Video & Transcript Research : 'Consumer Financial Protection Bureau'

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FL

Florida 2026 Regular Session

Appropriations Committee on Higher Education Feb 25th, 2026

Appropriations Committee on Higher Education

Transcript Highlights:
  • As a trustee, I understand my responsibilities to provide oversight, safeguard the college's financial
  • And we need to protect our institutions and our students so that they stay here and continue to engage
  • “Oh, yes, mine was in the 1960s.” partnering with industry and measures of graduate financial success
  • The history of accreditation includes protecting veterans. ...grossly incorrect about what I wrote.
  • The history of accreditation includes protecting veterans from fly-by-night colleges.
Bills: S1570, S1376
Summary: The committee heard and approved two bills before moving to a long confirmation agenda. SB 1570, by Sen. Gates, would restore Project Leo, a previously sunset program that helps locate missing persons with special needs through voluntary tracking devices and coordination between CARD centers and local sheriffs; it was praised as a proven tool for families and first responders and was reported favorably. CS/SB 1376, by Sen. Burgess, would create grants to support genetic counseling education and help address Florida’s shortage of genetic counselors; testimony noted the state’s limited supply of licensed counselors and the need to expand clinical training, and the bill also passed favorably. The committee then considered a block of reappointments to university and college boards of trustees, including institutions such as UWF, Broward College, Chipola College, FIU, Pasco-Hernando, Polk State, St. Petersburg, Valencia, FAMU, FAU, UCF, FSU, New College, UNF, USF, and others. No one requested separate votes on the reappointments, and the block was confirmed unanimously for recommendation to the next committee. A series of new appointees then appeared and largely emphasized workforce training, nursing, military support, and local economic development at their institutions. Witnesses included appointees to Pensacola State, Polk State, St. Petersburg College, UNF, FIU, UWF, Valencia, the College of the Florida Keys, and others; several highlighted strong NCLEX pass rates, dual enrollment, and partnerships with employers or military communities. One nominee, Florida Poly reappointment Ilya Shapiro, faced pointed questioning from Sen. Bracey Davis about past comments regarding race and the Supreme Court; he said his remarks were about hiring criteria, not a specific justice, and reiterated opposition to race- or sex-based selection. The committee also briefly struggled to reach Sherry Young by phone before hearing her testimony for Chipola College, where she said she wanted to give back as an alumna and nurse practitioner. Most new appointees were recommended for confirmation in a block, while Thomas Zachary Smith of UWF was pulled for separate consideration.
FL

Florida 2026 Regular Session

Education Postsecondary Jan 28th, 2026

Education Postsecondary

Bills: S1376, S1570
Summary: The committee met with a quorum present and first considered SB 1376, which would create an education grant program to help address Florida’s shortage of genetic counselors by supporting students in genetics programs at state universities. Senator Burgess described genetic counselors’ roles in oncology, prenatal care, rare diseases, and other clinical settings, and noted Florida’s limited number of licensed counselors. The committee adopted an amendment requiring graduate programs to be accredited by the Accreditation Council for Genetic Counseling and to show sufficient clinical training capacity. Members spoke in support, and CS/SB 1376 was reported favorably by roll call vote. After a brief recess, the committee took up SB 1570, which would revive Project Leo, a prior Florida program that helped locate missing persons with special needs who are at high risk of wandering or elopement. President Gates explained that the bill would allow participating CARD centers to work with local sheriff’s offices to provide voluntary tracking devices and included $1 million in nonrecurring funding. Senators Berman and Harrell supported the measure, citing the dangers of wandering, especially for individuals with developmental disabilities or autism, and the importance of preventing drownings and other tragedies. The bill was reported favorably by roll call vote. No other business was raised, no senators requested to be recorded on the bills, and the committee adjourned without objection.
TX

Texas 89th Regular

Appropriations May 8th, 2025

Appropriations

Transcript Highlights:
  • so when we fail to have enough revenue to meet our ongoing expenses, that's there as a backstop to protect
  • understanding of as we're looking and evaluating this legislation, is there some... reason why now in the financial
  • So you believe what I'm hearing you say, and again, I'm not a financial genius; I'm a doctor.
Bills: SJR4, SJR 4
AL

Alabama 2025 Regular Session

Alabama House Financial Services Committee Apr 23rd, 2025

Financial Services

Transcript Highlights:
  • , Lord, to please be with our military and our first responders as they carry out the duties of protecting
  • All financial institutions are required. We've issued money... required.
  • So, you know, right now we require financial institutions to report elder transactions.
  • Anyway, at the counter, hey, look, we got a couple of protections here.
  • Here's a back office... protection here. Here's a back office operation that is monitoring.
Bills: HB297, HB587
HI
Transcript Highlights:
  • We also have the Hawaii Farm Bureau in support. >> Hawaii Farm Bureau will stand on its written testimony
  • Hawaii Farm Bureau in support. >> Hawaii Farm Bureau will stand on its written testimony in support.
  • Hawaii Farm Bureau in >> Thank you. Hawaii Farm Bureau in support. support. support.
  • Mahalo. financially unsustainable. And when the financially unsustainable.
  • Um, Hawaii Farm Bureau in Thank you. Um, Hawaii Farm Bureau in support. support. support.
TX

Texas 89th Regular

Trade, Workforce & Economic Development May 7th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • The financial statement system is vital for the extension of credit to consumers and businesses.
  • And just GM Financial, not yourself. Correct?
  • This practice undermines the consumer... protections that the legislature put into effect in the 87th
  • This is detrimental to consumer protections and transparency around data collection.
  • It lets survivors know that they can protect their data.
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/23/26

Health Finance and Policy

Transcript Highlights:
  • We do under the 146A consumer protection bill.
  • We do under the 146A<00:16:16.000> consumer<00:16:16.480> protection<00:16:16.959> bill
  • <00:16:17.600> And<00:16:17.839> then 146A consumer protection bill.
  • And then 146A consumer protection bill.
  • We have protections for the consumers.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/26/25

Commerce Finance and Policy

Transcript Highlights:
  • We think there's a potential for confusion for consumers and a couple other consumer protection limitations
  • We think there's a potential for confusion for consumers and a couple other consumer protection limitations
  • We think there's a potential for confusion for consumers and a couple other consumer protection limitations
  • Policies issued under this program should be subject to the same consumer protection requirements as
  • should be subject to the same consumer should be subject to the same consumer protection<01:42:14.800
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 11th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • providers, administrators, and Retailers offering service contracts covering vehicles, homes, and consumer
  • Tomorrow at noon, I think it's 11:30 to maybe 12:30 or 1, there'll be a lunch Provided by the Farm Bureau
Bills: SB540, HB1085, HB1484
ND

North Dakota 2025-2026 Regular Session

Senate Appropriations Apr 16th, 2025 at 08:00 am

Appropriations

Transcript Highlights:
  • They haven't really put the financial model together because they didn't know this money was going to
Bills: SB2225, HB1619
Summary: The Appropriations Committee met to clear several remaining bills and discussed scheduling around upcoming conference committees. The chair noted that full committee meetings would likely be held after floor session, while Thursday and Friday mornings were being reserved for conference committees. Members also discussed how conference committees would be scheduled and where they would appear on their dashboards. The committee first took up House Bill 1577, relating to wastewater facility grants. Amendments were adopted to create a loan/line-of-credit mechanism through the Bank of North Dakota and the Department of Environmental Quality to keep two canceled federal BRIC-funded projects moving: a lagoon project in Fezenden and a wastewater treatment project in Lincoln. Members emphasized the language was intended to apply only to those projects and to preserve the possibility of federal reimbursement later. The amendment passed 16-0, and the bill as amended received a 15-1 do pass recommendation. The committee then reconsidered House Bill 1009 and adopted an additional amendment transferring the remaining balance in the bioscience innovation grant fund to the general fund, rather than issuing another round of grants. That amendment passed 16-0, and the bill as amended also received a 16-0 do pass recommendation. Finally, the committee considered House Bill 1619, creating a long-term care facility loan fund and adjusting an existing medical facility loan program. After discussion, members amended the bill to reduce the long-term care fund cap to $10 million per project, set the interest rate at 2%, extend repayment to 30 years, and align the medical facility loan program to 2% with a 30-year term. The amendment passed 14-2, and the bill as amended received a 16-0 do pass recommendation.
KY
Transcript Highlights:
  • should demand accountability and immediate action to restore the promise of Kentucky Wired and to protect
  • <00:07:59.280> Wired<00:08:00.160> and<00:08:00.400> to<00:08:00.639> protect
  • <00:08:01.039> this of Kentucky Wired and to protect this of Kentucky Wired and to protect
  • It's doing everything it can to protect this tremendous asset for the people of the Commonwealth.
  • <00:27:32.000> the needed, but we are protecting the needed, but we are protecting the Commonwealth
Summary: The meeting began with routine business, including welcoming new committee member Senator Reginald Thomas, approving the minutes, and receiving a correspondence report on several information items. Those items included University of Kentucky research equipment funding, UK capital project funding using federal/private funds, debt issues from McGoffin County and Owen County school districts, lease modifications by the Division of Real Properties, asset preservation project revisions at Eastern Kentucky University and Northern Kentucky University, and Kentucky Communications Network Authority (KCNA) information on Kentucky Wired critical infrastructure. The main discussion focused on a dispute over the Kentucky Wired communication shelters, or “huts,” and related payments under KCNA’s agreement with Asellicom/Excel. Brad Kilby of Asellicom testified that KCNA had not paid for the huts, that Asellicom had not received the alleged $8 million or any later payment, and that Asellicom remained the legal owner. Committee members pressed him on whether payment had been received, whether anyone else might have received it, and whether the lawsuit or dispute resolution process clarified the issue. Kilby said no payment had been received and that the matter was part of ongoing litigation. KCNA Executive Director Doug Hendricks and General Counsel Adam Atkins then testified. They said a certified check for $8.5 million was mailed in July, based on the Finance and Administration Cabinet secretary’s determination that $8.5 million was due under the model procurement code, even though KCNA had initially requested about $12 million to cover a worst-case estimate. They said the contract allowed payment in full or in tranches, that the huts were completed and operational, and that KCNA had not received documentation supporting Asellicom’s higher $10.1 million claim. Members expressed frustration over the missing check and the broader implications for Kentucky Wired, and one member requested that the committee obtain all agency requests related to KCNA/Kentucky Wired since inception; the co-chairs said they would look into making that information available. No formal vote was taken on the dispute during the portion provided.
FL

Florida 2026 Regular Session

Rules Feb 10th, 2026

Rules

Transcript Highlights:
  • farmers, ranchers, and consumers throughout the state of Florida.
  • restitution to a consumer for financial harm directly related to... ...to a consumer for financial harm
  • You know, protect the right to free speech along with protecting freshly grown, wonderfully healthy produce
  • protections.
  • Senate Bill 1004 protects buyers of dogs and cats from… Senate Bill 1004 protects buyers of dogs and
Summary: The committee heard and advanced several bills, beginning with CS for CS for SB 54, which requires district medical examiners to perform toxicology screenings for psychotropic drugs and intoxicating substances in autopsies of violent offenders and report findings to state agencies. It was reported favorably after brief discussion about how the data would be used. CS for SB 176 also passed, requiring public postsecondary institutions to make campus safety reporting and response procedures clearer and more accessible for students, faculty, and staff who receive threats. Both bills were approved without opposition in the meeting. The committee then took up the large Florida Farm Bill, CS for CS for CS for SB 290, which drew extensive testimony and multiple amendments. The bill includes changes to fair associations, a preemption on local restrictions affecting gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinary loan repayment program, permanent authorization for Farmers Feeding Florida, expanded Florida Forest Service training, a ban on signal jamming devices, tougher CDL English-proficiency penalties, protections for food safety inspectors, biosolids provisions, and contractor payment enforcement. Amendments expanded veterinary loan eligibility to equine veterinarians, merged citrus research entities, made technical corrections, and revised contractor payment language; a late-filed amendment removed the bill’s disparagement clause after significant First Amendment concerns and public testimony. A separate amendment delayed biosolids compliance deadlines. The bill was reported favorably as amended. Also approved were CS for CS for SB 834, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement; SB 936, allowing temporary door locking devices at any height above the floor and directing the Building Commission to add standards to the code; and CS for SB 50, expanding veterans’ courts statewide. Later, CS for CS for SB 1004 advanced with a strike-all regulating dog and cat sales, requiring disclosure of medical records and financing terms, a three-day waiting period for financed purchases, and consumer protections against deceptive pet sales; an amendment removed an appropriation section. The committee also approved CS for CS for SB 178, which directs the FHSAA to adopt rules allowing coaches to provide limited good-faith support to student-athletes, and CS for CS for SB 198, regulating virtual currency kiosks with registration, warnings, transaction limits, receipts, and refund protections. Each of these bills was reported favorably by recorded vote.
TX

Texas 89th Regular

State Affairs (Part I) Apr 24th, 2025

State Affairs

Transcript Highlights:
  • But in case he's wrong, the state legislatures are always there to erect a bulwark to protect the citizens
  • Responsibility of state legislatures to protect their people from an overreaching federal government.
  • To protect citizens from an overreaching federal government should be used and does not expire, not in
TX

Texas 89th Regular

State Affairs (Part II) Apr 24th, 2025

State Affairs

Transcript Highlights:
  • issue one or more subpoenas to compel BlackRock Incorporated, State Street Corporation, or any other financial
Summary: The Senate Committee on State Affairs was called to order and a roll call showed most members present, with one absent. The chair explained that the committee had arranged witnesses for a later meeting but had received responses from some parties declining to testify, prompting Senator Bettencourt to offer a written motion for subpoenas. The motion authorized the committee chair, under Senate Rule 11.20, to issue subpoenas to BlackRock, State Street, or other financial services companies affecting Texas public pension investments, along with their subsidiaries, affiliates, officers, employees, agents, or representatives. The subpoenas would require testimony and production of records concerning investment practices, the impact on Texas public pension funds, and any investments intended to further political or social causes. Members discussed the importance of obtaining testimony and the limited but necessary use of subpoena power. The committee then voted, with 10 ayes, no nays, and one absent, to adopt the motion. With no further business, the committee recessed until the call of the chair, planning to return after the local calendar.
TX

Texas 89th Regular

State Affairs (Part III) Apr 24th, 2025

State Affairs

Transcript Highlights:
  • from discrimination and denial of basic financial services.
  • William Hild, Consumers Research, in support of the bill.
  • Their advice is not tied to financial performance.
  • protection, and as we've seen, a protection of corporate America, making sure that they have the eye
  • protection, and as we've seen, a protection of corporate America, making sure that they have the eye
Summary: The committee heard Senate Bill 945, 946, 2044, 2819, 2403, 2337, and 312, with all bills left pending after testimony. SB 945 would restrict insurance companies from denying or limiting coverage based on oil and gas activity or ESG-related goals, and supporters argued it would protect Texas energy producers from politically motivated shareholder activism and insurance discrimination. SB 946 would bar creditors from using social credit, ESG, DEI, or religious/political affiliation as a basis for denying or limiting credit; witnesses said it would prevent viewpoint-based financial discrimination and protect access to capital for Texas businesses. SB 2337 would require proxy advisory firms to disclose when recommendations are based on non-financial factors or when they give conflicting advice to different clients; supporters said the measure would increase transparency and curb ESG-driven influence over shareholder voting. SB 312 would direct public retirement systems to focus on financial returns rather than social or political objectives, with the author saying the bill responds to activist pressure on pensions and would reinforce fiduciary duty. The committee also took up election and ethics measures. SB 2044 would strengthen electioneering restrictions for publicly funded education institutions and personnel, prohibiting use of official resources to promote political agendas; testimony focused on alleged school district electioneering in bond and tax elections. SB 2819 would prohibit county elections administrators from holding certain officer positions appointed by elected officials, addressing potential conflicts of interest. SB 2403, the Texas Ethics Commission sunset bill, would restructure complaint handling with a three-tier violation system, risk-based complaint prioritization, longer response times, bipartisan preliminary review panels, and expanded hearing options; members discussed amendments aimed at dismissing minor complaints, clarifying categories, and adjusting lobbying and penalty provisions, but the amendments were withdrawn during committee consideration. Across the ESG and finance bills, invited witnesses from the American Energy Institute, Heartland Impact, Consumers Research, ADF Action, Texas Civil Justice League, and related groups generally supported the measures, arguing that banks, insurers, proxy advisors, and asset managers have used ESG or reputational-risk standards to discriminate against energy, agriculture, firearms, and religious organizations. No opposition testimony was presented in the excerpt, and the committee closed public testimony on each bill and left them pending.
FL

Florida 2026 Regular Session

Environment and Natural Resources Jan 13th, 2026

Environment and Natural Resources

Transcript Highlights:
  • to the Department of Agriculture and Consumer Services.
  • , Florida Springs Council, that regulating golf courses under the DACS BMP program will be less protective
  • Major decisions about protected land were moving forward without adequate notice and without public input
  • Next, we're going to take up Tab 5, presentation by the Department of Environmental Protection on the
  • I'm the Deputy Secretary of Land and Recreation with the Department of Environmental Protection.
Bills: S0544, S0636, S0848, S0546
Summary: The Environment and Natural Resources Committee met with a quorum and took up several bills. SB 636 on beach management, by Senator Leek, would create additional pathways for counties and municipalities to obtain critically eroded beach or area of critical state concern designations, shifting the process toward a more proactive approach. Senator Smith and Senator Harrell raised concerns about local capacity and funding, and the Florida Shore and Beach Preservation Association said the bill was an alternative pathway but emphasized the need for more recurring funding. The bill was reported favorably. The committee then considered SB 544, which transfers the Golf Course Best Management Practices Certification Program from DEP to FDACS and establishes certification and training standards there. Senator Smith and Senator Harrell asked about environmental oversight, taxation, and whether the change would affect state park restrictions; the sponsor said it would not change tax treatment or park rules and that DEP would still handle enforcement if BMPs are not followed. The Florida Springs Council opposed the bill, arguing golf courses are not agriculture and warning of weaker protections for springs, while the Florida Golf Course Superintendent's Association supported the move as a continuity and participation measure. After adopting a technical amendment, the committee reported the bill favorably, with Senator Smith voting no. SB 848 on stormwater treatment, also by Senator Trunow, was amended to clarify the role of water quality enhancement areas while stormwater rules are still being finalized and to make public-land project review forward-looking. Resource Environmental Solutions supported the amendment and bill as providing a clearer market for water quality credits, and the Florida Home Builders Association supported the measure. The committee adopted the amendment and reported the bill favorably. SB 546 by Vice Chair Mayfield would require 30-day public notice before meetings reviewing the sale or exchange of state conservation lands, including at water management districts; after a technical amendment, it received support from conservation groups and was reported favorably. The committee also received a DEP presentation on the State Park Amenities Report, which said Florida’s 175 state parks drew over 28 million visitors and generated a $3.6 billion economic impact. DEP identified nearly $759 million in needed repairs and upgrades over 10 years and $1.39 billion in contemplated new construction and development in unit management plans. No votes were taken on the presentation, and the meeting adjourned after no further business.
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2025-04-02

Judiciary Finance and Civil Law

Transcript Highlights:
  • But there are some additional protections that are added.
  • some protections laid out there that ensure that basically...
  • What is my course of action to protect my health and my happiness in my apartment?
  • One is the general protection for anyone being discriminated against in housing.
  • Similarly reported data are classified as confidential or protected, non-public, or both.
MN

Minnesota 2025 1st Special Session

House Judiciary Finance and Civil Law Committee 4/2/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • This is an authority financial records.
  • to ensuring the same level of protection to ensuring the same level of protection that<00:13:56.880
  • One is sort of statutory protections.
  • 54:19.920> for clarification on protections for clarification on protections for employees<00:
  • <01:03:13.920> for 18192 as is is a strong protection for 18192 as is is a strong protection