Video & Transcript Research : 'loan modification'
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NM
Transcript Highlights:
- The spreadsheet had a modification to the executive recommendation or what was on that spreadsheet to
- This was, from my understanding, a revolving loan fund that the department was getting money back for
Keywords:
child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool, pre-K, Head Start, Early Head Start, Children's Code, early childhood education and care department, ECECD, child care facilities, licensed child care, registered child care, copayments, waitlist, subsidy, federal poverty level
MN
Transcript Highlights:
- with the one big bill and changes proposed for the professional degree reclassification for student loan
- with the one big bill and changes proposed for the professional degree reclassification for student loan
- reclassification for student loan reclassification for student loan forgiveness.<01:04:53.680>
<01:43:47.600>- know, people who are in higher education and teacher prep programs that maybe wouldn't get student loan
to <01:43:47.840>the cannot make modifications to the cannot make modifications
TX
Transcript Highlights:
- relating to the statute of limitations on a healthcare liability claim involving certain gender modifications
- result, errors and inconsistent notarizations can occur, undermining the reliability of notary public loan
- should be offered online and in person, and the exam should be integrated as part of the notary public loan
Bills:
HB5621, HB4904, HB5067, HB5076, HB5081, HB5354, HB4862, HB3847, HB4088, HB4157, HB2966, HB2287, HB4203, HB4803, HB4737, HB5093, HB783, HB5411, HB4281
Keywords:
HB 5621, consumer protection, Deceptive Trade Practices Act, DTPA, Business & Commerce Code, attorney general, consumer protection division, district attorney, county attorney, local prosecutor, civil investigative demand, CID, voluntary compliance, financial institution records, bank records, privacy, protective order, in camera review, trade secrets, insurer
FL
Florida 2025 Regular Session
Appropriations Committee on Higher Education Apr 10th, 2025
Transcript Highlights:
- provisions from the underlying This amendment maintains provisions from the underlying bill with modification
- That includes eliminating income based student loan repayment programs, privatizing most of the student
- loan programs that are available at the federal level and kind of putting a lot of high borrowing costs
TX
Texas 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025
Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- includes customizing the that management and compliance modules, solidifying and further customizing loan
- servicing, loan closing, and legal functions. as they relate to multifamily.
- Idle 12 loans, which are loans from the Federal Treasury to allow us to pay benefits.
- That 7.2 who basically allowed us to pay off the Title 12 loans.
- I have to go take out a loan. An emergency loan. own with one day's notice. And I'll say this.
NH
New Hampshire 2025 Regular Session
House Finance Division I (03/07/2025)
Transcript Highlights:
- Okay, so if they wanted to come in for a modification, they could if they're kind of replacing in kind
- you'll have to come in for modifications you'll have to come in for for<02:21:38.240>
final <02 - Well, there's yes, the project, there's people paying back, and it's going back and being loaned out.
- /c> paying back and it's going back and paying back and it's going back and being<02:29:53.520>
loan - out and yeah I mean the total being loan out and yeah I mean the total value<02:29:56.760>
right<
Summary:
The committee heard a presentation from the Department of Environmental Services on proposed changes in House Bill 2 and related technical changes in House Bill 1 tied to the governor’s permitting realignment initiative. The proposal would move environmental review staff from Fish and Game and DNCR to DES to create a more centralized “one-stop shop” for applicants needing DES permits, especially for wildlife and natural heritage reviews. DES said the goal is to speed permitting, support a 60-day review clock, and improve coordination among agencies while keeping the substantive review work in place.
Members asked about staffing impacts, the scope of the transferred duties, and whether the change would create redundancy or weaken the other agencies. DES said most of the affected staff work primarily on these reviews, though Fish and Game staff also handle other state and federal reviews, which is why the proposal was adjusted to keep one of the four Fish and Game positions there and move three to DES, along with two positions from DNCR. DES also described a new supervisory position in HB 2 to manage the transferred staff within its land resources bureau. Officials said the reviews would still be done by specialists, but under DES supervision, and that the agencies would continue to coordinate recommendations on species impacts and mitigation.
The committee also discussed fee increases intended to offset costs, including a 50% increase in wetlands fees and a 100% increase in alteration-of-terrain fees, with the department saying the changes would cover the new positions. Members raised concerns about impacts on private homeowners, possible incentives to work without permits, and whether fines should be used more as a revenue source or for mitigation. DES said wetlands permits are roughly split between homeowner-related and commercial projects, that permit-by-notification already creates a two-tier structure for smaller projects, and that enforcement relies partly on public complaints and online permitting systems. The department also said most fines currently go to the general fund and vary widely year to year, with about $75,000 budgeted, and that the proposal would also create permit-by-notification authority for alteration-of-terrain projects between 100,000 and 150,000 square feet, mirroring language in Senate Bill 110. No vote or final committee action was taken in the portion provided.
CA
California 2025-2026 Regular Session
Joint Hearing Human Services and Agriculture Committee Mar 26th, 2025
Transcript Highlights:
- Participation among eligible Californians, it can also supplement and/or seek modifications to programs
- I think I could build on what Veronica offered: bridge loans and different types of low-interest support
- work, the investment for small producers to own land, and I think that goes into the financing and loan
- You know, as low-interest or zero-interest loans, it’s still money that they can use.
- You know, as low interest or zero interest loan is still money that they can use.
Summary:
The joint oversight hearing focused on food insecurity in California and how state and federal nutrition programs, agricultural production, and food distribution systems intersect. Assemblymembers emphasized that many Californians, including farmworkers, seniors, children, and communities of color, remain food insecure despite California’s agricultural abundance. Panelists and members discussed CalFresh, WIC, school meals, Sun Bucks, food banks, and the impact of federal policy changes, including possible nutrition cuts, tariffs, and immigration enforcement, on access to food and the agricultural workforce.
Secretary Karen Ross described CDFA programs aimed at improving access to fresh food and supporting local agriculture, including the senior farmers’ market program, California Nutrition Incentive Program, Healthy Refrigeration Grant Program, Community Food Hubs, Farm to School, urban agriculture, and a proposed tribal food sovereignty program. She said these efforts help connect local producers to consumers, expand healthy food access, and build infrastructure such as refrigeration, mobile markets, and aggregation hubs. Department of Social Services Deputy Director Alexis Fernandez Garcia outlined CalFresh, CFAP, Sun Bucks, CACFP, emergency food programs, and tribal nutrition assistance, noting that CalFresh and related programs significantly reduce poverty and food insecurity, but participation gaps remain for non-English speakers, some Asian American communities, and undocumented households.
PPIC researcher Tess Thorman presented data showing that 13% of California households experienced food insecurity in 2023, with higher rates among households with children and Latino, Black, and other households. She said nutrition programs reduce poverty and food hardship, but federal rules, income thresholds, immigration restrictions, and high living costs limit their reach. Members asked about simplifying applications, improving call center access, increasing outreach in multiple languages, and adjusting benefits for inflation. Officials said the state has used available federal options to streamline enrollment, improve customer service, and target outreach, but many core rules and benefit levels are set federally.
The second panel shifted to food production and market access. A farmer, a UC food systems leader, and a produce distributor described efforts to connect small and medium farms with food banks, schools, universities, and Medi-Cal food-as-medicine programs. They highlighted programs such as Farms Together, the USDA Southwest Regional Food Business Center, Farm to School, food hubs, and climate-smart infrastructure grants as ways to create stable markets for local growers while improving food access. Speakers also raised concerns about land tenure, consolidation, regulatory burdens, labor constraints, and the loss of federal funding, and members discussed whether state investments and Prop. 4 funds could help sustain and expand these efforts.
TX
Transcript Highlights:
- They gave loans when banks slammed the door.
- Someone who's carrying the loan could be a bank, right? Could be— A loan could be a bank, right?
- And mortgage loan, you— I want good developers to do what good developers do, and mortgage loan, you
- And if they want to have the—because this developer is writing loans, floating these loans for people
- The bill talks about mortgage loan originators.
Bills:
SB17, SB1569, SB2420, HB5138, HJR161, HB1937, HB3334, HB5444, HB5137, HB361, HB321, HB5447, HB464, HB678, HB2294, HB4172, HB3225, HB1769, HB5394, HB1837, HB1787, HB2271, HB2440, HB5134, HB5149, HB2151, HB2073, HB2186, HB2025, HB1936, HB1777, HB1663, HB 1306, HB 1290, HB1527, HB4802, HB3462, HB2963, HB2462, HB2560, HB644, HB2725, HB2621, HB2588, HB1443, HB1403, HB3032, HB1557, HB1664, HB2811, HB2088, HB2598, HB3062, HB3134, HB3940, HB4027, HB4097, HB4862, HB4170, HB4157, HB4205, HB4279, HB4377, HB4838, HB5424, HB5294, HB4870, HB4763, HB5639, HB4112, HB2275, HB1677, HB5014, HB3848, HB3797, HB3727, HB3709, HB3177, HB3057, HB4176, HB4202, HB2180, HB3528, HB3658, HCR76, HCR127
Keywords:
foreign ownership, real property, national security, criminal penalties, civil penalties, personal information, higher education, privacy protection, governing board, institutional security, software applications, mobile devices, age verification, parental consent, data protection, app store regulation, HJR 161, Texas constitutional amendment, voting rights, non-citizen voting
Summary:
The House convened with a quorum, received the invocation and pledges, and heard several announcements and recognitions before moving into floor action. Members honored the University of Texas Rio Grande Valley chess team for winning a share of the 2025 President’s Cup, recognized educator Jessica Lopez, and paid memorial tribute to Jennifer Maddenly, along with recognitions for Jeanette Valdez Duran’s food pantry work, TAMACC’s 50th anniversary, and Bernardine Steptoe’s retirement from WFAA. The House also granted permission for committees to meet while the House was in session, set a local consent calendar, and suspended posting rules for a Public Health Committee hearing on SB 2721.
The chamber then considered a long series of Senate and House bills, with many passing on record votes. Measures addressed local law enforcement authority (SB 906), veterans highway designation (SB 1229), foster care medical billing (SB 855), massage therapy trafficking safeguards (SB 703), tax ballot language (SB 1025), occupational licensing for people with convictions (SB 1080), lien deadlines (SB 929), liquor sales complaints (SB 1355), higher education application fee waivers (SB 2231), utility data access (SB 1877), pediatric preceptorships (SB 1998), and several House bills on bond forfeiture notice, health workforce coordination, indigent civil commitment representation, consumer transaction cancellations, bird dispersal rules, theft venue for digital property, military grant applications, AI cancer-detection grants, cybersecurity contract language, in-state tuition for military-related programs, utility capital recovery, energy waste advisory oversight, gas utility rate recovery, psychedelic therapy study, teacher retirement funding transparency, pension changes, tax payment plans, and voter registration security. Some measures drew notable debate or amendments, including HB 5247, where a ratepayer-credit amendment failed, and HB 2298, HB 4014, HB 510, HB 561, HB 1128, HB 1904, HB 30, HB 200, HB 3045, and HB 5111, which all passed after recorded votes with varying margins.
A major point of contention was SB 2420, the app store age-verification bill, which prompted extended debate over whether the bill should also require app developers to verify users’ ages. Representative Bryant offered an amendment to preserve developer verification obligations, arguing the bill would otherwise shift responsibility away from app makers; the author opposed it, saying the bill’s approach was more workable and raised concerns about First Amendment issues. Multiple points of order were raised and withdrawn during the debate, and the amendment discussion remained unresolved in the excerpt. The House also postponed further consideration of SB 17, SB 552, and SB 2420 at different points, and recessed for lunch after completing a large block of third-reading votes.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 108 May 2nd, 2026
Colorado House Floor Meeting
Transcript Highlights:
- If you have student loans, interest is a significant chunk of that. Business is no different.
- revenue generated from the modifications revenue generated from the modifications of<02:22:12.319
- And it's bringing to you multiple purposes of modifications.
- adjustments and modifications. adjustments and modifications.
- And before we get into of modifications.
Summary:
The House convened with a quorum, approved the journal from April 30, 2026, and then moved through a series of announcements and introductions, including recognition of guests from Aurora Public Schools, remarks about International Workers Day and Law Day, and several social announcements about food events and a Cinco de Mayo potluck. The chamber also heard a brief recess and then proceeded to third reading business.
The first major action was House Joint Resolution 10:30, sponsored by Representatives Gonzalez and Joseph, which designates a portion of Colorado Highway 14 in Weld County as Mono and Matt Road in memory of Eduardo Mono Hernandez and Matthew Garcia, two Greeley Central High School student-athletes killed in a 2014 crash. Sponsors and supporters described the resolution as a permanent tribute to the young men and to the Greeley community. The resolution passed overwhelmingly, 62-0, with three excused.
The House then considered Senate Bill 143, updating the name of the Colorado Youth Advisory Council Review Committee, and Senate Bill 124, concerning information related to the automated protection order notification system. Both measures passed on third reading, each by a vote of 43-19 with three excused. The chamber also laid over Senate Bill 43 until Monday.
Finally, the House took up House Bill 1421, which would prohibit certain compensation arrangements in the legal profession and create the Colorado Legal Practice Integrity and Fee Sharing Prohibition Act. Supporters argued it would prevent private equity from influencing law firms and protect client-focused legal judgment, while opponents raised concerns about separation of powers, the judiciary’s role in regulating lawyers, and possible effects on rural legal services and consolidation. One member requested and received an excusal from the vote due to a potential conflict. The debate continued as the transcript ended, with no final vote shown for the bill in the excerpt.
NH
Transcript Highlights:
- /c> is going to issue a loan or offer a loan is going to issue a loan or offer a loan without<00:46:20.720
- This is sort of boutiquey loans.
- This is sort of boutiquey loans.
- This is sort of boutiquey loans.
- <01:02:56.118>
[snorts] these loans. [snorts] these loans.
Summary:
The Housing Committee opened with a public hearing on HB 196, which would repeal the Housing Champion program. Representative Matt Drew, the prime sponsor, argued the program is an unnecessary and poorly targeted subsidy, saying it rewards municipalities after projects are completed and may not be limited to new housing production. He questioned the transparency of the program, cited difficulty finding required annual reports, and noted a fiscal note suggesting the state could recover up to $3 million if obligations are terminated. Committee members and witnesses debated whether the program’s criteria amount to political favoritism or a standard grant process; supporters said the rubric is specific and that municipalities are evaluated against objective requirements. Representative Priest, Nick Taylor of Housing Action New Hampshire, and Karen Benfield of Stay Work Play New Hampshire all opposed repeal, saying the program encourages local zoning and regulatory changes, helps smaller communities participate, and supports housing supply and young people’s ability to stay in the state. The hearing on HB 196 was then closed.
The committee then opened a hearing on HB 1405, a bill establishing an affordable housing guarantee program within the Housing Finance Authority. Prime sponsor Representative Chris Muns said the bill would reduce lender risk by guaranteeing up to 80% of principal on qualifying loans for affordable housing, with a cap of $30 million per lender per year and $300 million outstanding at any time. He described the measure as a low-cost public-private partnership backed by the full faith and credit of the state, and said it was identical to a prior Senate bill that had received unanimous bipartisan committee support before dying later in the process. He framed the bill as one part of a broader housing package aimed at financing, infrastructure, workforce, zoning reform, and other housing-related issues.
No votes were taken during the portion of the meeting provided. The only formal actions were opening and closing the public hearing on HB 196 and opening the public hearing on HB 1405, with testimony continuing on HB 1405 at the end of the transcript.
VT
Transcript Highlights:
- And whereas Lyman Orton has graciously loaned the painting for display in the Cedar Creek Room, where
- And whereas Lyman Orton has<00:04:59.680>
graciously <00:05:00.200>loaned <00:05:00.440> the <00:05:00.520>painting <00:05:00.960>for has graciously loaned the painting- for has graciously loaned the painting for display<00:05:01.560>
in <00:05:01.680>the < - bill that we passed earlier this session and has recommended some additions, clarifications, and modifications
Summary:
The House opened with routine proceedings, including a moment of silence and the Pledge of Allegiance, then referred three bills to money committees under House Rule 35A: S.197 to Ways and Means, and S.193 and S.278 to Appropriations. The chamber also read and celebrated HCR 304, honoring the display of Julian Scott’s Civil War painting, The Fourth Vermont Forming Under Fire, in the State House and recognizing the people who helped locate and acquire it for Vermont. HCR 303 was also read, extending best wishes for a speedy recovery to Rep. Ann Donahue; members then offered warm remarks welcoming her back to the chamber. Several members introduced guests in the gallery, and caucus announcements were made before the body moved to the calendar.
On transportation, the House took up H.944, the fiscal year 2027 transportation program. The House Transportation Committee reported major differences with the Senate version and, by straw poll, recommended a committee of conference. The House refused to concur in the Senate amendment, appointed conferees, and suspended rules to message its action to the Senate forthwith. The House then considered S.214, which would allow the NEK Choice School District to pay tuition for pre-K students to nearby New Hampshire public-school programs, with administration by Essex North Supervisory Union and possible waivers from state agencies. Education, Ways and Means, and Appropriations all recommended concurrence, citing limited fiscal impact and improved access for children in Essex County; the bill was read a third time and ordered to third reading after debate that included support for rural access and concerns about relying on out-of-state capacity.
The House also concurred in Senate amendments to H.171, adding “the role of victim advocates” to officer-involved shooting investigation protocols, and to H.577, the Vermont prescription drug discount card program, which added annual reporting requirements and a terminology fix. The House likewise concurred in Senate amendments to H.588, the annual Office of Professional Regulation bill, including changes on rescission authority, substance-use treatment alternatives, CPA language, pharmacy technician authority, fee placement, and background checks. It then concurred in Senate amendments to H.611, a DVHA housekeeping bill, including 340B protections, a one-year delay for the community-based doula certification program, and codification of current HIV-prevention coverage practice. H.921 was postponed for two legislative days. Finally, the House took up S.227 on immigration protocols in Vermont schools, with the member from Williston describing it as a school safety measure that limits collection and sharing of immigration-status information, provides trusted resources to families, and requires a judicial warrant before law enforcement enters non-public school areas for immigration matters.
MN
Transcript Highlights:
- Large kind of tax cut items would be the modification of the limit on that 30% business interest.
- of the limit on that 30% modification of the limit on that 30% business<01:06:30.640>
interest. - Exclusion of student loans, enhancement of the dependent care assistant programs.
- Exclusion of student loans, enhancement of the dependent care assistant programs.
- Exclusion of student loans, enhancement of the dependent care assistant programs.
KY
Kentucky 2026 Regular Session
House Legislative Session Day 52 (3-24-26)
Kentucky House Floor Meeting
Transcript Highlights:
- It's a product that protects personal property used to secure a loan in the event of theft, accidents
- Kentucky's licensed consumer loan companies have been offering this particular product for more than
- <00:45:11.200>
in <00:45:11.320>the property used to secure a loan in the property - used to secure a loan in the event<00:45:11.720>
of <00:45:11.840>theft, <00:45:12.320>< - this loan companies have been offering this particular<00:45:20.400>
product <00:45:21.400>
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 11th, 2026 at 11:17 am
New Mexico House Floor Meeting
Transcript Highlights:
- Authorizing the New Mexico Finance Authority to make loans from the charter school facility revolving
- Authorizing the New Mexico Finance Authority to make loans from the charter school facility revolving
- An act relating to health care professional loan repayment, requiring award recipients to be health professionals
- definitions, allowing fees to be assessed upon breach of contract, amending the Health Professional Loan
Bills:
HB111, HB103, HB60, HB108, HB120, HB145, HB154, HB164, HB291, HJR6, HR1, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM11, HM14, HM21, HM34, HM50, HB38, HB47, HB63, HB64, HB127, HB165, HB184, HB200, HM20, HM51
Keywords:
water law, state engineer, civil penalty, compliance order, water rights, overdiversion, illegal diversion, groundwater storage and recovery, well license, permit violation, water enforcement, New Mexico water code, irrigation district, conservancy district, water diversion, unauthorized water sales, measuring device, district court appeal, water resources, water compliance
OK
Bills:
SB1632, SB1594, SB2045, SB1251, SB1884, SB1250, SB1630, SB1262, SB1374, SB1292, SB1432, SB1199, SB1790, SB1481, SB1614, SB1734, SB1437, SB1489, SB1718, SB1778
Keywords:
career readiness, education reform, high school assessments, workplace skills, state education, credentialing, teacher certification, principal requirements, education administration, special education, Oklahoma education law, SB2045, Grow Your Own Educator Program, teacher recruitment, teacher retention, alternative certification, alternative teacher certification, teacher preparation, tuition reimbursement, course fee reimbursement
KY
Transcript Highlights:
- debt. 74% of our students graduate with no student loan debt.
- <00:25:18.320>
And graduate with no student loan debt. - And graduate with no student loan debt.
- <01:30:28.560>
So the modifications implemented timely. - So the modifications implemented timely.
Keywords:
Call to Order and Roll Call – 0:00:00
Workforce Pell Grant Update – 0:03:30
Extension Office Update – 0:33:25
Kentucky Academic Standards for Social Studies – 1:07:08
Early Literacy Outcomes – 1:32:20
Consideration of Referred Administrative Regulations – 1:58:30
Adjournment 2:13:13, 958, all
CA
Transcript Highlights:
- One's a general fund loan, one moved from a general fund loan to an iBank loan consistent with statute
- Loans aren't free.
- We should not be funding or paying for a loan, but we also should not be making any money off of a loan
- I left and We added to the loan to get another smaller loan.
- Because we only have six years left in this loan to pay this loan.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 17th, 2026 at 09:11 am
House Appropriations & Finance
Transcript Highlights:
- One is to help people borrow low or no cost loans, and the other one is a federal match.
- Chairman, on line 39, the Child Care Facility Revolving Loan Fund.
- And then line 107, can you tell me what weather modification is? Mr.
- Is it low-interest loans? And who is eligible to apply? Mr.
- Representative Baca, this is for low interest loans. Thank you, Mr.
WY
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 1 on Health May 19th, 2025
Transcript Highlights:
- for investments addressing emergent needs in reproductive health, including midwifery practitioner loan
- There is language that allows us to make certain modifications... ...language that allows us to make
- certain modifications in the event that we need that for federal approval, but they are very limited.
- And then for reproductive health, we are proposing that those investments would go to things like loan
- , most notably the $90 million away from family planning services to the more narrow workforce and loan
Summary:
The Assembly Budget Subcommittee on Health held the first of several hearings on the Governor’s May Revision for health care, with opening remarks focused on the state’s projected $12 billion deficit, looming federal Medicaid changes, and the potential impact on Medi-Cal, public health, reproductive health, and safety-net providers. Several members criticized the proposal as balancing the budget on vulnerable Californians, while others defended the need for cost containment and questioned the administration’s assumptions. The chair set ground rules for respectful, focused questioning and outlined three topics: the Medi-Cal proposals, Proposition 35, and Proposition 56.
DHCS Director Michelle Baas presented the May Revision’s Medi-Cal package, saying the department’s budget totals $200.6 billion overall, including $45.2 billion General Fund, and that the proposals are intended to address rising caseloads, pharmacy costs, and managed care spending. She described proposed changes for adults with unsatisfactory immigration status, including a freeze on new full-scope enrollment for those 19 and older, $100 monthly premiums beginning in 2027, elimination of adult dental and long-term care coverage, removal of PPS/RAP payments to FQHCs and rural health clinics for that population, and a pharmacy rebate aggregator. Other proposals included eliminating certain OTC drug classes, removing GLP-1 coverage for weight loss, prior authorization and step therapy changes, reinstating the Medi-Cal asset test, eliminating acupuncture as an optional benefit, allowing utilization management for hospice, raising the managed care minimum medical loss ratio to 90%, reducing PACE capitation rates toward the midpoint of the actuarial range, eliminating the skilled nursing facility workforce and quality incentive program, and suspending the SNF backup power requirement.
The LAO said the revised Medi-Cal spending estimate is about $2.5 billion higher than the Governor’s Budget in the budget year, and that the increase appears driven more by higher per-enrollee costs than by caseload alone. The LAO said the budget solutions are concentrated in a few areas, are largely ongoing, and should be considered in light of federal uncertainty, but suggested the Legislature could explore alternatives such as more targeted income thresholds for the undocumented expansion and simpler asset-test rules. Department of Finance officials said the proposals are difficult but necessary to address a third consecutive deficit and rising Medi-Cal costs. Members then pressed the administration on the methodology and impacts of the proposals, especially the enrollment freeze, premiums, asset test, hospice controls, PACE reductions, and the elimination of benefits and provider payments. No votes or formal actions were taken at this hearing.