Video & Transcript Research : 'data broker'

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MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/25/25

Commerce Finance and Policy

Transcript Highlights:
  • 65th birthday, you will start being besieged with solicitations from Medicare insurance companies, brokers
  • Medicare solicitations from uh uh Medicare insurance<00:02:00.640> companies<00:02:01.280> Brokers
  • <00:02:02.240> uh<00:02:02.479> invited insurance companies Brokers uh invited insurance
  • companies Brokers uh invited to<00:02:03.039> attend<00:02:03.399> seminars<00:02:04.360
  • variations of this if you look at data variations of this if you look at data from<00:26:20.720>
MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 12/16/25

Minnesota House Floor Meeting

Transcript Highlights:
  • Was there any data that suggested that there was? Yes, Mr.
  • >> I I know we had there was a lot of data >> I I know we had there was a lot of data
  • there there any data that suggested that there was?
  • <00:53:04.720> that does that give us actionable data that does that give us actionable data
  • assumptions and the quality of the data assumptions and the quality of the data that<00:59:05.200
Keywords: 919, house, all
Summary: The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting. Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes. Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.
MN

Minnesota 2025 1st Special Session

Task Force on Homeowners and Commercial Property Insurance 10/1/25

Minnesota House Floor Meeting

Transcript Highlights:
  • So there's some real data there.
  • c> that into the data, the advanced data that into the data, the advanced data that insurers<01:13
  • data he had was 2022. data he had was 2022.
  • have more current data. have more current data.
  • Uh, correct any errors in the data.
Keywords: 1183, house
VT

Vermont 2025-2026 Regular Session

House Session - 2026-01-15 - 3:00PM

Vermont House Floor Meeting

Transcript Highlights:
  • company is a specialized entity established by a sponsor such as a commercial insurer, insurance broker
  • company is a specialized entity established by a sponsor such as a commercial insurer, insurance broker
  • reliance on through site visits or reliance on available<00:35:47.920> weather<00:35:48.240> data
  • available weather data available weather data and<00:35:50.320> losses<00:35:50.960> are
  • 4633A4 The secretary may verify claimed losses through site visits or reliance on available weather data
Keywords: 926, house, all
Summary: The House opened with devotional remarks from Representative Greer focused on perspective, kindness, and the idea that people “earn” respect and love through shared humanity. After that, the chamber suspended rules to introduce 17 House bills by number only, and adopted JRS 3 in concurrence, setting a joint assembly for Tuesday, January 20, 2026 at 1:00 p.m. to receive the governor’s budget message. Several announcements followed, including birthday wishes, a note about the new federal whole milk for schools law, guest introductions, and caucus notices. The House also approved committee transfers for H.393, an act relating to the prohibition of requiring face masks in schools, moving it from Education to Healthcare, and H.334, an act relating to limiting employer restrictions on individuals separating from employment, moving it from General and Housing to Commerce and Economic Development. The chamber then took up H.649 on captive insurance companies. The Commerce and Economic Development Committee explained that the bill, based on Department of Financial Regulation proposals, would prohibit risk retention groups from lending to or investing in members or affiliates, require annual and quarterly filings in NAIC form with a jurat page and actuarial certificate, and create new filing requirements for sponsored captive protected cells. The committee reported unanimous support, and the House amended the bill and ordered third reading. The House next considered S.60, establishing a Farm Security Special Fund. The Agriculture, Food Resiliency, and Forestry Committee and Appropriations described the bill as a response to repeated weather-related losses affecting farms and forestry operations, including flooding, freezes, drought, and other extreme events. The House version adds forestry and changes assistance from grants to payments to make aid faster and less cumbersome. The program would be administered by the Agency of Agriculture, Food and Markets, with a review board and payments of up to 50% of uncovered losses, capped at 5% of annual appropriations and $150,000 per application. The committee testimony emphasized the need for a permanent, predictable state relief mechanism, and the bill was advanced with strong support.
NM

New Mexico 2026 Regular Session

Senate Chamber Jan 29th, 2026 at 11:10 am

New Mexico Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 192, introduced by Senator Cervantes, an act relating to business, enacting the Data Broker
  • Privacy Act, creating the Data Broker Privacy Fund, and providing penalties.
Keywords: 996, all
VT

Vermont 2025-2026 Regular Session

House Session - 2026-03-17 - 10:00AM

Vermont House Floor Meeting

Transcript Highlights:
  • They are House Bill 211, which is an act relating to data brokers and personal information, House Bill
  • They are House Bill 211, which is an act relating to data brokers and personal information, House Bill
  • They are House Bill 211, which is an act relating to data brokers and personal information, House Bill
  • They are House Bill 211, which is an act relating to data brokers and personal information, House Bill
  • industry representatives to provide data industry representatives to provide data on<01:27:10.760
Keywords: 926, house, all
Summary: The House opened with a devotional reading for St. Patrick’s Day, followed by the Pledge of Allegiance and the reading of a resignation letter from Representative Hooper of Burlington. The letter said the House environment had changed significantly and that he was resigning before the next cycle, while thanking colleagues and urging bold leadership to address major problems facing Vermonters. Members then received first readings and referrals for a large slate of bills. House bills introduced included measures on tax administration, hunting license fees, emergency management, oath and affirmation language in statutes, judiciary procedures, a Vermont homelessness response continuum, paperwork reduction, public utility subjects, municipal regulation of agriculture, miscellaneous agricultural subjects, and municipal permitting of ground-mounted solar arrays. Senate bills referred to House committees included vocational rehabilitation, home improvement and land improvement fraud, advanced metering infrastructure devices, water quality, and fair employment practices. Several other bills on the notice calendar were also referred to Ways and Means or Appropriations because they affected state revenue or carried appropriations. The House adopted two concurrent resolutions on the consent calendar: HCR 214, honoring Irish-American patriots and their role in American independence, and HCR 220, welcoming the USS Vermont’s namesake visit and designating April 18, 2026 as USS Vermont Day. Members also offered announcements recognizing guests from the USS Vermont and related veterans’ groups, remembering former Representative Ken Harvey, and noting upcoming events such as March Madness pools, the Legislative Cabaret, a Rural Caucus meeting, and a NAMI Walks team. On the floor calendar, H. 723 on posting of land was taken up, amended as recommended by the Committee on Environment, and ordered to third reading on a 10-0-1 committee vote. The House then began second reading of H. 757 on manufactured homes and limited equity cooperatives; committee members described manufactured housing as a key affordable housing option in Vermont and said the bill would clarify how these homes are purchased, titled, taxed, and financed, while reducing costs and improving consistency for homeowners, lenders, and municipalities.
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • From there, they're sold to brokers, stacked in cages one on top of another, and transported across the
  • The life of many pet shop animals can be summarized by this: You go from puppy mill to broker, to pet
  • Puppy mill, to broker, to pet shop, to family, to return, oftentimes with a non-disclosure agreement,
Keywords: 995, all
Summary: The Senate opened with the Pledge of Allegiance, adopted a resolution congratulating Grant Marshall on earning Eagle Scout, and then passed two local/private bills to enactment: a sick leave bank for a Department of Correction employee and a measure waiving the Boston Police Department’s maximum age requirement for Luis Cabral. The chamber also received and journalized a communication from Senator Rush stating he would have voted yes on S. 3014 while away on Navy training. The Senate then took up several committee rule-suspension and extension orders. It approved extensions for the Joint Committee on Public Safety and Homeland Security on two late-filed matters until July 31, 2026, and approved two Health Care Financing extension orders, one extending 15 bills to March 31, 2026 and another extending six bills to May 1, 2026. Senators explained the delays as needed for hearings, stakeholder input, and mandated benefit reviews. The chamber also advanced local bills for Rutland recall elections, Boxford liquor licenses, Boston police age waivers, and Milton school construction timing, and adopted a resolution recognizing Endometriosis Awareness Month. A major portion of the session was devoted to H. 3014, the omnibus “Pets Act,” which combined provisions on animal welfare, pet shop sales, housing, insurance, and enforcement. Senators supporting the bill described it as banning the retail sale of dogs and cats from puppy mills, strengthening anti-cruelty enforcement, expanding access for animal control officers, limiting breed discrimination in housing and insurance, and protecting pet ownership in subsidized housing. Several amendments were debated: some were withdrawn or rejected, including proposals on renters’ insurance, nuisance barking, and property damage; others were adopted, including a compromise expanding protections for domestic animals, standards on animal welfare, and reporting/adoption requirements for research animals. The Ways and Means amendment was adopted as amended, and the bill was ordered to a third reading and then passed to be engrossed by roll call, with 38 members voting in the affirmative and none in the negative.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 11th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • bill from legislation passed in 2024 that deals with licensing fees and renewal fees for mortgage brokers
  • It adds the definition of the word 'originated', clarifying that broker-brokered loans aren't included
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Appropriations & Revenue. (7-1-26)

Appropriations & Revenue

Transcript Highlights:
  • We are like a mortgage broker if you think of us in simple terms.
  • My staff is involved in reviewing the data that's coming in, and this is available online.
  • data systems and<01:42:05.320> the<01:42:05.400> like.
  • ,<01:45:56.640> their plan, looking at their data, their plan, looking at their data, their
  • > of<01:45:58.080> where performance data, and kind of where performance data, and kind
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 087 Apr 11th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • Coordinating data meet local needs.
  • <02:37:20.640> storage<02:37:21.040> 12963,443 data storage 12963,443 data storage 12963,443
  • One competency and behavioral health data hub.
  • <02:48:33.520> hub 2100,100,000 health data hub 2100,100,000 health data hub 32,874,272456
  • Health data programs and information. Cancer registry, 10.2 FTE.
Keywords: 981, all
Summary: The House convened with a quorum, approved the prior journal, and heard several brief recognitions before moving to business. Members welcomed foster care advocates for Child Abuse Prevention Month, Girl Scouts visiting the Capitol, and participants in Black Maternal Health Week, with remarks emphasizing foster youth voice, leadership development, and the need for culturally competent maternal health care and doula/midwife support. The chamber then took up House Joint Resolution 1026, honoring former Governor Roy Romer and designating a portion of I-25 as the Governor Roy Romer Memorial Highway. Supporters highlighted Romer’s long public service, his work on education and infrastructure, and his role in major state projects. A proposed amendment to strike the word “memorial” was withdrawn, the House suspended the rules to allow Romer to speak from the well, and Romer offered remarks about legislative collegiality and the importance of democracy and listening to opposing views. House Joint Resolution 1026 was adopted on a 60-0 vote, with four excused and one absent. After a brief recess, the House returned to special orders and resumed reading House Bill 1410 at length, continuing through extensive appropriations language for the Department of Human Services, including child welfare, youth services, Medicaid-related transfers, SNAP and benefits administration, and other funding line items. No final action on House Bill 1410 was taken in the portion provided.
FL
Transcript Highlights:
  • data point?
  • Incident data has more than five times the categories of crime to be reported and collects data on the
  • transitioned away from collecting summary-based data to incident-based data beginning in 2021.
  • To provide background on how the data is reported to FDLE, local agencies enter their crime data into
  • The data collection was created to establish a minimum set of standard data elements that must be included
Summary: The committee heard budget presentations from the Florida Department of Law Enforcement, the Department of Juvenile Justice, and the clerks of court. FDLE outlined 28 legislative budget requests for fiscal year 2026-27, including funding for a new Fort Myers regional operations center lease, technology and data system upgrades, moving several programs off uncertain federal grants, expanding the wellness office, cryptocurrency seizure efforts, cybersecurity, forensic equipment, digital forensics, criminal history modernization, training, and the SAFE fentanyl enforcement program. Members asked about the reported 79% increase in officer misconduct cases, the role of body cameras and masking, public records request burdens on local agencies, and the status of Fibers and the Uniform Arrest Affidavit systems. FDLE said the misconduct data covers all sworn officers and corrections personnel, that many cases would not be affected by body cameras because they involve off-duty conduct or internal matters, and that it is working with agencies and vendors to improve participation in reporting systems. DJJ Secretary Matt Walsh updated the committee on the Florida Scholars Academy, describing the new unified education system across 39 residential facilities. He reported first-year enrollment, course completions, graduations, and compliance results, and said the program now provides in-person and blended instruction, individualized support, mental health services, and career and technical education. He also discussed staffing shortages in some detention facilities, the need for more residential beds, and the importance of recognizing and supporting staff. In response to questions, he explained how the program addresses students with disabilities and behavioral needs through one-on-one instruction, paraprofessionals, and immediate mental health support. The clerks of court presented a budget request centered on funding shortfalls and rising costs. Clerk and Comptroller Stacey Butterfield said clerks are operating with outdated funding levels despite increased statutory duties, higher postage and staffing costs, and growing workloads in priority case types such as injunctions for protection and other high-risk matters. The clerks requested $22 million in direct appropriations, including support for due process costs, jury management, and staffing for 37 new judges approved last session. Members also asked about Senate Bill 532, which Butterfield described as a CPI-based measure to update court fines and fees that have remained unchanged since 2008. The committee took no votes on the presentations and adjourned after discussion.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, February 27, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • unknown employee at the Social Security Administration, Leland Dudek, was caught sharing unauthorized data
  • Dudek was caught sharing unauthorized Dudek was caught sharing unauthorized data<01:47:30.360> with
  • :31.280> team<01:47:31.480> at<01:47:31.679> Doge<01:47:32.480> senior data
  • with Elon must team at Doge senior data with Elon must team at Doge senior officials<01:47:33.320>
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/20/25

Commerce and Consumer Protection

Transcript Highlights:
  • they investigate complaints involving all aspects of real estate that would be real estate agents, brokers
  • estate that would be real<00:06:45.039> estate<00:06:45.400> agents<00:06:46.160> Brokers
  • <00:06:47.319> companies real estate agents Brokers companies real estate agents Brokers companies
Keywords: 1187, senate, all
HI

Hawaii 2025 Regular Session

CPN Informational Briefing 11-12-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • They’re not diving yet into a lot of deep data for this Fed survey because the Fed survey is not focused
  • And they are also eviscerating all of my privacy and selling all of my digital identity and digital data
  • c> they<00:47:35.359> are<00:47:35.520> looking<00:47:35.680> for digital data
  • And they are looking for digital data.
  • <01:00:30.160> a and then maybe getting stale data a and then maybe getting stale data a quarter
Keywords: 912, senate, all
Summary: The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions. Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets. The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.
CA

California 2025-2026 Regular Session

Assembly Communications and Conveyance Committee Jul 16th, 2025

Communications and Conveyance

Transcript Highlights:
  • That's based on the actual claims and cost data.
  • And there's been representation about data that exists.
  • A report summarizing data isn't the actual data. So I think that's one question.
  • On page 28 of that report there is a complete page summary on how the data was aggregated, the data that
  • An example of some data shared with CAOC and the author.
Keywords: 988, house, all
NH

New Hampshire 2025 Regular Session

Senate Commerce (03/25/2025)

Commerce

Transcript Highlights:
  • According to recent data, New Hampshire has seen an alarming shortage of affordable housing, with an
  • According<01:31:55.440> to<01:31:55.679> recent<01:31:56.000> data,<01:31:56.480
  • > New<01:31:56.719> Hampshire According to recent data, New Hampshire According to recent
  • data, New Hampshire has<01:31:57.280> seen<01:31:57.440> an<01:31:57.600> alarming<
  • I've been a real estate broker for 35 years, and I've been on and off the planning board for the last
Keywords: 1191, senate, all
US
Transcript Highlights:
  • Before pouring data science on the problem, we need solid, reliable ground-truth data and a human-in-the-loop
  • to ensure data reliability.
  • So I built a model to pull in economic data, weather data, and all sorts of other information.
  • Would he grab the state data and CMS do the match? Would you do a match to private data?
  • To what data?
Summary: The meeting was chaired by Chairman Schweikert and involved a comprehensive discussion on how to utilize artificial intelligence (AI) for reducing waste, fraud, and improper payments within federal programs. Key witnesses, including Mr. Andrew Canarsa from the Council of the Inspectors General, provided insights on the potential of AI in enhancing government efficiency. The committee emphasized the importance of reliable data and thorough examination of AI application to avoid unintended consequences while addressing the estimated $162 billion in improper payments reported by the federal government. Concerns were raised regarding the recent firing of inspectors general and the impacts that could have on oversight and accountability processes.
CA

California 2025-2026 Regular Session

Assembly Appropriations Committee May 13th, 2026

Appropriations

Transcript Highlights:
  • With me here to testify is Albert Torrico with the California Pawn Brokers Association.
  • Alberto Torrico, on behalf of the California Association of Pawn Brokers.
Keywords: 988, house, all
Summary: The Assembly Appropriations Committee met on May 13, 2026, with a large agenda of 196 bills. After establishing quorum, the committee first approved two consent calendars covering numerous bills, then heard a series of author presentations and public testimony. Most measures discussed were housing, public safety, health care, and local government bills, with many authors and sponsors emphasizing that the proposals had minor, absorbable, or no state costs. Among the bills heard were AB 2641 on a sales tax exemption for pawnbroker redemptions; AB 2525 to create a narrow Surplus Lands Act exemption for Mission Bay Park in San Diego; AB 1732 and AB 2433 on student housing and the density bonus law; AB 2055 updating boating safety and enforcement laws; AB 1579 expanding children’s crisis residential options; AB 2139 for an Inland Empire sports-related Surplus Lands Act exemption; AB 2041 on EMS reporting compliance; AB 1973 expanding advanced practice clinicians’ authority for reproductive care; AB 1929 requiring health plan investment disclosures; AB 2700 on utility rates and wildfire victim compensation; AB 1809 removing the sunset on school job order contracting; SB 73 strengthening election security; AB 2418 streamlining commercial building permits; AB 1970 limiting step therapy for serious mental illness and substance use treatment; AB 2361 on peer-to-peer vehicle-sharing liability; AB 1976 streamlining bike and pedestrian project approvals; AB 2110 authorizing local tax increment financing for workforce housing; and AB 2146 easing documentation for supportive housing placements. Testimony was largely in support, often from sponsoring organizations, local governments, housing advocates, health groups, law enforcement, and wildfire survivors. AB 2700 drew especially extensive public support from Camp Fire and Tubbs Fire survivors and local officials, who urged stronger compensation for wildfire victims and relief from utility costs. AB 2034 and AB 1790 were mentioned during public comment as bills with opposition from industry groups, while AB 1903 and SB 417 also drew comment. Several bills were amended or noted as being subject to future amendments, including AB 1732, AB 2041, and AB 2418. The committee took action on the bills as they were heard, generally voting them out on due pass motions, many by roll call and several with members not voting on particular measures. The suspense calendar was then read and deemed approved, and the hearing concluded after public comment on bills not heard that day.
FL

Florida 2025 Regular Session

March 5, 2025 - 01:30 PM

Transcript Highlights:
  • Now, the mergers and acquisition brokers section of Chapter 517 is amended to adopt a revision to NASAA's
  • model rule for certain mergers and acquisition brokers.
Summary: The committee met with a quorum present and heard several insurance- and financial-services-related bills. HB 315 was temporarily postponed. The chair also noted that, following the speaker’s remarks, members should expect additional special meetings as the committee investigates insurance-related issues and seeks transparency and the truth. HB 497, relating to nonprofit agricultural organization health coverage, was presented as a way to give Florida Farm Bureau members—especially farmers, ranchers, and small business owners—more affordable health coverage options. An amendment added statutory placement changes, disclosures that the product is not commercially sold, and annual financial audits. Members discussed ACA-related protections, fraud, and insolvency concerns, and the bill received support from Florida Farm Bureau and was reported favorably 16-0. HB 379, the annual securities package, updated exemptions, foreign jurisdiction rules, the Florida Invest Local Exemption, merger-and-acquisition broker rules, fingerprinting requirements, and technical issues in the Securities Guarantee Fund. Three amendments clarified entity definitions and fingerprint/live-scan requirements; the bill drew support from industry and OFR and passed favorably 17-0. The PCS for HB 147 on consumer debt collection clarified prohibited communications during nighttime hours, with the sponsor and supporters explaining the intent was to allow email while restricting other forms of contact and reduce litigation over passive communications. Members and public witnesses discussed ambiguity in the wording, and the sponsor said further cleanup language may still be needed; the PCS was reported favorably 17-0. HB 655 on pet insurance and wellness programs created a regulatory framework for pet insurance, drew support from industry and humane society representatives, and passed favorably 17-0. HB 367 on home and service warranty association financial requirements allowed financial compliance through multiple contractual liability insurance policies and alternative parent-company documentation; an amendment corrected cross-references and duplicative language, and after questions about consumer protections and insolvency, the bill was reported favorably 17-0. Finally, HB 7003 preserved a public-records exemption for sensitive financial technology sandbox application materials; members discussed the sandbox concept and possible future issues, but no amendments were taken and the bill passed favorably 17-0. The meeting adjourned without objection.