Video & Transcript Research : 'consumer lending'

Page 30 of 392
ND
Transcript Highlights:
  • This is the only direct lending that we do.
  • Student lending is highly regulated.
  • Don, what is the market rate currently for student lending? Mr.
  • That correlation between deposits and ability to do the lending programs is 100%.
  • That correlation between deposits and ability to do the lending programs is 100%.
Keywords: 908, all
Summary: The committee received a compliance and status update on Industrial Commission programs and the Bank of North Dakota. Staff reviewed appropriations and spending for several Industrial Commission funds and grant programs, including lignite research, oil and gas research, clean sustainable energy, grid resiliency, salt cavern analysis, and the new NDSU research and technology park grant. Members discussed the timing of reimbursements, uncommitted balances, and the structure of the pipeline capacity and enhanced oil recovery funding. The Industrial Commission also reported on its administrative budget, grant management system project, and recent leadership transitions across several agencies. Karen Tyler of the Industrial Commission described active grant rounds and the status of major projects. She said the Clean Sustainable Energy Authority approved three projects in its sixth round, with remaining uncommitted cash and loan capacity still available, though no new funding was appropriated this session. She also said the Oil and Gas Research Council approved six enhanced oil recovery projects and expects additional funding after a federal Department of Energy award replaces one project’s state funding. For grid resiliency grants, she said some projects have been funded, some commitments were returned or reallocated, and some DOE funds remain pending. She also updated the committee on the salt cavern business case study, which replaced an earlier larger development proposal, and on the NDSU research park grant, where the nonmatching portion was paid and the matching portion has moved slowly because the match must be in cash. Ron Ness then gave an extended presentation on enhanced oil recovery and North Dakota oil and gas trends. He said production remains steady, but future growth depends on infrastructure, especially gas takeaway and projects like the Bakken East pipeline. He argued that enhanced oil recovery using CO2, natural gas, surfactants, and other methods could extend Bakken production for decades, but that the state needs more CO2 supply, better storage, and updated tax and regulatory incentives. Members asked about lateral lengths, CO2 availability, pipeline impacts, and the role of the Strategic Petroleum Reserve, and Ness emphasized that the projects are intended to share technical learning across operators and attract follow-on investment. The Bank of North Dakota then presented its compliance report and strategic update. President Don Morgan said the bank’s mission remains to support North Dakota agriculture, commerce, and industry while cooperating with the state’s financial sector. He reviewed the bank’s main business lines: participation lending with community institutions, student loans, disaster lending, mission-based programs, and a new fintech-focused effort. Morgan said deposits are flattening, so the bank is managing balance sheet growth carefully, while still reporting improved net income and strong efficiency. He also introduced Rough Rider Coin as a bank-to-bank payment rail, not a public cryptocurrency, intended to speed and modernize payments within North Dakota’s banking and credit union system. Committee members asked about student loan eligibility, disaster program use, and how credit lines and liquidity would be affected if deposits shrink.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, May 12, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • yield myself such time as I may consume. yield myself such time as I may consume.
  • . consume. consume.
  • . consume. consume.
  • such time as I may consume. such time as I may consume.
  • such time as I may consume. such time as I may consume.
TX

Texas 89th Regular

State Affairs Apr 7th, 2025

State Affairs

Transcript Highlights:
  • So, most consumers have no idea what they're actually consuming.
  • at our youth consumers.
  • you don't have a consumer anyway.
  • Popper Lending, Sarah Kerber, and Brian Lending. Thank you. Thank you. Thank you. Thank you.
  • So, non-consumables versus consumables, hemp producers were about a 70-30 split.
Bills: HB28, SB3, SB 3
CA
Transcript Highlights:
  • Squires, Chief of our Fiscal Management Office, and Suzanne Martindale, Senior Deputy Commissioner of Consumer
  • is a critical role in regulating and overseeing a broad range of financial institutions to ensure consumer
  • coupled with annual increases in department and program operating costs due to inflation in the consumer
  • In addition, recent new laws, including the Debt Collection Licensing Act. to Consumer Financial Protection
  • been in talks with the department for over a year about insuring the California Residential Mortgage Lending
Keywords: 988, house, all
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Dec 8th, 2025 at 09:32 am

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • So it gets passed on to consumers. Through the cost of goods.
  • If I could get those prices, I would also, but my consumers and the majority of consumers cannot afford
  • If I could get those prices, I would also, but my consumers and the majority of consumers cannot afford
  • Cut steaks, ground beef, everything, and keep the cost down to our consumers.
  • Boone Cut steaks, ground beef, everything, and keep the cost down to our consumers.
Keywords: 996, all
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Mar 19th, 2025

Transcript Highlights:
  • We also lend our support. We also lend our support. Thank you.
  • deserve the most choices in their consumer options.
  • In addition, our staff directly assisted consumers.
  • Are you going to protect consumers for a year?
  • Consumers are not, you know, they understand what's going on.
Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
NM

New Mexico 2025 Regular Session

House - Chamber Meeting Jan 27th, 2025

Transcript Highlights:
  • House Bill 101, having been read twice by title, is ordered printed and referred to the House Consumer
  • House Bill 102, having been read twice by title, is ordered printed and referred to the House Consumer
  • House Bill 103, having been notified by time, is ordered printed and referred to the House Consumer and
  • House Bill 104, having been read twice by title, is ordered printed and referred to the House Consumer
  • House Bill 105, having been read twice by title, is ordered printed and referred to the House Consumer
NH

New Hampshire 2026 Regular Session

JLCAR Administrative Rules (07/16/2026)

Transcript Highlights:
  • If we work with you, we can clarify this and we will lend our expertise in workforce development to meet
  • ><01:04:58.720> our<01:04:59.119> expertise<01:04:59.760> in this and we will lend
  • our expertise in this and we will lend our expertise in workforce<01:05:00.640> development<01
  • And will its benefits outweigh the additional burdens placed on applicants, employers, and consumers?
  • Based on the employers, and consumers?
Keywords: 1189, house, all
Summary: The committee first approved the minutes and consent calendar, then took up several rule items. For Department of Safety rule 2611, DMV leadership explained the rule had been under development since January but needed to be updated to reflect a new statutory change and to align the rule with RSA 266. Members discussed narrowing the rule to road-safety items rather than automobile inspection provisions, and the department said it would issue a new public notice and hold another hearing. The committee voted to grant a waiver and postpone the item until the October 15, 2026 meeting. The Board of Active Puncture Licensing item 26-47 was postponed one month at the agency’s request so it could incorporate OS feedback, with no waiver needed. The Insurance Department’s claim settlement rule 25-234 and related item 26-78 drew more extensive discussion over waiver language. Committee members objected that the proposed language gave the commissioner broad discretion to set waiver periods without clear criteria, while agency counsel argued the rule already contained standards and that the language allowed temporary waivers. After discussion about consistency, permanency, and the need for clearer documentation, the committee voted to postpone 25-234 with a waiver and to postpone 26-78. Finally, the committee considered Health and Human Services rule 2690, which sets SNAP certification periods for a pilot demonstration authorized by SB 499. Staff explained that federal changes now require the age threshold for the 36-month certification period to be 65 instead of 60, and that the agency had been directed to make the change by August 12. Agency staff said the rule needed to be updated to match federal direction, and members generally agreed. The committee discussed whether the federal citation was sufficient and whether the rule should reference the law change directly, but no final objection was raised in the portion shown.
HI
Transcript Highlights:
  • Right now, we're not anti-sprinkler, but we are pro-affordable housing and consumer choice.
  • choice and as of housing and consumer choice and as of December<00:35:38.359> 2024<00:35:39.280
  • Hawaii Habitat for Humanity, Hawaii Community Lending, and the Maui Chamber of Commerce are in support
  • Hawaii Habitat for Humanity, Hawaii Community Lending, and the Maui Chamber of Commerce are in support
  • <00:47:41.000> in support Hawaii Community lending in support Hawaii Community lending in
Keywords: 910, house, all
Summary: The House Committee on Housing held a public hearing on a wide range of housing-related bills. HB 295 on Hawaiian homelands drew support from the Office of Hawaiian Affairs and individual testifiers who described long waits for DHHL housing, while the Department of Hawaiian Homelands offered comments noting that lowering the Native Hawaiian blood quantum from 50% to 25% would require multiple legal and federal review steps. The committee also heard testimony on several Hawaii Public Housing Authority measures, including HB 99, HB 1096, HB 1097, HB 1095, HB 1093, and HB 1094, which generally received agency support and little or no public opposition during the hearing. HB 1094 prompted questions about the handling and sale or donation of seized property, and the agency said it lacked capacity to manage that work directly and would need to consult the Attorney General on liability concerns. The committee then heard HB 1056 and HB 1467, both related to a proposed Hawaii Homes or housing resiliency program. DCCA, the Hawaii Green Infrastructure Authority, the Climate Advisory Team, and Hawaii Realtors supported HB 1056, while the Attorney General requested clarification on fund language. The Insurance Commissioner said DCCA was willing to run the program and that strengthening homes would help keep insurance available in Hawaii. For HB 1467, the Hawaii Green Infrastructure Authority and Climate Advisory Team also supported the measure, with the Attorney General raising concerns about delegation, the special fund, and extension authority. Testimony on both bills emphasized hurricane retrofits, with some witnesses urging harmonization of the two similar proposals and one witness warning that the bills could conflict with efforts to reduce building-code minimum standards. Other measures included HB 1013 on important agricultural lands, which received support from HHFDC, the Office of Planning and Sustainable Development, DBEDT, the Agri-Business Development Corporation, and Purple Maiʻa Foundation, with some agencies offering comments. HB 1294 on agricultural workforce housing drew comments from the Attorney General, who said commissions may be established by law rather than by the department itself, along with support from OHA, a council member, and the Democratic Party of Hawaii Education Caucus. HB 89 on teacher housing received support from OHA and education groups, while the Attorney General said the bill may have constitutional issues and suggested amendments to set standards for voucher applications. HB 276 on condominiums and HB 528 on residential leases also drew support, with no testimony in opposition. HB 415 on public safety and fire sprinklers generated the most clear split in testimony: the State Fire Council, a fire department representative, and an individual supported the bill, arguing sprinklers improve safety and can prevent major losses, while BIA Hawaii, Pacific Home and Appliance Distribution, NAAP Hawaii, Gentry Holmes, and DR Horton Hawaii opposed it, saying the added cost would worsen housing affordability and that existing codes already address safety. No votes or final committee actions were taken during the hearing; the chair repeatedly closed each bill after testimony and questions, and the hearing moved through the agenda without recorded committee votes.
HI

Hawaii 2026 Regular Session

ECD Public Hearing - Wed Mar 18, 2026 @ 8:30 AM HST

Economic Development & Technology

Transcript Highlights:
  • I'm Raj Tonetino with the Office of Consumer Protection.
  • the Office of Consumer Protection. the Office of Consumer Protection.
  • rights and limits on use of the consumer rights and limits on use of the data. data. data.
  • It also impacts chatbots that are more consumer-facing for a business.
  • consumer-facing consumer-facing for<01:18:35.520> a<01:18:35.560> business.
Summary: The committee heard testimony on several Senate bills, with most measures drawing broad support and a few generating significant opposition or policy questions. SB 2908 SD1 and SB 2671 SD1 were taken up first; both appeared to have majority support, with SB 2908 receiving seven in support, one in opposition, and one comment, and SB 2671 receiving five in support and two comments. SB 3085 SD2, related to film industry operations, drew 11 supporters and no opposition. Georgia Skinner explained that the bill would streamline the approval timeline for productions by reducing delays tied to Land Board review, and she said DLNR supported the effort. Committee members asked about the need for the change and the relationship between the film studio, DLNR, and the approval process. The committee then discussed SB 2907 SD1, which would create an Office of Marine Affairs. Testimony was largely supportive, including from DLNR, HTDC, the Department of Agriculture and Biosecurity, ocean industry representatives, and others. The governor’s office supported the bill’s intent but objected to placing the office within the Office of the Governor, urging instead that it be housed at HTDC. HTDC said it was willing and excited to take on the work and described ongoing stakeholder engagement. Members asked about the rationale for the placement and the long-term structure of the office. SB 2353 SD2, concerning the Aloha Stadium district and billboard/naming-rights issues, drew strong opposition overall, with four in support, 23 in opposition, and one comment. Andrew Pereira of the Stadium Authority argued the measure could generate revenue to help maintain and operate the stadium and said the district would remain self-contained; he also emphasized that the development would respect the character of the area. The committee then heard SB 2074 SD1, which had five in support and 26 in opposition; only one support testimony from the Carpenters was heard before the discussion moved on. Finally, SB 2360 SD1, an enterprise zones measure, received 14 supportive testimonies and two comments. Testimony focused on updating the program for modern business models, especially e-commerce and direct-to-consumer sales, while committee members questioned whether the program overlaps with higher tax burdens and whether businesses receiving subsidies should be monitored for job retention after graduation from the program.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 3, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • We're convening the Committee on Consumer Protection and Commerce.
  • proven<00:48:00.240> through Um, consumer labeling is proven through Um, consumer labeling
  • in the file on a consumer.
  • . a consumer.
  • Consumer Data Industry Association in opposition on Zoom.
Summary: The committee heard several administration bills related largely to workers’ compensation and unemployment insurance. On HB 2323 HD1, which would modernize workers’ compensation notice and filing procedures, DLIR and other agencies testified in support of the original bill language but said HD1 removed key components and weakened the bill’s clarity and continuity. HB 2324 HD1, which would repeal state hoisting-machine certification requirements and the separate crane operator certificate, drew support from DLIR; members asked about whether the change would affect safety or local operators, and DLIR said OSHA-compliant certifications already exist and the union supported the change. HB 1509 HD1, which would require faster employer responses to treatment plans and impose penalties for nonresponse, received support from DLIR and others, while DHRD said it wanted an amendment. The committee also took up HB 2164 HD1 on compounded prescription drugs in workers’ compensation. DLIR supported the bill as a way to define compounded drugs and curb inflated pricing, but DHRD and a medical provider opposed it and asked for amendments. Testimony focused heavily on whether the definition should include 503B compounding facilities and whether physician dispensing should be limited to the first 30 days after injury. HB 2165 HD1, dealing with unemployment insurance eligibility and removing the two-year limit on recouping overpayments, was supported by DLIR but opposed by Unite Here Local 5, which argued it would make it harder for striking workers and other claimants. Members questioned the impact of changing reporting deadlines from calendar days to business days and raised concerns about future benefit offsets; DLIR said the bill was needed for federal conformity and that the committee would revisit the offset percentage and effective date. Later, the committee heard HB 2367 on pay transparency, requiring salary ranges in job postings and removing the small-employer exemption. The Hawaii Civil Rights Commission, AAUW, Hawaii Women Lawyers, and an individual testifier supported the bill, saying pay transparency promotes fairness, trust, and pay equity; one testifier described being underpaid compared with a predecessor and said posting ranges would save applicants’ time. HB 2619 HD1, concerning homemade food products and farm kitchens, received generally supportive comments from the Department of Health, which requested an amendment to preserve flexibility in future rulemaking. HB 1765 HD1, on spear-fishing safety warnings, drew support from a safety educator and comments from DLNR; supporters said warning labels would help prevent hypoxic blackout deaths and were low-cost and easy to implement. No votes or final committee actions were taken in the portion of the meeting provided.
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 3/25/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • practice under Minnesota consumer practice under Minnesota consumer protection<01:25:37.280>
  • <01:25:55.600> protection be able to use the consumer protection be able to use the consumer
  • that time that they have a consumer that time that they have a consumer protection<01:29:14.080>
  • we're moving this to the consumer we're moving this to the consumer protection<01:29:20.639>
  • And so while, again, we really strongly support the consumer protections pieces that are here, would
LA

Louisiana 2026 Regular Session

Commerce Apr 22nd, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • And, you know, the consumer doesn't really care who's getting what portion of the pie.
  • To me, it seems like an appropriate place to notice this, to give the consumer that notice.
  • And it gives the consumer freedom to do what they want to do knowledgeably.
  • This is about networks, not consumers. It's straightforward.
  • I mean, it's calls that come in to consumers.
Summary: The House Committee on Commerce met on Wednesday, April 22, with a quorum present and heard several bills. HB 1195, relating to the Louisiana State Athletic Commission, was amended with technical changes and a fee-related amendment tied to student athlete agents, then reported favorably. Members asked about criminal penalties and whether the bill would affect prison athletic events; the author said he would follow up on those questions. HB 798, the Broadband and Cable Price Notice Act, was amended to clarify definitions, federal compliance, notice requirements, and severability, then reported favorably after extensive debate over whether providers already give adequate notice, whether a separate notice is necessary, and whether the bill would be preempted by federal law. Charter Communications testified in opposition, saying the bill was duplicative and would add costs, while the author argued it was needed to ensure clear, conspicuous notice of price increases and cancellation rights.
MA

Massachusetts 2025-2026 Regular Session

Senate Committee on Climate Change and Global Warming Jun 21st, 2026 at 11:00 am

Senate Committee on Climate Change and Global Warming

Transcript Highlights:
  • Collectively, these funds lower costs for consumers, reduce exposure to harmful pollutants, especially
  • vehicle tax credit and pass the value on to you, the end consumer.
  • So consumers are capturing a tax credit for vehicles that otherwise wouldn't be eligible.
  • My gratitude to the Green Energy Consumers Alliance for staying so strongly focused on this space.
  • But what's very clear right now is consumers are really freaked out.
Keywords: 995, all
Summary: The committee held a hearing on the impact of the Trump administration’s federal climate policy changes on Massachusetts, with a focus on threatened grants, regulatory rollbacks, and state options to continue climate work. Chair Creem and other senators emphasized that Massachusetts still has a 2050 net-zero mandate and needs contingency plans for clean energy, transportation electrification, offshore wind, resilience, and financing if federal support is reduced or withdrawn. Executive branch witnesses said Massachusetts has already experienced disruptions to more than $1 billion in climate-related federal funds, though many suspended grants were restored after litigation by the Attorney General’s office. EEA reported continued uncertainty around a $389 million Grid Innovation Program award and a FEMA dam-safety reimbursement, while MassDOT said its NEVI fast-charging program remains on track with about $50 million obligated, but a $14.4 million competitive charging grant is on hold and future unobligated NEVI funds remain uncertain. Senators also discussed EV rebates, charging infrastructure, the role of the Community Climate Bank, and whether the state can expand independent financing and support for municipalities, higher education, and nonprofits. The Attorney General’s office described successful multi-state litigation that won a temporary restraining order and preliminary injunction against the federal funding freeze, restoring access to many EPA, DOE, USDA, and Interior funds, while noting continued enforcement actions over FEMA manual reviews and other barriers. The office said it is also preparing to defend the endangerment finding, California vehicle-emissions waivers, offshore wind permits, and other federal climate protections. Outside advocates warned that federal tax-credit rollbacks, tariffs, and possible repeal of IRA and infrastructure funding could slow EV adoption and raise costs, while offshore wind testimony said federal permitting pauses and legal challenges are delaying projects and could leave Massachusetts far short of its 2030 offshore wind goals. Nonprofit witnesses also described canceled or delayed grants for wetland restoration and urban heat mitigation, and urged the Legislature to increase state funding, including for the environmental bond bill and municipal vulnerability preparedness work.
AZ

Arizona 2026 Regular Session

02/05/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • so I've been around for a long time and I've been in the business of helping people with predatory lending
  • And I've been in the business of helping people with predatory lending, fraud, rental landlord-tenant
  • She does her job well, and she does her job well for the people that I serve in protecting consumers.
  • Her consumer protection is top notch. Protection is top notch, and I'll stop there.
  • Horn; and malfeasance, and this one really gets me, in attacking pregnancy centers, with her consumer
Keywords: 1182, all
LA

Louisiana 2026 Regular Session

Commerce Apr 21st, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • The consumer is absolutely pressured at that point.
  • I think we do what we can to protect the consumer.
  • I think we do what we can to protect the consumer.
  • So just, you know, off the top here, Consumer Reports notes that 85% of consumers pay hidden fees, so
  • And it also puts the consumer at a disadvantage.
Summary: The committee first heard House Bill 267, which would change the membership rules for the Louisiana State Board of Home Inspectors by adjusting appointment qualifications, term limits, and nomination procedures. Vice Chair Thomas explained the bill was meant to address the lack of nominations from existing entities and to allow the governor more flexibility, especially in smaller districts. After adopting a technical amendment, the committee reported HB 267 favorably. The committee then considered House Bill 478 on utility overcharge reimbursements. The bill, as amended, requires utilities to clearly label reimbursements on customer bills and sets a deadline for issuing refunds. After discussion with the Public Service Commission and utility representatives, the committee changed the reimbursement timeline from 45 days to 90 days and clarified that the bill would not interfere with larger settlement or regulatory credits. HB 478 was then reported favorably as amended. The longest discussion centered on House Bill 924, a consumer protection measure aimed at contractors who solicit residential property owners after declared disasters. The author said the bill was intended to curb predatory storm-chasing and fraudulent insurance-related practices, while still allowing emergency mitigation work. The committee adopted technical amendments and then a conceptual amendment shortening the catastrophe response period from six months to 30 days. Testimony was split: the Insurance Commissioner and some roofing industry witnesses supported the bill as a way to deter fraud, while other contractors argued it would hurt small businesses, limit legitimate door-to-door work, and not solve enforcement problems. The bill remained under consideration after extensive testimony and public comment.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, December 1, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • I may consume. I may consume.
  • I may consume. I may consume.
  • . consume. consume.
  • . consume. consume.
  • . consume. consume.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, April 8, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • lending very large relating to overdraft lending very large financial<02:16:47.240> institutions.
  • <02:17:24.639> Financial the Bureau of Consumer Financial the Bureau of Consumer Financial
  • digital consumer payment applications. digital consumer payment applications.
  • Gentleman's as I may consume.
  • name of consumer protection. name of consumer protection.
FL

Florida 2026 Regular Session

Rules Apr 8th, 2025

Rules

Transcript Highlights:
  • while offering consumers safe and reliable repair options.
  • They provide consumers with a predictable and high-quality repair experience.
  • The repair market is continually evolving and adapting to consumer needs.
  • Our community bank doesn't offer 3% on any consumer accounts, really, right?
  • Community bank doesn't offer 3% on any consumer accounts, really, right?
Summary: The Rules Committee took up a large agenda of bills, with many measures reported favorably after brief explanations, amendments, and testimony. Early bills included CS/SB 658 on lien waivers and releases, which was amended to preserve enforceability despite form differences and then passed; CS/CS/SB 736 on brownfields redevelopment, which drew support from business and redevelopment interests and passed; and CS/SB 1002 on utility service restrictions, which was amended to bar certain building or fire code provisions affecting fuel-source choices and then passed despite opposition from environmental advocates. The committee also advanced CS/CS/SB 1132 on right-to-repair for certain equipment, where manufacturers, dealer representatives, and industry groups warned the bill could undermine dealer networks and existing repair programs, while supporters argued it would improve consumer access and help farmers and equipment owners. The bill still passed. Other measures reported favorably included CS/SB 1378 on restitution for leaving the scene of property-damage crashes, CS/CS/SB 768 on foreign-country controlling interests in health care licensing, CS/SB 772 on school access to glucagon for diabetes emergencies, CS/SB 1400 on removal of nonconsensual altered sexual depictions, and CS/SB 1696 on transportation network company impersonation and transit funding. A major portion of the meeting focused on affordable housing. CS/SB 1730, a follow-up to the Live Local Act, made several changes to zoning, height, density, parking, moratorium, and enforcement provisions, with members raising concerns about parking reductions, attorney’s fees, local control, and impacts in the Keys and other sensitive areas. Supporters said the bill closes loopholes and improves workforce housing implementation, while some witnesses urged additional exemptions for areas of critical state concern. The bill was reported favorably after amendment. Later, the committee considered several bills from Senator Leak, including CS/SB 576 on service of process, CS/SB 606 on public lodging and food service establishments, and CS/SB 1164 on electronic delivery of landlord-tenant notices. CS/SB 606 drew substantial debate over whether hotels and extended-stay properties should be able to remove nonpaying guests without treating them like residential tenants; the sponsor said the bill clarifies transient occupancy and removes mandatory arrest provisions, and it passed. CS/SB 1164, which allows email notice delivery by agreement, passed despite concerns from tenant advocates that the bill should include clearer consent and safeguards. The committee also approved CS/SB 1374 on school district reporting of educator arrests and misconduct, CS/SB 940 on third-party restaurant reservation sales, and began hearing CS/SB 1690 on surrendered infants, which would authorize infant safety devices or “baby boxes” as a legal surrender option, with supportive testimony from proponents describing crisis situations and the need for anonymous surrender options.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/03/26

Commerce and Consumer Protection

Transcript Highlights:
  • That is not consumer protection.
  • That is not consumer protection.
  • choice<00:42:51.680> in consumers, takes away consumer choice in consumers, takes away consumer
  • consumers very seriously. consumers very seriously.
  • the consumer like I'm able to. the consumer like I'm able to.
Keywords: 1187, senate, all