Video & Transcript Research : 'deductions'
Page 26 of 92
MN
Transcript Highlights:
- <01:09:27.679>
2024 <01:09:28.640>the So just to outline, in 2024 the standard deduction - In 2025, that's actually going to increase to $7,400 just for our standard deduction in the Working Family
- So what my bill does is eliminate the marriage penalty, not on the standard deduction, just on the Working
- just on the working Family deduction just on the working Family Credit<01:10:03.760>
portion < - on mortgage interest for deduction on mortgage interest for second<01:21:29.639>
homes <01:21:
Keywords:
property tax, exemption, leased land, public use, commercial property, HF632, Minnesota property tax, conservation easement, conservation restriction, assessed value, property valuation, tax assessment, real property, land conservation, farmland preservation, natural areas, riparian buffer, water quality, water quantity, county assessor
NH
Transcript Highlights:
- But if it goes as ours is about 10%... then monies are deducted.
- You say they're not deducted from administration?
- You say they're not deducted from administration?
- You say they're not deducted from administration?
- You say they're not deducted from administration?
MN
Transcript Highlights:
- The Met Council intended to deduct money for non-conforming work from future payments to the contractor
- The Met Council intended to deduct money for non-conforming work from future payments to the contractor
- reports the Met Council uh uh intended reports the Met Council uh uh intended to<00:07:51.520>
deduct - money for non-conforming work to deduct money for non-conforming work from<00:07:53.479>
future - and not collected adequate deduct and not collected adequate documentation<00:08:02.120>
to <00
NH
Transcript Highlights:
- employer continues to pay both the employer and the employee cost of voluntary withholdings and deductions
- cost burden from the employee to the employer. 100% of what the employee owes in withholdings or deductions
- c> taxes<00:09:52.959>
all <00:09:53.120>of <00:09:53.240>these salary deductions - um taxes all of these salary deductions um taxes all of these things<00:09:54.760>
it <00:09:54.880 - owes uh in in withholdings or deductions owes uh in in withholdings or deductions or<00:10:53.320
AZ
Transcript Highlights:
- The most troubling part is that if it goes beyond payroll deductions or administrative procedures, it
- A school district cannot deduct payments for labor organization membership dues.
- those deductions.
- They were allowed to use school facilities, payroll deduction; they called it fair share back then.
- But your union dues are going to be deducted anyway. He said, okay, I think I'll be a union member.
Summary:
The House convened, completed roll call, approved the journal, and took up several Senate bills and one Senate concurrent resolution through motions to reconsider, return bills for reconsideration, and refer measures to additional Committee of the Whole sessions for further amendment. Early actions included returning SB 1175 and SB 1198 to the Senate for reconsideration, rescinding passage of SB 1336 so it could be reconsidered, and referring SB 1111 and SB 152 to an additional COW. The House also recognized Representative Travers for a personal privilege statement honoring National Women Veterans Recognition Day and recorded attendance.
In Committee of the Whole, members adopted floor amendments and recommended passage for SB 1511, SB 1552, SB 1198, SB 1110, SB 1618, SB 1431, and SCR 1004, with some debate on SB 1110’s home-confinement/reentry program, SB 1618’s Military Affairs Commission changes, and SB 1431’s city and town authority over residential project standards and streetscapes. The House later adopted the COW reports and moved the measures to engrossing or third reading as appropriate. SB 1336 and SB 1519 were also advanced from committee, while SB 1004 was reconsidered and ultimately failed on reconsideration.
On third or final reading, the House passed SB 1127, SB 1180, SB 1428, SB 1198, SB 1336, SB 1511, SCR 1004, SB 1552, HB 2104, HB 2105, HB 2114, HB 2311, HB 2729, and HB 4117. SB 1687, SB 1004, SB 1519, and SB 1502 failed. Members explained votes on several measures, including support for tax administration clarity in SB 1180, objections and support for the May primary proposal in SB 1687, concerns about sex offender monitoring in SB 1004, support for the Arizona Beef Council in SB 1198, and debate over the photo enforcement referral in SCR 1004. The session also included recesses for caucuses, lunch, and dinner, plus a brief technical outage of the live stream.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- spectrum for individuals purchasing insurance, or on the more expensive end as far as premiums and deductibles
- said that a lot of times members of the legislature and others hear that if you have a $10,000 deductible
- He noted that members of the legislature and others often hear that if you have a $10,000 deductible
- those premiums are the most expensive premiums for health insurance and also carry the highest deductibles
- those premiums are the most expensive premiums for health insurance and also carry the highest deductibles
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
Summary:
The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market.
Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage.
Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Jan 30th, 2026 at 12:05 pm
New Mexico House Floor Meeting
Transcript Highlights:
- So, in other words, everything's tax-deductible.
- Health care expenses tax-free, so in other words, everything's tax deductible.
- for income from tips, income from overtime, and Social Security income deductible pursuant to federal
- for health care practitioners, and amending the deduction to include co-insurance paid by a patient.
- House Bill 264. ...and amending the deduction to include co-insurance paid by a patient.
Keywords:
nurses, health care workers, healthcare workers, frontline workers, hospital staff, clinicians, allied health professionals, support staff, public health, workforce shortage, nursing shortage, safe staffing, patient safety, rural health care, frontier communities, behavioral health, mental health, substance use disorder, substance abuse, health care memorial
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, January 13, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- President Trump's 2017 tax package created Section 199A, a 20% small business deduction to help small
- Unfortunately, this deduction is one of many set to expire this year.
- permanent and stop a vital tax deduction permanent and stop a massive<00:25:45.080>
tax <00:25 - <00:25:53.640>
making <00:25:54.159>the <00:25:54.760>199a <00:25:55.760>deduction - supporting making the 199a deduction supporting making the 199a deduction permanent<00:25:57.559
FL
Florida 2026 5th Special Session
Regulated Industries Jan 20th, 2026
Transcript Highlights:
- In 1972, the legislature passed a bill to allow the deduction of unsellable alcohol for distributors'
- framework of DBPR administrative rule in statute so that the department can continue to allow the deductions
- retroactively to January 1, 2025, to make clear that the department does not have the ability to collect deductions
Summary:
The Committee on Regulated Industries heard and voted on several bills. SB 986 would prohibit smoking or vaping marijuana in public places and also restrict smoking in rooms and bars; the sponsor said it is intended to protect public health and outdoor spaces, while the Florida Restaurant and Lodging Association supported the goal but raised concerns about impacts on designated smoking areas, and cannabis advocates warned about unintended effects on patients and property rights. The committee reported SB 986 favorably.
The committee also passed SB 678, which restores statutory authority for DBPR’s long-standing rule allowing alcohol distributors to deduct unsellable alcohol from monthly excise taxes; a strike-all amendment was adopted, including retroactive application to January 1, 2025, and the bill was reported favorably. SB 800, which increases penalties for repeat unlicensed engineering practice and creates an engineering student loan assistance program for engineers working for state agencies and water management districts, was amended and reported favorably as well.
Members then considered SB 408 on vaccine advertising and liability. The sponsor argued the bill would address declining public trust in vaccines by allowing claims against manufacturers that advertise in Florida, while opponents said the measure is preempted by federal law, raises First Amendment concerns, and would create unnecessary litigation. After extensive testimony and debate, the committee reported SB 408 favorably. The committee also heard SB 484 on data centers, which would set PSC tariff requirements so large load customers pay their own costs, preserve local planning authority, and limit water permits for large data centers; testimony was mixed, with supporters emphasizing ratepayer protections and economic benefits and critics warning about overregulation and confidentiality limits. The bill was reported favorably.
Finally, the committee approved SB 1118, which creates a time-limited public records exemption for certain data center development information held by local governments, after the sponsor said it was meant to prevent extended NDAs while still allowing local notice and input. SB 1050, requiring veterinarians to provide written prescriptions so pet owners can choose their pharmacy, was also reported favorably. The meeting ended after several members recorded votes on bills they had missed.
NM
Transcript Highlights:
- income. introduced by Senator Wirth, an act relating to taxation, providing a gross receipts tax deduction
- for taxpayers that did not claim a gross receipts tax credit, deduction, or exemption in the previous
ND
North Dakota 2025-2026 Regular Session
Budget Section Jun 24th, 2026
Transcript Highlights:
- So when we add those together and deduct the total authorized spending for this biennium, we'll, we should
- application, versus spending a longer period of time to produce their income figures, do the calculations, deduct
- I would be surprised if the Tax Foundation is deducting that. ...if the Tax Foundation is deducting that
Summary:
The Budget Section approved the March 18 minutes and received an OMB update showing the general fund is still ahead of the budgeted starting point, but revenues through May are now about $76 million below the legislative forecast, driven mainly by individual income tax and sales tax shortfalls. OMB also reported the budget stabilization fund is above its cap, meaning a transfer to the general fund is expected, and reviewed oil price/production assumptions, noting continued volatility. Members asked about the income tax netting process, the sales tax decline, oil price discounts/premiums, natural gas taxation, and when the executive branch would present its revenue forecast.
The committee then acted on several Emergency Commission requests. It approved, as a group, requests for federal mine reclamation funds for the Public Service Commission, an additional criminal investigator FTE and funding for the Attorney General’s office, and a DPI transfer for bridge software costs. It separately approved DPI request 2164 for $500,000 to support the food vendor program after debate over whether the program’s savings were known and whether the money was simply a pass-through. OMB also reported on federal grants, fiscal irregularities, tobacco settlement proceeds, budget guidelines for agencies, FTE pool usage, vacancy savings, and the DAPL settlement, noting the settlement funds had been deposited and that a deficiency appropriation may be needed later to cover remaining accrued interest.
Tax Commissioner Brian Kroshus presented on the primary residence credit program, saying participation has grown sharply and that the current biennium will likely need about $431 million, roughly $22 million above the appropriation. He explained how the credit interacts with homestead and disabled veteran benefits, how the 3% property tax cap works, and why county valuations and mill rates vary. The committee also received a Legacy Fund/Budget Stabilization Fund report showing strong returns, and DOT Director Ron Henke received approval for two Flex Fund highway projects on ND 49 and ND 31. Henke also explained remaining Highway 85 funding and said the department is exploring uses for leftover state dollars. Finally, the Department of Mineral Resources reported on abandoned well plugging and site restoration, noting North Dakota remains in relatively strong shape compared with other states, and DPI began a presentation on gap funding tied to the 3% levy cap, reporting 24 districts received $1.8 million in the first year and projecting higher future needs.
AR
Transcript Highlights:
- House Bill 1006 by Representative Holland to increase the amount of the income tax deduction allowed
- Currently, teachers are allowed to deduct $500 per year from their income tax for classroom improvements
- , and this bill allows teachers to deduct up to $1,000 from their income taxes.
- to use this, her paycheck, to be able to create a closet for these students, she would be able to deduct
Summary:
The meeting was a Girls State House session in which members received a brief orientation on chamber rules, voting procedures, recognition, decorum, and live-stream etiquette before the House was gaveled in with 99 members present. The body then moved through a series of bills, with immediate-consideration motions used several times to end debate and proceed to votes. The first bill, House Bill 1001, would have prohibited the sale or transfer of over-the-counter diet pills to people under 18; supporters argued it would help prevent eating disorders and misuse, while opponents raised concerns about medical exceptions and the bill’s wording. It failed, 42-55 with two present. House Bill 1002, which would keep lottery winners confidential for a period of time, was amended in discussion to a $100,000 threshold and a three-year confidentiality period; supporters emphasized privacy and protection from scams, and it passed 79-17 with one present.
House Bill 1003 would have required schools to provide resources and courses on child workplace laws and readiness skills. Supporters said many teens enter jobs unprepared, while opponents worried about added burdens on schools and whether the bill should be an optional unit rather than a required course; it failed 22-73 with three present. House Bill 1004, the Arkansas Head Injury Act, would require approved helmets for all operators and passengers of motorized cycles; testimony focused on safety for riders, other drivers, and first responders, and it passed 94-4. House Bill 1005 would have required a year-long personal finance course before graduation, but members questioned scheduling, teacher preparation, and whether existing classes already covered the material; it failed 35-60 with four present.
House Bill 1006 would increase the teacher classroom investment income tax deduction from $500 to $1,000. Supporters said teachers often spend their own money on classroom supplies and student needs, and the bill passed overwhelmingly, 97-0 with one present. House Bill 1008 sought to limit the number of national franchise businesses in an economic zone to encourage local entrepreneurship; supporters argued it would protect small businesses and keep money local, while opponents raised concerns about grocery and retail access, jobs, and unclear definitions of economic zones and franchises. It failed 23-69 with six present. The session then began House Bill 1009, which would create a voluntary blue envelope program for people with intellectual disabilities to help law enforcement communication during traffic stops; sponsors described it as an optional, training-based tool for officers, and discussion was underway when the transcript ended.
CA
California 2025-2026 Regular Session
Assembly Arts, Entertainment, Sports, and Tourism Committee May 5th, 2026
Arts, Entertainment, Sports, and Tourism
Transcript Highlights:
- meeting, no athlete understood how to read their paycheck, gross versus net, tax withholdings, any deductions
- understand self-employment tax, quarterly payments, multi-state tax obligations, or what expenses are deductible
- meeting, no athlete understood how to read their paycheck, gross versus net, tax withholdings, any deductions
- understand self-employment tax, quarterly payments, multi-state tax obligations, or what expenses are deductible
Summary:
The committee held an informational hearing on name, image, and likeness (NIL) financial literacy programs and how NIL is affecting student athletes in California. The chair opened by noting California’s early leadership on NIL and the need to ensure athletes have the education and support to manage contracts, taxes, budgeting, and other financial decisions. Witnesses across the panels generally agreed that NIL has created new opportunities but also significant risks, especially for young athletes who may lack experience, legal advice, or consistent institutional support.
Tyree Dillingham and Brandon Copeland described widespread financial vulnerability among student athletes, including confusion about pay, taxes, credit, and contract terms, and warned about predatory deals, cash advances, and conflicts of interest. They argued for standardized, mandatory financial literacy and stronger protections, including a players association model and limits on predatory practices. Mikey Williams and attorney Anthony Coronae gave a personal account of a NIL-related advance they said functioned like a payday loan, with terms they said were not fully understood and that left Williams owing money while his name and image were used to raise additional funds. They urged legal review, clearer rules, and guardrails to prevent similar exploitation.
Adam Shore, athletic director at the University of the Pacific, and San Diego State representatives Brendan Hill and Sloan Benchoff offered an institutional perspective. Shore said college sports are in a chaotic transition, with transfer rules, revenue sharing, and NIL creating pressure on schools, but he also described existing support structures and suggested California consider adapting sports-agent registration rules and pursuing a national solution. Hill and Benchoff highlighted San Diego State’s mandatory multi-year life skills program, which includes financial literacy, internships, and career preparation, and said that model should be standardized statewide. No votes were taken; the hearing was informational and focused on testimony, questions, and policy ideas.
MN
Minnesota 2025-2026 Regular Session
Increasing renter’s credit eligibility, amounts 3/10/26
Minnesota House Floor Meeting
Transcript Highlights:
- ownership quite a bit to the tune of hundreds of millions of dollars through the mortgage interest deduction
- And dollars through the mortgage interest dollars through the mortgage interest deduction<00:20:16.240
- >
that's <00:20:16.720>not <00:20:16.880>income <00:20:17.600>tested deduction - and that's not income tested deduction and that's not income tested at<00:20:18.080>
all <00:20
Summary:
The committee heard House File 2499, as amended by the DE1, which would expand Minnesota’s renters’ credit by nearly doubling the income cutoff and increasing the maximum credit, with the bill laid over for possible inclusion in the tax bill. Representative Lee explained that the DE1 updated tax years and amounts after a new forecast, and argued the bill would bring the renters’ credit closer to parity with the homestead credit. She cited Department of Revenue data showing that recent changes to the renters’ credit increased participation and average refunds, and said the proposal would help more renters, including middle-income households and more seniors and people with disabilities.
Testifiers Michael Dah of Homeline and Nan Madden of the Minnesota Budget Project supported the bill. Dah said renters face rising housing costs and a shortage of affordable homes, and described how renters use the credit for basic needs like school supplies, clothing, eyeglasses, dental care, groceries, and car repairs. Madden said the credit refunds property taxes paid through rent, helps workers, families, seniors, and people with disabilities, and noted that more than 310,000 households received the credit in 2023 across every part of the state. She also said recent filing changes made the credit easier to claim and increased participation.
Members broadly discussed the fairness of treating renters and homeowners similarly, the role of property taxes in housing costs, and whether the bill should be viewed as helping low-income or more middle-income households. Representative Abeler, Smith, Howard, and Huitt expressed support, while Representative Roach argued the broader problem is rising property taxes driven by mandates on counties and said the bill is only a temporary fix. Representative Anderson questioned extending the credit to higher-income renters and said policy should prioritize homeownership, while Representative Lee responded that many renters are middle-class, that renters often cannot save for a down payment, and that the bill would help them stabilize financially. The bill was then laid over as amended.
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 16th, 2026 at 02:54 pm
Senate Health & Public Affairs
Transcript Highlights:
- Has a $250 deductible for a high-end radiology procedure. So the financial barrier in getting.
- So if a share of those payments no Longer comes from cost sharing, co-pay, co-insurance, deductible.
- So what the bill does do is it shifts the cost from co-pays Co-insurance, co-deductibles to premiums,
- the street or your doctor orders this for you, you will have to do a co-pay or not a co-pay but a deductible
FL
Florida 2026 Regular Session
Governmental Oversight and Accountability Feb 11th, 2026
Governmental Oversight and Accountability
Transcript Highlights:
- It wasn't automatically deducted from their paycheck.
- Why can a member of a public safety union directly request automatic dues deduction from their employee
- Why can a member of a public safety union directly request automatic dues deduction from their employee
- with the harsher conditions, who have to pay their union dues on their own and not through salary deductions
Keywords:
public records, public meetings, property rights, transcripts, settlement negotiations, Veterans Day, K-12 schools, holiday observance, education, Florida statutes, cybersecurity, local government, grant program, data-sharing, Florida Digital Service, ransomware protection, county administrators, city managers, exemption, privacy
Summary:
The committee first heard a committee substitute for SB 332, which creates a narrow public meetings and public records exemption for certain pre-suit settlement communications in Bert Harris claims involving local governments and private property rights. The sponsor said the change is intended to allow confidential legal strategy and negotiation during the 90-day pre-suit period while keeping settlements and outcomes public. The strike-all amendment was adopted, supportive testimony was waived in, and the bill was reported favorably.
Members then approved several other measures, including SB 464 requiring K-12 schools to formally observe Veterans Day as a school holiday; SB 984 on firefighter cancer benefits and prevention, which was amended to add a statement of important state interest and reported favorably after testimony from firefighters both supporting the bill and urging a longer benefit window; SB 576 on local government cybersecurity, which was amended to route the program through the Florida Digital Service and strengthen state-local coordination; SB 964 clarifying how certain gift and honoraria disclosures are filed with the Commission on Ethics; SB 1612 requiring local governments to accept electronic payments with a delayed effective date; SB 830 creating public records exemptions for certain local government administrators and their families; SB 1096 clarifying the filing deadline for employment discrimination complaints; and SB 1656 designating the SS American Victory as Florida’s official state flagship. All were reported favorably.
The committee also considered a slate of appointments, including a separate vote on Jeffrey Aaron to the Public Employees Relations Commission, which was recommended favorably after Senator Polsky objected to the appointment and cited concerns about political ties and prior work. The remaining appointees on tabs 12 through 30 were also recommended favorably. After a recess, the committee took up SB 1296 on the Public Employees Relations Commission, as substituted by a committee PCS. The PCS would change union certification and recertification rules, require stronger showing-of-interest and voting thresholds, limit paid union leave in some cases, require equal access to employer communication spaces, and speed up impasse procedures for state-funded salary increases. The bill drew extensive testimony, with supporters arguing it would improve accountability, transparency, and taxpayer fairness, and opponents—many of them teachers, bus drivers, and other public employees—saying it would weaken collective bargaining, burden workers, and function as union busting. Members raised constitutional concerns about the single-subject rule and collective bargaining protections, and debate was ongoing at the end of the transcript.
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Dec 5th, 2025
Transcript Highlights:
- “And even trying to use that plan, those are high-deductible plans.
- So per person, our deductible is $9,000.
- And even trying to use that plan, those are high deductible plans.
- So per person, our deductible is $9,000 out of pocket last year.
Summary:
The committee heard a JLARC presentation on the Department of Health’s oversight of hospital inspections, complaints, and reporting. JLARC said DOH was late on 72% of acute care hospital inspections as of December 2024, had not verified that third-party accrediting standards were substantially equivalent to state standards, did not consistently require proof of those inspections, did not review adverse health event corrective plans, and could make hospital data more accessible. JLARC also raised a possible language-access barrier in the complaint system. Members asked about complaint filing by staff, the meaning of adverse health events, inspection outcomes, and whether the audit compared DOH to other agencies. JLARC said it had not reviewed inspection results or cross-agency comparisons, but noted inspectors were dedicated and working long hours. DOH later said it concurred with the recommendations and outlined a strategic plan with target dates for improving timeliness, verifying accreditation standards, expanding language access, reviewing adverse event laws, and improving public data access, with annual reporting to the Legislature expected.
The committee then heard a Department of Health presentation on certificate of need modernization. DOH described the current certificate of need process, which reviews need, financial feasibility, quality, and cost containment for certain facility changes and new services, and said the program has not been modernized since the 1980s. DOH proposed 10 statutory modernization recommendations, including clarifying the program’s purpose, creating a planning entity, adding flexibility, reducing legal costs, updating access-to-care standards, expanding oversight to freestanding emergency departments and urgent care, addressing equity, improving cost control coordination, strengthening long-term funding, and using better data systems. Members asked about oversight of freestanding urgent care and EDs, funding sources, and whether the process could be streamlined or made more responsive to complaints or other triggers.
A third panel discussed artificial intelligence in health care. Lucy O’Rourke of the Coalition for Health AI described CHAI’s work on responsible AI principles, technical standards, model cards or “nutrition labels,” testing and governance tools, and educational resources for providers. She said the group is focused on trust, transparency, fairness, safety, security, and privacy, and noted Washington’s AI-related policy work as among the more progressive in the country. No questions were asked.
The final portion focused on the financial impact of federal and state health care policy changes. The Washington State Hospital Association said hospitals are facing low or negative operating margins, service reductions, layoffs, and closures, and that state cuts and taxes enacted in 2025, combined with federal HR1 changes, will significantly worsen finances. Providence Swedish leaders described staffing reductions, service cuts, delayed capital investments, and pressure from denials, tariffs, and reimbursement changes, while emphasizing that frontline staffing cuts are tied to service reductions rather than nurse-to-patient ratio changes. The Washington Health Benefit Exchange then began a presentation on expiring federal ACA premium tax credits, state Cascade Care Savings assistance, and eligibility changes affecting lawfully present non-citizens, with examples showing large premium increases for customers if federal subsidies expire.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Jul 16th, 2025
Transcript Highlights:
- My new policy costs 60% more than my current policy, almost $500 more per year, and has a deductible
- that is five times my old deductible, with one-fiftieth the amount of dwelling coverage that I had previously
- My new policy costs 60% more than my current policy, almost $500 more per year, and has a deductible
- that is five times my old deductible, with one-fiftieth the amount of dwelling coverage that I had previously
Summary:
The committee heard several insurance-related bills. SB 371 by Senator Cabaldon would lower uninsured/underinsured motorist coverage requirements for rideshare companies from the current $1 million level to $100,000 per person and $300,000 per incident, with added transparency and data-reporting provisions. Uber, Lyft, and several business groups supported the bill as a way to reduce fares and improve affordability, while consumer attorneys, labor groups, and others opposed it as a major cut in protection for injured passengers and drivers. Committee members raised concerns about whether savings would actually reach riders and drivers, but the bill was approved on a do-pass vote to the next committee, with one member not voting.
SB 487 by Senator Grayson would change how settlement or judgment proceeds are distributed when peace officers or firefighters are injured by a third party, ensuring they receive at least two-thirds of the at-fault party’s liability insurance limits in certain cases. Supporters, including public safety unions and an injured deputy sheriff, said current law can leave injured first responders with little or no recovery after employer reimbursement, while opponents representing cities, counties, and public agencies argued the bill would reduce recovery of taxpayer-funded workers’ compensation costs and lacked sufficient data. The committee members who spoke largely supported the bill, and it passed on a do-pass vote to Appropriations, with one member not voting.
SB 616 by Senator Rubio would create an independent community hardening commission within the Department of Insurance to develop statewide wildfire mitigation recommendations and a post-catastrophe reporting process. The Department of Insurance, local governments, consumer groups, and fire-related organizations supported the measure as a way to improve wildfire resilience and insurance availability, while water agencies opposed provisions touching water infrastructure and warned of litigation and ratepayer impacts. The bill advanced on a do-pass vote to Appropriations, with some members not voting and one member voting no. The committee also heard SB 547 by Senator Perez, coauthored by Senator Rubio, which would extend wildfire-related insurance cancellation/nonrenewal moratoriums to commercial properties; insurers removed their opposition after amendments, and the bill passed to Appropriations on a do-pass vote.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 1 on Health Mar 3rd, 2025
Transcript Highlights:
- Hospital costs are the single largest reason for medical debt, and the family share premium and deductibles
- For 2025, this funding is being used to eliminate deductibles and lower cost-sharing for our members.
- This is made possible by the appropriation from HCARF, and we're using this fund to eliminate deductibles
- receiving state support through the California Enhanced Cost Sharing Reduction Program, again, with no deductibles
AL
Alabama 2026 1st Special Session
Alabama Senate Feb 25th, 2026
Transcript Highlights:
- I pay my deductible premium.
- <01:02:55.599>
You <01:02:55.680>know, I pay my deductible premium. - You know, I pay my deductible premium.
- just cost but but the thing about it, it just cost me<01:03:48.880>
the <01:03:49.119>deductible - and what it would take me the deductible and what it would take to<01:03:50.799>
put <01:03:50.960