Transcript Highlights:

• that home insurance companies often elect to adjust rates in less regulated states to make up for losses
• They've also had quite a bit of catastrophic events.
• 4488 says that when a body shop and the insurance adjuster or the insurance company don't agree on a loss
• For example, you know, the provision against using loss expenses outside of the State of Oklahoma, which
• Loss expenses outside of the State of Oklahoma, which everybody has told me that we don't do.

Bills: HB3048 , HB3259 , HB3646 , HB3696 , HB3780 , HB3781 , HB3802 , HB3818 , HB4294 , HB4488 , HB2929

Committee: House Insurance

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Transcript Highlights:

• to provide the insurance, but under the pressures of having to be able to price it and respond to losses
• not skirt evidence-based standards, but that does promote our shared goal of reducing structural losses
• SB 678 by Senator Hunt was also heard in this committee yesterday regarding post-loss assignment of property
• Senate Bill 6178, post-loss assignment of benefits. We have that bill before us.
• And SB 678 by Senator Hunt was also heard in this committee yesterday regarding post-loss assignment

Bills: SB6061 , SB5844 , SB6079 , SB6137 , SB5831 , SB6031 , SB6178

Committee: Senate Business, Trade & Economic Development

Keywords: tourism, self-supported assessment, funding, statewide promotion, economic development, storage rental, tenancy agreements, tenant rights, landlord obligations, termination notice, insurance, wildfire prevention, policy nonrenewal, cancellation, risk management, sports wagering, sports betting, sports gambling, bookmaking, gambling regulation

Bills: HB3783 , HB2955 , HB3802 , HB4488 , HB2471 , HB3781 , HB3127

Committee: House Commerce & Economic Development Oversight

Keywords: HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty

Transcript Highlights:

• That could result in hair loss, right? It may not cause that in another person.
• Do you know if that would result in hair loss for him as a result?
• Long-term needs like hormone management, surgical complications, and loss of function are often ignored
• These include physical and cognitive issues, sterility, loss of sexual function, and underdevelopment
• a loss of life is a catastrophic event.

Bills: HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689

Committee: House Insurance

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• The losses may be higher in the event of a storm.
• It's called a catastrophe surcharge.
• It's our premiums that we earn during the year in our catastrophe reserve trust fund.
• It removes the catastrophe bonds, replacing them with this. Yes, yes.
• The only way to stabilize the property insurance market is to stop the losses.

Bills: HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689

Committee: House Insurance

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Bills: SB80 , SB1101 , SB1813 , SB1966

Committee: House Commerce & Economic Development Oversight

Keywords: SB80, legislation, state law, public safety, community impact, local governance, dental coverage, insurance reporting, healthcare access, dental loss ratio, community benefits, Oklahoma law, Athletic Trainer, Compact, interstate practice, licensure, public health, workforce development, military spouses, telehealth

Bills: S0578

Committee: Senate Fiscal Policy

Keywords: Alzheimer's disease, Alzheimers, dementia, related dementias, brain health, early detection, diagnosis, caregiver support, elderly affairs, Department of Elderly Affairs, Department of Health, public health outreach, memory loss, cognitive decline, healthy aging, clinical trials, community resources, underserved communities, nonprofit, awareness campaign

Transcript Highlights:

• I mean, I think there are different standards for what is considered dilapidated, but loss of service

Bills: HB29 , HB685 , HB1633 , HB1689 , HB1690 , HB1918 , HB2010 , HB2500 , HB2608 , HB2626 , HB29

Committee: House Natural Resources

Keywords: water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty

Transcript Highlights:

• This is the real loss that left our pipes.
• loss.
• And so the loss...
• Their water loss so they are requiring.
• those losses.

Bills: HB29 , HB685 , HB1633 , HB1689 , HB1690 , HB1918 , HB2010 , HB2500 , HB2608 , HB2626 , HB29

Committee: House Natural Resources

Keywords: water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty

Transcript Highlights:

• ,</c> Minnesota saw masses massive losses, Minnesota saw masses massive losses, workforce<00:08:17.880
• </c> dollars worth of impact on hotel losses dollars worth of impact on hotel losses both<00:20:19.040
• </c><00:48:46.840><c> may</c> requirement of 20% revenue loss may requirement of 20% revenue loss may
• ,</c> This is not just about revenue loss, This is not just about revenue loss, it's<01:06:56.080><c>
• </c> two-thirds reported revenue losses two-thirds reported revenue losses exceeding<01:09:11.680><c>

Bills: HF4477

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• It deals with a very important topic: weight loss drugs and the ability for LDH to expand coverage, as
• It provides six weeks of paid parental leave at 100% of base pay, covers birth, pregnancy loss, adoption
• Birth, pregnancy loss, adoption, and foster placement.
• requires OGB to notify enrollees of available options for direct purchasing of FDA-approved weight loss
• The bill will allow the state to provide state employees with access to weight loss medications without

Bills: SB25 , SB132 , SB155 , SB157 , SB202 , SB237 , SB250 , SB433

Committee: House Appropriations

Keywords: dental care, cancer treatment, health insurance, medically necessary, health coverage, paid parental leave, educators, teachers, school employees, public schools, local education agency, LEA, school board, charter schools, maternity leave, paternity leave, adoption leave, foster care leave, pregnancy loss, stillbirth

Transcript Highlights:

• We are looking to focus the bill on drugs for weight loss.
• So the weight loss drugs, GLP-1s, they're not simple molecules.
• This isn't just about weight loss medications.
• This isn't just about weight loss medications.
• This risk is not limited to weight loss drugs.

Bills: HB2545 , HB2613 , HB1496 , HB2155 , HB2283 , HB2340 , HB2425 , HB2437 , HB2577

Committee: House Health Care & Wellness

Keywords: healthcare, patients, cardiovascular procedures, outpatient services, surgical facilities, HB2613, compounded medications, compounded drugs, pharmacy compounding, bulk drug substances, active pharmaceutical ingredients, API, drug safety, patient safety, pharmacy license, Washington pharmacy law, RCW 18.64, Food, Drug, and Cosmetic Act, FDA, pharmaceutical compounding

Transcript Highlights:

• Disagreements over loss valuations. Thank you for your time and consideration.
• method of resolving these losses.
• than we treat a fire loss.
• And we just had a big loss, and it's terrible.
• Appraisal does not create new losses; it resolves disagreements about losses that already exist.

Bills: HF4881 , HF4867 , HF4422 , HF4223

Committee: House Commerce Finance and Policy

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Transcript Highlights:

• SB 684, electronic signatures associated with total loss of vehicles and vessels.
• Senator McClain, SB 684, electronic signatures associated with total loss of vehicles and vessels.
• SB 684 addresses the use of electronic signatures in connection with total loss vehicles and vessels,

Bills: S0382 , S0654 , S0684 , S0880 , S1080

Committee: Senate Transportation

Keywords: traffic enforcement, speed detection systems, school safety, traffic violations, reporting requirements, local authority, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles, specialty license plate, specialty plates, Florida DMV, DHSMV, Miami Northwestern Alumni Association, Miami Northwestern Senior High School, alumni association, commemorative plate, license plate fees

Summary: The Transportation Committee heard and advanced several measures. SB 654 on traffic infraction enforcement was presented as a comprehensive cleanup of camera-based enforcement for red lights, school zones, and school bus violations. The sponsor said the bill aims to improve consistency, transparency, privacy limits, and due process, including clerk fee retention, virtual hearings, recordkeeping, limits on data use, school district approval for bus cameras, and reporting requirements. An amendment clarifying reporting and liability-transfer procedures was adopted without objection. Members raised questions about information sharing, facial recognition, school-zone flashing lights, private school buses, and bus stop safety; the sponsor said those issues were either already covered in statute or outside the bill’s scope, though he was open to future clarification. The committee reported the bill favorably. The committee also heard SB 1080, which received a delete-all amendment concerning FDOT direct payments to first-tier subcontractors and takeover agreements with sureties. The amendment was adopted and the bill was reported favorably. A block of appointments to various boards was then considered together and reported favorably after a single confirmation vote. Later, SB 382 on electric bicycles and scooters was substantially revised with a strike-all amendment. The new version keeps pedestrian-yield and audible-signal rules, adds a 10-mph limit when pedestrians are within 50 feet, creates an e-bike task force, and requires crash data collection and reporting. Members discussed whether the speed rule applies to shared-use paths, how it would be enforced, whether licensing or speedometers should be required, and whether the bill could create barriers for seniors or others who rely on e-bikes. Supporters emphasized safety, data collection, and the need for stakeholder input; the bill was reported favorably. The committee also reported favorably SB 684, which allows electronic signatures in connection with total-loss vehicles and vessels, and SB 880, creating a Miami Northwestern Alumni Association specialty license plate. The meeting ended after all bills and appointments were approved and the committee adjourned.

Transcript Highlights:

• Since then, my family has experienced tremendous loss with two of my uncles.

Bills: S0042 , S0578 , S0624 , S7018

Committee: Senate Children, Families, and Elder Affairs

Keywords: child protection, medical records, investigation, abuse, neglect, healthcare, Child Protection Team, diagnosis, Alzheimer's disease, Alzheimers, dementia, related dementias, brain health, early detection, caregiver support, elderly affairs, Department of Elderly Affairs, Department of Health, public health outreach, memory loss

Bills: SB186 , SB212 , HB566 , SB186 , SB212

Committee: House Commerce and Small Business

Keywords: internet filtering, child protection, obscene content, civil liability, manufacturers, real estate, licensing, brokerage agreements, team structure, penalties, consumer protection, residential construction, architect approval, building regulations, engineering, single family homes, invisible disability, distinctive license plate, specialty plate, motor vehicle registration

Transcript Highlights:

• Behind every one of those numbers is a worker, a family, and a community that is feeling that loss.
• Therefore, there's an estimate of reduction of time loss estimated at 1.5 to 1.8 million a year.
• And therefore, there's an estimate of reduction of time loss estimated at 1.5 to 1.8 million a year.
• canceling their appointments because the legislature passed a law that they didn't agree with, their time loss
• In Oregon, which is similar to the packaging loss being proposed, that number was 22%.

Bills: SB6053 , SB6134 , SB6147 , SB6106 , SB6045 , SB6135 , SB6128 , SB6282 , SB6068 , SB6303 , SB6290

Committee: Senate Labor & Commerce

Keywords: SB 6053, domestic workers, domestic worker rights, labor protections, minimum wage, overtime, private household employment, nanny, home care worker, personal care provider, housekeeper, cleaner, cook, gardener, household manager, wage theft, retaliation, anti-discrimination, immigration status, privacy rights

Transcript Highlights:

• And that's the loss of veteran commissioners' highly valuable institutional knowledge, the gratuitous
• And that's the loss of veteran commissioner's highly valuable institutional knowledge, the gratuitous

Bills: SB104 , SJR3 , SM3 , SB104 , SJR3 , SM3

Committees: Senate Senate Rules , Senate House Rules & Order Of Business

Keywords: wildlife commission, removal procedures, malfeasance, appointed officials, governance, education reform, public education, state board of education, superintendent, chartering authority, constitutional amendment, policy setting, insects, insect workshop, insect identification, ecology, monitoring, management, pollinators, pollination

Transcript Highlights:

• Let's take up tab for Senate Bill 684 on electronic signatures associated with total loss vehicles and
• It will allow electronic signatures to be used on total loss vehicles and vessels, require insurance
• we are allowed to consent to rate or adjust the excess of the policy to a point where, based on the loss

Bills: S0158 , S0314 , S0618 , S0684 , S0838 , S0990 , S1000 , S1082 , S1452 , S1494 , S1500 , S1568 , S1706

Committee: Senate Banking and Insurance

Keywords: pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles

Summary: The Banking and Insurance Committee considered a full agenda of insurance, financial services, and probate bills. Early action included SB 1000, setting a floor and ceiling for interest on attorneys’ trust accounts, which was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for out-of-network emergency claims. Senator Graal explained it as a way to reduce litigation and use a dispute-resolution process similar to the federal No Surprises Act. An amendment intended to require plan disclosure and prevent default by nonparticipation drew questions from members and concerns from insurers and providers about clarity and scope, especially whether it could affect contracted rates or shift claims between state and federal systems. Senator Graal withdrew the amendment, and the bill was reported favorably after testimony from insurers and emergency physicians both supporting the underlying dispute-resolution concept while asking for further clarification. The committee also favorably reported SB 684 on electronic signatures for total loss vehicles and vessels; CS/SB 158 on pet insurance, which adds agent continuing education, stronger consumer disclosures, and annual reporting to OIR; SB 1494 on breast cancer screening coverage, expanding required mammogram and supplemental screening coverage; and CS/SB 314, a strike-all bill creating a Florida framework for payment stablecoin issuers consistent with the federal GENIUS Act. CS/SB 1500 on uncontested probate proceedings was also approved, with an amendment addressing access to safe deposit boxes by requiring letters of administration. SB 618 on workers’ compensation insurance raised the consent-to-rate cap from 10% to 20% for workers’ comp policies and adjusted the Florida Workers’ Compensation Guarantee Association board membership; supporters said it would help keep high-risk employers in the voluntary market. Later, the committee approved CS/SB 1568 creating a Florida Stablecoin Pilot Program within DFS to allow certain stablecoin payments for fees, after a substitute amendment removed authority for a Florida coin, limited eligible stablecoins, and required qualified public deposit handling. CS/SB 838 clarified that convenience fees for electronic payments on retail installment contracts are permissible, while preserving a fee-free payment option; members discussed consumer access and fee concerns. CS/SB 1452, a broad DFS agency bill covering My Safe Florida Home, insurance administration, unclaimed property, licensing, and other departmental changes, was reported favorably after a technical amendment. The committee also approved SB 1706 creating a My Safe Florida Condominium Pilot Program targeted to owner-occupied, lower-income condominiums, and SB 990 authorizing protected cell captive insurance companies in Florida, with supporters arguing it would modernize law and promote competition. The meeting concluded with all bills on the agenda that were heard being reported favorably and the committee adjourning without objection.

Transcript Highlights:

• I share the goal of protecting homeowners from these devastating losses.
• So I'm buying my homeowner's insurance, and I'm buying coverage to cover a wildfire loss.
• come in with rates and say this is actuarially justified, as we've been going through the minimum loss
• We've been going through the minimum loss ratio issue.
• Carriers are going to figure out a way to make sure that they covered the loss.

Bills: SB154 , SB187 , SB193 , SM3

Committee: Senate Senate Conservation

Keywords: insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law