Video & Transcript Research : 'judicial foreclosure'

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DE
Transcript Highlights:
  • I believe that any foreclosure that would happen would result in a...
  • Foreclosure is a pretty lengthy process anyway.
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also has a right of redemption for foreclosures as well.
  • So usually... ...redemption for foreclosures as well.
Keywords: 1064, all
NM

New Mexico 2025 Regular Session

House - Commerce and Economic Development Mar 3rd, 2025

House Commerce & Economic Development Committee

Transcript Highlights:
  • In foreclosure, is the bank still allowed to auction it, or do they have to offer it to the residents
  • Pertaining to the sale of a mobile home park, wouldn't pertain to foreclosure.
  • The... okay, so, but the... okay, when you're in foreclosure and they are trying to... the bank is trying
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • In my county, foreclosures are up. And they're up because of our insurance.
  • Second, additional monies for various judicial and legal resource needs, such as court reporting and
  • due process resources, legal staffing resources, and operational support to assist our judicial system
  • And operational support to assist our judicial system partners.
  • this has been asked, but I wanted to kind of touch on the state attorneys, specifically the Ninth Judicial
Summary: The House met on the final day of session, swore in Representatives Boyles and Hodgers, and observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, as well as for Representative Rosenwald’s father. The chamber then moved into final budget work, with leaders outlining the plan to take up H.J.R. 5019, HB 7031, HB 5017, HB 5015, and then the general appropriations act once the Senate transmitted it. H.J.R. 5019, a proposed constitutional amendment to expand the budget stabilization fund, was explained and amended to raise the rainy day fund cap, require annual deposits, and allow withdrawals for critical state needs by a two-thirds vote; it passed 100-1. The House then adopted the conference report on HB 7031, the tax package. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or expands several sales tax holidays and exemptions, including permanent exemptions for disaster-preparedness items, hunting/fishing/camping items, and ammunition and firearms-related purchases, and makes changes to property, corporate income, local tax, and economic development provisions. Members debated the removal of recurring housing trust fund and transit-related revenue streams, the new ammunition exemption, and the data center tax changes; supporters argued the package reduces taxes and preserves annual budget flexibility, while opponents raised concerns about housing, transportation, and gun violence. The conference report passed 93-7. HB 5017, creating a debt reduction program funded by a recurring transfer to retire state bonds early, passed unanimously. HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment, also passed. The House then began explanation and questions on the fiscal year 2025-26 general appropriations act, described as a $115.1 billion budget that is down $3.8 billion from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major spending areas, including pre-K-12 funding increases, health care funding for Medicaid, KidCare, nursing homes, opioid treatment, and mental health, transportation and economic development funding, environmental and water projects, higher education, state administration, justice, and information technology. Questions focused on school vouchers, inflationary pressures on school districts, and the adequacy of funding for housing, transportation, and other priorities.
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • In my county, foreclosures are up, and they're up because of our insurance.
  • Second, additional monies for various judicial and legal resource needs, such as court reporting and
  • due process resources, legal staffing resources, and operational support to assist our judicial system
  • And operational support to assist our judicial system partners.
  • this has been asked, but I wanted to kind of touch on the state attorneys, specifically the Ninth Judicial
Summary: The House convened on the final day of session, observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, and for Representative Rosenwald’s father, then swore in and seated new members Boyles and Hodgers. The Speaker also outlined the chamber’s end-of-session priorities, including action on the budget and related conforming bills. The House then took up H.J.R. 5019, a constitutional amendment to expand Florida’s budget stabilization fund by raising the cap, requiring annual transfers, and allowing withdrawals for critical state needs. After sponsor explanations and questions about what would qualify as a critical need and how the fund might respond to possible federal funding cuts, the House adopted an amendment that added more flexibility for suspending transfers and withdrawals. The joint resolution then passed on final passage. Members next considered HB 7031, the tax package conference report. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or extends several sales tax exemptions and holidays, and makes changes affecting property taxes, local taxes, pari-mutuel taxes, and revenue distributions. Debate focused heavily on the new permanent exemption for ammunition and hunting-related items, the elimination of recurring housing trust fund and transit-related distributions, and the shift of some funding from recurring to nonrecurring status. Supporters argued the package provides tax relief and preserves annual budget flexibility, while opponents criticized the ammunition exemption and the reductions in recurring housing and transit support. The conference report was adopted and the bill passed. The House then passed HB 5017, which creates a debt reduction program funded by a recurring transfer from general revenue to retire state bonds early, and HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment. Finally, the chamber began explanation and questions on the General Appropriations Act conference report for fiscal year 2025-26, described as a $115.1 billion budget that is down from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major budget areas, including K-12 education, health care, transportation and economic development, agriculture and natural resources, higher education, state administration, justice, and information technology, highlighting funding for school choice, Medicaid, housing, transportation infrastructure, Everglades restoration, workforce programs, cybersecurity, and technology modernization.
HI
Transcript Highlights:
  • was also said that a savings clause should be added so it doesn't affect any statutes regarding foreclosure
  • 33.640> regarding doesn't affect any statutes regarding doesn't affect any statutes regarding foreclosure
  • ,<00:53:36.040> condemnation,<00:53:37.080> things<00:53:37.280> of foreclosure,
  • condemnation, things of foreclosure, condemnation, things of that<00:53:37.520> nature.
Keywords: 910, house, all
Summary: The House Committee on Labor met on February 19, 2026, and heard a series of bills largely focused on public employment, staffing, and professional licensing. Early measures included HB 2276 and HB 2472, both relating to Hawaii Employer-Union Health Benefits Trust Fund staff salaries, which were supported by trust fund representatives and received no opposition or questions. The committee also heard HB 1714 HD1 on housing, where the Hawaii Public Housing Authority testified with comments and the Deputy Attorney General raised concerns about the scope of autonomy, civil service, collective bargaining, and a possible separation-of-powers issue involving legislative approval of long-term contracts. The committee then considered several personnel and civil service bills. HB 2325 HD1, relating to civil service exempt positions at DLNR, drew support from DLNR and the Office of Planning and Sustainable Development, but HGEA opposed it and urged the department to seek other recruitment and retention solutions while keeping employees in civil service. HB 1541, relating to Department of Health positions, was supported by DOH on the grounds that the positions serve vulnerable populations and require specialized expertise, while HGEA opposed. HB 2140 HD1, relating to essential permanent positions, received support from OPSD, HGEA, and the Chamber of Commerce, with written comments from the city Department of Budget and Fiscal Services. HB 2315 HD1, relating to state employment benefits, was strongly supported by DOH, UPW, and HGEA as a recruitment and retention incentive; members questioned the pilot program, and DOH explained it would allow employees to cash out vacation leave earlier than current policy allows. The committee also heard HB 2295 on government contracting, with DOE support not present and IBEW 1186 in opposition. HB 1720, relating to professional engineers, drew strong support from the City and County of Honolulu’s planning department, which argued the bill would help with affordable housing review and only affect eligibility to sit for the licensure exam, but strong opposition from engineering industry and licensing board representatives, who warned it would lower licensing standards and harm reciprocity; members questioned both sides about plan review experience and licensure requirements. HB 2367, relating to employment earnings and pay transparency, received strong support from the Hawaii Civil Rights Commission, AAUW, the Commission on the Status of Women, and others, who said transparency helps small businesses and retention, while written opposition came from the Maui Chamber of Commerce and NFIB. Finally, HB 1935, relating to personal information, drew comments from the Attorney General and the Campaign Spending Commission about implementation burdens and disclosure requirements, with UPW supporting the home-address redaction portion but opposing the broader disclosure process; additional written testimony was noted from OIP, the League of Women Voters, Public Press Law Center, HGEA, and DCCA.
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/20/25

Commerce and Consumer Protection

Transcript Highlights:
  • listened to this beloved senior citizen explain how stress and anxiety connected to an impending foreclosure
  • Anxiety connected to an impending foreclosure that kept her up all night.
  • crisis caused the recession of 2008 and led to more than three million people's homes ending up in foreclosure
  • The process prioritizes consumers facing imminent home foreclosure and helps them find resources to resolve
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Utility executive compensation 3/17/26

Minnesota House Floor Meeting

Transcript Highlights:
  • I lost my career, and even my home is in foreclosure because of this illness.
  • 20:23.760> utilities He said this is where the Public Utilities Commission sits in a quasi-judicial
Keywords: 919, house, all
Summary: The committee heard House File 76, as amended by the adopted A1 amendment, and the chair moved the bill to be re-referred to the general register. The bill would limit the amount investor-owned utilities can charge ratepayers for executive compensation, capping recoverable pay for the top 10 executives at the governor’s salary. Representative Greenman argued the measure would protect customers from paying for lavish executive pay and said it would not affect what executives are paid, only what can be recovered from ratepayers. She cited recent Public Utilities Commission action and ongoing rate cases as evidence the issue is real and recurring. Supportive testimony came from a Minneapolis resident describing financial hardship and rising utility bills, a local worker who said customers have no choice of utility provider and should not fund monopoly executive pay, and advocates from the Energy and Policy Institute and Utility Reform Now, who said ratepayers should not subsidize excessive compensation and that the bill is a targeted reform. Xcel Energy and CenterPoint Energy opposed the bill’s premise by defending the current regulatory process. Their representatives said the PUC already reviews executive compensation in rate cases, generally allows only limited recovery, and has used that process for decades. Xcel also emphasized its affordability programs and said executives help secure savings and investments for customers. Members discussed whether the legislature should set a bright-line rule or leave the issue to the PUC. Representative Greenman said the bill is needed because the PUC process can take years and the legislature should establish a clear standard for all investor-owned utilities. Some members supported the bill as a response to an affordability crisis and the lack of consumer choice, while others said the legislature should focus on broader energy-cost issues and existing regulatory tools. The committee did not take a final vote on the bill in the portion of the meeting provided, but the amendment was adopted and the bill was moved for re-referral to the general register.
CA
Transcript Highlights:
  • And then, when that didn't come to fruition, the house went into foreclosure.
  • He had a house in foreclosure. He lost his scholarship. He lost his NIL contract.
  • And the home I bought, that was supposed to be my escape, went into foreclosure.
Summary: The committee held an informational hearing on name, image, and likeness (NIL) and financial literacy for student athletes, with members framing California as a national leader on NIL but emphasizing the need for stronger protections and more consistent education. The chair and witnesses discussed how NIL opportunities now include both third-party endorsement deals and school revenue-sharing arrangements, and how the current landscape varies widely by institution, leaving athletes with a patchwork of rules and support. Several witnesses argued that student athletes, especially younger ones and those from low-income or first-generation backgrounds, are vulnerable to predatory contracts, tax problems, and pressure from family, agents, or lenders. The first panel featured Tyree Dillingham and Brandon Copeland, who called for standardized financial literacy, better guardrails against predatory NIL advances, and a player-led association or similar collective voice for athletes. They described examples of athletes not understanding paychecks, taxes, or contract terms, and warned that some schools and collectives blur the line between education and marketing. Copeland also argued that college athletics now functions like a professional business and that athletes need representation and a standard contract structure to protect them. The second panel focused on lived experience, including testimony from attorney Anthony Coronae and student athlete Mikey Williams. Coronae described reviewing a contract that he said functioned like a predatory loan disguised as marketing support, with the company taking exclusive rights to Williams’ NIL and requiring repayment far beyond the advance. Williams testified that he signed without a lawyer, later lost endorsements, scholarship, and housing stability, and only later learned the contract’s consequences. He said a required financial literacy course at Sacramento State helped him begin to understand budgeting, taxes, and contracts, and he urged the legislature to require legal review or stronger safeguards for athletes. The third panel, from San Diego State University, highlighted a more structured institutional model. Athletic director Brendan Hill described a mandatory four-year life-skills program that includes financial literacy, resume workshops, internships, and branding education, while student athlete Sloan Benchoff said the program helped her manage money and prepare for post-college life. Witnesses agreed that support is uneven across schools, that some agents and lenders are exploiting athletes, and that California should consider standardized financial education and agent regulation while also being careful not to create rules that unintentionally restrict athlete rights. No formal vote or bill action was taken at the hearing.
MD

Maryland 2026 Regular Session

Senate Floor Session, 4/8/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • >> House Bill 1110, Delegate Lewis, Judicial and Family Law, Tax Foreclosures, Notice Requirements
  • <01:23:21.280> We've stick with judicial proceedings.
  • We've stick with judicial proceedings.
  • Judicial proceedings. >> 1:30. >> Thank you very much, Mr. President.
  • Judicial<02:54:36.640> proceedings Judicial proceedings Judicial proceedings >> 1:30.
Summary: The Senate convened, established a quorum, and handled several ceremonial and introductory matters before moving into committee reports. The chamber welcomed the doctor of the day, recognized an intern and a guest in the gallery, extended birthday wishes to Senator Chris West, and received remarks from the Romanian Ambassador to the United States, Dr. Andre Moraru, who emphasized Romania’s strategic partnership with the United States, NATO cooperation, investment ties, energy projects, and support for Ukraine. Senators also briefly noted Maryland’s military and diplomatic ties to Romania. The ambassador’s remarks were journalized, and members were given time to meet with him off the floor. The Senate then took up a series of second-reading bills, mostly from the Finance Committee, adopting committee amendments and favorable reports without objection. Among the measures advanced were Senate Bill 39 on behavioral health reimbursement rate methodology and a work group for certified community behavioral health clinics and outpatient mental health centers; Senate Bill 605 directing the Public Service Commission to study broadband and VoIP oversight; Senate Bill 721, Ralph’s Act, providing expedited DDA/Medicaid eligibility for certain recently relocated individuals; and Senate Bill 891 on perinatal mental health screening, coverage, training, and reporting. Each was amended in committee and ordered printed for third reading. The Senate also advanced several House bills, including House Bill 427 extending the task force on responsible use of natural psychedelic substances and adding an HBCU representative; House Bill 480 requiring transportation network companies to maintain written deactivation policies; House Bill 532 requiring overtime pay for firefighters employed by governmental units after 168 hours in a 28-day period; House Bill 816 reducing the Maryland Automobile Insurance Fund assessment cap from 3% to 1% and authorizing an affordability program; House Bill 829 requiring human trafficking awareness training for certain for-hire and rideshare drivers; House Bill 862 requiring a two-person crew for certain freight rail operations in shared corridors, contingent on similar action in neighboring states; and House Bill 999 revising Class 9 limited distillery license rules and production limits. Most of these bills were reported favorably, with no objections, and were ordered to third reading or passed for third reading as applicable.
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-03-12 (10:30AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • So my question would be: if they cannot dissolve without timely judicial review, why is there not a judicial
  • So my question would be: if they cannot dissolve without timely judicial review, why is there not a judicial
  • So if this is not a judicial process, if there's no judicial process, why are at a rally, but it's just
  • So if this is not a judicial process, if there's no judicial process, why are Representative Gant: This
  • is not a judicial process.
Summary: The House convened with prayer, the Pledge of Allegiance, and a quorum present, then moved into returning messages from the Senate. Early action focused on CS/CS/HB 1503 on computer science education and certification, which would add computer science and artificial intelligence content in high school and create a K-12 teacher certificate program; after adopting a House amendment restoring certificate language and adjusting implementation timing, the House concurred in the Senate amendment and passed the bill 105-0. The chamber then took up CS/CS/HB 1085 on local government cybersecurity, adopting a House amendment to allow local governments to buy into the cyber grant program and add a five-year sunset, then concurring in the Senate amendment shifting grant administration back to the Florida Digital Service; the bill passed 104-1. The House refused to concur in Senate amendments to CS/HB 351 on concurrent legislative jurisdiction over U.S. military installations and HB 6011 on reporting gifts or honoraria, sending both back to the Senate. It also refused to concur in the Senate amendment to CS/HB 851 on professional learning for instructional and school administrative personnel, saying the Senate version expanded the bill beyond its original autism-focused scope. After a recess, the House unveiled Speaker Daniel Perez’s portrait and heard extended remarks praising his leadership, institutional reforms, and the work of House staff and members. In the second returning-message list, the House debated CS/CS/HB 1471 on systems of law and terrorist organizations. The Senate amendment clarified the definition of “promote,” refined notice and timeline provisions for terrorist organization designations, and kept references to Sharia law as an example in the foreign religious law section. Supporters argued the bill was aimed at conduct beyond speech and was intended to protect the Constitution and public safety; opponents warned it would chill free speech, target Muslim Floridians, and give the governor and cabinet unprecedented power without adequate due process. After lengthy debate, the House concurred and passed the bill 80-25. The House then took up CS/CS/HB 1473, a public records bill tied to HB 1471, and moved to concur in a technical Senate amendment aligning the records exemption with the revised structure of HB 1471.
OK
Transcript Highlights:
  • We very rightly and judiciously let parents choose the manner in which they educate their own kids.
  • Joint Resolution 1086 by Kendrix of the House and Bergstrom of the Senate, a resolution relating to judicial
  • House Joint Resolution 1086 is the first resolution covering the administrative rules for the judicial
  • Joint Resolution 1086 by Kendrix of the House and Bergstrom of the Senate, a resolution relating to judicial
DE
Transcript Highlights:
  • I believe that any foreclosure that would happen would result in a tenant.
  • I believe that any foreclosure that would happen would result in a, so it's a pretty lengthy process
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also does all, Delaware also has a right of redemption for foreclosures as well.
  • Redemption for foreclosures as well.
Keywords: 1064, all
HI
Transcript Highlights:
  • HUD-certified counseling services have data that show that we can decrease eviction, support people through foreclosure
  • support that we can decrease eviction support people<00:15:13.880> through<00:15:14.519> foreclosure
  • <00:15:15.519> try<00:15:15.720> to<00:15:15.880> help people through foreclosure
  • try to help people through foreclosure try to help people<00:15:16.519> um<00:15:16.720> stabilize
Keywords: 910, house, all
Summary: The House Committee on Housing held a public hearing on a series of housing bills. HB 1432 and HB 1428 drew support from HHFDC, and HB 1428 also received testimony from Hawaiian Community Assets, which said housing counseling funding is needed to meet demand for financial education tied to affordable housing, and that such counseling can help reduce evictions, prevent foreclosure, and stabilize households. HB 833 on community land trusts received broad support from HHFDC, county housing officials, community land trust representatives, and a local developer; testimony emphasized keeping housing affordable in perpetuity, but also asked for clearer access to financing, longer repayment terms, and inclusion of additional land trusts in the bill. Peter Savio argued that community land trusts are the best way to control demand and keep housing tied to local incomes. The committee also heard HB 19 on the Dwelling Unit Revolving Fund, which HHFDC said should be made permanent because the pilot has been successful, with 81 units in the program and $7.4 million of the $10 million allocation already committed. HHFDC said the fund helps stalled for-sale projects by providing state equity that revolved back when homes are sold. HB 529 and HB 432 were also heard; HB 432 would create a subaccount in the rental housing revolving fund for projects above 60% AMI, and HHFDC said this would help finance housing for households at 65% and 80% AMI. The bill drew support from several housing, business, and industry groups. Several other housing measures were discussed with mixed testimony. HB 419 had HHFDC support, Limby Hawaiʻi opposition, and support from the Grassroot Institute and others; members asked about whether councils approve these projects in one or multiple readings. HB 527 and HB 416 also drew a mix of support and opposition, with questions focused on county approval timelines and whether state-financed projects would still go through normal local review. HB 417 on the rental housing revolving fund prompted questions about how it differs from the Dwelling Unit Revolving Fund and whether it should be more flexible for mixed rental and for-sale projects. HB 418’s proposed working group was noted as potentially unnecessary because HHFDC said a public working group was already being formed. HB 1411 on housing preference raised questions about what happens if a recipient changes jobs, and HB 374 drew an Attorney General’s Office recommendation to remove a duration requirement to avoid possible constitutional travel issues. HB 373 and HB 1492 were also heard, with strong testimony from Peter Savio in favor of a broader trust-based model for affordable housing. No votes or final actions were taken during the hearing.
HI

Hawaii 2025 Regular Session

CPC Public Hearing- Wed Feb 5, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Those include selling your condo, obtaining financing, and a higher risk of foreclosure, which has actually
  • <00:36:49.599> higher<00:36:49.880> risk<00:36:50.119> of<00:36:50.240> foreclosure
  • <00:36:51.200> which and a higher risk of foreclosure which and a higher risk of foreclosure
Keywords: 910, house, all
Summary: The committee on Consumer Protection and Commerce met on February 5, 2025, and heard testimony on several bills. HB 918, relating to labeling, drew support from the Department of Health, INDA (the nonwoven fabrics industry), and Hawaii Realtors. INDA said the bill aligns with do-not-flush labeling laws in other states but raised a concern about the six-month compliance deadline tied to FIFRA approval. In response to committee questions, witnesses explained that the bill is aimed mainly at disinfecting wipes, that most products are already labeled nationally, and that the proposed timing issue could be addressed by using Oregon’s approach. No vote was taken on the measure during the portion shown. The committee also heard HB 1482, relating to controlled substances. HPD supported the bill, and Aloha Green Holdings and the Department of Health both said they supported the intent but recommended technical amendments. Their testimony focused on clarifying the treatment of Delta-8 THC, distinguishing synthetic or artificially derived cannabinoids from naturally occurring forms, and avoiding confusion in the hemp law. Members asked whether Delta-8 would show up on drug tests; witnesses said it would test positive for THC and would not be distinguished from Delta-9. The bill was then set aside as the committee moved on. HB 981, relating to attorney’s fees, drew opposition from a law firm representing homeowners and associations, which argued the bill would limit access to legal services, favor developers and contractors, and make settlement harder. The witness suggested instead using existing consumer-protection fee-shifting concepts, and committee members explored whether a capped fee award or a broader attorney-fee rule would be more appropriate. The committee then took up HB 807 and HB 336, both relating to condominiums. HB 807 received support from the Green Infrastructure Authority and the Hawaii Bankers Association, while one testifier urged deferral over unresolved questions about commercial PACE financing; the bank association asked for more time to work with HGIA, and the chair indicated decision-making could be deferred to allow that discussion. On HB 336, the Community Associations Institute opposed the bill as removing checks and balances, while the Hawaii Workers Center and others supported it as a step toward clearer enforcement of health and safety issues in condominiums and rental housing.