Video & Transcript Research : 'premium increase'
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MN
Transcript Highlights:
- program and increase costs for everyone. program and increase costs for everyone.
- Minnesota has a small employer premium rate that is a reduced premium rate.
- Minnesota paying premiums under that.
- <00:57:51.120>
rate has a has a small employer premium rate has a has a small employer premium - But to that is a reduced premium rate.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-05-29 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- The base student allocation increased by $85, and the funds per student increased by $150.31, bringing
- salary increase allocations.
- increases, the district can use the funds to provide salary increases to other instructional personnel
- And one of them is pay increases for the rank-and-file state employees and salary increases for teachers
- And one of them is pay increases for the rank and file state employees and salary increases for teachers
MN
Transcript Highlights:
- are less than an auto insurance premium are less than an auto insurance premium there<00:03:56.280
- we're going to increase the felony we're going to increase the felony offenses<00:45:00.079>
and< - offenses and uh loss of of increased offenses and uh loss of of increased fees<00:45:05.160>
- <00:47:36.440>
to increase to increase to $33,000<00:47:38.440>and <00:47:38.559>then - expenses increased expenses increased dramatically<01:30:56.040>
because <01:30:56.800>
CA
Transcript Highlights:
- And since implementation, excuse me, prison phone call minutes have increased from 500 million a year
- Secondly, I don't think you're aware that bail premium is unlike any other line of insurance.
- It is one premium.
- Premium costs below the filed rates. Does the legislation have that authority?
- Return of premium is, in most counties, a civil matter.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:00 am
Joint Committee on Financial Services
Transcript Highlights:
- Currently, the GIC determines plan design, deductibles, co-payments, tiering, and premium rates effective
- They always say, well, premiums are going to go up because we pay more in claims.
- If adopted, Senate Bill 780 would increase the cost of disability income coverage.
- This is a significant increase to consumers and employers already dealing with yearly increases in mandated
- benefits, such as health care insurance premiums and PFMLA.
Summary:
The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers.
Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed.
The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.
TX
Transcript Highlights:
- Why, why would an insurance company, I don't see where it would increase our premiums.
- premiums.
- It doesn't say you can't increase rates. It just says, hey, you.
- TDI just reported an 18.7% increase for homeowners on top of a 21.1% and a 10.8% increase in the previous
- two years, and And significant increases in auto insurance.
NH
New Hampshire 2025 Regular Session
Senate Health and Human Services (02/10/2025)
Health and Human Services
Transcript Highlights:
- <00:58:37.480>
uh Massachusetts uh who uh increase uh Massachusetts uh who uh increase uh - assessments<00:58:38.200>
increase <00:58:38.680>taxes <00:58:39.319>increase <00 - :58:39.839>
fees assessments increase taxes increase fees assessments increase taxes increase - <01:03:18.760>
premium can't pass this on as increased premium can't pass this on as increased - <01:20:16.880>
increase <01:20:17.239>in 25% demand in increase increase in 25% demand
WY
Transcript Highlights:
- pandemic and today. uh premium collections for unemployment uh premium collections for unemployment
- the history on unemployment premiums the history on unemployment premiums through<00:30:47.240><
from <00:49:34.640>insurance We collect premium taxes from insurance We collect premium- Premium. A water tender and a fire truck might help lower that wildfire premium.
- <01:01:51.440>
Um uh increases. Um uh increases.
MN
Minnesota 2025-2026 Regular Session
Committee on Rules and Administration - 06/01/26
Rules and Administration
Transcript Highlights:
- And security costs had increased And security costs had increased significantly.<00:02:06.040>
- for those increases. for those increases.
- Um, are you referring to the expected health insurance premium increase that employees will be expected
- the expected health insurance premium the expected health insurance premium increase<00:05:14.600
- premium in addition to inflation? premium in addition to inflation?
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Transcript Highlights:
- and deductible cost increases, and reductions in the scope and quality of coverage.
- California has experienced some of the highest insurance premium hikes in the U.S., with increases as
- and deductible cost increases, and reductions in the scope and quality of coverage.
- California has experienced some of the highest insurance premium hikes in the U.S., with increases as
- premium. the Little Tokyo Service Center, a community development nonprofit, had insurance premiums
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services.
The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote.
SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (02/10/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- to increase.
- But still, why the insurance has to consider that to increase the premium, that is one thing. >> Anyway
- they<00:22:13.039>
use much premium to increase now they use much premium to increase now - <00:22:27.280>
the <00:22:27.440>premium consider that uh to increase the premium consider - that uh to increase the premium that<00:22:28.000>
is <00:22:28.080>one <00:22:28.240><
NH
Transcript Highlights:
- So, uh, I think the average premium increase that someone's going to experience is going to vary by what
- premium tax credits, the small group what we're hearing in small group market is 15 to 30% increases,
- premium tax credits, the small group what we're hearing in small group market is 15 to 30% increases,
- premium tax credits, the small group what we're hearing in small group market is 15 to 30% increases,
- And hopefully gradually increasing the contributions as premiums and health care costs naturally continue
OK
Oklahoma 2026 Regular Session
Civil Judiciary REVISED: Links added Feb 5th, 2026 at 10:30 am
Civil Judiciary
Transcript Highlights:
- It aims to increase the clarity around home contracts for consumers.
- Representative, we've had a lot of people hitting this up quite a bit about their premiums rising.
- So as it pertains to insurance premiums, what is going on here is insurance company A is creating for
- Could it have an impact on insurance premiums?
- Are we talking about an increase in eligibility for different types of benefits?
Bills:
HB3790, HB2941, HB2959, HB3087, HB3974, HB3500, HB3697, HB3262, HB3582, HB4226, HB3037, HB4139, HB4143, HB4144, HB2936, HB3322, HB4296, HB3278, HB4202, HB4176, HB3303, HB3648, HB4119
Keywords:
home repairs, consumer protection, contracts, homeowner rights, rescission, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, school abuse reporting, child abuse, neglect, mandatory reporting, student safety, school employee misconduct, administrator reporting, superintendent
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, December 15, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Consumers affected will face an average increase in their premium costs of 114% next year.
- month for their premiums in 2025. month for their premiums in 2025.
- This proposal increases premiums for millions of Americans by funding cost-sharing reductions, causing
- This proposal increases premiums for millions of Americans by funding cost-sharing reductions, causing
- , their energy bills increase, child care increase.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Appropriation and Revenue. (1-28-26)
Transcript Highlights:
- obligations still rising, increasing obligations still rising, increasing cost<00:04:12.879>
- School employee pay increases.
- c> increases<00:26:33.039>
census increases, we're having increases census increases, we're - "Yes. 3% employee premium increase assumed." "We've had four straight years of zeros. Okay.
- :24.240>
increase >> Yes. 3% employee premium increase >> Yes. 3% employee premium
Summary:
The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations.
Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities.
He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
CA
California 2025-2026 Regular Session
Assembly Public Safety Committee Jun 9th, 2026
Transcript Highlights:
- Secondly, I don't think you're aware that bail premium is unlike any other line of insurance.
- We collect a single premium that lasts the full amount of time.
- It is one premium.
- premium costs below the filed rates. Does the legislation have that authority?
- Return of premium is most in most counties becomes a civil matter.
Summary:
The Assembly Standing Committee on Public Safety heard several bills, with testimony largely focused on criminal justice, public safety, and detention-related issues. SB 498 by Senator Becker would make electronic messaging free for incarcerated people in CDCR facilities and end 15-minute limits on voice calls; the author and supporters argued it would strengthen family ties and rehabilitation, while no opposition testified. SB 953 by Senator Niello would require two DMV points for misdemeanor vehicular manslaughter cases even when diversion is granted; victims’ family members and law enforcement groups supported it as an accountability measure, while the ACLU and Debt-Free Justice California opposed it, arguing diversion should remain an incentive for rehabilitation and safer roads. The committee also heard SB 1306 by Senator Cortese, which would align state law with federal exemptions for certain GBL-containing chemical mixtures used in semiconductor manufacturing; the author and SEMI said it would reduce unnecessary regulation and protect California’s semiconductor industry, and there was no opposition testimony.
Members also considered SB 941 by Senator Padilla, which would cap commissary markups in private immigration detention facilities at 35% above vendor cost. The author and supporters described high prices for basic necessities and poor conditions in private detention centers, while no opposition witnesses appeared. SB 691 by Senator Wahab would require law enforcement body-camera policies to include a process for EMS personnel to request redaction of recordings before public release when patients are receiving medical treatment; supporters said it would protect patient privacy, while the Sheriff’s Association opposed it as duplicative and potentially confusing. SB 562 by Senator Ashby would allow partial refunds of bail bond premiums when charges are not filed or are dropped early; supporters framed it as a fairness measure for low-income families, while bail industry representatives and victims’ advocates warned it could discourage bail agents from posting bonds and could affect domestic violence cases.
The committee also took up several additional measures on consent or with no opposition testimony, including AB 2796, SB 891, SB 1012, and SB 1143. After discussion, the committee voted to pass SB 953, SB 1306, and SB 941, and to move SB 498, SB 691, and SB 562 forward as well, with some votes initially held open for absent members. Several bills were pulled by their authors and not heard, including SB 1004, SB 1208, SB 1338, and SB 1401. The meeting concluded with the committee adjourning until the following week.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, September 17, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- As a result, even families who do not receive these subsidies will see their premiums increase by 18%
- subsidies will see their premiums subsidies will see their premiums increase<00:54:11.359>
by - With Republican inaction, their premiums will increase by an average of 93%.
- A 60-year-old couple making $80,000 per year would see their premiums increase by over $70,000 per year
- With Republican inaction, their premiums will increase by an average of 93%.
AR
Arkansas 2026 1st Special Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Jun 17th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- It's increasing because you're adding scope? There would be two new items of scope.
- Increasing because you're adding scope. There would be two new items of scope.
- thus a 4.9% increase in their contribution per employee.
- increase year over year.
- This will not be a one-size-fits... ...mean that my premium is going down by 11%?
Summary:
The State Insurance Programs Oversight Subcommittee met on June 17 and reviewed a series of Employee Benefits Division and Office of Property Risk items. The committee approved formulary changes for March and April that favored lower-cost generics, removed some new-to-market drugs from coverage pending more evidence, and made maintenance changes to migraine and diabetes medications. Members also approved a cell and gene therapy policy that would route those therapies through prior authorization rather than automatic coverage; officials said the process should not delay urgent cases and that no current members would be affected. The committee then reviewed a UAMS pharmacy benefit consultant contract amendment, but after extended discussion about the written scope and dollar amounts, the motion was approved with the understanding that any use of optional services would return to the committee for further review. The committee also reviewed the U.S. Able Mutual/Blue Advantage third-party administration contract and the CompSack employee assistance program contract, which officials said would reduce per-member costs and add services.
The subcommittee approved proposed 2027 rates for state employees and public employees, with a 9.8% increase for state employees and a 4.9% increase for public school employees. Officials also reported that the UnitedHealthcare rebid was in its final negotiation stage and would return in August, with medical and pharmacy coverage split as previously recommended. In response to questions, the director said the division was considering broader preventive-care offerings, including weight-loss drug coverage, but would proceed cautiously and with strong utilization controls and holistic support if such a program were adopted.
On the property risk side, the committee reviewed permanent rules making prior temporary rules permanent, a contingency-fee subrogation contract, and renewals for claims management, actuarial services, and investment management. Members raised concerns about Sedgwick’s claim-adjustment timeliness and communication with school districts after severe weather events; officials said performance guarantees and communication expectations had been strengthened, but the renewal was kept at three years for continuity. Finally, the committee approved 2026-27 captive insurance program rates, which included no change to minimum deductibles, a 10% overall rate reduction, and bucketed rate changes by entity type. Officials said the captive program was working as intended, with improved actuarial support and claims experience, and the meeting adjourned after the approvals.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/05/2025)
Transcript Highlights:
- So you have to have it, and so the problem again is the increasing premiums for homeowners insurance
- <00:14:41.040>
premiums <00:14:41.480>for is the increasing premiums for is the increasing - Okay, so it's going to come out of the premium tax. Premium tax.
- <01:15:27.480>
increase <01:15:28.159>or health insurance premium increase or health - insurance premium increase or spend<01:15:29.520>
it <01:15:29.639>is <01:15:29.760>
Summary:
The committee heard testimony on a non-germane amendment to HB 297 that would create the Granite State Home Mitigation and Resiliency Program. Insurance Commissioner DJ Beton, joined by department staff, explained that the proposal is intended to help homeowners afford insurance by funding proactive home improvements that reduce risk and improve insurability. He said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 available on a first-come, first-served basis.
Beton described the problem as rising homeowners insurance premiums, hard-market underwriting, nonrenewals, and the resulting shift to more expensive surplus lines coverage. He said eligible projects could include roof fortification, exterior improvements, flood-related foundation work, and removal of hazardous trees or limbs. He cited similar programs in other states, especially Alabama, Louisiana, and North Carolina, as evidence the model can work and noted that industry representatives were present in support. He also said the program would use means testing aligned with the Department of Energy’s weatherization program to target lower-income applicants.
Members asked about the non-germane process, who would administer the program, and how the bill would prevent misuse of grant funds. The commissioner said the department would administer the program using one repurposed existing position, with Treasury handling fund flow through an MOU. Staff explained that applicants would have to show completed work through a signed contract, itemized work, and a sworn contractor affidavit, with some upfront payment allowed for materials and the remainder paid after completion. The chair and members discussed that the amendment is being attached to a different bill only to move the proposal through committee and on to House Finance for further consideration.
TX
Transcript Highlights:
- Auto insurance rates increased by over 25%.
- Auto insurance rates increased by over 25%.
- It exempts TWIA from insurance premiums and maintenance taxes.
- Um, it exempts TWIA from insurance premiums and maintenance taxes.
- It exempts TWIA from insurance premium maintenance taxes under 0.017.
Summary:
The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call.
The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending.
The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending.
Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.