Video & Transcript Research : 'premium increase'
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NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Aug 20th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- I think our funding increased... Significantly after that.
- **Witness**: We pay our premiums.
- What are the premiums? How much have premiums gone up, Madam Chair?
- Quotes on this year, but we're looking at a 20% premium increase on top of some other things.
- I could hire another nurse practitioner to increase access.
CA
California 2025-2026 Regular Session
Assembly Budget Committee Sep 11th, 2025
Transcript Highlights:
- Premiums, we remember...
- Premiums, we remain deeply disappointed that the budget continues Medi-Cal exclusions that will result
- Premiums, we remain deeply disappointed that the budget continues Medi-Cal exclusions that will result
- And lastly, while we wish discriminatory Medi-Cal premiums targeting immigrant adults and the new asset
- Medi-Cal premiums still imposed on immigrant adults create unnecessary barriers for families already
Summary:
The Assembly Budget Committee held an informational hearing on the September budget package, which included SB 105 and a series of trailer bills covering health, human services, education, resources, child care, transportation, labor, public safety, housing, revenue, background checks, collective bargaining, and a special election. The Department of Finance described the package as largely technical and clarifying, but also responsive to state and federal changes, especially H.R. 1. Key items included roughly $3.3 billion in Proposition 4 climate and environmental spending, $540 million in discretionary greenhouse gas reduction funds, and major responses to H.R. 1 such as CalFresh error-rate mitigation, food bank support, and Medicaid-related changes. Other notable provisions included vaccine policy flexibility, an Abortion Access Fund, a gender-affirming care program, community college basic-needs and aid changes, CEQA and coastal permit exemptions tied to the 2028 Olympics, invasive mussel prevention funding, a civic media program, labor and pension-related provisions, and special election administration changes.
Members raised questions and concerns about several parts of the package. There was support for climate, water, transit, offshore wind, food security, and health investments, but also significant criticism of the lack of cleanup language for SB 131 and its advanced manufacturing exemptions, with multiple members saying promised fixes had not materialized and expressing concerns about tribal consultation, labor standards, and environmental protections. Members also questioned the scale and timing of some Proposition 4 allocations, including fairground upgrades, regional conveyance, and a UC Davis alternative protein research center. The Department of Finance said some programs would roll out over time and that certain funding levels reflected current implementation capacity.
The hearing also featured discussion of Bay Area transit financing, with Finance saying SB 105 directs the department and CalSTA to examine loan or other financing options rather than immediately providing loans. Members and public commenters also discussed the state’s response to H.R. 1, with advocates supporting food bank, health care, and immunization provisions while warning of ongoing harm to immigrants, foster youth, and other vulnerable groups. Public testimony broadly supported the health, food, water, offshore wind, and golden mussel provisions, while many speakers echoed legislative concerns about SB 131 and urged cleanup action in the next session. No votes were taken because the hearing was informational only, though the chair noted votes on the bills were expected later that night or the next morning.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/25/26
Commerce Finance and Policy
Transcript Highlights:
- providing that coverage and so premiums providing that coverage and so premiums uh<01:13:25.280>
- For the owners of especially older apartment buildings, the premium increases for this coverage was jeopardizing
- older apartment buildings uh the premium increases<01:14:09.760>
for <01:14:10.000>this - at FA uh factors that are increasing at FA uh factors that are increasing claim<01:20:01.120>
- Few months ago I got a a rent increase Few months ago I got a a rent increase and<01:29:36.159><
MN
Minnesota 2025-2026 Regular Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 01/15/26
Transcript Highlights:
- rural residents have an increasing rural residents have an increasing tendency<00:45:11.359>
- <00:48:01.760>
leverage surviving hospitals increased leverage surviving hospitals increased - Increasing costs in the care costs.
- <01:02:23.599>
hospitals further increasing hospitals further increasing hospitals uncompensated - Uh, it's about a 20% increase, due primarily to what our county is saying are increased costs and loss
Summary:
The Select Subcommittee first took up adoption of three previously prepared nonpartisan committee summary reports dated October 15, November 13, and November 21. Senator Rasmusson objected to the lack of advance notice about the day’s testifiers and criticized the practice of having nonpartisan staff summarize what he described as a partisan agenda. The chair responded that the committee’s purpose is to gather information, not hear bills, and that the summaries were intended as neutral resources for the Senate. Senator Coopek moved adoption, the motion was opposed by Rasmusson and another member, and the motion passed.
The committee then turned to the day’s hearing on federal impacts on Minnesota, with the chair focusing on federal funding threats and the effect of congressional budget actions on health care, especially in greater Minnesota. The first presentation came from the Minnesota Department of Health on the state’s rural health transformation work. Assistant Commissioner Carol Broom introduced the team and described the rural hospital transformation program as a major opportunity to invest in rural health, while acknowledging longstanding challenges such as demographics, transportation barriers, and the financing of care. Nitha Moibi outlined the state’s rural health chart book and data showing an aging population, workforce shortages, and many health professional shortage areas, and described proposed strategies including workforce pipelines, bridge payments for low-volume birth hospitals, telehealth access points, mental health urgent care, and chronic disease prevention.
Acting Assistant Commissioner Anna Ashby of the Minnesota Management and Budget office explained the state’s application to CMS for the Rural Health Transformation Program, which was created in federal law and awarded Minnesota just over $193 million for federal fiscal year 2026. She said the application was shaped by public comments, stakeholder meetings, and legislative outreach, and included initiatives on preventive care, workforce, care access, behavioral health, and provider financial stability. She also reviewed implementation constraints, including a January 30 revised budget deadline, limits on administrative spending, restrictions on using funds to offset Medicaid losses, and the need to show measurable progress to remain eligible for future funding. The presentation noted that most year-one funding would go to rural hospitals, with additional support for federally qualified health centers, community mental health centers, tribal partners, and technical assistance.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Oct 14th, 2025
Transcript Highlights:
- This reflects a 10 percent premium increase request.
- And it is consistent with what we're seeing in the health care authorities' premium increase request
- The other premium increases for risk, a large measure of those are related to sexual abuse settlements
- But in terms of the premium increases, and due to the cost of those settlements, that's been largely,
- In the personnel category, that's to account for the increase in the healthcare premiums and for classified
KY
Kentucky 2025 Regular Session
House Standing Committee on Banking & Insurance (3-5-25)
Transcript Highlights:
- Mainly, our insurance premiums are up basically because of inflation and the things that we can't do
- premiums.
- <00:09:01.600>
premiums <00:09:02.360>and <00:09:02.560>this <00:09:02.800> form of increased premiums and this bill form of increased premiums and this bill will<00:- > bill
- About two years ago, KRS was modified to increase our self-insured retention amounts for our State Fire
Keywords:
Meeting Start: 00:00
Roll Call: 00:20
SB18 Discussion: 01:36
SB18 Vote: 05:07
SB24 Discussion: 06:37
SB24 Vote: 10:50
HB524 Discussion: 12:03
HB524 Vote: 13:55
HB421 Discussion: 15:13
HB421 Vote: 20:50
HB236 Discussion: 21:53
HB236 Vote: 23:34
HB210 Discussion: 25:40
HB210 Vote: 29:56, 958, all
Summary:
The committee met with a quorum and took up several insurance and health-related bills, beginning with Senate Bill 18, which was presented by Senator Girdler and insurance witness Adam Sheridan. The bill was described as addressing a shortage of garage liability insurance for used auto dealers in Kentucky, which has left many small dealers with only one or two coverage options and, in some cases, unable to obtain the insurance needed for a dealer license. The committee adopted a motion and second, then passed SB 18 unanimously and reported it favorably with the recommendation that it pass on the House floor.
The committee then considered Senate Bill 24, also presented by Senator Girdler with testimony from Eric DeCampo of the National Insurance Crime Bureau. The bill was framed as an anti-fraud measure that would expand the definition of a fraudulent insurance act to cover misrepresentations about property damage and repair costs in property insurance claims. Testimony emphasized that insurance fraud raises premiums for consumers and that the bill would help deter inflated or fabricated claims. After a brief question about whether the bill created new felonies, the committee voted to pass SB 24 unanimously and report it favorably.
House Bill 524, presented by Rep. Aaron Thompson with officials from the Office of the Controller and State Risk, would extend reinsurance requirements for the state’s fire and tornado/self-insurance fund from July 1 of this year to July 1, 2030, and rename the fund the Commonwealth’s Property and Casualty Insurance Fund. The bill was moved, seconded, and passed unanimously. House Bill 421, presented by Rep. Amy Neighbors, would require full coverage of FDA-approved bowel preps without out-of-pocket cost or prior authorization issues and update colorectal cancer screening coverage rules for high-risk patients by incorporating multisociety task force guidelines. Members discussed the bill’s personal importance and its minimal fiscal impact; it passed unanimously with a committee substitute. House Bill 236, presented by Rep. Adam Moore and Commissioner Sharon Clark, would cap annual out-of-pocket costs for epinephrine at $100. Members spoke in support, including personal remarks about the importance of access to epinephrine, and the bill passed unanimously with a favorable recommendation.
Finally, House Bill 210, presented by Rep. Michael “Sarge” Pollock and Dr. Steve Robertson of the Kentucky Dental Association, addressed dental limited benefit plans and direct payment to dentists. Members asked whether the bill also affected vision/hearing arrangements or third-party administrators; the witness said it was intended for non-ERISA dental plans in Kentucky and suggested follow-up with the commissioner for further clarification. The committee adopted the committee substitute and then passed HB 210 favorably, with 15 yes votes and no votes against. The meeting then adjourned, with a reminder about the Banking and Insurance dinner later that evening.
FL
Florida 2025 Regular Session
December 2, 2025 - 01:00 PM
Transcript Highlights:
- SO THERE IS THE CONNECTION TO THE INSURANCE PREMIUM THAT HAPPENS WITH THIS INSPECTION.
- THERE WERE SOME THAT STILL SAW AN INCREASE NOTWITHSTANDING THE FACT THAT THEY DID THE WORK.
- HERE YOU CAN SEE BROKEN DOWN BY CALENDAR YEAR THE AVERAGE PREMIUM REDUCTIONS.
- AND SO I THINK IT'S GOING TO BE VERY TELLING TO SEE WHAT HAPPENS TO THE PREMIUMS ON THIS ONE.
- SO I THINK THAT WILL ALSO BE TELLING TO SEE WHAT THE PREMIUM IMPACT THERE IS.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Sep 23rd, 2025
Transcript Highlights:
- So we would expect an increase in costs. There to be an increase in costs.
- providers, no increased utilization, and no increased costs, that would be considered a failure by this
- Or you said we couldn't disenroll, but we had an increase? Increase in enrollment.
- And so, if we don't have an increase and we have a death increase—people are dying at a greater rate
- The question is, will insurance superintendents across the country be able to push those premium increases
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Oct 15th, 2025
Transcript Highlights:
- During the special session, those enhanced premium increases were scheduled to expire at the end of this
- Thirty-eight percent of the increase is related to projected enrollment increases.
- We are trying to protect them from major premium increases.
- That will allow DHI to recruit FTEs that are needed to maintain increased workload or meet increased
- I know that is a huge increase.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-05-29 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- The base student allocation increased by $85, and the funds per student increased by $150.31, bringing
- salary increase allocations.
- increases, the district can use the funds to provide salary increases to other instructional personnel
- And one of them is pay increases for the rank-and-file state employees and salary increases for teachers
- And one of them is pay increases for the rank and file state employees and salary increases for teachers
Summary:
The House convened with prayer, a moment of silence for former Senator Don Childers, the Pledge of Allegiance, and recognition of Officer Antonio Richardson as law enforcement officer of the day. The chamber announced it would take up 11 budget conference committee reports, with no third-reading bills or special-order calendar items. Members were reminded that conference reports were subject to debate but not amendment, and that the required review periods had been satisfied.
The first major action was on HB 7031E, the tax package. Representative Duggan explained that the conference report included a mix of retained, modified, and new tax provisions, including sales tax holidays, property tax and homestead-related changes, reductions in certain gaming and carbon-related taxes, changes to child care and documentary stamp tax credits, a new refund process for public works construction tax paid by universities and colleges, and other tax administration changes. Debate focused on the bill’s consumer impact, the reduction of the child tax credit from three years to one, the inclusion of firearm accessories in a sales tax holiday, the absence of gas tax relief and combined reporting, and the homestead exemption provision for certain deployed diplomatic and foreign service personnel. Critics argued the package favored niche or corporate interests over broad affordability relief, while supporters said it provided targeted tax relief and reflected conference negotiations. The House adopted the conference report and passed HB 7031E by a vote of 88-11.
The House then began presenting the conference report for HB 501E, the state budget, which totaled $114.5 billion for fiscal year 2026-27 and was described as below the prior year’s spending level while maintaining reserves. Subcommittee chairs outlined major budget areas: pre-K-12 funding included an increase in FEFP, salary increases for veteran teachers, stabilization funding, and support for declining enrollment; higher education included full Bright Futures funding, workforce programs, college operating support, university initiatives, and school guardian expansion; IT funding focused on Palm, ACCESS, APD’s I-Connect replacement, corrections systems, emergency management systems, and cybersecurity grants; health care funding covered Medicaid, nursing home rates, waiver provider increases, ADAP funding and restructuring, child welfare, and behavioral health; transportation and economic development included housing, cultural grants, jobs and rural infrastructure, Visit Florida, Space Florida, highway patrol equipment, and local transportation projects; justice funding included correctional construction, juvenile justice facilities, law enforcement grants, and clerk and due process reimbursements; state administration included fire stations, constrained counties, building maintenance, and Safe Florida Home; and agriculture/natural resources funding emphasized Everglades restoration, water quality, land acquisition, Florida Forever, state parks, and citrus research. Members then began questioning the budget details, including school voucher accountability, school funding formulas, public defender parity, prison technology, wastewater monitoring in prisons, ADAP policy, SNAP fraud controls and AI-assisted verification, Florida Forever funding, school lunch funding, and coral reef restoration. No final vote on HB 501E appears in the transcript excerpt.
MN
Minnesota 2025 1st Special Session
House Human Services Finance and Policy Committee 1/23/25
Human Services Finance and Policy
Transcript Highlights:
- <00:05:15.960>
barriers quality of care and increased barriers quality of care and increased - We should all be working to lower premiums and out-of-pocket costs, not increasing them through more
- for when the the proposal to increase for when the the proposal to increase the<00:31:18.679>
- and out-of- pocket costs lower premiums and out-of- pocket costs not<00:31:40.960>
increasing - the needed increase across those nine codes, it results in a 68% increase needed to provide services
Summary:
The House Committee on Human Services Finance and Policy met to approve prior minutes and then take public testimony on the governor’s budget recommendations for human services. The chair explained the hearing format and noted that DHS declined to testify. Much of the testimony focused on proposed reductions or caps affecting disability waiver services, nursing homes, and elderly waiver programs, as well as related fee and tax changes in the budget.
Representatives of ARM argued that the governor’s proposal would cap inflationary adjustments at 2%, limit rate exceptions, cap billable days, and restrict individualized home supports, which they said would worsen workforce shortages, reduce wages for direct support professionals, and destabilize disability services. They said the package would cut about $600 million over four years and could lead to group home closures, higher turnover, and families losing access to local homes and services. Committee members asked about real-world impacts and future rate adjustments, and ARM responded that providers have already planned around expected 2026 rates, so a cap would create immediate budget and staffing problems.
Long-Term Care Imperative testified against nursing home-related cuts, saying the budget would cap future rate increases, limit health insurance costs in rate setting, phase out closure-related agreements and incentives, and fail to fully fund the Nursing Home Workforce Standards Board. They estimated the nursing home provisions could amount to a $218 million cut over four years, or roughly $350 million when combined with other underfunding, and said every nursing home and bed in Minnesota would be affected. They also criticized the lack of an inflation factor in Elderly Waiver, a proposed 54% increase in assisted living fees, and possible changes to provider-assessed fine and penalty funds. Members asked about staffing and bed availability, and the testifiers said reduced funding would likely force more beds out of service.
A later testifier, Dan Andre of the Minnesota Council of Health Plans, raised concerns about the DHS budget’s proposed increase in the HMO surcharge and about carving pharmacy and non-emergency medical transportation benefits out of managed care. He argued the tax increase would raise premiums for fully insured and Medicare supplement enrollees and that managed care coordination helps members access care and medications. The hearing also included one unrelated, disruptive testimony about the Minnesota Sex Offender Program and other agencies, which the chair redirected back to the human services budget. No votes or formal actions were taken beyond approving the minutes and receiving testimony.
TX
Transcript Highlights:
- How much increase?
- So, in a typical year, you will see premiums increase by, on average, you know, 5, 10.
- In that particular year, we did not increase premiums at all.
- It is holding them at a maximum. increase, or an average increase of 10 percent.
- We request an 8% per year premium increase. That is included in HB 1 as filed.
NH
New Hampshire 2026 Regular Session
Health and Human Services Oversight Committee (05/29/2026)
Transcript Highlights:
- and the legislation had specific premium and the legislation had specific premium amounts<00:22:
- <01:04:38.920>
or significance of when things increase or significance of when things increase - <01:19:40.560>
in you'll see that it's a 2% increase in you'll see that it's a 2% increase - <01:19:46.200>
in going to see a substantial increase in going to see a substantial increase - with population increase. with population increase.
Summary:
The committee met on May 29 and approved the draft minutes. DHHS Commissioner Weaver then opened the department update by asking Medicaid Director Henry Litman to brief members on federal and state Medicaid changes, and later turned to DHHS Chief Operating Officer David Weathers for an update on data governance. Members also asked that acronyms be spelled out in future materials and requested a follow-up on the federal Medicaid rule once it is published.
Litman reviewed several federal Medicaid provisions tied to HR 1/"OBBA" and related state implementation issues. He said the first major change would be restrictions on certain non-citizens’ Medicaid coverage, affecting about 400 people in New Hampshire, with notices likely 30 to 60 days before the effective date. He also discussed new work requirements/community engagement rules, saying New Hampshire is on track to implement them and will likely need a state plan amendment rather than an 1115 waiver. Other changes included shorter retroactive coverage periods, a new state option for certain community-based services with an estimated $740,000 in implementation support, a freeze and phased-down reduction in the Medicaid enhancement tax beginning in state fiscal year 2029, and limits on directed payments to hospitals after a grandfathering period. He also noted that Medicaid enrollment has fallen from pandemic-era levels, with about 167,000 people covered as of May 1, and that the department is working with CMS on child premiums and other cost-sharing changes approved in HB 2.
Committee members asked how the department could plan for the 2029 changes given the number of elections before then, and Litman said federal rules may be adjusted over time as states and stakeholders raise concerns. He emphasized planning for the worst while hoping for the best, and said rural health care transformation funding would help the state prepare. In the second presentation, Weathers explained that data governance is now embedded in DHHS operations to control access, manage reporting, and respond to risk. He defined it as managing what data is collected, how it is used, who can access it, and what laws apply, and said DHHS has moved from governance as a committee to governance as an operational process. He described privacy impact assessments for new systems going into production, monthly privacy and security training, and ongoing review of access controls and data-sharing rules.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (03/12/2025)
Transcript Highlights:
- Okay, if I may, I feel like I need to correct this when we're talking about increases in premium and
- ><04:34:45.561>
do <04:34:45.719>our increases in premium and we do our increases in premium - Second thing, both these bills are going to increase the premium, so we are here for an increase in premiums
- <04:39:17.639>
the <04:39:17.799>premium bills are going to increase the premium bills - >
in so we are here for increase in in so we are here for increase in in premiums<04:39:21.160
Summary:
The subcommittee first took up several bills and repeatedly chose to retain or table them rather than advance them. House 167, dealing with past wax, was voted ought to pass; House 312 was retained because members said NCAA-related advertising and uniform policy issues were still unresolved; House 434, requiring insurers to provide rental cars for at least seven days, was voted inexpedient to legislate; and House 454, on biodegradable packaging claims, was also voted inexpedient to legislate after members said the proposal lacked a workable enforcement mechanism and would likely be only a symbolic state-by-state measure. House 721, making gold legal tender, was retained, with members saying the bill needed more work and that the issue was less compelling in New Hampshire because the state has no sales tax.
The committee then discussed House 310, which was amended to create a study commission on blockchain and related regulatory issues. The amendment expanded the commission’s charge to include legal, regulatory, financial, technological, and environmental considerations, added review of federal developments, included blockchain-based trust and stable token issues, broadened membership, and extended the repeal and report dates by a year. Members said the commission would help New Hampshire develop expertise and a report for future legislation, while also noting that federal action could affect the state’s role. The amendment was adopted 8-1, and the bill itself was then retained.
Finally, the subcommittee heard a revised amendment to House 406 on business filings and registered agents. The Secretary of State’s office explained that the amendment, drafted with input from the Business and Industry Association, narrows the bill to address fraudulent or unauthorized entity filings after a written complaint and sworn statement, sets minimum requirements for registered agents, bars use of commercial mail-drop addresses as registered offices, and allows removal or cancellation of fraudulent filings with penalties for false filings. Members asked about which entities must maintain registered offices and how the rules would affect home-based businesses; the sponsor said most New Hampshire business entities must have a registered office, with some exceptions such as domestic nonprofits and trade names. The discussion emphasized concerns about synthetic entities, identity misuse, and the need for a physical in-state registered agent address.
HI
Transcript Highlights:
- <00:49:42.000>
that e-e adjustment of Premium that e-e adjustment of Premium that um<00:49 - <00:50:43.440>
paid of the contents so premiums were paid of the contents so premiums were - <00:51:13.760>
cost <00:51:14.520>is uh result in increased cost is uh result in increased - <01:00:33.200>
that's really bring in a premium that's really bring in a premium that's commiserate - We collect the premium tax.
Summary:
The Committee on Public Safety met on January 31, 2025, and first heard House Bill 1062, a housekeeping measure relating to the Hawaii Air National Guard. Testimony in support came from representatives of the Adjutant General and other National Guard witnesses. A member raised a technical question about language allowing the Guard to hold the rank authorized by the Department of the Air Force, and the response was that the bill should not require additional HR language; no vote was taken.
The committee then heard House Bill 674, which would authorize allowances for TRICARE dental and vision coverage for Hawaii National Guard personnel ordered to active duty for more than 30 days. The Department of Defense supported the bill through Brigadier General Ross, Director of Joint Staff, and Terry Heiti also testified in support. There were no questions or action taken on the measure.
House Bill 652, relating to veterans’ rights and benefits and regulating compensation for advice or assistance on veterans’ benefits, drew the most discussion. The Veterans of Foreign Wars Department of Hawaii supported the bill, arguing it would protect veterans from illegal or exploitative practices and noting its own service to more than 2,000 veterans in fiscal year 2024. Opposition came from the National Association for Veterans Rights and Veteran Benefits Guide, which argued the bill would restrict access to needed services and that some for-profit providers operate legally and should not be barred. Committee members questioned the scope of the bill, accreditation requirements, and whether nonprofit or pro bono services would be affected. A Department of Defense veteran services official said veterans can be vulnerable to exploitation and that some legal fee arrangements can be abusive, while also noting pro bono options exist. The committee did not reach a decision on the bill during the excerpt.
The committee also began hearing House Bill 1058, which would create a veteran cemetery board within the Office of Veteran Services to help state veteran cemeteries comply with federal standards. The Office of Veteran Services and Terry Heiti testified in support. Members asked about the board’s membership, timeline, and consultant selection, and were told the working group was still in an organizational stage and no construction timeline had been set. The final measure discussed was House Bill 503, which would appropriate funds for a consultant to evaluate locations and designs for a Hawaii First Responders Memorial. The Department of Accounting and General Services supported the bill, and testimony in support was received from county and city officials, UPW Hawaii, and individuals. Members asked about the working group, timeline, and budget, and were told the project was still in early planning; no final action was taken in the portion provided.
FL
Transcript Highlights:
- Premiums, the point of this slide is just simply to say that we're trying to work against the grain,
- Seven, there was no change in premium. There could be various reasons.
- Seven, there was no change in premium. There could be various reasons for that.
- Some still saw an increase. Others, we don't have all the information.
- So there are all kinds of things that can affect the premium that they're being quoted.
Summary:
The Banking and Insurance Committee heard a series of presentations focused on mitigation, flood and wind resilience, and insurance discounts. Kevin Guthrie of the Florida Division of Emergency Management outlined several funding streams for mitigation, including federal Hazard Mitigation Grant Program dollars, BRIC grants, flood mitigation assistance, and the state hurricane loss mitigation program. He emphasized the new Elevate Florida initiative, which will use about $400 million initially to elevate or reconstruct flood-prone homes, starting with National Flood Insurance Program properties and severe repetitive-loss homes, with no current per-home cap. Guthrie said the state will contract directly with licensed vendors and aims to reduce future flood losses, lower insurance costs, and keep properties on the tax rolls rather than relying on buyouts.
Insurance Commissioner Mike Yaworski described Florida’s windstorm mitigation discount program, explaining that the 1802 inspection form is used to assess a home’s overall “envelope” and determine statutory discounts. He said the office is updating the program based on a new wind loss study, with likely changes including greater recognition of roof types such as metal roofs and possible territorial risk adjustments. He also said the Legislature now requires the office to revisit the study every five years. Stephen Fielder of the Department of Financial Services reported on My Safe Florida Home, noting that the program offers inspections and grants for roof and opening protections, has completed more than 100,000 inspections, and has reimbursed hundreds of millions of dollars. He said the department has validated its discount calculations with insurers and that the program is intended to help homeowners reduce premiums through verified mitigation work.
Michael Newman of the Insurance Institute for Business and Home Safety said Florida’s building code is nationally leading and that post-Ian surveys found no wind-driven structural damage in buildings built after adoption of the code. He argued that mitigation should be treated as a system, not isolated upgrades, and suggested adding Fortified designation to the state’s mitigation form to better document verified resilience improvements. Bill Truex, a county commissioner and builder, stressed the need to educate homeowners about floodproofing and roof choices, citing examples where flood panels prevented damage and noting that asphalt shingles often do not last as long in Florida as their marketing suggests. In panel discussion, senators asked about program eligibility, outreach to elderly and digitally challenged residents, contractor vetting, roof-life disclosures, and whether flood insurance should be more broadly required. Officials said outreach will include call centers and in-person assistance, and several participants urged better consumer disclosure and more data-driven guidance on roof and mitigation choices.
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Dec 18th, 2025 at 09:13 am
Transcript Highlights:
- Must increase beyond the mandates.
- Increasing instructional materials budgets.
- The level of need continues to increase, which increases the need for additional ancillary services that
- When we talk about that increase in enrollment.
- A lot of what people Talk about is increased time on accountability measures, increased time because
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Dec 12th, 2025 at 09:39 am
Transcript Highlights:
- And the first is what kinds of investments can we make and should we make to. increase people's per capita
- , paying for the big increases in health insurance premiums.
- next interim to figure out how to do more cost containment around health insurance and liability premium
- increases and any modest workload changes that you're seeing.
- And We put a lot of money into premium increases to agencies. But we didn't settle the problem.
TX
Transcript Highlights:
- In 2023, average homeowners' rates in Texas increased by more than 20%. ...and auto insurance rates increased
- I think it's working; the more regulations we put on them, the more we're going to increase the cost
- Timely and necessary rate increases are going to wreck our market like it is in California.
- Ultimately, this increases the CRTF, the Catastrophe Reserve Trust Fund.
- It exempts TWIA from insurance premium maintenance taxes under .017.
Keywords:
Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all
AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-MEDICAID SUBCOMMITTEE Feb 12th, 2026
LEGISLATIVE JOINT AUDITING-MEDICAID SUBCOMMITTEE
Transcript Highlights:
- We're the only state that uses premium assistance.
- Also unique to the state of Arkansas, we're the only state that uses premium assistance, which is how
- So we, as the Division of Human Services or department, will pay for those Part A and B premiums.
- We did not increase staff.
- This has increased from the last administration.
Summary:
The Medicaid Subcommittee of the Legislative Joint Auditing Committee met to adopt the November 2018 minutes and receive a primer on the subcommittee’s role and Medicaid oversight in Arkansas. Legislative audit staff reviewed the subcommittee’s history and explained that Medicaid is audited annually through the statewide single audit because it is a high-risk federal program. Staff summarized recent audit findings, including weaknesses in eligibility and data-matching controls, improper use of Medicaid funds for partially non-Medicaid work, issues with incarcerated juveniles’ coverage, the absence of a Medicaid recovery audit contractor program exception request, reporting problems involving MFCU recoveries, and provider eligibility documentation concerns. Staff also noted a DHS departmental audit finding involving employees who improperly received benefits, which was referred for further action.
The Department of Human Services gave an overview of Medicaid’s structure, eligibility, delivery systems, and budget. DHS described Arkansas Medicaid as covering about 850,000 people through fee-for-service, managed care, and premium assistance for the expansion population, and outlined major spending categories such as institutional care, long-term services, pharmacy, capitated payments, and supplemental payments. DHS also explained the difference between state plan amendments and waivers, and said it has a beneficiary-fraud unit that refers cases to local prosecutors.
The Office of Medicaid Inspector General described its role in detecting and preventing fraud, waste, and abuse, distinguishing between suspensions for credible allegations of fraud and recovery actions for mistakes or overpayments. OMIG said it works with DHS and law enforcement, issues quarterly and annual reports, and has increased recoveries in recent years. The Attorney General’s Medicaid Fraud Control Unit explained that it prosecutes provider fraud criminally and civilly, can also handle long-term care neglect, abuse, and exploitation cases, and works with local prosecutors as special deputies. Committee members asked about court venue, provider suspensions, beneficiary fraud, education of providers, and the status of Medicaid expansion work requirements; DHS said it is preparing to implement community engagement requirements under HR 1 and will begin with a soft launch before full enforcement. No formal votes were taken beyond adoption of the minutes, and the meeting adjourned after questions were answered.