Video & Transcript Research : 'mortgage modification'
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TX
Transcript Highlights:
- expressly articulate this presumption in suits involving a parent and a non-parent, particularly in modification
- I disagree with some of the language in the modification statute, and I think that what I am proposing
- And I think that the original language in the modification part itself would lend to constitutional challenges
- an order modifying support under this statute is temporary and must include findings that the modification
- an order modifying support under this statute is temporary and must include findings that the modification
Keywords:
judicial bond, guardianship, probate law, county judge, statutory county court, attorney general, criminal prosecution, public order, law enforcement, jurisdiction, attorney ad litem, parent-child relationship, compensation, legal representation, government entity, probate, court proceedings, record delivery, wills, legal documentation
Summary:
The Senate Committee on Jurisprudence heard several family-law and probate bills. Senate Bill 2052 would codify a rebuttable presumption that a parent acts in the best interest of a child and require clear and convincing evidence to overcome that presumption in disputes involving non-parents; the author and several witnesses supported the bill as a clarification of existing case law, while one witness suggested refining the modification language. Public testimony was closed and the bill was left pending. The committee also heard Senate Bill 1923, which would allow child support to follow a child placed temporarily with kin or fictive kin under a parental child safety placement or authorization agreement; the bill’s author and a grandparent caregiver testified in support, while one witness suggested the Attorney General could handle the change administratively. That bill was also left pending.
Senate Bill 1838 would standardize fee schedules and compensation rules for attorneys ad litem and related court-appointed counsel in DFPS child-protection cases. The author said the bill would clarify unclear current law, and witnesses from the Texas Indigent Defense Commission and family-defense bar supported it, though one asked that expert-witness expenses be expressly included. Senate Bill 387 would raise the bond requirement for county judges handling guardianship proceedings to at least $500,000; the author described it as a refiling of a prior bill that passed unanimously but was vetoed, and a statutory probate judge testified in support. Senate Bill 1839 would require original or paper wills to be delivered to the transferee court when probate proceedings are transferred; the committee substitute broadened the delivery methods, and the district clerk witness supported the change. All three bills were left pending.
The committee also took up Senate Bill 1536, which had previously been voted out with the wrong committee substitute; members reconsidered the vote, adopted the corrected substitute, and then voted 3-0 to report the bill favorably to the full Senate, with local and contested calendar certification. Finally, Senate Bill 1940 would create a transfer-on-death mechanism for manufactured homes classified as personal property, similar to existing tools for real property and vehicles; the author and an estate-planning attorney testified that it would streamline transfers and reduce probate costs. A non-substantive committee substitute was still being prepared, and the bill was left pending.
TX
Transcript Highlights:
- articulate this presumption in suits involving a parent and a non-parent. parent, particularly in modification
- I disagree with some of the language in the modification statute and I think that what I am proposing
- I think that this, the original language in the modification part itself would... would lend to, sorry
- an order modifying support of this statute is temporary and must include The findings that the modification
Keywords:
judicial bond, guardianship, probate law, county judge, statutory county court, attorney general, criminal prosecution, public order, law enforcement, jurisdiction, attorney ad litem, parent-child relationship, compensation, legal representation, government entity, probate, court proceedings, record delivery, wills, legal documentation
MN
Minnesota 2025 1st Special Session
House Children and Families Finance and Policy Committee 2/26/25
Children and Families Finance and Policy
Keywords:
mandatory reporting, training requirements, child maltreatment, abuse detection, local welfare agency, child protection, child welfare, paperwork reduction, social services information system, SSIS, Department of Children, Youth, and Families, foster care, children in placement, county social services, Tribal governments, private child placing agencies, case management, administrative burden, information technology, human services
MN
Minnesota 2025 1st Special Session
House Children and Families Finance and Policy Committee approves HF1346 2/26/25
Children and Families Finance and Policy
Keywords:
mandatory reporting, training requirements, child maltreatment, abuse detection, local welfare agency, child protection, child welfare, paperwork reduction, social services information system, SSIS, Department of Children, Youth, and Families, foster care, children in placement, county social services, Tribal governments, private child placing agencies, case management, administrative burden, information technology, human services
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Feb 25th, 2025
County and Municipal Government
Keywords:
business taxes, annual reports, Alabama Tax Tribunal, tax appeals, local government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, juvenile detention, county management, legal procedures, juvenile justice, county commission, supervision, administration, emergency services, 911
AL
Transcript Highlights:
- I think it's just a modification of what we passed last year. Yes, sir. Thank you very much.
Keywords:
preliminary hearing, criminal procedure, Aniah's Law, pretrial detention, defendant rights, property rights, law enforcement, removal procedures, unauthorized occupancy, trespassing, liability, off-roading, parks, participant safety, risk management, DNA, genetic testing, privacy, consent, criminal penalties
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 19th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Bills:
SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
chiropractic, licensure, animal chiropractic, Board of Chiropractic Examiners, licensing requirements, midwifery, healthcare, Advisory Committee, state health policy, public safety, dental insurance, health care, medical necessity, insurance claims, dentist rights, Oklahoma College Savings Plan, 529 plan, 529 savings account, college savings, higher education savings
MN
Minnesota 2025-2026 Regular Session
Workforce Development Committee Meeting - 2026-04-09
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- We're proposing a modification that would ensure that the current federal funding authority aligned with
- finally, the funds, as you see, can be used for working capital to support payroll expenses, rent, mortgage
- 28.720>
payroll <00:47:29.119>expenses, <00:47:29.680>rent, <00:47:30.079>mortgage - support payroll expenses, rent, mortgage support payroll expenses, rent, mortgage payments,<00:47
Keywords:
bioindustrial facilities, economic development, renewable energy, advanced biofuels, state funding, HF2252, Minnesota bonding, volume cap, private activity bonds, tax-exempt bonds, public facility bonds, public facilities pool, unified pool, bond allocation, municipal finance, bond cap, housing bonds, residential rental projects, manufacturing bonds, enterprise zone bonds
Summary:
The committee first approved the prior day’s minutes as amended, correcting the meeting number from the 46th to the 45th meeting. It then took up House File 3217, which would restore funding for the Minnesota Bioincentive Program. Representative Kisha argued the state should honor commitments made to companies that met program requirements and had not received full reimbursement. Testifiers from the Great Plains Institute and Minnesota Biofuels Association said the program has supported bioeconomy investment, reduced greenhouse gas emissions, and generated strong economic returns, but has been underfunded, leaving unpaid claims. Members raised questions about whether the bill was retrospective and whether it should be reviewed by another committee; the bill was laid over for further consideration without a vote.
The committee then heard House File 2252, a proposal to modernize Minnesota’s private activity bond volume cap by shifting unused allocation from the small issuer/manufacturing bucket to the public facilities bucket while leaving the overall cap unchanged. The bill’s public finance testifier said the current allocation formula is outdated, housing would remain the top priority, and the change would be budget neutral. Testifiers from the Minnesota Milk Producers Association and Minnesota Biofuels Association supported the bill, saying it would better align financing with rural infrastructure, clean water, manure management, renewable natural gas, dairy processing, and low-carbon fuel projects, and could lower borrowing costs for those sectors. Members questioned whether the bill fit the committee’s jurisdiction and noted it might be more appropriate for another committee; the bill was also laid over for further consideration.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- <01:17:50.720>
to affairs at Rocket Rocket Mortgage to affairs at Rocket Rocket Mortgage to - . mortgages. mortgages.
- purpose mortgages. purpose mortgages.
- business purpose mortgage loan. business purpose mortgage loan.
- business purpose mortgage loans. business purpose mortgage loans.
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
TX
Keywords:
notice publication, alternative media, government transparency, civic engagement, local government, housing finance, residential development, tax exemption, mortgage, suicide prevention, peer support, fire departments, mental health, advisory committee, e-cigarettes, public health, schools, retail regulation, fire department, age limit
TX
Keywords:
notice publication, alternative media, government transparency, civic engagement, local government, housing finance, residential development, tax exemption, mortgage, suicide prevention, peer support, fire departments, mental health, advisory committee, e-cigarettes, public health, schools, retail regulation, fire department, age limit
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/23/26
Agriculture Finance and Policy
Transcript Highlights:
- that you're successful and more profitable over the long term because it's lowering that monthly mortgage
Keywords:
eggs, donation, quality assurance, food assistance, charitable programs, agriculture, grain indemnity, financial security, crop insurance, Minnesota agriculture, farm assistance, down payment, state funding, loan modification, rotational grazing, grazing management, livestock, pasture management, soil health, erosion control
AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Jan 14th, 2026
County and Municipal Government
Bills:
HB117, HB17, HB22, HB153, HB140, HB117, HB17, HB22, HB153, HB140, SB12, SB42, SB93, SB28, SB35, SB134, SB12, SB42, SB93, SB28, SB35, SB134
Keywords:
procurement, county commission, administrative savings, public services, government efficiency, HB17, municipal audits, municipal audit clarification act, municipal finance, local government, city council, mayor, city manager, Department of Examiners of Public Accounts, independent public accountant, annual audit, biennial audit, annual report, financial accountability, public records
HI
Transcript Highlights:
- Mortgage Bankers Association of Hawaii in support.
- /c><00:22:30.440>
this >> The mortgage interest deduction, this >> The mortgage interest - bill contemplates removing the mortgage bill contemplates removing the mortgage interest<00:22:32.360
- of worth to eliminate the mortgage of worth to eliminate the mortgage interest<00:22:48.520>
- So, the second mortgage, second home mortgage, um, non-deductible, but your main home is, it's like paid
Keywords:
owner-builder, exemption, housing crisis, contractor, leasing restrictions, affordable housing, construction, regulations, teacher housing, housing vouchers, teacher retention, Hawaii Department of Education, hard-to-staff schools, housing, first-time home buyers, savings account, tax deductions, homeownership, savings accounts, tax deduction
Summary:
The House Housing Committee heard testimony on several housing-related bills. HB 1743 would expand the owner-builder exemption by repealing a leasing restriction and requiring notice when a leased residential structure was built by an unlicensed contractor. Subcontractors Association of Hawaii and the Contractors Licensing Board opposed the bill, warning it could encourage unlicensed contracting and weaken consumer protections, while Hawaii Realtors, Housing Hawaii’s Future, Grassroot Institute of Hawaii, BIA Hawaii, and others supported it as a way to increase housing flexibility. After questions about whether licensed electrical and plumbing work would still be required, the committee voted to pass HB 1743 with amendments and a defective date.
The committee also heard and advanced HB 2122 HD1 on teacher housing, which would create a teacher housing assistance program using vouchers from the teachers housing revolving fund. Testimony included support from the Chamber of Commerce of Hawaii, Housing Hawaii’s Future, the Democratic Party of Hawaii Education Caucus, and individuals, with the Office of Collective Bargaining in opposition and the Department of Education offering comments. The bill was voted out as is. The committee then considered HB 1756 and HB 1837, both updating the individual housing account program to reflect current housing prices; supporters including Housing Hawaii’s Future and the Office of Hawaiian Affairs said the limits were outdated and needed inflation adjustments, and HB 1756 was passed with amendments while HB 1837 was deferred as nearly identical.
HB 1729 would disallow the state home mortgage interest deduction for second homes. Hawaii Realtors opposed it, while Housing Hawaii’s Future supported it as a way to prioritize first-time homebuyers and reduce competition from second-home buyers. The chair noted a possible revenue savings estimate and the committee passed the bill with amendments, with several reservations. Finally, HB 2559 would prohibit real estate brokers from marketing residential property to limited exclusive groups of buyers, which the Office of Consumer Protection said needed an enforcement clarification and the Realtors said could affect some legitimate private-listing situations. The chair proposed replacing the outright ban with a disclosure requirement for private listings, and the committee passed HB 2559 with amendments. The hearing then adjourned after the chair thanked members, staff, and the public.
AL
Alabama 2026 1st Special Session
Alabama House Financial Services Committee Jan 14th, 2026
Financial Services
Transcript Highlights:
- So, I have HB 55, and HB 55 would require financial institutions to allow mortgagors to make mortgage
- And also, we do know that mortgage inflation has increased as well as mortgage payments.
- mortgage principal without a penalty. mortgage principal without a penalty.
- payment and potentially their mortgage payment and potentially saving<00:05:30.639>
on <00:05: - Well, you'll be speaking with someone with extensive knowledge in the mortgage industry as a 31-year
AL
Alabama 2026 1st Special Session
Alabama Senate Education Policy Committee Apr 1st, 2026
Education Policy
Keywords:
tobacco regulation, vaping, sales restrictions, youth protection, tobacco compliance, public health, education programs, electronic nicotine delivery systems, human cloning, criminal penalties, embryo, genetic modification, bioethics, campus chaplain, chaplain, school chaplain, volunteer, public K-12 schools, public schools, public charter schools
AL
Alabama 2026 1st Special Session
Alabama House Military and Veterans Affairs Committee Jan 14th, 2026
Military and Veterans Affairs
Keywords:
Alabama Board of Athletic Trainers, diversity, government oversight, Sunset Law, congressional districts, HB77, absentee voting, absentee ballot, disabled voter, disability accommodation, voter assistance, ballot delivery, ballot application, designee, caregiver, election manager, vote by mail, mail ballot, ballot harvesting, voter access
HI
Transcript Highlights:
- <00:58:42.400>
and <00:58:42.559>developing first mortgage and developing first mortgage - That is a mortgage product where it is structured to originate mortgages and, um, guess service mortgages
- c><01:04:43.680>
whole service mortgages and that's a whole service mortgages and that's a whole - to originate mortgages to originate mortgages for<01:06:47.440>
home <01:06:47.680>buyers - derf to fund uh mortgages. derf to fund uh mortgages.
Bills:
HB1604, HB1713, HB1722, HB2270, HB2401, HB2515, HB1979, HB1593, HB1743, HB2122, HB1756, HB1837, HB1729
Keywords:
agriculture, housing, workforce, land use, zoning, public-private partnerships, tax credit, school impact fees, impact fee exemption, school facilities authority, residential development, housing shortage, affordable housing, infill housing, land dedication, fee in lieu, school construction, developer exactions, fair share contributions, education contribution agreement
Summary:
The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance.
The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used.
HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.
AZ
Transcript Highlights:
- or attempted modification of atmospheric reflectivity that modifies the amount of sunlight that reaches
- To weather modification. With that, I'd be happy to answer any questions. Any questions for Nick?
- Depending on who you talk to, weather modification isn't considered geoengineering.
- There is overlap between many geoengineering and weather modification methods, and weather modification
- As I explained in the previous bill, I am no fan of weather modification.
Keywords:
cosmetics, animal testing, prohibition, manufacturers, sales regulation, state preemption, groundwater, water conservation, Arizona water resources, drought management, water quality, solar radiation management, environment, regulation, Arizona Revised Statutes, weather modification, licensing, environmental impact, public safety, cloud seeding
Summary:
The Natural Resources Committee approved the minutes from January 20 and January 27, 2026, then heard several bills related to weather modification, water policy, wildlife, cosmetics, and groundwater management. SB 1278 would ban intentional solar radiation management in Arizona and bar public entities or recipients of public funds from supporting related technology development. Supporters argued it was needed to stop harmful geoengineering, while opponents said it would block research and distract from real pollution problems. The committee voted 5-2 with one not voting to give SB 1278 a do pass recommendation.
The committee then considered SB 1279, which would regulate weather modification licenses, require ADWR and ADEQ review of chemicals, public notice, and public meetings, and—under a proposed strike-everything amendment—shift complaint enforcement to ADWR and require rulemaking. Testimony was largely in support from stakeholders and SRP, while ADEQ was neutral but warned it lacked standards, resources, and expertise to develop the required chemical limits on the bill’s timeline. The committee adopted the amendment and then passed the bill as amended 5-2 with one not voting.
Members next passed SB 1005, which would prohibit the sale of cosmetics developed with animal testing, with supporters citing cruelty concerns and industry alternatives; the bill received a do pass recommendation 4-2 with two not voting. SB 1202, requiring ADWR to include more detailed data in five-year groundwater supply-and-demand assessments, drew opposition from ADWR over feasibility, cost, and the risk of misleading conclusions, but still received a do pass recommendation 4-2 with two not voting. The committee also passed SB 1280, which would bar Game and Fish from using public funds to transport Mexican gray wolf pups into Arizona; wildlife advocates opposed it as harmful to recovery, while Game and Fish said it would not affect core responsibilities and was neutral. Finally, SB 1287, with a conforming amendment, was approved 5-1 with two not voting to extend certain irrigation grandfathered-right groundwater uses to subsequent active management areas. The committee then adjourned.
AL