Transcript Highlights:

• Through our work, we assisted over 200 businesses during the pandemic, helping them apply for grants, PPP
• Through our work, we assisted over 200 businesses during the pandemic, helping them apply for grants, PPP
• Helping them apply for grants and PPP loans, ensuring their survival during an unprecedented economic

Summary: The committee held an information hearing on California’s economy and household affordability, with the first panel focusing on inflation, housing, energy, wages, and the likely effects of new federal tariff policy. PPIC’s Sarah Bone said Californians remain deeply pessimistic about the economy, with inflation the main driver of concern; she noted prices are still about 23% higher than in January 2020, with especially large increases in food, energy, and housing costs. LAO’s Brian Euler emphasized that housing is the largest household expense and pointed to insurance, electricity, gasoline, and health care as other major cost pressures, urging the Legislature to review whether existing policies are actually reducing costs and to consider studies of why recent housing laws have not produced more units. UC Davis economist Catherine Russ warned that tariffs on China, Canada, Mexico, and potentially broader imports could raise consumer prices, disrupt supply chains, and hurt California exporters, farmers, and small businesses; she suggested monitoring prices, strengthening food assistance, and preparing transition support for affected workers and producers. Members pressed the panelists for concrete, near-term policy ideas, especially on housing and tariffs. Questions centered on whether accessory dwelling units are making a meaningful dent in affordability, how to improve implementation of pro-housing laws at the local level, and how to measure the impact of tariffs on consumers, health care, and agriculture. Panelists said ADUs help but are limited, that state laws can be undermined by local implementation and litigation, and that tariff effects may show up quickly in prices and later in hiring and investment. Several members stressed that the tariff issue is not a minor disruption for constituents and asked for more data on consumer impacts, food aid needs, and crop-specific farm losses. The second panel shifted to regional economic development and small business support. Go-Biz’s Derek Kirk described California Jobs First and the state economic blueprint as a first-in-decades, regionally informed strategy to create good-paying jobs, support key sectors, and align workforce and business development across 13 regions. The California Association for Local Economic Development’s Gerbach Sahota argued that local governments need practical tools, stable policy, and stronger partnerships with the state, while warning that prosperity is not always perceived as shared and that rural communities can be left behind. He urged the Legislature to use hearings, local input, and existing funding streams more effectively, including for recovery and infrastructure. David Fitzgerald of the Small Business Development Centers said California’s SBDC network serves hundreds of thousands of clients, many of them women and historically underrepresented entrepreneurs, and has generated billions in economic impact, capital access, revenue, and jobs. He said the biggest gaps are outreach to the state’s many self-employed businesses with no employees, better labor data on those workers, and more flexible support for direct services. Committee members then asked what small businesses need most in the face of inflation and tariff shocks, including lower licensing costs and other relief, and the discussion continued on how to better target state support to businesses and households under pressure.

Transcript Highlights:

• President, and Senator, have you done uh PPPs before? Mr.
• President, Senator, I, I don't do PPPs because I, I I, I just, I'm kind of on the Republican side on
• I, I meant not you personally, I meant, uh, have you seen Uh, your time as a center, a lot of, uh, PPPs
• Senator, so, uh, would you agree, uh, the PPPs are um very beneficial to local governments for economic

Transcript Highlights:

• The triple employer is not providing proper and it could be PPP could be PPP protection.

Keywords: 999, senate, all

Transcript Highlights:

• They were struggling to navigate the PPP program.
• During the pandemic, you opposed Planned Parenthood health centers receiving PPP loans for non-profits

Transcript Highlights:

• By pairing that ratcheting down of the threshold with increased CIP and other forms of subsidy and PPP
• ><01:04:15.839> forms<01:04:16.079> of<01:04:16.240> subsidy,<01:04:16.960> PPP
• CIP, other forms of subsidy, PPP CIP, other forms of subsidy, PPP efforts,<01:04:18.480> the<

Bills: SB2309, SB2317, SB2318, SB2319, SB2321, SB2323, SB2332, SB2405, SB2485

Keywords: agricultural loans, financial support, Hawaii agriculture, food security, revolving fund, agriculture, insurance, small producers, state support, biosecurity, farm coverage, public-private partnerships, agricultural policy, agricultural statistics, data collection, Department of Agriculture and Biosecurity, economic analysis, market development, grant funding, climate resiliency

Summary: The committee heard testimony on several agriculture-related measures, beginning with SB 2309, which would require the agricultural loan division to sell portions of its loan portfolio and use the proceeds to expand the agriculture loan revolving fund. The Department of Agriculture and Biosecurity and the Hawaii Farm Bureau supported the bill, along with several other organizations and individuals. A committee question focused on the risk of not finding a qualified buyer for the loan portfolio; DAB said a mandatory sale of the full amount could force a less favorable rate, while flexibility to sell different amounts could produce a more equitable return. The measure drew eight supporters and no opposition. The committee then took up SB 2317, which directs DAB to study insurance coverage for small producers and report back to the Legislature. DAB and multiple farm groups supported the bill. In response to a question about cost, DAB estimated about $250,000 would be needed, with the study likely covering crop, health, and liability insurance. The next measure, SB 2318, would establish an agriculture statistics program in statute. DAB said it strongly supported the bill and could ramp up quickly if positions were provided; the committee discussed whether a first report could be completed by year’s end if the bill became law midyear, and DAB said yes. SB 2319, which would fund and make permanent a full-time grant writer position at DAB, also drew strong support from DAB, the Hawaii Farm Bureau, Ulupono Initiative, the Hawaii Cattlemen’s Council, the local food coalition, and others, with testifiers emphasizing the position’s return on investment and success in bringing in federal funds. The committee also heard SB 2321, establishing a two-year pilot program to respond to the twoline spittlebug. DAB, ranching groups, and many others supported the bill, citing the pest’s spread and the need to act before it becomes unmanageable. A DAB pest control manager said he would need to research past response details and provide them later. Members emphasized the importance of early intervention. For SB 2323, which creates a farmland transition commission to study barriers to farmland access and recommend solutions, DAB offered comments and support for the intent, while farm groups generally supported the concept but raised concerns about the proposed age range and whether a separate commission was necessary. DAB said the Board of Agriculture likely would not have the capacity to perform the commission’s duties and estimated there would be costs to establish it, though no figure was available at the hearing. Finally, the committee heard SB 2332, which reestablishes the agriculture and food security special fund, creates a carbon emissions tax and dividend fund, gradually raises carbon-related tax rates, and provides a refundable carbon cashback credit. DAB supported the measure and deferred to Taxation on details; the Department of Taxation said it would stand on its comments, and the Attorney General’s office offered comments and recommendations. Carbon Cashback Hawaii and the County of Hawaii Department of Research and Development supported the bill, arguing it would reduce emissions, protect lower-income households, and be relatively simple to administer.

Transcript Highlights:

• How much money was paid back in the PPP loans this agency got and were called into question by the forensic
• Chair, as relates to the PPP loans, I believe that was rectified through additional information provided

Keywords: 999, senate, all

Transcript Highlights:

• AGENCY TO SUBMIT A BUDGET AMENDMENT REQUESTING SPENDING AUTHORITY TO IMPLEMENT A DIRECT PAYMENT PROGRAM PPP

Keywords: 999, senate, all

Bills: SB2341, SB2306, SB2782, SB2161, SB17, SB2358, SB2367, SB2240, SB2547, SB2401, SB3031, SB1406, SB521, SB3247, SB1654, SB1112, SB1301, SB2443, SB2996

Keywords: historic preservation, Hawaii Revised Statutes, construction, state review, burial sites, cultural artifacts, development review, phased review, administrative fees, bureau of conveyances, land court, transaction fees, public services, cost recovery, notary public, fraud, real property, Bureau of Conveyances, title recording, property rights

Summary: The committee heard testimony on several measures related to hunting, trespass enforcement, conservation banking, coral reef resilience, and search and rescue. SB 2130 would require DLNR to increase the percentage of public land acreage designated for public hunting areas; DLNR offered comments, the Hawaii Cattlemen’s Council expressed concern, and a Game Management Advisory Commission member urged adequate funding for both study and maintenance of any expanded hunting areas. SB 2128 would require forfeiture to the state of firearms or motor vehicles used in hunting trespass on private land; the Hawaii Cattlemen’s Council supported the bill, and another signer testified without additional detail. The committee also heard SB 3053, which appropriates funds to DLNR’s Division of Aquatic Resources for mangrove removal and shoreline/stream maintenance in the Westlock and Middleock shorelines and watersheds. DLNR supported the measure and noted staff involved in mangrove removal work; no other testimony was offered. On SB 20005, which authorizes conservation banks for compensatory mitigation in habitat conservation plans and incidental take licenses, DLNR supported the bill but said a House measure, HB 1802, would place key safeguards in statute rather than administrative rules. Earthjustice opposed SB 20005 for lacking statutory safeguards and said it would support incorporating the House language, while CARES supported the bill as a modernization that could reduce permit processing time and provide more predictable costs. A lengthy discussion followed on SB 3201, which would direct DLNR to prioritize coral reef resilience and set performance targets for coral cover and herbivore biomass. DLNR said it supported the intent but wanted more flexibility because outside factors such as climate and emissions policy affect reef conditions; the Nature Conservancy shared that concern and asked for more flexible language. For the bill, For the Fishes strongly supported stronger protections and suggested adding abundance as a metric, while NOAA and DLNR discussed the difficulty of setting universal benchmarks because reef conditions vary by location. Randy Kosaki and CARES supported the bill, emphasizing coral decline and the need for measurable goals, while committee members asked about restoration projects, benchmarks, and whether the bill’s deadlines were meant to require a plan rather than immediate achievement. Finally, the committee took up SB 2937, which would create a search and rescue card program and special fund to reimburse state, county, and volunteer search-and-rescue operations. DLNR’s wildlife division said it stood on its written testimony, and the Hawaii SAR Alliance supported the concept but said Hawaii first needs a stronger search-and-rescue framework, including a state coordinator, before implementing such a program. No votes or final actions were taken on any of the measures in the portion of the meeting provided.

Transcript Highlights:

• If you look at the news stories on the current federal prosecutions under the False Claims Act for PPP
• If you look at the news stories on the current federal prosecutions under the False Claims Act for PPP
• prosecutions under the False Claims Act prosecutions under the False Claims Act for<01:22:03.679> PPP
• 04.800> right,<01:22:05.040> for<01:22:05.199> CARES<01:22:05.600> Act for PPP
• funds, right, for CARES Act for PPP funds, right, for CARES Act funding,<01:22:07.199> um,<01

Bills: SF0087, SF0088, SF0092

Keywords: felony, law enforcement, police officer, criminal penalties, public safety, sex offender, child care facility, residency restrictions, criminal law, sex offenders, child care facilities, legislation, false claims, civil penalties, state accountability, whistleblower protection, fraud prevention, 916, all

Transcript Highlights:

• And what skill sets in your achievements at Moanalua do you see are helpful in this new PPP approach
• you see are, you know, helpful in this you see are, you know, helpful in this new<00:41:15.640> PPP
• new PPP approach at the stadium? new PPP approach at the stadium?

Keywords: 912, senate, all

Summary: The committee heard multiple governor’s messages for confirmation to the Agribusiness Development Corporation board and one appointment to the Aloha Stadium Authority. For GM 606, David Ige Hinazumi was supported by ADC and DBEDT, with testimony highlighting his private-sector experience, technology background, and ability to help with risk management and finances. He told senators he had attended board meetings since 2018, saw ADC as a state business arm for agriculture, and supported expanding land, facilities, and even aquaculture if resources allowed. Senators asked about ADC’s role relative to the Department of Agriculture, and he said the department’s strength is research/regulatory work while ADC should focus on business development, support, and facilities for farmers and aquaculture businesses. For GM 607, Jason Watts was strongly supported by ADC leadership, DBEDT, and many agricultural and community groups, with one opposing testimony from Hawaii Farm Bureau. Supporters praised his governance, accountability, transparency, and frequent communication with the agency. In questioning, Watts said ADC’s top priority should be increasing land holdings, and he discussed ADC’s role in water systems, including preserving agricultural water sources and inventorying systems statewide. He also said ADC could potentially help small farmers comply with environmental permitting through a broader, regional approach if authorized by the Legislature. The committee also heard from Joshua Uyehara for GM 682, who was supported by ADC, county officials, and farm groups. He said his priorities would be accelerating ADC projects, expanding capacity, and possibly using ADC as a center of expertise for water systems and for helping farmers with environmental requirements; he also said biofuel crops and food production can be complementary, though food should be prioritized when water is constrained. The committee then considered GM 513, Tracy Lester Smith’s appointment to the Aloha Stadium Authority. The stadium authority and DBEDT supported her, citing her experience in NASCAR, boxing, and Bellator MMA as useful for marketing, attracting events, and commercializing the stadium. Smith said she was eager to serve and would bring experience from both the landlord and tenant perspectives, helping the board think about venue operations, sponsorships, and event attraction. Senators asked about improving public perception and execution, and she emphasized accountability, timelines, and building a venue that can draw major sports and entertainment events. No votes or final actions were taken in the portion of the hearing provided.

Transcript Highlights:

• 00:14:45.600> and<00:14:45.760> we<00:14:45.920> detect<00:14:46.720> 4&ppp
• <00:14:47.839> and to be fentanyl and we detect 4&ppp and to be fentanyl and we detect
• 4&ppp and fentanyl.<00:14:48.959> That's<00:14:49.199> a<00:14:49.440> mixture<

Bills: SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226, SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226

Keywords: automated driving systems, oversized vehicles, transportation, regulations, permits, HB192, international wire transfer, wire transfer fee, remittance fee, money transmission business, Alabama Securities Commission, Department of Revenue, Education Trust Fund, ELL instructors, English Language Learner, ESL teachers, income tax credit, remittances, international money transfer, migrant families

Transcript Highlights:

• 00:43:27.839> because<00:43:28.079> Sing<00:43:28.319> County<00:43:29.280> PPP
• can answer this because Sing County PPP can answer this because Sing County PPP isn't<00:43:30.079

Bills: HB1952, HB1951, HB1929, HB2497, HB2208, HB2572, HB1737, HB1953, HB2551, HB2549

Keywords: HB1952, Hawaii agriculture, University of Hawaii, CTAHR, College of Tropical Agriculture and Human Resilience, Kauai, agricultural research station, extension station, capital improvements, general obligation bonds, GO bonds, appropriation, ADA compliance, Americans with Disabilities Act, certified kitchen, greenhouse, laboratory, field research, cesspool decommissioning, invasive species

Transcript Highlights:

• When I think about previous legislation, what comes to mind is PPP allocation during the time of COVID

Keywords: 988, house, all

Transcript Highlights:

• We were wondering why so many organizations couldn't get access to the PPP loan, and so we surveyed them
• business support organizations and said, 'We can help them,' and they helped over 3,000 businesses get the PPP

Keywords: 995, all

Summary: The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization. State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake. Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.

Transcript Highlights:

• The bill requires the State Board of Finance to review and provide final approval of the PPP agreement
• Rob Black, would he not be in charge of landing this and working the PPP instead of this board or commission

Transcript Highlights:

• survivors, families, and professionals, with the goals of support, education, and erasing the stigma of PPP
• PSI also offers free weekly virtual support groups for both PPP survivors and loved ones, which are run

Keywords: 995, all

Summary: The Joint Committee on the Judiciary heard testimony on a wide range of bills, with much of the discussion focused on housing stability and maternal mental health. On H. 1924/S. 1171, supporters including Sen. Joan Lovely, Rep. Jim O’Day, physicians, advocates, and people with lived experience urged the committee to create legal protections and treatment pathways for defendants who experienced postpartum psychosis or other perinatal mood disorders within 12 months of giving birth. Testimony emphasized that these conditions are rare but severe, often treatable, and can lead to tragic outcomes if criminalized rather than addressed through screening, expert evaluation, treatment, and, in some cases, resentencing or mitigation. Committee members asked about diagnosis years after the fact and how the Illinois law has worked; witnesses said retrospective diagnosis is possible and that the Illinois model has led to some successful resentencing petitions and broader awareness. Housing-related bills drew substantial testimony. On H. 1983/S. 1071, witnesses described “zombie” subordinate mortgages that were sold years after borrowers believed they had been resolved, then resurfaced with large balances and foreclosure threats. Supporters said the bill would require disclosures and court review to prevent unlawful servicing and foreclosure practices. On H. 1952, advocates from the Massachusetts Law Reform Institute, tenants, and legal services providers backed a permanent statewide right to counsel in eviction cases, citing data showing strong tenant outcomes and the importance of quality control, multilingual outreach, and full representation. On H. 1895/S. 1184, testimony supported codifying a two-tier summary process in eviction court and prohibiting defaults at the initial case-management stage. On H. 1883, a small property owner supported rent escrow as a way to protect landlords from bad-faith nonpayment while preserving tenant rights. The committee also heard testimony on bills addressing discriminatory housing covenants, tenant oversight, and homelessness. On H. 1762/S. 1080, a housing advocate supported removing void restrictive covenants from deeds, describing the Dirty Deeds Project and the lingering harm of racist language in property records. On H. 1814, tenants and advocates described harassment, retaliation, security problems, and lack of accountability in subsidized housing, arguing for an Office of the Tenant Advocate within the Attorney General’s Office. On S. 1120, multiple witnesses supported a bill of rights for people experiencing homelessness, saying it would affirm the right to rest and seek shelter, reduce criminalization, and extend anti-discrimination protections. No votes or final actions were taken during the hearing; the committee primarily received testimony and questions on the bills.

Transcript Highlights:

• So you can enter into partnerships including PPPs to acquire, construct, rehab.
• So you can enter into partnerships including PPPs to acquire, construct, rehab.
• So you can enter into partnerships including PPPs to acquire, construct, rehab.
• <02:19:30.319> So >> they have PPP powers DOE does Not.
• So >> they have PPP powers DOE does Not.

Keywords: 912, senate, all

Transcript Highlights:

• received taxpayer money from the city, the county, the state, and the federal government through a PPP
• received taxpayer money from the city, the county, the state, and the federal government through a PPP
• 01:13:44.080> government<01:13:44.400> through<01:13:44.560> a<01:13:44.719> PPP
• <01:13:45.199> loan<01:13:45.520> in federal government through a PPP loan in federal
• government through a PPP loan in 2019<01:13:46.480> forgiven<01:13:46.960> in<01:13:47.199

Keywords: 1183, house

Transcript Highlights:

• Rich touched on the PPP program during COVID.
• We provided nearly 80% of all PPP loans written in the nation.
• community banks provided nearly 80% of community banks provided nearly 80% of all<01:33:07.040> PPP
• :33:08.239> in<01:33:08.400> the<01:33:08.480> in<01:33:08.880> the all PPP
• loans written in the in the all PPP loans written in the in the nation.<01:33:09.920> And<01:

Bills: HF331, HF916

Keywords: school supplies, sales tax exemption, use tax, sales and use tax, back-to-school, classroom supplies, education tax relief, tax holiday, retail exemption, Minnesota sales tax, school materials, binders, calculators, notebooks, pencils, backpacks, book bags, local tax revenue, taxable sales base, income tax

Transcript Highlights:

• Um, for example during PPP when it was very difficult for people to understand how they were going to
• Um for<00:31:32.159> example<00:31:32.720> during<00:31:33.039> PPP<00:31:33.679
• when<00:31:33.919> it<00:31:34.080> was<00:31:34.159> very for example during PPP
• when it was very for example during PPP when it was very uh<00:31:35.760> difficult<00:31:36.159

Bills: SB2045, SB2354

Keywords: combat sports, boxing, mixed martial arts, health regulations, safety standards, licensing, event regulation, 912, senate, all

Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.