Video & Transcript Research : 'risk pool'

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HI
Transcript Highlights:
  • That pool will be used to get pool.
  • [cough] This puts real people at risk of losing essential health care, and it puts providers at risk
  • professional risk drives providers away. professional risk drives providers away.
  • <01:12:22.880> Not risk doesn't match the rates. Not risk doesn't match the rates.
  • risk is too great. great. great.
Summary: The joint hearing covered House Bill 251, which would require hospitals to report costs associated with Medicare and uninsured patients, and House Bill 1875, which would expand protections for gender-affirming health care services. On HB 251, the Department of Health said it supported the intent but described the bill as complicated and potentially impractical as drafted because the department lacks the expertise to produce the required analyses without outside help. Hawaii Health Systems Corporation echoed those concerns, while the Queen’s Health System said it was willing to work with the department to provide the information. In committee discussion, officials explained that hospital support in Hawaii includes public hospital appropriations and the provider tax program, which uses hospital and nursing home contributions to draw federal matching funds; a department witness estimated the net benefit at about $150 million for hospitals and $20 million for nursing facilities, though exact figures would be provided later. On HB 1875, the Insurance Division testified with concerns that the bill’s language on prohibited actions by malpractice insurers was broad and vague, and that a rate-increase prohibition could conflict with actuarially based insurance pricing. The division also noted it was not the primary enforcement agency for the statute. In contrast, many testifiers strongly supported the bill, including the Hawaii State Commission on the Status of Women, the Hawaii State LGBTQ+ Commission, the Hawaii Public Health Institute, PFLAG Oahu, the ACLU of Hawaii, the Drug Policy Forum of Hawaii, the Hawaii County Democratic Party, and others. Supporters argued that gender-affirming care is medically necessary, evidence-based, and protected by privacy and bodily autonomy principles, and that the bill would protect patients and providers from outside political interference. No votes or final committee actions were taken during the portion of the hearing provided.
NM

New Mexico 2026 Regular Session

Senate - Finance Feb 3rd, 2026 at 09:10 am

Senate Finance

Transcript Highlights:
  • We're operating with a 12 vacancy, and that creates risk rather than savings.
  • Chair, Senator, that is the risk.
  • There are many unfortunate risks and losses we are facing. Mr.
  • Right now, these are folks that are in the local government investment pool.
  • This is just an investment you make on their behalf as a pool of members.
Keywords: 996, all
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/25/25

Commerce Finance and Policy

Transcript Highlights:
  • is only going to serve persons in a pool is only going to serve to<00:08:49.880> drive<00:08:
  • to the insurance company or the supplement pool.
  • to the insurance company or the supplement pool.
  • <00:14:46.560> to<00:14:46.759> that persons and there is risk to that persons and
  • evaluation and that's doing the risk evaluation and that's what<00:15:03.560> representative<
TX
Transcript Highlights:
  • Current Texas law already reflects that children, the elderly, and disabled individuals are at a higher risk
  • Injuries or artificially enhanced performance put the animals and their handlers at risk.
  • I oversee what she does, and I rule out the risk for its participants.
  • The bill allows TDCJ to adopt rules relating to the leave pool.
  • Contributions of time to the legislative leave pool are on a voluntary basis only, and there is no cost
Bills: HB75, HB108
CA
Transcript Highlights:
  • persons, are disproportionately represented among people experiencing homelessness and face elevated risks
  • So that is the pool of registrants that are currently being supervised by the team that does that portion
  • And we anticipate seeing growth in the licensee pool as we finalize those regulations. Thank you.
  • In fact, a lot of people just pay the $250 in that pool of the 60%.
  • This combination presents high risk and security issues for the department and challenges the ability
Summary: The Assembly Budget Subcommittee No. 5 on State Administration heard a series of budget change proposals and trailer bill items, beginning with Housing and Community Development (HCD) requests. HCD sought permanent authority for seven existing temporary positions to support the HCD Connect IT system, and a separate proposal to fund implementation of eight 2025 housing-related laws with $4.2 million General Fund and 16 positions, plus $470,000 one-time General Fund. Members asked about how HCD Connect would interact with programs moving to the new Housing Development Finance Committee, and HCD also explained that the estimated cost to implement AB 1053 had been revised downward from about $6 million to $1.9 million because of shared implementation with CalHFA and the new committee structure. The committee also heard a Cal ICH proposal for $339,000 one-time General Fund to implement AB 678 on LGBTQ+ inclusive and culturally competent homelessness services, with testimony emphasizing data gaps and the need for a contract-based approach because HMIS cannot be changed unilaterally. The Department of Financial Protection and Innovation presented three continuation proposals: $15.34 million and 53 positions for the California Consumer Financial Protection Law program, $13.5 million and 51 positions for the Debt Collector Licensing Act program, and $49,000 ongoing for two positions in the broker-dealer/investment adviser education program. Members and the public raised concerns about the size and fairness of debt collector assessments and licensing fees, while DFPI explained the pro rata fee structure, the current license count, and how larger assessments fall on larger firms. Public testimony also supported retaining funding for the Student Loan Empowerment Network and requested funding for a franchise broker registration program. The committee also considered a mandate item involving suspension of a disclosure requirement related to property taxation, and trailer bill language from the Government Operations Agency to amend AB 91 on MENA demographic data collection, with the administration emphasizing data nondisclosure, protection of federal funding, and delayed implementation. The Secretary of State’s office then presented Help America Vote Act funding requests: $10.3 million for VoteCal maintenance and operations and $4.492 million for HAVA spending plans supporting voter education, training, accessibility, auditing, and county assistance. The office also requested $660,000 General Fund to implement AB 1392, which would make voter registration information for elected officials and candidates confidential, and explained the need to modify VoteCal and county election systems. The committee also heard requests to continue the Cal-Access Replacement System with $11.8 million General Fund and to continue the Notary Automation Program Replacement Project with $9.75 million from the Business Fees Fund. Members asked about total project costs, testing, data migration, and the expected November 2026 go-live date for Cal-Access replacement. Votes were taken on the vote-only items once quorum was established, and the committee approved the items considered. The final informational item was an overview from the California Arts Council, which highlighted the agency’s 50th anniversary, its statewide grantmaking, and the economic impact of arts funding. Council staff described Creative Corps, cultural districts, and the role of arts funding in local economies, while members and public witnesses urged increased support, including a request to raise local assistance grant funding to $50 million and to provide additional funding for cultural districts. Testimony emphasized the arts as economic infrastructure, community infrastructure, and a source of civic and cultural vitality across California.
MN

Minnesota 2025 1st Special Session

Committee on Capital Investment - 02/18/25

Capital Investment

Transcript Highlights:
  • We have a therapy pool.
  • after they're out of the pool.
  • if we look at the zero-gravity pool.
  • Oh, it's a walk-in pool, so the wheelchairs don't require a lift to get into the pool.
  • <01:29:33.320> does into the zero level gradual pool does into the zero level gradual pool
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (02/10/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • Um, so I have a request to move up the Pool Risk Management Program, 1491, first since uh the Senate
  • pool. >> Last one. >> We're flip it around a little bit. >> Right.
  • pools.
  • We have two different methodologies for the risk pools.
  • And if this guy says, "I'm not going to let you own the risk.
Keywords: 1189, house, all
KY
Transcript Highlights:
  • million into that pool to continue that<00:19:51.840> improvement.
  • That's really critical for them pools.
  • One, what is your risk, uh, what is your kind of budgetary risk associated with a recession, right?
  • what is your kind of your risk uh what is your kind of budgetary<00:53:04.800> risk<00:53:05.040
  • budgetary risk associated with a recession,<00:53:06.800> right?
Summary: The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations. Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities. He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
MN

Minnesota 2025-2026 Regular Session

House Capital Investment Committee 3/17/26

Capital Investment

Transcript Highlights:
  • end of course supports a very large pool end of course supports a very large pool of<00:24:19.840
  • Moving on to the therapy pool at the blind school, we have a swimming pool for therapy of our students
  • used to maintain the pool. used to maintain the pool.
  • Louis County and old dumps within the region, posing environmental risk.
  • The site will environmental risk.
NH
Transcript Highlights:
  • <03:38:26.720> managing cities and towns on the pool managing cities and towns on the pool
  • managing the<03:38:27.279> pool the pool the pool versus<03:38:29.560> uh<03:38:30.520
  • terms of the way the funds of the pool terms of the way the funds of the pool are<03:40:26.120><
  • <03:41:03.960> some<03:41:04.479> a pool some a pool some a followup<03:41:06.279> um
  • the change to U create a more uh pool the change to U create a more uh pool that's<03:46:12.560>
Keywords: 928, house, all
Summary: The committee held a public hearing on House Bill 233, which would impose transparency and reporting requirements on the New Hampshire Vaccine Association. The prime sponsor, Representative Comto, said the bill and a proposed amendment were intended to increase public access by requiring a physical meeting location, making meetings available online, and publishing a complete list of vaccines and pharmaceutical products purchased. She argued the association should be more transparent because it is involved in vaccine purchasing and public trust is important, especially given controversy around vaccines. Committee members questioned the sponsor about the association’s legal status, who sets vaccine requirements, whether other private entities would be covered, and whether the proposal should instead apply more broadly to all meetings or include recordings. The sponsor said the association was created by the legislature, that childhood vaccine requirements come from DHHS and CDC-related processes, and that she would be open to broader recording requirements. Some members raised concerns about misinformation and whether requiring answers to public questions could be problematic in a contentious policy area. Patrick Miller, executive director of the Vaccine Association, and attorney Mark McHugh testified in opposition. They described the association as a not-for-profit voluntary corporation created by statute in 2002 to serve as a funding mechanism for the state’s universal childhood vaccine purchase program, with no policymaking role and no public funding. They said the association already posts notices, agendas, minutes, and allows public webinar access and comments, while also providing annual audits and reports and other statutory reporting. They argued HB 233 would impose unnecessary administrative costs on a private entity, interfere with its limited charitable purpose, and ultimately increase costs borne by insurers, employers, and consumers. No vote or final action was taken during the hearing.
WY

Wyoming 2026 Regular Session

Joint Transportation, Highways & Military Affairs Committee, May 4, 2026 - PM

Transportation, Highways & Military Affairs

Transcript Highlights:
  • according to their risk. according to their risk.
  • And so, that changes the risk pool and drives up the cost of EMRs.
  • <03:11:03.120> pool<03:11:03.680> and And so, that changes the risk pool and And so
  • , that changes the risk pool and drives<03:11:04.160> up<03:11:04.320> the<03:11:04.400
  • limit that, our pool is smaller. limit that, our pool is smaller.
Keywords: 916, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jun 21st, 2026 at 10:00 am

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • And we are running the risk of losing more physical space that we already have to store the materials
  • We knew that naming a state amphibian would bring critical attention to the disappearing vernal pool
  • With input from the Vernal Pool Association, we chose to propose the blue-spotted salamander.
  • blue-spotted salamanders are an indicator species for vernal pools.
  • pool.
Keywords: 995, all
Summary: The committee heard testimony on several bills. Representative David Linsky supported HB 3383, which would designate the song “Roadrunner” as the official rock song of Massachusetts, describing its Boston roots and cultural significance. Representative Sean Garberle supported HB 3335 on public access to historical records, arguing that records from state institutions should be released after 75 years and that families and researchers should be able to identify people buried in unmarked graves at former state institutions. Representative Rodney Elliott and Lowell officials supported HB 4138, authorizing easements for a Lowell sewer separation project; they said the project is needed for Clean Water Act compliance, will reduce combined sewer overflows into the Merrimack River, and must proceed quickly to meet SRF and consent-decree timelines. Committee members asked about Article 97, the location and scope of the easement, environmental justice impacts, and minority/small business participation in construction. The committee also heard extensive testimony on Senate 2183 and its House companion, which would elevate the Massachusetts National Guard to a cabinet-level position reporting directly to the Governor. Senators Mike Moore and John Velis, along with the National Guard Association’s Matthew McKenna, argued the change would reduce bureaucracy, improve communication and readiness, and reflect the Guard’s broad domestic and military missions. Velis cited the Holyoke Soldiers’ Home tragedy as an example of a breakdown in communication, while committee members said they wanted more information, including input from the Governor’s office and Guard leadership, before acting. The committee noted the distinction between state-controlled and federalized Guard missions and said it would continue reviewing the issue. Senator Liz Miranda and a large panel of survivors, advocates, and Northeastern law students testified in support of S. 2174 and S. 2177, which would create an office and task force on unsolved homicides, allow families to petition for case review after three years, require written responses, and establish a tip line, database, and dedicated funding. Witnesses described long-standing lack of communication, low clearance rates, and the disproportionate impact on Black and Brown communities. Senator Becca Rausch also testified on S. 2210, extending public records law to the governor and Legislature, and S. 2207, creating stronger information-governance and records-retention standards; she said both would improve transparency and reduce waste. The transcript does not reflect any votes taken during the hearing, though chairs repeatedly indicated support for moving some bills favorably and said the committee would continue reviewing the National Guard proposal.
NM

New Mexico 2026 Regular Session

House - Health and Human Services Jan 26th, 2026 at 09:05 am

House Health & Human Services

Transcript Highlights:
  • House Bill 4 represents a critical solution to these risks by ensuring that all revenue generated by
  • Without legislative action, more than 46,000 New Mexicans are at imminent risk of losing their health
  • When it comes to the pool that we are recruiting, we did have to get pretty specific in who we wanted
  • to be in that pool, which is why we started limiting to make sure that we could prioritize folks who
  • Once we know the number of people who are in this potential applicant pool, then we'd be better able
Keywords: 996, all
MN

Minnesota 2025-2026 Regular Session

Committee on Education Finance - 03/04/26

Education Finance

Transcript Highlights:
  • managers to address ESG related risks managers to address ESG related risks within<00:44:07.760>
  • And again, we manage around $160 billion of assets across many pools of capital.
  • And again, we manage around $160 billion of assets across many pools of capital.
  • <00:48:18.480> In<00:48:18.720> that many pools of capital.
  • In that many pools of capital.
Keywords: 1187, senate, all
HI

Hawaii 2025 Regular Session

CPC/CPN Joint Info Briefing - Wed Dec 17, 2025 @ 9:30 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • Risk retention groups, group settings that, you know, they come together, they do a pooling arrangement
  • , put a captive on that pooling.
  • And then could that captive or could the HHRF provide a policy to that pooled set of risk? >> Yes.
  • . risk. risk.
  • c> risk pool via a captive risk pool via a captive that<02:09:28.320> could<02:09:28.560> potentially
Keywords: 910, house, all
Summary: The joint committees held an informational briefing on efforts to expand insurance capacity in Hawaii’s property market, especially for condominium and homeowners coverage. The Insurance Commissioner reviewed the background: a legislative task force, the governor’s emergency proclamation in August 2024, and Senate Bill 1044 in May 2025 led to new condo insurance products. He said the work over the past two and a half years was producing positive results and introduced representatives from HPIA and HHRF/HHR to provide updates. HPIA’s board chair and its administrator described the organization’s history, structure, and current products. HPIA said it was created in 1991 as a residual market for homeowners insurance, now writing four residential products: HO2 homeowners, renters, HO6 condo unit owners, and dwelling fire. They reported policy counts have grown again as admitted-market carriers tightened underwriting, and they discussed financial pressure from reinsurance costs, though those costs had declined in 2025 after different purchasing decisions. They also said the market has become more favorable overall, with some capacity returning and deductibles beginning to ease. Members focused much of their questioning on HPIA’s proposed higher dwelling limits. HPIA explained that the current $450,000 limit for homeowners and dwelling fire was set in 2023, but agents are now asking for a higher limit in the $650,000 to $750,000 range because construction costs have risen and many policies are not being submitted when the limit is too low. HPIA said it has the authority to raise the limit through a filing with the Insurance Division and expects more submissions if the cap increases. They also discussed the shift in the book of business from roughly 70% lava-zone coverage to closer to a 50/50 split between lava and non-lava risks. HPIA outlined strategic initiatives: a new policy administration system that went live October 1 and now allows online payments, online claims reporting, and electronic notices; a filed request to raise the homeowners and dwelling fire limit to $650,000 effective March 1 for new business and April 1 for renewals; an increase in the HO6 condo unit owners limit from $5,000 to $100,000; and a planned commercial property all-other-perils-excluding-hurricane condo product targeted for filing by January 31. No votes were taken, and the meeting was informational only.
LA

Louisiana 2026 Regular Session

Appropriations Apr 27th, 2026

Appropriations

Transcript Highlights:
  • sliver of money out of that pool?"
  • instead of the kiddie pool, so to speak.
  • It's just a matter of risk, right? It's a risk pool.
  • And how does that risk pool, what alters that risk pool? Right.
  • It's a classic 101 insurance risk pool. Yeah, but look, that was just...
CA
Transcript Highlights:
  • But this committee has heard earlier this year that Cal Competes has accumulated a credit pool of...
  • The prorated journalist fund and the needs-based bonus pool. Is that correct?”
  • We have not received any news that any of them are at risk.
  • I’ve been at risk of homelessness again in my later adult years with my young daughter.
  • I've been at risk at homelessness again in my later adult years with my young daughter.
Keywords: 988, house, all
Summary: The committee heard a series of May Revision budget items, beginning with the State Controller’s Office. SCO described requests for Fiscal Book of Record stabilization, payroll system implementation, ACFR reporting support, and unclaimed property outreach funding. Members focused on the Fiscal system’s July go-live, the improved timeliness of the ACFR, and the unclaimed property program’s roughly $15 billion balance and outreach efforts. The Department of Finance and LAO raised no major concerns, and the item was closed after discussion of how the new outreach funding would be used. The committee then considered several revenue proposals. Finance presented a proposal to tax pre-written digital software and SaaS, with estimated General Fund gains of $450 million in 2026-27 and $900 million ongoing; LAO suggested broader digital tax changes and a business-use exemption, while industry groups opposed the measure as a tax on essential digital tools. CDTFA also presented an administrative request tied to the software tax, and later a $10 million budget reduction reflecting lower operational needs. The committee then heard a federal conformity proposal for new children’s tax-deferred accounts, which LAO supported, and a proposal to cut the first-year LLC/LP minimum tax from $800 to $400, which Finance said would aid small business formation but LAO argued was poorly targeted and would reduce revenue. Another major item was a permanent business tax credit limitation beginning in 2027, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability. Finance said it would raise about $850 million in 2026-27 and more in later years, while LAO noted it would mainly affect large firms using the R&D credit and could also touch California Competes and other programs. Public testimony split sharply between business groups opposing the cap and advocates supporting it as a progressive revenue measure. The committee also heard FTB’s CalFile realignment proposal, which would retain a smaller staff to continue improving the free filing system and return most of the prior funding to the General Fund. The hearing concluded with the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which brings in about $221,000 to $266,000 annually for arts grants and teacher stipends. Members and advocates supported the item but also urged larger arts funding, including the Performing Arts Equitable Payroll Fund. The Governor’s Office of Business and Economic Development then presented proposals for the California Civic Media Program, CA RISE reappropriation, and a reversion of unused Chips for America facility funds; LAO supported the latter two but was cautious about new civic media spending. Members raised concerns about the civic media program’s scope, including the exclusion of broadcast and the lack of a specific ethnic media set-aside, while GoBiz said funds would begin going out in the fall if approved.
MN

Minnesota 2025 1st Special Session

House Housing Finance and Policy Committee 3/18/25

Housing Finance and Policy

Transcript Highlights:
  • putting them at risk of drawing an<00:53:23.040> injury<00:53:23.839> or<00:53:24.160>
  • <01:03:41.000> and<01:03:41.119> storm<01:03:41.440> water also fence pools
  • and storm water also fence pools and storm water retention retention retention areas<01:03:43.960>
  • definitions of you is it a little pool definitions of you is it a little pool that<01:20:07.120>
  • <01:28:09.719> supporting children and adult at risk supporting children and adult at risk
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, March 4, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Maybe that's—I don't know if the gentleman from New York has a pool. I don't have a pool.
  • <02:48:14.080> heers<02:48:14.800> I<02:48:14.880> could pool heers I could pool
  • Speaker, do not want to see me debating labeling requirements for pool heaters.
  • Speaker, do not want to see me debating labeling requirements for pool heaters.
  • <03:07:35.359> heaters bill on water heaters and pool heaters bill on water heaters and pool