Video & Transcript : 'High Socks for Hope' :

Page 283 of 500
NH

New Hampshire 2026 Regular Session

House State-Federal Relations and Veterans Affairs (01/30/2026)

State-Federal Relations and Veterans Affairs

Transcript Highlights:
  • Their pain, their fear, and their hope for peace are present in our state every day.
  • </c> Their pain, their fear, and their hope Their pain, their fear, and their hope for<00:38:13.680><
  • > that</c> going to work for healthcare I hope that going to work for healthcare I hope that did<01:34
  • My only hope for a healthier and it.
  • Thank you, Representative Gilmore. high hopes. I just have hopes. high hopes. I just have hopes.
Keywords: 1189, house, all
ND
Transcript Highlights:
  • So having a 1.6% for one month or a 15.1% for 10 years is a big number.
  • You can't double that number, but that's a high return for a cash equivalent. Year-to-date, 0.4%.
  • purposes for it.
  • that creates, that builds high-quality metal piping, which could be used for a lot of different purposes
  • I hope this was helpful for you. It has been, yes. All right. Thank you, Jim.
Summary: The committee met to approve prior minutes and receive updates on the Legacy Fund transparency website and fund performance. Staff reported the website procurement was in contract negotiations, with a planned go-live around November 1, and that the site would provide downloadable, more transparent information on fund holdings, allocations, history, and legislative appropriations while protecting confidential data. The investment office then reviewed performance through January 2026, describing strong returns relative to benchmarks, noting real estate and fixed income as weaker areas, and explaining that the fund’s diversification and internal management had helped offset market volatility, including recent geopolitical impacts. Members also discussed the in-state investment program, especially the Bank of North Dakota’s CD-match allocation. Several members questioned whether the program had been static for years and whether the uncommitted balance should remain parked there if it was not being used. The committee voted to pause further transfers into the program until the Bank provides a report and the committee can consider possible statutory changes; the motion also requested a cost-benefit analysis from RVK, and it passed by roll call vote. In the afternoon, RVK presented its review of the investment policy statement as it relates to the in-state investment program. The consultant said it found no major policy impediments, and that implementers and stakeholders generally felt the program was proceeding as intended. RVK emphasized best practices such as third-party due diligence, competitive risk-adjusted returns, diversification, pacing, and exit strategies, while cautioning that required lower-return investments or spending commitments can create pressure on the fund’s long-term real value. The consultant also raised ancillary concerns about state-level concentration risk, the need to distinguish between public and commercial infrastructure, and the lack of a central repository for all state funding commitments to the same projects.
CA

California 2025-2026 Regular Session

Senate Public Safety Committee Jun 23rd, 2026

Transcript Highlights:
  • We've had police officers offering security off-duty for high-profile persons.
  • I sincerely hope that there will be accountability on the federal level at some point in the future for
  • I think, I guess what I would offer you for consideration is just that we hope, sincerely, I think everybody
  • for them.
  • I hope that member would be charged with a felony for sexual molestation.
Summary: The committee began without a quorum and heard several bills in subcommittee format. AB 1546, which would increase penalties for repeat DUI offenders by allowing a third DUI within 10 years to be charged as a wobbler, requiring a fifth DUI to be a felony, and lengthening ignition interlock and license revocation periods, drew strong support from law enforcement and district attorney groups and opposition from public defenders and reform advocates who argued the bill would further criminalize substance use and mental health issues. No vote was taken because there was no quorum at the time. AB 1595, aimed at standardizing post-conviction procedures for wrongful conviction claims and clarifying courts’ authority to consider new evidence, was supported by innocence and public defender organizations and opposed by district attorneys, who said existing habeas law is already clear and that the bill would add complexity and burden courts. AB 292, which would impose mandatory jail time for repeat felony domestic violence offenders within seven years, was supported by sheriffs, prosecutors, probation officers, and local governments, but opposed by domestic violence survivor advocates and public defender groups who warned it would not deter abuse and could criminalize survivors and divert resources from services. AB 1816, allowing courts to extend probation up to one additional year for sex offenders who have not completed required treatment, drew support from probation and law enforcement groups and opposition from public defenders and civil liberties advocates concerned about longer supervision, technical violations, and barriers such as poverty and treatment access; the committee later took a roll call and passed the bill 3-1, with one member not voting, sending it to Appropriations. After quorum was established, the committee also passed AB 1627, which would bar people with misconduct in immigration enforcement from becoming California peace officers, and AB 1927, which would create a misdemeanor for falsely impersonating a bail agent to solicit bail, both on due pass motions to Judiciary/Appropriations as amended. AB 1854, a shield-law measure expanding protections for reproductive and gender-affirming health care providers, patients, and related businesses from out-of-state legal process, was supported by the Attorney General’s office and reproductive rights groups and opposed by anti-abortion and family policy organizations; it was moved on a due pass motion to Judiciary. The committee then heard AB 1872, which would make repeat adult swatting offenses a felony/wobbler and require restitution for property damage, with support from law enforcement, prosecutors, and civil liberties advocates and opposition from public defenders and justice reform groups who argued the bill would not deter conduct and could disproportionately affect people with mental illness or undocumented status. A motion to advance AB 1872 was made, but the transcript cuts off before any final vote on that bill.
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 02/13/25

Taxes

Transcript Highlights:
  • has been sought after for development for years since the high school closed.
  • has been sought after for development for years since the high school closed.
  • :02:23.160><c> high</c> development for years since the high development for years since the high school
  • c><00:15:38.160><c> I</c> that you're asking for um for here um I that you're asking for um for here
  • The City of Plymouth requests a sales tax exemption for construction materials needed to complete high-demand
Committee: Senate Taxes
Keywords: 1187, senate, all
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-01-13 (11:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • liberty and justice for all.
  • and for all, answer those questions.
  • In fact, today I can announce that the high school graduation rate for the 2024-2025 school year was
  • For Economic Freedom at Florida International University, as well as the Hamilton School for Classical
  • She said she admires Sir Winston for his statesmanship, but not for his drinking habits.
Summary: The House and Senate met in joint session to receive the Governor’s annual message. After the customary opening, prayer, pledge, and motions to notify the Governor, the Governor and First Lady were received and the Governor delivered a lengthy address reviewing his administration’s record and outlining priorities for the coming session. The Governor highlighted what he described as major accomplishments over the past seven years, including stronger state reserves, debt reduction, tax relief, economic growth, school choice expansion, higher teacher pay, civics education, higher education reforms, Everglades restoration, hurricane response improvements, public safety measures, and immigration enforcement. He also discussed affordability concerns, especially rising local property taxes, and urged lawmakers to pursue a ballot measure for property tax relief. He called for legislation on informed consent in medical decisions, regulation of artificial intelligence, and bills already filed on issues such as eliminating DEI in local governments, further restricting illegal immigration, expanding Second Amendment rights, and blocking Sharia law. No substantive votes were taken on legislation during the address. After the Governor concluded, the joint session approved a motion to dissolve, and the meeting adjourned.
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Fifty Six - Wednesday, April 22

Missouri House Floor Meeting

Transcript Highlights:
  • Please remain standing for the Pledge of Allegiance, led today by Gavin Osborne from East Carter High
  • He’s from Waynesville High School, accompanied by Crystal Boer, FCCLA state advisor for 27 years.
  • The gentleman from Warren for a motion on House substitute for House Committee substitute for House Bills
  • for a motion on House substitute for House Committee substitute for House Bills 3068 and 3049.
  • Substitute for Senate Committee Substitute for Senate Committee Substitute for Senate Bill 1087 will
Keywords: 959, house, all
Summary: The House opened with prayer, the Pledge of Allegiance, approval of the previous day’s journal, and a long series of special guest introductions. Guests included the Tipton Lady Cardinals girls basketball state champions, FCCLA and FBLA students from several districts, legislative interns and family members, Missouri Rural Water Association members for Water Advocacy Day, Kansas City University medical students, and legislative assistants, who were formally recognized for their work supporting the chamber. The chamber then took up committee reports and moved several measures. House Substitute for House Committee Substitute for House Bills 3068 and 3049, a broad public-safety vehicle containing multiple provisions, drew debate over its contents, including concerns about anti-trans language and a challenge that it was overly broad, but it passed 117-10 with 17 present. Senate Substitute for Senate Bill 914, dealing with lateral field soil analysis/perk testing, passed 108-34 with one present. Senate Committee Substitute for Senate Bill 1142, a Secretary of State business filing measure for series LLCs, passed 142-0. The main floor debate centered on House Bill 1758, a daylight-saving-time trigger bill. Supporters argued it would protect Missouri from neighboring states forcing a switch to permanent standard time, preserve tourism and outdoor recreation, and reduce health and safety problems associated with changing clocks. Opponents argued Missouri should instead adopt permanent standard time, citing research on circadian rhythm, health effects, school bus safety, and the state’s prior 1974 experience with permanent daylight saving time. The discussion was extensive and bipartisan in tone, but the transcript ends before any final vote on HB 1758 is recorded.
FL

Florida 2026 5th Special Session

Joint Session Jan 13th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • liberty and justice for all.
  • and for all, answer those questions.
  • In fact, today I can announce that the high school graduation rate for the 2024-25 school year was 92.2
  • For Economic Freedom at Florida International University, as well as the Hamilton School for Classical
  • She said she admires Sir Witton Winston for his statesmanship, but not for his drinking habits.
Summary: The Florida House and Senate met in joint session to receive the Governor’s annual message. After opening formalities, prayer, the Pledge of Allegiance, and the appointment of a committee to notify the Governor that the Legislature was ready, the chamber recognized special guests and then received Governor Ron DeSantis and First Lady Casey DeSantis. In his address, the Governor reviewed what he described as seven years of major accomplishments in Florida, emphasizing fiscal restraint, tax relief, economic growth, education reforms, environmental restoration, disaster response, public safety, and immigration enforcement. He highlighted a larger rainy day fund, reduced debt, record job and business growth, universal school choice, higher teacher pay, Hope Florida, Everglades restoration, stronger hurricane response, and tougher laws on crime and illegal immigration. He also warned about property tax burdens, called for a constitutional path to property tax relief, urged informed consent in medical policy, and raised concerns about artificial intelligence. The Governor pointed to several bills already filed and urged lawmakers to send him legislation eliminating DEI in local government, further discouraging illegal immigration, expanding Second Amendment rights, and blocking the spread of Sharia law. He closed by asking the Legislature to continue advancing his agenda. After the address, the joint session voted to dissolve.
FL

Florida 2026 Regular Session

Joint Session Jan 13th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • liberty and justice for all.
  • and for all, answer those questions.
  • In fact, today I can announce that the high school graduation rate for the 2024-25 school year was 92.2
  • She said she admires Sir Winston Churchill for his statesmanship, but not for his drinking habits.
  • citizens' homeowners insurance and the consistent filings we're now seeing for rate reductions for..
Summary: The transcript is of a Florida Legislature joint session convened to receive the Governor’s annual message. After the House and Senate were received, a committee was appointed to notify the Governor that the joint session was ready, and the Governor and First Lady were introduced. The Senate President presided, a prayer and Pledge of Allegiance were offered, and the joint session then recessed to await the Governor’s arrival. Governor Ron DeSantis delivered a lengthy address reviewing his administration’s record over the past seven years. He highlighted fiscal restraint, larger reserves and rainy-day funds, debt reduction, tax cuts, business and job growth, school choice expansion, education reforms, higher teacher pay, civics initiatives, environmental restoration efforts in the Everglades, hurricane response improvements, public safety and immigration enforcement, and opposition to DEI and other ideological policies. He also urged lawmakers to send him bills on issues such as eliminating DEI in local governments, further restricting illegal immigration, expanding Second Amendment rights, and addressing what he described as the creep of Sharia law. The Governor additionally called for property tax relief through the constitutional amendment process and for legislation emphasizing informed consent in medical decision-making. He warned about risks posed by artificial intelligence and said new technologies should align with American values. No substantive votes were taken on policy matters during the session; after the Governor’s remarks, the joint session adopted a motion to dissolve.
FL

Florida 2026 Regular Session

Joint Session Jan 13th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • liberty and justice for all.
  • and for all, answer those questions.
  • In fact, today I can announce that the high school graduation rate for the 2024-25 school year was 92.2
  • She said she admires Sir Winston Churchill for his statesmanship, but not for his drinking habits.
  • citizens' homeowners insurance and the consistent filings we're now seeing for rate reductions for..
Keywords: 999, senate, all
ND

North Dakota 2026 1st Special Session

Advanced Nuclear Energy Committee Apr 22nd, 2026 at 09:30 am

Advanced Nuclear Energy Committee

Transcript Highlights:
  • And so we can compare and use that data to bolster the licensing of these casks for high burnup, as well
  • So we'll have high-bay space that could serve for pilot plant demonstrations like the Perpetua pilot
  • So we'll have high base space that could serve for pilot plant demonstrations like the perpetual pilot
  • As I mentioned, a multi-programmed high bay for heavy-duty beneficiation, comminution, and pilot-scale
  • But we get beyond that 91% cement-making high temperatures for that calcination and to make that tricalcium
Keywords: 908, all
ND

North Dakota 2025-2026 Regular Session

Advanced Nuclear Energy Committee Apr 22nd, 2026

Transcript Highlights:
  • And so we can compare and use that data to bolster the licensing of these casks for high burnup, as well
  • So we'll have high-bay space that could serve for pilot plant demonstrations like the Perpetua pilot
  • So we'll have high base space that could serve for pilot plant demonstrations like the perpetual pilot
  • As I mentioned, multi-programmed high bay for heavy-duty beneficiation, comminution, and pilot-scale
  • But we get beyond that 91% cement-making high temperatures for that calcination and to make that tricalcium
Summary: The meeting opened with remarks about the value of public engagement and the quality of questions from the group, followed by a series of technical presentations from Idaho National Laboratory staff. Joe Renovitz described recent nuclear regulatory changes tied to presidential executive orders, including NRC Part 53 for advanced reactors, the forthcoming Part 57 for very small reactors, and DOE updates to reactor authorization standards. He emphasized efforts to align DOE and NRC processes, use risk-informed and performance-based licensing, support reactor deployment for AI/data centers and national security, and use AI to speed communications and crosswalks between DOE and NRC requirements. In response to questions, he said there was no plan to merge agencies, but rather to improve coordination and public outreach through groups like GAIN and NEI. David Tolman then discussed the nuclear fuel cycle, including uranium mining, conversion, enrichment, fuel fabrication, spent fuel storage, transportation, disposal, and reprocessing. He explained high-assay low-enriched uranium (HALEU), why it is needed for advanced reactors, and DOE’s HALEU Availability Program and related investments in enrichment, transportation, deconversion, and supply chain development. He also covered spent fuel management, the possibility of centralized storage or a fuel-cycle campus, the Center for Used Fuel Research, and ongoing work on high-burnup cask testing and reprocessing technologies. Tolman described aqueous, pyrochemical, and fluoride-volatility reprocessing approaches, noting the advantages and waste characteristics of each, and said several companies are working with INL on these technologies. Ashley Shields presented INL’s AI and nuclear work, focusing on the Genesis initiative and the Prometheus effort to use AI to design, license, build, and operate reactors with far less human intervention. She described INL’s broad use of generative AI tools, the need to manage large volumes of legacy technical data, and applications in reactor design, materials discovery, autonomous laboratories, and digital twins. Shields said AI is being used to reduce the enormous documentation burden in nuclear licensing and to support autonomous or remotely operated reactor demonstrations, while stressing that humans remain in supervisory roles. In discussion, she addressed data security, model access, and the continued need for software engineers. The session then recessed briefly and resumed with Mitch Kerman beginning a presentation on critical minerals and materials.
CA
Transcript Highlights:
  • So this figure here, as you can see, compares the base LCFF rate for high schools in this blue bar.
  • And having a pathway toward a diploma, a high school diploma, would be a great boost for them.
  • And having a pathway towards a diploma, a high school diploma, would be a great boost for them.
  • I've been married to one for a long time—40 plus years. Our son's a high school English teacher.
  • That just highlights the need for a fully discretionary block grant. I hope you'll retain that.
Summary: The committee heard opening public comment and then took up several K-12 budget items in the Governor’s January proposal. On LCFF and necessary small schools, the Department of Finance described a 2.41% COLA, a roughly $2.2 billion increase for districts and charters, and a $30.7 million ongoing augmentation to raise necessary small schools funding by 20%. The LAO supported funding the COLA and said the small schools proposal had merit, but questioned the 20% figure and warned about a sharp funding cliff around the enrollment thresholds. Members and witnesses repeatedly raised declining enrollment, attendance, and the need to align funding with outcomes and local cost pressures. The chair and several members also asked whether consolidation, shared administration, or alternative formulas could better address small district costs, and the issue was left open for further discussion. The panel then discussed special education equalization. Finance proposed $509 million ongoing Proposition 98 funding to raise the statewide special education base rate to $999 per ADA, which would fully equalize SELPA base rates; the LAO said the same target could likely be reached with less money under current assumptions. CDE strongly supported equalization as an equity issue and said about 15% of students are identified with disabilities, with identification rising by roughly 20,000 to 25,000 students per year. Members raised concerns about staffing shortages, high caseloads, and the need to use any additional funds for inclusive practices, alternative diploma pathways, and the extraordinary cost pool. The committee also discussed whether the budget language should reflect the $509 million amount or the $999 rate, and the item was held open. For the Learning Recovery Emergency Block Grant, Finance proposed restoring $757.3 million one-time to complete the program, while the LAO recommended approval because learning loss remains unresolved and districts have generally used the funds for tutoring, supplemental instruction, and other academic supports. CDE explained that LEAs must revisit their needs assessments and that many districts are using the funds alongside other support systems, but members pressed for clearer accountability and better data on how much money actually goes to tutoring or other direct services. The committee then reviewed the Student Support and Professional Development Discretionary Block Grant, with Finance proposing $2.8 billion one-time and the LAO saying discretionary funding can help districts address local priorities but should be paired with fiscal oversight and possibly more targeted priorities. Members split between supporting flexibility for local needs and worrying that the grant could be used to cover ongoing structural deficits without clear evidence of student-outcome gains; the issue was also held open. Finally, the committee heard a high-level overview of school facilities funding under Proposition 2, with Finance proposing to continue $1.5 billion in bond spending in 2026-27. OPSC said that at the current pace all Prop 2 K-12 funds would likely be exhausted around 2029-30, and that demand is shifting toward modernization as enrollment declines in many areas. Members asked about school closures, reuse of unused sites, and the new small school district facilities program, which OPSC said is moving toward proposed regulations and would begin accepting modernization applications in November 2026 and new construction applications in January 2027. The committee also briefly noted community college facilities funding and asked for more information later in the process.
MN

Minnesota 2025-2026 Regular Session

House Higher Education Finance and Policy Committee 3/12/26

Higher Education Finance and Policy

Transcript Highlights:
  • Um, so, so my understanding is that students qualified for resident tuition if they attended a high school
  • in Minnesota for three years and graduated from a Minnesota high school.
  • to the state, and if they're coming here for full-time employment, we are hoping and encouraging them
  • And I can assure people around this table that when you have people who are moving for those high-level
  • friendlier states um I hope that they're asking<00:37:55.359><c> for</c><00:37:55.599><c> the</c><00:
Bills: HF3432 , HF3411
CA

California 2025-2026 Regular Session

Assembly Water, Parks, and Wildlife Committee Apr 23rd, 2026

Water, Parks and Wildlife

Transcript Highlights:
  • For generations, people in the high desert have built their lives there.
  • I just want to thank you, Assembly Member Wallace, for working with the committee, but also for trying
  • Mark Fenstermaker for Sonoma Water.
  • Thank you for those answers.
  • I sincerely hope to support in good-faith efforts on groundwater and for water at large, and I'm sure
Keywords: 988, house, all
CA
Transcript Highlights:
  • For San Diego and Imperial counties, new jobs in high tech, biotech, advanced manufacturing, and hospitality
  • And for what? For what?
  • Who are the high-tax states? California stands for fairness.
  • These investors are crushing the dream of homeownership and forcing rents too damn high for everybody
  • for.
Summary: The joint convention convened to receive Governor Gavin Newsom’s final State of the State address, with legislative leaders introducing the Governor and welcoming constitutional officers, judges, and other guests. The proceedings opened with a moment of silence honoring Renee Nicole Good and other immigrants affected by detention and due process concerns. After introductory remarks from the Speaker, Senate President pro Tem Monique Limón, and Lieutenant Governor Eleni Kounalakis, Governor Newsom delivered a wide-ranging address reflecting on his administration and California’s response to recent crises. The Governor highlighted California’s economic performance, tax structure, minimum wage increases, education funding, child care and school meal investments, housing reforms, apprenticeships, infrastructure projects, clean energy progress, and efforts on homelessness, mental health, and public safety. He also discussed state action on artificial intelligence regulation, climate resilience, insurance reform, and wildfire recovery, while sharply criticizing the federal government and President Trump on immigration, health care, food aid, disaster response, and other issues. He announced that his upcoming budget would include major education spending, a five-year extension of the CalCompete tax credit, additional community school funding, a rebuilding fund for fire survivors, and other policy proposals. At the close of the address, the Legislature formally ordered the Governor’s State of the State speech printed in the journal as a special appendix. The joint convention then adjourned sine die.
CA
Transcript Highlights:
  • For San Diego and Imperial counties, new jobs in high tech, biotech, advanced manufacturing, and hospitality
  • And for what? For what?
  • Who are the high-tax states? California stands for fairness.
  • These investors are crushing the dream of homeownership and forcing rents too damn high for everybody
  • for.
Keywords: 987, senate, all
FL

Florida 2025 Regular Session

December 4, 2025 - 11:00 AM

Transcript Highlights:
  • THANK YOU FOR BEING HERE.
  • THE REQUEST FOR THAT.
  • THESE FUNDS AND FOR PHYSICALLY CONSTRAINED DISTRICTS FOR WHICH I BELIEVE THERE ARE 29 FOR THOSE PHYSICALLY
  • GOD BLESS YOU AND THANK YOU FOR YOUR DOING FOR OUR STATE. IT IS INCREDIBLE.
  • I KNOW FOR EXAMPLE IN MIAMI DADE WE HAVE A FIELD HIGH SCHOOLS THAT ARE LOCATED ON COLLEGE CAMPUSES AND
OK

Oklahoma 2026 Regular Session

Appropriations and Budget Education Subcommittee Jan 21st, 2026 at 09:00 am

A&B Education Subcommittee

Transcript Highlights:
  • Witness has my recognized for a question. Good morning, thanks for coming.
  • Supervised at a high level. Is why is the supervisor to FT ratio so high?
  • What is the timeline for you on that? At what point do you hope to...
  • We hope to get salaries closer to market rate through pay for performance.
  • Thank you for coming.
Keywords: 914, all
TX
Transcript Highlights:
  • And who’s to blame for high health care costs?
  • The underlying cost is going to be borne by somebody, and we argue that the cost is high for X, X, X,
  • The underlying cost is going to be borne by somebody, and we argue that the cost is high for X, X, X,
  • Two weeks later, he started to run a 106 fever, which is very high for an adult.
  • The FDA standards are, bar none, extremely high for our manufacturers to have to meet 10 to 12 years
Keywords: 1185, senate, all
CA

California 2025-2026 Regular Session

Assembly Insurance Committee May 28th, 2025

Transcript Highlights:
  • Once they come, they tend to stay for a while, for whatever reason, right?
  • It's just a better place for them, and for the industry in general.
  • And we hope by July 26 to use this for our condominiums.
  • The other thing is, under current situations, and we have great hopes for the Sustainable Insurance Solution
  • The other thing is, under current situations, and we have great hopes for the Sustainable Insurance Solution
Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focused on the plan’s rapid growth, its financial stability after the January Southern California wildfires, and its role as the insurer of last resort. Fair Plan officials explained that the plan was created in 1968, is a not-for-profit involuntary association of licensed property insurers, and is intended to be a temporary safety net until policyholders can return to the admitted market. They emphasized that the plan is not a state agency or taxpayer-funded, but is regulated by the Department of Insurance and supported by member-company assessments if claims exceed available funds. Victoria Roach and Armand Feliciano said the Fair Plan has grown sharply since 2018 and especially after market pullbacks by major insurers, reaching about 575,000 policies and roughly $600 billion in exposure by spring 2025. They noted that growth is increasingly occurring in lower wildfire-risk areas, where the plan can sometimes be cheaper than the voluntary market, and said this undermines depopulation back into the private market. They also discussed recent policy expansions, including coverage for farms, higher residential and commercial limits, and pending or proposed changes such as AB 290, SB 525, and AB 226, which would add tools like a line of credit and bond access. A major portion of the hearing addressed the January wildfire losses and the plan’s financial response. Fair Plan officials said they assessed member insurers for $1 billion after determining claims and cash flow would exceed available resources, and that the process was approved quickly and paid smoothly, with more than 80% of the assessment collected within 10 days. They also described the reinsurance tower, the plan’s limited surplus, and the need for actuarially sound rates to reduce future reliance on assessments. On claims handling, they said the plan has received over 5,500 claims from the fires, has paid more than $2.9 billion so far, expects total payments near $4 billion, and has focused on advancing payments quickly for total losses and other urgent needs. Members questioned the plan’s solvency, the growth in non-wildfire areas, claim denials, smoke-loss coverage, and how depopulation works. Roach said most closed claims without payment were duplicates rather than denials, and that smoke claims require direct physical loss under the policy, with coverage determined case by case. Public commenters from the California Building Industry Association and the Independent Insurance Agents and Brokers of California said the Fair Plan’s growth reflects a weak voluntary market, inadequate rates, and insurer fear of future assessments, and urged support for rate increases and AB 226. The hearing concluded with no vote, but with a commitment from Fair Plan officials to follow up on unanswered questions and continue providing more transparency through public data and website disclosures.