Video & Transcript Research : 'audited financial statement'
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FL
Transcript Highlights:
- financial interest by Senator Rodriguez.
- I mean, I’m not a financial expert. I can talk to you...
- Shouldn’t we do the same thing with financial data, do you think?
- I mean, I’m not a financial expert. I can talk to you about water policy all day long.
- So we have, you know, we’re pretty good with the audits that we see at J-LAC.
Keywords:
negligence, compensation, child welfare, law enforcement accountability, personal injury, police negligence, law enforcement, monetary compensation, civil rights, city liability, electric vehicle, EV, battery fire, lithium-ion battery, towing, wrecker service, vehicle storage, submerged vehicle, saltwater damage, fire marshal
Summary:
The committee heard and advanced a wide range of bills focused on water safety, utilities, housing, transparency, and claims relief. CS/SB 848 on stormwater treatment was presented as a follow-up to prior water-quality legislation and reported favorably with one support waiver. SB 28, a claims bill for Reginald Jackson against the City of Lakeland, was also reported favorably. CS/SB 658, a bipartisan child-drowning prevention bill for rental properties, drew extensive testimony from child advocacy and drowning-prevention groups in strong support; amendments required rental license applicants to certify compliance and removed local-government add-on authority, and the bill was reported favorably. CS/SB 18, a claims bill involving the estate of a deceased minor and the Broward County Sheriff’s Office, prompted questions about settlement and responsibility but was ultimately reported favorably despite opposition from a waiver form.
Several utility and infrastructure measures were considered. CS/SB 1724 would regulate municipal utility service outside city limits, limit revenue transfers, require public meetings, and cap rate differences; an amendment added gas utilities, and the bill was reported favorably after testimony from municipal utility representatives and small-county advocates. CS/SB 1014 would require municipal utilities to extend water and wastewater service to certain nearby residential properties without conditioning service on annexation; an amendment narrowed the bill to residential uses and clarified capacity and grandfathering provisions, and it passed favorably. CS/SB 1102 would allow local infrastructure surtax revenue to fund body camera programs, with an amendment making the surtax authorization prospective and requiring a new referendum; it was reported favorably. CS/SB 260 on electric-vehicle storage in towing yards was amended to focus on storage only and to tie the higher fee to the period before fire-risk inspection, then reported favorably after testimony from insurers, fire officials, and EV industry representatives.
The committee also advanced education, housing, and ethics-related bills. SB 1264 would ease zoning and code barriers for small private schools and micro-schools, with supporters arguing it would expand school choice and opponents raising implementation concerns; it was reported favorably. SB 934 on Florida Keys areas of critical state concern was amended to remove a tax-exemption section that conflicted with the Live Local Act, then reported favorably. SB 1622 would provide a one-time waiver of late financial-disclosure fines under specified conditions and was reported favorably. Finally, CS/SB 1566 on local government spending and transparency required online posting of budgets and related materials, and an amendment added utility revenue reinvestment and other changes while removing DEI spending restrictions; the bill drew support for transparency but concern from small cities and counties about cost and workload, and it was reported favorably. The meeting ended with adjournment after senators recorded votes on selected bills.
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all
US
US Federal 2025-2026 Regular Session
Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- This protects the financial system. It promotes competition.
- The bill requires larger issuers to prepare financial statements that are audited by a registered public
- Even issuers who are not subject to the bill's audit requirements, or the audit requirements of a publicly
- Chairman, may I make a statement?
- The Taylor Act It mandates that federal financial regulators consider individual financial institutions
Bills:
SB875
Keywords:
banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary:
This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
FL
Transcript Highlights:
- false statement in an application, rather than false statements as to the name, address, or location
- include credit unions and financial institutions generally.
- include credit unions and financial institutions generally.
- It also updates the public necessity statement to apply to new credit unions rather than financial institutions
- We have Ash Mason, Office of Financial Regulation, waving in support.
Keywords:
virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment
Summary:
The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably.
The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably.
The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Feb 5, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- line with other traditional financial line with other traditional financial institutions.<00:32:
- <00:32:40.320>
of understand your internal uh audit of understand your internal uh audit of - No other financial services businesses.
- As we know, financial institutions.
- I'd also like to add um financial scams.
Keywords:
eviction, housing stability, tenant screening, court records, writ of possession, foreclosures, public sale, eligible bidders, housing, downpayment, judicial foreclosure, digital financial assets, consumer protection, financial kiosks, refunds, transaction security, HB1642, Hawaii, cryptocurrency ATM, crypto ATM
Summary:
The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely.
The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed.
The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.
AZ
Transcript Highlights:
- Those closest to newly created money, financial institutions, Wall Street, are the ones that benefit.
- The newly created money, financial institutions, Wall Street, are the ones that benefit.
- to 10% of state monies as bullion in the depository, and requires the Department of Insurance and Financial
- That means physical gold held in secure custody is one of the few financial assets with no counterparty
- Again, the Bank for International Settlements, which oversees global financial regulations, upgraded
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-10
Commerce Finance and Policy
Transcript Highlights:
- I'm the Financial Capability Manager for the City of St.
- I often feel dependent on others and have had to ask for financial support more than once.
- We work with a financial company to ensure that all...
- This is more of a statement, but thank you for bringing it. Okay, Representative Van Vinsbergen.
- are some of the financial qualifications that I talked about before.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/10/25
Commerce Finance and Policy
Transcript Highlights:
- I'm Casey Wedrich, the financial I'm Casey Wedrich, the financial capability<00:03:18.879>
manager - >
Empowerment Paul's Office of Financial Empowerment Paul's Office of Financial Empowerment and - We do we work with a financial company We do we work with a financial company to<00:20:16.720>
ensure - This is more of a statement, but thank you for bringing it.
- This is more of a statement, but thank you for bringing it.
WY
Wyoming 2026 Regular Session
Senate Minerals, Business & Economic Development Committee, February 18, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- And I think we've proven the concept behind how we planned on doing the financial statements, keeping
- And I think we've proven the concept behind how we planned on doing the financial statements, keeping
- And I think we've proven the concept behind how we planned on doing the financial statements, keeping
- And I think we've proven the concept behind how we planned on doing the financial statements, keeping
- statements, keeping it the financial statements, keeping it very<00:21:41.919>
responsible, <00
Keywords:
stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, February 18, 2026
Minerals, Business & Economic Development
Keywords:
stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services
FL
Transcript Highlights:
- HCSMs have a statement of shared religious beliefs that the community agrees to uphold.
- Certainly, what we're talking about today is a financial transaction.
- Senate Bill 540 on Office of Financial Regulation by Senator Martin.
- Senate Bill 540 on Office of Financial Regulation by Senator Martin.
- Ash Mason, Office of Financial Regulation, waiving in support. Thank you.
Keywords:
public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance
Summary:
The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably.
The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written.
Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
FL
Transcript Highlights:
- Florida has long been a national leader in financial innovation and technology.
- Florida is taking the lead by embracing financial innovation responsibly, building on the guardrails
- It provides DFS with the authority to audit or examine stablecoin issuers.
- amendment removes the authority for the Department of Financial Services to create a Florida coin.
- Scott Jenkins, American Financial Services Association, waiving in support.
Keywords:
pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles
Summary:
The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably.
The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed.
Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.
TX
Transcript Highlights:
- The city was two years behind on their annual audits.
- And I quote, "there are no penalties for not doing the audit."
- It's sufficient time to do an audit.
- They transmit that to the audit company.
- The audit company then does their testing, tracing, and vouching to verify the audit requirements.
Bills:
SB1079, SB1243, SB1504, SB1579, SB1708, SB1844, SB1851, SB1879, SB1921, SB1951, SB2237, SB2238, SB2406, SB2407
Keywords:
SB 1079, Texas, county government, commissioners court, Local Government Code, Chapter 263, surplus property, salvage property, data storage device, hard drive, electronic media, digital records, confidential information, protected information, privacy, records retention, information security, data destruction, device disposal, sensitive data
TX
Transcript Highlights:
- So Senate Bill 1951 removes the 5% financial incentive for appraisal districts to impose such penalties
- The first statement you made was you're having to compete with all these other cities on city managers
Bills:
SB 1079, SB 1243, SB 1504, SB 1579, SB 1708, SB 1844, SB 1851, SB 1879, SB 1921, SB 1951, SB 2237, SB 2238, SB 2406, SB 2407
Keywords:
SB 1079, Texas, county government, commissioners court, Local Government Code, Chapter 263, surplus property, salvage property, data storage device, hard drive, electronic media, digital records, confidential information, protected information, privacy, records retention, information security, data destruction, device disposal, sensitive data
LA
Transcript Highlights:
- Allen Stevenson, a financial planner, and also Representative Bo Bo Yeh, who is a financial planner and
- Allen Stevenson, is a financial planner and also Representative Bo Bo Yeh, who is a financial planner
- ruin.” “...who herself suffered financial ruin, but it wasn’t just financially.
- Newell, that it allows the financial institution.
- financial bank.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
Summary:
The House Committee on Commerce met on March 17, 2026, adopted its rules again because they had not been properly posted on the agenda, and then voluntarily deferred several bills, including HB 580, HB 583, HB 814, and HB 913. The committee then took up a series of bills, with members frequently adopting technical amendments and, in several cases, combining related proposals from different authors into one measure. Several bills were reported favorably after brief debate and no recorded objections.
HB 489 by Rep. Gadbury, concerning the Louisiana Uniform Transfer on Death Security Registration Act, was amended to make transfer-on-death registration mandatory rather than permissive and to remove liability-delay language, then reported favorably. HB 545 by Rep. Riser, on consumer loan charges, was narrowed by amendment to focus on origination fees and was reported favorably with support from banking, credit union, business, AARP, and other groups. HB 555 by Rep. Carver, expanding protections against financial exploitation of eligible adults, incorporated language from Rep. Boyd’s similar bill and was reported favorably after testimony from Carver, Boyd, and bankers describing scams, trusted contacts, and temporary transaction delays as safeguards.
The committee also advanced HB 797 by Rep. Cruz, creating a Bayou Gold certification program for gold depositories and electronic payment platforms. Members questioned whether the bill created a state-backed bank; Cruz emphasized that it did not, and the bill was amended to clarify terminology and consumer-facing structure before being reported favorably. HB 952 by Rep. Jordan, modernizing consumer loan law, was amended to a three-tier rate structure, add ability-to-repay language, and include disaster-relief and financial literacy provisions; it was then reported favorably. Finally, HB 672 and HB 670 by Rep. Owen, promoting brick manufacturing and wood pellet manufacturing, were both amended to shift LED’s role from setting priorities to supporting recruitment, retention, and expansion within existing authority and available funds, and both bills were reported favorably after testimony about local resources, logistics, jobs, and export potential.
AL
Transcript Highlights:
- of economic forms for your statement of economic forms for your statement of economic interest are due
- done uh please get your statements done uh please get your statements done uh Alabama Department archive
- that have been made on the statements that have been made on the statements that have been made on the
- financial plan an audit financial plan an audit financial statement prior to their being able to statement
- when you met with class good statement when you met with class good statement when you met with class
Keywords:
property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment
FL
Transcript Highlights:
- with petition validation encompassing signature verification and revocation, thereby elevating the financial
- It triggers Attorney General review, triggers the Financial Impact Estimating Conference to do their
- We started with a statement about allowing Floridians to go out into the community and make a change.
- False statements to the electorate about what they were signing the petition for.
- But this bill rakes the Citizen process in red tape and financial barriers.
Keywords:
property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment
TX
Transcript Highlights:
- HB 4585 by Spiller relating to the submission, payment, and audit of certain claims for and utilization
- Refer to the Committee on Pensions, Investments, and Financial Services, HB 4611 by Slauson relating
- Committee on Pensions, Investments, and Financial Services. also pass a ruling in the standards of the
- HB 4662, by Haffner, ruling the financial assistance for real for cities, preferred the committee. and
- Services. financial services.
Keywords:
property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment
WY
Transcript Highlights:
- >
what <00:20:40.360>this financial institution is, what this financial institution is, - <00:29:43.400>
institutions drove her to her financial institutions drove her to her financial - That's the federal financial FinCEN.
- opportunities for trusted financial opportunities for trusted financial institutions.<01:09:48.080
- Committee on Blockchain, Financial Committee on Blockchain, Financial Technology,<01:29:11.440><
Keywords:
gun control, Second Amendment, constitutional rights, misdemeanor, law enforcement, virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, death benefits, retirement, survivor support, public safety, guardianship, monitoring, ward protection, financial independence, case management
TX
Transcript Highlights:
- To be qualifying, it has to have an audited paid subscriber base, be in operation for at least 3 years
- Uh, we expanded into pushing back against globalists when they try to use financial pressure to run Texas
- And if you allow financial large money to come in from out of state, uh, it reduces the control that
Bills:
HB 1951, HB 2715, HB 3092, HB 3237, HB 3278, HB 3511, HB 3592, HB 3675, HB 3778, HB 3782, HB 3826, HB 3970, HB 4016, HB 4049, HB 4341, HB 4344, HB 4406, HB 4427
Keywords:
collective bargaining, public works, government contracts, labor agreements, state funding, removal from office, political subdivisions, local government, judicial proceedings, administrative judicial region, electric transmission, public convenience, landowner consent, utility regulation, energy infrastructure, energy consumption, higher education, governmental entities, sustainability, electricity reduction