Video & Transcript : 'suspicious transaction' :
Page 32 of 212
MN
Transcript Highlights:
- It says, uh, he identified allegations that employees were instructed not to pursue suspicious activity
- Oh, I'm looking for a commitment, a verbal commitment from that." instructed not to pursue suspicious
- instructed not to pursue suspicious activity<00:27:44.400><c> and</c><00:27:44.640><c> that</c><00:27
Committee:
Senate Human Services
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee May 7th, 2025
Housing and Community Development
Transcript Highlights:
- That's the province of the parties to the transaction.
- That's the province of the parties to the transaction. with.
- That's the province of the parties to the transaction.
- And it's causing delays in the transaction unacceptably.
- Also, the type of transaction on the loan is very different.
Committee:
House Housing and Community Development
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. AB 760 would temporarily allow mobile home parks in disaster-declared areas, and nearby jurisdictions, to rent park-owned homes to people displaced by natural disasters such as fires, floods, or earthquakes. Supporters said it would quickly add emergency housing after events like the Los Angeles fires; there was no opposition, and the committee later approved the bill 9-0 as amended.
AB 1445, authored by Chair Haney, would help cities finance office-to-housing conversions and downtown revitalization by creating downtown recovery districts funded by future property tax growth. Support came from the California Travel Association, Housing Action Coalition, IKEA, and other housing and transit advocates, who said the bill would help downtowns recover, increase housing, and support local revenue. The committee members were generally supportive, and the bill passed 8-0.
AB 456, by Assemblymember Connolly, would bar mobile home park managers from requiring interior repairs or inspections as a condition of sale, while preserving exterior repair requirements and tightening the timeline for management responses. Supporters, including many mobile home residents and GSMOL, argued park managers were delaying or obstructing sales and overreaching into private transactions. Opponents, led by the Western Manufactured Housing Communities Association, warned that banning interior inspections could allow unsafe or unpermitted conditions to go unnoticed and increase liability and fire risk. After extended debate over safety, disclosure, and park liability, the committee passed the bill 8-1 as amended.
The committee also took up a consent item, AB 391, which was approved 9-0 as amended. After quorum was established, the committee took roll-call votes on the measures and adjourned after completing the agenda.
LA
Louisiana 2026 Regular Session
Commerce Mar 17th, 2026
Commerce, Consumer Protection, and International Affairs
Transcript Highlights:
- It delays the time period that they have to honor the transaction.
- An actual transaction does happen. It is legitimate, yes.
- We need you to verify: did you try to make this transaction?
- “Transaction.
- I’m not really sure on fraudulent transactions.” “Okay, thanks.” “All right.
Summary:
The House Committee on Commerce met on March 17, 2026, adopted its rules again because they had not been properly posted, and voluntarily deferred several bills before taking up the day’s agenda. The committee then moved through a series of commerce and financial services measures, with members repeatedly noting the bills had been worked on jointly by authors and stakeholders. HB 489, on transfer-on-death securities, was amended to make the transfer requirements mandatory and to remove a liability limitation for registering entities, then reported favorable. HB 545, which narrowed a consumer-loan bill to origination fees only, was amended and reported favorable. HB 555, expanding protections for eligible adults from financial exploitation, was amended with technical changes and an amendment from Rep. Boyd, then reported favorable after testimony from bankers and advocates describing scams targeting seniors and the need for delayed transactions, trusted contacts, and training. HB 797, creating the Bayou Gold Program, was amended to clarify electronic payment platforms and reported favorable after questions about state involvement, insurance, and consumer protections. HB 952, modernizing the consumer loan framework, was amended to a three-tier rate structure and to add ability-to-repay and disaster-relief provisions, then reported favorable.
The committee also considered two economic development bills from Rep. Owen. HB 672 would encourage brick manufacturing in Louisiana; after an amendment changed LED’s role from directing a priority industry to allowing support through existing programs and guidance, the bill was reported favorable. Testimony emphasized Louisiana’s clay deposits, limited in-state brick production, and potential benefits for housing costs and jobs. HB 670, on wood pellet manufacturing, received a similar amendment limiting LED to support and guidance rather than mandates, and was also reported favorable. A consultant testified that a proposed North Louisiana pellet facility could generate significant payroll, local spending, and revenue from timber that is currently underused, while LED described the sector as part of the state’s agribusiness and energy strategy and discussed global demand, carbon footprint requirements, and the role of CCUS in attracting large projects. The discussion on HB 670 continued at the end of the transcript, with members probing how the industry works and how Louisiana could benefit from it.
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Mar 5th, 2025
Ways and Means Education
Transcript Highlights:
- So currently, it's already a tax-exempt transaction.
- for goods and services or any transactions.
- And it does not include credit and debit card transactions.
- A neighboring state and transact that business.
- Transaction between the retailer, where the credit card transaction happens, and the person that actually
Committee:
House Ways and Means Education
Keywords:
home school, career and technical education, public schools, K-12 education, enrollment policy, parental leave, state employees, adoption, employee benefits, aircraft tax, aviation tax, sales tax exemption, use tax exemption, lease tax, rental tax, commercial aircraft, air carrier, airline, aircraft parts, maintenance
FL
Florida 2025 Regular Session
March 13, 2025 - 01:00 PM
Transcript Highlights:
- Are there any caps on those transactions? You are recognized. Thank you, Mr. Chairman.
- if that bank sees a nefarious transaction occurring.
- They don't transact with a bank. There's no transaction between the kiosks and a bank.
- They've got—they look at transactions and put freezes on them.
- Legitimate transactions are not unfairly frozen or delayed. You're recognized?
Summary:
The committee met with a quorum and heard five bills. HB 1097 would rename the Florida Catastrophic Storm Center at FSU as the Florida Center for Excellence in Insurance and Risk Management, transfer the public hurricane loss projection model from FIU to FSU, and provide recurring and nonrecurring appropriations to support independent insurance research and collaboration with OIR and other universities. Members discussed university roles, model oversight, independence from industry funding, and student/workforce benefits. The bill passed favorably on a roll call vote.
HB 319 would create a regulatory framework for virtual currency kiosk businesses, requiring registration with the Office of Financial Regulation, consumer disclosures, and penalties for violations. Much of the discussion focused on fraud prevention, especially for seniors, and whether the bill should include transaction caps or stronger recovery tools; AARP supported the bill but urged additional protections. The bill passed favorably. CS/HB 385 made technical changes to the Florida Trust Code and Community Property Trust Act, including decanting, trustee claims, redemption by satisfaction, and homestead transfer treatment; an amendment conforming to the Senate version was adopted, and the bill passed favorably.
CS/HB 97 would allow service of process for exploitation injunctions against unascertainable scammers through the same communication method used to contact the victim, such as text or social media, and would let courts freeze funds temporarily while the matter is heard. Testimony from elder law practitioners and AARP supported the bill as a tool against scams, while some members raised due process and overreach concerns; the bill passed favorably. HB 839 would shorten the overpayment recovery window for claims submitted to psychologists and HMOs to match other health providers, with the goal of improving parity and access to mental health care; an amendment was adopted, and the bill passed favorably. The meeting concluded with adjournment after the final roll call votes.
LA
Louisiana 2026 Regular Session
Commerce Mar 23rd, 2026
Commerce, Consumer Protection, and International Affairs
Transcript Highlights:
- transaction.
- That can make or break many transactions. That can make or break many transactions.
- Since 2019, I've closed on over 240 transactions, operating in 16 different parishes in Orleans.
- So the goal shouldn't be to eliminate these transactions.
- They're deficient in the transaction. And they might be desperate.
Summary:
The committee first deferred several bills, then took up House Bill 468 by Representative A-Bear, which would regulate wholesaling of residential real property by requiring disclosures, a right to cancel within 14 days, and other consumer protections. Representative A-Bear said the bill is meant to increase transparency without banning wholesaling, while committee members and witnesses debated whether the bill should instead focus on proof of funds or other safeguards. The committee adopted an amendment set that added disclosure of assignment fees, required a 1% earnest money deposit, and imposed a civil penalty for violations, then reported the bill favorably after hearing testimony from real estate professionals, title attorneys, and the Louisiana Real Estate Commission, many of whom supported transparency but urged changes to the rescission period and other provisions.
Witnesses on HB 468 generally agreed there are bad actors in the wholesale market, especially in residential transactions involving distressed or unsophisticated sellers, but several argued the bill could interfere with legitimate local investors who close quickly and help move problem properties back into commerce. The Real Estate Commission explained that the bill creates a rebuttable presumption based on marketing activity and that the agency has enforcement tools even against unlicensed actors. Representative Jordan raised concerns about intent, assignability, and whether represented sellers need the same protections, and Representative A-Bear said he would continue working on the bill before floor debate.
The committee then heard House Bill 548 by Representative Bowie, which changes CPA licensing by allowing either a master’s degree or an additional year of experience in place of the current extra undergraduate hours, while keeping the exam requirement the same. The bill also codifies board composition criteria and modernizes CPA mobility/practice privilege rules for out-of-state CPAs. After brief questions about enforcement and mobility, the committee heard support from the Louisiana Society of CPAs and others and reported the bill favorably. Finally, the committee took up House Bill 848 by Representative DeWitt on motor vehicle dealer licensing and repair facility requirements, adopted technical amendments, and then recessed.
NH
Transcript Highlights:
- I co-sponsored Senate Bill 482 establishing consumer protections for digital asset transaction kiosks
- protections for establishing consumer protections for digital<05:25:27.440><c> asset</c><05:25:27.840><c> transaction
- </c><05:25:28.560><c> kiosks,</c> digital asset transaction kiosks, digital asset transaction kiosks,
- Manchester police were called after a report of a suspicious vehicle with no alleged crime.
MO
Transcript Highlights:
- follows the policyholder, not the transaction.
- , not the transaction.
- those sorts of transactions to move blocks of business to a new company.
- Is that a financial transaction?
- Is that a financial transaction?
Committee:
House Insurance and Banking
Summary:
The Committee for Insurance met with a quorum and first took up three bills in executive session. House Bill 2902 was amended with a committee substitute that removed the commission language while keeping provisions on software and key-emulating devices, and members confirmed it still included a Class D felony penalty. The committee adopted the substitute and voted the bill do pass, with one member voting no. House Bill 1789, dealing with delivery network companies and insurance coverage during the delivery availability period, was also amended and adopted; the substitute clarified that the availability period is not commercial activity and that auto insurance applies until a driver is actually engaged in delivery. The committee then voted the bill do pass, with one no vote and one present. House Bill 1647 was amended to remove it from the collateral source rule section and clarify that it applies only to civil actions for damages and property claims; the substitute was adopted and the bill voted do pass, with several no votes recorded.
The committee then held a public hearing on House Bill 1894, which would implement federal nondiscrimination requirements for licensed health care providers in Missouri insurance law. The sponsor said the bill is about patient choice, fairness, and access, especially in rural areas, and does not expand scope of practice or require coverage of new services. Supporters from chiropractic, nursing, occupational therapy, podiatry, and nurse anesthetist groups said the bill would ensure equal reimbursement for the same covered services and improve access to local providers. Opponents from the insurance industry argued the bill would interfere with network design, reduce negotiating leverage, and require equal payment regardless of provider type or credentials; they also said current federal law already governs network adequacy and that the bill’s rulemaking language was standard but the reimbursement mandate was the main concern.
The committee also heard House Bill 3314, which updates Missouri’s insurance guaranty association laws. The sponsor and supporters explained that the bill would clarify coverage for cyber policies, ensure coverage follows the policyholder in insurance business transfer or corporate division transactions, and allow limited pre-liquidation information sharing from the Department of Commerce and Insurance to guaranty associations so claims can be handled faster after insolvency. Witnesses said the bill is technical and intended to modernize the system without expanding coverage or increasing taxpayer exposure. Members asked about the $300,000 property and casualty claims cap, the definition of high-net-worth individual, oversight of guaranty associations, and confidentiality concerns; supporters said the cap is longstanding, high-net-worth means over $25 million, and the department’s existing oversight and confidentiality protections are sufficient. The hearing closed after a final supportive statement from the Missouri Insurance Coalition, and the committee adjourned.
WA
Transcript Highlights:
- The parties to the transaction must provide written notice of the change to the Attorney General.
- Such transactions involve any entity or person that results in a change of majority ownership or control
- Fourth, it would require parties filing a written notice of a material change transaction to also pay
- that require pre-transaction notice.
- Transactions would be treated the same as related to notice to the Attorney General's office.
Committee:
Senate Law & Justice
LA
Transcript Highlights:
- transaction.
- transaction. by and large different than the avatar for a consumer retail transaction.
- Since 2019, I've closed on over 240 transactions, operating in 16 different parishes in Orleans.
- So the goal shouldn't be to eliminate these transactions.
- He said those people are at a deficit in the transaction and need protection.
Keywords:
engineering, land surveying, construction, state fire marshal, plan review, contracting services, unsolicited contact, homeowners, penalties, regulations, wholesaling, real estate, earnest money, cancellation rights, residential properties, Louisiana Real Estate Commission, certified public accountant, CPA, accounting board, Louisiana State Board of Certified Public Accountants
MO
Missouri 2026 Regular Session
Economic Development Feb 3rd, 2026
Joint Committee on Rural Economic Development
Transcript Highlights:
- In these transactions, a wholesaler places a property under contract and then assigns that contract to
- . of our cover letter where we want everybody to know what's going on of the transaction, that we're
- First, they don't actually close, nor have the financial wherewithal to close on the transaction.
- And this bill doesn't restrict legitimate transactions. It raises the floor on transparency.
- It's my contention that if you are transacting on someone else's home for a fee or for a profit, you
Summary:
The committee first heard House Bill 2508, which would clarify that Missouri series LLCs may obtain standalone certificates of good standing from the Secretary of State and be individually listed on the Secretary of State’s website. Representative Chris Brown said the bill is intended to remove uncertainty created by a newer interpretation of the law and help Missouri businesses operate in other states. Committee members and witnesses from law and business groups generally supported the measure, emphasizing transparency, easier verification of entities, and reduced barriers to interstate business. No opposition was offered, and the hearing on HB 2508 was closed.
The committee then heard House Bill 2517, which would require real estate wholesalers to provide a written disclosure before contracting with a seller, stating that they are acting as a wholesaler, do not represent the seller, may assign the contract, and encouraging the seller to seek legal counsel. Representative Brown described the bill as a consumer protection measure aimed at preventing deceptive practices that can harm distressed homeowners, seniors, heirs, and first-time sellers. Members raised questions about whether the disclosure should be more prominent and whether the bill would affect legitimate investors. Brown and several supporters said the bill targets bad actors without restricting legitimate transactions.
Testimony on HB 2517 was mixed but broadly supportive of disclosure. The Missouri Association of Realtors, the Missouri Chamber, and several wholesalers and homebuyers supported the bill’s transparency requirements, while warning that overregulation could hurt the market for distressed and blighted properties. Supporters described wholesalers as important to moving off-market homes into the hands of rehabbers and argued that disclosure helps ensure sellers understand the transaction. One witness said the Senate companion bill had been amended to require disclosure 14 days before contracting and to make Attorney General enforcement discretionary, which would eliminate the fiscal note, though some witnesses said the 14-day requirement could burden sellers in urgent situations. The hearing on HB 2517 was then closed, with no votes taken during the meeting.
AZ
Transcript Highlights:
- So there is a transactional fee. There is a transactional fee. Mr.
- So each transaction is its own individual transaction, but there's no compounding.
- So each transaction is its own individual transaction, but there's no compounding.
- I can’t complete that transaction.
- I'm trying to explain that with all the transaction fees, by the time you add up those transaction fees
Bills:
HB2118 , HB2181 , HB2308 , HB2309 , HB2402 , HB2476 , HB2682 , HB2698 , HB2875 , HB2877 , HB2903 , HB2910
Committees:
House Commerce , House House Commerce Committee of Reference
Keywords:
mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner
MO
Missouri 2026 Regular Session
Financial Institutions Jan 14th, 2026 at 12:00 pm
Financial Institutions
Transcript Highlights:
- Yet under current Missouri law, notary fraud, which is also the linchpin in fraudulent transactions,
- Transactions should be recorded when we receive them.
- And so when our under... ...is a guarantee of a clean chain of title, a clean transaction.
- It just describes the transaction of moving one off of one ledger to another ledger. Okay.
- It just describes the transaction of moving one off of one ledger to another ledger. Okay.
Committee:
House Financial Institutions
VT
Transcript Highlights:
- </c> the an instantaneous track transaction the an instantaneous track transaction is<00:14:46.160><c
- </c> these types of transactions. these types of transactions.
- Is the daily such transactions.
- ><c> transactions.
- The key definitions are factoring transactions and sale-based financing transactions.
MN
Minnesota 2025-2026 Regular Session
Minnesota House OKs omnibus commerce bill that includes cryptocurrency kiosk ban 4/23/26
Minnesota House Floor Meeting
Transcript Highlights:
- So, it clarifies when the transaction is considered a Minnesota transaction, defines its regulatory jurisdiction
- So it tracks scrap metal transactions to um stop illegal activity.
- So, it clarifies when the transactions.
- ><c> a</c><00:03:12.080><c> Minnesota</c> transaction is considered a Minnesota transaction is considered
- </c> transaction, defines its regulatory transaction, defines its regulatory jurisdiction,<00:03:15.280
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 4/9/26
State Government Finance and Policy
Transcript Highlights:
- </c> as I understand it, those transactions as I understand it, those transactions are<00:37:56.920><
- it's they're owed a refund or, excuse me, the transaction, if there's a total transaction amount of
- transactions transactions that<00:40:16.240><c> round</c><00:40:16.760><c> down.
- </c> it's an amount of the total transaction. it's an amount of the total transaction.
- And so, I ask for cash transactions.
Committee:
House State Government Finance and Policy
AR
Transcript Highlights:
- that relate to a taxable sales tax transaction.
- if there was a separately stated credit card transaction.
- that relate to a taxable sales tax transaction.
- if there was a separately stated credit card transaction.
- , there's a swipe fee or a transaction fee for me using my card.
Committee:
All JBC-SPECIAL LANGUAGE
AZ
Transcript Highlights:
- So there is a transactional fee. There is a transactional fee. Mr.
- So each transaction is its own individual transaction, but there's no compounding.
- Each transaction is its own individual transaction, but there's no compounding, so there's no rollover
- So each transaction is its own individual transaction, but there's no compounding.
- I can't complete that transaction.
Committee:
House House Commerce Committee of Reference
Summary:
The House Commerce Committee heard House Bill 2181, which would extend the deadline for funeral establishments or responsible individuals to complete and submit death certificates. The committee adopted an amendment reducing the maximum extension to 14 days and clarifying that the medical certification deadline for health care providers excludes weekends and holidays. Testimony from a mortuary owner and the sponsor described delays caused by doctors’ schedules, county processing, holidays, and families needing more time; some members argued the bill did not address the underlying accountability problems for doctors and counties, while others supported the added flexibility. HB 2181 was approved 6-4-1 with a due pass recommendation.
The committee then heard House Bill 2682, which creates a DES rental assistance program providing up to two months or $5,000 in aid and appropriates $5 million from the general fund for administration. Supporters said the bill would help families facing short-term crises stay housed, reduce evictions, and serve as a preventive measure that could save money downstream; a constituent testified in Spanish about receiving emergency rental help after falling behind. Some members raised concerns about the program’s cost, the limited target population, and whether seniors should be included, while others supported it as a pilot and asked for possible amendments. HB 2682 passed 7-4.
House Bill 2698, which creates a rental assistance study committee to evaluate the effectiveness of such programs and repeals the committee in 2028, was heard next and passed on a 7-4 vote. The committee then considered House Bill 2476, revising CPA certification and reciprocity requirements by creating multiple pathways to licensure and updating related rules and fees. Supporters said the bill would help address a CPA workforce shortage and align Arizona with other states; after questions about whether the bill made licensure harder or easier, the committee unanimously approved HB 2476, 11-0.
Finally, the committee began House Bill 2308, which would bar dental insurers and certain holding companies from owning dental practices. The sponsor and Arizona Dental Association argued the bill would prevent conflicts of interest and preserve separation between payers and providers, while Delta Dental opposed the measure as overbroad and potentially burdensome for nonprofit insurers and investors. After discussion about private equity, nonprofit charity care, and vertical integration, the bill was approved 8-0 with three members present. The committee then started House Bill 2118 on mobile food vendors, with the sponsor and food truck operators arguing it would streamline duplicate local permitting, while cities and some vendors opposed it as a loss of local oversight and control; testimony continued, but no final action on HB 2118 appears in the excerpt.
MO
Transcript Highlights:
- In these transactions, a wholesaler places a property under contract and then assigns that contract to
- It's very important in a real estate transaction, and in what would be considered a normal real estate
- transaction, realtors go to exceedingly great lengths to make sure everybody knows who is working for
- First, they don't actually close, nor have the financial wherewithal to close on the transaction.
- And this bill doesn't restrict legitimate transactions. It raises the floor on transparency.
FL
Florida 2025 Regular Session
April 2, 2025 - 09:00 AM
Transcript Highlights:
- , and ensures the right of willing parties to transact legally with gold and silver.
- When you use that, the only type of fees are transactional.
- And, you know, those entities that do that, it's… Type of fees are transactional.
- Third, the security of the specie, bullion, and transactional gold and silver.
- And it's not protected in the same way that a cash transaction would be protected.
Summary:
The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0.
The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote.
Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0.
Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.