Video & Transcript Research : 'payment pool'

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TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • new construct in Texas, which would allow churches and faith-based, not-for-profit organizations to pool
  • code that currently lays out and allows school districts and governmental entities to create risk pools
  • This encourages policyholders to take advantage of these payment options.
  • They will have a better option for their clients with the installment payments.
  • So, I thought that it might be nice to expand the pool and get some more candidates.
TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • We have many widows and widowers and workers that cannot make their mortgage payments because of the
  • Insurance is about the pooling and spreading of risk. We are one state.
  • I guess I'm not understanding how an agent, by grouping, by pooling homeowners, could come about that
  • The idea is that the more risk you have pooled, the cheaper it is.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/5/26

Commerce Finance and Policy

Transcript Highlights:
  • And we can talk about how small these pools are.
  • And then we have, you know, this risk pool set up for teachers, and then we have this risk pool for us
  • c><00:56:59.440> since the payment is retrospective since the payment is retrospective since health
  • <00:57:25.200> by breakdowns on reinsurance payments by breakdowns on reinsurance payments
  • Reinsurance payments go this market.
Bills: HF3388, HF400
Summary: The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market. Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage. Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 3/10/26

State Government Finance and Policy

Transcript Highlights:
  • And so, like procurement payments.
  • Regarding invoices, under the current law, a subcontractor may pursue payment or payment remedies, but
  • But the payment process is opaque, and subcontractors are often left in the dark as to when payments
  • House File 1234, as prompt or payment.
  • county for payment. county for payment.
MN

Minnesota 2025-2026 Regular Session

Human Committee Meeting - 2026-04-16

Human Services Finance and Policy

Transcript Highlights:
  • It deletes operate repaying proper payment and sets operate and repaying proper payments for 30 days.
  • 23.640> operate<00:09:24.120> repaying<00:09:24.640> proper<00:09:24.880> payment
  • deletes operate repaying proper payment deletes operate repaying proper payment and<00:09:25.440
  • :26.839> proper and sets operate and repaying proper and sets operate and repaying proper payments
  • payments for 30 days. payments for 30 days.
Bills: HF4338
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/10/26

Energy Finance and Policy

Transcript Highlights:
  • So ramp is by late payment charges.
  • <01:13:49.120> charges want to eliminate late payment charges want to eliminate late payment
  • They payment charges is the right level.
  • on the cold weather rule and payment on the cold weather rule and payment assistant<01:15:42.880
  • provides the payment Centerpoint provides the payment assistance<01:15:46.159> program<01:15:
Summary: The committee approved the March 5, 2026 minutes and then took up House File 3458, as amended, which would exempt tribes from utility exclusive rights and assigned service areas. The bill’s author and the Upper Sioux community chairman said the measure was prompted by a dispute over a solar project at the tribal casino and argued the issue is really about tribal sovereignty, not solar, citing tribal civil regulatory authority and prior court cases. The amendment A1 was adopted before testimony. Testimony was split. Chairman Kevin Jensel of the Upper Sioux community strongly supported the bill, saying the tribe should not be forced to follow utility service territories and that the state should correct a long-standing omission in law. Derek Mo of the Minnesota Rural Electric Association opposed the bill, warning it would undermine the regulatory compact, reliability, long-term planning, and financing for electric service, especially in tribal areas. Justin Johns of East Central Energy also opposed the bill, but emphasized that many cooperatives have productive tribal partnerships and said his co-op has worked successfully with the Mille Lacs Band on solar, resilience, and workforce efforts; he cautioned that removing service obligations could leave difficult-to-serve areas underinvested. Members discussed whether the Public Utilities Commission process already underway should be allowed to resolve the dispute and whether the bill’s scope could extend beyond the current solar issue. The chair responded that the bill was a legislative approach to a problem that had not been resolved and said the amendment addressed concerns about removing the obligation to serve. A roll call was requested, and the committee voted to re-refer House File 3458, as amended, to the General Register.
MN

Minnesota 2025-2026 Regular Session

Housing Committee Meeting - 2025-04-01

Housing Finance and Policy

Transcript Highlights:
  • pressing need for Minnesota's manufactured home residents by providing essential funding for down payment
  • By providing $5 million for down payment assistance, this bill ensures more families can afford to buy
  • Manufactured home communities lack access to conventional home loans and down payment assistance.
  • **House File 2461** also funds a first-of-its-kind down payment assistance program for manufactured home
MN

Minnesota 2025 1st Special Session

House Housing Finance and Policy Committee 4/1/25

Housing Finance and Policy

Transcript Highlights:
  • By providing $5 million for down payment assistance, this bill ensures more families can afford to buy
  • By providing $5 million for down payment assistance, this bill ensures more families can afford to buy
  • By providing $5 million for down payment assistance, this bill ensures more families can afford to buy
  • House File 2461 also funds the first-of-its-kind down payment assistance program for manufactured home
  • House File 2461 also funds the first-of-its-kind down payment assistance program for manufactured home
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • I think the risk pool is.
  • That's the pool we live in. Thank you. Yes, ma'am. Morgan. Thank you.
  • Um, so first, I understand this is a... ...risk pool that's setting up.
  • The state is putting the seed money in for the risk pool. Uh, one.
  • Payment matters. We do have to support our practices or prompt.
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • to attract foreign insurers; by foreign, I mean overseas, with bigger buckets of money and bigger pools
  • There are federal billing protections for patients and prompt payment protections for providers.
  • in 2015, we have been judged on cost as a category within what's called the Merit-Based Incentive Payment
  • System, the Quality Payment Program.
WY

Wyoming 2026 Regular Session

House Appropriations Committee, February 13, 2026

Appropriations

Transcript Highlights:
  • This would severely limit our recruiting pool and could disqualify qualified candidates with valuable
  • > could<00:58:00.400> disqualify recruiting pool and could disqualify recruiting pool and
  • Reservoir projects typically are going to have minimum pools associated with those.
  • <01:29:58.400> Uh<01:29:59.520> again, pools associated with those.
  • Uh again, pools associated with those.
WY

Wyoming 2026 Regular Session

Senate Appropriations Committee, February 13, 2026

Appropriations

Transcript Highlights:
  • This would severely limit our recruiting pool and could disqualify qualified candidates with valuable
  • <00:20:33.679> and<00:20:34.000> could limit our recruiting pool and could limit our
  • recruiting pool and could disqualify<00:20:35.520> qualified<00:20:36.159> candidates<
  • from the other body on the bonding pool from the other body on the bonding pool bill<00:56:12.960
  • It's the exact year on the bonding pool.
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 2/25/25

Education Finance

Transcript Highlights:
  • <00:02:34.560> so thing and and timing of the payments so thing and and timing of the payments
  • <01:23:54.159> um in this idea about Advanced payments um in this idea about Advanced payments
  • we're talking about Advanced payments we're talking about Advanced payments and<01:25:58.760>
  • Advanced payments and Advanced Credit<01:27:05.080> payments<01:27:05.480> contemplated
  • ><01:27:06.000> by<01:27:06.080> this Credit payments contemplated by this Credit payments
Bills: HF1, HF779, HF1034
TX
Transcript Highlights:
  • Chairman and members, many counties across the state of Texas allow property owners to split payments
  • we heard this bill last week and there was some issue with people having difficulty making their payments
  • situation where they're wanting to make a split pay and they don't get notification of the amount of the payment
  • Without objection, so ordered. 3742, which is the payment. Right, okay.
  • Payments catching up on the right month.
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 3/13/25

State Government Finance and Policy

Transcript Highlights:
  • because Under The Prompt payment because Under The Prompt payment statute<00:24:23.679> um
  • We make weekly payments to general contractors, especially those who submit our payment applications,
  • often averaging over 20 payments per week, including up to about $8 million per week in payments.
  • the payment payment requirements the payment performance<00:35:51.119> bonds<00:35:52.119>
  • in these payment receiv these payment in these payment inquiries<00:37:00.319> we<00:37:00.440
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

Trade, Workforce & Economic Development

Transcript Highlights:
  • Members, the committee substitute to House Bill 3712 resolves a payment issue that affects subcontractors
  • delivered early in the project, come with a manufacturer's warranty, and are approved for use, yet payment
  • once specially fabricated materials are delivered approved and warranted ensuring fair and timely payment
  • our shop is that they often have to play their first full season before we're going to see final payment
  • To conclude, HB 3712 provides increased protections, provides 100% payment for the specially fabricated
Summary: The committee heard testimony on HB 3862, which would restrict social media app use for minors and limit smartphone/social media access in classrooms. Supporters, including representatives from Champions for Childhood, argued that smartphones and social media are linked to addiction, distraction, cyberbullying, and worsening youth mental health, and said the bill would help parents and schools protect children. After testimony, the committee left HB 3862 pending. Members then heard HB 3712, a construction retainage bill that would stop owners from withholding reserved funds on specially fabricated materials once they are delivered, approved, and warranted, while still allowing retainage for labor and installation. Witnesses from the precast concrete industry said current retainage practices delay payment for years and create financial risk for subcontractors and suppliers. The bill was left pending after closing. The committee also heard HB 2963, a right-to-repair bill requiring manufacturers to provide parts, tools, and information for owners and independent repair providers, with carve-outs for medical devices, vehicles covered by existing repair agreements, trade secrets, and security protections. Support came from consumer, environmental, repair, and policy groups, while one witness from Safelite was neutral and urged removal of the MOU reference for auto manufacturers. HB 2963 was left pending. The committee also heard HB 4308, which would create county industrial development districts to attract industrial employers and finance infrastructure through local elections and a board structure. Supporters, including the Fort Bend County commissioner, said the bill would help counties diversify tax bases and create jobs; the bill was left pending. Later, the committee took up several pending bills and voted to report HB 74, HB 112, HB 2214, HB 3016, HB 3133, HB 3173, HB 3807, HB 4063, HB 4115, HB 5008, and HB 2652 favorably to the full House, with some sent to the Local and Consent Calendars. The committee also heard HB 3874 on construction contract transparency and HB 4196 on creating a task force to modernize manufacturing, both of which were left pending. Finally, the committee heard HB 3344, which would create a licensing and regulatory framework for re-roofing contractors; supporters said it would curb storm-chasing and protect homeowners, while one roofing contractor opposed it as too restrictive and argued existing fraud laws are sufficient. HB 3344 was also left pending.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

Trade, Workforce & Economic Development

Transcript Highlights:
  • We strongly support this bill because it addresses a growing abuse of the prompt payment laws.
  • It's reasonable, but no audit should delay final payment indefinitely.
  • requirements in Chapter 53, including the payment of the final 10 percent of the reserve funds.
  • It governs the timelines and procedures for processing construction contract payments.
  • This bill eliminates the protection of owners to dispute payments in good faith.
Summary: The committee heard testimony on several bills related to technology, construction, economic development, and consumer protection. HB 3862 would restrict minors’ access to certain social media apps and limit smartphone use in classrooms; supporters, including Champions for Childhood, argued that smartphones and social media contribute to addiction, distraction, depression, self-harm, and trafficking risks, and the bill was left pending. HB 3712 would change Texas retainage rules so owners could not withhold payment on specially fabricated construction materials once they are delivered, approved, and warranted; subcontractors and suppliers said current retainage practices delay payment for years and create financial risk, and the bill was left pending. HB 2963, the right-to-repair bill, would require manufacturers to provide parts, tools, and information for independent repair of digital devices, with exemptions for medical devices, vehicles under existing agreements, and trade-secret protections; consumer, environmental, business, and repair advocates supported it, while Safelite asked that automotive manufacturers not be excluded from the bill, and it was left pending. HB 4308 would create county industrial development districts to attract major employers and finance infrastructure through local elections and bonds; Fort Bend County supported it as a tool to add jobs and broaden the tax base, and it was left pending. The committee also heard HB 3344, which would create a licensing system for re-roofing contractors, require insurance and bonding, and establish a public database and complaint process. Supporters said it would help curb storm chasers and protect homeowners after storms, while opponents argued it would add burdens on legitimate small roofers, duplicate existing fraud laws, and potentially restrict consumer choice and contractor pricing flexibility. After extensive testimony and questions, the bill was left pending. HB 4196 would create a task force on modernizing manufacturing through digital integration and automation; Schneider Electric and the Texas Workforce Commission supported it as a way to improve competitiveness and create skilled jobs, and it was left pending. HB 3874 would require contractors to receive copies of incorporated contract documents before signing if requested; subcontractors and construction attorneys said it would improve transparency and prevent parties from being bound by unseen terms, and it was left pending. In pending business, the committee voted out several bills. HB 74, creating the Port Verde Port Authority District, was reported favorably to the full House without amendment. HB 112, relating to a science park in certain counties, was reported favorably as substituted. HB 2214, on floodplain notice requirements for leased dwellings, HB 3016, on rental vehicle damage waivers, HB 3133, on explicit deepfake material on social media, HB 3173, on workforce development program planning and evaluation, HB 3807, on child care waiting list priority for children of certain child care workers, HB 463, on unilateral memoranda of contract for residential property, HB 4115, on shareholder proposals to certain domestic corporations, and HB 5008, on use of the Skills Development Fund by certain entities, were all reported favorably, most without amendment and some as substituted. HB 2652, creating a certified caregiver pilot program in the Borderplex workforce area, was also reported favorably and sent to the Committee on Local and Consent Calendars.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • It sets deadlines for payment on construction projects.
  • That's the purpose of prompt payment laws.
  • But no audit should delay final payment indefinitely.
  • We've heard a lot of different testimony about payments.
  • This bill eliminates the protection of owners to dispute payments in good faith.