Video & Transcript Research : 'premium payments'
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OK
Transcript Highlights:
- Oklahoma homeowners pay some of the highest insurance premiums in the nation, and this is protections
- Oklahomans pay some of the highest insurance premiums in the nation.
- rate regulation is not really moving the needle, but other states also have had increases in their premiums
- Thank you for that question. ...have had increases in their premiums as well.
- Look at the price of coverage premiums and the deductibles and the cost of health care in general, it's
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources, February 10, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- And how The payment provider is, right? And how that process works.
- So there's a little bit of imprecision with that answer, I know, but it mostly depends on the payment
- So, I assume that these payments have gone to every one of our counties, correct?
- .<00:43:01.839>
Um, payments. - Um, payments.
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources, February 10, 2026
Travel, Recreation, Wildlife & Cultural Resources
TX
Transcript Highlights:
- I had an insurance agent whose life insurance premium went down.
- It's endured through your premiums; you just don't see it.
- Much more of that premium will go into the CRTF.
- options for premiums to its policyholders.
- payments.
Bills:
HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/25
Commerce Finance and Policy
Transcript Highlights:
- Hold on a second, I've got it made myself a little zero premiums here.
- Yes, everybody in Medicare pays a $185 premium this year.
- Yes, everybody in Medicare pays a $185 premium this year.
- better you can get than a zero premium better you can get than a zero premium and<00:16:11.360><
- <00:24:28.880>
for the Medicare supplement premiums for the Medicare supplement premiums for
Keywords:
Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183
LA
Transcript Highlights:
- Senate Bill 485 by Senator Edmonds provides for the levy of premium tax in the city of St. George.
- This transfers authority over insurance premium tax within the city of St.
- premium taxes, and administer those taxes.
- If you reject it, it goes to the court, and the judge decides what the payment will be.
- If you reject it, it goes to the court, and the judge decides what the payment will be.
Keywords:
motor vehicles, enforcement, administrative support, law enforcement, private service provider, regulatory compliance, expropriation, public purpose, property rights, compensation, city governance, St. George, insurance premium tax, city of St. George, municipal authority, local taxation, East Baton Rouge Parish, 965, house, all
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/13/26
Agriculture Finance and Policy
Transcript Highlights:
- advanced biofuels, renewable chemicals, and biomass thermal energy through production incentive payments
- Once a producer enters the program, they are eligible to receive claim reimbursement payments for 10
- Uh, for this bill, I mean, for the program requirements, uh, to receive the payments, the production
- Uh the bio incentive incentive payments.
- Um, and in the bill receiving payments.
Keywords:
bioincentive payments, agriculture, job creation, environmental compliance, financial reporting, waste handling, sewage sludge, PFAS regulation, environment, record retention, fertilizer disposal, pesticide disposal, environmental impact, safety regulations, burning prohibition, 1183, house
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Keywords:
HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty
AZ
Arizona 2026 Regular Session
02/16/2026 - House Land, Agriculture & Rural Affairs
Land, Agriculture & Rural Affairs
Transcript Highlights:
- Rising insurance premiums are not Arizona-specific, but are due to inflation and increased incidence
- Insurance premium tax revenues have seen substantial growth in recent years; from FY24 to FY25, they
- It takes money from the insurance premium tax collection.
- So on each insurance premium written in the state, there is a small percentage that goes to a tax.
- So on each insurance premium written in the state, there is a small percentage that goes to a tax.
Keywords:
air pollution, wildfires, environmental standards, public health, Arizona Revised Statutes, wildfire, wildfire mitigation, wildfire prevention, forest fire, brush removal, defensible space, community hardening, vegetation management, fire-resistant construction, wildland urban interface, WUI, insurance premium tax, property insurance, homeowners insurance, commercial property insurance
HI
Transcript Highlights:
- administrative and benefits administration costs, driving insurer exits, and potentially raising premiums
- exits, and potentially raising premiums exits, and potentially raising premiums for<00:36:58.400
least <00:37:37.920>83% spend at least 83% spend at least 83% of<00:37:39.839>premiums - on patient care and this of premiums on patient care and this bill<00:37:42.000>
is <00:37:42.240 - <00:38:04.480>
Refund increased premium rates. Refund increased premium rates.
Keywords:
outdoor advertising, billboards, public safety, penalties, community pollution, elections, campaign finance, business entities, political activity, regulation, liability, non-natural persons, insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes
Summary:
The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle.
The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure.
SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
MN
Transcript Highlights:
- Essentially, the law basically allows us to draw based against projected benefit payments.
- is that for 2026 the benefit payment is that for 2026 the benefit payment would<00:05:00.000>
- Chair, if I may, I want to make sure, with the delay in this, there's no premiums that would be paid
- in 2026 and no claims would be paid out in 2026, so the payments aren't coming in or going out.
- for that calendar year, and there won't be any projected benefit payments.
Bills:
HF11
Keywords:
Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement
MN
Bills:
HF11
Keywords:
Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement
TX
Transcript Highlights:
- I mean, you can't use the same format as with the other minerals to determine what payment, you know,
- be paid if they have an oil and gas lease that grants oil, gas, and other minerals and also has a payment
- clause that says that payment is required on oil, gas, and gasoline. other minerals.
Keywords:
surface estate, well plugging, Railroad Commission, landowner rights, liability, strategic reserve, gas supply, petroleum products, disaster response, Railroad Commission of Texas, energy security, emergency planning, oil and gas waste, environmental regulation, waste management, mining pits, groundwater monitoring, regulation, commercial disposal facilities, environmental standards
TX
Transcript Highlights:
- Payment just stops.
- Regular royalty payments are stopped.
- And they may not even know why the payments have been suspended.
- You stop the suspension of the payment. You keep that money.
- If you suspend or stop payment, just provide a reason why.
Keywords:
surface estate, well plugging, Railroad Commission, landowner rights, liability, strategic reserve, gas supply, petroleum products, disaster response, Railroad Commission of Texas, energy security, emergency planning, oil and gas waste, environmental regulation, waste management, mining pits, groundwater monitoring, regulation, commercial disposal facilities, environmental standards
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (10-15-25)
Transcript Highlights:
- <00:14:56.000>
for <00:14:56.959>uh payments on behalf payments and for uh payments - on behalf payments amount of uh payment on behalf payments for<00:15:10.800>
uh <00:15:11.120> - So on-behalf payments are payments that are reflected on a district's books but are not payments that
- So on-behalf payments are payments that are reflected on a district's books but are not payments that
- About the on-behalf payments.
Keywords:
Meeting Start 00:00:00
History of SEEK 00:02:15
Summary of On-Behalf Payments 00:12:40
Discussion on Collection of University Debt
Department of Revenue 00:32:40
Northern Kentucky University 00:57:10, 958, all
Summary:
The committee met with a quorum, approved the minutes from the September 17 meeting, and heard a presentation from Kentucky Department of Education staff on SEEK school funding and KDE on-behalf payments. KDE explained recent SEEK changes, including the guaranteed base per-pupil amount, attendance-based calculations, second-month and January growth, the 2022 change funding kindergarten at 100% instead of 50%, and the existing add-ons for at-risk students, exceptional children, limited English learners, home/hospital instruction, and transportation. Staff also reviewed tier one funding, noting the 2024 increase from 15% to 17.5% and explaining that eligibility depends on local tax effort and property wealth. They also described Senate Bill 6 from the 2025 session as a reporting proposal to include on-behalf costs in education spending totals.
KDE staff then outlined on-behalf payments made for districts, including roughly $458 million for Teachers Retirement System contributions, $942 million for health insurance, about $12 million for technology costs, and additional SFCC debt service outside KDE’s appropriation, for a total of about $1.5 billion. Members asked how a future Senate Bill 6 would affect local contributions and whether folding on-behalf payments into SEEK would shift costs among districts. KDE and Senator Gibbons clarified that the bill was intended only as a reporting mechanism and would not change local contribution or district payments; it would simply present a broader total of state education investment. The discussion also noted that Kentucky’s reported SEEK amount alone does not capture all state education spending.
Members raised questions about home and hospital instruction data, saying local concerns suggest growth in some communities even if statewide numbers appear stable. KDE said the statewide figure has been relatively consistent but offered to provide district-level trend data. Co-Chair Petrie also asked about the accuracy of SEEK projections and on-behalf calculations, referencing prior concerns from the Office of Education Accountability. KDE responded that it works with the state budget director’s office in a consensus forecasting process and has been reviewing demographic and property-assessment data, including exceptional child counts, to improve forecast accuracy.
FL
Transcript Highlights:
- So in a time of rising insurance premiums and decreased accessibility of health care, these low-cost
- It's actually, if you look through this whole statute, there is no guarantee of payment.
- And given what I read in the paper today about trying, DeSantis trying to reduce the premiums, that's
- But we believe the heart of this of saying, hey, where's your premium dollar going?
- When you have ...of saying, hey, where's your premium dollar going? Makes perfect sense.
Keywords:
public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance
Summary:
The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably.
The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written.
Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/20/25
Commerce Finance and Policy
Transcript Highlights:
- Since health plans use premiums to pay for that care, they then make a calculation as to how much premium
- calculation as this is how much premium calculation as this is how much premium that<00:46:35.079
- have within a policy the more premium have within a policy the more premium you<00:46:42.720>
- <01:06:53.720>
have at which health insurance premiums have at which health insurance premiums - reviewing and and um approving premiums reviewing and and um approving premiums and<01:11:39.880
Keywords:
corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association
AZ
Transcript Highlights:
- We could also look at insurance premium tax being higher because, unfortunately, people have to pay more
- Chairman, I'm sorry to interrupt, but we're speaking of the income tax here, not insurance premium taxes
- The first bill, HB 2089, relates to our health insurance premium benefit.
- It is simply clarifying that the health insurance premium benefit is meant to provide a subsidy to...
- ...that the health insurance premium benefit is meant to provide a subsidy to a retiree who is on coverage
Keywords:
individual income tax, subtraction, Arizona Revised Statutes, retirement benefits, adoption costs, charitable contributions, health insurance, premium payment, Arizona State Retirement System, contingent annuitant, long-term disability, benefits limitations, disability compensation, social security, retirement system, elected officials, ASRS, eligibility waiver, age 65, education savings
TX
Keywords:
utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year
TX
Keywords:
utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year