Video & Transcript Research : 'Fair Debt Collection Practices Act'
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KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (10-15-25)
Transcript Highlights:
- debts for collection. debts for collection.
- Collecting student debt is discretionary.
- <00:37:02.960>
of collecting uh tax debts instead of collecting uh tax debts instead of university - And collectors collecting student debts.
- They they don't collect debt.
Keywords:
Meeting Start 00:00:00
History of SEEK 00:02:15
Summary of On-Behalf Payments 00:12:40
Discussion on Collection of University Debt
Department of Revenue 00:32:40
Northern Kentucky University 00:57:10, 958, all
Summary:
The committee met with a quorum, approved the minutes from the September 17 meeting, and heard a presentation from Kentucky Department of Education staff on SEEK school funding and KDE on-behalf payments. KDE explained recent SEEK changes, including the guaranteed base per-pupil amount, attendance-based calculations, second-month and January growth, the 2022 change funding kindergarten at 100% instead of 50%, and the existing add-ons for at-risk students, exceptional children, limited English learners, home/hospital instruction, and transportation. Staff also reviewed tier one funding, noting the 2024 increase from 15% to 17.5% and explaining that eligibility depends on local tax effort and property wealth. They also described Senate Bill 6 from the 2025 session as a reporting proposal to include on-behalf costs in education spending totals.
KDE staff then outlined on-behalf payments made for districts, including roughly $458 million for Teachers Retirement System contributions, $942 million for health insurance, about $12 million for technology costs, and additional SFCC debt service outside KDE’s appropriation, for a total of about $1.5 billion. Members asked how a future Senate Bill 6 would affect local contributions and whether folding on-behalf payments into SEEK would shift costs among districts. KDE and Senator Gibbons clarified that the bill was intended only as a reporting mechanism and would not change local contribution or district payments; it would simply present a broader total of state education investment. The discussion also noted that Kentucky’s reported SEEK amount alone does not capture all state education spending.
Members raised questions about home and hospital instruction data, saying local concerns suggest growth in some communities even if statewide numbers appear stable. KDE said the statewide figure has been relatively consistent but offered to provide district-level trend data. Co-Chair Petrie also asked about the accuracy of SEEK projections and on-behalf calculations, referencing prior concerns from the Office of Education Accountability. KDE responded that it works with the state budget director’s office in a consensus forecasting process and has been reviewing demographic and property-assessment data, including exceptional child counts, to improve forecast accuracy.
AL
Transcript Highlights:
- >> But I'm, I would say that anybody who's acting reasonably in a situation like that would certainly
- > may<00:13:56.400>
be <00:13:56.600>in <00:13:56.720>the <00:13:56.839>act - <00:13:57.120>
of <00:13:57.200>doing and and they may be in the act of doing and and - they may be in the act of doing something<00:13:57.800>
that <00:13:58.000>people <00:13 - But I just think that there needs to be taken into account when they act a fool that they get penalized
Keywords:
SB293, Lee County, solid waste, waste collection fees, garbage fees, trash collection, county commission, fee exemption, low-income households, poverty level, federal poverty level, public sanitation, local act, municipal services, waste management, first responder, interference, criminal law, public safety, law enforcement
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Mar 18th, 2025
County and Municipal Government
Transcript Highlights:
- The goal is that they have full notice of the cost of buying debt, and many times you... ...the cost
- of buying debt, and many times you find that in the smaller populated counties and cities as they're
- lacking, and they sign the line, do the deal, and realize when values go down, they can't service the debt
- As you know, bond debt can stretch over consecutive terms, so one council or commission could really
- It's about debt. Yeah, that's what I... ...buy debt.
Keywords:
vehicle registration, disability access, fines, law enforcement, public accommodation, bond financing, municipal bonds, county debt, local government debt, debt service schedule, bond disclosure, public finance, bond underwriter, county commission, city council, refunding bonds, swap agreements, interest rate swaps, derivatives, fiscal transparency
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Chair, I move to amend Senate Bill 1589 on page two, line 12, by inserting after the word 'act' and before
- otherwise authorized to be conducted on Indian lands in compliance with the Indian Gaming Regulatory Act
- It just gives notice of the act in its sight. Will there be questions on the amendment?
- But I think that if we're unwilling to Look at this challenge and act like our companies aren't making
- The authority would have no enforcement responsibilities other than to make the form and collect it,
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
AL
Alabama 2026 1st Special Session
Alabama House Ethics and Campaign Finance Committee Jan 28th, 2026
Ethics and Campaign Finance
Keywords:
law enforcement, false information, criminal penalty, public safety, identification, school psychology, interstate compact, licensure, professional services, education, HB252, Class IV municipality, Class IV municipalities, municipal audit, audit rotation, certified public accountant, CPA, municipal accounting, Section 11-43B-9, county and municipal government
TX
Transcript Highlights:
- But, per the Texas Dental Practice Act, dentists are broadly... ...allowed to diagnose and treat oral
- However, the maxillofacial region is not specifically defined in the Dental Practice Act and will feasibly
- and want to speak from a practical perspective.
- The Texas Dental Practice Act defines the specialties of maxillofacial surgery and maxillofacial pathology
- Do a facelift or that type of surgical procedure in my practice.
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
TX
Transcript Highlights:
- This bill balances the autonomy of hospitals with the need for fair and equitable privileging practices
- The Hospital Practice Act, passed in 1985, eliminated this problem across the state of Texas and increased
- HCQIA has this built-in fairness.
- Scope of practice is a settled matter.
- So this just gives them the time to work it out before their debt gets sent to collections.
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
AL
Alabama 2025 Regular Session
Alabama House Financial Services Committee Mar 19th, 2025
Financial Services
LA
Bills:
HB214, HB217, HB253, HB411, HB440, HB514, HB515, HB543, HB614, HB620, HB658, HB812, HB898, HB961
Keywords:
property tax, blighted properties, urban rehabilitation, tax exemption, local government, financial incentives, blighted property, derelict property, property tax exemption, local redevelopment plans, rehabilitation standards, ad valorem tax, community development, income tax, tax repeal, individuals, estates, trusts, tax reduction, state revenue
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Apr 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- The act that you supported, Act 490 in the 2022 session, reinvented the board and created positions for
- Our municipalities collectively do support the exemption for us.
- The fees for the company come out of the money that is collected.
- And just two months ago, he retired from practicing corporate law.
- So, members, this bill is about protecting fair competition and public bidding.
Bills:
HCR32, HB493, HB679, HB745, HB896, HB1000, HB1024, HB1050, HB1159, HB1172, HB1173, HB1207, HB1208, HB1218
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, expropriation, property rights, Amite River Basin, drainage, East Feliciana Parish, St. Helena Parish, government authority, traumatic brain injury, identification card, law enforcement training, medical verification, disability rights, special permits, transportation, tandem loads
Summary:
The House Transportation Committee met on April 21 and considered a series of transportation, licensing, tolling, and public safety measures. It reported favorably House Bill 745, extending special permits for tandem loads hauling containers to and from port facilities; House Bill 1000, a DOTD cleanup bill that clarifies Highway Priority Program reporting and raises the letter-bid contract threshold from $1 million to $3 million; and House Bill 1050, which clarifies commercial driver’s license rules, including age and intrastate/interstate driving limits. The committee also approved House Bill 1172 naming a portion of U.S. Highway 165 in Oberlin the Coulin Brooks Manuel Memorial Highway, House Bill 1218 naming a portion of Louisiana Highway 1090 the Lewis Pat Miramon Memorial Highway, House Concurrent Resolution 32 urging backup motors for the St. Claude Avenue Bridge, and House Bill 1207 on public contracting standards and competition in public bidding.
A major portion of the meeting focused on House Bill 896, which responds to tolling issues at the Belle Chasse bridge project. The bill would require toll signage, local toll customer service centers, dispute procedures, and limits on administrative fees, with amendments addressing effective dates, in-person assistance, appeal deadlines, law-enforcement exemptions, and limits on certain charges. The author and witnesses described high administrative fees, long travel distances to customer service locations, and problems with toll bills, while committee members noted the issue was complex and ongoing. The committee reported the bill favorably as amended.
The committee also heard House Bill 1159, allowing Jefferson Parish municipalities to use automated speed enforcement devices again under local control. Supporters from Gretna, Westwego, Harahan, and Kenner said photo enforcement reduced crashes, improved safety, and helped limited police resources, while opponents were not emphasized in the transcript. After discussion about whether the measure should be voluntarily or involuntarily deferred, the committee ultimately deferred the bill. House Bill 493, which would prohibit expropriation by the Amite River Basin Drainage and Water Conservation District in East Feliciana and St. Helena Parishes, drew extensive testimony about reservoir fears and local opposition; the committee voluntarily deferred it. House Bill 679, as substituted, created a driver’s license designation for people with brain injuries and required related law-enforcement training; witnesses described personal experiences with brain injury and the need for officers to recognize communication and behavioral effects, and the committee reported the substitute favorably. House Bill 1173, which waives late fees for certain reinstatement-relief payment plans for driver’s licenses, was also reported favorably, and House Bill 1024 creating a Louisiana Democratic Party prestige plate was approved as well.
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works May 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- That was sent to debt recovery? That was collected. Collected on debt recovery.
- would you collect that money?
- would you collect that money?
- to the debt collectors.
- creation and collection.
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, oversized vehicles, permitting, economic impact, transportation, local regulations, Louisiana economy, Interstate 12, I-12, Interstate 55, I-55 interchange, DOTD, Department of Transportation and Development, D.R.I.V.E. Initiative, highway infrastructure, transportation planning
OK
Transcript Highlights:
- not exceed $75,000 but will make tourism and recreation exempt from the Oklahoma Central Purchasing Act
Keywords:
SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, restrictive covenants, discriminatory covenants
OK
Oklahoma 2026 Regular Session
Criminal Judiciary REVISED: HB3996 - Added Feb 17th, 2026 at 03:00 pm
Criminal Judiciary
Transcript Highlights:
- upon the effective date, so it's going to include multiple statutes depending on the actual criminal act
- This bill is basically adding a couple of CDS to the Controlled Substances Act and also changing a few
- words within the Uniform Controlled Substances Act.
- Members, what we’re doing here is we’re trying to clean up the court fines and fees costs collection.
- But current language and practice have created uncertainty about how these funds can be used.
Bills:
HB1322, HB3053, HB3180, HB3244, HB3269, HB3299, HB3301, HB3302, HB3430, HB3497, HB3584, HB3586, HB3587, HB3606, HB3742, HB3743, HB3755, HB3764, HB3767, HB3835, HB3848, HB3903, HB3905, HB4108, HB4130, HB4142, HB4227, HB3996
Keywords:
domestic violence, offenders registry, public safety, law enforcement, victim protection, conviction records, elderly, parole, criminal justice reform, inmate rehabilitation, Oklahoma statutes, firearms, handgun permits, self-defense, training requirements, Oklahoma Self-Defense Act, elderly exploitation, identity theft, crimes and punishments, criminal offenses
OK
Oklahoma 2026 Regular Session
Economic Development, Workforce and Tourism 2ND REVISED Feb 24th, 2026 at 01:30 pm
Economic Development, Workforce and Tourism
Transcript Highlights:
- Senate Bill 1937 is the Taxpayer Dollars Protect Workers' Act.
- Responsible labor practices that protect worker privacy and choice.
- Senate Bill 277 creates the Oklahoma State Paid Family Medical Leave Act.
- Does that affect property taxes collected for the entire community?
- There's no revenue to collect for 24 months. I understand and appreciate your perspective.
Bills:
SB1327, SB1372, SB1403, SB1937, SB277, SB2131, SB1749, SB1348, SB1469, SB2018, SB1931, SB1530, SB2155
Keywords:
tourism, recreation, economic development, Oklahoma Commission, executive director, probation, credits, educational advancement, Oklahoma Statutes, criminal justice reform, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, labor organization, incentives, employer practices, union neutrality, worker rights
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part I) Apr 9th, 2025
Health & Human Services
Transcript Highlights:
- Unexpected medical bills and aggressive debt collection practices can cause financial distress and negatively
- Providing a clear advance notice before initiating debt collection would give patients the opportunity
- Senate Bill 1784 aims to protect patients from sudden and unexpected debt collection actions by requiring
- healthcare providers to provide written notice at least 60 days before initiating debt collection for
- chance to address outstanding medical debts before facing collection efforts.
Bills:
SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069
Keywords:
school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part II) Apr 9th, 2025
Health & Human Services
Transcript Highlights:
- So your referral agency collects not just contact information for families, but also healthcare information
Bills:
SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069
Keywords:
school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity
TX
Transcript Highlights:
- So your federal agency collects not just contact information for families, but also healthcare information
Bills:
SB 227, SB 269, SB 407, SB 463, SB 527, SB 547, SB 1283, SB 1380, SB 1383, SB 1511, SB 1640, SB 1784, SB 2069
Keywords:
school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity
TX
Transcript Highlights:
- Unexpected medical bills and aggressive debt collection practices can cause financial distress and negatively
- Providing a clear advance notice before initiating debt collection would give patients an opportunity
- Senate Bill 1784 seeks to protect patients from sudden and unexpected debt collection actions by requiring
- chance to address outstanding medical debts before facing collection efforts.
- Act at that time.
Bills:
SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069
Keywords:
school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity
Summary:
The Senate Committee on Health and Human Services met with several members initially absent, then later established a quorum. The committee heard multiple bills, with most testimony focusing on access to care, insurance practices, senior safety, and health care worker protections. Several bills were laid out with committee substitutes, and public testimony was limited to two minutes per witness. Most bills were left pending after testimony, with no final votes taken in the portion provided.
Senate Bill 2069 would create a work group to study the feasibility of a statewide acute psychiatric bed registry; the substitute shifts appointment authority to the Health and Human Services Commissioner and extends reporting and sunset dates. Senate Bill 463 would expand workplace violence protections to additional hospice, home and community support, intermediate care, and state-supported living center settings. Senate Bill 1283 would require background checks and transparency measures for senior retirement communities after testimony about the Dallas-area serial killings of elderly residents. Senate Bill 1784 would require 60 days’ written notice before medical debt is sent to collections. Senate Bill 527 would require medical insurance coverage for general anesthesia for medically necessary pediatric dental procedures for children under 13 with qualifying conditions; pediatric dentists testified that denials delay needed care.
A major portion of the meeting centered on prior authorization. Senate Bill 1380 would eliminate prior authorization for a broad list of services, including emergency, primary, mental health, substance use, chemotherapy, preventive, pediatric hospice, and certain chronic-condition care. Physicians and hospice advocates supported the bill, describing delays, administrative burden, and patient harm, while health plans opposed blanket exemptions and argued prior authorization helps prevent unnecessary care and control costs. Relatedly, Senate Bill 547 would require insurers to report gold-card prior authorization exemptions to TDI and create a centralized database and annual report; TMA supported better tracking, while health plans warned of duplicative reporting and administrative cost. Senate Bill 407 would require health care facilities to honor conscience- and religion-based vaccine exemptions for employees, with testimony from a physician and vaccine-choice advocate supporting the bill.
The committee also heard Senate Bill 1383, which would regulate senior living referral agencies, allow more flexible compensation structures, and add disclosure and consumer protections; an out-of-state referral company and A Place for Mom supported it. Senate Bill 1511 would allow freestanding emergency centers to provide outpatient services in addition to emergency care, with consumer protections such as estimates, limits on facility fees, and restrictions on balance billing. The chair repeatedly announced that bills were being left pending after testimony, and no final committee action or recorded votes were taken in the transcript provided.
LA
Transcript Highlights:
- I am coming to you after four years of practice, completely immersed in the NIL space with one of the
- largest consulting agencies for NIL collectives in the country.
- So we have the Uniform Athlete Agent Act, which we have adopted already.
- And this is the revised Uniform Athlete Agent Act that we are adopting that has been updated for this
- I've never had agents at a practice ever, and I had four that day.
Keywords:
athlete agent, registration, endorsement contracts, name image likeness, eligibility, unfair trade practices, student athletes, unclaimed property, abandoned property, escheat, state treasurer, administrator, claimant, purchase agreement, assignment, property recovery, owner verification, documentation requirements, fraud prevention, bankruptcy
Summary:
The Civil Law and Procedure Committee met on May 18, 2026, and first took up Senate Bill 389 by Senator Connick, which would update Louisiana’s athlete-agent law to address NIL representation for high school and college athletes. Testimony from the Attorney General’s office said the bill is needed because NIL agents are currently largely unregulated, especially as NIL activity has expanded into high school sports. Assistant Attorney General Olivia Nuss explained that the measure adopts a revised Uniform Athlete Agent Act framework, creating a state registry and oversight process for agents representing student-athletes in endorsement and NIL matters.
John Curtis, head of school and football coach at John Curtis Christian School, testified in support, saying agents are increasingly approaching young athletes and families without qualifications, charging high fees, and sometimes trying to steer athletes to schools. Committee members asked about how the system would work, who would administer it, and whether the Louisiana High School Athletic Association would have a role. Witnesses said the Department of Justice would house and enforce the program, while LHSAA would help disseminate information to schools, parents, and athletes. Members also raised questions about contracts involving minors and whether the bill should address agreements extending past the age of majority.
The committee adopted technical Amendment Set 5462, then reported SB 389 as amended without objection. Afterward, Senate Bill 525 was voluntarily deferred at the author’s request, and the committee adjourned.
OK
Oklahoma 2026 Regular Session
Economic Development, Workforce and Tourism Feb 10th, 2026 at 01:30 pm
Economic Development, Workforce and Tourism
Transcript Highlights:
- Senate Bill 1998 is a tweak inequality events act that's run by the Department of Commerce.
- Senate Bill 1771 authorizes the Oklahoma Workforce Commission to collect metrics From different agencies
- the last year that this agency has really been running that We're having some issues being able to collect
Keywords:
housing, infrastructure, water projects, Oklahoma Water Resources Board, economic development, zero-interest loans, clawback provision, local contractors, Olympics, funding, Oklahoma Department of Commerce, local businesses, revolving fund, event hosting, SB1525, tourism, recreation, conference, Oklahoma Tourism and Recreation Department, Oklahoma Tourism and Recreation Commission