Video & Transcript Research : 'consumer directed employer'

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MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/18/26

Commerce Finance and Policy

Transcript Highlights:
  • </c> harm consumers. harm consumers.
  • </c><00:58:51.839><c> protection</c> easily without any consumer protection easily without any consumer
  • </c> result in higher prices for consumers. result in higher prices for consumers.
  • </c> Um maintaining the ability for consumers Um maintaining the ability for consumers to<01:04:34.079
  • . consumers. consumers.
OK

Oklahoma 2026 Regular Session

Government Oversight Feb 24th, 2026 at 10:30 am

Government Oversight

Transcript Highlights:
  • Otherwise, fee creep with credit card companies could go up and be detrimental to consumers.
  • It's not really protecting the consumer or the small business.
  • The employer will pay in. The employee will not pay in according to the bill. Thank you.
  • They would also get the employer piece in that, but not the employee... ...piece.
  • And then you'll get the employer piece.
OK

Oklahoma 2026 Regular Session

Government Oversight Feb 24th, 2026

Government Oversight

Transcript Highlights:
  • It’s not really protecting the consumer or the small business.
  • Representative Fugate: Passed on to the consumer. Is that the intent?
  • The employer will pay in. The employee will not pay in according to the bill. Thank you.
  • They would also get the employer piece in that, but not the employee piece.
  • And then you'll get the employer piece. It's a maximum of five years.
Summary: The Government Oversight committee opened with prayer and then took up a series of bills, many related to census preparation, election administration, municipal oversight, and state/local regulatory policy. Leader Lawson presented three census and mapping measures: HB 3619 updated the state geographic information one-stop initiative and authorized leaf-off aerial surveys to support a single boundary map layer; HB 3620 created the 2030 Complete Census Count Committee; and HB 3624 repealed a statute tied to meandering waterways and county boundary interpretation. All three passed, with HB 3619 and HB 3624 receiving unanimous support and HB 3620 passing 13-2. Chairman Bowles presented HB 3463 to modernize municipal audit procedures for small communities under 2,500 population, emphasizing transparency and accountability; it passed 16-0. Floor Leader West presented HB 3041 on credit-card surcharge rules for retailers. Members debated whether the bill’s cap language was really a cap or a notice threshold, and an amendment to raise the percentage from 2% to 4% was ultimately withdrawn so the language could be fixed later; the bill still passed 19-0. Pro Tem Moore’s HB 4335, aimed at preventing a patchwork of local pet-shop and pet-breeder bans while preserving statewide standards, drew questions about preemption and enforcement but passed 13-6. Representative Hildebrandt’s HB 3075 created a penny-rounding rule for cash transactions by public entities, allowing rounding to the nearest nickel; it passed 18-0. Representative Ranson’s HB 3378 made a temporary change to the Oklahoma Science and Technology Research and Development Board’s terms to address delays in grant timing, and it also passed 18-0. Representative Crosswhite Hader’s HB 3722 would require incomplete voter registration applications to be returned rather than defaulted to “independent/no party,” prompting extended debate with the State Election Board about voter intent and processing; it passed 15-3. Finally, Vice Chair Hays presented HB 1268, which adds a DROP option to the pension system for EMTs, county jailers, and assistant sheriffs with a five-year cap; it passed 13-4. The committee adjourned after announcing a Thursday meeting.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/19/26

Commerce Finance and Policy

Transcript Highlights:
  • This legislation will ultimately benefit consumers.
  • This legislation will ultimately benefit consumers.
  • </c><00:19:19.760><c> to</c> positive step in the right direction to positive step in the right direction
  • </c> Minnesota for consumer protection. Minnesota for consumer protection.
  • ><c> cannot</c><00:21:35.120><c> be</c> Consumer protection of kids cannot be Consumer protection of
OK

Oklahoma 2026 Regular Session

Insurance REVISED: Link Added Feb 17th, 2026

Insurance

Transcript Highlights:
  • I believe that that provision is what has led to the lack of protections for the consumer.
  • I believe this bill here and what we're attempting to do, I think it's consumer protections.
  • I believe this bill here and what we're attempting to do, I think it's consumer protections.
  • I think it's consumer protections. It's simply just transparency.
  • It fails the consumers. It fails the homeowners.
Summary: The committee heard a series of insurance-related bills, with much of the discussion focused on homeowners insurance rates, transparency, and regulatory oversight. House Bill 3696, a proposed rate-approval style measure for homeowners insurance, drew extensive questioning about whether it would actually lower premiums, its comparison to Texas, the role of the Insurance Department and Attorney General, and possible effects on carriers and agents. The author said the bill was intended to increase transparency and consumer protections, acknowledged it was a work in progress, and agreed to strike the title and keep working with the committee. The bill ultimately passed the committee on a recorded vote. The committee also advanced House Bill 3259, which would prohibit certain health care contract clauses such as all-or-nothing, anti-steering, gag, and most-favored-nation provisions; House Bill 4294, a follow-up to Dylan’s Law dealing with epilepsy-related insurance coverage and neurostimulator devices; and House Bill 4488, which would let the Insurance Commissioner appoint an impartial umpire when a body shop and insurer cannot agree on a loss value. House Bill 3646, a broad and still-developing insurance bill involving rate review, litigation, venue, AI use, and Attorney General involvement, generated substantial concern from members about workability, litigation, and agent exposure. Its author said it was not final, but the committee voted it down. Later, the committee passed House Bill 3048, a cleanup measure for surplus lines licensing laws; House Bill 3780, requiring an independent actuary review as a transparency measure; House Bill 3781, changing the timing from use-and-file to file-and-use with a 60-day review period while the author said he did not want rate approval; House Bill 3802, delaying rate adjustments after a spouse’s death until renewal; House Bill 3818, creating a home and auto savings account framework intended to help policyholders raise deductibles and lower premiums; and House Bill 2929, which limits how far back insurers may look at homeowners and auto claims for underwriting purposes. Most of these bills passed with little or no opposition after brief questioning.
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Jan 28th, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • address market conditions that impact access to and affordability of health plans for individuals or employers
  • My statements here do not represent the opinions of my employer or my funders.
  • But at this juncture, we're focused on the consumers, safeguarding the consumers' interests, and their
  • Over the last few months, there have been a number of consumer reports and reports back to our board
  • I think we need to provide consumers with more common sense and safeguard their life savings.
AZ

Arizona 2026 Regular Session

01/27/2026 - House Commerce

Commerce

Transcript Highlights:
  • Most brands would employ these influencers through either agencies or networks or direct contact.
  • This MIWA for a broad group of employers.
  • So this bill serves to try to alleviate some of that confusion for the consumer.
  • The FTC has issued consumer alerts and guidance on digital ownership.
  • So then the final section is that just has to do with the employer.
WA

Washington 2025-2026 Regular Session

Senate Environment, Energy & Technology Jan 23rd, 2026 at 10:30 am

Environment, Energy & Technology

Transcript Highlights:
  • Senate Bill 5941 directs the State Building Code Council to exempt certain school districts from the
  • It authorizes the UTC for investor-owned utilities or the governing body of a consumer-owned utility
  • It directs electric utilities to include service.
  • report, and it directs a facility seeking interconnection to provide a report and disclose whether the
  • However, this bill goes in the opposite direction.
TX
Transcript Highlights:
  • So since that fee is paid in the transaction between the consumer and the accommodation.
  • We're also here representing the Employers for Child Care Task Force, which is an employer-driven initiative
  • We know that Senate Bill 1265 is a no-cost, common-sense, employer-driven solution.
  • But this can help employers to offer incentives to their employees.
  • It's really great that we have large employers who are able to offer on-site childcare facilities.
HI

Hawaii 2026 Regular Session

House Chamber - Fri Feb 20, 2026, 12:00PM HST - Day 19

Hawaii House Floor Meeting

Transcript Highlights:
  • So, I would prefer a more direct action and method of utilizing the funds for this education.
  • So, I would prefer a more direct action and method of utilizing the funds for this education.
  • /c><00:51:29.200><c> prefer</c><00:51:29.520><c> a</c><00:51:29.839><c> more</c><00:51:30.160><c> direct
  • So, I I would prefer a more direct that.
  • So, I I would prefer a more direct action<00:51:31.680><c> and</c><00:51:32.000><c> method</c><00:51:
HI

Hawaii 2026 Regular Session

House Chamber - Thu Feb 19, 2026, 12:00PM HST - Day 18

Hawaii House Floor Meeting

Transcript Highlights:
  • higher education where eligible, and engage in supervised training that prepares them for real employment
  • Employment and stability reduce crime.
  • Employment and stability reduce crime.
  • Mentorship and workforce programs are significantly more likely to find employment and significantly
  • Employment and stability reduce crime.
HI

Hawaii 2026 Regular Session

Tourism and Gaming Working Group (TGWG) - Thu Feb 19, 2026 @ 4:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • It is a very large employer, or can be if it's brick and mortar, and has many different aspects to it
  • It's a large employer. It's a large taxpayer. It's a large investor. It's a clean industry.
  • or can be if it's brick large employer or can be if it's brick and<01:10:25.760><c> mortar</c><01:10
  • </c><01:10:35.920><c> It's</c><01:10:36.080><c> a</c> employer. It's a large taxpayer.
  • It's a employer. It's a large taxpayer. It's a large<01:10:36.560><c> investor.
OK

Oklahoma 2026 Regular Session

Education 3RD REVISED Feb 24th, 2026 at 10:30 am

Education

Transcript Highlights:
  • I know in private, but I share some concerns about the diluting of funds that were specifically directed
  • But this just gives them some discretion on if they want to move in this direction.
  • How are they going to follow the rules that any employer has?
  • It would direct OEQ to do an audit of those programs And I believe he is still seated here.
  • Just for clarification, maybe help direct the answer.
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Apr 16th, 2026

Judiciary and Public Safety Oversight

Summary: The committee heard a series of Senate bills, most of them receiving unanimous or near-unanimous do-pass recommendations. SB 1595, as amended, exempts commercial driver training schools administered by the Oklahoma Department of Corrections from provisions regulating state agency interactions with CDL schools; the amendment was adopted and the bill passed 9-0. SB 1303 transferred property and records from the Advisory Council on Workers’ Compensation to the Workers’ Compensation Commission, SB 2180 required certain foreign principals’ agents to register with the Secretary of State, SB 2072 expanded title-theft protections and allowed broader law-enforcement investigation and fee waivers, SB 1772 clarified when vehicle lights must be used, and SB 1209 excluded Sundays and federal holidays from eviction timelines; each passed without opposition or with overwhelming support. Members also advanced SB 137, a mirror bill to a House measure dealing with a corrections-related issue, after discussion about retroactivity and possible amendments on the Senate side; it passed 9-1. SB 1944 adjusted an agriculture payroll threshold exemption and passed 10-0. SB 372 clarified that a person may carry a weapon from the front door to a room in a state-owned hotel or lodge and passed 9-1. SB 1636 allowed a victim’s family to request a cold case review from any law enforcement agency and passed 11-0. SB 1256 was amended to remove language requiring certain written judicial findings, then passed 11-0. Additional bills approved included SB 1827, which updated definitions in the Government Tort Claims Act; SB 2104, a cleanup and integration measure following adoption of the Oklahoma Uniform Trust Code; SB 1226, clarifying when a driver must stop after an accident involving property damage; and SB 1876, allowing a foreign insurer to be served through its registered agent rather than only the insurance commissioner. The committee adjourned after reporting all measures out favorably.
LA

Louisiana 2026 Regular Session

House and Governmental Affairs Apr 14th, 2026

House and Governmental Affairs

Transcript Highlights:
  • And I think that this is a good step in the right direction. Step in the right direction.
  • And putting out how much they make and the idea that it's public money is not a step in the right direction
  • Well, it could also be direct mail, but there's going to be a paper trail through the bank accounts and
AZ

Arizona 2026 Regular Session

03/17/2026 - House Natural Resources, Energy & Water

Natural Resources, Energy & Water

Transcript Highlights:
  • direction from the department 10 years ago, and there's now been recent clear direction from the department
  • direction from my attorneys... ...not clear direction from what I am being told from my attorneys; there
  • was not clear direction from the department 10 years ago, and there's now been recent clear direction
  • protection about disclosure to consumers.
  • Yeah, this is a consumer protection issue.
AZ

Arizona 2026 Regular Session

03/16/2026 - Senate Finance

Finance

Transcript Highlights:
  • Collectively, these updates reduce burdens for consumers and streamline credit union operations, update
  • Second piece, at any given time when the department is regulating, let's say there is a... ...consumer
  • We want it to be high enough so that the insurance company can still be there and low enough so consumers
  • I'm especially concerned about protecting consumers and the price of insurance.
  • Therefore, in our role as legislators, we should support DIFI in providing consumers the protections
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/23/26

Health Finance and Policy

Transcript Highlights:
  • </c><00:08:29.440><c> that</c> struggle to find employment that struggle to find employment that reflects
  • ,</c><00:15:56.720><c> they</c> practitioners and consumers, they practitioners and consumers, they literally
  • And then 146A consumer protection bill.
  • </c> harm to the consumer. harm to the consumer.
  • We have protections for the consumers.