Video & Transcript Research : 'Hawaii Property Insurance Association'

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HI

Hawaii 2026 Regular Session

JDC-WLA, JDC, JDC Public Hearings 02-18-2026

Judiciary

Transcript Highlights:
  • So basically, title insurance is generally based upon the value of the property or the loan.”
  • Uh, next is Layla Pulanavitz for the Hawaii Psychological Association on Zoom. >> Not present, Chair.
  • :09:56.920> Association<01:09:57.520> on the Hawaii Psychological Association on the Hawaii
  • Hawaii law will stand. Hawaii law will stand.
  • association.
Bills: SB2041
Summary: The committees heard SB 2041, which would repeal the Land Court, transfer its functions to the Bureau of Conveyances, and create a working group to recommend implementation. DLNR and Judiciary stood on their written testimony, while Realtors supported the bill and one testifier raised concerns about the loss of judicial authority, title disputes, adverse possession, and possible effects on Kuleana lands. Members questioned whether property could be deregistered and what the legal consequences would be, and the Bureau of Conveyances said deregistration is already available but burdensome. The committees ultimately recommended passage with amendments, and the measure was adopted by both committees. The Judiciary Committee then heard SB 2247, which restricts certain governor-appointed, Senate-confirmed executive branch employees from participating in campaign fundraising. The State Ethics Commission and Campaign Spending Commission supported the bill as a way to curb pay-to-play concerns and the appearance of undue influence, and several advocacy and civic groups also testified in support, with one person opposing. The committee agreed to amend the bill so the restrictions apply only after confirmation and continue until the person leaves the covered position. The committee voted to pass SB 2247 with amendments. Finally, the Judiciary Committee heard SB 2143, which would make the Attorney General the interim Chief Election Officer if that office becomes vacant until the Elections Commission appoints a replacement. Supporters argued the bill would provide continuity, prevent delays in certifying election results, and protect election integrity; opponents argued it would politicize the office, create a conflict of interest, and was unnecessary because current law already provides a process for filling vacancies. Testimony was extensive and sharply divided, with many speakers on both sides. The transcript provided does not include a final vote or action on SB 2143.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 16, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • First up is the DCCA Insurance Division First up is the DCCA Insurance Division with<00:16:27.160>
  • :29.280> on<00:16:29.360> its Insurance Division will stand on its Insurance Division will
  • ,<00:23:39.400> which Independent Venue Association, which Independent Venue Association,
  • Hawaii. Hawaii.
  • Hawaii. Hawaii.
Bills: SCR118, SCR173
Summary: The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member. The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Mar 26th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • House Bill 1926 modernizes the Property Code for Property Owners Associations.
  • However, the Property Code lacks clear alignment for property owners' associations and condominium unit
  • House Bill 1926 aligns Property Owners' Associations (POAs) and Condominium Owners' Associations (COAs
  • owned or maintained by the property owners' association. on property owned in common by the members
  • of the Property Owners Association, or are visible above the fence line of a fenced yard or patio, can
AL

Alabama 2026 1st Special Session

Alabama House Health Committee Feb 25th, 2026

Health

Transcript Highlights:
  • The great thing, these food truck associations understand the rules and for the most part are following
  • The great thing, these food truck<00:09:35.760> associations<00:09:36.800> understand<00
  • :09:37.360> the<00:09:37.680> rules truck associations understand the rules truck associations
Bills: SB197, SB84, SB197, SB84
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • insurance within lava zones one property insurance within lava zones one and<00:12:34.959> two
  • Hawaii Pharmacists Association in support.
  • pharmacist Association in Hawaii pharmacist Association in support.
  • Hawaii Government Employees Association in support.
  • Hawaii Transport Hawaii Transportation Hawaii Transport Hawaii Transportation Association<02:23:
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
HI

Hawaii 2026 Regular Session

WLA-HWN Public Hearing 02-19-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • Up next, also on Zoom is Activities and Attractions Association of Hawaii. >> Uh aloha, uh Chair, Vice
  • We um I myself am have a certification from Ola Hawaii.
  • c> um<00:04:51.440> I<00:04:51.759> myself<00:04:52.639> am the state of Hawaii
  • We um I myself am the state of Hawaii.
  • have a certification from Ola Hawaii. have a certification from Ola Hawaii.
Bills: SB2596, SB3002, SB3067
Summary: The joint committees on Water and Culture and the Arts and on Hawaiian Affairs heard SB 3173, which would create a cultural training pilot program in the Department of Land and Natural Resources, administered by DOBOR, for commercial permit holders operating in Lahaina Harbor. Testimony was largely supportive from Lahaina Strong, which said the bill responds to community concerns and would help commercial operators return with greater cultural understanding and respect. Supporters framed the measure as a way to rebuild Lahaina intentionally and strengthen relationships between industry and community. Opposition came from Trilogy Excursions and the Activities and Attractions Association of Hawaii. They said they already provide or encourage cultural education, but argued the bill as written is too broad, potentially mandatory, and could create hiring and operational problems for businesses trying to restart after the fire. They asked that any program be voluntary, collaborative, and practical, with clearer details on who must take the training, how often it would be offered, and how it would be coordinated. In response to questions, a witness said most operators would likely participate if the training were accessible and well-marketed, but that the harbor’s limited current operations and staggered rebuilding make timing important. After testimony and questions, the chairs said they appreciated the comments but wanted to move the bill forward without amendments because of a filing deadline, noting that timing and other issues could be worked out in later committees with DLNR, OHA, and stakeholders. Both committees then voted to pass SB 3173 unamended, with one member excused in each committee.
OK

Oklahoma 2026 Regular Session

General Government Apr 7th, 2026 at 01:30 pm

General Government

Transcript Highlights:
  • Do you know if our two associations in our two in-state associations are they in support of or non-support
  • any cost incurred by the districts due to association activities.
  • There's multiple options of different insurance carriers.
  • And they had actually dropped my parents' health insurance when I was like 10 years old.
  • I'm curious why we only go after teacher associations instead of running a bill on any other association
HI

Hawaii 2026 Regular Session

JDC Public Hearing 02-06-2026

Judiciary

Transcript Highlights:
  • Next is Bill Palm, collection law section of the Hawaii State Bar Association.
  • In opposition, Linda Nakamura for Mortgage Bankers Association of Hawaii.
  • Also in opposition, Marvin Deng for Hawaii Financial Services Association with comments.
  • c> Zoom Hawaii Bankers Association on Zoom Hawaii Bankers Association on Zoom maybe. maybe. maybe
  • Association of<00:04:14.879> Hawaii.
Summary: The Judiciary Committee heard testimony on several bills. SB 2444 would raise the real property exemption amount for attachment or execution, which the Attorney General said could create vague retroactivity language and litigation risk; the committee noted the exemption had last been adjusted around 1978. SB 2446 would add a seventh associate judge to the Intermediate Court of Appeals. Judiciary staff testified in opposition, saying recent internal restructuring and a pending vacancy had improved output and that it would be prudent to wait and see the effect before adding another judge. The Public Defender supported the goal of faster appellate resolution but said it would defer to the court’s assessment and had no objection to revisiting the issue later. The committee also discussed current appellate timelines, with staff saying at least 225 days is built into the process before a case reaches a merit panel, and that a two-year delay from panel assignment was realistic under the current structure. The committee then heard SB 2450, which would establish a presidential preference primary for the 2028 cycle. The Chief Election Officer said the election would cost about $4 million, less if combined with the regular primary. Several opponents argued the bill would add bureaucracy, duplicate or undermine party-run processes, and waste taxpayer money; one speaker estimated the total cost could be closer to $6 million when county costs are included. Supporters and committee members discussed that the measure would not require parties to use the results and that Hawaii remains one of the few states still using caucuses. The committee also asked whether counties could staff the election and whether the results would be useful given Hawaii’s current primary timing. SB 2453 would require the Office of Elections to include a notice with each ballot that a digital and printed voter information guide is available, with the notice in 32-point font as a separate insert. The Chief Election Officer said the insert would cost about $90,000 and asked for an effective date of January 1, 2027 because mailing preparations for the primary would already be underway. The Disability and Communications Access Board, League of Women Voters, National Federation of the Blind of Hawaii, and others supported the bill. The committee also began hearing SB 2461, which would have the Office of Elections prepare a questionnaire for candidates and publish responses online and in the voter guide; the Chief Election Officer said the office did not think it should be the agency to shape campaign questions, though he said it could work if the questions were specified in statute. Finally, the committee heard SB 2457, which would require a criminal conviction before seized property could be forfeited. The Attorney General and Honolulu Police Department opposed the bill, arguing it would prolong cases, increase storage costs, and make forfeiture less effective against crime, especially where owners flee, die, or hide assets through shell companies. The Public Defender strongly supported the measure, saying forfeiture should be tied to convictions and that people challenging forfeiture often lack counsel. The Honolulu Prosecutor also opposed the bill, but said it supported transparency, due process, and even a right to counsel; it argued conviction-only forfeiture would fail in cases involving fugitives, deceased suspects, or hidden ownership structures. The committee questioned what would happen to property if an owner could not be found, and the prosecutor said the outcome would depend on the type of property and could involve abandonment or interpleader proceedings.
HI

Hawaii 2026 Regular Session

WAM DEFER, WAM-CPN, WAM Public Hearings 03-03-2026

Ways and Means

Transcript Highlights:
  • The recommendation is to insurance.
  • <00:04:14.000> division requested by the insurance division requested by the insurance division
  • But we’re providing this to Hawaii.
  • But we’re providing this to Hawaii.
  • But we’re providing this to Hawaii.
Summary: The joint committee on Ways and Means and Consumer Protection met for decision-making only on two agendas and took action on a large number of Senate bills, with no oral testimony heard. On the 1016 agenda, the committee recommended passage of measures including SB 2088, SB 2925, SB 2781, and several others, and passed a number of bills with amendments. Notable amendments included SB 3263, which adopted AG amendments related to the name, image, and likeness endowment trust fund; SB 2047 on pharmacy benefit managers, which incorporated Hawaii Pharmacist Association changes; SB 2087 on health insurance, which added Insurance Division clarifications; SB 2100 on pesticides, which added a blank appropriation; SB 2353 on outdoor signage, which removed provisions related to the Wiki special district; and SB 2902 on renewable energy, which clarified certification standards for portable solar devices and exempted them from certain disclosure requirements. Most recommendations were adopted without objection, though a few members noted reservations on selected bills. The committee also deferred one bill on the agenda, SB 3327. The committee then moved to the 1015 agenda and acted on additional measures. SB 2003 was passed with amendments tied to Act 255, including a repeal trigger if deadlines are missed; SB 2497 on utility-related transparency drew the most discussion, with one member warning about litigation and costs while another argued it was simply about electricity-rate transparency, and it ultimately passed with PUC-related amendments and an exemption for utility cooperatives. Other measures were passed unamended or with technical or fiscal amendments, including bills affecting land planning, tax credits, conveyance tax language, shoreline maintenance, and community improvement projects. Several bills had appropriations blanked or effective dates deferred to 2050, and many were adopted with members noting reservations rather than opposition. On the 1017 agenda, the committee continued approving measures, including SB 709 on crisis intervention officers and assisted community treatment, SB 2153 on defining bona fide farmer/agriculture activity, SB 2694 on water rate adjustments, SB 3025 on income eligibility limits, and SB 3085 on the Hawaii film studio, which included a five-year repeal provision if the studio has not relocated. The committee also passed numerous other bills unamended or with technical amendments, often deferring effective dates or blanking appropriations. Across both agendas, the committee’s actions were largely consistent: bills were advanced with amendments tailored to agency requests, technical corrections, or fiscal adjustments, and votes were generally unanimous or near-unanimous with occasional reservations recorded.
OK
Transcript Highlights:
  • Oklahoma Captive Insurance Company Act.
  • Insurance Association to improve the state's captive insurance framework.
  • Hospital association lines 15-16.
  • because the insurance companies won't be on board?
  • That financial relationship should belong between the patient, the insured, and the insurance company
HI

Hawaii 2026 Regular Session

House Chamber - Fri Feb 13, 2026, 12:00PM HST - Day 15

Hawaii House Floor Meeting

Transcript Highlights:
  • of our students from uh Hawaii of our students from uh Hawaii Technology<00:16:30.160> Academy
  • They are here from the Shanti Alliance Club and students just from Hawaii Island.
  • So it students just from Hawaii Island.
  • <00:23:42.640> Technology from Kauaii from the Hawaii Technology from Kauaii from the Hawaii
  • Colin Kennedy, who's accompanying his students from Hawaii Technology Academy.
HI

Hawaii 2026 Regular Session

House Chamber - Thu Feb 12, 2026, 12:00PM HST - Day 14

Hawaii House Floor Meeting

Transcript Highlights:
  • Aahu, Maui, Hawaii Island, and Kauaii.
  • We already have automatic voter registration here in Hawaii.
  • We already have automatic voter registration here in Hawaii.
  • Doing university and to Hawaii itself.
  • Thank you very residents here in Hawaii.
AZ

Arizona 2026 Regular Session

03/24/2026 - House Commerce

Commerce

Transcript Highlights:
  • that the adjuster represents the insured while the property is experiencing a loss-producing event or
  • It takes nothing away from associations. It takes nothing away from associations.
  • Other things include employee performance, not only of the employees of the association, but associated
  • entities that work for the association.
  • What it is going to do is, in these associations, and I do want to remind you, an association is a neighborhood
Summary: The Commerce Committee heard and acted on a long series of bills, with several strike-everything amendments. SB 1421, dealing with restrictions on financial institutions, check cashers, and remittances involving undocumented immigrants, drew strong opposition on constitutional and economic grounds and support from the sponsor as a sovereignty measure; the committee rejected a Villegas affordable-housing striker and gave the bill a due pass recommendation. SB 1254, a continuation/cleanup bill for the Industrial Commission of Arizona and its divisions, was explained as mostly renaming and administrative changes and passed unanimously after adopting the chairman’s striker. SB 1515 created a Public Safety Parity Fund for DPS and corrections retention bonuses funded by investment earnings from the Budget Stabilization Fund; law enforcement witnesses supported it as a needed retention tool, while some members objected to using rainy-day fund interest, and it passed on a split vote. SB 1206 updated homeowner protection rules for adjusters and contractors after disasters, limiting certain conduct during loss events and emergency responses, and passed unanimously after amendment. The committee also approved SB 1563, which continues the Barbering and Cosmetology Board and lowers some fee caps, after testimony that the board protects public health and sanitation. SB 1649 established a Digital Assets Strategic Reserve Fund; a Ripple Labs witness discussed self-custody options for unclaimed crypto, while an Aguilar striker would have required reporting on employers whose workers receive public assistance, but that amendment failed and the underlying bill passed. SB 1290, originally about HOA closed meetings, became a major debate over transparency versus privacy; opponents warned the Carter striker would force disclosure of sensitive member and employee matters, supporters argued HOAs should not take secret action, and the committee adopted both the Aguilar consumer-protection striker and the Carter HOA transparency striker before passing the bill. SB 1670, preempting local contractor licensing and allowing certain journeyman licenses, was amended with a Villegas striker aimed at landlord algorithmic pricing and passed unanimously. The committee continued the Arizona Department of Gaming, Racing, and Boxing/MMA commissions in SB 1671, with the chairman’s amendment narrowing reporting requirements and adding aggregate complaint reporting; the department said it had worked with auditors and supported the bill, which passed. The meeting then moved into SB 1747, beginning discussion of social media application requirements for developers and covered companies, including age verification and parental consent, but the transcript cuts off before further testimony or action on that bill.
HI

Hawaii 2026 Regular Session

EDU Informational Briefing 01-30-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • leadership at the University of Hawaii. leadership at the University of Hawaii.
  • Hawaii reach the 55? Hawaii reach the 55?
  • is Hawaii graduates for Hawaii's future. is Hawaii graduates for Hawaii's future.
  • Hawaii graduates for Hawaii's future. Hawaii graduates for Hawaii's future.
  • improvements you can show for Hawaii improvements you can show for Hawaii public<00:36:55.280>
HI
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/20/25

Commerce Finance and Policy

Transcript Highlights:
  • It provides additional authority to the Minnesota Insurance Guarantee Association in cases where a property
  • <00:01:21.159> guarantee Minnesota Insurance guarantee Minnesota Insurance guarantee Association
  • Association in cases where a Property Association in cases where a Property and<00:01:24.520>
  • Jeff Christensen, Executive Director, Minnesota Insurance Guarantee Association. Thank you.
  • <00:04:07.799> guarantee Minnesota Insurance guarantee Minnesota Insurance guarantee Association
Bills: HF747, HF1014, HF320, HF400
HI

Hawaii 2026 Regular Session

CPN Public Hearing 01-29-2026

Commerce and Consumer Protection

Transcript Highlights:
  • Hawaii Captive Insurance Council in support. >> Good morning again.
  • <00:31:57.840> Um the Hawaii Captive Insurance Council.
  • Um the Hawaii Captive Insurance Council.
  • Hawaii Captive Insurance Council >> Okay.
  • , insurance market here in Hawaii, insurance market here in Hawaii, increasing<00:36:51.599> administrative
Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am

Commerce & Economic Development Oversight

Transcript Highlights:
  • So, are there any like independent appraisers that wouldn't be underneath an envelope of an insurance
  • House Bill 2955 updates and modernizes the Oklahoma captive insurance company act.
  • Insurance Association to improve the state's captive insurance framework.
  • It's a bill that I've been working on with the insurance department since last summer.
  • insurance.