Video & Transcript : 'captive insurers' :

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AZ
Transcript Highlights:
  • Most schools don't, yeah, but that's because of liability insurance rather than not wanting kids to have
  • Insurance rather than not wanting kids to have that in high school, I think.
LA

Louisiana 2026 Regular Session

Judiciary B May 27th, 2026

Judiciary B

Transcript Highlights:
  • And, of course, to the committee members, Senator Talbot left to make a quorum in insurance.
  • Senator Talbot left to go make a quorum in insurance.
Committee: Senate Judiciary B
OK
Transcript Highlights:
  • 1447 by Marty of the House and Alahar of the Senate is an act relating to the Oklahoma employees' insurance
  • 1447 by Marty of the House and Alahar of the Senate, an act relating to the Oklahoma Employees' Insurance
MO

Missouri 2026 Regular Session

Emerging Issues Apr 13th, 2026

Emerging Issues and Professional Registration

Transcript Highlights:
  • Absolutely outstanding, and their insurance companies are going to love that, too.
  • So it's going to give the schools and their insurance companies a tremendous amount of cover.
Summary: The committee first met in executive session on Senate Bill 1421, which had been heard the previous week. After no discussion, the committee voted the bill do pass by an 8-3 roll call vote, with Chairman Christ and several members voting yes and Ranking Member Fuchs and others voting no. The committee then held a public hearing on Senate Bill 905, sponsored by Senator Gregory, creating the Missouri Rangers program for schools. Gregory described it as an optional, highly trained school protection program under POST certification, with physical fitness, firearms, close-quarters, and bias training, background checks, and limited arrest powers. Supportive members raised concerns about school safety and response times, while opponents questioned whether the money would be better spent on mental health resources, and also raised issues about racial bias, liability, and whether existing school resource officer statutes should be modified instead. During testimony, Susan Myers of Women for Gun Rights and Armed Women of America supported the bill and argued that armed, trained responders are needed to reduce casualties in an active shooter event. She also urged a separate change to the school protection officer statute to allow more school personnel to serve in that role. No vote was taken on Senate Bill 905, and the hearing concluded with no further business.
MO

Missouri 2026 Regular Session

Emerging Issues Apr 13th, 2026

Emerging Issues

Transcript Highlights:
  • Absolutely outstanding, and their insurance companies are going to love that, too.
  • So it's going to give the schools and their insurance companies a tremendous amount of cover.
AL

Alabama 2026 Regular Session

Alabama Senate Finance and Taxation General Fund Committee Apr 7th, 2026

Finance and Taxation General Fund

LA

Louisiana 2026 Regular Session

Health and Welfare Mar 24th, 2026

Health and Welfare

Transcript Highlights:
  • How does this affect the insurance companies, or is it just Medicaid? I guess I'm trying to follow.
  • This doesn't have anything to do with insurance companies.
Summary: The House Committee on Health and Welfare met on March 24 with a quorum present. The committee first voluntarily deferred House Bills 184 and 902. It then considered HB 557 by Rep. DeWitt, which defines long-term care pharmacies in Louisiana law to distinguish them from retail pharmacies and align state terminology with federal requirements. The author and a pharmacy representative testified that long-term care pharmacies serve nursing homes and similar facilities with specialized packaging, delivery, and consultant services. The committee adopted a technical amendment and reported the bill favorably with amendments. The committee next heard HB 584 by Rep. Boyd and Taylor, which addresses the practice of giving foster children garbage bags to move their belongings between placements and instead requires the use of duffel bags or similar luggage. Testimony emphasized the dignity issue for children in foster care and noted that DCFS had already begun transitioning to duffel bags. Members discussed whether the bill needed a fiscal note or dual referral, and DCFS testified that the practice had already been underway for about six months and would not require additional funds. The committee adopted amendments clarifying that the bag should follow the child and reported the bill favorably with amendments. Finally, the committee took up HB 747 by Rep. Miller, which combines the medical psychologist license and certificate of advanced practice, eliminates the separate certificate, lowers fees, and reduces red tape. Supporters from the Louisiana Academy of Medical Psychologists and others were noted, and the committee reported the bill favorably. Throughout the meeting, members also discussed possible future wording changes on HB 584 and briefly recessed at the end of the hearing.
ID

Idaho 2026 Regular Session

Mar 16th, 2026

Transportation and Defense

Transcript Highlights:
  • bicycles within Idaho laws, rules and regulations shall be required to be licensed, registered, and insured
  • Required to be licensed, registered, and insured in order to be driven on public highways.
WA

Washington 2025-2026 Regular Session

JLARC I-900 Subcommittee for SAO Performance Audits Nov 5th, 2025

JLARC I-900 Subcommittee for SAO Performance Audits

Transcript Highlights:
  • know that children whose parents are wealthier may get a private diagnosis if they have private insurance
  • be drawing any conclusions whatsoever about whether Washington is doing a good..." day of private insurance
Summary: The JLARC I-900 Subcommittee heard a State Auditor’s Office performance audit on special education services, focused on comparing student needs, district identification practices, and funding. Auditors said Washington does not appear to under-identify any particular population for special education, though districts face ongoing challenges with identification, documentation, staffing shortages, and inconsistent referral tracking. They explained that their analysis used statistical models because the true prevalence of disabilities is unknown, and found Washington districts generally clustered near the national average, with little evidence that any demographic group was systematically under-identified. The audit also found that special education funding has historically been insufficient, with districts collectively covering about $500 million in costs not paid by state or federal sources, and that districts spent about 26% more per student than they received in funding. Auditors noted recent legislative changes that removed the special education enrollment cap and changed the safety net process, but said it was too soon to assess their effects. Their recommendations to OSPI included clarifying what counts as an official special education referral, requiring districts to report referral data even when no evaluation follows, and ensuring the new statewide data system is developed with district input, training, and possibly a mandate for uniform use. OSPI staff said they concurred with the report and appreciated the work of the auditor’s office and JLARC. During member questions, Representative Paulette raised concerns that the audit did not directly examine prevalence of specific disabilities, such as autism and dyslexia, in vulnerable populations or compare Washington’s identification practices to medical and peer-reviewed prevalence data. Auditors responded that medical prevalence is not known in a systematic way, that educational eligibility differs from medical diagnosis, and that the report’s conclusions should not be read as proving no populations are under- or over-identified. No public testimony was offered, and the meeting adjourned.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Jul 15th, 2025

Judiciary

Transcript Highlights:
  • Chair, members, John Winger, here on behalf of America's Health Insurance Plans, the national trade association
  • And so we continue to believe that the inclusion of self-insured plans in the bill is going to be preempted
Committee: House Judiciary
Summary: The committee began without a quorum and heard several bills. SB 41 by Senator Wiener would regulate pharmacy benefit managers by increasing transparency, banning patient steering and spread pricing, and requiring full pass-through of rebates. Supporters, including independent pharmacists and health groups, said PBM practices are driving pharmacy closures and higher costs; opponents argued the bill overlaps with recent PBM licensing and reporting changes in AB 116 and may be preempted by federal ERISA law. Members raised questions about confidentiality, legal preemption, and whether savings would reach consumers, and the author asked for an aye vote. The committee then heard SB 378, also by Senator Wiener, which would let consumers seek civil penalties against online marketplaces that advertise illegal intoxicating hemp and unlicensed cannabis products. Supporters said online sales are undermining the licensed cannabis market and exposing children to unsafe products; opponents, including TechNet and hemp businesses, warned the bill is overbroad, could sweep in general-purpose platforms, and may raise First Amendment and dormant commerce clause concerns. The author said he would narrow the bill, remove industrial hemp references, and address strict liability and standing issues. Members generally supported the goal of protecting children and legal cannabis businesses, while asking for narrower language. SB 243 by Senator Padilla would impose guardrails on AI companion chatbots, including disclosures, anti-addictive design limits, self-harm response protocols, reporting, audits, and a private right of action. Supporters, including Common Sense Media and AI transparency advocates, said companion chatbots can intensify loneliness, manipulate users, and have been linked to self-harm risks for minors; opponents said the definitions are too broad and could capture general-purpose AI tools, and several objected to the private right of action. Members expressed strong concern about child safety but also questioned the breadth of the bill and the need for clearer standards. The committee also heard SB 522, which would preserve just-cause eviction protections for rental units destroyed by disaster and later rebuilt, and SB 259, which would restrict businesses from using device data such as hardware state or geolocation to set prices. SB 522 drew support from Los Angeles officials and tenant advocates who said rebuilt disaster housing should retain tenant protections, while landlords and Realtors opposed it as a burden on reconstruction. SB 259 was supported as a consumer protection against device-based price discrimination, but business groups opposed it as overbroad and harmful to legitimate pricing models. In both cases, members discussed the balance between consumer protection and business concerns, and the bills were held pending a quorum.
CA

California 2025-2026 Regular Session

Assembly Floor Session Mar 13th, 2025

California House Floor Meeting

Transcript Highlights:
  • yan, pending re-referral from the Insurance Committee. Thank you.
  • AB 597, Harbiddy, and pending re-referral from the Insurance Committee.
Summary: The Assembly convened after a quorum call, heard a prayer and Pledge of Allegiance, and then moved through routine procedural business, including dispensing with the reading of the prior journal, re-referring several bills, and approving committee scheduling requests. There was also a point of order from Assemblymember DeMaio asking about a possible Governor’s message regarding Medi-Cal, but the chair said no formal message had been received at the desk. The main floor debate centered on AB 321 by Assemblymember Schultz, the Better Informed Decisions Act, which would allow courts to consider reducing certain “wobbler” offenses from felonies to misdemeanors later in the criminal process if new evidence emerges. Supporters argued it would improve fairness, transparency, and efficiency by letting judges make better-informed decisions; opponents said it would weaken felony accountability and conflict with voter intent on public safety. The bill passed on a 46-5 vote. The Assembly also adopted ACR 47 by Assemblymember Chen, declaring March 16–22 as National Surveyors Week, with 63 co-authors added and the resolution adopted by voice vote. AB 387 by Assemblymember Alanis, which expands jury duty exemptions to include probation officers, passed 64-0. On the consent calendar, ACR 46, HR 9, HR 22, and SCR 17 were adopted with unanimous votes, and the Assembly adjourned until Monday, March 17 at 1 p.m.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 111 May 4th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • </c> portion of their health insurance. portion of their health insurance.
  • When people are looking for jobs, which ones offered better insurance or offered insurance, which ones
  • </c><03:17:45.200><c> or</c> which ones offered better insurance or which ones offered better insurance
  • :46.720><c> offered</c> offered insurance, which ones offered offered insurance, which ones offered better
  • </c> offer that insurance in the first place. offer that insurance in the first place.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, July 17, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • , since the act prohibits stablecoins from being covered by FDIC insurance.
  • , since the act prohibits stablecoins from being covered by FDIC insurance.
  • , since the act prohibits stablecoins from being covered by FDIC insurance.
  • , since the act prohibits stablecoins from being covered by FDIC insurance.
  • , since the act prohibits stablecoins from being covered by FDIC insurance.
NH
Transcript Highlights:
  • Insurance taxes, that's a 2% tax on all the insurance that you pay.
  • Insurance taxes, that's a 2% revenue.
  • </c> tax on all the insurance that you pay. tax on all the insurance that you pay.
  • </c><00:18:09.280><c> You</c><00:18:09.440><c> see</c> insurance. Communications tax.
  • You see insurance. Communications tax.
Summary: The meeting was a House budget briefing focused on the overall state budget and the first of three divisions. The presenter reviewed the size and structure of the budget, noting that the state had eliminated the interest and dividends tax and still balanced the budget. He explained the major spending categories in the general fund and total budget, emphasizing that health and human services and education remain the largest areas, while transportation is largely self-funded. He also walked through the revenue picture, including business taxes, insurance taxes, court fees, communications taxes, and Medicaid recoveries, and said the remaining interest and dividends tax revenue reflected late payments from prior assessments. Members asked about the size of the tax cut from eliminating the interest and dividends tax, federal funding stability, and why Medicaid was being reduced if federal support was expected to remain steady. The response was that the lost revenue would have been about $200 million absent repeal, and that the budget gap was addressed through many small cuts across departments. On federal funds, the presenter said most aid is tied to multi-year grants and that core programs such as Medicare and Medicaid were expected to remain relatively stable, though some federal reductions could occur. He also said some agency reductions came from eliminating long-vacant, funded positions and from expected lapses. The discussion then moved into Division One, which covers smaller and miscellaneous agencies. The division made cuts to the governor’s office, eliminated a temporary position at the Governor’s Commission on Disability, reduced Department of Information Technology spending through a back-of-budget cut, and found savings in Administrative Services. It also delayed maintenance at the Sununu Youth Services Center, stopped advertising for paid family medical leave, changed retiree health insurance funding, and consolidated several personnel-related boards into one. The division eliminated the Commission on Aging and the Office of the Child Advocate, made a temporary special education advocate position permanent, reduced the Secretary of State’s budget, kept municipal rooms-and-meals distributions flat, and made changes to the retirement system, including $55 million to improve Group 2 retirement benefits and a new retirement structure for future state hires. The judicial branch was also asked to find savings and received two additional judges because of expected caseload increases from other eliminations.
CA
Transcript Highlights:
  • For the FFAs, I know the insurance piece is out of our jurisdiction.
  • So a total of 21 in the last year that have closed due to the insurance crisis.
  • And Quinania alone, it was $200,000 was our initial insurance A former foster youth.
  • And Quinania alone, our initial insurance bill was $200,000, and it went up to $900,000.
  • We are asking for $30 million for those who missed the first round and for increased insurance costs
Summary: The committee heard a lengthy budget hearing focused on child care, child welfare, and immigration-related services, with most of the discussion centered on child care funding, slot utilization, and rate reform. Department of Social Services officials said the Governor’s budget would provide $6.8 billion for child care programs in 2026-27, including $11.5 million in Prop. 64 funds for mini-grants to licensed facilities affected by 2025 disasters. They also described federal CCDF and Prop. 64 revenue reductions that would reduce general child care funding by about 4,176 slots, while emphasizing that the cuts should not affect currently enrolled children. The LAO supported aligning spending with lower revenues and asked for more detail on the disaster grant program. Members questioned why so many awarded slots remain uncontracted or unfilled, and DSS said delays are largely due to providers building new infrastructure, licensing, staffing, and enrollment work. One senator criticized the repeated explanation, argued unspent funds revert to the General Fund instead of being redirected to child care, and urged shifting more funding from contract slots to vouchers and increasing flexibility for infrastructure and expansion costs. DSS said it is exploring more flexibility, better readiness screening, and quicker redistribution of relinquished slots. The committee also discussed the Emergency Child Care Bridge program, with DSS saying it can redistribute funds among counties to avoid disenrolling children. A second panel addressed the state’s broader commitment to expand child care and move toward a single rate structure. DSS reported that since 2021-22 nearly 125,000 new slots have been awarded across CCTR, CAPP, CMAP, and the Emergency Child Care Bridge program, bringing monthly service levels to more than 366,700 children. The department and CDE described progress on rate reform, including completion of the alternative methodology and joint recommendations from the labor-management committee on a single-rate framework. County and provider testimony emphasized persistent unmet need, especially for infant and toddler care, and argued that current reimbursement disparities between CDSS-funded programs and state preschool create inequities and discourage expansion. Stanislaus County Office of Education said rate differences can materially affect local program revenue and staffing, while Parent Voices California described the child care system as difficult to navigate and inequitable, especially for Black families and survivors of domestic violence. The California Budget and Policy Center argued that only a small share of eligible children are served, that Universal TK has concentrated investment in school-based settings, and that providers are still paid far below the cost of care. Members pressed the administration for deadlines on automation and implementation of the single-rate structure, and DSS said some work can proceed before collective bargaining concludes, though policy decisions are still needed. The committee also reviewed several trailer bill proposals. For the COLA, DSS proposed applying the 2026-27 increase through cost-of-care-plus payments, but acknowledged it had inadvertently excluded CalWORKs Child Care and the Emergency Child Care Bridge from the initial calculation; the LAO recommended making the COLA increase uniform across child care and state preschool programs. On the alternative methodology survey, DSS proposed replacing the market rate survey with the federally approved alternative methodology and aligning the timing with the federal CCDF state plan cycle. On licensed family child care homes, DSS proposed limiting temporary absences to 20% of monthly care hours and allowing more flexibility for medical appointments, jury duty, training, and union activities. On excessive unexplained absences, DSS proposed a statutory definition to align state policy with federal rules allowing disenrollment after 30 days of unexplained absences. The committee also discussed a proposal to require contractors to collect family fees directly so the full voucher value reaches providers, with DSS saying it is working with Riverside County on implementation and CDE asking that the same policy apply to state preschool. Finally, the committee reviewed an Early Childhood Policy Council reappropriation and reporting proposal, with DSS explaining that prior funds were underused because participation costs are hard to estimate and that additional staffing and contractor support would be needed for the expanded annual report requirements.
NH

New Hampshire 2025 Regular Session

Finance Budget Briefing (06/10/2025)

Transcript Highlights:
  • Department of Safety changes to deletes an increased insurance company fee for motor vehicle records.
  • Department of Safety changes to delete an increased insurance company fee for motor vehicle records.
  • Well, but there's also a $30 million less in IND and a $24 million more in insurance. Yes.
  • Um, and then as far as insurance, that was with discussions with the insurance commissioner relative
  • </c><01:36:28.560><c> And</c> million more in insurance. Yes. Yes. And million more in insurance.
Summary: The presentation was an LBA overview of Senate changes to the House-passed state budget, with Michael Kane explaining how Senate Finance updated revenue and spending estimates after April revenue figures and agency discussions. He said the Senate’s revenue outlook was higher than the House’s in some areas, but lower in others, especially video lottery terminal revenue, and that the biggest differences also came from changes to revenue splits between the general fund and education trust fund, lapse estimates, and several policy changes in House Bill 1 and House Bill 2. Kane highlighted several major revenue and policy differences: the Senate changed the business tax, tobacco tax, and real estate transfer tax splits; adjusted liquor revenue dedication; removed the House’s meals-and-rooms distribution cap; delayed the Lakes Region facility proceeds plan; altered the PECARD fund treatment; added a granite patron of the arts tax credit; and changed the treatment of unique funds and video lottery terminal revenue. On spending, he noted Senate changes to judicial, corrections, HHS, human rights commission, and other budgets, including additional settlement costs, higher lapse assumptions, and a different approach to Medicaid premium revenue and retirement savings. He also described Senate additions such as a nursing home bed fee, Hampstead Hospital transition funding, and changes to the YDC claims settlement fund. The presentation focused on comparing House and Senate surplus statements across fiscal years 2025 through 2027, including projected ending balances and rainy day fund transfers. Kane repeatedly emphasized that the numbers were still dependent on final revenues and lapse amounts, and that some balances would be carried forward and trued up later in the biennium. No committee vote or final action was described in the excerpt; it was an informational budget briefing and comparison of the two chambers’ proposals.
KY
Transcript Highlights:
  • My question is this: Will insurance pay or reimburse registered specialists, and is Medicaid okay with
  • /c><00:10:52.800><c> this</c><00:10:53.560><c> um</c><00:10:54.560><c> will</c><00:10:54.920><c> insurance
  • </c><00:10:55.760><c> pay</c> question is this um will insurance pay question is this um will insurance
  • It is really up to the commercial insurers whether they cover this or not.
  • It is really up to the commercial insurers whether they cover this or not. So it is not mandatory.
Summary: The committee first took up House Bill 392, sponsored by Representative Proctor, which would help the Department for Behavioral Health, Developmental and Intellectual Disabilities pay for emergency medical and psychiatric services provided to patients outside state facilities when those facilities cannot meet their needs. Proctor described it as a continuing improvement bill to address payment issues for services delivered at community-based facilities. The bill received no substantive opposition in the meeting and passed the committee with favorable expression by a vote of 15 yes, 0 no, and 1 pass. The committee then considered House Bill 580, presented by Representative Kim Moser and Elena Sweezy, which tightens oversight of peer support specialists. The bill was described as building on House Bill 505 from the prior year by reinstating supervision requirements, adding parameters around group sizes, creating a pathway for temporary peer support specialists to become fully registered after nine months, and addressing Medicaid reimbursement and accountability concerns. Members asked about reimbursement; the sponsor said Medicaid was okay with the bill and that commercial insurance coverage would be up to insurers. Representative Fleming emphasized the need for stronger financial oversight of the peer support code. The committee adopted a substitute and title amendment, then passed the bill with favorable expression. House Bill 688 was then heard, with Representative Bratcher explaining that it addresses two issues: preventing fraud in nurse licensure by giving the Kentucky Board of Nursing more discretion to review out-of-state credentials, and expanding school authority to administer certain emergency medications. He said the bill changes the board’s authority from “shall” to “may” so it can verify transcripts, curricula, accreditation, and exam passage. During discussion, Representative Sharp explained his yes vote by noting the bill also adds rescue medications such as glucagon and Solu-Cortef and allows prescribed emergency medications for known conditions in schools. The committee passed the bill with favorable expression. Finally, the committee heard House Bill 16, which would leave decisions about adding fluoride to drinking water to local governing bodies rather than maintaining a state mandate. Supporters, including Representative David Hale, Dr. Jack Call, and Cindy Batson, argued that fluoridation should be a local choice and raised concerns about cost, potential health risks, and the precautionary principle. Opponents, including Dr. Steve Robertson of the Kentucky Dental Association, defended fluoridation as beneficial for preventing tooth decay and warned that local removal decisions could increase Medicaid costs and may not reflect the broader public interest. The transcript provided does not show a final committee vote on House Bill 16 in the excerpt.
TX
Transcript Highlights:
  • Without insurance in Texas, you have very little option for inpatient care.
  • You see, she turned 26, and she was dropped from my insurance policy.
  • Indeed, the insurance funding in this bill is critical to all employees across the state.
  • insurance.
  • Medicaid only ended up having to pay our health insurance premiums through the HIP program.
Bills: SB1 , SB 1
Committee: Senate Finance
AR

Arkansas 2026 1st Special Session

ALC-PEER Jun 16th, 2026

ALC-PEER

Transcript Highlights:
  • The first item in L2 is a Department of Commerce, Insurance Department.
  • The first item in L2 is a Department of Commerce, Insurance Department.
  • Department of Commerce, Insurance Department.
Committee: All ALC-PEER
Summary: The committee reviewed a large slate of appropriation, transfer, and continuation requests across multiple sections. In Section B, members considered temporary FY27 appropriations for agencies including Health, DHS, Education, Treasury, Public Safety, State Police, Emergency Management, Aeronautics, Military, Economic Development, Game and Fish, and others, covering items such as maternal health outreach, LIHEAP overpayment returns, Wynne High School tornado rebuilding, senior food services, cybersecurity, crime victim claims, airport grants, conservation incentives, and emergency tower maintenance. Questions focused on the DHS senior services carry-forward and Treasury custodial banking fees tied to lower balances after COVID funds were spent down. All Section B items were approved. The committee then approved continuation requests, ARPA reallocations, and federal grant-related items in Sections B2, C1A, D1, D2, D3, E1, E2, E3, F1A, G1, H1A, I1A, J1/J2, K1/K2/K3, L1/L2, M1/M2, N1/N2, O1A, and P1A. These included university nursing and workforce programs, environmental and recycling grants, highway safety and emergency management grants, a transfer to the Merit Teacher Incentive Program, restricted reserve transfers for military, agriculture, UAPB, Game and Fish, and AETN, and various cash-fund and budget classification transfers. Several members asked for more detail on the State Police highway safety grant, VOCA victim compensation funding, the NSGP nonprofit security grant, and the Office of State Technology’s E-Rate-related transfer; agency officials explained the uses and noted that some funding levels depend on federal awards and collections. A notable discussion occurred on the Department of Commerce reallocation, which shifts 68 positions and $3 million among divisions to support an organizational realignment and avoid shortfalls. The committee also reviewed a state central services deduction request to keep the rate at 2%, a DHS overtime request for child protection caseloads, and a year-end adjustments request authorizing up to $1 million in temporary actions to close FY26 books without disrupting payroll or vendor payments. Most items were approved or, in some sections, simply reviewed without objection. The meeting adjourned after completing the agenda.