Transcript Highlights:

• On behalf of director with AP Minnesota.
• And we have a bill in front of us that talks about insurance later today and the cost of insurance going
• And we have a bill in front of us that talks about insurance later today and the cost of insurance going
• The University of Minnesota is HF695.
• <01:20:58.080> law detailing his arrest, Minnesota law detailing his arrest, Minnesota law

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• I'm a former president of the Minnesota Chiefs of Police Association, and I am confident saying that
• I'm a former president of the Minnesota Chiefs of Police Association, and I am confident saying that
• I'm a former president of the Minnesota Chiefs of Police Association, and I am confident saying that
• I'm a former president of the Minnesota Chiefs of Police Association, and I am confident saying that
• I'm a former president of the Minnesota Chiefs of Police Association, and I am confident saying that

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• Property and Casualty Insurance Guarantee Association.
• , with costs shared among member insurers.
• And you are with the Texas Association of Life and Health Insurers, right?
• Ward Tisdale, Regent and Vice President of the National Association of Mutual Insurance Companies.
• It is all the more important in this line of insurance because title insurance is the only line of insurance

Bills: HB1464, HB1635, HB2516, HB3317, HB3502, HB4012, HB4268, HB4386, HB4877, SB916

Keywords: prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool

Transcript Highlights:

• , the Minnesota Bankers Association, the Minnesota Credit Union Association, BankIn, and the Minnesota
• Land Title Association.
• We also want to thank the Minnesota Mortgage Association for its assistance.
• It's another way that insurance companies can keep people who are expensive out of their plans.
• We have to stop making these decisions to make it harder to get care for people in Minnesota.

Bills: HF1224, HF1615, HF2403

Keywords: foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• We've worked with and would like to thank the Minnesota State Bar Association's Real Property Section
• , the Minnesota Bankers Association, the Minnesota Credit Union Association, and the Minnesota Land Title
• Association.
• We also want to thank the Minnesota Mortgage Association for its assistance.
• We have to stop making these decisions to make it harder to get care for people in Minnesota.

Bills: HF1224, HF1615, HF2403

Keywords: foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• Article 2 is insurance...
• These provisions relate to the Minnesota Insurance Guarantee Association and a requirement that an insurer
• Article 3 is the Limited Long-Term Care Insurance Model Act by the National Association of Insurance
• Also in there are provisions related to the Minnesota Automobile Insurance Plan.
• While other states have adopted these changes to their insurance regulations, adding them to Minnesota

Bills: HF1545, HF2426, HF1615, HF2403

Keywords: medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• These provisions relate to the Minnesota Insurance Guarantee Association, and a requirement that an insurer
• Article three is the limited long-term care insurance model act by the National Association of Insurance
• provisions relate to the Minnesota provisions relate to the Minnesota Insurance<00:09:57.440>
• <00:10:11.279> of<00:10:11.440> Insurance the National Association of Insurance the
• National Association of Insurance Commissioners.

Bills: HF1545, HF2426, HF1615, HF2403

Keywords: medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• The bill creates a framework for regulating travel insurance in Minnesota.
• The bill creates a framework for regulating travel insurance in Minnesota.
• <00:58:34.799> of based on a national association of based on a national association of insurance
• Travel Insurance Association.
• insurance producer authorized to do business in all 50 states, including Minnesota.

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Summary: The committee first approved the minutes from February 26, after correcting the header date to Thursday, February 26. It then took up House File 36004, as amended by the author’s technical A1 amendment. Representative Van Binsbergen described the bill as a change to statute governing bulk delivery of nonoxygenated fuel, especially for boats and other watercraft, to allow direct delivery to vehicles rather than requiring transport of fuel in containers or removal of boats from the water. Members generally supported the concept, citing convenience for lake users, reduced travel and potential invasive species spread, and fewer spill risks, but the chair said the bill would be laid over pending additional clarification from the State Fire Marshal’s Office and other agencies. House File 2236 was then introduced as a vehicle bill for possible future omnibus use and laid over without testimony or opposition. The committee also heard House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The authors framed the bill as a consumer-protection and competitiveness measure that would let local institutions keep pace with customer demand and prevent Minnesotans from relying on out-of-state or offshore providers. Testimony from the Department of Commerce and credit union representatives supported the bill, saying it would level the playing field, keep digital assets under Minnesota oversight, and help local institutions remain relevant; one witness said significant liquidity had been leaving local communities for outside exchanges. Questions from members focused on whether the accounts would be NCUA-insured, how the bill related to unclaimed property, and whether the policy goal was consumer protection or simply preserving bank relevance. Several members expressed support but also cautioned about crypto volatility, scams, and the need to avoid turning credit unions into exchanges. The discussion ended without a final vote in the excerpt, with the bill still under committee consideration.

Transcript Highlights:

• Mester is also the president of the Minnesota Public Television Association. Ms.
• I'm president of the Minnesota Public Television Association.
• Minnesota Public Television Association. Minnesota Public Television Association.
• I'm the executive director of the Minnesota Association of Small Cities.
• I'm the executive director of the Minnesota Association of Small Cities.

Bills: HF1458, HF2063, HF2164, HF1377, HF927, HF1059, HF1910, HF2232

Keywords: CPA, certified public accountant, public accounting, accountancy, licensure, license mobility, substantial equivalency, interstate practice, out-of-state accountant, NASBA, Uniform CPA Examination, board of accountancy, attest services, audit, tax preparation, financial advisory, consulting, accounting education, master's degree, bachelor's degree

Transcript Highlights:

• Fueling Minnesota worked closely with the Minnesota Propane Association on that exemption, and the legislature
• > on the Minnesota Propane Association on the Minnesota Propane Association on that<00:46:42.240
• I'm representing the Minnesota Propane Association.
• I'm the president and CEO of the Insurance Federation of Minnesota.
• The Insurance Federation is the voice of property and casualty insurers doing business in Minnesota,

Bills: HF3131, HF3436, HF3106, HF3241, HF3531

Keywords: cancer, disability, parking certificates, transportation, state law, school bus, schoolchildren, student safety, traffic safety, stop arm, flashing red lights, amber lights, passing a school bus, 20 feet, vehicle stopping distance, driver duties, school transportation, Minnesota traffic law, school bus law, bus stop signal

Transcript Highlights:

• Minnesota. Minnesota.
• I am Derek Mo, president and CEO of Minnesota Rural Electric Association.
• Minnesota House here.
• I do government affairs for Minnesota Power, based up in Duluth, Minnesota.
• Minnesota. And we are very unique Minnesota.

Bills: HF3458, HF3777, HF3778, HF3912

Keywords: electric utilities, service areas, Tribal lands, Minnesota statute, energy regulation, utility rates, public utilities, Public Utilities Commission, PUC, ratepayer, consumer protection, affordable energy, energy affordability, ability to pay, just and reasonable rates, rate regulation, electric rates, natural gas rates, energy conservation, renewable energy

Summary: The committee approved the March 5, 2026 minutes and then took up House File 3458, as amended, which would exempt tribes from utility exclusive rights and assigned service areas. The bill’s author and the Upper Sioux community chairman said the measure was prompted by a dispute over a solar project at the tribal casino and argued the issue is really about tribal sovereignty, not solar, citing tribal civil regulatory authority and prior court cases. The amendment A1 was adopted before testimony. Testimony was split. Chairman Kevin Jensel of the Upper Sioux community strongly supported the bill, saying the tribe should not be forced to follow utility service territories and that the state should correct a long-standing omission in law. Derek Mo of the Minnesota Rural Electric Association opposed the bill, warning it would undermine the regulatory compact, reliability, long-term planning, and financing for electric service, especially in tribal areas. Justin Johns of East Central Energy also opposed the bill, but emphasized that many cooperatives have productive tribal partnerships and said his co-op has worked successfully with the Mille Lacs Band on solar, resilience, and workforce efforts; he cautioned that removing service obligations could leave difficult-to-serve areas underinvested. Members discussed whether the Public Utilities Commission process already underway should be allowed to resolve the dispute and whether the bill’s scope could extend beyond the current solar issue. The chair responded that the bill was a legislative approach to a problem that had not been resolved and said the amendment addressed concerns about removing the obligation to serve. A roll call was requested, and the committee voted to re-refer House File 3458, as amended, to the General Register.

Transcript Highlights:

• So as you needs in Minnesota still.
• Minnesota and paying particularly close Minnesota and paying particularly close uh<00:06:29.520> eye
• next generation of farmers in Minnesota? next generation of farmers in Minnesota?
• Minnesota, and they, um, they serve Minnesota, and they, um, they serve hundreds<01:04:12.160> of<
• 40 or 80 acres out in greater Minnesota. 40 or 80 acres out in greater Minnesota.

Bills: HF3508, HF3548, HF3549

Keywords: dairy assistance, agriculture, investment, relief initiative, farm support, farm assistance, down payment, state funding, loan modification, grain indemnity, financial security, crop insurance, Minnesota agriculture, 1183, house

Transcript Highlights:

• Minnesota. Minnesota.
• with coming to the primary care doctor, co-pays, co-insurance, and certain other costs associated with
• with coming to the primary care doctor, co-pays, co-insurance, and certain other costs associated with
• Uh, my name is Tom Wright, and I'm here on behalf of the National Association of Benefit and Insurance
• I'm the president and CEO of the Minnesota Telecom Alliance, and we're a trade association that represents

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• Members, Senate Bill 1916 is an Oklahoma Insurance Department request bill.
• The current Office of Receivership is a nonprofit entity separate from the Insurance Department, though
• its board is made up of OID staff, and the chairman is the insurance commissioner.
• Were there any local associations or local groups that requested the legislation?
• You're going to have somebody that represents the restaurant association members, and you're going to

Bills: SB1265, SB2154, SB1286, SB1365, SB1491, SB1525, SB1581, SB1775, SB1810, SB1884, SB2118, SB2174, SB1771, SB1805, SB1916

Keywords: SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, presidential electors, vacancies

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• My name is Melissa Wolf, and I'm the executive director of the Minnesota Cable Communications Association
• <00:04:11.439> Association<00:04:11.959> or<00:04:12.120> Minnesota communications
• Association or Minnesota communications Association or Minnesota cable<00:04:13.400> thank<00
• I'm the director of Government Affairs with Associated Builders and Contractors in Minnesota.
• > and Minnesota turkey growers association and Minnesota turkey growers association and we<01:

Bills: HF47, HF434, HF1503, HF1702

Keywords: telecommunications, installation, certification, safety, underground utilities, HF434, cervidae, deer, elk, moose, chronic wasting disease, CWD, wildlife importation, animal health, biosecurity, zoo, Association of Zoos and Aquariums, AZA, USDA exhibitor, species survival plan

Transcript Highlights:

• Do you know if our two associations in our two in-state associations are they in support of or non-support
• any cost incurred by the districts due to association activities.
• There's multiple options of different insurance carriers.
• And they had actually dropped my parents' health insurance when I was like 10 years old.
• I'm curious why we only go after teacher associations instead of running a bill on any other association

Bills: SB2063, SB1877, SB1884, SB2174, SB1525, SB1771, SB1805, SB1916, SB1365, SB1810

Keywords: unclaimed property, abandoned property, state treasurer, unclaimed property fund, public website, claimant, hearing, administrative procedures act, sales tax exemption, income tax subtraction, youth entrepreneurs, teen business, minor-owned business, sole proprietorship, business license exemption, entrepreneurship, youth vendor, Oklahoma Tax Commission, Title 60, Title 68

Transcript Highlights:

• :03:30.959> better<00:03:31.200> by Minnesota can do even better by Minnesota can do even
• <00:08:44.800> dairy incentive actually to Minnesota dairy incentive actually to Minnesota
• as opposed to just running their deposit insurance through the National Credit Union Association. >>
• insurance. >> So, this change would allow state-chartered credit unions in the state of Minnesota to
• This meeting is adjourned. insured for depository insurance. So, insured for depository insurance.

Bills: HF3298, SF3832, HF3528, HF3516, HF3972, HF4118

Keywords: underground storage tanks, petroleum, reimbursement program, environmental regulation, pollution control, dairy assistance, investment relief, agriculture support, food production, economic relief, barbering, licensing, examinations, barber schools, public safety, certifications, Barber Examiners Board, dentistry, licensure, registration

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• the associations across Minnesota and the associations across Minnesota and the upper<00:21:51.520
• associations than are here in Minnesota. associations than are here in Minnesota.
• I'm with the Minnesota Land Title Association. Um, and I'll give the short version as well.
• and<01:48:30.000> we Minnesota Land Title Association, and we Minnesota Land Title Association
• > and the Minnesota uh bankers association and the Minnesota uh bankers association and the<01

Bills: SF1750, HF704, HF3479

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• This proposed change brings Minnesota into alignment with federal laws and allows insurance companies
• This proposed change brings Minnesota into alignment with federal laws and allows insurance companies
• also through the National Association of Insurance Commissioners model law process.
• <01:02:09.440> of<01:02:09.599> Insurance National Association of Insurance National
• for the Minnesota Bankers Association. for the Minnesota Bankers Association.

Bills: HF1546, HF2403, HF2389, HF2398

Keywords: fire safety, public safety, statewide fire code, code cleanup, repeal, obsolete statutes, matches, strike-anywhere matches, safety matches, match packaging, match storage, tent safety, flame resistant tents, public assembly tents, flammable materials, fire code modernization, Minnesota Statutes chapter 325F, commerce policy, financial institutions, insurance regulation

Transcript Highlights:

• I represent the Community Associations Institute Minnesota chapter.
• States flag as well as the flag of the state of Minnesota.
• We would oppose the elimination of the ability of any homeowner association to regulate flags in Minnesota
• And so that's the current policy of the state of Minnesota.
• And Minnesota has been utilizing for decades.

Bills: HF2185, HF1849, HF3719, HF3721, HF3845, HF3720

Keywords: flag display, residential property rights, homeowners association, HOA, covenants, restrictive covenant, deed restriction, subdivision regulation, local ordinance, rental agreement, property rights, patriotic display, United States flag, Minnesota flag, POW/MIA flag, military flags, armed forces flag, Blue Star flag, Gold Star flag, common interest community