Video & Transcript Research : 'foreclosure procedures'
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CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Apr 30th, 2025
Transcript Highlights:
- measure that provides affordable housing developers a tool to help stabilize projects at risk of foreclosure
- If the properties do go into foreclosure, we lose all of the affordability. Thank you very much.
Summary:
The Assembly Committee on Housing and Community Development heard a long agenda focused mainly on housing production, higher education facilities, homelessness, and permitting reform. Early items included AB 6, which would direct HCD to convene a working group on allowing three- to ten-unit “missing middle” housing to be built under the Residential Code rather than the Building Code; AB 48, a higher education bond proposal that would fund campus repairs, modernization, disaster recovery, and student/employee housing; and AB 76, which would clarify a Chula Vista university innovation district exemption so the project can include academic buildings and housing without conflicting with surplus land rules. Supporters emphasized affordability, cost savings, student housing needs, and access to education, while members raised questions about implementation, affordability requirements, and project scope. The committee later took votes on these items, with AB 6, AB 48, and AB 76 all moving forward on unanimous or near-unanimous votes to Appropriations.
Members also heard AB 595, which would create a state homeownership tax credit pilot to support affordable for-sale housing. The author and supporters argued that California’s homeownership rate is at historic lows and that the bill would help close racial wealth gaps by financing homes working families can buy. The committee approved AB 595 and sent it to Appropriations. The consent calendar, including several other housing-related bills, was also approved unanimously.
A major portion of the hearing was devoted to AB 1165, the California Housing Justice Act of 2025, which would require ongoing state investment and a financing plan to address homelessness and housing affordability. The author and witnesses described the scale of homelessness, the limits of one-time funding, and the need for sustained, accountable funding streams. After testimony from housing advocates and people with lived experience, the committee passed AB 1165 on a 10-0 vote to Appropriations.
Finally, the committee heard AB 609, a CEQA reform bill that would create a simplified exemption for qualifying infill housing projects in already developed areas. Supporters framed it as a targeted way to reduce delays and costs for housing near jobs and transit, while opponents from environmental justice, labor, and tribal groups warned it could reduce public participation, weaken protections for disadvantaged communities, and create consultation concerns for tribal cultural resources. The author said the bill would not change zoning or affordability tools and would continue to work with opponents on amendments. The bill was moved forward after extensive discussion, with members noting ongoing negotiations on tribal consultation and labor concerns.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- But, you know, it sounds like some of the remedies could include collections and foreclosure as well.
- Foreclosure, so the business is going to be completely out of business.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
NH
New Hampshire 2025 Regular Session
House Municipal and County Government (02/04/2025)
Municipal and County Government
Transcript Highlights:
- It will not work procedurally, administratively.
- work procedurally work procedurally administratively<01:03:33.799>
um <01:03:34.200>this - support obligations, because I have seen frivolous lawsuits for alimony and child support cost foreclosures
- <03:43:10.000>
of <03:43:10.279>houses <03:43:11.279>and support cost foreclosures - of houses and support cost foreclosures of houses and you<03:43:12.199>
know <03:43:12.439>
MD
Transcript Highlights:
- 1110, judicial in rem tax foreclosure 1110, judicial in rem tax foreclosure notice<00:15:42.960>
- >
finding <00:16:42.600>and procedure expungement no finding and procedure expungement - :18:34.040>
victim bill 1320, criminal procedure, victim bill 1320, criminal procedure, victim - Social media carried information that formal notice procedures did not.
- formal notice procedures did not. formal notice procedures did not.
Summary:
The House opened with prayer, a quorum call showing 116 members present, and approval of the previous day’s journal. It then took up three ceremonial resolutions. One honored Robert Buchanan for his philanthropy, community leadership, and service in the greater Washington region; another welcomed a visiting delegation from County Tipperary, Ireland, and recognized efforts to strengthen Maryland-Ireland ties; and a third congratulated Dr. Miriam Rogers on her retirement as superintendent of Baltimore County Public Schools and her 2026 Woman in School Leadership Award.
The chamber then moved through a series of committee reports, largely adopting favorable reports on bills without objection and ordering them to third reading. Measures included House Bills 435, 954, 1087, 1470, 936, 1110, 1554, 187, 324, 688, 776, 1152, 1320, and 1348, covering topics such as movie captioning in public accommodations, procurement and finance, health care facilities, school food procurement, tax foreclosure notice requirements, agricultural electricity tax study, expungement, child support rights, intercepted communications penalties, juvenile supervision, police orders studies, victim notification, and human trafficking reporting.
Several bills were amended before being advanced, including House Bill 768 on benefits for children in custody, which added a foster youth savings program; House Bill 877 on institutional debt reporting, which changed reporting dates and required a data dictionary; House Bill 1092 on child advocacy centers, which clarified continuity-of-care standards and technical assistance grants; House Bill 310 on restrictive housing for people with developmental or intellectual disabilities, which required assessment at admission; House Bill 634 on police training, which added training on intellectual and developmental disabilities; House Bill 750 on access to religious facilities; House Bill 752 on gift card valuation and forgery; House Bill 1005 on child abuse and neglect reporting; and House Bill 1105 on consumer protection limitations, which was amended to apply only to civil suits.
House Bill 1105 drew additional discussion, with the minority leader asking for a special order to review the changes, and the House agreed to postpone it until the appropriate time the next day. Later, House Bill 953, which would authorize transfers from the Revenue Stabilization Account to the State Disaster Recovery Fund, prompted extended questioning about Western Maryland flooding, FEMA denials, and the state’s response; the bill was presented as a way to provide relief after federal aid was denied. The transcript ends with the House still in session and continuing through the appropriations report.
TX
Transcript Highlights:
- Or foreclosure. Sorry. On the shrimpers' homes and boats.
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/17/26
Energy Finance and Policy
Transcript Highlights:
- I lost my career and even my home is in foreclosure because of this illness.
- lost my career and even my home<01:19:17.600>
is <01:19:17.760>in <01:19:18.000>foreclosure - <01:19:18.640>
because <01:19:18.960>of <01:19:19.120>this home is in foreclosure - because of this home is in foreclosure because of this illness.<01:19:20.800>
And <01:19:21.040
Keywords:
climate change, greenhouse gas emissions, financing, sustainability, environmental policy, renewable energy, Minnesota Climate Innovation Financing Authority, earned incentive release credit, release credits, supervised release, corrections, Minnesota Department of Corrections, sentence reduction, good time, prison time, incarceration, violent offenses, murder, criminal sexual conduct, sex offenses
MN
Transcript Highlights:
- We have a board policy and procedure as it relates to withdrawing from classes that is uniform across
- I would say as policy and procedure, we look at that every five years.
- We have a board policy and procedure procedure procedure as<00:19:39.240>
it <00:19:39.360> - <00:19:48.960>
look <00:19:49.800>you Um that policy and procedure look you Um that - , we look at say as policy and procedure, we look at that<00:21:06.360>
every <00:21:06.680>
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Part 2 Feb 12th, 2026 at 12:58 pm
New Mexico House Floor Meeting
Transcript Highlights:
- If there's a foreclosure, for instance... Any home in that kind of situation would happen.
- If there's a foreclosure, for instance, right, when people can't make their down payment mortgage or
Bills:
HB111, HB108, HB145, HB164, HB291, HJR6, HR1, HB63, HB64, HB165, HB184, HB200, HB4, HB7, HB20, HB65, HB66, HB80, HB88, HB96, HB166, HB285, HB295, HB306, SB29, SB37, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM11, HM14, HM21, HM34, HM50
Keywords:
water law, state engineer, civil penalty, compliance order, water rights, overdiversion, illegal diversion, groundwater storage and recovery, well license, permit violation, water enforcement, New Mexico water code, irrigation district, conservancy district, water diversion, unauthorized water sales, measuring device, district court appeal, water resources, water compliance
FL
Florida 2025 Regular Session
May 2, 2025 - 09:00 AM
Transcript Highlights:
- A bank has to move into second lien priority behind a foreclosure on a lien.
Summary:
The Select Committee on Property Taxes held its first meeting with opening remarks from the co-chairs and ranking member framing the committee’s task as developing property tax legislation for next session. Staff then gave a high-level overview of Florida property taxes, explaining how ad valorem taxes work, the roles of property appraisers, tax collectors, taxing authorities, value adjustment boards, and the Department of Revenue, and reviewing key concepts such as just value, assessed value, exemptions, taxable value, millage rates, homestead exemptions, Save Our Homes, and portability. The presentation also emphasized that property tax law is largely rooted in the Florida Constitution and that local governments choose millage rates, which affects collections. No public comment was taken.
The committee then discussed five Speaker-proposed concepts. Proposal 1 would require cities, counties, and special districts to hold a referendum on eliminating property taxes on homestead properties; members raised concerns about local funding, public safety, special districts, renters, and the need for extensive voter education, with some suggesting countywide elections or town halls instead. Proposal 2 would create a new $500,000 homestead exemption for non-school taxes and a $1 million exemption for seniors 65+ or long-term homesteaders; members split between seeing it as meaningful relief for seniors and warning it could devastate local tax bases, especially in lower-value or rural counties, while also potentially trapping older homeowners in place. Proposal 3 would authorize the Legislature to raise homestead exemptions by general law; some liked the flexibility, but others worried about statewide one-size-fits-all impacts, political difficulty in reversing changes, and the need for local revenue replacement. Proposal 4 would change assessment caps for homestead and non-homestead property; several members said it would not provide enough relief and could shift burdens to rental properties and non-homestead owners. Proposal 5, eliminating foreclosure on homestead property for tax liens, drew the strongest opposition, with members saying it would undermine lien priority, mortgage and title systems, and incentives to pay taxes.
Throughout the meeting, members repeatedly stressed the need to understand local fiscal impacts, including police, fire, infrastructure, and other services funded by property taxes, and to consider alternative revenue sources or offsets if taxes are reduced. The co-chairs said the committee is still in the information-gathering stage, that all ideas remain on the table, and that members should do “homework” by meeting with local taxing authorities and learning how property taxes are set and spent in their districts. The meeting ended with no votes on the proposals and adjournment after a motion to rise.
FL
Florida 2025 Regular Session
March 25, 2025 - 12:00 PM
Transcript Highlights:
- housing, tax exemptions for affordable housing, revised development impact assessments, expedited foreclosure
Summary:
The committee heard five housing- and resilience-related bills. HB 793 would create an International Aerospace Innovation Fund administered by Space Florida to support aerospace research, workforce development, and commercialization; it was amended with a clarifying change and passed unanimously. C.S. for HB 411 would extend an affordable housing property tax exemption to certain nonprofit projects on leased land through a housing finance authority, such as Habitat for Humanity projects; it also passed unanimously. HB 701 would require local housing assistance plans to allow mobile home owners on leased land to seek help with lot rent, and it passed unanimously after an amendment and testimony from mobile home advocates and AARP in support.
The committee also considered C.S. for HB 393, which expands the My Safe Florida Condominium Pilot Program to help eligible condominiums fund hurricane mitigation projects, including roof-related work, with added eligibility and inspection requirements. The bill drew support from condo and housing groups and passed unanimously with committee substitute. The final and most extensive measure, HB 943, would significantly revise state land-use and development rules to promote affordable housing by limiting local restrictions, changing zoning and approval standards, adjusting parking and impact fee rules, and expanding accessory dwelling unit and mixed-use provisions. It generated extensive testimony, with many local officials, city and county groups, and preservation advocates opposing it as overly broad and preemptive, while housing and business groups supported it.
HB 943 was amended several times during the meeting, including changes related to church-owned property, parking, historic landmarks, manufactured homes as accessory dwelling units, and fair housing language. The sponsor repeatedly said the bill was a work in progress and that additional changes would be made. After debate from members emphasizing both the need for more housing and the need to preserve local control, the committee approved HB 943 on a 14-1 vote, with Rep. Casello voting no.
US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- that can mean the difference, I know you all know better than me, between economic viability and foreclosure
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 03/03/26
Housing and Homelessness Prevention
Transcript Highlights:
- driver, and her mother, a foster parent, despite their lifelong service, they lost their home to foreclosure
- lost their their lifelong service, they lost their home<01:43:05.600>
to <01:43:05.840>foreclosure - today<01:43:07.199>
as <01:43:07.440>she <01:43:07.600>builds home to foreclosure - . today as she builds home to foreclosure. today as she builds her<01:43:08.080>
home <01:43:08.480
MN
Minnesota 2025-2026 Regular Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 12/18/25
Transcript Highlights:
- themselves in financial crisis, the farmer lender mediation program can be the difference between foreclosure
- program can be the difference mediation program can be the difference between<01:23:40.000>
foreclosure - > and<01:23:41.280>
staying <01:23:41.600>on <01:23:41.760>the between foreclosure - and staying on the between foreclosure and staying on the land.
MN
Minnesota 2025 1st Special Session
Senate Floor Session - Part 2 - 05/18/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- murders, or Senator Duckworth for the same bill, or for Senator Kreun for his provision relating to foreclosure
- his provision for Senator Kun for his provision relating<01:27:20.080>
to <01:27:20.239>foreclosure - relating to foreclosure relating to foreclosure sales<01:27:23.600>
or <01:27:23.840>Senator
NH
Transcript Highlights:
- There is no foreclosure. So there's no risk of credit damage.
- There<00:48:05.839>
is <00:48:06.000>no There is no There is no foreclosure.<00:48:08.640 - 09.119>
there's <00:48:09.359>no <00:48:09.520>risk <00:48:09.760>of foreclosure - So, there's no risk of foreclosure. So, there's no risk of credit<00:48:10.520>
damage.
AL
Transcript Highlights:
- committee of judges and DAs who got together over the summer and over the past year to discuss procedural
- committee of judges and DAs who got together over the summer and over the past year to discuss procedural
- changes that needed to be procedural changes that needed to be made<00:12:48.080>
with <00:12: - There are already procedures in place for this to take place and I extending the period of time that
- There are already procedures in place for this to take place and I extending the period of time that
Bills:
SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192
Keywords:
bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education
NH
Transcript Highlights:
enforcement It's really, really strict, and they have to review all of the policies and procedures- say how we make that apportionment, and creating this commission in this bill and setting up the procedures
- property, typically secured by the property, allowing<04:11:06.960>
for <04:11:07.279>foreclosure - <04:11:08.479>
as <04:11:08.720>a <04:11:08.960>primary allowing for foreclosure - as a primary allowing for foreclosure as a primary recourse.<04:11:10.880>
Business <04:11:11.279
LA
Bills:
HR2, HR37, HR61, HCR11, HCR64, HB89, HB183, HB341, HB371, HB451, HB480, HB520, HB541, HB579, HB597, HB816, HB1004, HB1064, HB1165, SB44
Keywords:
transparency, accountability, Justice Department, FBI, Jeffrey Epstein, victim protection, investigation, public trust, HR37, House Resolution 37, Honduras veterans, Armed Forces Expeditionary Medal, military medal, veteran recognition, Congress memorialization, U.S. veterans, foreign deployment, 1981 to 1992, military service awards, combat support
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Apr 23rd, 2026
Administration of Criminal Justice
Bills:
HB91, HB123, HB167, HB255, HB264, HB321, HB884, HB955, HB967, HB968, HB969, HB978, HB985, HB994, HB1005, HB1104, HB1107, HB1109, SCR3
Keywords:
criminal procedure, disclosure, criminal records, witness protection, trial rights, electronic monitoring, GPS ankle monitor, ankle bracelet, pretrial release, post-conviction supervision, bail monitoring, house arrest, corrections, criminal justice, law enforcement, prosecuting authority, court reporting, provider registration, LCLE, Louisiana Commission on Law Enforcement and Administration of Criminal Justice
OK
Oklahoma 2026 Regular Session
Public Health REVISION 2- HB1912 - Added - Part 2 Feb 18th, 2026 at 10:10 am
Public Health
Bills:
HB4336, HB1818, HB3194, HB3538, HB3682, HB3762, HB3793, HB3930, HB3931, HB3934, HB4124, HB4200, HB4410, HB4457, HB4473, HB3884, HB1912
Keywords:
interventional pain management, pain management clinic, chronic pain, acute pain, spinal injections, epidural steroid injection, peripheral nerve block, nerve ablation, spinal cord stimulator, intrathecal infusion pump, endoscopic diskectomy, fluoroscopy, physician supervision, allopathic physician, osteopathic physician, CRNA, certified registered nurse anesthetist, nurse anesthetist, freestanding pain management facility, medical licensure