Transcript Highlights:

• But you're also limiting exposure to the state financially. Is that correct? Mr.
• To the state financially. Is that correct? Mr.
• And the bill also speaks to burden of proof.
• Chairman and Representative, when we talk about the level and the burden...
• Page 8, line 10, spells out the burden of proof, which is more likely than not. Mr.

Summary: The committee first heard House Bill 97, which would appropriate funding to the Department of Health for updated shaken baby syndrome, now called abusive head trauma, prevention training and educational materials, including baby models used in demonstrations. Testimony from the sponsor and the New Mexico Injury and Violence Prevention Coalition supported the bill and emphasized that the materials had not been updated since 2016. Members noted the budget already included about $167,000 for this purpose, and the bill was tabled without opposition. The committee then heard House Bill 280, creating a Youth Internship Pilot Project to support paid internships for youth as a workforce development tool. Supporters from New Mexico Voices for Children said the bill would provide mentorship and relevant work-based learning, while members questioned what occupations would qualify, whether the program would focus on trades and high-demand jobs, and how schools, employers, and Workforce Solutions would participate. The bill was tabled, with Representatives Duncan and Pettigrew recorded in opposition. The main item of the meeting was House Bill 151, as substituted by the House Appropriations and Finance Committee. The bill would create a compensation fund and commission for survivors of childhood sexual abuse involving public entities, while also allowing a three-year lookback window for claims and preserving private civil claims for private entities. The sponsor explained that the substitute removed a forward-looking statute-of-limitations change, set a $700,000 cap tied to the Tort Claims Act, used an administrative eligibility process with a "more likely than not" standard, and included reporting, confidentiality, and referral provisions. Supporters described the measure as a survivor-centered way to provide compensation while limiting state exposure, but members raised concerns about attorney fees, fund solvency, private versus public liability, rural impacts, and whether the state should pay for claims involving public institutions. After public testimony in support, the committee adopted the substitute but then voted on the bill itself and ended in an 8-8 tie, so the measure remained in committee and was not advanced.

Transcript Highlights:

• Since January 7, I have not received any financial support.
• The financial impact on me was serious.
• We also need more funding to help providers get back on their feet because the financial burden always
• “Financially, it would be devastating for my business.
• You know, as a network, as a net to support us when we are struggling financially, but then we're a burden

Summary: The hearing focused first on how wildfires and other disasters affect child care providers, families, and early education infrastructure. State officials from the Department of Social Services and Department of Education described disaster response and preparedness efforts, including shelter coordination, licensing outreach, emergency waivers, distribution of supplies, and the statewide child care disaster plan. Testimony from providers and advocates emphasized major gaps in recovery funding, insurance coverage, rebuilding support, mental health services, and coordination with local rebuild plans. Several witnesses urged more dedicated disaster-recovery funding for child care facilities and suggested statutory changes, including allowing greater flexibility for rebuilding costs and requiring early childhood programs to be included in local disaster planning. The second panel addressed immigration enforcement and its impact on child care. Advocates from the Children's Partnership, Every Child California, and CHIRLA said enforcement activity is causing families to keep children home, disrupting continuity of care, reducing enrollment, and creating fear and trauma for children and providers. They argued that immigrant and mixed-status families need clearer protections, privacy safeguards, legal support, trauma-informed guidance, and safe-haven policies for child care settings. Speakers also stressed that the child care workforce is heavily immigrant and that recent state laws such as AB 49 and AB 495 will require funding, training, and technical assistance to implement effectively. Public commenters, including child care providers, described personal experiences with fire damage, displacement, permit delays, lost income, and the emotional toll of serving families during crises. Others described how immigration enforcement has made parents afraid to attend events, drop off children, or remain connected to providers. Committee members repeatedly noted that child care is often overlooked in emergencies and asked state officials how child care systems are being integrated into disaster planning and how local and state agencies can better coordinate. No formal votes were taken during the hearing.

Transcript Highlights:

• You're going to ruin your financial future.
• The administrative and compliance burdens.
• If left unaddressed, the burden will not disappear.
• And the financial burden, of course, is just tremendous for people.
• It's just financially devastating.

Bills: S3091 , H5477

Committee: Joint Joint Committee on Financial Services

Summary: The Joint Committee on Financial Services held a public hearing on two late-file matters, centered on S. 3091, a bill to create relief for homeowners affected by the crumbling concrete/pyrrhotite crisis. Senator Peter Durant presented the bill as a way to establish a crumbling concrete assistance fund, administered by CEDAC, to help replace failing foundations and reimburse homeowners who already paid out of pocket. He said the proposal follows recommendations from a state commission and would be funded by a $6 fee on homeowner/condo insurance policies and a $6-per-cubic-yard surcharge on concrete, with the goal of spreading costs broadly rather than placing them on homeowners alone. Several affected homeowners testified about severe financial and emotional harm, including expensive foundation replacements, lost equity, inability to sell or refinance, and long delays in getting help. Homeowners Karen Riani, Michelle Iglesi, Karen Bellotti, and Russell Dupierre described living with homes that became unsellable or unaffordable to repair, and urged the committee to move the bill forward. Committee members asked about inspection practices, whether pyrrhotite can be detected during home sales, whether the bill would ban pyrrhotite, and how much funding the program would need. Witnesses said the problem is broader than originally understood, affecting at least 52 municipalities, and that the only fix is full foundation replacement. They also said the bill includes training and education for inspectors, but does not ban pyrrhotite outright because the issue is now being addressed through quarry testing and material controls. Representatives of the concrete industry, including Craig Dauphinay, Karen Marshall, and Guy Glottis, said they support homeowner relief and the creation of a fund, but strongly opposed the concrete surcharge. They argued the industry has already taken significant steps, including supporting state testing and regulation of aggregate sources, and said the surcharge would unfairly assign blame, raise costs for residential, municipal, and infrastructure projects, and create cross-border competitiveness issues with neighboring states. They favored a Connecticut-style model funded primarily through insurance assessments, noting that Connecticut’s program has been successful and that Massachusetts could adopt a similar approach. No vote was taken at the hearing.

Transcript Highlights:

• This will be a burden upon Dallas County taxpayers.
• Lastly, this bill places a significant financial burden on local governments that are already operating
• The burden will inevitably fall on taxpayers.
• And the leading reason for housing insecurity is financial insecurity.
• long-term family financial security and community well-being.

Bills: HB32 , HB15 , HB171 , HB421 , HB581 , HB644 , HB745 , HB349 , HB917 , HB204 , HB923 , HB15 , HB171 , HB204

Committee: House Judiciary & Civil Jurisprudence

Transcript Highlights:

• The Office of Student Financial Assistance administers the grant.
• For brief background, the Washington College Grant is the state's largest financial aid program that
• It was strictly a financial decision that we made.
• It shifts the entire fiscal burden to one specific group of students.
• If it weren't for the financial aid that my dad received, less aid.

Bills: HB2498 , HB2443 , HB2567 , HB2363 , HB2422

Committee: House Postsecondary Education & Workforce

Keywords: nursing education, nursing program standards, board of nursing, state board, national accreditation, accreditation body, nursing school, nurse educator, clinical simulation, simulation director, lead nurse educator, NCLEX, licensure exam pass rate, corrective action plan, technical assistance, higher education, program approval, Washington RCW, professional development, nursing licensure

Transcript Highlights:

• So we do evaluate their financials.
• So we do evaluate their financials.
• And, you know, the point in time review of those financials, And how they're doing.
• There are exemptions available for a number of circumstances, including financial hardship.
• We could also consider degree of financial leverage, such as federal tax credits.

Bills: HB2330 , HB2338

Committee: House Capital Budget

Keywords: energy systems, capital funding, state campus, school infrastructure, sustainability, weatherization, energy efficiency, community projects, environment

Transcript Highlights:

• And that it's a burden on getting the data, even though it's voluntarily collected, but also that the
• Okay, I'll now discuss the state's financial assistance program.
• The Department of Licensing manages the state's financial assistance program.
• Low-income drivers are eligible to apply to Licensing for financial assistance.
• Drivers that are approved for the financial aid program do not pay—their fee is waived.

Summary: The Joint Legislative Audit and Review Committee met on January 7, 2026, approved the December minutes, and adopted an amended work plan. Staff proposed moving the drug take-back program sunset review up to 2026 and delaying the thermal energy network pilot review to 2028, which would free capacity for new studies. Members also discussed active bills that would eliminate two recurring JLARC reports, including one on lodging tax revenue data collection, and the committee adopted the work plan without objection. JLARC staff then outlined new performance measures for the committee itself, covering effectiveness, efficiency, and quality. The measures include member and legislative satisfaction surveys, presentations to other committees, recommendation follow-up, staff retention, on-time report delivery, peer review results, and national recognition. Members praised the effort and did not take formal action, treating the measures as an ongoing process. The committee also heard a proposal to improve JLARC’s review of tax preference performance statements by adding a standard rubric in fiscal notes to assess whether a metric matches the policy objective, is measurable, uses reliable data, and allows enough time for evaluation. Members supported the pilot approach. Staff also described planned changes to public records reporting guidance, including opt-outs for low-volume metrics, better validation, targeted outreach to nonreporting agencies, and a survey of records officers. Two preliminary reports were presented. On ignition interlock devices, JLARC found that only 41% of drivers with a requirement had installed a device, with installation rates rising sharply with income; financial assistance reaches only about 11% of users, and JLARC recommended clearer program goals and stronger coordination between the Department of Licensing and State Patrol. On the drug take-back program, JLARC found that the fee structure tied to operator expenditures limits the Department of Health’s ability to recover oversight costs and recommended public reporting of oversight spending and a statutory change to better align fees with actual costs. Agency representatives generally agreed with the findings, described current coordination and administrative changes, and said they would consider the recommendations. No formal votes were taken on the reports, which will return in final form later in the year.

Transcript Highlights:

• ><c> figuring</c><00:58:26.440><c> out</c> administrative burden of figuring out administrative burden
• </c> administrative burden. administrative burden.
• </c> indicates uh financial distress. indicates uh financial distress.
• </c> be financially distressed. be financially distressed.
• This targeted relief directly addresses hospital burdens and keeps our hospitals financially stable,

Committee: Senate Health and Human Services

Transcript Highlights:

• Madam Chair, she's probably on the juvenile one at the end that's a burden, the different burden, I bet
• And when you have a probation violation for an adult, the burden is...
• I definitely think it should be the higher burden. I agree with that.
• Their burdens are different.
• If satisfying the conscience of the court is the higher burden, then I want it to be the higher burden

Summary: The committee first heard HB 206, which would expand eligibility under the Crime Victims Reparation Act to cover additional offenses: simple assault, simple battery, criminal sexual contact, and robbery while armed with a deadly weapon. The sponsor, the Crime Victims Reparation Commission, and multiple supporters said the change would help victims access compensation for medical care, counseling, lost income, and related costs, with no added state administrative burden. There was no opposition, and the bill passed 6-0. The committee then took up HB 20, which would allow Native American designation on driver’s licenses and state IDs for people who provide proof of membership in a federally recognized tribe. Sponsors and tribal supporters said the designation could help with identification, Turquoise Alert notifications, and jurisdictional issues, while also serving as a voluntary option for tribal members. Some members raised concerns about possible profiling, lack of consultation with every tribe, and the absence of data from other states; supporters responded that the designation is optional and intended to assist, not harm. The bill passed 4-2. HB 52, a technical cleanup bill correcting statutory cross-references after prior competency-law amendments, passed unanimously 6-0. HB 58, which updates the telephone harassment statute to include electronic communications such as texts and social media, also passed 6-0 after supporters said the current law is outdated and too limited for modern harassment cases; committee members discussed possible definitional refinements. HB 57, allowing certain lab analysts and toxicologists to testify by interactive video in misdemeanor and DWI cases, drew support for efficiency and reducing travel burdens, but also concerns about confrontation rights and technical drafting issues; it passed 6-0 with a no recommendation. Finally, HB 79, which would lower the burden of proof for juvenile probation violation hearings to a preponderance standard, drew strong opposition from defense advocates and a law student who argued it would reduce due process protections for youth; after debate, the committee tabled the bill on a 4-2 vote.

Transcript Highlights:

• More than 270,000 households in Washington are energy burdened.
• . and we look forward to working with a sponsor to first burden.
• Meanwhile, tobacco use is a huge financial and health burden for these communities.
• Meanwhile, tobacco use is a huge financial and health burden for these communities.
• They take on a significant financial and legal burden to comply with the federal government's request

Bills: HB2675 , HB2681 , HB2714 , HB2688 , HB2481 , HB2116 , HB1408

Committee: House Appropriations

Keywords: accounts, finance, business regulation, transparency, audits, cannabis, license fees, regulatory framework, revenue generation, legalization, HB 2714, caseload forecasting, food assistance, SNAP, Supplemental Nutrition Assistance Program, state food assistance, budget forecasting, caseload forecast council, caseload forecast supervisor, Washington State

Transcript Highlights:

• They're already heavily burdened.
• </c> already bur they're already burdened already bur they're already burdened with<00:33:22.960><c>
• </c> different with how much that burden is. different with how much that burden is.
• Also, we heard pretty clearly from we review financials. Um, and, you know, we review financials.
• </c> financials. All those are are necessary. financials. All those are are necessary.

Transcript Highlights:

• Um, the map shows where the most and least energy burden individuals reside by legislative district.
• shows where the most and<00:02:28.319><c> least</c><00:02:28.560><c> energy</c><00:02:28.879><c> burden
• </c><00:02:29.280><c> individuals</c> and least energy burden individuals and least energy burden individuals
• </c><00:02:34.319><c> when</c> area is considered energy burden when area is considered energy burden
• </c> customer's current financial customer's current financial circumstances,<00:14:09.040><c> including

Transcript Highlights:

• </c><00:07:17.680><c> need</c> helped other students in financial need helped other students in financial
• </c><00:25:15.960><c> burden</c><00:25:16.720><c> these</c><00:25:16.880><c> aren't</c> of financial
• burden these aren't of financial burden these aren't abstract<00:25:17.679><c> challenges</c><00:25:18.399
• </c><00:26:06.960><c> burdens</c><00:26:07.360><c> and</c> alleviates immense Financial burdens and alleviates
• immense Financial burdens and makes<00:26:07.720><c> higher</c><00:26:08.000><c> education</c><00:26

Committee: Senate Higher Education

Transcript Highlights:

• This isn't about administrative burdens. There is no administrative burden.
• This isn't about administrative burdens.
• There is no administrative burden to exercise your Second Amendment rights.
• That is the burden. I don't care about burdening government.
• I care about burdening people—burdening people's constitutional rights.

Bills: HB2159 , HB2251 , HB2521

Committee: House Appropriations

Keywords: preK, education funding, childcare, youth development, state budget, climate change, commitment act, emission reductions, sustainability, environmental policy, firearms, background check, gun control, public safety, legislation

Transcript Highlights:

• But the burden in, I think you were just using that as an example, the burden is not. 50% for the City
• To not transfer it until the financial statements came back.
• financial deal for all of DART's constituent cities?
• The current system does not adequately serve our residents, and the financial burden on our city is substantial
• DART helps to relieve the burden of financial hardship for those taxpayers.

Bills: HB2065 , HB2462 , HB2621 , HB3187 , HB3539 , HB3563 , HB3726 , HB4164 , HB4207 , HB4368 , HB4706 , HB4916 , HB4950 , HB4967 , HB5177 , HB4429 , HB5597

Committee: House Transportation

Transcript Highlights:

• The effect of this is that only the owner of the charging station or the heat pump bears the financial
• So typically, that would be like a financial institution or an insurance company.
• As the requirement of showing actual prejudice remains unchanged, and the burden of proof remains on
• In one, the financial institution is requiring that Gonzaga become a customer in order to get paid.
• I'm a former financial advisor, and I'm a chartered advisor in philanthropy.

Summary: The committee held public hearings on several bills. On House Bill 2354, relating to common interest communities under WUCIOA, staff explained that the proposed substitute would exempt small middle-housing communities from most WUCIOA provisions, exempt certain middle-housing communities from reserve studies if wastewater-related reserve components are not needed, raise the audit threshold from $50,000 to $100,000 in annual assessments, and prevent governing documents from shifting maintenance costs for EV chargers and heat pumps away from the unit owner. Representative Reed and a Community Associations Institute witness supported the bill as a set of cleanup changes tailored to smaller communities, and there were no questions or opposition noted. The committee then heard House Bill 2412, which would add a ninth Superior Court judge in Yakima County. Representative Mendoza and Yakima County officials and judges testified that the county has had eight judges since 1998 despite major population growth, rising filings, and a backlog of more than 2,800 cases older than two years. They said the county can accommodate the new judge physically and has budgeted its share of the cost. The bill was supported as a way to reduce delays, protect speedy-trial rights, and improve access to justice, and the hearing was closed without opposition testimony. House Bill 2500, concerning transfers of beneficiary-designated property to charities, would require holders such as financial institutions or insurers to notify charitable beneficiaries within 10 days of the owner’s death, allow charities to submit an affidavit to claim the property, require transfer within 30 days, and bar holders from demanding personal information or requiring charities to open accounts or wait on other beneficiaries. Charitable organizations strongly supported the bill, describing long delays and invasive paperwork, while credit unions and bankers raised concerns about identity verification, fraud risk, and the 30-day deadline. The committee then heard House Bill 2595, which would extend the time limit for collateral attacks on criminal judgments from one year to three years and allow the Office of Public Defense to provide direct representation in those matters. Supporters, including incarcerated individuals, defense-related advocates, and the League of Women Voters, argued the current deadline is too short for pro se prisoners and juvenile offenders to discover and litigate claims; prosecutors and victim advocates opposed it, citing finality, workload, and harm to victims. Finally, House Bill 2597 would create a state civil cause of action for violations of federal constitutional rights during civil immigration enforcement, with damages, fees, and a three-year limitation period. The sponsor and supporters framed it as an accountability measure for constitutional violations, while law enforcement and other opponents warned about unclear definitions, immunity issues, and unintended consequences. The hearing on HB 2597 was concluded, and the committee noted an executive session on the bill would occur later.

Transcript Highlights:

• The burden on the system, regardless of what the intent was, and as a result we have seen very few of
• The burden on the system, regardless of what the intent was, and as a result we have seen very few of
• The burden on the system, regardless of what the intent was, and as a result we have seen very few of
• </c> year with the dwall bill um the burden year with the dwall bill um the burden on<00:44:04.520><c
• </c> accessible for all folks of financial accessible for all folks of financial background<01:03:48.240

Summary: The House Transportation Committee met on February 6, 2025, and heard testimony on several transportation-related bills. HB 667 would require DOT or county departments to scan deceased cats or dogs found on public roadways for microchips, record information, and report it to county animal services. DOT said it supported the bill, and the Hawaiʻi Humane Society and others strongly backed it, describing it as important for grieving pet owners. A private citizen also testified in support, saying the measure could help families learn what happened to missing pets. The chair noted there were nine supporters. The committee then heard HB 230 on sending a carbon copy of traffic citations to vehicle owners, followed by HB 77, which would make civil identification cards free to issue or renew. The Attorney General’s office said it had already submitted comments on HB 77, DOT opposed it, and a private citizen supported it as a way to reduce barriers to basic services. HB 668, which would make license suspension mandatory for operating a vehicle without insurance, drew opposition from the Office of the Public Defender and DOT. The Public Defender argued current law already allows suspension and that a mandatory rule would discourage people from obtaining insurance, increase court burdens, and disproportionately affect indigent drivers; the chair emphasized that driving is a privilege and raised concerns about uninsured driving in rural areas. The Public Defender also said it would look into whether state insurance options could help people who cannot get traditional coverage. The committee also took up HB 12, which would bar inspection certificates for mopeds or vehicles modified to increase NOx emissions. DOT offered comments, Citizens Against Noise supported it, and the Motorcycle Industry Council opposed it; the chair noted six additional supporters and ten opponents. HB 169 would raise the minimum age for moped operators from 15 to 16 and increase the helmet requirement age from 18 to 21; DOT supported it, while Moped Doctors, Moped’s Direct, and seven individuals opposed it. HB 220 would require moped operators to carry insurance under motorcycle/motor scooter insurance laws; DCCA offered comments, DOT supported it, and Moped Doctors and ten individuals opposed it. Finally, the committee heard HB 277, which would establish a statewide vehicle pursuit policy for law enforcement agencies. The Policing Project at NYU and the ACLU of Hawaiʻi supported the bill, citing national data on deaths and injuries from pursuits and arguing for a baseline limit on pursuits for minor offenses; the Hawaii Police Department and Maui Police Department opposed it. The committee also heard HB 54, which would make a third or subsequent excessive speeding offense a Class C felony and allow vehicle forfeiture. DOT supported it, while the Public Defender opposed it, arguing the bill was overly harsh, internally inconsistent, and likely to strain courts, law enforcement, and probation systems by turning a traffic offense into a felony with prison exposure and jury-trial rights. No votes or final actions were taken on the measures in the portion of the meeting provided.

Transcript Highlights:

• Financial responsibility is crucial.
• I have good language that includes all of the financial data.
• burden.
• Through these services, we have seen firsthand how vital financial education is, particularly financial
• They had to learn what a financial statement was.

Bills: HB2510 , HB3589 , HB4611 , HB4655 , HB4665 , HB4666 , HB4670 , HB4700 , HB4730 , HB4798 , HB4838 , HB5136 , HB5243 , HB5302 , HB5539

Committee: House Human Services

Transcript Highlights:

• As he stated earlier, his burden for a lawful arrest is probable cause.
• That is an incredibly higher burden that we have to ethically do.
• That is an incredibly higher burden that we have to ethically do.
• That is an incredibly higher burden that we have to ethically do.
• Does that put a burden on our judges?

Summary: The Criminal Justice Subcommittee held its first meeting of 2025, took roll, confirmed a quorum, and heard member introductions before turning to an informational panel on how a criminal case moves through Florida’s system. The chair emphasized respectful committee process and introduced staff, then invited the panel to explain the path from arrest through prosecution, first appearance, arraignment, discovery, trial, plea negotiations, and sentencing. Sheriff Bob Gualtieri described law enforcement discretion, probable cause, misdemeanor and felony arrest rules, pre-arrest diversion, jail operations, and the statewide uniform bond schedule. He also discussed jail overcrowding, supervised release, mental health and substance abuse issues in jails, and the need for better case management and diversion resources. Judge Frank Allman explained first appearance, bond setting, arraignment, trial procedures, plea colloquies, and sentencing under Florida’s punishment code, including downward departures and victim impact statements. State Attorney Jack Campbell outlined charging decisions, the higher proof burden prosecutors must meet, coordination with law enforcement, Baker Act proceedings, victim notification, informations versus grand jury indictments, and the role of diversion and treatment courts. Public Defender Matthew Mets described indigency screening, discovery, the growing volume and technical complexity of evidence, mitigation work, and the importance of treatment-based resolutions. Members asked about time-served credit for supervised release, mental health recidivism, homelessness enforcement, ICE holds, and sentencing discretion; no votes were taken and the meeting ended after the informational presentation and discussion.

Transcript Highlights:

• Let's leave the financial decisions to our treasurer.
• So the Department of Insurance and Financial Institutions, especially the Financial Services Department
• The Department of Insurance and Financial Institutions, especially the Financial Services Department,
• The districts that used a financial advisor had a lower fee because the financial advisor actually negotiates
• get those financial advisor fees to sort of check on what is the typical financial advisor fee because

Committee: Senate Senate Finance Committee of Reference

Summary: The Senate Finance Committee approved the March 16, 2026 minutes and then heard testimony on several bills, with the chair noting that votes would be taken in batches because members were coming and going. HB 2939 would increase the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion; Lucid Motors supported it as a rural economic development tool, while Senator Epstein questioned the fiscal note and whether the higher credit would actually attract new investment. HB 2950 would authorize tourism improvement areas funded by voluntary lodging assessments to support marketing and tourism promotion; the Arizona Lodging and Tourism Association and Visit Phoenix backed it as a competitive tool for rural and urban destinations, and committee members focused on whether participation was truly voluntary and how the assessments would be administered. HB 2780 made technical conforming changes to Arizona’s property tax lien foreclosure and excess proceeds sale process, building on a prior law that created a mechanism for delinquent property owners to recover equity; the sponsor and a longtime constituent said the changes would fix timing and credit-bid language so qualified entity sales could work in practice. HB 2502 would let certain elected officials in ASRS retire at normal retirement age without resigning their office, with the employer paying the alternate contribution rate; ASRS said it was neutral, and the sponsor argued the bill would treat elected officials more like other ASRS members. The committee then adopted do-pass recommendations for HB 2502, HB 2780, HB 2950, and HB 2939, with each passing on split votes. The committee also adopted a striker to HB 2140, allowing the State Treasurer to invest up to 10% of state trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and the Sound Money Defense League argued it would diversify reserves and hedge against market disruption, while opponents said gold is volatile, costly to store, and not something taxpayers need the state to buy. HB 2140 then passed as amended on a 4-2 vote. Finally, the committee heard HB 2398, as amended, which requires commercial liability insurance for watercraft rentals and peer-to-peer boat sharing programs, with supporters saying it addresses uninsured rental boats and law enforcement concerns; the bill passed as amended on a 6-1 vote. The committee also heard HB 2999, a major housing-finance bill creating state affordability infrastructure districts to finance public infrastructure through bonds and assessments; proponents said it would lower housing costs by spreading infrastructure costs over time, while contractors and some senators raised concerns about payment risk, impact-fee treatment, and whether savings would reach homebuyers. After adopting a striker and hearing extensive questions, HB 2999 passed as amended on a 6-1 vote.