Video & Transcript : 'multilateral lending' :
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MO
Transcript Highlights:
- Thank you for the opportunity to simply lend my voice to. That we owe them everything.
- Thank you for the opportunity to simply lend my voice to this conversation.
Committee:
House Veterans and Armed Forces
WA
Washington 2025-2026 Regular Session
Senate Early Learning & K-12 Education Jan 20th, 2026 at 08:00 am
Early Learning & K-12 Education
Transcript Highlights:
- the executive director of the Washington State Association of Head Start and ECEAP, and I'm here to lend
- the executive director of the Washington State Association of Head Start and ECEAP, and I'm here to lend
Committee:
Senate Early Learning & K-12 Education
Keywords:
digital transcript, transcript sharing, student records, education data exchange, K-12, higher education, community colleges, universities, school districts, charter schools, state-tribal education compact schools, educational service districts, data interoperability, secure platform, student consent, FERPA, privacy, education technology, records management, transcript standard
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Jan 15th, 2026
Transcript Highlights:
- contains a lot of risk, are looking at—constantly monitoring our default rates and working with our lending
- So we recognize that lending has to incorporate risk, but we want to make sure that we've prudently analyzed
Summary:
The committee first heard AB 710, which would expand dynamic pricing and time-of-use electricity rates and require utilities to develop plans for advanced metering infrastructure so more customers can participate. The author and supporters said the bill would encourage load shifting to times when electricity is cheaper and cleaner, reduce curtailment of renewable energy, and help address affordability. PG&E and SDG&E opposed the bill as drafted, arguing the deadlines were premature, could disrupt ongoing CPUC rate proceedings and pilot programs, and might force costly changes before results are known; Golden State Power Cooperative was neutral and flagged a technical issue. After questions and discussion about timing and scope, the committee passed AB 710 on an 11-0 vote and also approved the consent calendar 15-0.
The committee then held its first 2026 oversight hearing on implementation of the California Transmission Accelerator created by SB 254. GoBiz, IBank, CAISO, and the Department of Finance outlined the new program’s structure: GoBiz’s energy unit will coordinate the accelerator, IBank will evaluate and finance eligible projects, CAISO’s transmission planning and competitive solicitation process will identify projects, and the tax credit will provide an additional incentive for developers. Administration witnesses said trailer bill language and about 10 limited-term positions are being proposed to clarify roles, protect confidential information, and support the revolving fund, with roughly $26 million in administrative costs over five years.
Committee members focused on coordination among agencies, supply-chain risks, regional market planning, and whether the accelerator has enough authority to move projects quickly. CAISO said its planning and competitive procurement processes already align closely with the accelerator and that no tariff changes are expected, while GoBiz and IBank said they are still developing financing strategies and learning from other states. Public commenters supported faster transmission but urged the committee to preserve the role of competitive developers, clarify ownership and risk allocation, and ensure wildfire safety and accountability. The hearing ended with no formal action beyond receiving testimony and committing to continued oversight.
WA
Washington 2025-2026 Regular Session
JLARC – Joint Legislative Audit & Review Committee Sep 17th, 2025
Transcript Highlights:
- This is a program at the Department of Commerce, which awards grants to qualified lending institutions
- several metrics, among them program loans and investments, including matching investments made by the lending
Summary:
The Joint Legislative Audit and Review Committee met on September 17, 2025, in hybrid format. After roll call, the committee initially lacked a quorum and deferred approval of the July 15 minutes until Representative Berg arrived; the minutes were then adopted. Members also discussed the proposed 2026 JLARC meeting schedule, including possible changes to address crowded July meetings and the annual tax exemption review workload.
Staff presented the annual lodging tax expenditures report, noting that 213 municipalities received distributions in 2024, with 91% reporting compliance, $114 million awarded for more than 1,700 activities, and no independent verification of the self-reported data. Several members questioned the value and usefulness of the report, and the executive committee indicated it may recommend removing the statutory reporting requirement. The committee then heard the preliminary performance audit of the Office of Privacy and Data Protection, which found the office meets its statutory responsibilities and has high user satisfaction, but recommended updating the statute to better match the office’s current capacity and focus and improving performance measures to reflect long-term privacy outcomes rather than outputs. Members asked about FERPA and other federal privacy laws, and OPDP staff said they provide general privacy training and consultation but not law-specific training unless requested.
The committee adopted the final report on Washington State recreational boating programs without recommendation, after staff reported that boating revenues support both general government and boating activities and that no participating agencies submitted formal comments. Members asked about boater safety education and possible overlap among the six agencies involved; Parks staff said education has reached more than 500,000 boaters and that fatalities and incidents have declined. The committee also reviewed planned study questions for a JLARC review of Labor and Industries’ enforcement of farm worker laws, with members raising scope questions about the term “farm worker” versus “agricultural worker,” and for DNR’s Eastern Washington sustainable harvest calculation, which JLARC will review as DNR completes its recalculation. Finally, staff outlined the 2026 tax preference performance reviews covering seven preferences, and members asked about racial equity, environmental impacts, disclosure of beneficiary savings, and how the reviews will measure effectiveness; the meeting adjourned before noon.
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Jun 27th, 2025
Transcript Highlights:
- In, uh, both selecting a consultant to help them coordinate that planning process as well as lend some
- This is what we can lend our support to do. So I'll just highlight a couple of things.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- You know, lending is our bread and butter, right?
- Commercial lending, business growth, operating lines, things like that.
Bills:
HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Feb 18th, 2025
Transcript Highlights:
- And our relationship is generally with the lender who goes and we incentivize them to lend the money
- And then they go ahead and go out and lend money to the borrower, the residential, and they get their
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Mar 18th, 2025
Transcript Highlights:
- just have this, would like to align this new requirement with the California Residential Mortgage Lending
Summary:
The Assembly Banking and Finance Committee met to hear its only agenda item, AB 493 by Assemblymember Harabedian, which would require lenders to pay interest to homeowners on post-loss insurance payouts held in escrow. The author said current law already pays interest on some escrowed funds, but excludes insurance proceeds after a loss; he argued the bill would help wildfire survivors and other homeowners rebuilding after major property damage. He noted amendments clarifying that the bill applies only to loans and only to insurance payouts still held in escrow on or after the bill’s effective date.
Support came from the Consumer Federation of California, whose representative said the measure closes a loophole and would provide modest but meaningful help to homeowners facing long rebuild timelines. The California Bankers Association did not oppose the bill but raised concerns about aligning it with existing mortgage servicing law and the treatment of hazard insurance proceeds, saying it wanted to work with the author on technical issues. Committee members expressed support, emphasizing the need to help displaced homeowners access funds more quickly.
The committee voted unanimously to pass AB 493 and refer it to the Assembly Committee on Appropriations. The roll call showed the bill receiving eight votes, and the committee then adjourned.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 04/14/26
Commerce and Consumer Protection
Transcript Highlights:
- 01:33:18.320><c> to</c><01:33:18.400><c> reflect</c><01:33:18.800><c> modern</c><01:33:19.120><c> lending
- </c> institutions to reflect modern lending institutions to reflect modern lending practices.<01:33:20.240
- And I'm just wondering, that seems like it lends itself more to the Department of Health responsibilities
- ><c> itself</c><01:38:25.840><c> more</c><01:38:26.120><c> to</c><01:38:26.280><c> the</c> like it lends
- itself more to the like it lends itself more to the Department<01:38:26.800><c> of</c><01:38:26.960>
Committee:
Senate Commerce and Consumer Protection
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/17/26
Energy Finance and Policy
Transcript Highlights:
- to more fully tap into private sector investment and philanthropic funds in order to create more lending
- order<00:52:49.440><c> to</c><00:52:49.599><c> create</c><00:52:49.839><c> more</c><00:52:50.079><c> lending
- </c> order to create more lending order to create more lending opportunities<00:52:50.880><c> for</c>
- These are catalytic loans that we are lending out and getting back.
- </c> are catalytic loans that we are lending are catalytic loans that we are lending out<00:56:40.960
Committee:
House Energy Finance and Policy
Keywords:
climate change, greenhouse gas emissions, financing, sustainability, environmental policy, renewable energy, Minnesota Climate Innovation Financing Authority, earned incentive release credit, release credits, supervised release, corrections, Minnesota Department of Corrections, sentence reduction, good time, prison time, incarceration, violent offenses, murder, criminal sexual conduct, sex offenses
MN
Minnesota 2025-2026 Regular Session
House Fraud Prevention and State Agency Oversight Policy Committee 4/7/25
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- That means that we've always had to sort of surge our volumes, which doesn't lend itself to solving a
- It lends itself to solving a problem with better business process and technology that can scale.
- itself to solving a problem with lend itself to solving a problem with people.<01:19:29.120><c> It</
- c><01:19:29.440><c> it</c><01:19:29.600><c> lends</c><01:19:29.840><c> itself</c><01:19:30.159><c> to
- It it lends itself to solving a people.
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 03/19/25
Jobs and Economic Development
Transcript Highlights:
- <00:54:33.680><c> microl</c><00:54:34.000><c> lender,</c><00:54:34.319><c> we</c><00:54:34.480><c> lend
- </c><00:54:34.800><c> up</c><00:54:35.040><c> to</c> as a microl lender, we lend up to as a microl lender
- And CDFIs are critical to being able to serve in that manner and avoid predatory lending as well.
- :58:30.400><c> and</c><00:58:30.720><c> avoid</c><00:58:31.119><c> predatory</c><00:58:31.680><c> lending
- </c><00:58:32.000><c> as</c> manner and avoid predatory lending as manner and avoid predatory lending
Committee:
Senate Jobs and Economic Development
AR
Transcript Highlights:
- And so we kind of took it from that because it really lends itself to that kind of efficiency.
Committee:
All ALC-PERSONNEL
Summary:
The committee met with a quorum and considered several personnel and position requests. Item B from Parks, Heritage and Tourism was a one-for-one swap of an administrative coordinator for a Parks and Tourism Program Supervisor Expert to support statewide guest service training; it was reviewed and approved. Item C from the Department of Correction requested a new administrative law judge at the Post-Prison Transfer Board due to increased workload from federal parole revocation changes; it was approved. Item D from Black River Technical College requested a higher education central growth pool position for an associate vice president to serve as a temporary transition role during a CFO retirement. College officials testified that the position would be used only during the training/on-ramp period and could be left vacant otherwise; after questions from members, the request was reviewed and approved.
Item E from Parks, Heritage and Tourism sought certification differentials of up to 10% for employees holding required Class A and B CDL licenses; the committee reviewed and approved the request. Item F from the Department of Labor and Licensing asked to use a previously frozen administrative coordinator position in the OSHA division because of increased inspection-related workload; the committee approved the request. Items G and H were continuation requests for higher education positions previously reviewed by the committee, and the committee voted to review them together and approved that review.
Items I through N were reports requiring no committee action. Members were told that one packet item had a typo and a corrected version was provided. No further questions or business were raised, and the meeting adjourned.
HI
Hawaii 2025 Regular Session
EDT-HRE, HRE Public Hearings 03-13-2025
Economic Development and Tourism
Transcript Highlights:
- It does really lend credence to the kinds of programs like that.
- It does really lend credence to the kinds of programs like that, and part of the challenge with the university
- It does really lend credence to the kinds of programs like that.
- /c><01:19:49.280><c> it</c><01:19:49.440><c> does</c><01:19:49.719><c> really</c><01:19:50.239><c> lend
- </c> they're not so it does really lend they're not so it does really lend credits<01:19:50.920><c> to
Committee:
Senate Economic Development and Tourism
Summary:
The Senate Committee on Economic Development and Tourism and Higher Education heard HB 1494, relating to sports facilities. Testimony was largely in opposition to the bill as drafted from the Stadium Authority, the Department of Accounting and General Services, and the Department of Business, Economic Development and Tourism, with several other written comments also opposing; each asked that if the measure advances, Senate language from related stadium bills be incorporated instead. The University of Hawaiʻi testified in support of the Nāʻid project and said it wants the project delivered at Halawa so the university can have a football facility, though members pressed the university on whether it was effectively supporting both the project and the bill’s current approach.
A substantial portion of the hearing focused on the stadium project’s financing, schedule, and oversight. DAGS and Public Works discussed a consultant contract that had grown to about $28 million and an audit that recovered $441,000 after improper travel and expense reimbursements, including first-class airfare and other personal expenses; officials said the audit exposed weak internal controls and led to revised reimbursement policies. Members questioned whether the problems would have been found without media reporting and whether stronger oversight should have been in place earlier.
The committee also discussed the current Ching Field setup for UH football, with witnesses describing it as less than ideal and temporary until the new stadium is built. Stadium Authority representatives said the current preferred offeror is Aloha Halawa Development Partners, negotiations have recently accelerated, and the goal remains a contract this summer and a fall 2028 opening. They said the state is committed to $350 million in general obligation bonds, with the overall project expected to cost more, and that the developer is exploring other financing sources such as TIF or CFD while the state and city work to expedite permits and demolition. No vote or final action on the bill was taken in the portion provided.
WY
Transcript Highlights:
- We have regions that lend themselves naturally to tourism.
- We have regions that lend themselves naturally to tourism.
- We have regions that lend themselves naturally to tourism.
- We have regions that lend themselves naturally to tourism.
- We have regions that lend themselves naturally to tourism.
Committee:
Joint Appropriations
ND
North Dakota 2026 1st Special Session
Tax Reform and Relief Advisory Committee Mar 17th, 2026 at 09:30 am
Transcript Highlights:
- He noted that the credit can be applied in the lending industry for pre-approval, which takes about $133
- homebuyers into the property even if it is applied, and he suggested a future conversation with the lending
- He said that, as it stands now, the credit can be applied in the lending industry for pre-approval, which
- homebuyers into the property even if it is applied, so he suggested a future conversation with the lending
- make the credit more automatic and less dependent on ownership changes so it can transfer into the lending
Summary:
The committee met to continue its tax reform and relief study agenda, approved the December 3, 2025 minutes, and announced a new subcommittee to examine property tax statement issues with counties, auditors, and the tax office. Representative Headland was named chair, Senator Rummel vice chair, and Representatives Dressler and Dr. Dr. and Senator Patton were also assigned. The chair noted the group may need an additional meeting and thanked staff and attendees.
A major portion of the meeting focused on economic development incentives. The Department of Commerce presented on the Renaissance Zone program and TIF districts, describing Renaissance Zones as locally tailored tools that combine local property tax relief with state income tax incentives. Commerce said the program has supported thousands of projects since 1999 and cited examples from Beach and Mandan showing increases in property and taxable value, business retention, housing, and downtown revitalization. Committee members raised concerns that smaller rural communities often lack the staff and expertise to apply, and Commerce said it provides outreach through conferences, office hours, and one-on-one assistance. League of Cities and local officials from Bismarck and Ellendale echoed the capacity issue, discussed how the programs have worked in their communities, and suggested possible reforms or more targeted support for small towns. Ellendale’s mayor also described two TIF districts, one for industrial infrastructure in Oaks and one for housing infrastructure tied to a data center project in Ellendale.
The committee then turned to stripper oil taxation. The Tax Department gave a comparison of oil and gas tax structures in selected states, noting that most have some form of stripper or marginal well provision, while Alaska does not appear to have a specific stripper-well exemption. Members asked for more detail on definitions and North Dakota’s annual adjusted rate. The Department of Mineral Resources followed with a detailed presentation on North Dakota stripper wells, explaining the statutory thresholds, the 12-consecutive-month production test, and the fact that once a well qualifies it remains on stripper status even if production later rises. DMR said about 11,332 stripper wells are active, representing roughly 54% of wells and about 16% of state production, and emphasized that stripper status can extend well life, preserve tax revenue, and reduce orphaned wells. Committee members and industry witnesses discussed refracs, the economics of keeping marginal wells active, and the competitive disadvantage created by North Dakota’s oil price discount. No votes were taken on these informational items.
NH
New Hampshire 2025 Regular Session
House Finance Division I (09/18/2025)
Transcript Highlights:
- It's just a more straightforward process that lends itself to this kind of a solution.
- It's just a more straightforward process that lends itself to this kind of a solution.
- just a more straightforward<00:42:37.040><c> process</c><00:42:37.520><c> that</c><00:42:37.839><c> lends
- </c> straightforward process that lends straightforward process that lends itself<00:42:38.640><c> to
Summary:
The committee first took up House Bill 219, which would revise the renewable portfolio standard. Representative Bose explained that the bill would modify class one definitions, eliminate class two, reduce the utility obligation for class one thermal renewable energy certificates from 2.2% to 1.7%, and adjust alternative compliance payments for classes one, three, and four. He said the changes were intended to save ratepayers an estimated $5.7 million annually, would not materially harm the renewable portfolio standard, and would have little effect on class two because that market is already saturated. Members questioned the impact on consumers, the state budget, and the renewable energy fund; Bose said the fund had already been redirected in the state budget, and another member noted an amended fiscal note showing a $1.2 million reduction in general fund revenue. The committee also discussed the bill’s history, including that it had been added to HB 2 and later removed by the Senate, and Bose said the Senate’s eventual action was hard to predict.
The committee then heard House Bill 164 on local records retention from Secretary of State David Scanlan. He said the long-standing local records manager position had never been funded, but that the need for it had grown as towns increasingly digitize records and must ensure accessibility, including ADA compliance. He described the bill as a way to provide state support and expertise to municipalities, especially smaller towns with limited resources, and said the fiscal note for hiring the position remained accurate, though broader website and storage costs could rise over time. Members asked about retrieving lost records, the cost of a public website, and whether records should remain local or be stored at the state level; Scanlan said the state would serve as a resource rather than take control of local records.
Finally, the committee began work on House Bill 365, also with Secretary Scanlan, concerning proof of U.S. citizenship for indigent voters. He said the bill would help voters who may lack required documents under the new voter registration law by allowing the state to verify qualifications through federal, private, or other state databases and by providing vouchers to cover the cost of obtaining documents such as birth certificates. He compared the proposal to earlier voter ID accommodations and said the goal was to help qualified voters meet the new requirements without weakening them. Members raised questions about defining “indigent,” how out-of-state birth records would be handled, and the practicality of the verification process; Scanlan said the term would likely need further discussion and that the state would try to assist voters before election day whenever possible.
HI
Hawaii 2025 Regular Session
CPC Public Hearing - Wed Feb 12, 2025 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- 30.320><c> delaying</c> Overall housing market by delaying housing construction, restricting mortgage lending
- the government agencies, that there's pending litigation, and they all rescinded their approval to lend
- <00:49:41.079><c> their</c><00:49:41.319><c> approval</c><00:49:41.799><c> to</c><00:49:42.440><c> lend
- </c><00:49:43.440><c> this</c> rescinded their approval to lend this rescinded their approval to lend
Committee:
House Consumer Protection & Commerce
Summary:
The Consumer Protection and Commerce Committee met on February 12 and heard several bills. HB 97, relating to travel insurance, drew only brief testimony: the Insurance Division stood on written testimony, one industry witness supported the bill and requested a minor amendment, and no one else testified or asked questions. HB 226, relating to window tinting, received support from the Department of Transportation, while the Honolulu Police Department offered comments on the proposed amendments, asking for clearer language on what it means to roll windows down, when the requirement applies, how it handles bad weather, and what sanctions would apply for noncompliance. No further testimony was offered on that measure.
The committee also heard HB 1179, relating to rural emergency hospitals. The Department of Human Services stood on written testimony, and Maui Health Systems strongly supported the bill, saying it would help critical access hospitals better serve kūpuna and provide long-term care beds. There were no questions or additional testimony. HB 420, relating to remedies and the contractor repair act, generated extensive and sharply divided testimony. Opponents, including attorneys representing homeowners and AARP Hawaii, argued the bill was anti-consumer, would weaken homeowners’ ability to recover for construction defects, and would shift costs and risk to consumers. Supporters, including builders, realtors, the Chamber of Commerce, and D.R. Horton Hawaii, said the bill would create a more balanced and efficient process, reduce unnecessary litigation, and help builders address legitimate defects more quickly.
Testimony on HB 420 focused heavily on whether the contractor repair process and class actions help or hinder repairs. Opponents said the bill would delay or limit homeowner recovery, especially for life and safety defects, while supporters said current class-action litigation can prevent direct communication with homeowners and slow repairs. Committee members asked questions about when communication with homeowners stops and whether repairs could be made before a class is certified. No votes or final committee actions were taken during the portion of the meeting provided.
WA
Washington 2025-2026 Regular Session
Senate Pro Forma Floor Session Feb 23rd, 2026
Washington Senate Floor Meeting
Transcript Highlights:
- he is rising on this side of the aisle as one of the people from east of the Cascades and wants to lend
Summary:
The Senate opened by suspending Rule 46 to allow continued committee action during the floor session, then approved the previous day’s journal. It received standing committee reports and, on motion, referred listed measures as designated, with Substitute House Bill 2152 on medical cannabis in specified health care facilities and Engrossed Substitute House Bill 2471 on collective bargaining redirected to the Committee on Ways and Means.
The chamber then took up Senate Resolution 8694, which celebrates civil, open-minded discussion and recognizes students from Marysville-Getchell High School’s Advanced Placement Government class and the Building Bridges program for their work on civic discourse, media literacy, and respectful dialogue. Senators spoke in support of the resolution, emphasizing civility, diversity of opinion, and youth leadership. The resolution was adopted by voice vote.
Next, the Senate considered Senate Resolution 8691 honoring the 2026 Apple Blossom Festival Royal Court from Wenatchee. The resolution highlighted the festival’s history, the accomplishments and community service of Queen Breel Precht and Princesses Kaylee Pearson and Parker Avery, and their roles as ambassadors for the festival. Senators praised their leadership and service, and the resolution was adopted by voice vote. The Senate then welcomed the royal court and guests to the North Gallery before adjourning until the next day.
ID
Transcript Highlights:
- Carlson, Cook, Dan Hartog, Foreman, Galloway, Groh, Guthrie, Harris, Hart, Kaiser, Cole, Lakey, Lenny, Lend