Transcript Highlights:

• There are a number of fees that are deducted from the transaction amount when a card is swiped.
• or a MasterCard just copies and uses these fee schedules to figure out how much they're going to deduct
• They would allow their employees to contribute to these programs via payroll deduction, excuse me.
• A Pew survey found that 86% of small employers without plans support a payroll deduction retirement program

Keywords: 995, all

Summary: The Joint Committee on Financial Services heard testimony on several bills focused on financial security, banking regulation, and payment-card fees. Treasurer Deborah Goldberg supported the Massachusetts baby bonds proposal (H. 48) and also endorsed bills on matched savings (H. 1158/S. 737) and retirement planning/Secure Choice (H. 1143/S. 722), arguing these measures would help address wealth inequality, build assets, and improve retirement readiness. Supporters of baby bonds included policy experts and health advocates from Children’s Health Watch and Boston Medical Center, who said early-life asset building could improve long-term economic and health outcomes for children in low-income families. AARP also urged passage of the retirement planning bill, citing the large share of private-sector workers without access to an employer retirement plan. Representative Donato testified for H. 1143, describing it as a voluntary retirement-savings opportunity for workers at small employers. The committee also heard testimony on H. 3933, concerning the Massachusetts Credit Union Share Insurance Corporation, from former Bank Commissioner Mike Hanson, who defended the state’s full deposit insurance system for credit unions and savings institutions as a longstanding consumer-protection model. The Massachusetts Bankers Association raised concerns about the bill’s technical provisions and broader credit union/bank competitive issues, while the Cooperative Credit Union Association supported related legislation allowing modest compensation for credit union directors (S. 821/H. 1338) and flexibility for state financial institutions to grow through partnerships (S. 723). Bankers opposed those credit union bills, arguing they would upset a level playing field and blur long-standing distinctions between banks and credit unions. A major portion of the hearing focused on H. 1259/S. 688, which would prohibit card interchange fees on the tax and gratuity portions of restaurant transactions. Restaurant owners and the Massachusetts Restaurant Association testified in favor, saying the fees are a significant and growing expense, especially as most customers now pay by card; they argued the bills would save restaurants money without affecting state revenue. Credit union, banking, and payments-industry representatives opposed the bills, saying interchange helps fund fraud protection and payment infrastructure, that the proposal would create compliance burdens and likely litigation, and that it would mainly affect Massachusetts-chartered institutions while national banks could be preempted. Committee members noted that a commission on payment-card fees is being established and said the issue would be studied further. The hearing also included support for a separate bill on virtual credit cards for dental providers, with dentists saying automatic virtual-card payments impose hidden processing fees and fraud risks.

Transcript Highlights:

• It set the pathway to increase standard deductions to 24,000 by 2031 and adjusted brackets and multiple
• It set the pathway to increase standard deductions to 24,000 by 2031 and adjusted brackets and multiple
• In addition, SB 3125 SD1 preserves the increases to the standard deduction through 2031.
• This is critical, as most working families take the standard deduction.

Keywords: 912, senate, all

Summary: The Senate convened with 24 members present and one excused, approved the prior journal, and welcomed visiting fifth-grade students from Kauai’s Island School and Laie Elementary to the gallery. The body then received and referred a series of governor’s nominations and House bills, and introduced numerous Senate concurrent and Senate resolutions for committee referral. It also took up a large consent calendar of Senate bills, approving the consent package unanimously and passing those measures on third reading. The chamber then considered many individual bills on third reading, with several floor amendments adopted to add effective dates and delay final action on measures including SB 2454, SB 2830, and SB 2397. Some bills were recommitted to the Judiciary Committee or separated from committee reports, including SB 2480 and SB 2423. The Senate also passed a number of policy bills covering motor vehicles, public safety, property insurance, elections, campaign finance, renewable energy, financial disclosures, liquor, veterans’ benefits, social media, electric energy, coastal resilience, climate planning, conservation, agriculture, education, collective bargaining, transportation, housing, land use, fishing, and natural resource management. Several measures drew reservations or no votes, but most still passed by wide margins. Notable debate centered on SB 3125, relating to income tax, where Senator Dela Cruz supported the bill as a way to preserve tax relief for working families while addressing fiscal uncertainty, Senator DeCorte opposed it as a rollback of promised relief amid Hawaii’s high cost of living, and Senator McKelvey and Senator Rhoads defended it as a responsible balance between tax relief and budget stability. SB 3125 ultimately passed third reading 23-2. Other bills also passed with recorded opposition, including SB 2009, SB 2517, SB 2721, SB 2731, SB 3071, SB 2418, SB 2568, SB 2975, SB 2100, SB 2353, SB 3062, SB 2761, SB 2003, and SB 2981.

Transcript Highlights:

• President, what I mean by that is we're not going to have to always have tons of incentives, credits, deductions
• President, what I mean by that is we're not going to have to always have tons of incentives, credits, deductions
• They get a deduction.
• Is there a deduction, and you may have gone through that?

Keywords: 996, all

Transcript Highlights:

• introduced by Senator Tobiasan, an act relating to taxation, providing a gross receipts tax holiday deduction
• for sales of certain firearms... ...taxation, providing a gross receipts tax holiday deduction for sales
• An act relating to taxation, creating a gross receipts tax deduction for the sale of construction materials
• And then we're going to hear SB 13, the health care gross receipts tax deduction, with Senators Figueroa

Keywords: 996, all

Transcript Highlights:

• Then, depending upon which stratum it's in and what the Constitution calls for, you can deduct the...
• Stratum it's in and what the Constitution calls for, you can deduct the homestead exemptions, you can
• deduct the exemptions, you can deduct the classified use, and that gets you taxable value.

Summary: The Select Committee on Property Taxes met for an educational session focused on how Florida funds public schools and how property taxes are assessed and levied. Dr. Jim Zengali of the Department of Revenue explained the FEFP school funding formula, noting that it is built on weighted student counts, a base student allocation, and programmatic add-ons such as transportation, exceptional student education, school safety, and mental health. He said school funding is roughly split between state general revenue and local property taxes through required local effort, with additional discretionary and capital outlay millages contributing to total school funding. He also described the Department of Revenue’s role in certifying property rolls at fair market value and reviewing them for substantial compliance, including the so-called “nuclear option” if a roll is not approved. Members asked about trends in millage rates, county-by-county funding differences, the effect of growth and enrollment changes, and how property appraisals are reviewed. Zengali said aggregate millage for school funding has declined over the last decade while revenues have still increased, and he agreed to provide additional data on county trends, parcel strata, student growth, and enrollment impacts. He also clarified that school funding is equalized so students receive similar resources regardless of county wealth, and that federal funding plays only a small role in the FEFP. Amy Baker of the Joint Legislative Office of Economic and Demographic Research then discussed existing homestead benefits. She said about half of Florida’s parcels are homestead properties, most fall in the $250,000 to $500,000 value range, and many seniors without mortgages pay property taxes in lump sums rather than through escrow. Baker explained that Florida’s homestead tax burden is middle-of-the-pack nationally and that the main benefits are Save Our Homes and portability on the differential side, plus the $25,000 homestead exemption and related exemptions on the exemption side. She said these benefits reduce taxable value substantially, with homestead properties receiving a large share of the reductions, and noted that the committee requested follow-up data on exemption usage, portability timing, senior exemptions, and county-level patterns. The final presentation, by Lizette Kelly of the Department of Revenue, covered millage rates and the TRIM process. She reviewed the history of truth-in-millage notices, required taxpayer mailings, public hearing notices, and later changes that tied local millage resets to rollback and majority-vote rates. Kelly explained the difference between proposed and adopted millage, the rollback rate, and the majority-vote rate, and described how taxing authorities include counties, cities, special districts, and MSTUs. She also outlined how county taxable value is calculated from just value through assessment differentials and exemptions, and how certain exemptions, such as the additional senior exemption, apply only to the taxing authority that adopted them. No votes were taken during the meeting, but members requested several follow-up data reports for later discussion.

Transcript Highlights:

• whether specifically for New Hampshire's fisher that that is happening, but a wise scientist would use deductive
• happening, but a wise scientist would happening, but a wise scientist would use<00:42:15.520> deductive
• 16.560> to<00:42:16.800> say<00:42:16.960> that<00:42:17.359> this use deductive
• reasoning to say that this use deductive reasoning to say that this is<00:42:17.839> what is

Keywords: 928, house, all

Summary: The committee first handled routine business, approving the consent calendar and the minutes. It then took up a Department of Employment Security rule, 24193, where the only issue was that a form had not been incorporated by reference. The department submitted an oral conditional approval request with revised language, and the committee approved the rule conditionally. A second Employment Security rule, 195, raised concerns that the notice language was too broad and vague and could amount to oral rulemaking; because the agency had not yet finalized revised language, the committee granted a one-month waiver so the rule could return next month with a conditional approval proposal. The Department of Safety’s contact person notification program rule, 24237, drew comments about Social Security number collection, unclear drafting on one section, and ambiguity about which application needed a signature. The agency agreed to remove Social Security number references from the rules and forms and to adopt the suggested clarifying language with minor edits. After discussion about why the identifiers were needed, the committee approved the rule conditionally with the oral changes. The committee then moved a previously consent-calendar item, OPLC rule 2547, off consent after Representative Maguire objected that the renewal application form was too health-care-focused and user-unfriendly for other professions; the agency said it would revisit the form, and the committee postponed action until next month without needing a waiver. The final major item was Fish and Game’s HB 2548, which changes licensing and permit rules for taking deer, bear, moose, turkey, and furbearing animals. Staff noted extensive public testimony, including a coalition submission, and said the main dispute was over what data the agency should rely on in setting seasons and take limits. Fish and Game explained that declining trapper participation made capture-per-unit-effort data less reliable, so it also uses hunter surveys and UNH research projects funded in part by federal money; the agency said current trapping removals are very low and do not appear to threaten populations. Committee members and public witnesses questioned whether the agency’s responses to comments were sufficiently specific under the new public-comment law, but no final vote on the Fish and Game rule was taken in the portion provided.

Transcript Highlights:

• markets are performing in their states and identify potential new coverage gaps, including changes in deductibles
• I mean, either they had to have a I mean a policy that didn't really cover a lot with very high deductibles
• ensure that people had access without being double-dipped if they needed help with paying for their deductibles
• The deductible was lower. We were...

Bills: HB139, HB1818, HB1942, HB1959, HB2221, HB2254, HB2563, HB2067, HB2275, HB3211, HB139

Keywords: HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301

Transcript Highlights:

• expenses from the state highway fund, airport revenue fund, and harbor special fund by limiting the deduction
• all receipts and deposits in the fund or $5 million, whichever is less, and creating a process to deduct
• Department of Budget and Finance offering comments. process to deduct additional amounts process to deduct

Keywords: 910, house, all

Summary: The House Transportation Committee met on February 11, 2025, and heard a series of bills focused on transportation funding and roadway safety. HB 1154 would cap Central Services assessments from the state highway, airport, and harbor funds, with a CPI-based process for additional deductions; the Department of Transportation supported it and the Department of Budget and Finance offered comments. HB 1164 would restore highway revenue bond authorization for DOT capital projects, and HB 1286 would prohibit pedestrians from walking along interstate and certain state highways except for authorized duties; both drew DOT support, with Ulupono Initiative and an individual offering comments or support on HB 1286. HB 1162 would require motorcycle instruction permit applicants, beginning July 1, 2026, to complete an approved basic rider course before becoming eligible, and HB 537 would require helmets and chin straps for all operators and passengers of two-wheel motorized vehicles; both had DOT support, with HB 537 also drawing support from AAA Hawaii and Advocates for Highway and Auto Safety, and opposition from one individual. The committee then took up HB 387, which would expand negligent injury in the first degree to include injuries negligently inflicted by intoxicated drivers. The Office of the Public Defender opposed the bill, arguing current law already covers drunk driving and that the proposal would turn alcohol-caused negligence causing injury into a felony; prosecutors from Honolulu and Hawaiʻi counties and DOT supported it, saying serious injuries short of “substantial bodily injury” are not adequately punished and that circuit court would better handle restitution and related proceedings. Members asked about data on cases that might fit the new felony category, and prosecutors said they did not have exact numbers but could try to provide more information. The committee also heard HB 1084 and the related HB 1387, both of which would lower Hawaiʻi’s per se DUI blood alcohol limit from 0.08 to 0.05. Support came from DOT, police departments, the Department of Health, prosecutors, the Governor’s office, MADD Hawaii, the Hawaii Public Health Institute, the Hawaii Alcohol Policy Alliance, AAA Hawaii, and the National Transportation Safety Board, all citing research that lower BAC limits reduce impaired driving and fatalities. The Public Defender opposed the change, and some testimony raised concerns about enforcement and the need for an amendment in HB 1084. Several individuals and advocates gave emotional testimony about crashes and losses tied to impaired driving, while supporters emphasized that a 0.05 standard would save lives and would not harm alcohol sales or the tourism economy. No votes were taken during the portion of the hearing reflected in the transcript.

Transcript Highlights:

• So, House File 495 is a bill that makes daycare costs tax-deductible because daycare is outrageously
• People need to have taxpayer deductible uh daycare costs.
• People need to have taxpayer deductible uh daycare costs.
• <01:45:45.679> I'll<01:45:45.840> renew deductible uh daycare costs.
• I'll renew deductible uh daycare costs.

Bills: HF3831, HF3603, HF1900, HF495, HF3750, HF4316, HF2136, HF4384

Keywords: SNAP, income limits, asset limits, nutrition assistance, children and families, federal poverty guidelines, federal waiver, food assistance, low-income families, nutritional support, day care, tax subtraction, child care costs, licensed child care, dependent care assistance, child care, family child care, child care center, licensing, correction order

Transcript Highlights:

• Thank you for that. >> Go ahead. >> Um, to answer your question, typically high-deductible health plans
• Thank you for that. >> Go ahead. >> Um, to answer your question, typically high-deductible health plans
• We were on a high-deductible plan because I was in graduate school.
• We were on a high-deductible plan because I was in graduate school.
• On the next payday, the amount accessed is automatically reconciled through a payroll deduction, just

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• Due to insurance high deductibles and expensive medical care, we decided not to bring my son in due to
• 12.880> our we were asked by Children's to pay our we were asked by Children's to pay our deductible
• deductible upfront, $10,000 right there. deductible upfront, $10,000 right there.
• , my husband and I paid deductible, my husband and I paid $26,000 $26,000 $26,000 before<01:28:51.040
• <01:28:56.560> my<01:28:56.800> yearly Last year, between our premium and our deductible

Keywords: 1187, senate, all

Transcript Highlights:

• many of these patients, private supplemental Medigap insurance is needed to afford their costs, deductibles
• many of these patients private supplemental medic app insurance is needed to afford their cost deductibles

Keywords: 995, all

Summary: The Joint Committee on Health Care Financing held a public hearing on several health care bills focused primarily on autism services and kidney disease coverage. Committee chairs John Lawn and Cindy Friedman opened by outlining hearing procedures, testimony rules, and filing deadlines, and noted the hearing would be recorded and written testimony accepted. They said the day’s topics included affordability and access to behavioral health services, provider reimbursement, Medicare coverage for vulnerable populations, and MassHealth eligibility asset exemptions. A major portion of the hearing concerned House Bill 4623, which would add board-certified assistant behavior analysts (BCABAs) as a recognized mid-level supervisory role in the MassHealth reimbursement framework to help address long wait lists for autism spectrum disorder services. Representative Lisa Field, actuaries, clinicians, and autism service providers testified that the current two-tier model limits workforce capacity, contributes to long delays, and leaves families waiting months for care. Supporters said the bill could expand access, improve retention, and potentially reduce MassHealth costs, while also helping providers meet growing demand and new administrative requirements. The committee also heard testimony on House Bill 4425 and Senate Bill 2737, which would allow Massachusetts residents under 65 with end-stage renal disease to purchase Medigap coverage. Legislators, dialysis advocates, and patients described high out-of-pocket costs under Medicare, barriers to kidney transplant eligibility without secondary insurance, and the financial strain on patients and families. Testifiers said the change would affect about 846 residents, could modestly increase premiums, and might reduce Medicaid spending by preventing asset spend-downs. Senator Gomez and others spoke from personal experience with dialysis and transplant care. Finally, the committee heard testimony on House Bill 4353 and Senate Bill 2587, which would require regular data-driven review of MassHealth ABA reimbursement rates. Providers and association representatives argued that reimbursement has not kept pace with inflation, workforce shortages, accreditation costs, and new 2026 MassHealth policy requirements, and said the bills would improve transparency and ensure rates reflect the true cost of care. No votes were taken; the hearing concluded with the chairs thanking participants, inviting additional written testimony, and adjourning the meeting.

Transcript Highlights:

• captive insurance program's rates for the '26-'27 year, we are proposing no change to the minimum deductibles
• We are proposing no change to the minimum deductibles for participants.

Summary: The State Insurance Programs Oversight Subcommittee met on June 17 and reviewed a series of Employee Benefits Division and Office of Property Risk items. The committee approved formulary changes for March and April that favored lower-cost generics, removed some new-to-market drugs from coverage pending more evidence, and made maintenance changes to migraine and diabetes medications. Members also approved a cell and gene therapy policy that would route those therapies through prior authorization rather than automatic coverage; officials said the process should not delay urgent cases and that no current members would be affected. The committee then reviewed a UAMS pharmacy benefit consultant contract amendment, but after extended discussion about the written scope and dollar amounts, the motion was approved with the understanding that any use of optional services would return to the committee for further review. The committee also reviewed the U.S. Able Mutual/Blue Advantage third-party administration contract and the CompSack employee assistance program contract, which officials said would reduce per-member costs and add services. The subcommittee approved proposed 2027 rates for state employees and public employees, with a 9.8% increase for state employees and a 4.9% increase for public school employees. Officials also reported that the UnitedHealthcare rebid was in its final negotiation stage and would return in August, with medical and pharmacy coverage split as previously recommended. In response to questions, the director said the division was considering broader preventive-care offerings, including weight-loss drug coverage, but would proceed cautiously and with strong utilization controls and holistic support if such a program were adopted. On the property risk side, the committee reviewed permanent rules making prior temporary rules permanent, a contingency-fee subrogation contract, and renewals for claims management, actuarial services, and investment management. Members raised concerns about Sedgwick’s claim-adjustment timeliness and communication with school districts after severe weather events; officials said performance guarantees and communication expectations had been strengthened, but the renewal was kept at three years for continuity. Finally, the committee approved 2026-27 captive insurance program rates, which included no change to minimum deductibles, a 10% overall rate reduction, and bucketed rate changes by entity type. Officials said the captive program was working as intended, with improved actuarial support and claims experience, and the meeting adjourned after the approvals.

Transcript Highlights:

• It also allows state-licensed medical cannabis businesses to deduct business expenses on federal tax
• And then, of course, Nicole already mentioned the IRS rules prohibiting federal tax deductions that will

Keywords: Cannabis Retail Market, Joint Commission to Oversee the Transition of the Commonwealth into a, 976, house, all

Transcript Highlights:

• The bill creates income tax credits and provides multiple credits and deductions, including a standard
• $1 million deduction.

Keywords: 904, all

Summary: The Citizen Commission for Performance Measurement of Tax Preferences met on May 6, 2026, with quorum present and unanimously approved the October 21, 2025 minutes. The Attorney General’s Office then provided its annual refresher on Washington’s Public Records Act and Open Public Meetings Act, emphasizing broad disclosure requirements, records retention, prompt routing of records requests to staff, and OPMA rules for meetings, conference calls, emails, special meetings, and executive sessions. JLARC staff next reviewed 2026 tax preference legislation, noting 20 bills affecting tax preferences. Examples included repeal of the coal sales tax exemption, changes to data center exemptions, new property tax exemptions for renewable energy facilities and land bank authorities, and a broad tax package in Senate Bill 6346 that created credits and deductions, expanded the working families tax credit, and exempted items such as diapers and hygiene products. Staff also presented the 2026 expedited review report covering 64 tax preferences and explained that it is based on prior JLARC reviews and Department of Revenue studies rather than full new reviews. The commission approved unchanged 2026 public testimony questions and then adopted the draft 2027–2036 tax preference review schedule, along with a new rolling 10-year schedule format that will be updated each May. During discussion, Representative Pollitt questioned how preferences are prioritized for full review versus expedited or no review, especially for large preferences without performance statements, and staff explained that legislative mandates, expiration timing, and staff capacity drive the schedule. The commission agreed staff would meet with members to discuss possible future adjustments. The meeting concluded with public and staff recognition of Commissioner Grant Forsyth, who is leaving the commission after 13 years of service. Speakers praised his leadership, consensus-building, and long tenure as both commissioner and chair. The next commission meeting was announced for August 4, 2026.

Transcript Highlights:

• In addition to this cost, insurance providers require agencies carry $100,000 minimum deductible.
• Robbie Logan: Our agencies are facing reductions in coverage as well as increased premiums and deductibles

Transcript Highlights:

• Unfortunately, the health plans all, because it's a high-end procedure, charge a $250 deductible.
• So there's a $250 deductible associated with it, is that correct?

Transcript Highlights:

• Now moving on to House Bill 22, prohibit credit card fee tip deductions from Representative de la Cruz
• Seeing no opposition, House Bill 22 prohibit credit card fee tip deductions from Representatives de la

Transcript Highlights:

• Those who are still covered have moved to higher-deductible plans with lower premiums, but higher cost-sharing
• insurers have increasingly shifted the cost sharing of specialty medications to patients by increasing deductibles
• of money covered by manufacturer or charity copay assistance programs toward enrollees' annual deductibles
• insurance plan this year, like others in California, does not count that copay assistance toward my deductible
• and insurers to count manufacturer copay coupons and other third-party payments toward members' deductible

Keywords: 988, house, all

Transcript Highlights:

• Those who are still covered have moved to higher deductible plans with lower premiums, but higher cost-sharing
• insurers have increasingly shifted the cost sharing of specialty medications to patients by increasing deductibles
• of money covered by manufacturer or charity co-pay assistance programs toward enrollees' annual deductibles
• insurance plan this year, like others in California, does not count that co-pay assistance toward my deductible
• and insurers to count manufacturer copay coupons and other third-party payments toward members' deductible

Summary: The Assembly Health Committee heard several measures, beginning with SB 331 by Sen. Menjivar, which would require large-group health plans to cover hearing aids for children. The author and supporters described the bill as a long-running effort to address a developmental emergency and reduce out-of-pocket costs for families, while opponents were absent. Testimony from parents, advocates, medical experts, and organizations emphasized the importance of early access to hearing aids; committee members voiced strong support, and the bill was moved on a do-pass basis to Appropriations, with several members requesting to be added as coauthors. The committee then heard SB 608, also by Sen. Menjivar, to expand access to condoms in school-based health centers and related settings and to prevent barriers such as ID checks. Supporters, including students and school health advocates, argued the bill would improve sexual health and reduce stigma, while opponents from family and faith groups argued it would undermine parental authority and normalize early sexual activity. The bill was supported by committee members and moved forward on a do-pass basis to Appropriations. Next, SB 971 by Sen. Choi proposed community-based healthy aging partnerships for older adults, with testimony from the California Senior Legislature and supporters from aging and dementia organizations. The measure was described as voluntary and focused on connection, independence, and local collaboration; there was no opposition, and the committee moved it on a do-pass basis to Appropriations. The committee also heard SB 869 by Sen. Weber Pierson, which would require warning icons and statements on chain restaurant menus for beverages with very high added sugar content. Supporters framed it as a transparency and public health measure, while restaurant and beverage industry representatives opposed it unless amended, citing cost and menu-space concerns; the bill was nevertheless moved on a do-pass basis to Appropriations after a roll call vote, with some members voting no and the measure placed on call. The committee also considered SB 950 by Sen. Weber Pierson, aimed at ensuring timely coverage of FDA-approved, medically necessary treatments for early-onset Alzheimer’s disease on commercial plans. Supporters, including the Alzheimer’s Association and a patient advocate, said the bill would reduce delays and barriers to care, while health plan representatives opposed it over step therapy and utilization-management concerns. Members discussed the limited treatment window and the need for early access, and the bill was moved on a do-pass basis to Appropriations. In addition, SB 490 by Sen. Umberg would set timelines for DHCS investigations of unlicensed sober living homes and allow counties to assist if the department cannot act in time; supporters from Anaheim and a patient-brokering survivor described serious abuse and oversight gaps, while county behavioral health representatives opposed the county role as an unfunded and potentially liability-creating burden. After discussion, the bill was also moved on a do-pass basis to Appropriations. Finally, the committee began hearing SB 1037 by Sen. Weber Pierson on health insurance affordability and rate review, with supporters arguing it would tie premium increases more closely to affordability targets and public reporting; the transcript cuts off before the committee completed action on that measure.