Transcript Highlights:

• Can the base coverage be appropriate so we don't need so many waivers?
• Can the base coverage be appropriate so we don't need so many waivers?
• Can the base coverage be appropriate so we don't need so many waivers?
• Can the base coverage be appropriate so we don't need so many waivers?
• Can the base coverage be appropriate so we don't need so many waivers?

Keywords: 1183, house

Transcript Highlights:

• . >> This bill helps to provide affordable health coverage options for Florida farmers and ranchers who
• This coverage is part of the role renaissance of Florida, smaller and less densely populated regions
• I think it's a noble. >> The goal to try to get coverage to people who don't have it.
• We want to make sure that it's good coverage as well.
• I think I heard you say that if they are ultimately accepted into the plan and not denied coverage and

Keywords: 999, senate, all

Transcript Highlights:

• So, uh this is our coverage and our post operations.
• The coverage is absolutely wonderful.
• When I'm talking about coverage, I'm talking about radio coverage, to fill the gaps.
• And that's coverage gaps that we need.
• radio system coverage that we've got. radio system coverage that we've got.

Keywords: Call to Order and Roll Call- 00:00:23 Approve Minutes from January 15, 2026- 00:01:03 Kentucky State Police Update on SERVS- 00:01:47 Adjournment- 00:54:18, 958, all

Summary: The committee received an update from Kentucky State Police on the SERVE radio system project, with David Barker and consultant Brandon Marshall explaining progress across multiple phases. They reported that Mayfield PD fire/EMS and Graves County Sheriff are fully operational on the system, Phase 2 is 77% complete with 48 existing sites finished and 13 new sites pending acquisition, and Phase 3A remains funded but not yet complete. They also said router upgrades are complete, radio dispatch positions and mobile/portable rollout are complete, and microwave replacement is nearly finished, with one remaining site delayed by weather. A major part of the discussion focused on why the project has taken so long and why equipment is being purchased before some sites are built. KSP said the project began as a radio system upgrade but expanded as they discovered additional infrastructure needs, including routers and microwave links that were not in the original scope. They explained that equipment must be purchased in advance to match versions and preserve warranty coverage, and that older existing tower sites are being refurbished rather than replaced to make use of existing public-safety infrastructure. They also said all expenditures are tracked in inventory and accounting records and that the project remains transparent. Members pressed for a master plan and timeline, with Representative Smith arguing the project needs clearer structure and fewer layers of decision-making. KSP acknowledged the need for a timeline, said they had plans but not a full timeline earlier, and stated that if the remaining funding is approved they expect to complete the remaining existing sites and 25 new sites by June 30, 2027. They said 56 new-build sites remain, identified as the yellow-dot sites on the maps, and that some sites may be able to use existing Demar/National Guard tower locations. The committee did not take a vote on the project during this portion of the meeting.

Transcript Highlights:

• new consumer protections to homeowners when insurers use aerial imaging to make decisions about coverage
• If an aerial image is used to non-renew, cancel, or reduce coverage, If an aerial image is used to non-renew
• , cancel, or reduce coverage, AB 1559 also ensures that the image is up to date, providing the policyholder
• Consumers should understand what information is being used to alter, cancel, or non-renew their coverage
• So the requirement that aerial images used to support a decision to cancel, non-renew, or reduce coverage

Keywords: 987, senate, all

Summary: The Senate Committee on Insurance met as a subcommittee due to a lack of quorum, and first heard AB 1559 by Assembly Member Calderon. The bill would add consumer protections when insurers use aerial imagery for underwriting or coverage decisions by requiring notice before collecting images, giving policyholders access to images used, and allowing an in-person inspection if an image is used to non-renew, cancel, or reduce coverage. The Department of Insurance and United Policyholders supported the measure, citing complaints about outdated or inaccurate drone, satellite, and aircraft images; local governments, AARP, and Realtors also supported it, and there was no opposition. The committee later voted 6-0 to pass AB 1559 to the Privacy Committee. The committee also heard AB 2038 by Assembly Member Harabedian, which would extend wildfire-related non-renewal moratoriums for homeowners, including extending protections for total-loss properties and homes within or near a fire perimeter. Supporters, including the Consumer Federation of California, United Policyholders, and the League of California Cities, argued that rebuilding after major fires is taking much longer than expected and that homeowners need more time and stability. Opponents from the insurance industry warned that extending moratoriums, especially to adjacent zip codes, could further constrain insurers, worsen availability and affordability, and push more business to the FAIR Plan. Senators raised concerns about the zip-code-based perimeter and whether the bill should be tied to home-hardening standards, but the author said the bill simply extends existing timelines and would continue negotiations on amendments. The committee voted 4-0 to send AB 2038 to Appropriations. File items 1 and 3 were taken up as consent items and approved 6-0. The committee then adjourned.

Transcript Highlights:

• And I went on the journey of trying to find coverage.
• Extending coverage into a new term without payment effectively results in free insurance and exposes
• And I'm astounded that we would talk about not covering gaps in coverage simply because of a payment
• The bill requires the California Department of Insurance... ...to conduct a study of insurance coverage
• And what other factors are driving the changes in the availability and price of coverage?

Summary: The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations. AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations. AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.

Transcript Highlights:

• You will notice there are a few details on what a new plan design for health care coverage will be for
• Coverage for contraception services. Coverage for tubal procedures and tubal litigation at 100%.
• Coverage for contraception services. Coverage for tubal procedures and tubal litigation at 100%.
• Just compare a few areas of non-grandfathered coverages to grandfathered coverages.
• A non-grandfathered plan cannot deny coverage or charge higher premiums based on...

Keywords: 908, all

Summary: The House convened with prayer, roll call, and a quorum present, then took up several procedural motions, including suspending House rules for three legislative days and replacing conference committee members on Senate Bill 2282 and SCR 4007. The chamber also recognized visiting student groups from Grafton/Pleasant Valley and Shiloh School. Later, the House agreed to several conference committee reports and moved a number of measures through final passage or final disposition. House Bill 1428, which would have created a sales tax exemption for clothing sold by thrift stores or nonprofit corporations, drew extensive debate over tax policy, revenue loss, and possible conflicts with streamlined sales tax rules. Supporters argued it would help lower-income shoppers and nonprofit thrift stores, while opponents said it created an unfair advantage and could reduce state and local revenue. The conference report was adopted, but the bill ultimately failed on final vote, 37-54. House Bill 1440, relating to cigar lounges, was amended in conference and then passed 75-17. House Bill 1460, concerning adult foster care for private-pay adults, electronic monitoring, and a legislative study, was also adopted and passed overwhelmingly, 91-1. The House then passed Senate Bill 2224, which revises gaming commission structure and gaming stamp requirements, adds Attorney General enforcement provisions, and includes a $25,000 general fund appropriation, by a vote of 88-0. Senate Bill 2327, which expands uses of the agriculture diversification and development fund and appropriates $15 million to it, passed 74-17 after a member was excused from voting due to a personal interest. Senate Bill 2267, creating a regulatory framework for on-site wastewater treatment systems and shifting licensing authority to the Department of Environmental Quality, passed 82-10, and Senate Bill 2276, addressing joint water resource boards for cross-county projects, passed 90-1. The most contentious debate centered on Senate Bill 2160, which would move the state employee health plan from grandfathered status to a non-grandfathered ACA-compliant plan and appropriate about $6.6 million for the transition. Supporters said it would give the PERS board more flexibility, expand preventive and other benefits, and potentially slow premium growth without charging employees premiums. Opponents warned it could raise out-of-pocket costs, add mandated benefits, and shift costs to employees, while also arguing the bill had not been adequately studied. After extended debate, the House passed SB 2160 by a vote of 55-37. The chamber also concurred in Senate amendments to House Bill 1318, a pesticide labeling bill, and placed it on final passage, but the transcript ends before the final vote on that measure.

Transcript Highlights:

• <00:32:36.679> and provide comprehensive coverage and provide comprehensive coverage and budget
• Insurers could still manage risk, seniors could access affordable coverage regardless of health status
• Insurers could still manage risk, seniors could access affordable coverage regardless of health status
• Insurers could still manage risk, seniors could access affordable coverage regardless of health status
• <01:09:26.520> or<01:09:26.799> charged they may be denied coverage or charged they

Keywords: 1187, senate, all

Transcript Highlights:

• coverage from the traditional insurance marketplace, as governed by Century Code.
• We have three main coverages: liability, public assets, and auto.
• We don't have any coverage for state vehicles or, you know, state entities.
• There is no coverage provided under the member... ...because of their handling of PFAS.
• There is no coverage provided under the memorandum of coverage for PFAS-related claims and those types

Summary: The committee was called to order, the Pledge of Allegiance and prayer were offered, and the minutes from the previous meeting were approved. Members then received a memo summarizing major audit items and began hearing audit presentations from the State Auditor’s Office and private auditors on a range of state agencies and organizations. Several audits were reported as clean, including the Bank of North Dakota, the North Dakota Guaranteed Student Loan Program, the Office of the Governor, the Office of the State Treasurer, the Office of Management and Budget, the Department of Transportation’s flexible transportation fund, Lake Region State College, and the Department of Environmental Quality. The North Dakota Stockmen’s Association also received an unmodified opinion, though repeat findings were noted for limited segregation of duties and financial statement preparation due to its small staff. The Council on the Arts audit found two findings: payroll charged to federal awards without adequate timekeeping records, and unallowable expenditures from a restricted cultural endowment fund. The Department of Public Instruction audit identified unsupported scholarship applications in the paraprofessional-to-teacher program, though additional testing showed the funds were used for their intended purpose. The most extensive discussion centered on the North Dakota Racing Commission audit, which identified four findings: overspending the promotion fund’s 25% operating limit, grant conditions not being met, improper Breeders Fund awards, and improper procurement for advertising services. Racing Commission director Bruce Johnson acknowledged complacency and weak controls, said the agency would tighten procedures, and explained that the commission had since worked with procurement and would follow the rules more closely. Auditors also explained that the commission would now be audited every two years because of the findings. Another major discussion involved the University of North Dakota School of Law, where auditors found a lack of documentation supporting admissions decisions for post-baccalaureate programs. UND officials said they remain in good standing with the American Bar Association but agreed better documentation and tools are needed; the committee pressed for more transparency and follow-up on admissions criteria. The committee also received an update on Dakota College at Bottineau, where Minot State University reported that bank reconciliations had been brought current after a significant backlog and would now be maintained through shared services. Members requested a written follow-up report on the issues and corrective actions. Finally, the North Dakota Fair Association explained that its foundation has been dissolved and remaining funds were transferred to another nonprofit for continued support of the state fair, and the Department of Public Instruction provided an update on school meal debt, saying the reported amount was about $1.1 million from a partial district survey and that debt remains a local issue, though it could be revisited if school meal funding changes.

Transcript Highlights:

• So there's current laws on comparable coverage with the clearinghouse statutes where Citizens can take
• a look at their policy and a clearinghouse offer. ...coverage with the clearinghouse statutes where
• And they've got statutes that say that if you get an offer that's within 20% for comparable coverage,
• And just in the last four weeks, our commercial coverage has dropped by about $2 billion in coverage.
• Again, the commercial clearinghouse is... ...by about $2 billion in coverage.

Summary: The Committee on Fiscal Policy met and reported favorably a series of bills after hearing sponsor presentations, public testimony, and roll-call votes. Among the health and public safety measures, CS/SB 68 would require pediatric readiness standards in hospital emergency departments; CS/SB 340 would require nursing students to complete human trafficking identification training; CS/SB 32 and SB 210 would create a new injunction process and related public records provisions for victims of serious violence by a known person; and SB 418 would add autism-focused law enforcement training and a voluntary Blue Envelope Program for drivers with ASD. Each of these bills received supportive testimony and passed the committee. The committee also approved several child safety and community protection measures. CS/SB 606 would add drowning prevention and safe bathing education to postpartum materials, and SB 428 would expand the state swim lesson voucher program to older children, with strong support from advocates and families concerned about drowning risks, especially for children with autism. CS/SB 302 would streamline permitting and incentives for nature-based coastal resiliency projects, and SB 636 would create an alternative beach management pathway for coastal communities, though beach preservation advocates warned about perpetual easement language and funding concerns. SB 628, designating Warrior Sacrifice Way in Pensacola, also passed unanimously. In addition, the committee advanced CS/SB 1734 on juvenile justice, with a late-file amendment updating definitions for juvenile probation and detention officers and codifying detention cost-share language. It also reported favorably CS/SB 246, a specialty license plate bill that was amended to include the UFC plate and an additional first responders resiliency plate, and CS/SB 1028, which revises Citizens Property Insurance Corporation clearinghouse procedures and related insurance market rules. Several witnesses testified in support or with technical concerns on the insurance bill, and members discussed competitive safeguards, clearinghouse scope, and Citizens’ assessment risk. At the end of the meeting, members requested to be recorded on specific bills, and the committee adjourned.

Transcript Highlights:

• We always talk about the rates being so bad that the Minnesotans who need this coverage are getting it
• Pass coverage for services, this very bill, for the private payers but stop short of coverage for all
• This bill advocates for fair and adequate MA coverage for pharmacist services.
• This legislation aims to provide that same coverage for MA patients.
• Without coverage, providing these services becomes unsustainable to quality health care.

Transcript Highlights:

• You want quality care providers underneath your umbrella of coverage.
• It's truly the medium. umbrella of coverage, hospitals do this, systems do this, insurance companies
• Currently, the... ...lateral sclerosis when they try to purchase Medigap coverage.
• And those Medigap coverages can be up to $2,000 a month for those individuals, five times higher... .
• Affordable Medigap coverage could be the difference between life-sustaining care and going without.

Bills: HB 107, HB742, HB1639, HB1700, HB2071, HB2187, HB2402, HB2516, HB3211, HB4529, HB5342, HB694, HB923, HB4655

Keywords: sickle cell disease, registry, health data, confidentiality, healthcare access, human trafficking, first responders, health care, training, reporting, protection, cancer, female firefighters, health study, state health services, fire protection, telemedicine, teledentistry, telehealth, health records

Summary: The committee heard testimony on a series of health and human services bills and left each one pending after public testimony. HB 4655 would expand financial literacy instruction for youth aging out of foster care to include credit scores, predatory lending, scams, banking, budgeting, and related consumer topics; the sponsor and Buckner International described the need to protect foster youth from financial pitfalls. HB 923 would add three public members and one physician to the Texas Medical Disclosure Panel; supporters said it would improve informed consent and patient voice, while a witness raised concerns about a House amendment requiring a physician majority for decisions and senators questioned scope-of-practice limits. HHSC said the panel is an independent body and the bill expressly bars it from changing scope of practice.

Transcript Highlights:

• <04:41:17.360> and exchange for more limited coverage and exchange for more limited coverage
• coverage.
• So, if you're buy a short-term plan, a million-dollar coverage, million-dollar in coverage at a $15,000
• So, if you're buy a short-term plan, a million-dollar coverage, million-dollar in coverage at a $15,000
• So, if you're buy a short-term plan, a million-dollar coverage, million-dollar in coverage at a $15,000

Keywords: 928, house, all

Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.

Transcript Highlights:

• while receiving more offers for better coverage at lower rates.
• And I don't know if it's a certain percentage, but $65 billion in commercial coverage puts the state
• And that should take pressure off of Citizens for the amount of coverage.
• Every rate filing for residential property coverage from a property insurer must include, Senate Bill
• The report must be included with any offer of coverage and upon policy renewal.

Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.

Transcript Highlights:

• while receiving more offers for better coverage at lower rates.
• And I don't know if it's a certain percentage, but $65 billion in commercial coverage puts the state
• And that should take pressure off of Citizens for the amount of coverage.
• The report must be included with any offer of coverage and upon policy renewal.
• The report must be included with any offer of coverage and upon policy renewal.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• fertility coverage in their bill. fertility coverage in their bill.
• > that So, having insurance coverage that So, having insurance coverage that provides<00:35:48.360
• to keep it at the 3-month retroactive coverage.
• And so, I am to healthcare coverage.
• Our hospitals will always work towards coverage for our patients.

Bills: HF4401, HF4466

Keywords: HF4401, Minnesota Medical Assistance, dental reimbursement, dental rates, critical access dental providers, Medicaid dental, MinnesotaCare, managed care plans, county-based purchasing plans, fee-for-service, oral health access, safety-net clinics, federally qualified health centers, rural health clinics, Indian health services, state-operated dental clinics, low-income patients, children's dental care, provider reimbursement, dental access

Transcript Highlights:

• <00:02:50.040> for the changes to retroactive coverage for the changes to retroactive coverage
• premiums or denial of coverage premiums or denial of coverage altogether.<01:03:09.680> An
• affordable and accessible coverage affordable and accessible coverage options<01:03:37.440> directly
• . coverages. coverages.
• Our state's community mental coverage.

Keywords: 1187, senate, all

Transcript Highlights:

• This is sort of a special coverage section and instead requires coverage for members first employed as
• Section 1 revises MSRS's coverage Section 1 revises MSRS's coverage positions<00:39:54.960> to
• coverage by the fire marshal subplan. coverage by the fire marshal subplan.
• This is sort of a special coverage This is sort of a special coverage section section section and
• > for and instead requires coverage for and instead requires coverage for members<00:41:00.080

Keywords: 918, senate, all

Summary: The commission first approved the minutes and then took up several pension omnibus items. Representative Rapinski’s item, related to an I-RAP issue, was moved ahead of the agenda and passed without further information after members noted the State Board of Investment and Minnesota State had not identified additional facts; the bill, as previously amended, was recommended for inclusion in the 2026 Pension Omnibus Bill. The committee also corrected a procedural issue on Senator Gustafson’s bill, SF 3897/HF 3703, after realizing an amendment referenced earlier belonged to a different bill; the motion was restated without the amendment reference and the bill was then recommended to pass and be incorporated into the omnibus bill. The main policy discussion centered on SF 3897/HF 3703, which would change how terminating firefighter relief association plans value benefits for firefighters under age 50. Senator Gustafson said the current statute can unfairly reduce benefits by requiring present-value discounting and that the bill would instead allow benefits to be based on accrued benefit under the plan formula, while still leaving relief associations flexibility to use present value if they choose. Staff confirmed the bill applies only to relief associations under chapter 424B, not PERA or the statewide plan. Senator Rasmussen raised concerns about consistency between SVF and non-SVF reliefs and about differing treatment on termination; the bill author acknowledged the difference. The committee ultimately voted to recommend the bill for inclusion in the omnibus pension bill. The final major item was House File 4162, as amended by an A1 amendment, which requires employers of reemployed annuitants in TRA to make employer contributions during reemployment, including Minnesota State Colleges and Universities employees covered under section 354.445. Representative O’Driscoll argued the bill would direct existing education-formula pension dollars to TRA, prevent districts from using those funds elsewhere when retirees are rehired, and keep the employee neutral because the annuitant’s benefit would not change. Supporters said the measure would help pension funding and address situations where districts rehire retired teachers, often in hard-to-fill specialties. Opponents, including Senator Rasmusson, questioned the added cost to school districts, citing an estimated $5.385 million in annual TRA revenue from the change and warning it could reduce districts’ ability to hire or retain staff. After discussion, the committee had not yet taken final action on this item in the portion of the meeting provided.

Transcript Highlights:

• And for the couple hundred thousand Minnesotans who rely on Medigap coverage, we're hearing estimates
• And so allowing people to sign up late, when they might need that coverage, can really have a detrimental
• <00:05:00.160> rely<00:05:00.400> on<00:05:00.639> metagap<00:05:01.199> coverage
• ,<00:05:02.000> uh motans who rely on metagap coverage, uh motans who rely on metagap coverage
• can really have a detrimental coverage can really have a detrimental impact<00:05:22.080> on<

Keywords: 1187, senate, all

Transcript Highlights:

• Those numbers are smaller as the coverage gets up there.
• Those numbers are smaller as the coverage gets up there.
• Those numbers are smaller as the coverage gets up there.
• Those numbers are smaller as the coverage gets up there.
• Those numbers are smaller as the coverage gets up there.

Keywords: 1187, senate, all

Transcript Highlights:

• Additionally, they declined to provide the supplemental insurance that met best-practice coverage limits
• As a result, because we needed that supplemental coverage this year, we went out of state and it cost
• us over $200,000 up front to afford only $1 million of the $2 million supplemental coverage for this
• I respectfully ask the legislature to help resolve the growing liability insurance coverage issue.
• The growing liability insurance coverage issue.

Keywords: 995, all

Summary: The Joint Committee on the Judiciary held a hearing on a wide range of state, probate, and family bills, with chairs Edwards and Day outlining strict testimony limits and accepting written testimony. Early testimony focused on H. 1911/S. 1138, which would clarify that a durable power of attorney may create a trust if that authority is expressly granted; sponsors and elder law advocates said the bill would resolve uncertainty created by the Barbetti decision and align Massachusetts with other states. A major portion of the hearing centered on S. 1102, a proposal to establish medical panels in Probate and Family Court. Supporters, including attorneys, parents, physicians, and advocates, said neutral three-doctor panels would help judges resolve disputed medical issues in guardianship and custody cases involving children, elders, and people with disabilities. Testifiers described cases where medical treatment was blocked or contested by one parent or guardian, arguing the panels would provide impartial expertise and protect vulnerable people. The committee also heard support for bills addressing disability discrimination in family court, military parents’ custody rights, and a shared parenting bill, H. 1710, which drew strong opposition from domestic violence advocates and others who said a 50-50 presumption could harm survivors and children. The committee also took testimony on several probate and court-administration measures. Senator Lovely supported a bill on nominee trust partition, and Senator Comerford and probate officials backed legislation to codify additional registry staff positions and modernize registry operations. Other bills discussed included foster care liability insurance, with providers warning that rising premiums and loss of coverage could force program closures; health care proxy storage and activation; access to decedents’ email accounts; uniform trust decanting; the Uniform Voidable Transactions Act; heirs’ property partition protections; a constitutional right to health care; alimony-related reforms; child-centered family law; and a right of disposition for funeral arrangements. No votes were taken during the hearing, and the committee repeatedly invited written testimony and follow-up questions.