Video & Transcript Research : 'FTC'
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US
US Federal 2025-2026 Regular Session
An oversight hearing to examine Meta's foreign relations and representations to the United States Congress. Apr 9th, 2025 at 01:30 pm
Criminal Justice and Counterterrorism Subcommittee
Transcript Highlights:
- Back in 2012, the FTC here in this country, the FTC entered a consent decree with Facebook about privacy
- and early on in your time at the company, but do you remember roughly any of the terms of that FTC consent
- Now, Facebook is under a. consent decree with the FTC on this basis and yet they are deliberately misrepresenting
- about suppressing dissidents, lying about setting up censorship tools, they've also arguably violated FTC
Keywords:
Meta, Facebook, whistleblower, regulation, China, user data, artificial intelligence, testimony, Congress
Summary:
The meeting of the Senate Judiciary Subcommittee on Crime and Counterterrorism focused on oversight of Meta's foreign relations and representations to Congress. An essential witness, Sarah Wynne-Williams, a former executive at Facebook, provided testimony outlining significant concerns about the company's practices and its complicity in aiding oppressive regimes. The atmosphere was charged, with ongoing debates about the regulation of big tech companies and the ethical implications of their policies. The committee explored topics such as user data management, whistleblower retaliation, and the need for legislative measures to protect users and enhance accountability in the tech sector. A notable point of contention was Facebook's alleged cooperation with the Chinese government regarding the dissemination of user data and AI tools, leading to serious ethical implications.
FL
Florida 2026 4th Special Session
January 13, 2026 - 01:00 PM
Transcript Highlights:
- The FTC is the name. There is used to be 3 programs that we would talk about together.
- The FTC program that program allows businesses that are taxpayers in Florida and beverage and corporate
- But the bottom line is that the dollars available for the FTC programs, scholarships are not at the levels
AR
Arkansas 2026 1st Special Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- The FTC estimates it went up by 25%. You know, the FBI losses is $16.5 billion.
- But the FTC also estimates losses could be as high as $196 billion.
- social media companies to develop a mitigation program for impersonation or deceptive ads, requires the FTC
- private right of action. ...develop a mitigation program for impersonation or deceptive ads, requires the FTC
- according to the FBI, did not actually report fraud last year that happened to them; according to the FTC
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents.
Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale.
Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.
FL
Florida 2025 Regular Session
February 13, 2025 - 09:00 AM
Transcript Highlights:
- I'm going to launch the FES EO and FTC scholarship.
- So the documents for qualification for FTC and FES-EO, which is the same application, that's the proof
- the application process, whether it's by virtue of the application type that they've selected, maybe FTC
- Yes, we currently, the FTC requirements versus the UA requirements as far as what's required is different
- We do, under the FTC application, require a birth certificate for anyone in the household under the age
Summary:
The Pre-K through 12 Budget Subcommittee met to continue reviewing how Family Empowerment Scholarship students are funded through the FEFP and the role of scholarship funding organizations. Staff gave a statutory overview of parent, SFO, and Department of Education responsibilities, including application deadlines, eligibility verification, quarterly payment timing, cross-checks to prevent duplicate funding, and the 99% district FEFP limitation for certain awards. The committee then heard demonstrations from Step Up for Students and AAA Scholarship Foundation showing their parent portals, application workflows, reimbursement systems, school enrollment/invoice processes, and marketplace tools for tuition, tutoring, and approved goods and services.
Step Up reported major growth since HB 1, saying its scholarship population expanded from about 260,000 to more than 440,000 students, with application processing averaging about 10 days. It also highlighted faster tuition, provider, and reimbursement payments, multilingual support in English and Spanish, and resources such as videos and a call center. Members asked about support for Creole speakers, optional Florida ID numbers, student identifiers, marketplace pricing, tutor qualifications, background screening, and how awards differ from funded status. Step Up said it does not currently support Creole, does not do background screenings for tutors, sets no marketplace prices itself, and uses a unique internal student ID separate from the state ID.
AAA demonstrated its revised software for the 2025-26 school year, including an eligibility screener, household and student application steps, messaging with staff, reimbursement requests, and administrative review and payment batching. AAA said the new system is custom-built, more transparent about award value versus available balance, and designed to better handle quarterly funding for UA students. Members questioned AAA and Step Up about student ID numbers, public-school cross-checks, fraud controls, school fee schedules, whether schools must participate, and reimbursement timing. Both organizations said they report quarterly to DOE, receive public-school cross-checks, and recover funds when students return to public school; AAA said its average reimbursement turnaround is about 14 business days, while Step Up said its reimbursement approvals have improved significantly. The committee also requested follow-up information, including one-pagers, data on income levels and demographics, and additional details on forecasting and system costs.
MD
Transcript Highlights:
- Colleagues, it is a privilege to recognize the extraordinary accomplishments of the First FTC robotics
- sincerest congratulations to robotics team 11525, Minerva's Mechanics, in recognition of winning the FTC
- 11525, Minerva's Mechanics, the Senate of Maryland unanimously celebrates and congratulates you on your FTC
- 34.560>
your celebrates and congratulates you on your celebrates and congratulates you on your FTC - Chesapeake Regional Championship and FTC Chesapeake Regional Championship and wishes<00:07:37.680>
Summary:
The Maryland Senate convened with a quorum, heard an invocation from Pastor Delman Coates, and received several guest introductions, including the doctor of the day, student visitors, homeschool advocates, community leaders, and the Braver Angels group. The chamber also journalized remarks welcoming Dr. Coates and recognized a prayer breakfast, with members offering brief thanks and acknowledgments before moving to legislative business.
The Senate handled several messages and nominations, including withdrawal of an appointment, Johns Hopkins Police Accountability Board nominations, and Prince George’s County Board of License Commissioners nominations, all referred to Executive Nominations. The chamber also received House Bill 156 and an Executive Nominations Committee report recommending confirmation of a slate of appointments, which was special ordered for later consideration. A motion to return Senate Bill 463 to second reader and special order it for Tuesday was adopted without objection, and Senate Bill 473 was also special ordered for Tuesday.
On third reading, the Senate passed a large number of bills, including measures on ignition interlock participation, school construction, port hearing notice, veteran status notation for educators, correctional officer scholarships, benefits exploitation, veterans trust fund applications, presidential electors, advance enrollment for children of active service members, retired law enforcement handgun permits, high-risk pregnancy discharge communication, charitable organization audit thresholds, child care criminal history checks, water pollution discharge permits, blockchain task force creation, franchise registration reform, licensing portability for foreign service members and spouses, Medicaid collaborative care cost-sharing, gift card fraud, school for the deaf board membership, vehicle dealer hearings, massage therapy advertising, protective body armor reporting, lithium-ion battery safety, pharmacy prescriber agreements for opioid use disorder treatment, human relevant research fund contributions, state and higher education email requirements, and auto insurance producer commissions. Most passed unanimously or by wide margins; Senate Bill 348 and Senate Bill 585 passed with 30 and 32 votes in favor, respectively.
Senate Bill 140, concerning benefits exploitation, drew extended debate over constitutionality and pending litigation, with one senator citing an Attorney General opinion and another citing a Supreme Court case on neutral principles in church property disputes; the bill ultimately passed with 40 votes. Members later changed several votes on the floor, including on Senate Bills 172, 376, 428, and 48. The session ended while the clerk was beginning to read Senate Bill 629, with the remaining calendar not completed in the transcript.
VT
Transcript Highlights:
- privacy enforcement attorney; Vermont resident; small business consultant; former attorney advisor to the FTC
- attorney<00:22:57.160>
advisor <00:22:57.680>to <00:22:57.800>the <00:22:57.880>FTC - <00:22:58.320>
Commissioner attorney advisor to the FTC Commissioner attorney advisor to the - FTC Commissioner Rebecca<00:22:59.320>
Kelly <00:22:59.600>Slaughter, <00:23:00.520>
Summary:
The House first took up House Bill 955, relating to next steps in transforming Vermont’s education system. The chamber suspended rules to consider the Senate proposal of amendment immediately, and the House Education Committee reported that while it appreciated the Senate’s work, differences remained on issues including the timing of class size minimums, possible tuition or fees under the foundation formula, school construction details, and merger committee groupings. The committee voted 11-0-0 to refuse concurrence and request a committee of conference.
After a brief correction on the committee straw poll, the House voted to refuse concurrence in the Senate amendment and appointed Representatives Conlin, Kornheiser, and Quimby as the House conferees. The House then suspended rules to message its action to the Senate forthwith.
The House next took up Senate Bill 71, the consumer data privacy and online surveillance bill. The Commerce and Economic Development Committee recommended amendment, and the floor report described the bill as creating a comprehensive Vermont data privacy law effective January 1, 2028. The report outlined consumer rights to know, access, correct, delete, and port personal data, and to opt out of targeted advertising and sale of data; duties for controllers and processors; limits on sensitive data use; special protections for minors and health-related geofencing; Attorney General enforcement; and an 18-month cure period. The committee heard extensive testimony from a broad range of advocates, industry representatives, privacy experts, and other stakeholders, and it reported the bill out favorably with amendment on a vote of 11-0-0 before the House recessed for dinner.
US
US Federal 2025-2026 Regular Session
Joint hearings with the House Select Committee on the Strategic Competition to examine financial aggression, focusing on how the Chinese Communist Party exploits American retirees and undermines national security. Apr 9th, 2025 at 01:30 pm
Aging (Special) Committee
Transcript Highlights:
- went so far as to attempt to fire commissioners from the, just the Democratic commissioners of the FTC
- Congress, in a bipartisan way a few years ago, established the FTC as an independent, bipartisan enforcement
- So when you take the cops off the beat and then you say, well the FTC, we don't even want you to operate
- I think probably the bigger issue is establishing a working relationship that includes the FTC, the other
- The FTC has also shined a light on scams like romance fraud, tech support cons, and crypto-related schemes
Keywords:
Chinese Communist Party, retirement security, investment risks, SEC enforcement, Bipartisan action
Summary:
The meeting primarily addressed concerns regarding the impact of the Chinese Communist Party (CCP) on American investments and the financial security of retirees. The chair discussed legislation aimed at ensuring the protection of American investors against the risks posed by Chinese companies. There was a consensus among the members regarding the necessity to enforce existing policies that require compliance from foreign companies wishing to trade on American exchanges. The discussion included testimony from various stakeholders highlighting the urgent need to limit exposure to the CCP in retirement portfolios. Additionally, there were calls for increased accountability of regulatory bodies such as the SEC to better shield American investors from potential loss.
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development Apr 2nd, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- This mirrors the federal cooling-off, FTC cooling-off rule, substantially, but does include some additional
- While we agree with the assertion that these businesses would still have to comply with the FTC cooling-off
- rule,... ...assertion that these businesses would still have to comply with the FTC cooling-off rule
- But I want to highlight some components that are in the Texas law that are not in the FTC rules that
Keywords:
school district, bond issuance, election dates, voter approval, Texas Education Code, HCR 9, Texas State Cemetery, Hill Country flood, July 4 2025 flood, Guadalupe River, Camp Mystic, memorial, monument, concurrent resolution, disaster remembrance, natural disaster, flood victims, survivors, State Preservation Board, Texas secretary of state
Summary:
The Committee on Trade, Workforce and Economic Development met with a quorum and moved quickly through a long agenda, hearing testimony and taking recorded votes on several bills. Early in the meeting, HB 2214 was laid out to exempt certain short-term residential leases and leaseback arrangements from flood-disclosure requirements; Texas Realtors supported the change, and the bill was left pending. The committee then voted out a series of pending measures, including HB 46, HB 186 (with a committee substitute), HB 431, HB 1147, HB 1154, HB 2468, HB 2488, HB 2788 (with a substitute), HB 2791 (with a substitute), HB 3260, and HCR 90, all reported favorably to the full House, with HB 1147 receiving two nays and the others passing unanimously or nearly so.
A major portion of the hearing focused on HB 112, which would create a Texas Science Park district and commission to support advanced manufacturing and innovation sites. The bill’s author and supporters, including Samsung Austin Semiconductor, the Texas Association of Business, and the Governor’s economic development office, argued it would strengthen supply chains, attract investment, and support national security and workforce development. Testimony described interest from semiconductor and advanced manufacturing companies and referenced the model of foreign science parks such as Sinshu in Taiwan. HB 112 was left pending after testimony.
The committee also heard HB 3698 and HB 3699, both related to unemployment insurance administration. HB 3698 would expand eligibility for the Reemployment Services and Eligibility Assessment program using federal funds, while HB 3699 would tighten the definition of “last work” to help the Texas Workforce Commission investigate UI fraud. Both bills were discussed with TWC resource witnesses and left pending after the committee withdrew the substitutes. HB 1349, which would extend HOA transparency and property-rights provisions to condominiums and refine HOA rules, and HB 621, which would require HOA meeting spaces to be available for residents to reserve for qualified political candidates or elected officials, were also heard and left pending. Finally, the committee heard HCR 9 to designate the first Saturday of each month as Small Business Saturday, HB 199 to index unemployment benefit duration to the state unemployment rate, and HB 3466 to exempt certain cancelable service contracts from Texas’s in-home sales cooling-off law; each drew supportive and opposing testimony and was left pending before adjournment.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Education Jun 21st, 2026 at 01:00 pm
Joint Committee on Education
Transcript Highlights:
- FTC has provided me with invaluable hands-on experiences, teaching me about fundamental robotics and
- And FTC has provided me with invaluable hands-on experiences, teaching me about fundamental robotics
- Before joining the FTC program, I didn't have any interest in fields that weren't the creative arts.
- Before joining the FTC program, I didn't have any interest in fields that weren't the creative arts.
- what I use in the club, these important life skills were all taught to me through my experiences at FTC
Summary:
The Joint Committee on Education held a very full public hearing on the first Education Committee hearing of the session, with testimony taken on a large slate of bills, especially H. 650/S. 436 and related measures. The chairs explained the hearing rules, including two-minute testimony limits, live streaming, written testimony, and accommodations for interpreters and disabilities. The committee first heard extensive testimony on H. 460/S. 436 and later H. 650/S. 436, bills to affirm and maintain equal access to public education for all children, including immigrant students, English learners, and students with disabilities. Witnesses included parents, advocates, educators, attorneys, and state officials, many of whom described fears caused by federal policy changes and argued that Massachusetts should codify protections for school enrollment, special education, interpreter services, and due process in discipline cases. The Attorney General’s office, Mass Advocates for Children, Lawyers for Civil Rights, MIRA, the Children’s Law Center, the Disability Law/advocacy community, and others all urged favorable action, while committee members asked questions about Plyler v. Doe, manifestation determinations, interpreter qualifications, and how the bill would mirror or preserve existing federal protections at the state level.
The committee also heard testimony on H. 702/S. 460, establishing an elementary and secondary school robotics grant program, which was supported as a way to expand STEM opportunities and help schools fund robotics programs. Representative Sweeney also testified on H. 713, a bill to support student participation in 4-H programming by allowing excused absences similar to those for athletics and other sanctioned activities; members noted bipartisan support and the bill’s long history. The hearing then moved to H. 543/S. 417, a recess bill requiring at least 30 minutes of free-play recess for K-8 students. Supporters included the Massachusetts Teachers Association, the League of Women Voters, educators, and parents, who emphasized recess as important for physical health, social-emotional development, attention, and academic performance, and noted that unequal local policies create disparities across districts. Several witnesses also tied recess to broader concerns about student well-being and screen time. No votes were taken during the hearing; the committee simply received testimony and closed testimony on the bills as it moved through the agenda.
FL
Florida 2026 5th Special Session
Appropriations Committee on Criminal and Civil Justice Feb 12th, 2026
Transcript Highlights:
- FTC is waiving in support. FTC is waiving in support.
Summary:
The Criminal and Civil Justice Committee met with a quorum present and began with a notice that the committee would not present its budget that day, instead planning to roll it out the following week in coordination with House counterparts and Senate notice requirements. The chair also noted several members were excused or late, and the committee proceeded to the agenda items.
The committee heard CS for SB 760 by Senator McLean, relating to violations of pretrial release conditions for violent crimes. There was no debate, and the Florida Sheriffs Association waived in support. The bill was reported favorably by roll call vote. The committee also took up SB 1536 by Senator Pizzo on digital voyeurism, described as expanding the reasonable expectation of privacy to include a privately fenced yard; no questions, appearances, or debate were recorded, and the bill was closed on without further action noted in the transcript.
Next, the committee considered SB 102 by Senator Yarbrough on inmate services. A leave-filed amendment was adopted that addressed correctional facility maintenance and repair deductions, Medicaid supplemental reimbursement participation, emergency medical transport reimbursement, and negotiated rates for certain community health care providers, including telehealth arrangements. The Safety Net Hospital Alliance of Florida spoke in information and indicated the amendment was a positive step, while the Florida Department of Corrections waived in support. The bill, as amended, was reported favorably by roll call vote. Two additional agenda items, CS for SB 1582 on statewide data sharing of secondhand dealer and pawnbroker transactions and SB 1792 on public records for pawnbroker transactions, were temporarily postponed, and the committee adjourned after no further business.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- You could have a police report, an FTC order, or an order from a court, and filing a false police report
- When victims obtain court orders or FTC affidavits, they do so under penalty of perjury, so it's difficult
- The bill describes either a police report, an FTC report, or a court order.
Keywords:
HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code
TX
Texas 89th 2nd C.S.
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- You could have a police report, an FTC order, or an order from a court, and filing a false police report
- And when victims obtain court orders or FTC affidavits, they do so under penalty of perjury.
- In the bill, it describes either the police report, an FTC report, or a court order.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 2nd, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- You know, this mirrors the federal cooling-off rule from the FTC in substantial ways.
- The FTC cooling-off rule and a lot of the disclosures are substantially similar to what's happening in
- But I want to highlight some components that are in the Texas law that are not in the FTC rules that
Keywords:
science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- We've reported this to the Wilmington Police, FBI's Internet Crime Complaint Center, the FTC, and the
- We've reported this to the Wilmington Police, FBI's Internet Crime Complaint Center, the FTC, and the
- Again, I'm repeating it, but the FTC has found that 33% of older adults who've lost a significant amount
- method, and cryptocurrency ATMs, the kiosks, were featured in the majority of those complaints that the FTC
- The imposter then transferred her to a fraudulent FTC agent who told her to withdraw money from her bank
Summary:
The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use.
Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting.
The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.
MN
Minnesota 2025 1st Special Session
Press Conference: Outlining the Impact of Eliminating the US Consumer Financial Protection Bureau Feb 21st, 2025
Transcript Highlights:
- know, some critics of the CFPB say, you know, it's a redundant government entity because there's the FTC
- 00:18:25.600>
the government entity because there's the government entity because there's the FTC - 27.280>
FDIC <00:18:28.280>anybody <00:18:28.600>want <00:18:28.799>want FTC - there's the FDIC anybody want want FTC there's the FDIC anybody want want to<00:18:29.000>
take
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Economic Development, Tourism, and Labor (2-5-26)
Economic Development, Tourism, & Labor
Transcript Highlights:
- such<00:09:50.560>
as <00:09:50.720>the <00:09:50.880>SEC, <00:09:52.080>FTC - ,<00:09:52.640>
and agencies such as the SEC, FTC, and agencies such as the SEC, FTC, and
Keywords:
Meeting start: 00:00
Roll Call: 00:32
HB 136 Discussion: 01:46
HB 136 Vote: 05:53
HB 183 Discussion: 07:03
HB 183 Vote: 14:45, 958, all
Summary:
The Senate Standing Committee on Economic Development, Tourism, and Labor met with a quorum and considered two bills. Senate Bill 136, sponsored by Vice Chair Frommeyer, made a housekeeping change to unemployment insurance fraud reporting by correcting prior language so suspected fraud is reported to the appropriate county or commonwealth attorney and the U.S. Department of Labor, rather than the Justice and Public Safety Cabinet. Members asked about how often local prosecutors pursue these cases and whether the state follows up on clawing back fraudulent payments; the cabinet said it would check on the exact recovery process. Senator Boswell also raised broader concerns about delays and difficulties claimants face in the unemployment insurance system. The committee approved SB 136 unanimously, 11-0, and reported it favorably.
The committee then heard Senate Bill 183 from Senator Nunn, which would regulate proxy voting advice by requiring transparency, economic analysis, and disclosure when proxy advisers rely on non-financial factors or give advice inconsistent with a company board’s recommendation. Nunn said the bill is intended to protect Kentuckians’ retirement and investment interests, prevent politically or ideologically driven advice, and create enforcement through Kentucky’s deceptive trade practices law. Senator Clemens questioned how the bill would apply to nontraditional groups and whether the affected firms are registered or regulated; a witness, Chris Nolan, said there is little federal oversight and no Kentucky oversight of proxy adviser firms. Senator Maiden supported the bill, while Senator Thomas opposed it, arguing investors should be free to seek advice based on their own interests and that the bill could chill such advice. The committee passed SB 183 by a 9-2 vote and reported it favorably.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 30th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- genetic testing we conducted in December last year, as you know, in Galveston and Kemah, using what the FTC
- the shrimping industry, but there's no reference to menus or signage in this bill, or even what the FTC
- That's the only edit we recommend: that the word "representing" is more clearly defined and the FTC..
Bills:
HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333
Keywords:
firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 3/11/25
Commerce Finance and Policy
Transcript Highlights:
- Impostor claims were the most common type of fraud reported to the FTC in 2023.
- common type of fraud benan reported to common type of fraud benan reported to the<00:05:11.960>
FTC - in 2023 Federal Trade Commission the FTC in 2023 Federal Trade Commission consumer<00:05:17.039>
- I mean, I think that's right, but I think for the last 20, 30 years that the FTC has kept this stat.
- has kept this this stat that the FTC has kept this this stat you've<00:08:58.640>
seen <00:08:
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Dec 5th, 2025
Transcript Highlights:
- Others might use the FTC report that comes out. That was $12.5 billion.
- The FTC estimated increases from 2023 to 2024 of 25 percent.
- And in fact, the FTC just published a report this week that estimated total losses in the U.S. due to
- You heard earlier from the ABA speaking about the FTC report that found about $190 billion in estimated
Summary:
The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by JLARC staff member Susanna Pratt. The report found Washington’s cannabis production in 2023 was likely two to three times higher than retail sales, with production estimated at 292,000 to 443,000 pounds of THC versus 139,000 pounds sold. Pratt explained that canopy data are inconsistent and that the Liquor and Cannabis Board’s traceability system is incomplete and unreliable, limiting data-driven regulation, tax verification, recall tracking, and diversion enforcement. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 timeline may be more realistic. JLARC also concluded that the social equity producer licenses would likely have only a minimal effect on statewide production capacity, and suggested the legislature consider broader ways to increase equity in the industry. Members asked about the slow issuance of social equity licenses and about comparable traceability systems in other states.
The committee then heard a series of presentations on fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scam ads, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, and platforms. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the operational and financial impacts on credit unions, and recommended better information sharing, safe harbors for returning scam-related funds, and stronger fraud education. Kyle Innes of SIFMA highlighted investor fraud and Washington’s 2009 report-and-hold law, which he said helped shape similar protections in most states, and emphasized the need for better communication among financial firms, APS, and law enforcement.
Brian Gerard and Ali Higgs from the Department of Financial Institutions discussed “pig butchering” and other investment scams, focusing on how scammers build trust through social media, dating apps, fake websites, and crypto schemes before extracting funds. Across the fraud presentations, witnesses repeatedly stressed consumer education, interagency information sharing, and stronger controls on telecom, social media, and crypto ATM activity. Members asked about model laws from other states, the role of financial education in schools, and whether crypto ATMs should be regulated or banned. No votes or formal committee actions were taken during the meeting.
FL
Transcript Highlights:
- During the time we have here today, I'll share with you the background and history of the FTC.
- to myself, the commission employs three staff members to assist with carrying out the duties of the FTC
- to myself, the Commission employs three staff members to assist with carrying out the duties of the FTC
Summary:
The Senate Transportation Committee met, took roll, and heard introductory remarks from members about their districts and transportation priorities, with several senators noting congestion and mobility challenges in their regions. The committee then received a presentation from the Florida Transportation Commission on its oversight role for FDOT, including annual and quarterly performance reviews, review of the five-year work program, and monitoring of tolling and transit authorities. Members asked whether the commission gets involved in project prioritization; the answer was no, because it is statutorily limited to high-level oversight rather than day-to-day project decisions.
The committee next heard two reports related to transportation disadvantaged and paratransit services. FDOT’s Melissa Smith described the statewide Transportation Disadvantaged program, its governance structure, service models, and challenges such as fragmented administration, cost, inconsistent reporting, and rural service limitations. She outlined recommendations including better use of technology, regional partnerships, improved training, and alternative delivery models like microtransit and TNC partnerships. A University of South Florida researcher, Martin Katala, discussed best practices for paratransit and demand-response service, emphasizing route optimization software, dynamic dispatching, service standards, vendor accountability, and the use of TNCs and mobility management to improve efficiency and reduce travel times. A later presentation from UF’s I-Street program focused on emerging technologies for transit, including in-cabin monitoring, automatic restraints, accessible booking and tracking tools, and the need for statewide safety standards and better driver interfaces.
Finally, FDOT Secretary Jared Perdue and District 5 Secretary John Tyler provided an update on the transition of SunRail local entities. They explained the differences among commuter rail, intercity rail, and light rail, and said SunRail’s financial transition to local partners was completed on January 1, with operational transition to follow over up to three years. They contrasted that with Tri-Rail, where FDOT still funds operations and discussions about a future transition are ongoing. Members asked about the differences between SunRail, Tri-Rail, Amtrak, and Brightline, and the presenters explained that commuter rail serves regional daily commuters while intercity rail connects regions. The committee concluded without taking any formal votes or other legislative action.