Video & Transcript : 'captive insurers' :
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CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 3 on Education Finance Apr 7th, 2026
Transcript Highlights:
- exactly how much funding there is, that distributes funding for enrollment, for facilities, for insurance
- exactly how much funding there is, that distributes funding for enrollment, for facilities, for insurance
- distribute funding to campuses based on facilities, utility costs, which are different by region, and insurance
- We face about $320 million in mandatory cost increases, including health premiums, insurance, utilities
CO
Colorado 2026 Regular Session
Colorado Senate 2026 Legislative Day 083 Apr 7th, 2026
Colorado Senate Floor Meeting
Transcript Highlights:
- bonding agents regulated by Article 23 of Title 10, Colorado Revised Statutes, by the Division of Insurance
- Statutes, by the Colorado Revised Statutes, by the Division<00:44:52.120><c> of</c><00:44:52.200><c> Insurance
- </c> Division of Insurance. Division of Insurance. Senator<00:44:53.840><c> Ball.
LA
Transcript Highlights:
- Obviously, insurance. I don't think that that's a surprise to anybody in this building. Workforce.
- Obviously, insurance. I don't think that that's a surprise to anybody in this building. Workforce.
- So whether or not you include the charter schools technically, just for your own insurance in this bill
- So whether or not you include the charter schools technically, just for your own insurance in this bill
Committee:
House Education
Keywords:
human growth, development education, prenatal education, state standards, biological science, grading scale, education reform, students, public schools, academic policy, community college, technical education, pilot program, driver training, transportation, Safe Haven Law, flyers, child safety, infant relinquishment, maritime academy
CA
California 2025-2026 Regular Session
Joint Hearing Budget Subcommittee No. 2 on Human Services and Budget Subcommittee No. 3 on Education Finance Mar 24th, 2026
Transcript Highlights:
- that the trailer bill on this particular issue is as inclusive as possible, as well as possible insurance
- I know insurance rates are increasing, and how do we help fill the gap to make sure that they get the
- insurance they need, the permitting fees, right?
- not received meaningful cost adjustments in years despite rising costs in health care, benefits, insurance
AZ
Arizona 2026 Regular Session
03/23/2026 - House Public Safety & Law Enforcement
Public Safety & Law Enforcement
Transcript Highlights:
- If it's covered under somebody's private insurance, it could be private insurance.
- If it's covered under somebody's private insurance, it could be private insurance.
Committees:
House Public Safety & Law Enforcement , House House Public Safety & Law Enforcement Committee of Reference
Keywords:
appropriation, public safety, Yuma County, funding exemption, family advocacy center, firefighters, occupational disease, workers compensation, cancer presumption, police officers, hazardous duty, SB1270, Arizona retirement system, public safety personnel, defined contribution plan, correctional officers, corrections officers, retirement contributions, supplemental contributions, retention incentive
AZ
Transcript Highlights:
- access care, but it makes it harder for everyone to access care because if providers are not able to insure
- We have insurance data of thousands across the country.
- Because it's hundreds of thousands of dollars, and that gas cannot be insured.
- Because it's hundreds of thousands of dollars, and that gas cannot be insured.
Bills:
SB1092 , SB1094 , SB1139 , SB1239 , SB1240 , SB1248 , SB1326 , SB1502 , SB1512 , SB1540 , SB1616 , SB1635 , SB1669 , SB1673
Committees:
House Judiciary , House House Judiciary Committee of Reference
Keywords:
probation, dangerous crimes, children, Arizona Revised Statutes, criminal justice, juvenile offenses, rehabilitation, gender reassignment, civil liability, minors, medical consent, detransition, family court, therapeutic intervention, expert testimony, parenting time, child development, sex offenders, statute of limitations, prosecution
LA
Transcript Highlights:
- revenues comes from legal services for agencies and entities and dedicated fund accounts such as the insurance
- revenues comes from legal services for agencies and entities and dedicated fund accounts such as the insurance
- They do have an increase in their health insurance premiums, increases in operating expenses, a small
- So my point to that was, and there's one more for state share of group insurance for personnel of Criminal
Committee:
House Appropriations
Summary:
The Appropriations Committee first reviewed the Department of Justice FY 2027 budget, which was presented at $117.8 million, with most funding coming from statutory dedications and the largest program areas being criminal law/Medicaid fraud and civil law. The Attorney General described major work in Troop NOLA, Medicaid fraud, opioid and PBM litigation, and especially child exploitation and online predator investigations. She said ICAC tips are rising sharply, local law enforcement partnerships have expanded, and her office needs more analysts, more permanent positions, and more expenditure authority for the legal support fund and related programs. Members asked about case backlogs, staffing, settlement funds, and whether more resources could be directed toward outreach, mental health, and technology; the Attorney General said she wants to expand cyber capacity, training, and prevention efforts, and that some settlement recoveries are being used to support existing programs and fraud enforcement.
Committee members also focused heavily on child safety, truancy, and mental health. Several representatives described local concerns about online exploitation, trafficking, self-harm, and the need for school-based training and community outreach. The Attorney General said she wants a broader prevention strategy involving parents, schools, and behavioral health resources, and she discussed using outreach models such as anti-vaping campaigns and town halls. On opioid settlement oversight, members raised concerns about the size of the funds and the need for stronger state oversight; the Attorney General agreed more structure and compliance monitoring would be useful and said drug courts and treatment programs are effective investments.
The committee then moved to the judicial branch budget presentation. The judiciary requested $229.6 million in FY 2027, plus $5.6 million in one-time funding, with most of the budget coming from state general fund. The presentation highlighted increases for judge salaries, staff pay adjustments, health insurance, operating costs, and 17 unfunded positions, along with one-time requests for security and technology upgrades. Chief Justice John Weimer and other justices said the budget would help core court functions and statewide programs such as CASA, drug courts, and FINS, and they emphasized the need for better staffing and technology in the courts.
A major discussion centered on truancy and the FINS program. Justice Griffin said statewide collaboration with education officials had reduced truancy and that FINS officers are trained to identify children who may be runaways or trafficking victims. The justices and members supported expanding FINS so every judicial district has coverage, and they said the program helps keep children out of deeper system involvement. Members also asked about security funding, technology improvements, and the 17 unfunded positions, which were described as mostly clerical, IT, and support roles in appellate and district courts. No votes were taken in the portion of the meeting provided.
AZ
Transcript Highlights:
- HB 2996, certificates of insurance — Finance. HB 4011, HOA's duties — Government.
- HB 4020, insurance fraud unit assessment increase — Finance.
- HB 2271, insurers covering firefighters rate deviation.
- HB 2398, watercraft insurance requirements penalties. HB 2400, motor fuel tax holiday.
WY
Wyoming 2026 Regular Session
Senate Floor Session-Day 19, March 4, 2026-AM
Wyoming Senate Floor Meeting
Transcript Highlights:
- Senate File 107, motor vehicle registration and plate insurance system. Ayes 55, noes 6, excused 1.
- 09:52.880><c> plate</c> motor vehicle registration and plate motor vehicle registration and plate insurance
- :54.640><c> 55</c><01:09:55.360><c> no</c><01:09:55.679><c> six</c><01:09:56.080><c> excused</c> insurance
- system eyes 55 no six excused insurance system eyes 55 no six excused one one one Senate<01:09:59.360
FL
Transcript Highlights:
- When Kansas attempted to arm school staff, commercial insurers refused to cover the liability.
- Is there any liability insurance that the PDD manufacturers will have to carry, or even the companies
- It is not addressed necessarily in the bill, but I am sure there will be liability insurance from the
- While federal law, malpractice law, and insurance coverage rules still apply, common law also covers
Committee:
Senate Appropriations
Summary:
The committee first took up CS for SB 896, a school safety bill expanding the Guardian program to public postsecondary institutions. The bill requires active assailant response plans, security risk assessments, threat-management protocols, use of the suspicious activity reporting tool, and allows voluntary participation in Guardian for colleges and universities. A late-file amendment by Senator Polsky was adopted to clarify that students who are also employees or faculty are not eligible for Guardian. Members debated campus carry concerns, storage of firearms, and whether the bill could lead to broader gun access on campuses. Several faculty and gun-safety advocates testified against the bill, while supporters argued trained guardians can deter violence. The committee reported the bill favorably by roll call vote.
The committee then approved CS for CS for CS for SB 1690 on child care and early learning services. The bill updates child care laws, clarifies regulations, and reduces overregulation of before- and after-school programs. An amendment expanded authority for the Florida Education Foundation to fundraise for early learning from birth to VPK. Testimony was largely supportive, emphasizing affordability, access to quality child care, and relief for working families, though one speaker opposed the bill as an expansion of government. The bill was reported favorably.
Next, the committee passed CS for CS for SB 118, which clarifies how non-ad valorem special assessments are applied to recreational vehicle parks and limits the square footage used for assessment purposes to the maximum size of an RV space. The committee also approved CS for CS for SB 1220, the Department of Transportation package, which addresses seaport and airport planning, personal delivery devices, autonomous vehicles, advanced air mobility, toll programming, and other transportation-related changes. Amendments modified provisions on personal delivery devices, utility permits, autonomous vehicle penalties, and law-enforcement cruiser lights. Both bills were reported favorably.
Finally, the committee began hearing SB 1756, the medical freedom bill, which proposes new vaccine information requirements, conscience-based school immunization exemptions, limits on compelled vaccination during public health emergencies, and behind-the-counter access to ivermectin for adults. The sponsor and supporters framed the bill as strengthening informed consent and parental rights, while opponents and some senators raised concerns about vaccine hesitancy, herd immunity, and the inclusion of ivermectin. Public testimony was extensive and sharply divided. The transcript ends during continued testimony and debate on SB 1756, before a final vote is taken.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Veterans, Military Affairs, and Public Protection (2-12-26)
Veterans, Military Affairs, & Public Protection
Transcript Highlights:
- but I think it would be fairly inexpensive for the state because you could maybe even purchase a insurance
- maybe even the state because you could maybe even purchase<00:13:42.800><c> a</c><00:13:43.040><c> insurance
- /c><00:13:43.440><c> policy</c><00:13:44.240><c> that's</c><00:13:44.560><c> like</c> purchase a insurance
- policy that's like purchase a insurance policy that's like a<00:13:44.880><c> blanket</c><00:13:45.279
MO
Transcript Highlights:
- You know, insurance companies will say, oh, you have a propensity in your DNA to have cancer rates.
- We're going to charge you 20% more for health insurance.
- You know, insurance companies will say, oh, you have a propensity in your DNA to have cancer rates.
- We're going to charge you 20% more for health insurance.
Committee:
House Crime and Public Safety
MS
Mississippi 2026 Regular Session
Appropriations - Room 216, 5 February, 2026; 8:30 AM
Appropriations
Transcript Highlights:
- Do y'all carry any type of insurance or benefits for your... over.
- 43.280><c> type</c><00:06:43.600><c> of</c> do y'all carry any type of do y'all carry any type of insurance
- 46.639><c> for</c><00:06:46.960><c> your</c> **Senator Seymour** asked whether the board carries any insurance
- **Witness** responded that they do not carry any other insurance or benefits for the organization.
Committee:
Joint Appropriations
AZ
Arizona 2026 Regular Session
01/30/2026 - House Health & Human Services Committee of Reference
House Health & Human Services Committee of Reference
Transcript Highlights:
- for instance: 'Here's five prescriptions I need you to go to the doctor, get, and he'll bill the insurance
- So we had thousands and thousands of lines of data through his system, through the insurance company
- responsibilities, which you can see on this slide here, including programs such as unemployment insurance
- First, we found that the department's unemployment insurance, or UI, program did not provide timely and
Summary:
The committee met as a Joint Health and Human Services Committee of Reference to hear sunset reviews and performance audit findings for several health-related boards. The first action taken was on the Arizona State Board of Pharmacy. The Auditor General reported that while the board met some licensing deadlines, it had significant problems enforcing controlled substances prescription monitoring program (CSPMP) requirements, timely investigating complaints, and documenting fee analyses and other compliance items. The board director said the agency had implemented some recommendations, was seeking legislative help on CSPMP enforcement and data issues, and described staffing and vendor challenges. A public member testified that the board was generally efficient but that statutory gaps limited its effectiveness. The committee then voted 13-0, with six not voting, to continue the Board of Pharmacy for six years until July 1, 2032, with statutory changes to improve its operations.
The committee next reviewed the Arizona State Board of Nursing. The Auditor General found the board timely processed licenses but continued to resolve too many complaints late, with a large and growing backlog of open cases, and identified additional issues in oversight, accounting, public records, and conflict-of-interest practices. The executive director said the board had been under-resourced as nursing volume and complaints increased, requested 28 additional investigative positions, and described efforts to triage cases and improve tracking. The Arizona Nurses Association supported the board’s role and said it was working on a bill, House Bill 2408, to improve accountability, prioritization, and fairness in the disciplinary process. A nurse attorney testified that changes to complaint notice, the scope of investigations, and triage could shorten delays. The committee approved continuation of the Board of Nursing for four years until July 1, 2030, by a 14-0 vote with five not voting.
The committee then heard the sunset review for the Arizona Board of Occupational Therapy Examiners. The Auditor General reported that the board generally met licensing timelines but had documentation problems verifying fingerprint clearance cards or criminal history checks, and it failed to act promptly on a renewal application involving serious sex-trafficking-related charges. The board said it had accepted all recommendations, had implemented most of them, had moved to a new licensing platform, and had hired help to address rulemaking delays. Members asked about fingerprint verification and the handling of the serious criminal charges. The committee voted 16-0 to continue the board for four years until July 1, 2030, with statutory changes to improve its performance.
Finally, the committee began the review of the Arizona Regulatory Board of Physician Assistants. The Auditor General found the board had met some licensing and enforcement requirements but lacked adequate executive oversight, accountability, and tracking systems, and it had very high complaint-resolution delays. The report also criticized the board’s incentive pay structure, which paid all staff based on measures unrelated to complaint timeliness. The new executive director said the board had created formal investigative timelines, improved reporting, sought additional support staff, and was updating IT and incentive metrics; she also explained that the board is a shared agency with the Medical Board. The transcript ends during this presentation, before any vote on the physician assistant board is shown.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 19th, 2025
Transcript Highlights:
- The increases that you see are the result of either health insurance costs that were authorized by the
- The increase of 3.3% is the result of either health insurance costs that were authorized by the legislature
- We're self-insured, right? We don't have umbrella insurance over us.
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Oct 8th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- Do individuals need to have health insurance already?
- New Mexico, survivors should never have to pay for access to a SANE exam, including their health insurance
- New Mexico, survivors should never have to pay for access to a SANE exam, including their health insurance
- However, when it becomes an insurance issue or a matter of the cost of addressing the harm that has been
CA
California 2025-2026 Regular Session
Assembly Floor Session Aug 25th, 2025
California House Floor Meeting
Transcript Highlights:
- Assembly Bill 594 by Assembly Member Solache and others, and related to insurance.
- AB 594 provides necessary protections for students who are navigating college-provided health insurance
- We want to say thank you to the sponsor, Insurance Commissioner Ricardo Lara, a former member in my same
- Insurance Commissioner Ricardo Lara, a former member in my same district that I represent, and his office
Summary:
The Assembly met on July 17, 2025, after a quorum call and prayer, then moved through a long ceremonial and floor session. The chamber recognized the 2025 Science and Technology Policy Fellows, the 2024-25 Jesse Marvin Unruh Assembly Fellows, and the 2025 Assembly Fellows, and also heard guest introductions honoring Brad Webb of Legislative Counsel, youth advocates supporting AB 1231, the Live Oak Lady Lions softball team, the new UC President J.B. Milliken, the Rohnert Park 11-and-under Cal Ripken All-Star team, and arts leaders from Auburn. The Assembly also took up several procedural motions, including removing some bills from the consent calendar and noting absences.
On the floor, members adopted ACR 12 designating November 1 as Fernando Valenzuela Day, with broad support and 66 co-authors, and later adopted H.R. 56 recognizing August 2025 as Chicano Heritage Month, with 65 co-authors. The Assembly also adopted ACR 101 naming a portion of State Highway Route 46 the James Dean Memorial Highway, and H.R. 50 proclaiming November 25, 2025, as Elimination of Violence Against Women Day, with members emphasizing survivor support and prevention. In each case, authors and supporters highlighted the cultural, historical, or public-safety significance of the measures.
The chamber also concurred in Senate amendments on several bills, including AB 359 on the Political Reform Act, AB 594 on student health insurance protections, AB 1085 banning license plate obstruction devices and penalizing sellers, AB 1286 on public employment transparency, and AB 1505, the Agriculture Committee omnibus bill. AJR 14, urging federal attention to the impact of tariffs on California ports, passed 44-1 after debate over trade policy and port jobs. AJR 17, calling for modernization of immigration law and a pathway to lawful status for long-term undocumented residents, passed 47-7 after extensive debate focused on immigrant families, the economy, and federal enforcement actions. The Assembly also adopted the resolutions by voice vote where required and recorded the roll-call results for the joint resolutions.
CA
California 2025-2026 Regular Session
Assembly Floor Session Aug 25th, 2025
California House Floor Meeting
Transcript Highlights:
- Assembly Bill 594 by Assembly Member Solache and others, and related to insurance.
- AB 594 provides necessary protections for students who are navigating college-provided health insurance
- We want to say thank you to the sponsor, Insurance Commissioner Ricardo Lara, a former member in my same
- Insurance Commissioner Ricardo Lara, a former member in my same district that I represent, and his office
Summary:
The Assembly met after initially lacking a quorum, then proceeded with prayers, the pledge, journal approval, and a series of guest introductions and recognitions. The chamber honored the 2025 Science and Technology Policy Fellows and the 2024-25 Jesse Marvin Unruh Assembly Fellows, and members also recognized guests including Brad Webb, youth advocates supporting AB 1231, the Live Oak Lady Lions softball team, UC President J.B. Milliken, and the Rohnert Park Cal Ripken All-Star team. Several ceremonial resolutions were then taken up, including ACR 12 designating November 1 as Fernando Valenzuela Day, and H.R. 56 recognizing August 2025 as Chicano Heritage Month; both drew extensive floor remarks about cultural pride, immigrant stories, and community representation before being adopted.
The Assembly also adopted ACR 101 naming a portion of Highway 46 the James Dean Memorial Highway, and approved a series of concurrence items with Senate amendments, including AB 359 on political reform, AB 594 on student health insurance protections, AB 1085 banning license plate obstruction devices, AB 1286 on future employment disclosure for public officials, and AB 1505, the Agriculture Committee omnibus bill. AB 359, AB 594, AB 1085, AB 1286, and AB 1505 all passed on roll calls with no opposition recorded. The chamber also adopted HR 50, proclaiming November 25, 2025 as Elimination of Violence Against Women Day, after testimony emphasizing the prevalence of gender-based violence and the need for survivor support and prevention.
Two major joint resolutions generated substantial debate. AJR 14 urged federal agencies to consider the impact of tariffs on California ports; supporters argued tariffs were harming cargo volumes, jobs, and supply chains, while an opponent said trade negotiations should be left to the federal government. The resolution passed by roll call, 44-1. AJR 17 urged Congress to modernize immigration law and create a pathway to lawful permanent status for long-term undocumented residents; supporters framed it as a humane and economically necessary response to an outdated system, while the debate highlighted family separation, labor contributions, and fears of deportation. AJR 17 passed 47-7. The Assembly also adopted ACR 108 recognizing Sacramento County’s 175th anniversary, and began consideration of ACR 11 on Military Sexual Trauma Awareness Day, with the author and a veteran member describing the prevalence and harms of MST and the need for trauma-informed support.
NM
New Mexico 2025 Regular Session
IC - Radioactive and Hazardous Materials Jul 11th, 2025
Radioactive & Hazardous Materials Committee
Transcript Highlights:
- There are portions of this that are held under insurance.
- It's through environmental insurance policies that name the state as the receivers.
- When they can work no longer and they don't have access to their insurance through their employer, then
- a lot of times their private health insurance is lost and they depend on Medicaid.
MN
Minnesota 2025-2026 Regular Session
HF2432, the omnibus judiciary, public safety, and corrections bill is repassed in MN House 5/19/25
Minnesota House Floor Meeting
Transcript Highlights:
- them maybe a little bit of bump in pay but certainly hold them harmless for the increased cost of insurance
- 10.000><c> of</c> them harmless for the increased cost of them harmless for the increased cost of insurance
- 11.680><c> members,</c><00:10:12.080><c> I</c><00:10:12.480><c> encourage</c><00:10:12.959><c> a</c> insurance
- Uh members, I encourage a insurance.