Video & Transcript Research : 'liability insurance'

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LA

Louisiana 2026 Regular Session

Finance May 5th, 2026

Finance

Transcript Highlights:
  • Their risk and liability is tremendous.
  • Yes, so this was an insurance prompt pay reform bill.
  • Franco Pelka, Louisiana Department of Insurance.
  • This is insurance companies that it affects.
  • This is insurance companies that it affects.
HI

Hawaii 2026 Regular Session

PBS Info Briefing - Mon Apr 20, 2026 @ 2:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • In those areas, in general, from what I understand, crop insurance is just not a good deal for them,
  • In those areas, in general, from what I understand, crop insurance is just not a good deal for them,
  • In those areas, in general, from what I understand, crop insurance is just not a good deal for them,
  • In those areas, in general, from what I understand, crop insurance is just not a good deal for them,
  • In general, from what I understand, crop insurance is just not a good deal for them, so they just don't
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Feb 18th, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • Medicare Advantage is administered by private insurance companies.
  • These requirements apply to fully insured health plans and health plans offered to public and school
  • However, these protections only work when the insurer actively participates in the process.
  • The insurer had been actively involved throughout my...
  • It is covered by Medicare, by most commercial insurances, and even Medicaid plans in many states.
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 29th, 2026 at 08:00 am

Health & Long-Term Care

Transcript Highlights:
  • I've been in consultation with the Office of the Insurance Commissioner and the carriers.
  • Even if patients have insurance or Medicaid, clinics must subsidize care.
  • With state ...have insurance or Medicaid, clinics must subsidize care.
  • Affordable, quality health insurance.
  • For the record, Nico Jansen with the Office of the Insurance Commissioner.
Summary: The Senate Health and Long-Term Care Committee held a January 29 public hearing on six bills, moving through a large number of testifiers under a one-minute limit. The first bill, SB 6292, would create a joint legislative-executive committee on health care financing to study financing mechanisms for statewide access and coverage; the sponsor and several supporters from the Health Care Authority, insurance, hospital, medical, labor, and patient groups said it could help the state respond to affordability and sustainability challenges, while some suggested coordination and scope amendments. The committee also waived the five-day notice rule to hear SB 6258 and SB 6182 that morning. SB 6258 would create a non-disciplinary pathway for voluntary relinquishment of certain Washington Medical Commission licenses. Staff and supporters said it would provide a humane, due-process-friendly option for physicians and other licensees who need to leave practice without discipline; testimony from the Medical Commission and a physicians’ health program strongly supported it. SB 6182 would establish an abortion savings program funded by a new assessment on health carriers and direct the Department of Health to issue grants for abortion clinical care. Supporters argued it would protect abortion access and recoup funds set aside under the ACA, while opponents raised concerns about the assessment functioning as a tax, lack of opt-out, and impacts on premiums and conscience rights. The committee also heard SB 5947, which would create the Washington Health Care Board to design a universal state health plan if and when federal authority and funding become available. Supporters from labor, health care, student, tribal, and universal-care advocacy groups said it would prepare Washington for a future federal waiver and advance universal coverage; opponents argued it was too vague, costly in principle, or unnecessary. SJR 8206 would place a constitutional amendment on the ballot to declare affordable health care a fundamental right; testimony was sharply divided between supporters who said it would establish a clear state commitment and opponents who warned of legal uncertainty, vague terms, and future budget pressures. Finally, SB 5823 would require licensed hospitals to employ or provide access to a patient advocate to help patients navigate care, records, billing, and appointments. The sponsor said it was prompted by constituent concerns, while hospital and patient coalition witnesses supported the goal but asked for amendments to clarify staffing, exemptions, and scope. No votes on the bills were taken in the hearing; the committee adjourned after testimony concluded.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Public Service Jan 27th, 2026

Joint Committee on Public Service

Summary: The Joint Committee on Public Service held its 18th hearing of the 194th General Court and heard testimony on bills related to public employee retirement and creditable service. The chair reviewed hearing procedures, including a three-minute limit for speakers and a February 3, 2026 deadline for written testimony. Committee members present included Chair Ryan, Vice Chair Higgins, Ranking Member DeCoste, Senator Keenan, Senator Montigny, and Chair Brady online. Michael Armano, a Lawrence Fire Department captain, testified in support of legislation sponsored by Senator Paviano to establish creditable service for eligible police officers and firefighters who were bypassed or delayed in hiring because of administrative error or other improper issues. He argued that affected candidates lose time, income, and retirement credit, and said the bill would allow them to buy back the service time they should have earned without affecting the rights or seniority of current employees. Senator Joan Lovely testified on House 4909, which would require the Salem Retirement Board to grant creditable service without member payment for prior reserve, permanent, intermittent, or call service for certain Salem police officers and firefighters who joined the retirement system on or before February 11, 2020. She said the measure has support from the Salem Retirement Board, the mayor, and the city council. No committee questions were raised, no votes were taken, and the hearing concluded with a motion to adjourn.
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Jan 16th, 2026 at 10:30 am

Labor & Workplace Standards

Transcript Highlights:
  • Insurance appeals. Thank you. And I'd be happy to respond to questions. Thank you.
  • As well as Chris Teft from the Washington Self-Insurers Association.
  • Madam Chair, committee members, Chris Teft on behalf of the Washington Self-Insurers Association.
  • For a self-insured employer, it's a money fine of up to $97,000. That difference is not lost on me.
  • Fundamentally, L&I exists to operate the program as an insurance system, and like any insurance program
Summary: The committee first took up executive action on several bills, deferring action on HB 2091 and HB 2243 and advancing HB 2264. HB 2264 would allow workers who voluntarily participate in an employer-initiated layoff or reduction-in-force plan to receive unemployment insurance benefits if their separation results from the plan. Supporters said it would remove confusing language and help laid-off workers access benefits; a member noted similar confusion from past layoffs. The committee voted 9-0 to report HB 2264 out of committee with a due pass recommendation. The committee then heard HB 2091, which would extend existing collective bargaining information-sharing requirements to state agencies and certain other public employers covered by the Personnel System Reform Act. The bill would require those employers to provide unions with employee contact and job information, including personal email addresses, so unions can communicate with represented workers. The prime sponsor and union witnesses said the change would close a gap left by prior legislation and improve communication; there was no opposition testimony in the excerpt, and action on the bill was deferred. The bulk of the meeting focused on HB 2218, a workers’ compensation bill that would expand provider choice, require notice to injured workers about their right to choose providers, limit employer steering, allow deviation from treatment guidelines when medically appropriate, speed utilization review, expand continued treatment and reopening options for certain claims, and require written notice and appeal rights when providers are removed from the network. Supporters, including labor, injured-worker advocates, firefighters, and physicians, said the current system delays care and over-relies on rigid guidelines; opponents from business groups and the Department of Labor and Industries warned the bill would weaken evidence-based standards, increase costs, and create vague new penalties. No vote was taken on HB 2218 in the excerpt. The committee also heard extensive testimony on HB 2105, as proposed substitute, which would require employers to notify workers after an ICE Form I-9 inspection notice, share inspection results, post worker-rights notices, and limit voluntary disclosure of worker records without a subpoena or warrant, with enforcement by the Attorney General and private lawsuits. Supporters framed the bill as a due-process and worker-protection measure for immigrant workers and mixed-status families, while business and county representatives argued the notice and record-sharing requirements, short timelines, and penalties were too burdensome and could conflict with federal enforcement or discourage hiring. No final action on HB 2105 was taken in the excerpt.
WY

Wyoming 2026 Regular Session

House Labor, Health & Social Services Committee, March 2, 2026

Labor, Health & Social Services

Transcript Highlights:
  • Usually the employer that you work for also carries malpractice insurance.
  • </c> insurance for pharmacists? insurance for pharmacists? &gt;&gt; Thank<00:36:45.599><c> you.
  • We have our own malpractice insurance.
  • </c> for also carries malpractice insurance. for also carries malpractice insurance.
  • </c> malpractice insurance uh on their own. malpractice insurance uh on their own.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 28th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • typically pay a monthly subscription fee directly to their doctor for unlimited primary care—no insurance
  • see more of those and the cloud of insurance? Yeah, I mean, potentially. I think the more...
  • Generally, the more things that get covered by insurance or are part of insurance, there's more opportunity
  • The unfunded liability of these 21 systems is over 6%.
  • In other words, if liability has already been established, can it... It's questionable.
AL

Alabama 2025 Regular Session

Alabama Senate Finance and Taxation Education Committee Feb 26th, 2025

Finance and Taxation Education

Transcript Highlights:
  • Regarding the bidding aspect and the rate aspect, I know you all handle insurance for state employees
  • State employees are under the State Employees Insurance Board, which is a...
  • The Employees Insurance Board is a separate entity for the teachers. Yes, sir.
  • Well, sort of like we just assumed that teachers had workers' comp insurance.
Bills: SB175, SB195, SB196, SB199
WA

Washington 2025-2026 Regular Session

Senate Housing Jan 30th, 2026 at 10:30 am

Housing

Transcript Highlights:
  • be located in a special flood hazard area or an area of potential flooding; that the landlord's insurance
  • and flood insurance to ensure protection of his or her possessions from loss due to fire, flood, or
  • Folks may not be looped into NFIP-required insurance policies if they're not mortgage holders.
  • insurance...
  • The insurance is expensive.
Summary: The Senate Housing Committee held public hearings on several bills. SB 6237 would require landlords to disclose to new tenants whether a rental property may be in a flood hazard area, that renters’ personal property is not covered by the landlord’s insurance, and that tenants should consider renters and flood insurance; supporters said it addresses a real information gap after recent flooding, while housing groups were generally neutral or supportive but asked for clarifying language and noted there is no specific penalty for non-disclosure. SB 6214 would authorize public corporations, housing authorities, and certain nonprofits to operate land bank authorities for affordable housing, with tax exemptions and priority access to tax-foreclosed property; testimony was largely supportive from local governments, housing authorities, and affordable housing advocates, while one witness opposed it as an unnecessary market intervention and the Department of Revenue flagged the need for clearer definitions to administer the exemptions. SB 6139 would require landlords to keep accepting previously used payment methods and allow partial rent payments during eviction proceedings without those payments reinstating the lease or stopping the unlawful detainer case; the sponsor said it would address recurring court problems where tenants could not make partial payments, while tenant advocates opposed it as accelerating evictions and limiting judicial discretion, and landlord groups said they were concerned about operational and legal clarity but were open to further work. In executive session, the committee took up SB 6091, which would bar real estate brokers from marketing residential property to limited or exclusive buyer groups. The committee adopted a proposed substitute that clarified the bill does not require owners to allow access into a home and removed language tying violations to the Washington Law Against Discrimination. The committee then voted the substitute do pass and sent the bill to Rules. The committee also voted to recommend confirmation of gubernatorial appointments 9278, Pedro Espinoza, and 9279, Diana H. Perez, to the Housing Finance Commission.
AL

Alabama 2025 Regular Session

Alabama Senate Judiciary Committee Mar 5th, 2025

Judiciary

Transcript Highlights:
  • Senator Singleton, does the age limit make it a strict liability crime, or are there other elements the
  • No, it would be a strict liability.
  • If you have intercourse or sodomy with someone under the age of 12, it's a strict liability.
TX

Texas 89th Regular

State Affairs May 7th, 2025

State Affairs

Transcript Highlights:
  • business development in the ERCOT region while minimizing stranded infrastructure costs and maintaining liability
  • generation, These loads can contribute to reliability and affordability as grid assets instead of grid liabilities
Bills: SB6, SB11, SB33
TX

Texas 89th 2nd C.S.

Public Health Mar 17th, 2025

Public Health

Transcript Highlights:
  • There's been a lot of work done on price transparency, lowering healthcare costs, and making insurance
  • accessible, but I'll tell you right now that even if we put a magical laminated insurance card, no personal
  • just really quick, will this bill actually help rural and underserved communities, um, when most insurance
  • So I've actually gone outside of insurance completely. I do, it's called uh direct primary care.
Bills: HB163, HB 296
TX
Transcript Highlights:
  • The Texas Department of Insurance found that only 4% of the providers met the threshold for evaluation
  • It requires additional reporting for the health plans that will allow the Texas Department of Insurance
  • Most had no idea that manufacturers were shielded from liability under federal law.
  • A lot of adoptive... ...insurance will not pay for that if the signing is taking too long.
  • I was able to build and sell three insurance companies that were Texas-based insurance companies and