Video & Transcript Research : 'liquor licensing'
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HI
Hawaii 2026 Regular Session
CPN-LBT, CPN DEFER, CPN DEFER, CPN, CPN-EIG Public Hearings 02-10-2026
Commerce and Consumer Protection
Transcript Highlights:
- promoters, and uh removing the ambulance requirement, but clarifying that the licensed physician on
- promoters, and uh removing the ambulance requirement, but clarifying that the licensed physician on
- SB 2911 relating to intoxicating liquor.
- SB 2911 relating to intoxicating liquor.
- SB 2911 relating to intoxicating liquor.
Keywords:
renewable energy, energy storage, cost reduction, public utilities commission, Hawaii energy policies, intoxicating liquor, direct shipment, breweries, distilleries, Hawaii, 912, senate, all
Summary:
The committees heard SB 3001 on artificial intelligence in a joint Commerce and Consumer Protection/Labor and Technology hearing. Testimony included support from the Department of Education and Google, comments from the Office of Consumer Protection and the Attorney General’s office, and late opposition from Agentic LLC. The Attorney General raised constitutional and vagueness concerns and suggested clarifying amendments, while Google said the bill’s risk-based approach and proposed amendments could help establish industry-wide safety standards for minors. The committees recessed and then voted to pass SB 3001 with amendments, adopting DCCA/OCP recommendations on data minimization for minors and UDAP clarity, the Attorney General’s proposed clarifications and deletions, and Google’s nonconflicting amendments; the effective date was deferred to July 1, 2050. The vote passed unanimously among members present, with some members excused.
The Commerce and Consumer Protection committee then took up several previously heard measures in decision-making. SB 2045 on combat sports passed with amendments reflecting DCCA and boxing commission recommendations, including clarifying the on-site medical professional requirement, reporting duties, promoter payment, removal of the combat sports registry and ambulance requirement, and other technical changes; the effective date was deferred to July 1, 2050. SP 2347 on the residential landlord-tenant code passed with amendments striking landlord requirements so OCP could work on a multilingual tenant-rights notice, and SP 2495 on consumer protection passed with amendments requiring OCP to publish an annual report on potential code violations. SB 2777 on insurance was deferred to February 17, 2026 for further decision-making.
At a later CPN decision-making agenda, SB 2471 and SB 2829, both relating to the powers of artificial persons, passed with amendments clarifying the preamble, removing language about foreign artificial persons, and making other consistency and non-substantive changes; both effective dates were moved to January 1, 2027. SP 2033 on renewable energy also passed with amendments clarifying the definition of grid-ready homes, cost-sharing provisions, applicability to interconnecting customers, and safety/certification compliance, with the effective date deferred to July 1, 2050. In each case, the committee voted to adopt the recommendations without objections from members present.
The committees also heard SB 3000 on insurance, which would authorize the Attorney General to bring civil actions to recover costs and losses tied to climate-attributable harm and future climate risk, including costs incurred by state insurance-related entities. The Insurance Division and Attorney General’s office offered comments seeking clarification and warning about redundancy, implementation issues, possible representation of private insurers, and concurrent litigation concerns. Supporters, including the Center for Climate Integrity, a resident testifier, Sierra Club, and Green America, argued the bill would help shift insurance costs to fossil fuel companies responsible for climate harms and address rising premiums and nonrenewals in Hawaii. Opponents, including the American Petroleum Institute, argued the bill singled out one industry, raised constitutional concerns, and should be deferred because related climate litigation is already pending. The transcript ends with the committee continuing testimony and discussion on SB 3000 and then moving into SB 3326 on energy, where the consumer advocate and Hawaiian Electric opposed the bill’s proposed separation of generation from transmission and distribution, while the PUC stood on written testimony, Retail Merchants of Hawaii supported it, and Life of the Land raised concerns about assumptions and the need for more substance.
WY
Transcript Highlights:
- SF 44 will be second, gambling amendments, and SF 46, skill-based amusement game licensed liquor establishments
- </c> skill-based amusement game licensed skill-based amusement game licensed liquor<00:02:06.719><c>
- </c> liquor establishments. liquor establishments.
- Uh and it used to be the liquor Wyoming.
- stores or in, uh, with their liquor license to be able to sell package liquor.
AL
Alabama 2026 Regular Session
Alabama House Economic Development and Tourism Committee Mar 11th, 2026
Economic Development and Tourism
Transcript Highlights:
- And under existing law, the ABC board charges a markup fee on all wholesale case lot sales of liquor.
- provide that the term cost of merchandise shall only include the amount the board pays for case lots of liquor
- </c><00:04:27.919><c> case</c><00:04:28.240><c> lots</c><00:04:28.560><c> of</c><00:04:28.720><c> liquor
- </c><00:04:29.600><c> And</c><00:04:29.840><c> this</c> pays for case lots of liquor.
- And this pays for case lots of liquor.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025 at 10:04 am
Licensing & Administrative Procedures
Transcript Highlights:
- It's not about selling liquor.
- The VFW, we are the largest bingo license holder in Texas. We have 104 licenses.
- It would be a licensed premises, so it's the location that's actually applied for the license.
- TDLR is tasked with ensuring the health and safety of licensed fighters participating in licensed combative
- TDLR is tasked with ensuring the health and safety of licensed fighters participating in licensed combative
Bills:
HB 1301, HB2278, HB2776, HB2820, HB3848, HB3920, HB4172, HB4215, HB4284, HB4285, HB4463, HB4517, HB4690, HB4765, HB4766, HB4767, HB4768, HB4769, HB4773, HB4830, HB5506
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding
Summary:
The Committee on Licensing and Administrative Procedures met with a quorum present, corrected the minutes from April 8, and then took up a long list of pending bills, most of which were reported favorably or left pending after hearing testimony. Early action included HB 1764 (accounting practice for certain out-of-state CPAs), HB 1788 (continuing education for barbers and cosmetologists on recognizing and assisting victims of sexual assault, domestic violence, and human trafficking), HB 2204 (land surveyor regulation), HB 2885 (local option elections on alcohol sales), HB 2996 (gambling offense definitions and prosecution), HB 3250 (real estate appraisals and appraisal management companies), HB 3352 (driver education on work zones), HB 3385 (farm winery permit), HB 3756 (powers of certain nonresident sellers’ permit holders who also hold a winery permit), HB 3816 (cruelty to livestock animals), HB 3913 (real estate licensing), and HB 3928 (electronic notice of towed vehicles), all of which were advanced with unanimous or near-unanimous votes. Several of these bills were reported with committee substitutes, and some were also sent to the Committee on Local and Consent Calendars.
The committee then heard testimony on HB 2278, which would legalize limited home distilling of spirits for personal or family use and add honey as an approved ingredient; supporters framed it as a consistency and freedom issue, and the bill was left pending. HB 3920, a TDLR workforce/CTE bill, and HB 1301, which would allow beer or malt beverages to be sold at certain wineries with on-site restaurants, were also laid out and left pending after discussion. HB 2776, aimed at tightening massage therapy licensing restrictions for people convicted of sexual and trafficking-related offenses and strengthening TDLR enforcement, and HB 3848, which would allow electronic filing of elevator and escalator inspection reports, were both heard and left pending as well.
A major portion of the meeting focused on alcohol-related bills. HB 4215 would place delivery network companies under a statewide TDLR regulatory framework; Favor Delivery supported it, and it was left pending after the committee substitute was withdrawn. HB 4172 and HB 2820 would raise bingo reserve limits and update charitable bingo rules; supporters from veterans and nonprofit groups argued the changes would help charities, but both bills were left pending after the substitutes were withdrawn. HB 4463, a broadly supported bill allowing contract brewing and alternating brewery proprietorships, was also left pending. HB 4284 would remove the “excessive discount” prohibition in alcohol sales, HB 4285 would allow airlines to store alcohol within five miles of an airport in the same county, HB 4517 would create a complaint process for Texas distillers not paid by wholesalers, and HB 4773 would let breweries and brewpubs transport their own beer between facilities; HB 4773 drew the most debate, with supporters citing efficiency and opponents warning about unintended consequences and possible effects on the three-tier system, but it too was left pending. The committee also heard and left pending a series of TDLR cleanup bills and other measures, including HB 4765 through HB 4769, HB 4830 on service contracts for lease vehicles, HB 5506 giving civil immunity to ringside physicians at combative sports events, and HB 4690 on gasoline vapor pressure compliance. The meeting ended after all business was completed and the committee adjourned.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- It's not about selling liquor.
- Members, the committee substitute expands the scope of the license by listing the TDLR license types
- We have 104 licenses; 93 of those are regular conductors. ...licenses, and there are so many good things
- It would be a licensed premises, so it's the location that's actually applied for the license.
- TDLR is tasked with ensuring the health and safety of licensed fighters participating in licensed combative
Bills:
HB 1301, HB2278, HB2776, HB2820, HB3848, HB3920, HB4172, HB4215, HB4284, HB4285, HB4463, HB4517, HB4690, HB4765, HB4766, HB4767, HB4768, HB4769, HB4773, HB4830, HB5506
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- And so, it's an abstractor license.
- This relates to a special event license.
- or renewing their license.
- the business and the license, and put that on file with the authority.
- Are you talking just the license itself? That's a very good question.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026
Business and Insurance
Transcript Highlights:
- licensed as a company?
- individual license.
- This relates to a special event license.
- This relates to a special event license.
- or renewing their license.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
Summary:
The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2.
The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously.
Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.
AL
Alabama 2025 Regular Session
Alabama House Economic Development and Tourism Committee Apr 24th, 2025
Tourism
Transcript Highlights:
- It's opening a new tourism distillery license.
- Um, again, a license under this bill would be authorized to do the following: Purchase liquor and wine
- It... sell liquor, beer, and wine.
- They put that license in that other corporation and buy for a beer and wine license. and buy for a beer
- and wine license, and everybody's fine.
Keywords:
alcoholic beverages, ABC Board, Alabama Alcoholic Beverage Control, special event license, special events retail license, nonprofit special events retail license, special retail license, event storage license, government venue license, alcohol storage, alcohol transfer, beer, wine, liquor, on-premises consumption, public venue, government-owned property, municipal property, county property, state property
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/18/25
Commerce Finance and Policy
Transcript Highlights:
- for different licenses to add consistency<00:09:26.560><c> between</c><00:09:27.360><c> licenses</c>
- </c> to sell directly uh to certain license to sell directly uh to certain license types<00:09:36.399
- a year for a liquor wholesaler license, yet a hemp retail seller manufacturing license are only $500
- or $115,000 a year for a liquor wholesaler license, yet a hemp retail seller manufacturing license are
- If the legislature is willing to accept a liquor wholesaler license to wholesale hemp, why doesn't it
Keywords:
medical cannabis, medical marijuana, cannabis, cannabinoids, hemp, marijuana registry, patient registry, visiting patient, Tribal cannabis, Tribal medical cannabis program, Tribal sovereignty, Office of Cannabis Management, designated caregiver, home cultivation, adult-use cannabis, cannabis flower, cannabis products, dispensary, cannabis retail endorsement, patient protections
AZ
Transcript Highlights:
- any outstanding home equity revolving loans must continue to comply with current law, and that a licensed
- consumer lender is not required to obtain a mortgage broker license to continue servicing such loans
- For the industry, it kind of makes the licensing a little bit easier with a single license, gets rid
- In Arizona, Landmark operates eight licensed branches and serves approximately 7,000...
- In Arizona, Landmark operates eight licensed branches and serves approximately 7,000 consumers across
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
MN
Transcript Highlights:
- So that is part of the role that liquor.
- of public accommodation because liquor licenses are provided to certain establishments and the vast
- But I think generally speaking I think most liquor retailers would meet that definition."
- of public accommodation because liquor licenses are provided to certain establishments and the vast
- of public accommodation because liquor licenses are provided to certain establishments and the vast
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/13/25
State Government Finance and Policy
Transcript Highlights:
- For many communities in Greater Minnesota, municipal liquor operations provide access and convenience
- He is a mayor of one of these towns that have a municipal liquor store.
- Chair, as we're waiting, and hopefully get hooked up here, in that latest report that I saw, 142 liquor
- Chair, as we're waiting, and hopefully get hooked up here, in that latest report that I saw, 142 liquor
- </c> I know they do have Municipal liquor I know they do have Municipal liquor stores<01:14:29.480><c
Keywords:
payment transparency, public contracts, contractor rights, government accountability, construction payments, municipal finance, liquor store, audit requirements, state auditor, local government, historic flag, state flag, display standards, ceremonial, Minnesota Statutes, Ursa Minor, state symbol, Minnesota state laws, constellation, official state designation
AL
Alabama 2026 Regular Session
Alabama House Ways and Means General Fund Committee Mar 4th, 2026
Ways and Means General Fund
Keywords:
Monroe County, sheriff, sheriff compensation, county salary, expense allowance, local act, county general fund, retirement contributions, law enforcement pay, public official salary, county budget, Alabama local legislation, service contracts, consumer protection, advertising disclosure, insurance, contract cancellation, parole procedures, advocacy, parole board
OK
Oklahoma 2026 Regular Session
Alcohol, Tobacco and Controlled Substances REVISED: SB1501 - Added Apr 8th, 2026
Alcohol, Tobacco and Controlled Substances
Transcript Highlights:
- Can you explain to me why I've got liquor stores in my district?
- I have never been to a liquor store in your district and don't know anybody down there that would have
- I've only had one liquor...
- I have never been to a liquor store in your district and don't know anybody down there that would have
- And it gave them an opportunity to sell amidst declining liquor sales. Yes, sir.
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
Summary:
The Alcohol, Tobacco, and Controlled Substances committee met to consider a series of Senate bills, most of them advancing with little or no opposition. SB 1304 expanded retailer tasting limits for beer, wine, and liquor samples; after brief discussion about liquor store support and tasting flexibility, it passed. SB 1501, as amended, allowed any approved third-party vendor to provide continuing education for the medical marijuana industry, and SB 1946 initially received a committee substitute but was later rescinded and returned to its original engrossed form as a distillery bill reducing a local distillery license fee from $3,125 to $1,250. SB 592 clarified distributor obligations when replacing products for quality-control reasons, and SB 65 allowed possession and use of Narcan and fentanyl test strips; both passed.
The committee also heard SB 1257, which moved THC-related substances into Schedule 1 while keeping dronabinol/Marinol in Schedule 3; members discussed federal alignment, singular/plural wording, and synthetic THC coverage, and the Oklahoma Bureau of Narcotics stated it had no objection. An amendment was adopted to make the terminology consistent. SB 444 passed to allow certified hospice personnel to destroy narcotics after a patient’s death. SB 640, with a committee substitute, added abandoned marijuana grow facilities to the definition of public nuisance to help local authorities clean them up, and it passed after confirmation that prior distancing language had been removed.
Later, SB 2178 was amended to remove language that would have placed liability on employees, leaving ABLE-directed insurance requirements for certain events; the amended bill passed. SB 1242, another bond-bill-related measure, was revised to restore the $2,000 fee and add a requirement that OMA notify law enforcement when a license is terminated, and it advanced. Finally, SB 1642 passed to allow seven-day pain-medication prescriptions to be split into shorter fills, with the author arguing it could reduce addiction risk. The committee adjourned after all recorded votes were taken and several bills were reported out favorably.
AL
Alabama 2025 Regular Session
Alabama House Boards, Agencies and Commissions Committee Feb 12th, 2025
Boards, Agencies and Commissions
Transcript Highlights:
- Issue four was the board charging penalties against non-licensed persons and entities.
- It also cleans up penalties in process for late license renewals, which you'll hear that said several
- This important provision ensures fairness in the licensing process.
- I don't know if you realize we license every manufacturer and wholesaler.
- We license every manufacturer, wholesaler, distributor, and repackager in the United States that ships
Keywords:
U.S. Space and Rocket Center, Alabama Space Science Exhibit Commission, public facilities, space exploration, education programs, bond issuance, Governor involvement, HB110, sunset bill, Alabama Sunset Law, State Board of Medical Examiners, Medical Licensure Commission, medical licensing, physician regulation, healthcare regulation, professional licensing, ethics law, state ethics code, public servants, board members
OK
Oklahoma 2026 Regular Session
Alcohol, Tobacco and Controlled Substances REVISED: SB1501 - Added Apr 8th, 2026 at 10:30 am
Alcohol, Tobacco and Controlled Substances
Transcript Highlights:
- separate individual beers but not more than two ounces of up to six separate and up to a half ounce of liquor
- Chair, can you explain to me why I've got liquor stores in my district because I thought they'd all be
- Can you help me understand why I have never been to a liquor store in your district and don't know anybody
- but it gave him more opportunities to try different things when they got it into that small retail liquor
- In the jurisdiction when a license is terminated, so I added that to that bill.
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
TX
Texas 89th Regular
Licensing & Administrative Procedures May 13th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- It does; the trainees are still subject to state licensing standards.
- possible winning tickets for the drawing and would allow the Lottery Commission to revoke a sales license
- Senate Bill 2167 relates to the licensing of massage therapy.
- If you move, you've got to get a new license. I'd be happy to try to answer any questions.
Keywords:
lottery, prohibited sales, winning tickets, sales agents, license revocation, code enforcement, training requirements, supervision, registered officer, occupations code, advisory boards, Texas Department of Licensing and Regulation, public members, occupational regulations, professional standards, massage therapy, licensing, human trafficking, regulation, Occupations Code
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 11th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- please verify if there is federal law that allows military members and their spouses to port their licenses
Keywords:
dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage, mobility, compact privilege, state licensing board, public health, public safety, military spouse, telehealth dentistry, reciprocity, Title 59, occupational licensing
Summary:
The Senate convened, established a quorum, and opened with prayer and several introductions, including the nurse of the day and student guests. The chamber then took up Senate Bill 540, a Department of Defense-request compact bill creating a dental/dental hygienist licensure compact. The author and supporters said it would improve reciprocity and help military spouses and workforce needs without lowering Oklahoma standards, while several senators raised concerns about sovereignty, rulemaking authority, potential enforcement actions, and possible costs. After debate, the bill passed 35-12.
The Senate next considered House Bill 1085, which would standardize and adjust the fee structure for the service contract industry. An amendment changing dates was adopted, and the bill passed 44-3. The chamber then heard House Bill 1484, a fentanyl education bill requiring instruction for students in grades 6-12 on the dangers and consequences of fentanyl exposure. The author described it as a response to rising fentanyl deaths and a tribute to a young victim; the bill was said to apply to school districts and, by understanding, private schools as well. It passed 47-9 and then passed as an emergency measure.
Before adjournment, senators also introduced visiting students and family members affected by fentanyl, and members made announcements about an appropriations subcommittee meeting and a Farm Bureau of Women lunch. The Senate then adopted a motion to adjourn until Thursday, February 12th at 9:30 a.m.
LA
Transcript Highlights:
- These aren't occupational license fees.
- As you say, this is HB 207 by Representative Henry, relative to the Louisiana Auctioneer's Licensing
- Today I've got H.B. 207, which is changing the construct of the Louisiana Auctioneers Licensing Board
- So after speaking with staff, it appears that the PSC districts don't represent the auctioneers, licensed
Keywords:
Louisiana Auctioneers Licensing Board, auctioneer licensing, professional licensing board, board membership, gubernatorial appointments, consumer members, public at large, Public Service Commission district, East Baton Rouge Parish, venue, domicile, licensure requirements, licensed auctioneer, occupational licensing, state board governance, Act 138, home inspectors, licensing, term limits, Louisiana State Board
NV
Nevada 2025 Regular Session
Assembly Committee on Commerce and Labor Jun 1st, 2025 at 11:30 pm
Commerce and Labor
Keywords:
brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid