Video & Transcript Research : 'rebuilder'

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HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • And then if you are trying to rebuild And then if you are trying to rebuild hundreds<01:17:52.880
  • ,<01:23:58.840> you'll happens and I have to rebuild, you'll happens and I have to rebuild
  • the cost to rebuild or replace. the cost to rebuild or replace.
  • , whatever it was to cost to rebuild, whatever it was to cost to rebuild, that's<01:24:40.520>
  • get paid for rebuilding the home. Right. get paid for rebuilding the home. Right.
Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
CA
Transcript Highlights:
  • And two, it's going to take them years to rebuild.
  • The best example I can give you is if you look at the fires in Paradise, where, for example, rebuilding
  • There's in Paradise, where, for example, rebuilding only one third of that town is back in that footprint
  • What you had was homeowners trying to band together to try to expedite the rebuilding process, but it
  • I think it's smart to address these little issues in our laws that just expedite people's rebuilding
Summary: The Assembly Banking and Finance Committee met to hear its only agenda item, AB 493 by Assemblymember Harabedian, which would require lenders to pay interest to homeowners on post-loss insurance payouts held in escrow. The author said current law already pays interest on some escrowed funds, but excludes insurance proceeds after a loss; he argued the bill would help wildfire survivors and other homeowners rebuilding after major property damage. He noted amendments clarifying that the bill applies only to loans and only to insurance payouts still held in escrow on or after the bill’s effective date. Support came from the Consumer Federation of California, whose representative said the measure closes a loophole and would provide modest but meaningful help to homeowners facing long rebuild timelines. The California Bankers Association did not oppose the bill but raised concerns about aligning it with existing mortgage servicing law and the treatment of hazard insurance proceeds, saying it wanted to work with the author on technical issues. Committee members expressed support, emphasizing the need to help displaced homeowners access funds more quickly. The committee voted unanimously to pass AB 493 and refer it to the Assembly Committee on Appropriations. The roll call showed the bill receiving eight votes, and the committee then adjourned.
CA
Transcript Highlights:
  • Rebuilding isn't just about restoring homes; Rebuilding isn't just about restoring homes.
  • So after a fire, are there other requirements that are exempted for rebuilding?
  • I'm not aware of other requirements that would be exempted at the time of rebuilding.
  • So after a fire, are there other requirements that are exempted for rebuilding?
  • that insurance is not going to cover the cost of rebuilding at today's standard.
Summary: The committee heard a long agenda of natural resources and related bills, with several measures taken up as the committee reached quorum and many others moving on consent or with due-pass recommendations. Early items included AB 80 on carpet recycling, AB 452 creating a local process for state surf reserves, and AB 823 restricting microplastics in personal care and cleaning products. AB 80 drew broad support from recycling, labor, and environmental groups and was described as a follow-up to earlier carpet recycling reforms. AB 452 was backed by surf, tourism, environmental, and local government interests as a voluntary, community-driven way to recognize and protect surf breaks. AB 823 generated the most extensive debate, with supporters citing public health and environmental harms from microplastics and opponents warning the bill’s language could sweep in products such as sunscreens, cosmetics, and fragrance-encapsulation materials; the committee discussed possible ambiguity and EU comparisons before voting the bill out on a due-pass-as-amended basis to Environmental Safety and Toxic Materials. The committee also advanced AB 1046, which would create a narrow exemption from SB 1383 organic-waste requirements for certain crop preparers and tree nut processors that do not send organic waste to landfills. Agricultural witnesses said the bill would clarify that their operations already reuse byproducts and should not face duplicative reporting, and the measure passed with support from agricultural and rural county representatives. AB 252, the “Stop Laying Off Firefighters Act,” proposed year-round Cal Fire staffing; the author and Cal Fire supporters argued that wildfire conditions are now year-round and that maintaining trained crews would improve response and prevention, and the bill was sent to Appropriations. AB 571, a targeted CEQA exemption for the Southern California Veterans Cemetery in Anaheim, drew strong bipartisan and veterans’ support and also passed out. Later, the committee approved AB 1455, which would authorize emergency rulemaking and streamline future updates for ember-resistant building regulations after recent wildfire emergencies, and AB 687, which would let public agencies use forest-practice rules and timber-harvest plans for certain publicly funded fuel-reduction projects; AB 687 drew some opposition over scope and enforceability concerns but was still advanced. The committee also moved AB 652, allowing alternate members on the San Diego County Air Pollution Control District board to prevent quorum problems, and AB 317, a first-time homebuyer housing bill that would exempt certain small, lower-cost homes from CEQA and defer some property taxes; AB 317 prompted discussion about guardrails to avoid unintended use on larger subdivisions. Finally, AB 900, requiring the Natural Resources Agency to develop a stewardship plan for 30-by-30 lands, was heard with broad support from land trusts and conservation groups and advanced on a due-pass recommendation, and AB 738, a wildfire-rebuild bill easing solar requirements for certain disaster survivors, was introduced and discussed with questions about its narrow scope and the number of homes affected.
CA
Transcript Highlights:
  • This is all about the physical act of rebuilding. ...or no impact on rezoning.
  • This is all about the physical act of rebuilding.
  • authority and the local context of rebuilding efforts in Los Angeles.
  • Rebuilding authority on behalf of all willing and interested jurisdictions.
  • They want the rebuild and recovery to be community-led, not county-imposed.
Summary: The committee first heard SB 753, which would modernize California’s shopping cart recovery rules by allowing cities and counties to return abandoned carts directly to retailers, recover documented retrieval costs, and avoid the current impound-and-wait process. The author and supporters, including San Jose officials and the League of California Cities, said the bill would help clear streets, sidewalks, and waterways and reduce local costs. Grocers and retailers opposed the measure unless amended, arguing it would turn cart retrieval into a new cost burden and could create incentives for cities to charge too much for stolen property. After extensive discussion about notice periods, cost caps, and local ordinances, the committee adopted amendments and passed the bill 6-0 as amended. The committee then took up SB 445, which would speed up permitting and approvals needed for high-speed rail by requiring early engagement, setting rules for third-party coordination, and creating a dispute-resolution process. The author said the bill was narrowed from an earlier, broader transit proposal and was intended to reduce delays caused by utilities, local governments, and other entities. Supporters said permitting bottlenecks add major costs and delays to infrastructure projects, while opponents from utilities, cities, counties, telecoms, and special districts raised concerns about safety, reliability, affordability, and the need to review the pending amendments. The bill passed 8-1 to the Utilities and Energy Committee. The committee also heard SB 9, a narrower housing bill focused on accessory dwelling units. The author explained that it would require local ADU ordinances to be submitted to HCD for review and would make state standards control if a local agency fails to submit a compliant ordinance or respond to HCD findings. Supporters from housing and YIMBY groups said the bill would improve enforcement of state ADU law and prevent local barriers from slowing housing production. There was no opposition, and the bill passed 6-0. The committee then began hearing SB 79, which would allow more housing near major transit stops; the author and supporters framed it as a response to the housing shortage and transit underuse, and the hearing continued with extensive support testimony as the transcript ended.
NH

New Hampshire 2026 Regular Session

Senate Finance (02/03/2026)

Finance

Transcript Highlights:
  • <01:33:12.159> the whether you were going to rebuild the whether you were going to rebuild
  • rebuild over the 2 and 1/2 year period. rebuild over the 2 and 1/2 year period.
  • amount we will accomplish our rebuild amount we will accomplish our rebuild plus<01:36:06.159>
  • When the rebuild selection trigger.
  • When the rebuild didn't<01:36:30.400> rebuild<01:36:30.880> as<01:36:31.120> quickly
Keywords: 1191, senate, all
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Mar 18th, 2025

Banking and Finance

Transcript Highlights:
  • as the Angelenos in these recent fires, but also future impacted residents. who will be seeking to rebuild
  • And two, it's going to take them years to rebuild.
  • The best example I can give you is if you look at the fire in Paradise, where, for example, rebuilding
  • What you had was homeowners trying to band together to try to expedite the rebuilding process, but it
  • I think it's smart to address these little issues in our laws that just expedite people's rebuilding.
Keywords: 988, house, all
FL

Florida 2026 Regular Session

Community Affairs Nov 4th, 2025

Community Affairs

Transcript Highlights:
  • So there have been some reports of some Rebuild Florida homes, some things maybe that weren't possibly
  • So there have been some reports of some Rebuild Florida homes, some things maybe that weren't possibly
  • Are there established procedures for corrective actions when a completed rebuild does not meet maybe
  • So how often would you all maybe audit completed rebuilds? Can you repeat that question?
  • So how often would you all maybe audit completed rebuilds for compliance with construction and safety
Summary: The Committee on Community Affairs met with a quorum and heard two bills, a confirmation, and two agency presentations. SB 48 by Senator Gates would require local governments to allow voluntary accessory dwelling units, preserve homestead exemption for the owner-occupied portion, limit parking restrictions, require 30-day minimum leases, extend density bonuses for military-family housing, and allow reusable tenant screening reports. The bill drew strong support from the Florida Association of Mortgage Professionals and several others, and it was reported favorably on a unanimous roll call. SB 34 by Senator Sharief would expand the Historic Cemetery Program, particularly to help historic African-American cemeteries preserve and maintain themselves by allowing sale of excess vacant land only if proceeds are used for long-term upkeep; it also passed unanimously and was reported favorably. The committee also recommended confirmation of Fox Henderson to the Florida Housing Finance Corporation Board of Directors by unanimous vote. In addition, the Department of Commerce presented on the Community Development Block Grant Disaster Recovery program and Rebuild Florida, describing more than $4.3 billion in HUD disaster recovery funds since 2017, housing repair and replacement efforts that have completed more than 5,200 homes, and infrastructure and mitigation projects across the state. Members asked about average project costs, contractor oversight, corrective actions for deficient work, and clawbacks from a prior vendor; Commerce said it had ended the earlier vendor relationship, imposed about $3.6 million in financial consequences, and now uses stronger oversight and competitive procurement for contractors. The Division of Emergency Management then presented on Elevate Florida, a federal mitigation program that allows homeowners to apply directly for elevation, reconstruction, acquisition, or wind-mitigation projects, with a 75/25 federal-homeowner cost share and no state funds used. Director Kevin Guthrie said the program is intended to reduce repetitive flood losses, keep homeowners in their communities, and serve as a national model; he reported more than 12,000 applications, about 1,500 prioritized for review, 500 on a wait list, and 305 submitted to FEMA for final approval. Members asked about assistance for seniors who cannot meet the 25% match, the wait-list process, contractor selection, and the mix of project types, and Guthrie said contractors were selected through competitive procurement and that most projects are elevations, though some may become reconstructions or acquisitions depending on inspection results. The committee adjourned after the presentations.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jun 24th, 2026

Transcript Highlights:
  • And it's really harmed the rebuild and the recovery of those communities.
  • And it's really harmed the rebuild and the recovery of those communities.
  • These reforms work together to reduce underinsurance, speed up recovery, and help communities rebuild
  • A lot of components of this bill help people when they need help the most in the rebuild process. ...
  • people when they need help the most in the rebuild process, the building code upgrades, and for that
Summary: The Assembly Insurance Committee met to consider several insurance-related bills, with SB 1301 by Senator Allen and SB 876 by Senator Padilla receiving the most discussion. SB 1301 would reform residential property insurance non-renewals by requiring clearer written explanations, giving policyholders a chance to fix identified issues, and limiting non-renewals based on unreasonable grounds. The bill was supported by consumer advocates, fire survivors, local officials, and several organizations, while insurers said they had worked extensively with the author and were moving to neutral, though they still raised implementation and proprietary-information concerns. The committee voted to pass SB 1301 as amended to Appropriations, with the roll left open briefly before the bill was declared out. SB 876 would overhaul wildfire and disaster claims handling by requiring updated replacement-cost estimates, stronger extended replacement-cost and building-code coverage options, faster status updates when adjusters change, and other consumer protections. Supporters included the Department of Insurance, United Policyholders, consumer groups, and local representatives, who argued the bill addresses underinsurance, delays, and inconsistent claims handling exposed by recent wildfires. Several industry groups said recent amendments resolved major concerns and moved them to neutral, while the California Fair Plan remained respectfully opposed pending further review. The committee approved SB 876 as amended to Judiciary, again leaving the roll open briefly before finalizing the vote. The committee also took up a consent item, SB 536 by Senator Archuleta, which was approved unanimously to Appropriations. Other bills listed at the start of the hearing, SB 555 and SB 795, were pulled at the request of the authors and were not heard.
CA
Transcript Highlights:
  • However, to rebuild this property, owners will be forced to endure additional finances loss.
  • , but they don't want to rebuild multifamily complexes.
  • Me rebuilding. Great, thank you. And Senator Wahab? Special here. There's no witnesses.
  • We think that legislation can't and should not force rebuilding.
  • We think that legislation can't and should not force rebuilding.
Summary: The committee heard several housing bills, with the longest discussion focused on SB 79, which would allow more housing near high-capacity transit stops and on transit agency-owned land. The author and supporters argued it would address California’s housing shortage, reduce vehicle miles traveled, and strengthen transit systems by putting more residents near rail and rapid transit. Supporters included housing advocates, local officials, environmental groups, and transit-oriented development organizations. Opponents, including many cities, the League of California Cities, and some tenant and legal advocacy groups, raised concerns about affordability requirements, displacement, demolition protections, local control, and the bill’s interaction with existing local planning efforts. The committee discussed amendments to strengthen anti-displacement protections, minimum density, affordability standards, and a local flexibility alternative, and SB 79 was moved out on a due-pass-as-amended vote of 8-1, with one member not voting. The committee then took up SB 21, which would amend the Housing Crisis Act to allow limited unit reductions when converting deed-restricted SRO buildings into larger, more livable affordable units with private bathrooms, kitchens, and supportive services. The author and nonprofit housing providers said many SRO buildings are financially unsustainable and that the bill would preserve deeply affordable housing while improving conditions for residents. There was no organized opposition testimony at the hearing, though one business property group registered opposition. Members expressed support for the preservation-focused approach, and SB 21 was approved on an 8-0 vote and sent to the Assembly Committee on Local Government. Next, SB 92 was heard, a measure to close a density bonus loophole by limiting how much additional commercial floor area a project can receive and preventing the law from being used to justify very large nonresidential projects with only minimal affordable housing. The author cited a San Diego project as an example of the problem, and the City of San Diego supported the bill as a reasonable fix. Several labor and housing groups also supported it, while no formal opposition witnesses testified. The committee accepted amendments, members praised the effort to curb abuse while preserving feasibility, and SB 92 passed on a 7-0 vote. Finally, the committee began hearing SB 522, which would extend just-cause eviction protections to units rebuilt after disaster if they had previously been covered by the Tenant Protection Act. The author and the Los Angeles City Attorney said the bill would help preserve rental housing in disaster-affected communities, especially after the Pacific Palisades fires, and would not create new rent control. Opponents, including apartment, realtor, and property owner groups, argued it would add burdens to rebuilding and could discourage reconstruction. Members raised questions about whether existing law already protects returning tenants and whether the bill was necessary, and the hearing continued into committee discussion.
CA

California 2025-2026 Regular Session

Assembly Floor Session Jan 12th, 2026

California House Floor Meeting

Transcript Highlights:
  • Together, we will heal, rebuild, and move forward, stronger than ever. at a tremendous cost.
  • Together, we will heal, rebuild, and move forward, stronger than ever.
  • Together, we will heal, rebuild, and move forward, stronger than ever. Oswald Altmetz, 75.
  • And rebuild our communities together. Thank you, Mr. Speaker. Thank you, Assembly Member Koloza.
  • Rebuilding is about dignity, belonging, and care, about making sure that no one is left behind.
Summary: The Assembly met in session after a quorum call, with the clerk calling the roll and a quorum eventually declared present. The day began with a prayer and the Pledge of Allegiance, followed by routine procedural actions: the previous day’s journal was dispensed with, committee reports were deemed read, and several motions were approved, including unanimous consent to allow specified members to speak on adjournments in memory and to let Assemblymember Ortega have guests in the rear of the chamber. The body also gave one-day notice to remove SB 25 from the inactive file. On the daily file, Assembly Bill 673 was read with amendments and the amendments were deemed adopted. Concurrent items 2 and 3, Governor’s vetoes in items 4 through 77, reconsideration items 79 through 81, and third-reading items 82 through 84 were passed and retained or continued as noted. No substantive floor debate occurred on legislation during the session, which was described as a very short session. Most of the meeting was devoted to adjournment-in-memory tributes. Members honored Monica Lynn Martinez Hayes, a Capitol scheduler and artist; Edwin Silva Brazil, a dairyman and community leader; Grand Master Deng Huiduk, a martial arts instructor and mentor; victims of a Stockton shooting, including four young people; and the victims of the Eaton and Palisades fires. Several members spoke about the fire victims by name and emphasized recovery, resilience, and the need to support affected communities. A moment of silence was observed, the names were ordered printed in the journal, and the House adjourned until Friday, January 16 at 9 a.m.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jun 24th, 2026

Insurance

Transcript Highlights:
  • And it's really harmed the rebuild and the recovery of those communities.
  • And it's really harmed the rebuild and the recovery of those communities.
  • These reforms work together to reduce underinsurance, speed up recovery, and help communities rebuild
  • Just a lot of components of this bill help people when they need help the most in the rebuild process
  • A lot of components of this bill help people when they need help the most in the rebuild process, the
Keywords: 988, house, all
FL

Florida 2025 Regular Session

April 10, 2025 - 11:30 AM

Transcript Highlights:
  • The bill provides that homestead owners can rebuild up to 130% of the size of the damaged home.
  • The bill provides that homestead owners can rebuild up to 130% of the size of the damaged home, and..
  • . can rebuild up to 130% of the size of the damaged home.
  • When the homestead is elevated, many of us in a coastal area have had to rebuild elevated.
  • It's saying you can't go and make anything harder on the citizens to rebuild after the storm hits.
Summary: The Transportation and Economic Development Budget Subcommittee met and first took up CS/HB 567, a broad transportation bill by Rep. McFarland. The bill, as explained, covered a range of transportation policy changes including higher speed limits, local regulation of e-bikes and e-scooters, parking accommodations for pregnant women, advance land acquisition for DOT projects, changes to FDOT contracting, elevation of roads in capacity projects, MPO quality metrics, and repeal of the Metropolitan Planning Organization Advisory Council. Two amendments were adopted: one added a prohibition on driving too fast through flooded roads and creating excessive wake, and another updated language to allow for future technology in traffic management systems. The strike-all removed several items from the original bill, including utility-right-of-way language, private-public-use airport funding, and an electric vehicle tax redirect, and added MDX board changes. The bill then passed favorably on a recorded vote. The committee next considered CS/HB 1535, also by Rep. McFarland, a lengthy hurricane recovery and preparedness measure. It requires local governments to post storm-preparedness and recovery information online, expands special needs shelter information, mandates emergency management training, improves debris removal planning, and adds provisions for fiscally constrained counties. It also addresses shelter access, rebuilding rules, permitting timelines and fees after storms, homestead rebuilding limits, and election flexibility after disasters, including a process for supervisors of elections to request emergency changes through the Secretary of State. Members asked several questions about local rebuilding ordinances, election “super sites,” and the request/approval process. The bill drew support from several groups, including disability advocates, builders, waste and recycling interests, crane owners, and restaurant and lodging representatives, and it passed favorably. The committee then heard CS/HB 561 and CS/HB 563 from Rep. Cobb on manufacturing. HB 561 would elevate a chief manufacturing officer within the Department of Commerce, create a voluntary Florida manufacturing promotional campaign, and require biennial reporting on manufacturing efforts; an amendment removed the grant portion of the program, and the bill passed favorably with support from industry groups. HB 563 established an annual fee, capped at $100, for participants in the voluntary manufacturing promotional campaign and also passed favorably. Finally, Rep. Spencer presented HB 827, which directs a statewide study on the impact of automation and artificial intelligence on Florida’s workforce, to be updated every three years and developed with business, academic, and local input; it too passed favorably. The meeting then adjourned with notice that the subcommittee would meet again the following week.
HI
Transcript Highlights:
  • Yeah, so, and then in rebuilding, you start discovering, like, oh, there's all these bones here.
  • We just want to start rebuilding. Thank you for the opportunity to testify. Thank you very much.
  • funds we just want to start rebuilding funds we just want to start rebuilding thank<00:39:03.000
  • So my question is, if they rebuild and as they’re rebuilding, if they discover a component, are they
  • So my question is, if they rebuild and as they’re rebuilding, if they discover a component, are they
Keywords: 910, house, all
Summary: The hearing opened with committee procedures and then took up SB 1, relating to vegetation management near utility lines. DLNR opposed the bill, saying it would shift rights, responsibilities, and liability onto the state and private landowners. Hawaiian Electric supported the measure with amendments, describing it as a first step to address wildfire risk and improve public safety and system reliability. The Hawaii Farm Bureau and Command Schools both raised concerns that the bill could impose significant costs, liability, and access burdens on farmers, ranchers, and other landowners, especially where easements are old or unclear. Life of the Land argued the issue belongs before the Public Utilities Commission, and PUC staff explained that the commission is already reviewing Hawaiian Electric’s wildfire mitigation plan and vegetation management in a docket, with a decision expected by September and public meetings scheduled for April 23 and 24. Committee members questioned the need for legislation versus negotiated solutions, and witnesses said private parties could potentially renegotiate easements without statute. The committee then heard HB 1296, relating to disaster recovery. DLNR and OPSD supported the bill, saying it would ease regulatory burdens in post-disaster rebuilding and help speed permit review. Testimony and member questions focused on the bill’s five-year rebuilding timeline, the role of the coastal zone/SMA process, and how long permit reviews typically take; OPSD said SMA major/use permits generally take about six months, while minor permits are faster. Members also discussed whether the bill would apply to existing structures damaged in disasters and whether the amendments from the Attorney General’s office and OPSD were acceptable; no objections were raised. Finally, the committee heard SB 1170, relating to the expeditious redevelopment and development of affordable rental housing. HHFDC supported the bill, and testimony from a Maui affordable housing project said the measure is needed to rebuild the Weinberg Court Apartments, a 63-unit affordable project in Lahaina, using insurance funds rather than government money. Members asked whether the bill would help existing affordable rental projects damaged before the enactment of related coastal rules, and the response was that the bill is aimed at existing structures damaged during events and intended to speed rebuilding of affordable housing.
CA
Transcript Highlights:
  • We are also in the process of rebuilding our house.
  • Hopefully we can rebuild, and then I can start serving the families again.
  • So hopefully we can rebuild and then I can start my serving the families again.
  • So I'm actually trying to rebuild as soon as possible.
  • So hopefully I can get all these permits. to rebuild as soon as possible.
Summary: The hearing focused first on how wildfires and other disasters affect child care providers, families, and early education infrastructure. State officials from the Department of Social Services and Department of Education described disaster response and preparedness efforts, including shelter coordination, licensing outreach, emergency waivers, distribution of supplies, and the statewide child care disaster plan. Testimony from providers and advocates emphasized major gaps in recovery funding, insurance coverage, rebuilding support, mental health services, and coordination with local rebuild plans. Several witnesses urged more dedicated disaster-recovery funding for child care facilities and suggested statutory changes, including allowing greater flexibility for rebuilding costs and requiring early childhood programs to be included in local disaster planning. The second panel addressed immigration enforcement and its impact on child care. Advocates from the Children's Partnership, Every Child California, and CHIRLA said enforcement activity is causing families to keep children home, disrupting continuity of care, reducing enrollment, and creating fear and trauma for children and providers. They argued that immigrant and mixed-status families need clearer protections, privacy safeguards, legal support, trauma-informed guidance, and safe-haven policies for child care settings. Speakers also stressed that the child care workforce is heavily immigrant and that recent state laws such as AB 49 and AB 495 will require funding, training, and technical assistance to implement effectively. Public commenters, including child care providers, described personal experiences with fire damage, displacement, permit delays, lost income, and the emotional toll of serving families during crises. Others described how immigration enforcement has made parents afraid to attend events, drop off children, or remain connected to providers. Committee members repeatedly noted that child care is often overlooked in emergencies and asked state officials how child care systems are being integrated into disaster planning and how local and state agencies can better coordinate. No formal votes were taken during the hearing.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Mar 19th, 2025

Transcript Highlights:
  • That's real money helping people rebuild their lives.
  • When it operates effectively, it enables families to rebuild stronger.
  • And everybody was so quick to say, “Why should we let them rebuild?” Right?
  • I'm not going to tell you you can't rebuild your communities, like somebody coming to East L.A.
  • So maybe you want to be insured for the cost to rebuild right now.
Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
CA

California 2025-2026 Regular Session

Senate Insurance Committee Jun 10th, 2026

Insurance

Transcript Highlights:
  • I think that the delays in rebuilding are real.
  • take them much, much longer, and it's going to be much more expensive after an event of scale to rebuild
  • We understand the need to extend the non-renewal moratoriums for policyholders who are trying to rebuild
  • While that prioritization might be appropriate to give homeowners who are rebuilding peace of mind, While
  • The extra time... ...the state when they aren't the ones rebuilding.
Keywords: 987, senate, all
Summary: The Senate Committee on Insurance met as a subcommittee due to a lack of quorum, and first heard AB 1559 by Assembly Member Calderon. The bill would add consumer protections when insurers use aerial imagery for underwriting or coverage decisions by requiring notice before collecting images, giving policyholders access to images used, and allowing an in-person inspection if an image is used to non-renew, cancel, or reduce coverage. The Department of Insurance and United Policyholders supported the measure, citing complaints about outdated or inaccurate drone, satellite, and aircraft images; local governments, AARP, and Realtors also supported it, and there was no opposition. The committee later voted 6-0 to pass AB 1559 to the Privacy Committee. The committee also heard AB 2038 by Assembly Member Harabedian, which would extend wildfire-related non-renewal moratoriums for homeowners, including extending protections for total-loss properties and homes within or near a fire perimeter. Supporters, including the Consumer Federation of California, United Policyholders, and the League of California Cities, argued that rebuilding after major fires is taking much longer than expected and that homeowners need more time and stability. Opponents from the insurance industry warned that extending moratoriums, especially to adjacent zip codes, could further constrain insurers, worsen availability and affordability, and push more business to the FAIR Plan. Senators raised concerns about the zip-code-based perimeter and whether the bill should be tied to home-hardening standards, but the author said the bill simply extends existing timelines and would continue negotiations on amendments. The committee voted 4-0 to send AB 2038 to Appropriations. File items 1 and 3 were taken up as consent items and approved 6-0. The committee then adjourned.
FL

Florida 2026 5th Special Session

Community Affairs Nov 4th, 2025

Transcript Highlights:
  • In total, our office, via the Rebuild Florida Housing Repair and Replacement Program, has made available
  • So there have been some reports of some Rebuild Florida homes, some things maybe that weren't possibly
  • Are there established procedures for corrective actions when a completed rebuild does not meet program
  • So, how often would you all maybe audit completed rebuilds? Can you repeat that question?
  • So, how often would you all maybe audit completed rebuilds for compliance and construction and safety
Summary: The Committee on Community Affairs met with a quorum present and heard several housing and disaster-recovery items. The committee heard SB 48 by Senator Gates, which would require local governments to allow voluntary accessory dwelling units, preserve homestead treatment for the owner-occupied portion of the property, limit undue parking restrictions, require 30-day minimum rentals, extend certain density bonuses for military families, and allow reusable tenant screening reports. The bill drew strong support from the Florida Association of Mortgage Professionals and several others, and it was reported favorably. The committee also heard SB 34 by Senator Sharif, creating a historic cemeteries program to help preserve historic African-American cemeteries and allow sale of excess vacant land if proceeds are used for long-term maintenance; it was also reported favorably. The committee then considered and recommended confirmation of Fox Henderson to the Board of Directors of the Florida Housing Finance Corporation. Members also received a presentation from the Department of Commerce on the Community Development Block Grant Disaster Recovery program and Rebuild Florida. Deputy Secretary Justin Domer described the state’s administration of HUD disaster recovery funds, including more than $4.3 billion received since 2017, housing repair and replacement programs that have completed 5,271 homes, and infrastructure and mitigation projects such as sewer conversion in Alford, the new Calhoun-Liberty Hospital, and the Florida Keys desalination plant. Members asked about average project costs, contractor oversight, corrective actions for deficient work, and audit procedures; Domer said the department uses inspections, vendor oversight, and financial penalties, and noted stricter contract consequences in newer programs. The Division of Emergency Management also presented on Elevate Florida, a federal mitigation program that allows homeowners to apply directly for elevation, reconstruction, acquisition/demolition, or wind-mitigation projects, with a 75/25 federal-homeowner cost share and no state funds. Director Kevin Guthrie said the program is designed to reduce repetitive flood losses and keep homeowners in place, and that it has received more than 12,000 applications, with about 1,500 prioritized, 500 on a wait list, and 305 submitted to FEMA for final approval. Members asked about the 25% match for seniors, the wait list, contractor procurement, and how projects are classified; Guthrie said the program uses insurance proceeds where available, has competitively procured 27 contractors, and may shift projects from elevation to reconstruction depending on damage and flood rules. The committee adjourned after the presentations and discussion.
CA
Transcript Highlights:
  • AB 783 is about lowering the cost of rebuilding…" "Which we accept.
  • AB 783 is about lowering the cost of rebuilding after a disaster, an urgent and growing concern for too
  • However, rebuilding efforts are often delayed due to high costs of construction and limited access to
  • AB 783 will help reduce the financial barriers to rebuilding, helping families return to their homes
  • Supporting this bill is a critical step in strengthening California's ability to rebuild communities
Summary: The committee first took up a consent calendar of multiple bills, moving them forward mostly to Appropriations, with AB 1531 sent to Insurance. It then heard AB 645, requiring emergency medical dispatch training for public safety dispatchers who handle medical calls. Supporters said standardized dispatcher training would improve CPR and other pre-arrival instructions, especially in rural areas with long response times; there was no opposition, and the bill was moved to Appropriations. AB 716, on statewide hydrogen fire safety standards and a State Fire Marshal hydrogen expert, also drew support and was sent to Utilities and Energy. AB 783, aimed at lowering disaster rebuilding costs by allowing state contracting for construction materials in declared disaster areas, was supported by housing and building groups and moved to Appropriations. AB 591, creating a public works mutual aid plan for disasters, and AB 1200, expanding disaster preparedness through tabletop exercises, a State Lifelines Council, and CERT training, both received supportive testimony and were sent to Appropriations. The committee also heard AB 300, which would require regular updates to fire hazard severity zone maps; witnesses from fire agencies and cities supported moving the review schedule to every five years, and the bill was sent to Appropriations as amended. AB 986 would add landslides and climate-change-exacerbated conditions to the definition of state and local emergencies; supporters from Rancho Palos Verdes and the League of California Cities described severe land movement and major costs, while members raised concerns about overbroad emergency declarations. The bill nonetheless advanced to Appropriations. AB 478, requiring local emergency plans to include pet rescue procedures and longer holding periods for rescued animals, was supported by the author, a mayor, and animal advocacy groups; members suggested revisiting the 90-day reclamation period and transfer rules, but the bill moved to Appropriations. Later, AB 598 proposed school mapping technology for K-12 campuses so first responders can access accurate layouts during emergencies. The sponsor and dispatch representatives said the maps could reduce response times and improve coordination, while committee members asked about costs, vendor neutrality, rural school funding, and coordination with the 911 Advisory Board; the bill was moved to Appropriations with members noting possible follow-up amendments. Throughout the meeting, several votes were left open for later addition, and the committee eventually recorded additional aye votes and one no vote on AB 783 and a not-voting position on AB 986 before adjourning.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, April 27, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • And then they run rebuild their lives.
  • all too well what it means to rebuild all too well what it means to rebuild after<04:06:44.239><
  • constituents who are trying to rebuild constituents who are trying to rebuild after<04:12:25.199
  • able to rebuild. able to rebuild.
  • bill on the help they receive to rebuild bill on the help they receive to rebuild that<04:17:43.520
CA
Transcript Highlights:
  • Deanna Latourkeen, on behalf of Rebuild Local News.
  • They're figuring out their path to rebuild.
  • They're figuring out their path to rebuild.
  • Rebuilding will certainly still have its complexity, but the rebuilding fund will make it easier for
  • In order to rebuild.
Summary: The committee opened with the State Controller’s Office May Revision requests, including funding for Fiscal book-of-record stabilization, a Broadcom IDMS licensing adjustment, the California State Payroll System, ACFR reporting automation, and $3 million for unclaimed property outreach. Testimony emphasized progress on Fiscal becoming the state’s accounting book of record in July, faster ACFR publication, and the move to electronic unclaimed property claims. Members asked about the size of the unclaimed property fund and how quickly money is transferred to the General Fund; the Controller’s office said about $15 billion is held, with most excess transferred regularly, and the LAO noted the fund is the General Fund’s fourth-largest revenue source. No concerns were raised by Finance or the LAO, and the item was closed after no public comment. The committee then heard the administration’s proposal to tax prewritten digital software and software-as-a-service, with Finance saying it would modernize sales tax treatment and raise an estimated $450 million General Fund and $560 million local revenue in 2026-27. The LAO supported modernizing the tax but suggested broader digital goods coverage and a business-use exemption; industry and taxpayer groups opposed the proposal, warning of higher costs for consumers and businesses. Members also heard CDTFA’s administrative request tied to the proposal, plus a separate CDTFA budget reduction reflecting lower operational needs; that reduction was presented as a savings item and drew positive reactions. Next, the committee considered federal conformity for “Trump accounts,” which would align California tax treatment with federal rules for tax-deferred children’s accounts and avoid tracking burdens for families. The LAO recommended approval, and the item drew no opposition. The committee also heard a proposal to cut the first-year $800 annual business tax to $400 for LLCs, LPs, and LLPs; Finance argued it would lower startup costs and encourage new business formation, while the LAO said the benefit was not well targeted and could subsidize entities that would form anyway. Members discussed the policy tradeoff, and public commenters split between support for small business relief and concern about revenue loss. The final major revenue item was a permanent business tax credit limitation, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability, while excluding the low-income housing tax credit and personal income tax credits. Finance said it would raise significant revenue from large profitable corporations, and the LAO said it was a reasonable option but noted it would mainly affect the R&D credit and could have future implications for programs like California Competes. Public testimony was sharply divided, with business groups opposing the cap and anti-poverty advocates supporting it as a way to recapture revenue. The committee also heard FTB’s CalFile realignment request, which would return most of the direct-file-related resources to the General Fund while retaining a smaller staff to improve CalFile, and the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which members and advocates supported despite relatively modest annual donations. The hearing continued with GoBiz proposals on civic media funding, CA RISE reappropriation, and a semiconductor facility reversion, with the LAO supporting the latter two and members raising questions about the civic media program’s scope, outreach, and inclusion of broadcast and ethnic media.