bond authority for the project. DWR said the project is needed to protect water supply reliability against drought, earthquakes, sea level rise, and other climate-related disruptions, and that the tunnel would help move water when conditions are wet and safer for the environment. Committee members from both parties questioned the timing, the use of budget trailer bills for major policy changes, the scope of the CEQA and water-rights changes, the lack of a bond cap, cost growth, and eminent domain protections. The LAO recommended deferring both water trailer bills without prejudice. Public comment was sharply divided, with labor, water agencies, and some business groups supporting the project as climate adaptation and reliability infrastructure, while environmental, tribal, fishing, county, and community groups opposed it as an attempt to bypass public process and weaken protections. The committee then briefly heard the DMV’s Digital Experience Platform fee trailer bill, which would reinstate a $1 system improvement fee to help fund the vehicle-registration phase of the project. DMV said the fee would raise about $7 million annually and offset roughly $59 million to $60 million of project costs, while the LAO noted it would help but would not solve the Motor Vehicle Account’s broader structural gap. The hearing then moved to California High-Speed Rail, where the new CEO presented an updated plan and said the project remains a major climate and infrastructure investment. He reported a revised Merced-to-Bakersfield cost range of $34.9 billion to $38.5 billion, said the agency is trying to reduce risk through direct procurement of materials, and argued that stable annual funding is needed to avoid higher costs from delays.

Transcript Highlights:

• And if there's not a metric there, they ought to be discounted.
• with local community needs, state water planners, and making sure we generally make the most of this window
• I don’t know what this window is, but I’d be shocked if you’re building these kind of hyperskills five
• I think that there’s a window for different reasons, federal support and just things are ongoing.
• And I say all that's sake not to discount the complexities of it, but really I hope if nothing else people

Transcript Highlights:

• Many shops actively seek new customers through inducements such as gift cards, cash, or even discounts
• finally learned that all nine nonprofits were required to submit paperwork within the same 90-day window
• Amazon makes it impossible for small businesses to offer discounts on their own websites and then steals
• products to sell on Amazon at a discount under the Amazon Basics label.

Summary: The committee heard several bills and took action on a number of them. SB 1234 by Senator Alvarado-Gil would require fentanyl to be included in drug tests ordered by juvenile courts for parents or guardians in dependency cases; there was no opposition, a committee member confirmed it would apply to caregivers rather than children, and the bill was supported for moving forward. SB 1257 by Senator Arreguín would require the Attorney General to publish an annual public report on immigration enforcement incidents at designated safe locations such as schools, hospitals, courthouses, and places of worship; supporters from immigrant advocacy and health groups testified about fear and chilling effects in communities, while questions focused on how data would be collected and concerns were raised about sanctuary policies. SB 1176 by Senator Choi would bar foreign adversary entities from buying California agricultural land; supporters cited national security concerns, but committee members pressed on enforcement, straw buyers, and who would be responsible for identifying prohibited purchasers, and the bill was held on a 2-4 vote after debate. The committee also heard SB 1146 by Senator Gonzalez, which would require clear disclosure when AI-generated or altered images, audio, or video are used in health-related advertisements depicting health care providers. The California Medical Association and California Dental Association supported the bill, describing deepfake health ads as deceptive and harmful; it passed the committee 7-0 to Appropriations. SB 988 by Senator Grayson would regulate auto glass insurance practices by restricting assignment of benefits, requiring claim numbers and itemized estimates, and addressing steering and billing practices; supporters said it would curb fraud and stabilize premiums, while independent glass businesses worried about steering and market concentration. After discussion of consumer choice and small-business impacts, the bill passed 7-0 to Appropriations. SB 1288, presented by Senator Grayson on behalf of Senator Laird, would require financial institutions to make a good-faith effort to notify beneficiaries of non-probate assets and would reduce barriers to claiming those assets, especially for nonprofits. Nonprofit witnesses described long delays and burdensome account-opening requirements, while SIFMA and bankers opposed the bill unless amended, citing conflicts with federal and industry obligations and concerns about retroactivity and verification. The bill passed 8-0 to call. The committee also heard SB 941 by Senator Padilla, which would cap commissary markups in private immigration detention facilities at 35% above vendor cost; the Attorney General’s office and immigrant advocates supported it as a response to exploitative pricing and poor conditions, and it passed 8-0 to call. Finally, SB 909 by Senator Smallwood-Cuevas would raise and index public works contractor fees and penalties and dedicate more penalty revenue to enforcement; labor supporters said stronger funding is needed to address wage theft and backlogs, while contractors opposed the fee and penalty structure as uncapped and costly. The bill was moved forward on a vote and remained on call after committee discussion.

Transcript Highlights:

• Representative Hernandez: to compensate for voters now having three options, how to vote during a three-day window
• Voters now having three options how to vote during a three-day window instead of four options.
• And so what's also being discounted is the massive improvement to voter convenience, especially in rural
• Shortening the cure window from business days to calendar days means some of us won't even know there's
• we not changed the calendar, including the date of the primary, seven days, and including the cure window

Committee: House House Federalism, Military Affairs & Elections Committee of Reference

Summary: The committee convened with roll call, member and staff introductions, and a review of amendment deadlines and decorum rules. Members also suspended the committee rule on late-distributed amendments to allow consideration of a Kolodin amendment. The chair then moved to the agenda bills, beginning with HCM 2001, a memorial urging Congress and the President to designate the Muslim Brotherhood as a foreign terrorist organization and asking Arizona agencies to monitor related organizations. Testimony on HCM 2001 was sharply divided, with supporters arguing the Muslim Brotherhood and CAIR are linked to terrorism and Sharia law, and opponents calling the memorial discriminatory, unsupported by evidence, and an attack on Muslim civil rights organizations and free speech. The committee voted 4-3 to pass HCM 2001 out of committee. The committee then heard HCM 2002, which urges a federal review of CAIR for possible foreign terrorist organization designation and supports related congressional action. Testimony again split along similar lines: opponents, including CAIR representatives, a veteran, and community members, said the measure was scapegoating, lacked legal basis, and would stigmatize Muslim communities; supporters cited the Holy Land Foundation case, FBI concerns, and alleged ties between CAIR, the Muslim Brotherhood, and Hamas. After debate, the committee voted 4-3 to pass HCM 2002 out of committee. Following a brief recess, the committee took up HB 2009, which would prohibit committees primarily organized to influence constitutional amendments from accepting foreign national contributions and require disclosure of out-of-state funding. The sponsor said the bill was intended to improve transparency and keep constitutional initiatives focused on Arizona voters; members discussed whether the measure should apply to all ballot initiatives and how donor verification would work. HB 2009 was also approved 4-3. The committee then began HCR 2001, a proposed constitutional amendment on election procedures, including citizenship requirements for voting, limits on foreign contributions to candidate and ballot measure campaigns, government-issued ID requirements, and changes to early voting and mail ballot rules. The committee adopted a late amendment after procedural discussion, and the sponsor described the resolution as a broad election-security reform modeled on Florida. Members raised concerns that the proposal could reduce access, increase lines, and create confusion for mail voters, while the sponsor argued it would improve security and voter confidence. The transcript cuts off during this bill’s discussion, before final action is shown.

Transcript Highlights:

• be something like an unexpected 100-year storm that shows up during the course of a construction window
• There's no discount to be taken because they don't use that system.
• When a trooper walks up to the window and speaks to the person there, the information is based on what
• So when a trooper walks up to the window and they're speaking to the person at the window, it's based

Committees: Joint Transportation , Joint Joint Transportation Committee

Summary: The committee first heard from WSDOT on capital program estimating, risk management, and cash flow. WSDOT explained the differences between design-bid-build and design-build delivery, how estimates are built from base cost, risk, inflation, and unknowns, and how risk reviews scale up by project size. Staff said design-bid-build estimates are generally accurate within about 1% across the program, while design-build projects have much wider uncertainty and are better communicated as ranges; WSDOT cited a P85 budget approach for legislative funding and a lower P45 management target. Members asked about the large cost growth on the I-5 Columbia River Bridge project and about value engineering; WSDOT said the project is unusually complex and that cost containment is limited by project requirements and policy mandates. Troy Swing also discussed the idea of a risk pool, saying it would not reduce overall program risk and would still require appropriation, while emphasizing the need for more realistic early budgeting and cash flow assumptions. The committee then received the final presentation in the WSDOT Project Delivery and Innovative Practices study from HKA Global. The consultant said WSDOT already uses a robust estimating process, but recommended improving transparency by presenting budget authorizations as ranges or estimate classes, better tracking award growth and cost growth over time, and monitoring market conditions and letting schedules to improve competition. The report also discussed surety bonding, recommending that the legislature consider restoring authority for reduced bonding on select large design-build projects or allowing phased or alternative securities, and reviewed indefinite delivery/indefinite quantity contracting, including job order contracts and multiple-award task order contracts. The consultant said these tools could help with smaller work packages and competition, but current Washington law is restrictive and would need changes for broader use. Next, the committee heard a follow-up report on transit-oriented development policy from the Urban Institute. The consultant said Washington’s HB 1491 is nationally notable, but warned that housing construction has slowed sharply, especially in the Puget Sound, due to high construction costs, financing costs, and other market pressures. The report recommended filling the infrastructure-funding gap created by reduced impact fees, revisiting MFTE affordability requirements so they better match local market conditions, considering minimum rather than averaged density requirements near transit, expanding public land and public development options, and creating a state system to track TOD outcomes such as affordability, gentrification, and transit access. Members questioned the study’s developer interviews, the role of rent stabilization, property tax assumptions, and parking needs; the consultant said only five private developers were interviewed and offered to provide the question framework and additional follow-up materials. Finally, the committee began a study on regulating emissions from ocean-going vessels at berth. Staff and consultants explained how shore power lets ships plug into the electrical grid and shut off auxiliary diesel engines, reducing emissions of nitrogen oxides, particulate matter, reactive organic compounds, and greenhouse gases near ports. The presentation reviewed California’s at-berth regulation, which Washington could only mirror if it acts under federal preemption limits, and outlined the study’s phases on vessel traffic, emissions reductions, implementation costs, and competitiveness impacts. No votes were taken during the meeting.

Transcript Highlights:

• It is not discounted, not for free.
• I have walked by our customer service window and have stopped to talk to the people waiting in line.
• I actually used to live exactly one mile from it, and when I was growing up, my bedroom window faced
• the incinerator, so I know exactly what it's like to see it outside my bedroom window.
• The pollution is not the result of a bad actor recklessly throwing it out of their window.

Summary: The committee first took up CS/SB 1730, a Live Local Act bill on affordable housing. The sponsor described it as a set of technical and policy adjustments to strengthen implementation, including changes to zoning, height, parking, moratoriums, attorney fees, and related land-use rules. An amendment by Senator Claudio was adopted, adding provisions such as a 10-story height limit near single-family neighborhoods, exclusions for certain protected areas, and changes to fee and use definitions. The committee then reported the bill favorably. Members next considered CS/SB 1674 on unrated bonds for Israel bonds, with a clarifying amendment adopted to make clear the bill applied only to Israel bonds. CS/SB 140 on charter schools was also approved after debate over parent-led conversion of public schools, municipal job-engine charter schools, and surplus school property; opponents warned about local control and impacts on teachers and communities, while the sponsor said the bill preserved district authority and created new school-choice and economic-development options. The committee also passed SB 96, a claims bill for Jacob Rogers, and CS/SB 954 on recovery residences, after strike-all amendments that addressed zoning, ADA concerns, bed caps, staffing ratios, and limits on operation in certain multifamily settings. Senators expressed support for expanding treatment housing but also raised neighborhood and staffing concerns. The committee then approved CS/SB 1714 on local housing assistance plans, which would allow SHIP funds for limited lot-rental assistance for mobile-home owners and require local plans to address mobile-home park closures. SB 658 on standardized construction lien release forms was reported favorably despite testimony from contractors and lawyers warning about possible effects on lien rights and the separate House proposal. The committee also reconsidered and then approved CS/SB 482 after a late-filed amendment addressing local government art fees and a key issue over defining “extraordinary circumstances,” with counties and cities saying more work remained. Finally, the committee passed SB 24 and CS/SB 4, both local claims bills, CS/SB 712 on synthetic turf and related construction rules, SB 952 repealing the emergency firearms/ammunition restriction, CS/SB 1164 allowing email notice delivery in landlord-tenant matters with opt-in safeguards, and SB 202 on municipal water and sewer rates, which drew extensive opposition from North Miami Beach and Miami Gardens officials over utility surcharges and revenue impacts. The meeting ended with SB 202 still under heavy questioning and testimony about the fairness and financial consequences of the surcharge structure.

Transcript Highlights:

• $93.4 million in fixed capital outlay within DMS, which includes funding for the capital complex window
• Which includes funding for the capital complex window and HVAC projects, $76 million for distributions
• , 93.4 million in fixed capital outlay within DMS, which includes funding for the capital complex window
• and HVAC projects. which includes funding for the capital complex window and HVAC projects, $76 million
• I don't foresee people being able to move facilities around outside of that five-year window, but that

Summary: The House met on the final day of session, swore in Representatives Boyles and Hodgers, and observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, as well as for Representative Rosenwald’s father. The chamber then moved into final budget work, with leaders outlining the plan to take up H.J.R. 5019, HB 7031, HB 5017, HB 5015, and then the general appropriations act once the Senate transmitted it. H.J.R. 5019, a proposed constitutional amendment to expand the budget stabilization fund, was explained and amended to raise the rainy day fund cap, require annual deposits, and allow withdrawals for critical state needs by a two-thirds vote; it passed 100-1. The House then adopted the conference report on HB 7031, the tax package. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or expands several sales tax holidays and exemptions, including permanent exemptions for disaster-preparedness items, hunting/fishing/camping items, and ammunition and firearms-related purchases, and makes changes to property, corporate income, local tax, and economic development provisions. Members debated the removal of recurring housing trust fund and transit-related revenue streams, the new ammunition exemption, and the data center tax changes; supporters argued the package reduces taxes and preserves annual budget flexibility, while opponents raised concerns about housing, transportation, and gun violence. The conference report passed 93-7. HB 5017, creating a debt reduction program funded by a recurring transfer to retire state bonds early, passed unanimously. HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment, also passed. The House then began explanation and questions on the fiscal year 2025-26 general appropriations act, described as a $115.1 billion budget that is down $3.8 billion from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major spending areas, including pre-K-12 funding increases, health care funding for Medicaid, KidCare, nursing homes, opioid treatment, and mental health, transportation and economic development funding, environmental and water projects, higher education, state administration, justice, and information technology. Questions focused on school vouchers, inflationary pressures on school districts, and the adequacy of funding for housing, transportation, and other priorities.

Transcript Highlights:

• a process when somebody walked in or called me on the phone when they saw my for rent sign in the window
• I've got single-pane windows that leak like a sieve. My roof might leak; I don't know.
• The landscape was ruined, there's urine on the carpet, the window covers were torn, the shades or the
• But, weather and everything, we have to... we cannot discount our traditional sources of electricity
• And you're renting a screened window, so the screen must be repaired.

Transcript Highlights:

• Um, frustrated in that sometimes it feels like my family story is either not heard or discounted.
• Um, frustrated in that sometimes it feels like my family story is either not heard or discounted.
• Um, frustrated in that sometimes it feels like my family story is either not heard or discounted.
• Um, frustrated in that sometimes it feels like my family story is either not heard or discounted.

Transcript Highlights:

• Everyone knows that most. insurers offer that to give consumers discounts and we have No objections,
• It's hard to do to make those comparisons but we encourage them to do that and to ask for the discounts
• They may receive a discount for bundling. that. That is a consumer choice.
• from saying to get this policy you have to buy the other policy but would not prohibit to get the discount

Bills: SB213 , SB378 , SB610 , SB681 , SB918 , SB1172 , SB1252 , SB1343 , SCR8

Committee: Senate Business & Commerce

Transcript Highlights:

• And that shows how much of a discount these units were sold to initially.
• And that shows how much of a discount these units were sold to initially.
• And that shows how much of a discount these units were sold to initially.
• And that shows how much of a discount these units were sold to initially.
• And that shows how much of a discount these units were sold to initially.

Bills: SB2060 , SB2063 , SB2062 , SB2069 , SB2070

Committee: Senate Housing

Keywords: rental housing revolving fund, HHFDC, Hawaii Housing Finance and Development Corporation, mixed-income housing, mixed-income rental project, affordable housing, low-income housing, housing finance, housing development, preservation, rehabilitation, pre-development, construction financing, equity investment, credit enhancement, collateral, gap financing, area median income, AMI, perpetual affordability

Transcript Highlights:

• electricity across our state, the criteria would evaluate potential customer savings using methods like discount
• And this provides an alternative to that with several discount factors and checks and balances to make
• the best way to bill is neutral and basically sends it over to the PUC to decide the best way to discount
• those future assumptions to try to make sure that we have hurdle rates and discount factors in place
• for example, the benefits should exceed the cost by some factor, or whether you should apply some discount

Committee: Senate Business & Commerce

Summary: The Senate Committee on Business and Commerce met with a quorum and took up a long list of pending House bills, most of them on motions by Senator King or Senator Campbell. The committee adopted committee substitutes and favorably reported numerous bills, including HB 252, HB 700, HB 1500, HB 1545, HB 1562, HB 1732, HB 267, HB 2213, HB 2221, HB 2520, HB 2818, HB 3016, HB 3214, HB 3250, HB 3512, HB 3623, HB 3689, HB 3833, HB 4063, HB 4395, HB 4690, HB 4751, HB 5331, HB 3824, HB 4464, HB 4468, and HB 5247. Most of these were sent to the local and uncontested calendar, while some, including sunset and other significant measures, were reported to the full Senate. HB 146 was the only bill reported out on a divided vote, passing 6 ayes to 4 nays. Several bills received brief explanation of committee substitute changes. HB 3016, dealing with rental car collision damage waivers and stolen vehicles, was amended to change a cooperation standard from “fully cooperate” to simply “cooperate.” HB 3689, a major ESF/TWA financing bill, was described as making technical changes to align terminology with the Comptroller’s authority and to avoid creating state debt or new liability. HB 5247, a capital cost recovery bill for transmission in the Permian Basin, was revised to clarify how the new mechanism fits with existing Utilities Code provisions and to add a 2035 expiration date. HB 3824, the battery fire safety bill, also received technical changes to align terminology with industry usage. The committee heard public testimony on several pending measures. HB 3069, which would direct the PUC to develop supplemental multi-decade planning criteria for transmission certificates in ERCOT, drew support from industry, environmental, and manufacturing witnesses who said it would help address congestion costs while balancing consumer protections; the bill was left pending. HB 5196, requiring state agencies to adopt and post telework policies and use written telework agreements, received both support and concern: supporters said it would preserve productivity and retention, while a senator raised concerns about notice and family logistics; it was left pending after testimony. HB 3112, allowing closed deliberations on cybersecurity policy details, was laid out and left pending after brief discussion. HCR 102, supporting federal nuclear tax credits, drew testimony from nuclear industry and energy advocates, who argued the credits are essential for existing plants, new nuclear development, grid reliability, and U.S. competitiveness; the resolution was left pending, with discussion about whether the language should focus more exclusively on nuclear. HB 705, creating a cosmetology licensure compact, was supported by industry, employers, and compact experts as a mobility tool that preserves state authority; HB 3516, expanding a public information exemption for Railroad Commission administrative law judges and technical examiners, and HB 3388, authorizing group property and casualty coverage for personal lines, were also heard and left pending. At the end of the meeting, the committee recessed subject to the call of the chair.

Transcript Highlights:

• A solution of offering a discount for using cash has its challenges, especially for certain industries
• Nationally, those total discount fees are between three and three and a half percent.
• So the merchant discounts vary based on the package of services.
• So the merchant discounts vary based on the package of services that the merchant purchases.
• So the merchant discounts vary based on the package of services that the merchant purchases.

Committee: Joint Joint Committee on Consumer Protection and Professional Licensure

Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.

Transcript Highlights:

• The merchant discount is the total of what a merchant pays when they accept a credit card.
• The amount of total merchant discount varies by what the merchant chooses to purchase in their bundle
• The original merchant discount going back to the late 1950s was about 8%.
• It doesn’t affect the merchant discount or the network fee.
• Yeah, what happened was the governor wanted to reduce the merchant collection discount in Illinois by

Committee: Joint Joint Committee on Financial Services

Summary: The Joint Committee on Financial Services heard testimony on several bills focused on financial security, banking regulation, and payment-card fees. Treasurer Deborah Goldberg supported the Massachusetts baby bonds proposal (H. 48) and also endorsed bills on matched savings (H. 1158/S. 737) and retirement planning/Secure Choice (H. 1143/S. 722), arguing these measures would help address wealth inequality, build assets, and improve retirement readiness. Supporters of baby bonds included policy experts and health advocates from Children’s Health Watch and Boston Medical Center, who said early-life asset building could improve long-term economic and health outcomes for children in low-income families. AARP also urged passage of the retirement planning bill, citing the large share of private-sector workers without access to an employer retirement plan. Representative Donato testified for H. 1143, describing it as a voluntary retirement-savings opportunity for workers at small employers. The committee also heard testimony on H. 3933, concerning the Massachusetts Credit Union Share Insurance Corporation, from former Bank Commissioner Mike Hanson, who defended the state’s full deposit insurance system for credit unions and savings institutions as a longstanding consumer-protection model. The Massachusetts Bankers Association raised concerns about the bill’s technical provisions and broader credit union/bank competitive issues, while the Cooperative Credit Union Association supported related legislation allowing modest compensation for credit union directors (S. 821/H. 1338) and flexibility for state financial institutions to grow through partnerships (S. 723). Bankers opposed those credit union bills, arguing they would upset a level playing field and blur long-standing distinctions between banks and credit unions. A major portion of the hearing focused on H. 1259/S. 688, which would prohibit card interchange fees on the tax and gratuity portions of restaurant transactions. Restaurant owners and the Massachusetts Restaurant Association testified in favor, saying the fees are a significant and growing expense, especially as most customers now pay by card; they argued the bills would save restaurants money without affecting state revenue. Credit union, banking, and payments-industry representatives opposed the bills, saying interchange helps fund fraud protection and payment infrastructure, that the proposal would create compliance burdens and likely litigation, and that it would mainly affect Massachusetts-chartered institutions while national banks could be preempted. Committee members noted that a commission on payment-card fees is being established and said the issue would be studied further. The hearing also included support for a separate bill on virtual credit cards for dental providers, with dentists saying automatic virtual-card payments impose hidden processing fees and fraud risks.

Transcript Highlights:

• However, the term 'excessive discount' is not defined and is arbitrary and inherently subjective.
• It certain excessive discounts of alcoholic beverage sales to on-premise or off-premise permittees.
• However, the term excessive discount is not defined and is arbitrary and inherently subjective.
• Close-out prices to eliminate inventory, and this could be considered by some to be excessive discounts
• HB 4054 seeks to address this issue by removing these excessive discount prohibitions.

Bills: HB 1301 , HB2278 , HB2776 , HB2820 , HB3848 , HB3920 , HB4172 , HB4215 , HB4284 , HB4285 , HB4463 , HB4517 , HB4690 , HB4765 , HB4766 , HB4767 , HB4768 , HB4769 , HB4773 , HB4830 , HB5506

Committee: House Licensing & Administrative Procedures

Keywords: alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding

Summary: The Committee on Licensing and Administrative Procedures met with a quorum present, corrected the minutes from April 8, and then took up a long list of pending bills, most of which were reported favorably or left pending after hearing testimony. Early action included HB 1764 (accounting practice for certain out-of-state CPAs), HB 1788 (continuing education for barbers and cosmetologists on recognizing and assisting victims of sexual assault, domestic violence, and human trafficking), HB 2204 (land surveyor regulation), HB 2885 (local option elections on alcohol sales), HB 2996 (gambling offense definitions and prosecution), HB 3250 (real estate appraisals and appraisal management companies), HB 3352 (driver education on work zones), HB 3385 (farm winery permit), HB 3756 (powers of certain nonresident sellers’ permit holders who also hold a winery permit), HB 3816 (cruelty to livestock animals), HB 3913 (real estate licensing), and HB 3928 (electronic notice of towed vehicles), all of which were advanced with unanimous or near-unanimous votes. Several of these bills were reported with committee substitutes, and some were also sent to the Committee on Local and Consent Calendars. The committee then heard testimony on HB 2278, which would legalize limited home distilling of spirits for personal or family use and add honey as an approved ingredient; supporters framed it as a consistency and freedom issue, and the bill was left pending. HB 3920, a TDLR workforce/CTE bill, and HB 1301, which would allow beer or malt beverages to be sold at certain wineries with on-site restaurants, were also laid out and left pending after discussion. HB 2776, aimed at tightening massage therapy licensing restrictions for people convicted of sexual and trafficking-related offenses and strengthening TDLR enforcement, and HB 3848, which would allow electronic filing of elevator and escalator inspection reports, were both heard and left pending as well. A major portion of the meeting focused on alcohol-related bills. HB 4215 would place delivery network companies under a statewide TDLR regulatory framework; Favor Delivery supported it, and it was left pending after the committee substitute was withdrawn. HB 4172 and HB 2820 would raise bingo reserve limits and update charitable bingo rules; supporters from veterans and nonprofit groups argued the changes would help charities, but both bills were left pending after the substitutes were withdrawn. HB 4463, a broadly supported bill allowing contract brewing and alternating brewery proprietorships, was also left pending. HB 4284 would remove the “excessive discount” prohibition in alcohol sales, HB 4285 would allow airlines to store alcohol within five miles of an airport in the same county, HB 4517 would create a complaint process for Texas distillers not paid by wholesalers, and HB 4773 would let breweries and brewpubs transport their own beer between facilities; HB 4773 drew the most debate, with supporters citing efficiency and opponents warning about unintended consequences and possible effects on the three-tier system, but it too was left pending. The committee also heard and left pending a series of TDLR cleanup bills and other measures, including HB 4765 through HB 4769, HB 4830 on service contracts for lease vehicles, HB 5506 giving civil immunity to ringside physicians at combative sports events, and HB 4690 on gasoline vapor pressure compliance. The meeting ended after all business was completed and the committee adjourned.

Transcript Highlights:

• I'm not sure if there's a discount, but I'll have to review the contract to make sure.
• And if that's something y'all would be interested in, and what the pricing might be or what discounts
• know, that y'all would be interested in and, you know, what the pricing might be or what, you know, discounts

Committee: All CODE REVISION COMMISSION

Summary: The commission approved the prior meeting minutes and then adopted the annual authorization for expense reimbursement for commissioners under Arkansas Code 25-16-902. Members noted that legislative commissioners would not receive reimbursement for the meeting day itself, consistent with their understanding of legislative per diem rules. The commission next considered LexisNexis pricing and replacement volume proposals. Company representatives proposed roughly a 7% price increase, citing higher costs and the Producer Price Index, and recommended replacing three volumes in 2026 and four in 2027 based on supplement size and age. Members asked about pricing for the public, the criteria for selecting replacement volumes, and the number of state sets sold. LexisNexis said the state pricing was tied to the public price structure and explained that replacement decisions are driven by keeping supplements manageable and volumes current. The commission approved the pricing and replacement volumes. Senator Tucker also raised the possibility of a statewide legal research contract for circuit judges, and LexisNexis said it would connect him with its sales team. Staff then updated the commission on the funds codification project. They reported reviewing state treasury funds and identifying many that are codified in more than one place, with the goal of moving the technical creation language into Title 19 only and repealing duplicative language elsewhere. The project is intended for inclusion in a fall technical corrections bill, after coordination with BLR Fiscal and DFA. Members discussed whether obsolete funds could also be identified for possible cleanup legislation, and staff said DFA maintains a list of obsolete funds and that any such information could be incorporated into future technical corrections work. The commission concluded by noting that no further business was expected before a later fall meeting to review technical corrections, and then adjourned.

Transcript Highlights:

• The regulators insisted that the children had to have little steps to egress out of the windows.
• The regulators insisted that the children had to have little steps to egress out of the windows.
• The regulators insisted that the children had to have little steps to egress out of the windows.
• The regulators insisted that the children had to have little steps to egress out of the windows.
• The regulators insisted that the children had to have little steps to egress out of the windows.

Bills: HB2689 , SB5420 , SB5868 , SB5877

Committee: House Appropriations

Keywords: Working Connections Child Care, child care subsidy, subsidized child care, Washington DCYF, Department of Children, Youth, and Families, low-income families, child care providers, licensed child care centers, family child care, market rate survey, subsidy rates, income eligibility, state median income, SNAP, Basic Food, collective bargaining, provider reimbursement, daily payment, half-day care, partial-day care

Transcript Highlights:

• You may think that this discounted amount is not that big a deal, but we have people Not that big a deal
• sufficient oversight of the installers, we hear stories all the time of individuals not receiving the discounts
• needs stickers that we ask our community members with special needs to either place in the residence window
• Member González said that he believes in the author and in what she is doing, and that he is not discounting
• Assembly Member González said he believes in the author and in what she is doing, and that he is not discounting

Committee: House Public Safety

Summary: The committee heard several measures, with AB 366 on ignition interlock devices for DUI offenders receiving the most extensive debate. The author, Senator Archuleta, and MADD representative Colin Campbell testified in support, describing personal losses to drunk driving and arguing that mandatory interlocks would prevent repeat offenses and save lives. Support also came from firefighters, law enforcement groups, AAA, medical and traffic safety organizations, and others. Opposition from public defenders and criminal justice advocates argued the bill removed judicial discretion, could impose costs on low-income people, and relied on a policy they said had inconclusive recidivism benefits. After discussion, the committee adopted AB 366 as amended and sent it to Appropriations on an aye vote. The committee also heard AB 1380, which would create a permanent pathway for formerly incarcerated Cal Fire hand crew members into firefighting careers, and AB 461, which would remove criminal penalties for certain school attendance violations and replace them with supportive responses. AB 1380 drew broad support from reentry, labor, and justice organizations, and opposition from Cal Fire-related interests was withdrawn after negotiations, though concerns remained about implementation and a possible two-tier system. AB 461 was backed by education, poverty, youth justice, and public defender groups, with testimony emphasizing family hardship, immigration fears, and the limits of punitive truancy enforcement; no opposition appeared. Both bills were moved forward but remained on call pending additional votes. The committee also adopted ACR 60, a Downey Police Department resolution highlighting voluntary special-needs stickers, yard signs, and dispatch alerts to help officers interact more effectively with people with disabilities or communication challenges. Later, AB 746 on prison cooperatives and a green reentry reserve was presented as a recidivism-reduction and workforce-development measure, with support from reentry and legal advocacy groups and no opposition testimony; it was advanced to Appropriations but also left on call. Finally, AB 379 on human trafficking was heard with strong support from survivor advocates, law enforcement, and local officials who said it would fund survivor services and target buyers, while opponents warned it could revive harmful loitering enforcement and criminalize survivors. The bill drew significant committee debate and was left pending after testimony and discussion.

Transcript Highlights:

• acquire apartment communities, deed-restrict units to households at 80% to 120% of AMI, and offer rent discounts
• And while I was able to write my dissertation, I would look out the window and watch my young child play