Video & Transcript Research : 'modernization loans'
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OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- It allows those credit unions to offer loan products with the same level of flexibility available to
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/25/26
Agriculture Finance and Policy
Transcript Highlights:
- And as modern civilization pushed westward, wild rice's need for a delicately balanced system began to
- Wild rice is sensitive to water levels and contaminants that put it at risk from modern civilization,
- And as modern and slowmoving streams.
- And as modern civilization<00:05:18.160>
pushed <00:05:18.560>westward, <00:05:19.120>- <00:05:28.800>
civilizations, <00:05:29.520>dams, At risk from modern civilizations - <00:05:28.800>
Keywords:
pesticides, wild rice, environmental protection, agriculture, water quality, pollinators, training, management plan, fertilizer research, education grants, Minnesota Agricultural Council, technology transfer, agricultural productivity, HF4372, Minnesota agriculture, meat processing, meat processing training, retention incentive grants, grant extension, project deadline extension
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.298, to require the Administrator of the Small Business Administration to relocate 30 percent of the employees assigned to headquarters to duty stations outside the Washington metropolitan area, S.300, to improve accoun Feb 12th, 2025 at 08:30 am
Small Business and Entrepreneurship Committee
Transcript Highlights:
- by Senators Scott (member_3738) and Schiff (member_3508) to increase transparency in SBA's disaster loan
- Last year, SBA's disaster loan account had a completely unacceptable 66-day shortfall, which prevented
- (member_3738) and Schiff's (member_3508) bill directing SBA to publish its reports on the disaster loan
- In fact, you know, that they tried to use to get a loan from the SBA, and I just think it is wrong.
- We will move on to amendments to S.300, the Disaster Loan Accountability and Reform Act.
Keywords:
employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/24/26
Commerce Finance and Policy
Transcript Highlights:
- It's a loan. The industry payday. It's a loan.
- And loan EWA and payday loan use.
- loans to $100 and allows multiple loans loans to $100 and allows multiple loans a<01:10:42.000><
- Um, paying $50 a week in fees on their loans. Um, and I had to take out loans on loans.
- Um and I had to take out loans on loans.
Keywords:
real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care
HI
Bills:
HCR112
Keywords:
HCR112, House Concurrent Resolution, DHRD, Department of Human Resources Development, civil service, classification system, compensation system, salary study, pay scale, job classification, position classification, state workforce, vacancy rate, hard-to-fill positions, labor shortage, recruitment, retention, public employees, state agencies, labor organizations
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, February 27, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- So, uh, then it goes into a loan program.
- This bill contains provisions for grants and loans.
- It has a loan component.
- It has<00:49:24.880>
a <00:49:25.040>loan <00:49:25.359>component. - Some projects will has a loan component.
Keywords:
energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation
WY
Wyoming 2026 Regular Session
Senate Minerals, Business & Economic Development Committee, February 27, 2026
Minerals, Business & Economic Development
Keywords:
energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation
MN
Transcript Highlights:
- or $500,000 for an ag loan.
- So, um, you said that this would make loans, small business loans, loans to small businesses and farms
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
Keywords:
school supplies, sales tax exemption, use tax, sales and use tax, back-to-school, classroom supplies, education tax relief, tax holiday, retail exemption, Minnesota sales tax, school materials, binders, calculators, notebooks, pencils, backpacks, book bags, local tax revenue, taxable sales base, income tax
LA
Keywords:
court proceedings, transcription, criminal law, recording, judicial discretion, court reporters, record retention, criminal cases, civil cases, legal proceedings, judicial administration, Louisiana Supreme Court, court reporting services, digital reporting, remote proceedings, virtual courts, court reporter fees, judicial district, statewide revision, costs
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 2/25/26 - Part 2
Health Finance and Policy
Keywords:
hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 2/25/26 - Part 1
Health Finance and Policy
Transcript Highlights:
- language in alignment with modern language in alignment with modern [snorts]<00:46:53.920>
practices - It also modernizes the profession.
- It also modernizes the practice<00:47:00.480>
of <00:47:00.640>acupuncture. - Rather, it clarifies definitions, modernizes language, and strengthens alignment within contemporary
- clarifies definitions, modernizes clarifies definitions, modernizes language,<00:58:32.559>
and
Keywords:
hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Banking and Insurance (11-1-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=OeR0ycSDyMA, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, 00:00:00 – call to order and roll call
00:02:05 – Industry update from Kentucky Farm Bureau Mutual Insurance
00:37:22 – The role of regional banks in Kentucky’s economy
00:59:34 – Department of Financial Institutions update
01:16:10 – Banking code modernization and unlawful financial trade practices, 958, all, 2.2.42, 2.1.47
DE
Delaware 2025-2026 Regular Session
House Natural Resources & Energy Committee Meeting Jun 24th, 2026
Natural Resources & Energy
Transcript Highlights:
- It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
- It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
- plan by Delmarva, and how, if you could comment on that, and how lack of a modernization plan can lead
- Another of his conclusions: Delmarva has no grid modernization strategy and does not propose...
- Another of his conclusions: Delmarva has no grid modernization strategy and does not propose to develop
Bills:
SB287
Keywords:
solid waste, recycling, universal recycling, single-stream recycling, multifamily housing, apartment recycling, commercial recycling, waste diversion, recycling grants, low-interest loans, Delaware Recycling Fund, Delaware Solid Waste Authority, DNREC, waste hauler, curbside recycling, yard waste, source-separated recycling, pay-as-you-throw, extended producer responsibility, waste bans
Summary:
The House Natural Resources and Energy Committee met and considered three Senate bills. SB 287 with Senate Amendment 2, a DNREC cleanup bill on recycling, would tighten recycling collection rules for haulers and commercial generators, require multifamily recycling education, repurpose the Delaware Recycling Fund, and add annual reporting; after brief questions and no public comment, the committee motion to release did not initially receive enough votes, so the bill was circulated for signatures. SB 346, which would speed Environmental Appeals Board hearing and decision timelines so DNREC secretary decisions become final if deadlines are missed, drew support from the Nature Conservancy and also failed to get enough votes at the meeting, so it too was circulated for signatures. The committee then took up SB 326, a major utility-regulation bill sponsored by Senator Hanson and Representative Heffernan that would cap certain non-mandatory utility spending, limit interim rates, increase oversight and transparency, and streamline rate-setting.
SB 326 generated extensive testimony and debate. Supporters, including the Public Advocate, Sierra Club, PSC staff, and some legislators, argued that Delmarva Power’s spending on non-mandatory infrastructure has risen far faster than inflation, that the company is a regulated monopoly, and that the bill would help restrain future delivery-rate increases without harming reliability because mandatory reliability, storm response, and vegetation management spending would remain allowed. Opponents, including Delmarva Power, business groups, contractors, labor representatives, and the Delaware Contractors Association, argued the cap would delay needed reliability and capacity projects, hurt economic development, reduce jobs, and interfere with utility planning; they also said supply costs, not distribution spending, are the main driver of recent bill increases. After public comment and additional questioning, the committee voted to release SB 326 on a split roll call, but because several members were absent the bill was also walked for additional signatures. The committee then adjourned.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 15 April, 2026; 1:00 PM
Mississippi Senate Floor Meeting
Keywords:
economic development, industrial authority, Yazoo County, trustees, grants and loans, local government, taxation, tourism, parks and recreation, Ackerman, restaurant sales tax, local funding, suffrage, voting rights, restoration of rights, felony conviction, Mississippi legislation, restoration, criminal record, legislation
MN
Transcript Highlights:
- modernization of the state's<00:21:15.120>
Maxis <00:21:15.679>system. - Modernization gives us a different path.
- <01:29:55.600>
Modernizing oversight of state programs. - Modernizing oversight of state programs.
- >
IT <01:30:08.800>systems modernizing multiple complex IT systems modernizing multiple
Keywords:
emergency shelter, grant program, homelessness, capital investment, Minnesota Statutes, appropriation bonds, public funding, housing, infrastructure bonds, funding, appropriation, Minnesota constitutional amendment, public debt, state bonds, general obligation bonds, information technology, IT infrastructure, software licenses, technology modernization, capital improvements
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means Education Committee Jan 28th, 2026
Ways and Means Education
Transcript Highlights:
- Uh, members, back in 2019 we had the railroad modernization act that passed that provided then credit
- Uh, members, back in 2019 we had the railroad modernization act that passed that provided then credit
Keywords:
HB130, Alabama Board of Licensure for Professional Geologists, Sunset Law, sunset review, licensure board, professional geologists, geology, geologist licensing, board appointments, congressional district representation, gubernatorial appointments, state boards and commissions, professional licensing, regulatory board, Alabama Code 34-41-4, environmental engineering, geotechnical engineering, mining industry, petroleum industry, geological sciences
TX
Bills:
SB 250, SB 375, SB 536, SB 845, SB 1633, SB 1944, SB 1957, SB 2081, SB 2137, SB 2262, SB 2299, SB 2419, SB 2452, SB 2522, SB 2549, SB 2594, SB 2605, SB 2631, SB 2639, SB 2675, SB 3029, SJR 60, HB 22, HB 1392, HB 2525
Keywords:
municipal annexation, railroad, adjacent areas, local government, property rights, healthcare provider, Harris County Hospital District, hospital funding, healthcare services, public health program, home loans, nurses, veterans, public servants, Texas Heroes program, low-interest loans, social workers, housing assistance, housing tax credits, disaster recovery
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 2/24/26
Energy Finance and Policy
Transcript Highlights:
- We loan out money, we get it back, we loan it out again.
- the close of those loans.
- Once those neglo loans are those loans.
- door once the loans are repaid. door once the loans are repaid.
- So, um, are you making loans to entities that can't get loans from any other?
Keywords:
virtual power plant, VPP, distributed energy resources, DER, demand response, load management, grid modernization, peak demand, peak shaving, battery storage, energy storage, solar photovoltaic, solar panels, electric vehicles, smart thermostats, heat pumps, aggregator, public utilities commission, PUC, rate recovery
KY
Kentucky 2025 Regular Session
Investments in IT Improvement & Modernization Projects Oversight Board (3-7-25) - Upon Adjournment
Keywords:
Investments in Information Technology Improvement & Modernization Projects Oversight Board will met upon adjournment of both chambers. The time set is noon on YouTube, But the official time will likely vary based on chamber proceedings.
Meeting start 00:00:00
Roll Call 00:00:00
Tools for Managing Remote Work
Kentucky Personnel Cabinet 00:00:30
Kentucky Transportation Cabinet 00:20:20
Cabinet for Health and Family Services 00:33:10
Housing, Buildings and Construction 00:47:40
Commonwealth Office of Technology 00:56:20, 958, all
Summary:
The committee received testimony from Personnel Cabinet Secretary Mary Elizabeth Bailey and Deputy Secretary Robert Long on the state’s telecommuting policy. Bailey explained that telecommuting in the executive branch is governed by a statewide policy requiring eligible employees to work in the office three days a week and telecommute up to two days a week. Eligibility depends first on the position, not the person: public-facing jobs, roles requiring special equipment or insecure document handling, and other duties that cannot be performed remotely are not eligible. Employees and managers must complete training, sign agreements, comply with safety and IT requirements, and telecommuting privileges can be revoked for poor performance or discipline. She said the cabinet audits compliance and that telecommuting has helped maintain services during inclement weather, disasters, and building renovations. Bailey also said about 33% of the workforce is hybrid, 11% telecommutes full-time, and 56% does not telecommute.
Members asked about cost savings, eligibility, discipline, and technology requirements. Bailey said she did not have statewide cost-savings figures and referred that question to the Finance and Administration Cabinet. She said employees must have reliable connectivity and appropriate equipment, but there is no fixed broadband speed requirement; if an employee cannot connect, they must come into the office. She also said telecommuting postings indicate whether a position is eligible, and that performance issues are handled through progressive discipline rather than being ignored.
Transportation Cabinet officials then described how their agency manages remote work. Deputy Secretary Mike Hancock, along with IT and human resources leaders, said the cabinet follows the executive branch policy and actively manages telecommuting employees through Microsoft Teams, VPN access, daily standups, project tracking, and manager oversight. They said more than 2,600 of the cabinet’s 4,000 employees cannot telecommute because their jobs are public-facing or field-based, while about 35% are eligible to telecommute up to two days per week. The cabinet also has 13 state employees and 94 contract employees working full-time remotely in IT. Officials said telecommuting has improved recruitment and retention, supported emergency response and weather operations, and allowed the cabinet to continue working during storms and other disruptions. Members asked about phone equipment, monitoring, and “mouse jiggler” devices; officials said phones are often forwarded to personal or state devices, Teams shows real-time availability, and managers rely on daily accountability and project management tools to monitor work.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 4/8/26
Housing Finance and Policy
Transcript Highlights:
- modification that would allow her loan modification that would allow her to<00:57:57.600>
remain< - , improvements, or provision of loans, improvements, or provision of loans, grants,<01:17:05.160>
- I also had an employer, Marvin Windows, who came to the table with basically a zero deferred loan of
- I also had an employer, Marvin Windows, who came to the table with basically a zero deferred loan of
- I also had an employer, Marvin Windows, who came to the table with basically a zero deferred loan of
Keywords:
housing, sales tax, homeownership, rent assistance, community stability, education, counseling, financial assistance, housing development, culturally appropriate services, HF1417, manufactured home parks, manufactured housing, mobile home parks, housing development fund, Minnesota Housing Finance Agency, MHFA, infrastructure grants, infrastructure loans, affordable housing