Video & Transcript : 'captive insurers' :

Page 277 of 500
AZ
Transcript Highlights:
  • cause inequity, and it could have potential harm in case of a natural disaster or anything that's insurance-related
  • . ...and it could have potential harm in case of a natural disaster or anything that's insurance-related
AZ
Transcript Highlights:
  • Most schools don't, yeah, but that's because of liability insurance rather than not wanting kids to have
  • Insurance rather than not wanting kids to have that in high school, I think.
Summary: The caucus reviewed several bills and Senate or conference committee amendments, with members generally noting whether the sponsor intended to concur. HB 2749 would let courts enter a Class 1 misdemeanor conviction for certain lower-level felony convictions, with the Senate amendment requiring at least five years since completion of sentence before eligibility. HB 2082 would create a childhood cancer and rare childhood disease research commission and adjust funding rules, including a five-million-dollar threshold tied to appropriations or federal grants. HB 2096 would allow counties to seek WIFA assistance for cesspool remediation, with the Senate adding an alternative compliance path using ADEQ’s nonpoint source management plan. HB 4001 would regulate alternative nicotine products through the Department of Liquor Licensing and Control; members discussed whether some tobacco-related products remain outside the bill, tribal enforcement limits, and the absence of a tax provision. The presenter said the AG and governor support the bill. The caucus then shifted to conference committee bills. HB 2003 would lower the learner’s permit age from 15.5 to 15 and increase supervised driving time, but several members raised safety concerns and questioned whether the change was needed; the conference amendment would let current instruction permit holders qualify for a license after six months, while still requiring age 16 for licensure. HB 2133 would impose content-verification requirements for commercial websites publishing sexual material, with conference changes exempting pre-effective-date motion pictures and television programming. Members noted the Motion Picture Association still had concerns, though the changes addressed some retroactivity issues. HB 2874 would change campaign finance penalty rules, including a five-day publication requirement for committees owing late-filing penalties, a $5,000 cap on penalties per late report, and retroactive relief for certain inactive committees that filed no-contribution/no-expenditure reports and later terminated; one member said they still had not received the outstanding fee totals requested on the floor. HB 2010 would regulate digital goods sellers and refunds for revoked access to licensed digital content; the conference version kept a five-year refund structure but changed the refund amount to 20% per year, clarified refund procedures, and removed the refund requirement if alternative access is provided. The caucus took no votes in the transcript and ended after the bill presentations and questions.
LA

Louisiana 2026 Regular Session

Appropriations Mar 30th, 2026

Appropriations

Transcript Highlights:
  • It increases the dedication of a certain portion of insurance premium assessments into the municipal
  • But their budget and the nine collections on some of the IPT, the insurance premium tax funds, have not
Bills: HB27 , HB290 , HB308 , HB311 , HB382 , HB417 , HB575 , HB755 , HB980
AZ
Transcript Highlights:
  • All right, Madam Chair, we have Faustle, the Arizona Department of Insurance and Financial Institutions
  • Faustle Burrell, with the Department of Insurance and Financial Institutions.
Summary: The committee heard House Bill 2010, which would prohibit sellers of digital goods from using terms like “buy” or “purchase” in a way that implies unrestricted ownership when the transaction is actually a license. The bill also requires clear disclosures, post-sale notice if license terms change, prorated refunds or alternative access in certain cases, and treats violations as unlawful practices under the Arizona Consumer Fraud Act. The sponsor said the measure was prompted by the common misunderstanding that digital media is owned outright, when it can be altered or removed by licensors. The committee voted 7-0 to give HB 2010 a do pass recommendation. Members also considered House Bill 2192, dealing with compensation and protections for minors featured in monetized online content. The bill requires earnings attributable to minors to be placed in trust, allows minors age 13 and older to create and publish their own content and keep compensation for it, and gives individuals who were featured as minors a process to request deletion or editing of content once they turn 18. An amendment clarified that platforms may rely on existing trust-and-safety systems, are not liable for third-party content if they meet mitigation requirements, and are not required to proactively monitor user-generated content. Google testified in support, describing the bill as a modern version of child-actor protections. HB 2192 was adopted as amended and passed 7-0. The committee then approved House Bill 2310, a technical clarification to Arizona’s qualified marketplace contractor law for gig-economy platforms. The bill specifies that contracts may be terminated without cause on reasonable notice and clarifies that the contractor may terminate the agreement unilaterally, with Lyft testifying that the change removes ambiguity and reduces litigation. Members briefly questioned the wording and whether it favored large platforms, but the bill passed 7-0. Finally, House Bill 2501, brought by the Department of Insurance and Financial Institutions, was heard and passed 7-0; it updates the definition of appraisal management company to conform Arizona law to federal statute.
AZ

Arizona 2026 Regular Session

03/04/2026 - Senate Regulatory Affairs and Government Efficiency

Regulatory Affairs and Government Efficiency

Transcript Highlights:
  • All right, Madam Chair, we have Faustle Burrell with the Arizona Department of Insurance and Financial
  • Faustle Burrell with the Department of Insurance and Financial Institutions.
Bills: HB2010 , HB2192 , HB2310 , HB2501
MO

Missouri 2026 Regular Session

Agriculture Feb 24th, 2026

Agriculture, Food Production and Outdoor Resources

Transcript Highlights:
  • But, you know, I'd also add, you know, a title, if you had title insurance on your property, that would
  • You know, a title, if you had title insurance on your property, that would define any other ownership
Summary: The committee held a public hearing on House Bill 2280, sponsored by Representative Nulte, but did not have a quorum. The bill would require the state land surveyor’s office to determine and publish the geometry of abandoned railroad rights-of-way so adjoining landowners and surveyors can identify ownership boundaries, with the work potentially contracted to private surveyors or engineers. Nulte said the measure is intended to address uncertainty over abandoned rail corridors, where the Surface Transportation Board is the entity that formally abandons rail lines, and noted the bill includes a sunset date in 2046 to spread out the work and reduce fiscal impact. Members asked about how abandonment is defined, how landowners would reclaim or survey former rail property, how the bill might affect rail-to-trail corridors such as the Katy Trail, and whether railroad fences or other remnants remain the railroad’s responsibility. Nulte said the bill is aimed at long-abandoned lines and that a committee substitute would likely add more detail on how the geometry would be reconstructed from historical maps and records. He also said title insurance and existing boundary records may help in some cases. The Missouri Railroad Association testified in opposition to the bill as drafted, saying the issue is more complicated than it appears because abandoned lines can involve reverted property, state-owned trail corridors, industrial sites, brownfields, and older records that may be proprietary or incomplete. The association said it was concerned about privacy, liability, and the burden of scrubbing historical ownership information from its files, and noted that Missouri’s rail network remains heavily used for freight and national defense shipments. No witnesses testified in favor, no votes were taken, and the hearing was adjourned.
WA

Washington 2025-2026 Regular Session

House Early Learning & Human Services Feb 3rd, 2026 at 01:30 pm

Early Learning & Human Services

Transcript Highlights:
  • I've heard from a provider who's very concerned about how his insurance went up from, I think, $1,000
  • business because of one incident that happened, though he was absolved from responsibility, but his insurance
Bills: HB2200 , HB2468 , HB2660
WA
Transcript Highlights:
  • Representative Taylor continued: I've heard from a provider who's very concerned that his insurance went
  • because of one incident that happened, even though he was absolved from responsibility, but his insurance
Summary: The House Early Learning & Human Services Committee met in executive session on three bills. House Bill 2200, concerning JLARC review of safety and stability outcomes for DSHS developmental disabilities clients and a DSHS public reporting requirement, was amended with a technical correction (House Amendment 799) and then reported out with a do pass recommendation. Supporters said the substitute shifts from a dashboard to an annual downloadable report, delays the timeline, and asks JLARC to recommend a methodology for future data collection; one member raised concerns about possible stigma and impacts on providers, but the bill passed 9-2. House Bill 2468, which updates DSHS statutory references to reflect agency restructuring and makes related technical changes, was advanced without amendment after the substitute reinstated the Dementia Action Collaborative expiration date and the requirement for two permanent employees to review the no-paid-services caseload. Members described it as a non-substantive cleanup bill to streamline and harmonize agency law. It was reported out unanimously, 11-0. House Bill 2660, authorizing courts to order conditions to keep a child under age five safe in the home after a shelter care hearing, had several proposed amendments withdrawn before action. The remaining amendment, Wickham 848, was adopted; it adds that the conditions must be the least restrictive necessary, reviewed every 30 days, and consistent with state and federal Indian Child Welfare Act requirements. The substitute bill then passed 9-2, with supporters saying it responds to recent critical incidents and opponents noting concerns but acknowledging shared commitment to child safety. The committee then adjourned and noted there would be no meeting the following day.
TX
Transcript Highlights:
  • In some cases, these fraudsters attempt to sell the property outside of the title insurance system, which
  • fraudulent deeds, as I'm sure County Clerk Warren knows all too well, and those of us in the title insurance
Bills: SB302 , SB1335 , SB1734 , SB1760 , SB1975 , SB2127
TX

Texas 89th Regular

Jurisprudence Apr 9th, 2025

Jurisprudence

Transcript Highlights:
  • In some cases, these fraudsters attempt to sell the property outside of the title insurance system.
  • fraudulent deeds—as I'm sure County Clerk Warren knows all too well and those of us in the title insurance
Bills: SB302 , SB1335 , SB1734 , SB1760 , SB1975 , SB2127
Summary: The committee heard several probate, family law, judicial, property, and contract-related bills. Senate Bill 1335, relating to decedents’ estates, would remove outdated references to a clerk’s certificate, allow courts to remove personal representatives on their own motion with notice by qualified delivery method, and add independent administrators to provisions that referenced only independent executors; an estate-planning attorney testified in support, and the bill was left pending. Senate Bill 1760, concerning guardianship transfer fees and procedures, was described as setting a $45 filing fee for transferred guardianship cases and clarifying completion and dismissal procedures; it received no testimony and was left pending. Senate Bill 2127 would shorten the eligibility period for retired judges to serve as visiting judges from eight years to six, restrict practice in their assigned region for two years, and require conflict-related certification; it also was left pending without testimony. Senate Bill 302 would shift the cost of a traveling probate judge to the requesting estate or parties rather than the county; one witness registered in favor, no one testified, and the bill was left pending. The committee then considered a committee substitute for Senate Bill 252, which would clarify the parental presumption in conservatorship cases, require non-parents seeking relief against a parent to file an affidavit showing significant impairment to the child if relief is denied, require courts to state specific findings when overcoming the presumption, confirm the clear-and-convincing standard, and clarify that agreed prior orders do not defeat the presumption. The substitute was explained as consensus language from a work group, public testimony was reopened, and the bill was left pending. Senate Bill 1734, on deed fraud, would create a streamlined ex parte process for property owners to have fraudulent deeds declared void, modeled on the fraudulent lien statute; county clerk and title association representatives testified that it would provide a low-cost self-help remedy for a growing problem, and the bill was left pending subject to the chair. Senate Bill 1975 would prevent Texas contractors from being forced to litigate disputes in foreign jurisdictions and require disputes to be handled in the county where the project is located; it was presented as a repeat of a previously vetoed bill and was left pending. Finally, the committee took up a substitute for Senate Bill 1940, concerning transfer-on-death style beneficiary designations for manufactured homes. The substitute would allow one or more beneficiaries instead of only one, transfer the interest to surviving designated beneficiaries who survive by 120 hours, extend the application period for transfer to 365 days, void the designation if not timely filed, and require mailing by certified or registered mail with return receipt requested. The substitute was adopted without objection. The committee then recessed subject to the call of the chair.
AL
Transcript Highlights:
  • As you know, mortgage companies escrow for taxes and insurance, and in all these other states that have
  • this law, they escrow for taxes... ...that have this law, they escrow for taxes, insurance, and assessments
Bills: HB145 , HB311
FL

Florida 2025 Regular Session

Senate in Session Mar 4th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • IT IS PUSHING PROPERTY INSURANCE AND PROPERTY TAX HIGHER AND HIGHER.
  • WE WILL HOLD INSURANCE COMPANIES ACCOUNTABLE FOR THE RATES THAT THEY CHARGE AND THE SERVICES THAT THEY
FL

Florida 2025 Regular Session

FL House Floor Session - 2025-03-04 (9:30AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • It has pushed property insurance and property tax higher and higher.
  • We will hold insurance companies accountable for the rates that they charge and the services that they
FL

Florida 2025 Regular Session

February 20, 2025 - 01:00 PM

Transcript Highlights:
  • has had two back-to-back hurricanes, we're all struggling with restoring our homes and property insurance
  • And property insurance that's telling us our roofs are only good for a very limited amount of time.
Summary: The State Administration Budget Subcommittee met to receive an overview and tour of Capitol complex construction projects funded through the Department of Management Services (DMS). Deputy Secretary Tom Berger gave a historical and project-by-project presentation on the Capitol campus, explaining the evolution of the historic Capitol and the current tower complex, and describing major ongoing work including the Waller Park west entry/ADA and waterproofing project, the east entry security screening area, Cabinet meeting room modernization, historic Capitol re-roofing, the large Capitol HVAC replacement, window replacement, Memorial Park improvements, the Holocaust Memorial, the North Loading Zone, and Knott Plaza upgrades. He noted that the Capitol windows and HVAC work are intended to address aging systems and improve resilience, security, and accessibility, and said the broader Capitol window project will continue over several years. Members asked questions about the African-American memorial, the old bank/archives building with water damage, the roofing material and expected lifespan, the legal definition of the Capitol complex, and the history of early legislative meetings in Pensacola and St. Augustine. Berger said the African-American memorial base is built and the installation should be completed in March or April, while the archives building is owned and managed by the Department of State. He also explained that the roof uses a slate-like material designed for a 50-year life cycle, though major storms could still damage it, and clarified that the Capitol complex can be defined differently in statute versus operationally. Chair Lopez and other members requested follow-up information, including a rendering of the African-American memorial and a table summarizing the Capitol investments and when the facilities were last updated, so members can better explain the spending to constituents. Berger said he would provide the requested information, and the committee then concluded the presentation and proceeded to the tour.
CA

California 2025-2026 Regular Session

Senate Floor Session May 22nd, 2026

California Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 1199, a common-sense patient protection measure that fixes an accounting issue in our insurance
  • By aligning state and federal rules, SB 1199 encourages insurers and PBMs to place more lower-cost generics
  • SB 1199 ensures patients receive full protection of insurance coverage when they pay for it, while still
Summary: The Senate convened with a quorum, offered a Memorial Day prayer, and welcomed a third-grade class from Sacred Heart Parish School to the chamber. Members then handled several procedural motions, including suspending a joint rule to allow budget subcommittees to meet during blackout period and removing certain bills from inactive or consent files. The chamber confirmed multiple gubernatorial appointments, including Nicholas Mueller to the Off-Highway Motor Vehicle Recreation Commission, Arthur Krantz to the Public Employment Relations Board, Chris Ferguson to the California Student Aid Commission, and Brian Haynes to the same commission. The Senate also adopted several resolutions, including SR 102 recognizing National Safe Boating Week, SCR 172 proclaiming Asthma and Allergy Awareness Month, SCR 177 declaring World No Tobacco Day, SR 107 for Lupus Awareness Month, and SR 115 marking the 50th anniversary of the Judgment of Paris in California wine history. On third reading, the Senate passed a series of bills on topics including beverage container recycling fees (SB 1341), school employee misconduct procedures (SB 1083), wildfire preparedness for water suppliers (SB 1153), insurance cost-sharing accounting (SB 1199), nonprofit government liaison services (SB 1240), energy coordination and fuel supply planning (SB 1337), language access in elections (SB 1360), gaming fee transparency (SB 920), mental health evaluation in Care Court-related cases (SB 1016), reckless driving penalties (SB 1198), greenhouse gas reporting for subsidized medium- and heavy-duty vehicles (SB 1213), the Go Green financing program (SB 1265), repossession transport interference (SB 1338), and wildlife coexistence (SB 1135). Most measures passed on unanimous or near-unanimous votes; SB 920 passed 28-1, SB 1265 passed 26-5, and SB 1135 passed with two no votes. The session concluded with a Veterans Caucus adjournment-in-memory ceremony honoring 82 fallen service members, followed by adjournment until the next scheduled floor session.
CA

California 2025-2026 Regular Session

Senate Floor Session May 22nd, 2026

California Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 1199, a common-sense patient protection measure that fixes an accounting issue in our insurance
  • By aligning state and federal rules, SB 1199 encourages insurers and PBMs to place more lower-cost generics
  • SB 1199 ensures patients receive full protection of insurance coverage when they pay for it, while still
VT

Vermont 2025-2026 Regular Session

House Session - 2026-05-20 - 1:22PM

Vermont House Floor Meeting

Transcript Highlights:
  • 37.560><c> fuel,</c> managing rising costs related to fuel, managing rising costs related to fuel, insurance
  • ,<00:12:38.960><c> registration,</c><00:12:39.640><c> repairs,</c><00:12:40.160><c> and</c> insurance
  • , registration, repairs, and insurance, registration, repairs, and housing. housing. housing.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Apr 29th, 2026 at 09:00 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • I can't imagine that an insurance provider would provide insurance to a camp that didn't have These emergency
  • if that assumption is wrong that camps aren't already doing this, and then secondly, wouldn't the insurance
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Fifty Eight - Monday, April 27

Missouri House Floor Meeting

Transcript Highlights:
  • Military leave expanded from 120 hours to 160 hours, and state authority for state life insurance for
  • She worked hard because we had to maintain health insurance, and we were committed to raising our family
  • Because we had to maintain health insurance, and we were committed to raising our family, our huge, our
MO

Missouri 2026 Regular Session

Special Committee on Tax Reform Apr 2nd, 2026

Special Committee on Tax Reform

Transcript Highlights:
  • find it in the bill itself, but there's a section here that says something about $75,000 for the insured
  • increase right when they're already absorbing the deductible costs, the temporary housing, higher insurance
  • catastrophic rebuilds completed within the tax bill's time frame, the exemption cap is $75,000 for insured
Summary: The committee first heard House Bill 2923, which would give homeowners a temporary property tax exemption of up to four years on qualifying home improvements between $7,500 and $75,000, so long as the property is the owner’s homestead and the required intent and completion forms are filed. The sponsor said the bill is meant to encourage reinvestment in homes, including after catastrophic events, and said the fiscal note showed no impact. Members asked about the bill’s effect on assessors, taxing districts, school districts, the definition of homestead, and whether the state would reimburse lost revenue. Testimony in support argued the bill would reduce ambiguity in new-construction assessments, encourage repairs and improvements, and help homeowners avoid being penalized for fixing damaged homes. Concerns were raised about routine maintenance, the four-dwelling language, possible burdens on assessors, and whether the bill could affect senior tax freezes. The hearing on HB 2923 ended without a vote. The committee then went into executive session on House Bill 3256, adopted a committee substitute, and voted the substitute do pass by a roll call of five yes and one no. Discussion focused on criminal penalties in the bill, with the ranking member objecting to those provisions and noting that other states do not include them. The sponsor explained changes in the substitute, including broader retail-establishment language, explicit coverage of sports venues and concert halls, and removal of banks and credit unions from the bill. Members suggested further floor amendments and additional review of other states’ statutes. Finally, the committee heard Senate Joint Resolution 95, which would create the Show Me Prosperity Fund as a constitutional endowment intended to eventually replace all state-imposed taxes with investment earnings. The senator said the fund would be seeded by a one-time appropriation, managed by the treasurer, audited by the auditor, and protected from borrowing or diversion, with distributions capped at 3 percent. Supporters said the proposal would use compound growth to create long-term tax relief and eventually make Missouri the first state to eliminate state taxes; one witness called it straightforward and honest. Members questioned the size of the needed appropriation, how the fund would work if state income tax changes separately, whether state law allows the needed investments, and how the fund would avoid becoming unstable if distributions begin before it is large enough. No opposition testimony was offered, and the hearing concluded without action on SJR 95.