Transcript Highlights:

• Link, I have no idea what you just said.
• Link. Appreciate you.
• We have begun depositing checks in accordance with OMB, so this has been implemented, and we do deposit
• Other matter 2025-04: QuickBooks can generate a deposit slip or deposit summary that would be more efficient
• slip and deposit summary.

Keywords: 908, all

Transcript Highlights:

• Link. So, you know, we're sitting back, looking... ...like you're an attorney, Mr. Link.
• Link. Appreciate you.
• We have begun depositing checks in accordance with OMB, so this has been implemented, and we do deposit
• Other matter 2025-04: QuickBooks can generate a deposit slip or deposit summary that would be more efficient
• slip and deposit summary.

Summary: The committee was called to order, the Pledge of Allegiance and prayer were offered, and the minutes from the previous meeting were approved. Members then received a memo summarizing major audit items and began hearing audit presentations from the State Auditor’s Office and private auditors on a range of state agencies and organizations. Several audits were reported as clean, including the Bank of North Dakota, the North Dakota Guaranteed Student Loan Program, the Office of the Governor, the Office of the State Treasurer, the Office of Management and Budget, the Department of Transportation’s flexible transportation fund, Lake Region State College, and the Department of Environmental Quality. The North Dakota Stockmen’s Association also received an unmodified opinion, though repeat findings were noted for limited segregation of duties and financial statement preparation due to its small staff. The Council on the Arts audit found two findings: payroll charged to federal awards without adequate timekeeping records, and unallowable expenditures from a restricted cultural endowment fund. The Department of Public Instruction audit identified unsupported scholarship applications in the paraprofessional-to-teacher program, though additional testing showed the funds were used for their intended purpose. The most extensive discussion centered on the North Dakota Racing Commission audit, which identified four findings: overspending the promotion fund’s 25% operating limit, grant conditions not being met, improper Breeders Fund awards, and improper procurement for advertising services. Racing Commission director Bruce Johnson acknowledged complacency and weak controls, said the agency would tighten procedures, and explained that the commission had since worked with procurement and would follow the rules more closely. Auditors also explained that the commission would now be audited every two years because of the findings. Another major discussion involved the University of North Dakota School of Law, where auditors found a lack of documentation supporting admissions decisions for post-baccalaureate programs. UND officials said they remain in good standing with the American Bar Association but agreed better documentation and tools are needed; the committee pressed for more transparency and follow-up on admissions criteria. The committee also received an update on Dakota College at Bottineau, where Minot State University reported that bank reconciliations had been brought current after a significant backlog and would now be maintained through shared services. Members requested a written follow-up report on the issues and corrective actions. Finally, the North Dakota Fair Association explained that its foundation has been dissolved and remaining funds were transferred to another nonprofit for continued support of the state fair, and the Department of Public Instruction provided an update on school meal debt, saying the reported amount was about $1.1 million from a partial district survey and that debt remains a local issue, though it could be revisited if school meal funding changes.

Transcript Highlights:

• Link. Appreciate you.
• We have begun depositing checks in accordance with OMB, so this has been implemented, and we do deposit
• Other matter, 2025-04: QuickBooks can generate a deposit slip or deposit summary that would be more efficient
• slip and deposit summary.
• Current staff... ...how to utilize QuickBooks to generate a bank deposit slip and deposit summary.

Summary: The committee convened, approved the prior meeting minutes, and received a memo summarizing major audit items. The State Auditor’s office and outside auditors then presented a series of audits, many of which were clean with unmodified opinions and no findings, including the Bank of North Dakota, the Guaranteed Student Loan Program, the Office of the Governor, the State Treasurer, the Office of Management and Budget, the Department of Transportation, the Department of Environmental Quality, Lake Region State College, and the Office of the Governor. The North Dakota Stockmen’s Association audit was also clean overall, but it repeated findings about limited segregation of duties and auditor assistance in preparing financial statements, which the auditor said were expected to continue because of the organization’s small size. Committee members asked about out-of-state board addresses, and the association explained those members were North Dakota residents using South Dakota mailing addresses. Several audits did include findings. The Council on the Arts audit identified two issues: payroll charged to federal awards without supporting time records, and $12,825 in Cultural Endowment Fund spending that was not allowable under state law, including staff training, retreats, and executive director candidate travel. The Department of Public Instruction audit found unsupported scholarship applications in the paraprofessional-to-teacher program, but additional testing confirmed the funds were credited properly and students completed required school district work, so no improper payments were identified. The University of North Dakota audit found a lack of documentation and transparency in School of Law admissions decisions; the auditor said the law school used a holistic process but did not keep notes or evaluation tools to show why applicants were admitted, waitlisted, or denied. UND leadership said the school is in good standing with the American Bar Association and agreed better documentation is needed, and the auditor said the issue was the missing documentation, not ABA accreditation itself. The most extensive discussion centered on the North Dakota Racing Commission audit, which found four findings: overspending the promotion fund’s 25% operating cap, grant conditions not being met, improper breeder fund awards, and improper procurement. The auditor said promotion fund spending exceeded the cap by $327,447 and the fund balance dropped sharply over the audit period. Racing Commission director Bruce Johnson said the agency had become complacent, that grant requests were treated as routine, and that controls and documentation need to be tightened. He also explained that the breeder fund overpayments involved two horses whose ownership transfers were not properly documented before racing, and that the procurement issue stemmed from an advertising contract that proceeded without proper written procurement procedures after a misunderstanding with the State Procurement Office. The auditor said the Racing Commission will now be audited every two years because of the findings. The committee also received updates on Dakota College at Bottineau’s bank reconciliations, which Minot State University said had been brought current after an 18-month backlog, with only one account still needing cleanup; members asked for a written report on the corrective actions. The North Dakota Fair Foundation was reported to have dissolved, with remaining funds transferred to another nonprofit account for continued support of the state fair. Finally, the Department of Public Instruction provided an update on school meal debt, revising the earlier estimate to about $1.1 million based on incomplete district survey responses, and said the Anti-Lunch Shaming law likely increased meal debt because schools must feed students regardless of account balance. Members discussed the need for a more accurate year-end debt figure and possible future reporting at a later committee meeting.

Transcript Highlights:

• Okay, is there a link for this? Can you provide that to staff? And then, Mr.
• Okay, is there a link for this? Can you provide that to staff? And then Mr.
• Don't click on links, emails, or text messages that you're not expecting.
• Thank you. links, emails, or text messages that you're not expecting.
• Don't use a phone number in an email or a link.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• Okay, is there a link for this? Can you provide that to staff? And then, Mr.
• Don't click on links, emails, or text messages that you're not expecting.
• Anytime you have a question, don't use a phone number in an email or a link.
• Or a link. Lastly, to echo the previous witness, we do continue to see check fraud.
• And a lot of times they only get a non-refundable deposit ahead of time, 10%.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• So if you go on a restaurant and they link you to OpenTable, they have a relationship.
• If they link you to Resy, they have a relationship. That would be contemplated. Yes.
• So if you go on a restaurant and they link you to OpenTable, they have a relationship.
• If they link you to Resi, they have a relationship. link you to open table, they have a relationship.
• If they link you to Resi, they have a relationship. That would be contemplated. Yes.

Summary: The Committee on Regulated Industries met with a quorum and heard several bills, with SB 1742 on condos temporarily postponed. SB 1298 on building construction was reported favorably after sponsor testimony about continuing education for building professionals, rural sharing of building officials, residential inspector limits, a planning examiner internship, permitting modernization, and contractor transition liability. SB 638 on home inspectors was also reported favorably after discussion of increasing required education from 120 to 200 hours, adding subject-specific exam and course requirements, and requiring $300,000 in errors and omissions insurance. SB 960 on elevator accessibility requirements was reported favorably, allowing additional shorter support rails in elevators while keeping the existing 42-inch rail requirement. The committee also unanimously recommended confirmation of a block of board and commission appointees. The committee adopted amendments and reported favorably CS/SB 940 on third-party restaurant reservation platforms, aimed at stopping bots and unauthorized resale of restaurant reservations; the Florida Restaurant and Lodging Association and Booking Holdings supported the bill, and members discussed how the measure would preserve direct restaurant-platform relationships like OpenTable and Resy while targeting third-party marketplaces that resell reservations. CS/SB 196 on foods containing vaccines or vaccine materials was reported favorably after amendments that defined mRNA vaccine use and added a cosmetics-related amendment addressing harmful chemicals such as PFAS, phthalates, formaldehyde-releasing agents, and mercury compounds; the Florida Retail Federation raised concerns but said it was working with the sponsor. CS/SB 1418 on heated tobacco products was reported favorably after an amendment clarifying the definition of heated tobacco products and excluding hookah, with support from the Florida Retail Federation and comments that the bill would distinguish these products from cigarettes for tax purposes. The committee also adopted a strike-all amendment and reported favorably CS/SB 1262 on construction contracting, which adds consumer protection and financial literacy topics to contractor continuing education, increases penalties for unlicensed contracting, creates a standardized disciplinary reporting system, and requires timely refunds and project completion standards; the Florida Home Builders Association supported the measure. Finally, CS/SB 1304 on solar facilities was reported favorably after extensive testimony from county commissioners and local officials supporting greater local oversight and decommissioning requirements for utility-scale solar on agricultural land; the bill would remove the current statewide by-right treatment for solar on agricultural land and authorize counties to adopt decommissioning ordinances. The meeting ended with members recording additional affirmative votes on selected bills and adjourning.

Transcript Highlights:

• happens and they reimburse the person who had been frauded, you know, does that come out of the deposited
• off what you find, but never respond to the number that's related to the text or email or click the link
• Okay, is there a link for this? Can you provide that to staff? And then, Mr.
• Don't click on links. Don't click on links, emails, or text messages that you're not expecting.
• Then they will ask them to deposit the money into a legitimate cryptocurrency company.

Keywords: 1204, all

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.

Transcript Highlights:

• IF I'M A RESTAURANT AND I PUT A SEVEN ROOMS LINK ON THERE AND TAKE A RESERVATION IT SHOULD BE ENOUGH.
• TRIED TO CHANGE IT WHERE IF IN THAT SITUATION THE RESTAURANT HAS PUT THAT ON AS YOU GO THROUGH THE LINK
• IF THEY LINK YOU TO RESY THEY HAVE A RELATIONSHIP THAT IS PERMITTED ABSOLUTELY.
• AND REFUND THIS DEPOSIT WITHIN 30 DAYS UNLESS ANY MONEY IS EXPENDED ON THE PROJECT.
• THANK YOU CARMEN SIMPSON WHO WAS AN INDIVIDUAL WHO SAID DURING COVID WHO PUT A LARGE DEPOSIT DOWN ON

Keywords: 999, senate, all

Transcript Highlights:

• So great watch on YouTube; send us a link. I will. I will.
• YouTube<00:24:30.480> send<00:24:30.679> us<00:24:30.799> a<00:24:30.960> link
• I<00:24:32.279> will<00:24:32.760> I<00:24:32.919> will YouTube send us a link
• I I will I will YouTube send us a link I I will I will okay<00:24:33.880> next<00:24:34.120><
• <00:43:53.000> illegal section one to explicitly link illegal section one to explicitly link

Keywords: 910, house, all

Summary: The House Committee on Transportation met on March 18, 2025, to hear several measures and later take up amendments and votes. Early items included a budget measure to increase the mass transit special fund expenditure ceiling, a bill extending lapse dates for drug and alcohol toxicology testing laboratory funds, and a measure creating buffer zones for parking near crosswalks and intersections. Testimony on the crosswalk-parking bill was broadly supportive from transportation, law enforcement, planning, bicycling, public health, and advocacy groups, with the Department of Health emphasizing visibility and roadway safety. The committee also heard a bill establishing the Mokai air carrier subsidy program for Molokaʻi, which drew support from the Chamber of Commerce Hawaii and comments from the Department of Transportation. The committee then heard SB 106 on pedestrian rules, which generated mixed testimony: the Office of the Public Defender, Hawaii Appleseed, Hawaii Public Health Institute, Hawaii Workers Center, and the Department of Health supported it, while the Honolulu Police Department and Kīpuka Injury Prevention Coalition opposed it. Supporters argued the bill would reduce inequitable jaywalking enforcement and reflect a broader safety culture; opponents warned it could create confusion and risk. Members also discussed whether the bill would affect other traffic-code provisions and asked about crash data in other jurisdictions; the Department of Health said crashes had not increased in other places and cited California data showing decreased crashes and fatalities. In decision-making, the committee voted to pass SB 934 SD2 with amendments, with Representative Miyake reserving and Representative Cochran excused. It then passed SB 1526 SD2 with amendments. SB 1195 SD1 was also passed with amendments after the chair proposed adding language tying fines for illegal parking near crosswalks and intersections to the Safe Routes to School special fund and establishing a fine range of $100 to $500 per violation, with collected fines dedicated to pedestrian safety improvements. Members voiced support for the dedicated revenue source and community safety rationale. The committee next passed SB 1638 SD2 with amendments to strengthen the constitutional/public-purpose findings for subsidizing air carriers serving Molokaʻi and to add annual audit requirements and penalties for misuse of funds. The amended findings emphasized that affordable air service is essential for health care, employment, education, and overall well-being in remote island communities, and that the subsidy program is intended to improve access and competition while lowering costs for residents. The chair then recessed the meeting after the final vote.

Transcript Highlights:

• contemplate that Will this delete-all contemplate that if a restaurant actually has the SevenRooms link
• Because if I’m a restaurant and I put a SevenRooms link on there and I take my reservations, that should
• So they may link directly to their site, or the restaurant may provide their own reservations.
• So if you go on a restaurant and they link you to OpenTable, they have a relationship.
• If they link you to Resy, they have a relationship. That would be contemplated.

Summary: The committee began by postponing SB 1742 on condos until the following week, then took up SB 1298 on building construction. Senator Simon said the bill would require continued education for long-licensed building professionals, clarify interagency sharing of building officials, limit residential inspectors to one- and two-family homes, revive a paid internship for residential planning examiners, modernize permit signatures, and clarify contractor responsibility when work changes hands. The bill drew supportive waivers and was reported favorably. Members then considered SB 940 on third-party restaurant reservation platforms. A delete-everything amendment was adopted to target bots and unauthorized resale of restaurant reservations, while preserving direct restaurant-platform relationships and requiring consumer contact information when reservations are made through noncontractual platforms. The Florida Restaurant and Lodging Association and Booking Holdings supported the measure, and CS/SB 940 was reported favorably. SB 638 on home inspectors also passed after the sponsor explained it would raise education requirements from 120 to 200 hours, add instruction on building code, wind mitigation, four-point and insurance inspections, and require $300,000 in errors-and-omissions coverage; it was reported favorably. The committee next approved SB 960 on elevator accessibility, allowing additional shorter support rails while keeping the existing 42-inch rail requirement. SB 196 on foods containing vaccines or vaccine materials was amended to address mRNA language and cosmetics safety standards, with the committee adopting amendments and then reporting the bill favorably. SB 1418 on heated tobacco products was amended to clarify the definition of heated tobacco products and exclude other forms such as hookah; it also passed favorably. The committee also recommended confirmation of a block of board and commission appointees. Finally, SB 1262 on construction contracting was amended to add contractor continuing-education topics, strengthen penalties for unlicensed activity, create a standardized disciplinary reporting system, and require timely refunds and project completion standards; it was reported favorably with support from the Florida Home Builders Association. SB 1304 on solar facilities was then approved after extensive testimony from rural county commissioners and local officials who argued that utility-scale solar on agricultural land has grown without sufficient local oversight and that decommissioning rules are needed to protect farmland and communities. The bill would repeal the current by-right treatment of solar facilities on ag land and authorize counties to adopt decommissioning ordinances; it was reported favorably after a technical amendment.

Transcript Highlights:

• deposit deposit into<00:17:14.360> excuse<00:17:14.640> me<00:17:15.559> appropriates
• <00:17:18.000> into the state highway fund for deposit into the state highway fund for deposit
• We do provide a link on our testimony.
• We do provide a link on our testimony.
• We do provide a link on our testimony.

Keywords: 910, house, all

Summary: The House Committee on Transportation held a hearing on several traffic safety and transportation bills. HB 1163 would update commercial driver licensing rules to meet federal requirements and allow limited-term non-domiciled commercial learner’s permits and licenses; the Department of Transportation supported it as a fix to an FMCSA-identified issue, while Frank Schultz testified in opposition. HB 1166 would appropriate funds for the automated speed enforcement program; the Department of Law Enforcement, Oahu Metropolitan Planning Organization, and Edgardo Diaz Vega supported it, while Chad Taniguchi opposed and Frank Schultz offered support. The committee then heard HB 1231, which would prioritize photo red light cameras in school zones and direct related fine revenue to the Safe Routes to School fund; DOT supported the intent but cautioned against limiting placement decisions, Judiciary raised concerns about added court workload, and several advocacy groups and individuals supported the bill as a pedestrian and school safety measure. The committee spent substantial time on HB 1471, which would fund traffic-actuated signals, including leading pedestrian intervals and accessible pedestrian signals, and add a $5 vehicle registration fee for the Safe Routes to School special fund. DOT supported the bill with comments, saying its older signal controllers make LPIs harder to implement but that statewide upgrades are underway; the Department of Health also supported the safety and Vision Zero goals and said it is working with counties on public education. Testimony in support came from Hawaii Appleseed, Hawaii Bicycling League, Ulupono Initiative, Hawaii Public Health Institute, Path People for Active Transportation Hawaii, the Hawaii Self-Advocacy Advisory Council, and others, with one opposition noted among many supporters. Members asked questions about whether LPIs would address “beg buttons,” how red-light and speed-camera programs interact with county roads, and whether speed humps might be more effective in school zones. DOT explained that LPIs improve visibility but do not solve every signal issue, that newer adaptive signals use camera-based sensing, and that the department coordinates with counties and communities on crash mitigation and enforcement priorities. Officials also discussed the status of Safe Routes to School programs, noting that the federal program remains but is difficult to use and that the state program had been moved out of DOT; county coordinators and related coalitions were said to still be active. No votes or final committee actions were taken in the portion provided.

Transcript Highlights:

• And the two words are: deposits work. Two words are: deposits work.
• So number one, deposits work to reduce litter. Number two, deposits work to reduce waste.
• cent deposit on the bottles.
• It is a deposit, and you get that deposit back.
• So I want to be clear to those that believe it's not a deposit: it's a deposit.

Keywords: 995, all

Summary: The hearing focused mainly on two subjects: expansion of the Massachusetts bottle bill and bills to remove woody biomass from state clean-energy and greenhouse-gas programs. On the bottle bill, supporters from municipal, environmental, public health, and local government groups argued that the 5-cent deposit is outdated, redemption rates have fallen, and expanding coverage to more beverage containers—especially water, sports drinks, and small alcohol bottles—would reduce litter, cut plastic waste and microplastics, and save cities and towns money. Several speakers also backed raising handling fees for retailers and redemption centers, and some supported restoring a Clean Environment Fund so unclaimed deposits would support recycling-related purposes. Opponents, including the Massachusetts Beverage Association and the National Waste and Recycling Association, argued that curbside recycling and transfer-station systems are more convenient, that the targeted containers are valuable to local recycling programs, and that the proposal would shift costs onto consumers and municipalities. Committee members questioned witnesses about redemption rates, handling fees, the 2014 ballot question, and whether the bill had changed from prior sessions. The biomass portion drew strong support from Springfield officials, state legislators, environmental advocates, and public health groups. They said woody biomass should not count as clean energy because burning wood produces particulate pollution and carbon emissions, and they warned that current law contains a loophole that could help finance the proposed Palmer Renewable Energy biomass plant in Springfield. Witnesses emphasized Springfield’s air-quality and asthma burdens, the public health impacts of PM2.5, and the need to close the loophole before a January 1, 2026 deadline. One forest-industry witness supported a separate bill promoting modern wood heat with pollution controls, arguing it is cleaner than older wood systems and has minimal ratepayer cost, while noting that those credits would be affected if the governor’s broader energy affordability bill repeals the alternative energy portfolio standard. No votes were taken during the hearing. The chairs managed testimony by alternating between the bottle bill and biomass topics, asking speakers to keep remarks brief and to note when they agreed with prior testimony. Several legislators also testified in support of the bills, and committee members asked follow-up questions on deposit levels, retailer handling fees, recycling economics, and the public-health rationale for the biomass restrictions.

Transcript Highlights:

• It is through the deposit dollars that we receive.
• Limits deposit insurance to $250,000 per entity.
• Don't share deposit programs that spread out deposits across a nationwide network of banks where every
• Those go back to traditional deposit products, so those would be certificates of deposit, money market
• You can hit a link, and we can provide you with the links so you can see them.

Bills: HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• This bill proposes to establish an education link loan program to benefit capital needs at charter and
• Then they determine if those deposits will be made to that institution. They loan the money.
• The maximum loan that is linked to Deposits authorized by this act is a million.
• And again, Based on what we've used in the past on these other link programs and being that they can
• Does the author Know how much all of the money that's in that linked program that's available for all

Bills: HB2268, HB3000, HB3043, HB3066, HB3078, HB3143, HB3144, HB3244, HB3298, HB3320, HB3467, HB3321, HB3329, HB3431, HB3464, HB3499, HB3500, HB3586, HB3590, HB3650, HB3671, HB3695, HB3700, HB3701, HB3764, HB3767, HB3834, HB3931, HB3934, HB3940, HB3944, HB3979, HB3985, HB4113, HB4294, HB4302, HB4317, HB4324, HB4359, HB4426, HB4427, HB4430, HB4431, HB4434, HJR1077, SR42, SR35, HJR1023, HB1225, HB1374, HB1381, HB1590, HB1675, HB2153

Keywords: HB2268, Oklahoma Health Care Authority, OHCA, appropriation, General Revenue Fund, PACE, Programs of All-Inclusive Care for the Elderly, elderly care, aging Oklahomans, long-term care, Medicaid, health care funding, provider reimbursement, rate increase, low-income seniors, senior services, integrated care, emergency measure, cosmetology, barbering

Transcript Highlights:

• In 2025-26, there was a total deposit of $664.6 million.
• million mandatory deposit and a $240 million discretionary deposit.
• that discretionary deposit is increased to $1.6 billion, so that means there's a total deposit amount
• We also think the Proposition 98 reserve deposit is prudent.
• What's the rationale behind the discretionary deposit?

Keywords: 987, senate, all

Summary: The committee heard the Governor’s May Revision proposals for TK-12 education, beginning with a Proposition 98 overview from the Department of Finance and the Legislative Analyst’s Office. Finance said the May Revision increases the Proposition 98 minimum guarantee by about $6.4 billion relative to the Governor’s January budget across the three-year window, with higher guarantees in each year, continued full payment of the outstanding settle-up obligation in 2024-25, and a reduced $3.9 billion settle-up amount in 2025-26. Finance also described larger mandatory and discretionary deposits into the Proposition 98 reserve, ending with an estimated $10.3 billion reserve balance. The LAO said the overall estimates were reasonable, but urged the state to fully fund the guarantee and use other budget tools, including reserves, to manage volatility rather than delay settle-up payments. Members questioned the remaining settle-up amount, the risk of revenue volatility, and possible alternatives such as advance payments or other reserve strategies. The second panel covered Department of Education proposals and trailer bill language. Finance outlined additional state operations funding and positions for CDE, along with trailer bill changes affecting community schools, preschool, literacy, special education, charter accountability, teacher-related programs, and other technical cleanups. The LAO supported the overall structure of the package but recommended changes to several items, including rejecting some additional one-time community schools, literacy, math, multilingual screener, and inclusive college proposals, while supporting the ongoing LCFF and special education increases and raising concerns about the paid pregnancy disability leave proposal’s cost and implementation complexity. CDE supported the special education increase, community schools, literacy and math investments, homelessness funding, and the paid pregnancy leave proposal, while asking for more funding for county office support, clearer homelessness definitions, and continued preschool parity. Members also asked about immigrant student supports, community schools reporting, and the rationale and cost estimate for the paid pregnancy leave proposal, which Finance estimated at $218 million annually. The final panel addressed the Commission on Teacher Credentialing. Finance proposed additional legal staffing for SB 848 implementation and educator misconduct caseloads, a fee increase for clear credential renewals from $100 to $125, a $5 million one-time Proposition 98 investment to build a transcript review platform, $2 million ongoing for transcript review staffing, and $30 million one-time for the statewide residency technical assistance center. The LAO had no concerns about the legal staffing, supported the transcript review platform if the fee increase and ongoing staffing were adopted, and recommended rejecting the residency technical assistance center expansion because existing funding runs through 2029. The Commission explained that the misconduct workload has grown over several years, that AI would assist but not replace human review in transcript matching, and that the residency technical assistance center helps recruit and retain teachers and support rural districts. Public commenters largely supported special education, discretionary block grants, community schools, literacy investments, homelessness funding, and teacher credentialing alternatives, while some urged rejection of the settle-up proposal and preschool COLA reduction.

Transcript Highlights:

• A lot of pressure to deposit a lot of money.
• A lot of pressure to deposit a lot of money.
• A lot of pressure to deposit a lot of money.
• So um protecting our consumer deposits.
• That's our number one protect deposits.

Keywords: 910, house, all

Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.

Transcript Highlights:

• So having a place to go deposit their cash not at a bank linked to a bank account is a P link to them
• So having a place to go deposit their cash not at a bank linked to a bank account is a P link to them
• So having a place to go deposit their cash not at a bank linked to a bank account is a P link to them
• So having a place to go deposit their cash not at a bank linked to a bank account is a link to them and
• So having a place to go deposit their cash not at a bank linked to a bank account is a link to them and

Bills: HB0075, HB0128

Keywords: virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Transcript Highlights:

• freestanding website with simply a link freestanding website with simply a link to<00:07:51.680>
• take in deposits, you make out loans. take in deposits, you make out loans.
• <01:57:33.840> Without<01:57:34.159> deposits, access to deposits.
• Without deposits, access to deposits.
• <01:57:58.239> in those funds if they were deposited in those funds if they were deposited

Keywords: 1191, senate, all

Transcript Highlights:

• <01:51:25.000> box essentially a modern safe deposit box essentially a modern safe deposit
• <01:55:14.720> box custody or digital safety deposit box custody or digital safety deposit
• Minnesota started measuring our deposit Minnesota started measuring our deposit outflows<01:55:28.800
• <02:06:20.080> box, safety deposit box, safety deposit box, the<02:06:21.400> assets
• assets inside of those safety deposit assets inside of those safety deposit boxes.<02:06:31.720>

Keywords: 1187, senate, all

Transcript Highlights:

• You can find links to viewing YouTube.
• Um, that way it deposit or dropbox.
• Um, you can also on our website there is a link to the candidate guide.
• <00:41:53.280> It's<00:41:53.520> also link to the candidate guide.
• It's also link to the candidate guide.

Keywords: 912, senate, all