Video & Transcript Research : 'interchange'
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TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- Depends on the interchange that's produced by debit cards, and that interchange income back in 2011 supported
- So, if you're having to charge so much on the interchange, your interchange...
- Fee income, or interchange, being interchange income, has to be offset by something.
- The interchange rate is what is established by Visa and MasterCard, which factors into the interchange
- pay interchange fees.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 12:00 pm
Transcript Highlights:
- Now, maybe that's interchange, maybe that's why fee, right?
- the last few days, interchange is one cog.
- Interchange is one cog of a larger wheel.
- What is being asked in any type of interchange legislation?
- So credit card interchange fees aren't arbitrary add-ons.
Summary:
The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth.
A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail.
Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions.
The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- I'm here with a simple concern: state interchange laws.
- For defense credit unions specifically, interchange revenue is not an excess profit.
- So these interchange rules and these interchange rates keep the system fair and even for small and medium-sized
- Do you find that many times that people lump together, I'm paying interchange, but it's not interchange
- And then my last question slash point is back on the interchange fee. Mr.
Summary:
The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely.
Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform.
The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.
MN
Transcript Highlights:
- importance of replacing this interchange importance of replacing this interchange became<00:08:26.039
- can be used towards the interchange can be used towards the interchange replacement<00:09:01.640
- This is not a new interchange, mind you; it is really completing an existing interchange that exists.
- <00:42:49.200>
the maintain a completed interchange the maintain a completed interchange the - having the next nearest interchange having the next nearest interchange being<00:48:42.240>
five
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- The association has deep concerns if the state sets interchange fees.
- Thank you. ...card processing costs, then regulating interchange rates.
- Have we seen an increase itself in interchange fees?
- Federally, they'll have to deal with the interchange rates issue.
- The biggest challenge is interchange fees.
Summary:
The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs.
Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges.
On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- Senate Bill 688 deals specifically with interchange.
- The interchange fee goes to pay for all of these things.
- The interchange fee goes to pay for all of these things.
- The interchange rate is the one I'm referring to.
- Interchange, but I just wanted to throw that out there.
Summary:
The Joint Committee on Financial Services heard testimony on several bills focused on financial security, banking regulation, and payment-card fees. Treasurer Deborah Goldberg supported the Massachusetts baby bonds proposal (H. 48) and also endorsed bills on matched savings (H. 1158/S. 737) and retirement planning/Secure Choice (H. 1143/S. 722), arguing these measures would help address wealth inequality, build assets, and improve retirement readiness. Supporters of baby bonds included policy experts and health advocates from Children’s Health Watch and Boston Medical Center, who said early-life asset building could improve long-term economic and health outcomes for children in low-income families. AARP also urged passage of the retirement planning bill, citing the large share of private-sector workers without access to an employer retirement plan. Representative Donato testified for H. 1143, describing it as a voluntary retirement-savings opportunity for workers at small employers.
The committee also heard testimony on H. 3933, concerning the Massachusetts Credit Union Share Insurance Corporation, from former Bank Commissioner Mike Hanson, who defended the state’s full deposit insurance system for credit unions and savings institutions as a longstanding consumer-protection model. The Massachusetts Bankers Association raised concerns about the bill’s technical provisions and broader credit union/bank competitive issues, while the Cooperative Credit Union Association supported related legislation allowing modest compensation for credit union directors (S. 821/H. 1338) and flexibility for state financial institutions to grow through partnerships (S. 723). Bankers opposed those credit union bills, arguing they would upset a level playing field and blur long-standing distinctions between banks and credit unions.
A major portion of the hearing focused on H. 1259/S. 688, which would prohibit card interchange fees on the tax and gratuity portions of restaurant transactions. Restaurant owners and the Massachusetts Restaurant Association testified in favor, saying the fees are a significant and growing expense, especially as most customers now pay by card; they argued the bills would save restaurants money without affecting state revenue. Credit union, banking, and payments-industry representatives opposed the bills, saying interchange helps fund fraud protection and payment infrastructure, that the proposal would create compliance burdens and likely litigation, and that it would mainly affect Massachusetts-chartered institutions while national banks could be preempted. Committee members noted that a commission on payment-card fees is being established and said the issue would be studied further. The hearing also included support for a separate bill on virtual credit cards for dental providers, with dentists saying automatic virtual-card payments impose hidden processing fees and fraud risks.
MN
Minnesota 2025-2026 Regular Session
Funding for proposed Minnesota Hockey Hall of Fame considered in House committee 4/7/26
Transcript Highlights:
- There's also a new 494 interchange planned at this location.
- The city and Dakota County together have completed the initial steps for this such interchange.
- into the site layout and interchange into the site layout and roadway<00:04:42.640>
design. - . interchange. interchange.
- as a result site with the interchanges as a result of<00:05:00.360>
that.
Summary:
Representative Clardy introduced House File 4238, seeking a $5 million state general obligation investment for roads and infrastructure in Inver Grove Heights tied to the planned Minnesota Hockey Hall of Fame project, along with a separate requested $20 million cash appropriation for the facility itself. He described the bill as having statewide value and asked to focus first on the $5 million GO request.
Mayor Brenda Dietrich and Community Development Director Jason Ziemer testified in support, calling the Hall of Fame a once-in-a-lifetime, transformative project for the city, the Twin Cities region, and the state. They said Inver Grove Heights expects to invest $14 million to $17 million locally for land acquisition and site improvements, and that the state funds would help pay for roads, utilities, stormwater work, grading, and right-of-way needs. They also emphasized that the public investment would support broader economic development in the area and accommodate a future I-494 interchange.
Members asked about long-term ownership and maintenance, and were told the facility would be privately owned, with a developer owning about half and the Minnesota Hockey Hall of Fame nonprofit owning the ice arena portion. Another question raised whether the project would compete with the U.S. Hockey Hall of Fame; testifiers said it would instead work in tandem, with collaboration on exhibits and a potential benefit to the Eveleth institution. No vote or formal action was taken in the portion of the meeting shown.
MN
Minnesota 2025-2026 Regular Session
HF748 approved in House Transportation Finance and Policy Committee 3/12/25
Transcript Highlights:
- When that was actually viewed, an in-progress interchange in Scott County in Jordan, Minnesota, and modeled
- This project is building 1.28 miles of new trail around the interchange, as well as an underpass that
- Engineers are looking at me. >> If the interchange project I mentioned to describe... another question
- And we'd also like to share support for removing interchanges from the GHG requirements altogether.
- The greenhouse gases exist, and they do where the interchanges are constructed or not.
Summary:
The committee took up House File 748, a bill revising Minnesota’s transportation greenhouse gas and vehicle miles traveled (VMT) impact assessment requirements for trunk highway projects. The chair first moved and adopted the A2 author’s amendment and then the A3 amendment, which was described as adding implementation time and project exemptions when federal dollars are available. The bill author explained that the measure responds to concerns from stakeholders that the current law can force costly mitigation, delay or stop safety and capacity projects, and create uncertainty because key implementation details are still being developed by a technical advisory committee.
Testimony was split. County and city engineers, county commissioners, the Minnesota Transportation Alliance, and the Coalition of Greater Minnesota Cities generally supported the bill, arguing that the current requirements can add 20% to 40% or more to project costs, are difficult to administer, and could jeopardize critical safety improvements, congestion relief, and federal funding. They cited examples such as Scott County and Trunk Highway 65, and said VMT mitigation is especially hard to quantify and fund. Opponents, including Move Minnesota and Sierra Club, argued that safety and climate goals are not in conflict, that reducing driving can save lives and reduce pollution, and that the bill would weaken an important tool for cutting transportation emissions. Members also asked about how GHG and VMT are measured, whether the required assessment was ready, and who would be responsible for mitigation assets and costs.
After discussion, the committee held a roll call vote. The bill, as amended, passed 8-7 and was moved to the General Register.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 21st, 2025
Transcript Highlights:
- Interchange fees are fees that card acceptors pay to card Interchange fees are fees that card acceptors
- in interchange rates stay with the merchant, not find their way to the consumer.
- For example, the claim is that 3% is the percent on interchange fees, and it's not.
- So that ratio between interchange fees and total sales is 0.02%.
- So the U.K., Australia, they have capped interchange fees.
Summary:
The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote.
A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote.
The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment.
The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 21st, 2025
Banking and Finance
Transcript Highlights:
- And remember, interchange fees are largely set as a percentage of the transaction amount.
- in interchange rates stay with the merchant, not find their way to the consumer.
- The proponents have said that the merchants paid $1.7 billion in interchange fees in 2023.
- For example, the claim is that 3% is the percentage on interchange fees, and it's not.
- So, the UK and Australia have capped interchange fees.
NM
New Mexico 2025 Regular Session
House - Transportation and Public Works Feb 4th, 2025
Transcript Highlights:
- But coming up after that is our Gibson interchange.
- Of course, that includes interchanges here and several others.
- I'm showing the Comanche interchange, a photograph I took about five days ago, and the Montgomery interchange
- Gibson and the interchange and how long it's been discovered that there is a problem with the interchange
- constituents about the difference between the two interchanges.
FL
Florida 2026 5th Special Session
Appropriations Committee on Transportation, Tourism, and Economic Development Nov 19th, 2025
Transcript Highlights:
- I want to start with the Golden Glades Interchange.
- I want to start with the Golden Glades Interchange.
- We're installing a diverging diamond interchange.
- And it is one of the first new interchanges we are adding to I-4 in 10 years.
- We've already spoken about the Golden Glades Interchange.
Summary:
The committee heard two informational presentations: one from the Department of Commerce and one from the Florida Department of Transportation. Jason Mahon of Commerce outlined the state’s economic development strategy and tools, emphasizing Florida’s GDP growth, business formation, and strengths in manufacturing, high-tech, defense, life sciences, and international trade. He described programs such as the State Small Business Credit Initiative, the Rural Community Investment Program, the Florida Opportunity Fund, the Rural Infrastructure Fund, the Job Growth Grant Fund, performance-based tax credits, and disaster recovery loans, and cited examples including ServiceNow, Williams International, NeoCity, and Point Blank Enterprises. Members asked about small-business grants, foreign investment interest, workforce needs, and whether additional tools are needed; Mahon said most Commerce programs are loan-focused and noted ongoing workforce and site-readiness challenges.
Jennifer Marshall of FDOT then reviewed major transportation projects and the Moving Florida Forward initiative, highlighting congestion relief, express lanes, bridge and interchange work, and accelerated delivery methods. She cited projects such as Golden Glades, I-95 improvements, the NASA Causeway Bridge, the DuPont Bridge, I-4 corridor work, the First Coast Expressway, the Howard Frankland Bridge, A1A seawall work, and Turnpike projects, along with examples of cost savings and schedule acceleration. Senators asked about how express lane locations are chosen, toll revenue use in South Florida, the status and cost of the I-395 downtown Miami project, and whether EV and rideshare access to express lanes should be preserved. FDOT said it would follow up on several of those questions, and the committee adjourned without taking any legislative action.
NH
New Hampshire 2026 Regular Session
House Public Works and Highways (02/03/2026)
Public Works and Highways
Transcript Highlights:
- Then we would prioritize Bo Conquer, the I-93 over I-393 over 93 interchange.
- I93 over 90 I 393 over 93 interchange. I93 over 90 I 393 over 93 interchange.
- :19.520>
would redoing that interchange also would redoing that interchange also would address - <00:18:29.280>
safety <00:18:29.679>improvement interchange safety improvement interchange - Why would new construction of interchange...
FL
Transcript Highlights:
- I-4 at State Road 33 interchange in Polk County.
- The Golden Glades Interchange in South Florida, this is a huge project.
- I-95 at US-1 interchange.
- One of the neat things about this project is there was actually an interchange, a new interchange project
- This is a interchange project in southwest Florida that's already under construction.
Summary:
The Committee on Transportation received a presentation from the Department of Highway Safety and Motor Vehicles on Florida’s camera-based traffic enforcement programs: red light cameras, school bus stop-arm cameras, and school zone speed cameras. The department explained how each program works, the distinction between a civil notice of violation and a uniform traffic citation, and the fee distribution for each type of violation. It also reported preliminary data showing 42 jurisdictions operating red light cameras, with 496 cameras at 302 intersections and 923,133 notices of violation in fiscal year 2024-2025; for the newer school bus and school zone programs, the department said preliminary figures showed five active school bus programs and 40 active school zone programs, with prior-year totals of 61,150 school bus notices and 26,300 school zone notices. Senators asked about camera placement, school zone requirements, review procedures, and whether law enforcement or third parties are involved in reviewing violations.
The committee then received an update from FDOT Secretary Jared Perdue on the Moving Florida Forward Infrastructure Initiative, which used $4 billion in general revenue to advance a $7 billion package of 20 major congestion-relief projects. He said the department has used innovative delivery methods, including modified phased design-build, voluntary acceleration, and structured acceleration, to move projects forward faster and control costs. He highlighted progress on projects including I-4 congestion relief lanes, the Golden Glades Interchange, I-95 at US-1, I-75 auxiliary lanes, I-75 at Pine Ridge Road, and I-275 in Tampa, and said 80% of the plan is expected to be underway by the end of 2026, with four projects remaining in 2027.
Members asked about temporary traffic patterns at Golden Glades, subcontractor opportunities, public transportation planning, contractor safety and OSHA issues, bridge strikes, logistics hubs near airports and seaports, aggregate and material supply, local government coordination, and federal transportation funding. Secretary Perdue said FDOT continuously reevaluates traffic management plans, works with small businesses and local subs, and monitors contractor safety closely, including corrective action plans after incidents. He emphasized that Florida’s transportation revenues are flat, that the state remains largely state-funded, and that additional resources are the main thing the Legislature can provide to support future infrastructure delivery. The committee adjourned after the chair requested FDOT staff provide senators with district-specific project updates.
CA
California 2025-2026 Regular Session
Assembly Health Committee Jun 30th, 2026
Transcript Highlights:
- that are FDA-approved as interchangeables.
- And what are the studies behind the biosimilars being essentially interchangeable?
- But interchangeability is a legal definition. It’s not necessarily a scientific one.
- All the interchangeables and everything.
- All the, um, the interchangeables and everything.
Summary:
The Assembly Health Committee heard several measures, beginning with SB 331 by Sen. Menjivar, which would require large-group health plans to cover hearing aids for children. The author and supporters described the bill as a long-running effort to address a developmental emergency and reduce out-of-pocket costs for families, while opponents were absent. Testimony from parents, advocates, medical experts, and organizations emphasized the importance of early access to hearing aids; committee members voiced strong support, and the bill was moved on a do-pass basis to Appropriations, with several members requesting to be added as coauthors.
The committee then heard SB 608, also by Sen. Menjivar, to expand access to condoms in school-based health centers and related settings and to prevent barriers such as ID checks. Supporters, including students and school health advocates, argued the bill would improve sexual health and reduce stigma, while opponents from family and faith groups argued it would undermine parental authority and normalize early sexual activity. The bill was supported by committee members and moved forward on a do-pass basis to Appropriations.
Next, SB 971 by Sen. Choi proposed community-based healthy aging partnerships for older adults, with testimony from the California Senior Legislature and supporters from aging and dementia organizations. The measure was described as voluntary and focused on connection, independence, and local collaboration; there was no opposition, and the committee moved it on a do-pass basis to Appropriations. The committee also heard SB 869 by Sen. Weber Pierson, which would require warning icons and statements on chain restaurant menus for beverages with very high added sugar content. Supporters framed it as a transparency and public health measure, while restaurant and beverage industry representatives opposed it unless amended, citing cost and menu-space concerns; the bill was nevertheless moved on a do-pass basis to Appropriations after a roll call vote, with some members voting no and the measure placed on call.
The committee also considered SB 950 by Sen. Weber Pierson, aimed at ensuring timely coverage of FDA-approved, medically necessary treatments for early-onset Alzheimer’s disease on commercial plans. Supporters, including the Alzheimer’s Association and a patient advocate, said the bill would reduce delays and barriers to care, while health plan representatives opposed it over step therapy and utilization-management concerns. Members discussed the limited treatment window and the need for early access, and the bill was moved on a do-pass basis to Appropriations. In addition, SB 490 by Sen. Umberg would set timelines for DHCS investigations of unlicensed sober living homes and allow counties to assist if the department cannot act in time; supporters from Anaheim and a patient-brokering survivor described serious abuse and oversight gaps, while county behavioral health representatives opposed the county role as an unfunded and potentially liability-creating burden. After discussion, the bill was also moved on a do-pass basis to Appropriations. Finally, the committee began hearing SB 1037 by Sen. Weber Pierson on health insurance affordability and rate review, with supporters arguing it would tie premium increases more closely to affordability targets and public reporting; the transcript cuts off before the committee completed action on that measure.
CA
Transcript Highlights:
- that are FDA-approved as interchangeables.
- And what are the studies behind the biosimilars being essentially interchangeable?
- But interchangeability is a legal definition. It's not necessarily a scientific one.
- All the interchangeables and everything.
- All the, um, the interchangeables and everything.
MN
Minnesota 2025-2026 Regular Session
Tran Committee Meeting - 2026-04-08
Transportation Finance and Policy
Transcript Highlights:
- And then, too, it's either a new interchange or it's a lane addition over 2,500 feet in length.
- and that this process only pertains to those which I already mentioned: lane expansion or a new interchange
- Based on comparable interchange projects, we're looking at approximately 11,000 metric tons of carbon
- Any trail improvement built as part of the interchange design simply replaces what is already there.
- Projects with overpasses, interchanges, and additional lanes are projects that would support economic
Bills:
HF4807
FL
Florida 2026 5th Special Session
Transportation Nov 4th, 2025
Transcript Highlights:
- I-4 at State Road 33 interchange in Polk County.
- The Golden Glades Interchange in South Florida, this is a huge project.
- I-95 at US-1 is I-95 at US-1 interchange.
- One of the neat things about this project is there was actually an interchange, a new interchange project
- This is an interchange project in southwest Florida that's already under construction.
Summary:
The Committee on Transportation received a presentation from the Department of Highway Safety and Motor Vehicles on Florida’s camera-based traffic enforcement programs: red light cameras, school bus stop-arm cameras, and school zone speed cameras. The department explained how the programs work, including human review of recorded violations, issuance of civil notices to vehicle owners, and escalation to uniform traffic citations if unpaid or uncontested. Officials also outlined the fee structure and reported preliminary data showing 42 red light camera jurisdictions, 496 red light cameras, and more than 923,000 notices of violation in fiscal year 2024-2025, along with growth in school zone and school bus programs. Senators asked about camera placement, signage, review procedures, and whether reviewers or vendors receive revenue from citations; several questions were left for follow-up because the witness did not have all statutory or operational details.
The committee then heard an update from FDOT Secretary Jared Perdue on the Moving Florida Forward Infrastructure Initiative, funded by a $4 billion general revenue investment leveraged into a $7 billion program for 20 major projects. He said the initiative is advancing high-priority congestion relief projects across the state, with 80% of the plan expected to be underway by the end of 2026 and the remaining projects in 2027. Perdue highlighted new delivery methods such as modified phased design-build, voluntary acceleration, and structured acceleration, along with workforce and supply-chain efforts, including regional hiring events and aggregate planning. He cited projects such as I-4 congestion relief lanes, Golden Glades, I-95 at US-1, I-75 auxiliary lanes, and I-275 improvements as examples of the program’s progress.
Members questioned FDOT about traffic management during construction, subcontracting opportunities for small businesses, public transit planning, contractor safety and fatalities, bridge strikes, logistics access near ports and airports, aggregate supply, local government coordination, and federal funding uncertainty. Perdue said FDOT continuously reevaluates traffic control plans, works with local governments and industry partners, uses small business participation targets, and requires contractors to be in good standing with OSHA and to implement corrective action plans after incidents. He also said Florida’s transportation revenues are flat, the state remains largely state-funded, and additional resources are the main need for future transportation delivery. The committee adjourned after the chair requested FDOT staff provide senators with district-specific project information.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm
Joint Committee on Consumer Protection and Professional Licensure
Transcript Highlights:
- They set the interchange.
- The interchange portion, 2 percent, has been flat for the last decade.
- The circumstances or the conditions at a retailer will affect what the interchange is.
- It's why the interchange rate of a little under 2% has been flat for a decade.
- Let me be clear: interchange is not price fixing.
Summary:
The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day.
A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure.
The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
AZ
Arizona 2026 Regular Session
02/18/2026 - House Transportation & Infrastructure
Transportation & Infrastructure
Transcript Highlights:
- The other interchange that we're adding in is at Riggs Road.
- We are reconstructing the Wild Horse Pass interchange, reconstructing the Queen Creek/SR 347 interchange
- We’re also reconstructing the Riggs Road interchange.
- and Queen Creek interchanges.
- That interchange currently has loop ramps.
Bills:
HB2067, HB2068, HB2127, HB2164, HB2200, HB2201, HB2242, HB2283, HB2284, HB2285, HB2286, HB2287, HB2304, HB2306, HB2399, HB2601, HB2609, HB2760, HB2761, HB2859, HB2887, HB2892, HB2893, HB2894, HB2978, HB4027, HCM2012, HCM2016
Keywords:
appropriation, transportation, infrastructure, Apache Junction, funding, Show Low, road extension, special license plates, nonprofits, charitable contributions, Reay Lane, Graham County, HB 2200, State Route 89, SR 89, Chino Valley, Arizona Department of Transportation, ADOT, road widening, highway expansion
Summary:
The committee heard an ADOT presentation on Interstate 11, SR 347, the I-10 Wild Horse Pass corridor, and the I-40/US 93 West Kingman project. ADOT said the I-11 corridor remains under a federal lawsuit covering the full 280-mile route from Mexico to Nevada, with a Tier 1 reevaluation underway and public outreach expected later in the year, concluding in early 2027. ADOT said segmentation of the corridor would add time and cost, and that current work is limited to pre-NOI Tier 2 activities and other allowed planning steps. For SR 347, ADOT described widening, intersection upgrades, two grade separations, and a schedule that could begin construction in summer pending clearances. For I-10, ADOT outlined four widening projects adding a third lane each way, interchange reconstructions, a new interchange at Coley Road, and corridor-wide freeway management systems, with completion expected by late 2029. For the West Kingman I-40/US 93 project, ADOT said the $106.5 million project is about 60% complete and should finish in early 2027; members asked about temporary traffic control near Beale Street and possible additional signage or signals on the corridor.
Members also raised local traffic and safety concerns on the SR 347 and I-10 projects, including signal timing, median barriers, construction hours, truck traffic, and the need for clearer driver education and digital signs. ADOT said it would look into signal optimization, possible temporary fixes, and additional signage, and noted the I-10 corridor total cost is just under $1 billion, funded through a mix of MAG, federal, and state money. On I-40, members also discussed a possible temporary traffic light near Beale Street to improve safety and access. The committee then moved to a series of transportation appropriation bills and announced a mass-motion process for the projects.
Staff explained HB 2067 for Apache Junction ($29.4 million), HB 2068 for the Wolford Road extension in Show Low ($6.5 million), HB 2164 for Ray Lane improvements in Graham County ($3.73 million), HB 2200 for SR 89 widening in Chino Valley ($36 million, contingent on a $1 million local commitment), HB 2201 for Sedona SR 89A/Forest Road/Ranger Road projects ($8.03 million), and HB 2304, the ARTEC bill, which appropriates about $473 million for multiple highway projects statewide. Witnesses from Show Low, Eloy, Coolidge, Casa Grande, Lake Havasu City, Clarkdale, San Luis, Yuma, and Yavapai County testified in support of their local projects, emphasizing congestion relief, freight movement, emergency evacuation, safety, economic development, and local matching funds. No final votes were taken in the portion provided; the chair indicated the committee would proceed with a mass motion on the project bills after testimony.