Video & Transcript Research : 'judicial foreclosure'
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HI
Hawaii 2025 Regular Session
CPC Public Hearing - Wed Mar 19, 2025 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Community Land Trust is currently working diligently on even pulling families out of foreclosure.
- Community Land Trust is currently working diligently on even pulling families out of foreclosure.
- Community Land Trust is currently working diligently on even pulling families out of foreclosure.
- Senate Bill 332, SD1, HD1, relating to foreclosures. We have L Strong in support. Hello.
- Moving on to S.B. 332, SD1, HD1, relating to foreclosures.
Summary:
The committee met on March 19, 2025, and first heard SB 137 SD2 HD1 relating to electric utilities. The Division of Consumer Advocacy and the Public Utilities Commission said they stood on their written comments, IBEW Local 1260 supported the bill, and Ulupono Initiative also supported it. Hawaiian Electric supported the intent but asked for an amendment, saying the bill’s definition of “acquiring entity” was too broad and could unintentionally cover purely local utility transactions. A later witness from Life of the Land supported the bill only if the merger/acquisition language were removed, arguing the PUC would not have a workable mechanism to let a cooperative intervene in a utility sale process. Committee members questioned whether the bill could still work without that section, and Ulupono said it was open to clarifying language but did not seek to remove the provision; the discussion ended without a vote in the excerpt provided.
The committee then took up SB 1220 SD2 relating to a renewable gas tariff. The Division of Consumer Advocacy and the PUC again stood on written comments. HGas strongly supported the measure, saying it would create a faster, more cost-effective path for a voluntary renewable gas tariff without requiring a full rate case, while preserving PUC oversight and consumer protections. The Coalition for Renewable Natural Gas also supported the bill, emphasizing that it would expand consumer choice and help Hawaii’s clean energy goals while keeping the program voluntary and shielding non-participating customers from costs.
Henry Curtis of Life of the Land opposed the bill, arguing that HGas already had an active rate case and could have raised the issue there, and that the proposal did not increase renewable gas supply or speed up acquisition; he called it a gimmick. In response, HGas said the bill was mainly a mechanism to speed filing and that the details would be worked out in a PUC docket. Committee members pressed HGas on whether the measure would actually add renewable gas, what source would be used, and whether customers would simply be paying more for the same gas; HGas said it had two projects in development, including banagrass and hydrogen-related work, and that the tariff would be a voluntary opt-in rate for customers seeking renewable natural gas to meet sustainability goals. No vote was taken in the excerpt provided.
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 03/05/26
Housing and Homelessness Prevention
Transcript Highlights:
- They were foreclosures or short sales.
- They were<00:13:41.040>
foreclosures <00:13:41.880>or <00:13:41.960>short <00:13: - were foreclosures or short sales. were foreclosures or short sales.
- And I didn't realize it in foreclosure.
- uh home is going into foreclosure uh home is going into foreclosure and<00:29:07.680>
looking
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, April 7, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- <04:31:09.279>
It foreclosure. VASP was working. It foreclosure. VASP was working. - VA is taking a misstep that will push thousands of veterans into foreclosure.
- . foreclosure. foreclosure.
- This is cruel, wrong, and foreclosure.
- Critics of VASP who who foreclosure.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 2/24/26
Housing Finance and Policy
Transcript Highlights:
- Are we seeing foreclosures or short sales? And the answer's not really.
- Are we seeing foreclosures or short sales? And the answer's not really.
- Are we seeing foreclosures or short sales? And the answer's not really.
- Are we seeing foreclosures or short sales? And the answer's not really.
- Are we seeing foreclosures or short sales? And the answer's not really.
MN
Minnesota 2025 1st Special Session
House Housing Finance and Policy Committee 3/18/25
Housing Finance and Policy
Transcript Highlights:
- In terms of a person dying or a person who is going through foreclosure, it would come down to this:
- Paul, when a building goes through foreclosure, everybody ends up out on the streets and homeless.
- Paul, when a building goes through foreclosure, everybody ends up out on the streets and homeless.
- Paul, when a building goes through foreclosure, everybody ends up out on the streets and homeless.
- Paul, when a building goes through foreclosure, everybody ends up out on the streets and homeless.
Keywords:
landlord-tenant, victim confidentiality, domestic violence, sexual assault, stalking, tenant privacy, housing law, eviction, unpaid rent, damages, release of information, shared database, protective order, victim of violence, Minnesota Statutes 504B.206, housing finance, civil law, autism, rental properties, reasonable accommodation
AL
Alabama 2026 1st Special Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Apr 1st, 2026
Fiscal Responsibility and Economic Development
Transcript Highlights:
- But to those people that don't have another option, that truly do not, their home is in foreclosure—
- that truly do not, their home<00:10:51.360>
is <00:10:51.440>in <00:10:51.520>foreclosure - home is in foreclosure home is in foreclosure >> I<00:10:51.920>
said, <00:10:52.560
Bills:
HB586
AZ
Arizona 2026 Regular Session
03/19/2026 - House Artificial Intelligence & Innovation
Artificial Intelligence & Innovation
Transcript Highlights:
- going to throw in one more thing: How many of these veterans today are currently going through foreclosure
- going to throw in one more thing: How many of these veterans today are currently going through foreclosure
- There's some veterans that aren't at risk of foreclosure. There's some people.
- There's some veterans that aren't at risk of foreclosure.
Bills:
SB1020
Keywords:
special plates, Arizona Space Commission, transportation, funding, space exploration, 1182, all
Summary:
The committee first took up Senate Bill 1020, which would create Arizona Space Commission special license plates and direct a portion of the plate fee to the Space Exploration and Aeronautics Research Fund. The bill’s sponsor and the Arizona Space Commission chair testified in support, emphasizing Arizona’s growing space industry, the need for a funding stream for the commission, and the bill’s role in promoting aerospace jobs, education, and economic development. They noted a planned floor amendment to extend the implementation deadline from 2026 to 2027. Members expressed strong support and highlighted Arizona’s competitiveness in space-related activity.
The committee then heard a presentation from Deloitte on artificial intelligence in government. Deloitte described how AI and predictive analytics can improve state services, but stressed concerns about accountability, data quality, privacy, workforce impacts, and responsible use. The presentation used examples from public-sector data integration and predictive modeling, including how AI can help identify veterans who may qualify for benefits or other outreach, while cautioning that such tools should not be used for yes-or-no eligibility decisions. Members asked about data sources, accuracy, minors, privacy protections, and safeguards, and Deloitte said it follows a trust-and-governance framework and could provide more information later.
Finally, the committee heard from Pano AI on wildfire detection technology. The presenter explained that the company uses camera towers, AI, and human review to detect smoke early, provide location data to responders, and improve initial attack on wildfires. She said the system is already deployed across Arizona through utilities, state agencies, and local departments, with more installations planned, and described examples where early detection helped contain fires and support evacuation and jurisdictional response. Members asked about coverage, weather limitations, funding, and future capabilities, and the presenter said the technology is a tool that will continue improving through better prediction and integration with other fire-management systems. The committee adjourned after the presentations.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Economic Development, Tourism, & Labor. (2-20-25)
Transcript Highlights:
- are subject to the same requirements as other third-party purchasers in terms of collections and foreclosures
- third-party purchasers in terms of other third-party purchasers in terms of collections<00:03:26.239>
foreclosures - <00:03:27.120>
to <00:03:27.400>protect collections foreclosures to protect collections - foreclosures to protect Property<00:03:28.439>
Owners <00:03:28.799>Mr <00:03:29.000>
Keywords:
Meeting Start 00:00
Roll Call 00:17
SB 129 Discussion 00:46
SB 129 Vote 04:27
SB 178 Discussion 05:48
SB 178 Vote 07:57
SB 151 Discussion 09:01
SB 151 Vote 11:24
SB 201 Discussion 15:17
SB 201 Vote 21:48, 958, all
Summary:
The Senate Standing Committee on Economic Development, Tourism, and Labor met and first took up SB 129, with a committee substitute adopted before testimony. The bill would allow certain qualified third-party entities in Louisville Metro, including public bodies and long-standing nonprofits, to purchase certificates of delinquency on vacant and abandoned residential properties after 90 days, with the goal of returning blighted property to productive use and back on the tax rolls. Several members supported the measure as a tool for housing and economic development, while Senator Boswell and Chair Willer noted concerns about protecting vulnerable property owners, such as widows, the elderly, and people with disabilities. SB 129 was approved by the committee with favorable expression.
The committee then heard SB 178, which updates statutes related to the Education and Labor Cabinet by moving the Office of Vocational Rehabilitation’s Division of Program Policy into statute, renaming Business and Apprenticeship to Industry and Apprenticeship, and making related organizational changes. Testimony from cabinet staff said the changes reflect work already being done and that a floor amendment would be needed for one additional correction. The bill was advanced unanimously with favorable expression.
Next, the committee considered SB 151, which would bar state tax dollars from being used to pay persons not legally present in the United States. The sponsor argued the bill was needed to prevent Kentucky funds from going to undocumented workers on state job sites, while Senator Wheeler questioned what the bill would change beyond existing law and how such payments would occur through contracts or appropriations. Senator Yates said he was not opposed to the premise but wanted more time to review the bill’s mechanics, and Senator Thomas voted no for the same reason. Despite those concerns, SB 151 passed with favorable expression.
Finally, the committee heard SB 2011, a workers’ compensation bill that would delay newly appointed administrative law judges from taking office until Senate confirmation, extend current ALJ terms through June 1 of next year, and allow retention votes for board members to improve stability and attract more applicants. The sponsor said the bill addresses a loophole that can discourage qualified candidates from applying because they may have to leave private practice before confirmation. After a question about whether the bill would affect salaries, the sponsor explained compensation is set by statute and caseload need is separately reviewed. The bill received favorable expression and the meeting concluded with no further business.
CA
California 2025-2026 Regular Session
Assembly Arts, Entertainment, Sports, and Tourism Committee May 5th, 2026
Arts, Entertainment, Sports, and Tourism
Transcript Highlights:
- And then when that didn't come to fruition, the house went into foreclosure.
- And then when that didn't come to fruition, the house went into foreclosure.
- He had a house in foreclosure. At the time that he was at the lowest point of his life.
- He had a house in foreclosure. He lost his scholarship. He lost his NIL contract.
- And the home I bought, that was supposed to be my escape, went into foreclosure.
Summary:
The committee held an informational hearing on name, image, and likeness (NIL) financial literacy programs and how NIL is affecting student athletes in California. The chair opened by noting California’s early leadership on NIL and the need to ensure athletes have the education and support to manage contracts, taxes, budgeting, and other financial decisions. Witnesses across the panels generally agreed that NIL has created new opportunities but also significant risks, especially for young athletes who may lack experience, legal advice, or consistent institutional support.
Tyree Dillingham and Brandon Copeland described widespread financial vulnerability among student athletes, including confusion about pay, taxes, credit, and contract terms, and warned about predatory deals, cash advances, and conflicts of interest. They argued for standardized, mandatory financial literacy and stronger protections, including a players association model and limits on predatory practices. Mikey Williams and attorney Anthony Coronae gave a personal account of a NIL-related advance they said functioned like a payday loan, with terms they said were not fully understood and that left Williams owing money while his name and image were used to raise additional funds. They urged legal review, clearer rules, and guardrails to prevent similar exploitation.
Adam Shore, athletic director at the University of the Pacific, and San Diego State representatives Brendan Hill and Sloan Benchoff offered an institutional perspective. Shore said college sports are in a chaotic transition, with transfer rules, revenue sharing, and NIL creating pressure on schools, but he also described existing support structures and suggested California consider adapting sports-agent registration rules and pursuing a national solution. Hill and Benchoff highlighted San Diego State’s mandatory multi-year life skills program, which includes financial literacy, internships, and career preparation, and said that model should be standardized statewide. No votes were taken; the hearing was informational and focused on testimony, questions, and policy ideas.
MN
Minnesota 2025-2026 Regular Session
House Floor Session 4/25/25 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
AZ
Transcript Highlights:
- Essentially last year, a bill was passed that changed the foreclosure thresholds for planned communities
- assessments that's greater than $10,000, only the 18-month threshold of delinquency applies to foreclosure
- association, and addresses the vulnerability of a special assessment and a threat of immediate foreclosure
- If you owe $1 at the end of when it's due, your home could be processed for foreclosure. Okay.
Summary:
The Committee on Government opened with a lengthy chair statement about Department of Child Safety oversight, describing prior hearings that identified systemic failures in communication, child placement oversight, response times, transparency, and accountability. The chair said the committee would continue pursuing reforms through legislation and ongoing reporting requirements. During that discussion, members also raised concerns about child trafficking in congregate care settings and the need for separate legal representation for child victims, which was tied to recommendations and a bifurcation bill.
The committee then considered and advanced several bills. SB 1141, concerning presidential electors if a candidate dies, withdraws, or becomes incapacitated before the Electoral College meets, received testimony in support from election-law and ethics groups and passed 4-3. SB 1186, requiring disclosure of things of value given by companies or their affiliates when seeking government contracts or grants, also passed 3-3 after a tie-breaking due-pass outcome. SB 1808, allowing certain flags, including the Israeli flag, to be displayed in HOA communities, passed 4-3. SB 1050, as amended, would create a lifetime free state parks pass for qualifying veterans and a related Game and Fish license provision; state parks and Game and Fish testified about fiscal impacts and requested further work, but the bill passed 6-0 with one present vote after the amendment was adopted.
The committee also passed SB 1140, which creates a court-based expungement process for certain misdemeanor records, especially for trafficking survivors and others who have remained crime-free for five years; survivor advocates, anti-trafficking organizations, and legal service providers testified in support, and the bill passed 7-0 after an amendment clarifying limited uses of expunged records. SB 1437, requiring public records to be provided in the least expensive available format and favoring electronic delivery, passed 4-3 amid debate over transparency versus agency costs. SB 1246, raising the delinquency threshold before condominium lien foreclosure, passed 7-0. SB 1664, lowering signature requirements for constable nomination petitions in large counties, passed 7-0. SB 1338, addressing eligibility for state or local public benefits for certain noncitizens and unauthorized persons, passed 4-3. The committee adjourned after the final vote.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Municipalities and Regional Government Jun 21st, 2026 at 01:00 pm
Joint Committee on Municipalities and Regional Government
Transcript Highlights:
- We were proud to help craft the country's strongest eviction and foreclosure moratorium, which saved
- events after my father passed away, my mom lost her business, and then we lost our house due to foreclosure
- Public health research shows that displacement and the threat of displacement through evictions and foreclosures
- administrative failures beyond their improper promulgation of the regulations, as determined by the Supreme Judicial
Summary:
The Joint Committee on Municipalities and Regional Government held a long public hearing focused mainly on two sets of issues: proposals to amend or repeal the MBTA Communities Act, and bills to allow local rent stabilization. Committee chairs opened by explaining the hearing would be tightly managed because of the very large number of speakers, with testimony limited to two minutes per person and written testimony still accepted by email. Members and witnesses were called in a mix of in-person and virtual order throughout the hearing.
On the MBTA Communities Act, several legislators and local officials argued the law is too rigid and should be revised to account for local conditions. Speakers from small, rural, or infrastructure-limited communities such as Hanson, Halifax, Marshfield, Winthrop, Dracut, Carver, Rehoboth, and others said the law’s one-size-fits-all approach does not fit towns with limited water, sewer, transit access, or buildable land. Some filed bills would repeal the law, exempt certain communities, or create appeals processes based on infrastructure, environmental, or historical constraints. Supporters of the law’s changes emphasized local control and the need to avoid forcing development where communities believe it is impractical or inconsistent with town character.
A large portion of the hearing was devoted to rent stabilization legislation, especially S. 1447 and related House bills. Supporters included legislators, city councilors, tenant advocates, labor leaders, housing nonprofits, public health organizations, and residents who described sharp rent increases, displacement, homelessness risk, and the strain on working families, seniors, students, and people with disabilities. They argued local-option rent stabilization would let municipalities cap excessive increases and prevent no-fault evictions while preserving flexibility for local conditions. Opponents, including small landlords and property owners, said rent control would discourage investment, worsen housing quality, burden responsible owners, and drive small landlords out of the market. Some witnesses also supported a Cape Cod/Island transfer fee bill and a suburban infrastructure fund, arguing those would provide local revenue for housing or roads. No votes or formal committee actions were taken during the hearing.
LA
Bills:
HB37, HB51, HB173, HB180, HB192, HB306, HB366, HB393, HB485, HB516, HB521, HB526, HB638, HB752, HB817, HB976, HB1006, HB1044
Keywords:
HB37, expropriation, eminent domain, property rights, foreign entity, foreign corporation, limited liability company, LLC, reciprocal expropriation agreement, Louisiana property law, land acquisition, utility infrastructure, public utilities, railroad, waterworks, sewerage, natural gas pipeline, electric utility, telecommunications, carbon dioxide pipeline
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Feb 26th, 2025
Ways and Means Education
Keywords:
HB226, homestead exemption, ad valorem tax, property tax, property tax relief, widow, widower, unremarried spouse, surviving spouse, senior exemption, elderly, disabled, permanently and totally disabled, blind taxpayer, deed ownership, principal residence, school tax, county tax, municipal tax, Alabama Department of Revenue
FL
Florida 2025 Regular Session
Community Affairs Jan 14th, 2025
Transcript Highlights:
- BUT WE DO KEEP TRACK EVERY QUARTER, MORTGAGE BANKERS ASSOCIATION COMES OUT WITH DELINQUENCY AND FORECLOSURE
- WE ALWAYS COMPARE VERY FAVORABLY TO THE OVERALL STATEWIDE AVERAGE OF DELINQUENCY AND FORECLOSURES.
- LOOK AT OUR PORTFOLIO SENATOR AND LET YOU KNOW HOW MANY ACTUALLY PAID OFF OR SOLD OR WENT INTO FORECLOSURE
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 4 Feb 5th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Chairman Du wanted me to remind everybody that the Civil Judicial Area Committee will meet in room 450
Bills:
HB4139, HB4143, HB4144, HB3974, HB3303, HB3790, HB3697, HB3262, HB4226, HB2936, HB3322, HB4296, HB3278, HB4202, HB3648, HB3500, HB3037, HB3428, HB3257, HB3432, HB3043, HB3044, HB3078, HB3940
Keywords:
home warranty, service contracts, transparency, insurance regulation, consumer protection, motor vehicles, traffic collisions, car accident, auto accident, crash report, collision report, property damage threshold, Department of Public Safety, DPS, law enforcement reports, insurance claims, financial responsibility, uninsured motorist, private property accidents, public roadway
TX
Bills:
HB207, HB235, HB324, HB449, HB463, HB502, HB 1121, HB1445, HB1465, HB1778, HB1977, HB2000, HB2066, HB2596, HB207, HB235
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
TX
Bills:
HB207, HB235, HB324, HB449, HB463, HB502, HB 1121, HB1445, HB1465, HB1778, HB1977, HB2000, HB2066, HB2596, HB207, HB235
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
MN
Minnesota 2025-2026 Regular Session
Committee on State and Local Government - 02/18/25
State and Local Government
Transcript Highlights:
- Remember there were 4 million home foreclosures.
- , if you lived on the block with a foreclosure, your home value dropped, so you paid for it even though
- <01:08:37.400>
and <01:08:37.520>if were 4 million home foreclosures and if were 4 - million home foreclosures and if your<01:08:37.839>
home <01:08:38.199>and <01:08:38.319 - a foreclosure your home value with a foreclosure your home value dropped<01:08:47.640>
so <01:
MN
Transcript Highlights:
- crisis, when I started the Land Bank, the 2008 foreclosure crisis had swept over the city, swept over
- c> crisis<01:17:49.480>
when <01:17:49.639>I <01:17:49.840>started the Foreclosure - crisis when I started the Foreclosure crisis when I started the<01:17:50.320>
lamb <01:17:50.760 - /c><01:17:52.199>
the <01:17:52.840>uh <01:17:53.280>2008 <01:17:53.679>foreclosure - the lamb Bank uh the uh 2008 foreclosure the lamb Bank uh the uh 2008 foreclosure crisis<01:17:54.520