Video & Transcript : 'unfair trade practice' :

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HI

Hawaii 2026 Regular Session

CPN Public Hearing 03-18-2026

Commerce and Consumer Protection

Transcript Highlights:
  • The Service Contract Industry Council is a trade association that represents the national service contract
  • is to set our own standards that appear to sort of take a position on what may be national best practices
  • :50.520><c> relating</c><00:34:50.919><c> to</c><00:34:51.040><c> deceptive</c><00:34:51.640><c> practices
  • </c> Okay, next measure: House Bill 2614, House Draft 1, relating to deceptive practices.
  • And the last measure on this agenda is House Bill 2614, House Draft 1, relating to deceptive practices
Summary: The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion. The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.
AL

Alabama 2026 Regular Session

Alabama Senate Judiciary Committee Feb 3rd, 2026

Judiciary

Transcript Highlights:
  • When you pass your bar exam, you are licensed to practice before the Alabama Supreme Court Court Court
  • 26.800><c> to</c> pass your bar exam, you are licensed to pass your bar exam, you are licensed to practice
  • c> before</c><00:06:28.000><c> the</c><00:06:28.240><c> Alabama</c><00:06:28.960><c> Supreme</c> practice
  • before the Alabama Supreme practice before the Alabama Supreme Court Court Court &gt;&gt; and<00:06:
TX
Transcript Highlights:
  • In practice, it has not been used because the field is so large.
  • Not just about previous accidents, but all kinds of safety practices, etc., etc.
  • I have a small trial practice in Houston, Texas, since March 2020.
  • It's not practically used.
  • With all due respect, I've practiced a little longer.
TX
Transcript Highlights:
  • On the toll road, by practice, the Houston police officers are dispatched to incidents on the main lanes
  • Forty seems like that seems unfair to me. Divided by four others, they got 47% of all the roads.
  • It is common practice for them to get reimbursed by insurance companies. So my question is...
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Yes, I think it's a trade you should make, is my honest answer to you.
  • That would suggest an unfairness in the system.
  • And as a person, and as an attorney myself, with a private practice, I have to continuously combat my
  • Well, from a practical standpoint, I have seen these judges. They leave. Some days, they're done.
  • Our unconscious processing can lead to... to implicit bias, unfair assumptions, and stereotyping.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Why not send them, even if you want to as a portion of your practice, also send a copy?
  • an example of something that you've seen, either in your court or just in practice.
  • I've been practicing law for almost 40 years. Sorry, I meant no disrespect.
  • And it is an un, I'm just going to say an Unfair liability. What do you get paid for by TDCJ?
  • not to practice in the courts, uh, that feed into the court that they are, uh, that they are ? ?
TX

Texas 89th Regular

Public Education Feb 25th, 2025

Public Education

Transcript Highlights:
  • Without TIA, you're welcome to have an unfair teacher evaluation system.
  • If it's not calibrated in that way, it's really easy for it to be an unfair. system.
  • I would say in practice, that's not happening with consistent quality control.
  • They're practice recommendations, things that local school districts can do.
  • It's one we've seen a lot of success with in the trades.
Keywords: 1184, house, all
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Twenty Eight - Thursday, February 26

Missouri House Floor Meeting

Transcript Highlights:
  • Leon's patient since he started the dental practice next to Home Depot on Vogel Road in Arnold for more
  • Freeman, a man of many talents, a jack of all trades, and somehow a master of them all.
  • An engineer and electrician by trade, Freeman became the man at General Electric.
  • things that can be remedied without generating other unfairness, but not here.
  • And it's also unfair to assume that we're the right people to decide.
Summary: The House convened with prayer, the Pledge of Allegiance, and approval of the previous day’s journal by a 132-0 vote. Members then used personal privilege remarks to recognize Black History Month, honor several Black colleagues and public servants, observe a moment of silence for the late Dr. Steven Leon, and deliver a lengthy tribute to the late Freeman Bosley Sr. The chamber also welcomed numerous guests and school groups, including congressional and local officials, mental health advocates, FFA students, championship volleyball players, elementary and junior high students, and other district visitors. The House then took up several bills on third reading. The most contentious debate was over House Committee Substitute for House Bills 1663, 1607, and 1973, which removed a sunset from Missouri’s restrictions on transgender athletes in school sports. Supporters framed it as protecting fairness and women’s sports; opponents argued it targeted a very small number of students, was discriminatory, and distracted from more pressing issues. After extended debate, the measure passed 98-37. The House also passed House Bill 2682, a school-related First Amendment bill, after debate over whether it would protect hateful student speech; it passed 99-47. Lawmakers next passed House Bill 2274, the Interstate Teacher Mobility Compact, to make it easier for teachers to transfer credentials across states, especially for military families, by a vote of 133-13. House Committee Substitute for House Bill 1883, dealing with sales tax on durable medical goods and certain auction items, passed 98-36 after criticism that it was too broad and would benefit high-end auction sales. House Committee Substitute for House Bill 2085, a tobacco preemption bill that also allows localities to enforce a tobacco age of 21, passed 93-43 amid debate over local control and youth tobacco access. House Bill 2145, allowing businesses on two-lane highways to place signs across the road, passed overwhelmingly 142-2. Finally, the House passed House Committee Substitute for House Joint Resolution 169, which would limit state and local spending growth to prior-year levels plus inflation and population growth, with emergency exceptions. Supporters called it a way to restrain government spending and align with the Hancock Amendment; opponents raised concerns about how it could interact with future tax policy, including the proposed income tax elimination plan. The resolution was discussed at length but ultimately advanced by vote.
NH

New Hampshire 2026 Regular Session

Senate Rules and Enrolled Bills (01/15/2026)

Rules and Enrolled Bills

Transcript Highlights:
  • Legally, this practice is significant under the Sherman Antitrust Act and the Federal Trade Commission
  • practice that harms consumers.
  • Legally, this practice is significant under the Sherman Antitrust Act and the Federal Trade Commission
  • practice that harms consumers.
  • <c> method</c><00:14:09.600><c> of</c> It constitutes an unfair method of It constitutes an unfair method
Keywords: 1191, senate, all
MN
Transcript Highlights:
  • Today, we stand united, a coalition of elected officials, business leaders, and trade workers from across
  • workers in the hemp community in trade workers in the hemp community in Minnesota<00:22:37.360><c> to
  • </c> care we've practiced for over 90 years. care we've practiced for over 90 years.
  • for us to be right. and it is unfair for us to be punished<00:53:06.559><c> for</c><00:53:06.800><c>
  • Again, we have to hold tax and trade bureau licenses.
Keywords: 1187, senate, all
US
Transcript Highlights:
  • The starting conversation with trade, there are going to be many others.
  • trade practices to boost its own economy To boost its standing internationally in large part because
  • Look, we want reciprocal trade, fair and open reciprocal trade.
  • BTO system that wanted to have equal and fair trade around the world.
  • I mean, we're beginning to do that when we talk about this trade rebalancing.
Summary: The meeting of the committee was marked by significant discussions regarding various bills, including HB22 and SB5. A notable moment was the introduction of nominees Senator David Perdue and Ms. Monica Crawley, which led to discussions on the implications of their roles, particularly in relation to U.S.-China relations and foreign policy. Members exchanged views on the nominees' qualifications, emphasizing the importance of leadership in foreign diplomacy. Additionally, the committee heard testimonies from several witnesses both supporting and opposing certain bills, showcasing the diverse perspectives present.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Feb 18th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • The prohibition is no longer considered an unfair practice under the Washington law against discrimination
  • And other states have waited until these practices ...say.
  • The speaker continued that the bill does not mandate any specific type of marketing practice.
  • As I've stated before in this forum, this practice can constitute an unfair or deceptive act by obscuring
  • As I've stated before in this forum, this practice can constitute an unfair or deceptive act by obscuring
Bills: SB5831, SB6178
CA
Transcript Highlights:
  • Accountability without any authority is both unfair and it's ineffective.
  • SB 222 will standardize best practices to improve permitting compliance.
  • We're just looking for consistency in these practices as we go.
  • GDE, State Building and Construction Trades Council in support. Thank you.
  • Judy E., State Building and Construction Trades Council, in support.
Summary: The committee heard several housing-related bills, beginning with SB 1003, which would create pro-housing enhanced infrastructure financing districts to help local governments fund infrastructure needed for housing developments. The author and supporters argued that infrastructure costs often prevent projects from penciling out, while the chair expressed support and said the bill would be taken up later when quorum was available. SB 1014 followed, proposing new disclosure requirements for local jurisdictions to provide good-faith estimates of on-site and off-site improvements within 30 days of application, with supporters saying it would reduce late surprises and opposition from several cities citing implementation concerns with the 30-day timelines. The committee then took up SB 802, a Sacramento-region bill requiring a joint powers authority to coordinate housing and homelessness services. Senator Ashby and former Mayor Darrell Steinberg argued that Sacramento’s fragmented system has failed for years and that a JPA would improve accountability, coordination, and use of state funds. The bill drew broad support from local officials, service providers, business groups, and advocates, while some county and city representatives registered opposition or neutral concerns about state-mandated local governance. Several committee members said they were persuaded by the need for regional coordination, though some raised concerns about local control; the chair noted the bill would be moved when quorum allowed. The committee also heard SB 1092 and SB 1093, both focused on mobile home park residents after disasters or park sales. SB 1092 would give residents a right of first opportunity to match a sale offer for a park, with supporters saying it protects vulnerable seniors and preserves affordable housing, while park owners and their representatives argued it would devalue property and raise constitutional and financing concerns. SB 1093 would require more transparent communication, access to property, and consideration of rebuilding or closure after a disaster; supporters cited the long uncertainty faced by Palisades residents, while opponents warned about liability, safety, and burdensome review requirements. Members split along similar lines, with some emphasizing property rights and market impacts and others stressing the need to protect residents and preserve scarce affordable housing.
CA

California 2025-2026 Regular Session

Assembly Housing and Community Development Committee Jun 24th, 2026

Housing and Community Development

Transcript Highlights:
  • Accountability without any authority is both unfair and it's ineffective.
  • We're the largest trade association of mobile home park owners in the state. were the largest trade association
  • SB 222 will standardize best practices to improve permitting compliance.
  • And then we're just looking for consistency in these practices as we go.
  • Judy E., State Building and Construction Trades Council, in support.
Keywords: 988, house, all
CA

California 2025-2026 Regular Session

Senate Insurance Committee Jun 24th, 2026

Transcript Highlights:
  • This has led to duplicative filings, delays, inconsistent practices, and operational challenges.
  • AB 2198 codifies longstanding practice and clarifies who is responsible for filing which rates.
  • AB 2198 codifies long-standing practice and clarifies who is responsible for filing which rates.
  • I'd like to know from the trades what's left to land.
  • That suggests the problem is not simply insurer practices, but public misunderstanding.
Summary: The committee heard several insurance-related bills. AB 69, AB 1554, and AB 1680 all focused on California’s insurance market and the Fair Plan. AB 69 would require clearer notices to Fair Plan policyholders about coverage options, quarterly public reporting on clearinghouse programs, and additional broker/agent training to help depopulate the Fair Plan while preserving consumer choice. AB 1554 would require the California Earthquake Authority to post its annual report online and send it to relevant committees, and would direct the Insurance Commissioner to convene a working group on incorporating hazard mitigation into risk-transfer recommendations. AB 1680 would require the Fair Plan to comply with CDI examination findings, hire more staff, and improve clearinghouse operations; the Fair Plan moved from opposition to neutral after amendments, and the department said the bill would strengthen accountability and consumer protections. These bills were held pending quorum or taken up later, with authors requesting aye votes. AB 2198, by Assemblymember Rodriguez, would clarify title insurance rate-filing rules by specifying that title insurers file title rates and underwritten title companies file escrow rates, reducing duplicative filings and requiring rate schedules to be posted online. The California Land Title Association supported the bill, saying it codified longstanding practice and improved transparency, while the department continued discussions about possible revisions. The bill was left open for further questions and a later vote. AB 1795, by Assemblymember Gibson, would create statewide standards for inspecting, testing, and remediating smoke damage in wildfire-affected homes. The author and the Department of Insurance said the bill would establish science-based standards, protect survivors from unsafe reentry, require training and certification for relevant professionals, and improve claims handling; the department also described serious gaps found in its Fair Plan examination and recent wildfire claims. Insurers and some residents opposed or opposed unless amended, arguing the bill was still too broad, could raise costs, relied too much on industry standards, and left unresolved issues about legal standards, timing, and coverage. The bill remained under discussion, with the author saying negotiations would continue. AB 311, by Assemblymember McKinnor, would create an optional telematics-based auto insurance program to reward safer driving and improve road safety. Supporters, including road-safety advocates, victims’ families, and some insurance representatives, argued telematics could reduce speeding and distracted driving and save lives. Opponents, including privacy and consumer groups, argued the bill would create opaque surveillance pricing, undermine Prop. 103, and raise privacy and fairness concerns. After extensive debate, the committee passed the bill on a 3-0 vote and placed it on call. AB 1798, by Assemblymember Wilson, would bar life and disability insurers from using non-diagnostic genetic information from direct-to-consumer or other predictive genetic testing to deny coverage or raise premiums, while preserving use of medical history and family history and allowing consideration of certain high-value policies above $1.5 million. Supporters said the bill would reduce genetic discrimination and encourage testing; insurers argued genetic information is relevant to underwriting and warned the bill could raise costs and create inconsistencies. The committee chair and members noted the bill was close to agreement but still needed work, and the bill was moved with a 3-0 vote and placed on call.
CA

California 2025-2026 Regular Session

Senate Budget and Fiscal Review Committee Feb 18th, 2026

Budget and Fiscal Review

Transcript Highlights:
  • Now we'll move to the CEO, Practical Idealism Economics. Welcome.
  • So I guess we often hear this presented as a trade-off, and it is certainly a trade-off in any single
  • You said it creates an unfair burden on the employee.
  • In practice, it doesn't work at all that way.
  • In practice, as I said, it's more like a random number generator.
Keywords: 987, senate, all
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 31st, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Public Health, HB 4169 by Compost relating to the fire remediation contracts for the Committee on Trade
  • F to the Committee on Trade, Workforce and Economic Development, HB 4180 by Luther relating to imposing
  • HB 4204 by Harless relating to prohibiting the use of unfair service agreements, creating an offense
  • for the Committee on Trade, Workforce and Economic Development.
  • creating a criminal offense, increasing a criminal penalty, authorizing a fee for the Committee on Trade
CA
Transcript Highlights:
  • Our ports, our trade relationships, and our innovation economy all tie us to events that can feel distant
  • for our team over the past few years, and a great example of how we can put these principles into practice
  • And that seems deeply unfair to our California taxpayers as well.
  • And that seems deeply unfair to our California taxpayers as well.
  • state, but also ensuring that these jobs, that incentivizing this business, would not give it an unfair
Summary: The Assembly Budget Subcommittee 5 on State Administration heard presentations from Go-Biz and the Department of Financial Protection and Innovation on the Governor’s budget proposals. Go-Biz described California Jobs First, the state’s 10-year economic development strategy, and emphasized support for small businesses, workforce development, and targeted investment in sectors such as ag tech, life sciences, semiconductors, and advanced manufacturing. Members raised concerns about federal policy changes, tariffs, tourism, housing, child care, and whether state incentives are truly additive; Go-Biz responded that it tracks federal actions closely, works with chambers and advocates, and uses programs like California Competes to target jobs that would not otherwise come to California. The committee then reviewed the proposal to restore the California Competes grant program with $60 million. Go-Biz said the grant would help businesses that cannot use the nonrefundable tax credit, and explained the program’s five-year contracts, milestone-based awards, and recapture provisions. The Legislative Analyst’s Office said the grant could be effective but recommended stronger oversight and clearer eligibility criteria, while also noting the 30% cap in trailer bill language may be too restrictive given the smaller funding level. Public testimony supported the grant and suggested considering refundability or transferability for the tax credit to broaden access for smaller and startup businesses. Members also heard the CHIPS-related proposal for $25 million to support Natcast’s semiconductor design and collaboration facility in Sunnyvale. Go-Biz and public witnesses argued the state investment would help secure a major federal research facility, retain engineering talent, and leverage billions in broader investment, while the LAO recommended rejecting the item because of its dependence on uncertain federal funding and the state’s budget condition. The committee also considered a $17 million continuation of CA RISE, which supports employment social enterprises; Go-Biz and several grantees cited strong job placement and workforce outcomes, while the LAO recommended rejection absent a more rigorous evaluation, noting prior LA RISE evidence did not show long-term employment gains. Finally, the Department of Financial Protection and Innovation presented budget requests for IT security and rent increases, and a trailer bill to raise fees across several programs. DFPI said decades-old fee schedules, inflation, and new regulatory responsibilities have created a structural deficit and warned the department could face insolvency without adjustments. The LAO recommended approving the fee increases only on a three-year limited-term basis and asked for more detailed revenue plans for programs not covered by the proposal, so the Legislature can assess actual collections and market impacts before making the changes permanent.
CA
Transcript Highlights:
  • Of course, the trade-off then is six months.
  • And so are there— Of course, the trade-off then is six months.
  • And then, of course— Of discrimination and unfairness into dispute resolution.
  • Of cap and trade, just the changes. Thank you. Hello, my name's Ann Collichitas.
  • This is an unfair fee increase for the people who can least afford it.
Summary: The subcommittee heard an extensive presentation on the administration’s housing reorganization proposal, which would centralize multifamily affordable housing finance under the new Housing Development and Finance Committee (HDFC) and align it with the Governor’s trailer bill language. Administration officials said the plan is intended to create a one-stop application and award process, reduce duplicative timelines and costs, and pair state subsidy with private activity bonds and federal tax credits more efficiently. They also described proposed changes to the Affordable Housing and Sustainable Communities program, including shifting a larger share of funding toward housing-related awards while preserving a portion for sustainable communities investments. The Legislative Analyst’s Office generally supported the streamlining concept but recommended changes to the proposed bond set-aside timing and urged flexibility for integrated applications and future reporting on demand. Senators, especially Senator Cabaldon, raised concerns that the proposal could weaken the original climate-and-transportation purpose of the sustainable communities program and that the reorganization would be undercut by the lack of new housing production funding in the budget. The item was held open without a vote. The committee then received a report from the California Debt Limit Allocation Committee and the California Tax Credit Allocation Committee on federal and state housing tax credits. Staff explained that the federal H.R. 1 change lowering the bond-financing threshold from 50% to 25% greatly expanded the number of projects able to use the 4% federal tax credit, allowing California to fund many more projects and units. They also described the state low-income housing tax credit as an important gap-filling tool for projects that still need additional subsidy, and noted existing set-asides for rural, homeless, at-risk, and extremely low-income projects. Members discussed rehabilitation as well as new construction, and the item was informational only. Finally, the Civil Rights Department reported on the effects of federal civil rights policy changes and on three programs facing expiration: California vs. Hate, the Community Conflict Resolution Unit, and Investigations and Conciliation Enhancement. Director Kevin Kish said federal cuts and policy shifts have reduced support for fair housing and other civil rights functions, while CRD’s caseload has grown from about 8,700 open matters a year ago to more than 12,000, with a six-month wait for interviews despite overtime triage efforts. Senators expressed strong support for continuing the programs and concern about the broader federal rollback of civil rights enforcement. The department said it is using overtime, intake triage, and outreach partnerships to manage the workload and direct Californians to appropriate state, local, and nonprofit resources.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Telecommunications, Utilities and Energy Jun 21st, 2026 at 01:00 pm

Joint Committee on Telecommunications, Utilities and Energy

Transcript Highlights:
  • auctions as RGGI by selling CO2 emissions allowances and quarterly auctions as part of a regional cap-and-trade
  • The proposed changes diminish local control, impose unfair regulatory burdens, and compromise competitiveness
  • Section 3 weakens protections for trade secrets by requiring reasonable and available evidence...
  • Section 3 weakens protections for trade secrets by requiring reasonable and available evidence to justify
  • confidentiality, a vague and unworkable standard that contradicts standard market practices.
Keywords: 995, all
Summary: The committee heard testimony on a range of energy, utility, broadband, and municipal infrastructure bills. Representative Powell supported H 3466, which would create a task force to study public ownership of utilities and alternatives to investor-owned electric and gas systems. Representative Therber supported H 3574, which would use RGGI funds to reimburse cities and towns affected by power plant decommissioning, citing lost jobs, tax revenue, and service cuts in communities such as Somerset, Plymouth, Salem, and Everett. Several witnesses from municipal light plants and related organizations testified in support of mutual aid bills, including H 3486/S 2252 and H 3330/S 2277, saying the measures would clarify protections and liability coverage for MLP workers assisting in emergencies and non-emergency work. Jim Leiden of EMWIC opposed H 3514/S 2295, saying the proposed board and governance changes would reduce local control, add burdens, and weaken confidentiality protections. A committee member asked whether the mutual aid bills had been reviewed for municipal impacts, and the witnesses said they had done due diligence. The committee also heard extensive testimony on H 3551/S 2306, the smart meter opt-out bills. Supporters argued that smart meters emit harmful wireless radiation, that some residents have developed health problems or electromagnetic sensitivity, and that opt-outs should be available without fees or penalties; several witnesses urged notification, consent, and non-transmitting analog meter options. The committee also heard testimony from municipal officials and the Massachusetts Municipal Association in support of H 3462/S 2250, which would strengthen municipal authority to enforce timely removal of double utility poles, citing safety, accessibility, and construction-delay concerns. Derek Leffert of Gateway Fiber opposed H 3450, saying it would improperly shift broadband deployment costs to competitors. At the end of testimony, the chair closed the hearing by motion and vote, with members voting aye and no opposition recorded.