Video & Transcript : 'discount window' :
Page 25 of 314
NH
New Hampshire 2025 Regular Session
House Executive Departments and Administration (01/15/2025)
Transcript Highlights:
- whoa, whoa, hold on, 28A, wait a minute, you've consented to be part of this, and 28A is out the window
- 30:44.600><c> the</c> to be part of this and 28a is out the to be part of this and 28a is out the window
- and we have multiple court cases window and we have multiple court cases to<01:30:47.080><c> affirm<
- </c><03:53:36.439><c> rate</c><03:53:37.279><c> the</c><03:53:37.520><c> present</c> lower the discount
- rate the present lower the discount rate the present value<03:53:38.359><c> becomes</c><03:53:38.960
Summary:
The committee held an orientation for new and returning members of the House committee on agencies and administration, with introductions from members and staff. Chair Carol Maguire outlined her expectations for hearings: keep questions focused on the bill, be respectful to witnesses, and use the committee’s orientation opportunities to learn about the jail staff, retirement system, and Office of Professional Licensure. Members also discussed related assignments on other bodies, including the Joint Legislative Committee on Administrative Rules and the Joint Committee on Employee Classification, and noted that some members already serve on those panels.
A substantial portion of the meeting focused on the State Building Code and the committee’s upcoming workload. Members explained how the state code is intended to provide a common baseline while allowing limited local options, and why municipalities must formally adopt and publish any local amendments. They reviewed several anticipated bills: a consolidation bill to gather building-code enforcement materials in one place, a bill to update the state energy code, a bill to restrict municipal adoption of building-code changes, and a bill to update the electrical code. Members also discussed how building codes apply to older homes and commercial buildings, and why code updates are important for safety and clarity.
The chair said the committee had 36 bills currently scheduled, including many early bills that must move by March 6 because they will be heard by two committees. She said the committee would use subcommittees for harder bills, with three subcommittees this year: pensions, licensing, and likely state building code. She also outlined the hearing schedule, including lighter bills on February 12 and the expectation of executive sessions later in the month. No votes were taken during the orientation, but members were told that public hearings do not require a quorum and that hard copies of bills would be distributed by committee staff.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/05/2025)
Transcript Highlights:
- North Carolina has seen lower premiums and insurance discounts for proactive homeowners, and again there's
- up front if a wider range of discounts up front if you<00:19:12.960><c> are</c><00:19:13.240><c> able
- Rhode Island insurers get a huge discount.
- </c><03:57:36.920><c> along</c> professionals in the 30-day window along professionals in the 30-day
- window along with<03:57:37.520><c> the</c><03:57:38.319><c> pcps</c><03:57:39.040><c> Primary</c><03:
Summary:
The committee took up HB 297 with a non-germane amendment proposed by the Insurance Department to create the Granite State Home Mitigation and Resiliency Program. Commissioner DJ Beton explained that the program is intended to help homeowners reduce rising insurance premiums and avoid surplus lines coverage by funding proactive home and property improvements such as roof fortification, exterior and foundation work, flood protection, and tree removal. He said the proposal was developed after leadership asked for more statutory detail and for the idea to be vetted through policy committees rather than handled only in the budget process.
Beton said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 awarded on a first-come, first-served basis. He described the program as modeled on similar efforts in other states, with means testing tied to the Department of Energy’s weatherization/home heating assistance criteria. He also said the department would administer the program using one existing staff position, with coordination through Treasury, and that unspent funds would roll over for several years before reverting to the general fund.
Members asked about the unusual use of a non-germane amendment and how the bill would be handled procedurally, since the underlying bill and the new insurance proposal were unrelated. The chair explained that the amendment was being used as a vehicle to move the department’s proposal through the committee process and that the committee could later accept one part, both parts, or neither. No vote was taken in the portion of the meeting shown; the discussion ended with questions about administration, staffing, and the relationship between the underlying bill and the amendment.
LA
Transcript Highlights:
- From there, the PBMs will negotiate discounted rates for their plan sponsors.
- But the catch there is it's not the best price; it's the best discount.
- tells commercial employers that they're not entitled to getting discounts as well if the list prices
- So I believe that discounts are the root of all evil in this system.
- Instead, they compete by inflating them and creating more discounts.
Committee:
Senate Insurance
Keywords:
automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, behavioral health, crisis services, mental health care, insurance coverage, healthcare access, pharmacy benefit managers, reimbursement standards, local pharmacies, drug pricing, regulation
ND
North Dakota 2025-2026 Regular Session
House Human Services Apr 9th, 2025 at 10:00 am
Human Services
Transcript Highlights:
- In that area, I would ask that drug manufacturers shall provide the aggregate of any rebates, discounts
- Number three, if a drug manufacturer denies a 340B discount...
- Number four, disclose rebates, price protection payments, discounts, and other similar remunerations
- Number five, disclose rebates, price protection payments, discounts, and other similar remunerations
- and say the drug costs $500, but the discount makes it $5.
Committee:
House Human Services
Summary:
The committee first addressed Senate Bill 2387, which had previously included language expanding the definition of a sexual assault victim advocate to include advocates from organizations serving victims of sexual trafficking or other sexual violence. After concerns were raised that the language could broaden participation in forensic interviews beyond appropriately credentialed organizations, the parties agreed to remove that added language. The committee then reconsidered its prior action, adopted the amendment striking the new language, and passed SB 2387 as amended on a 12-0-1 roll call vote.
The bulk of the meeting focused on Representative Nelson’s proposed changes to a 340B-related bill, centered on expanding reporting and transparency requirements. His draft would require hospitals to report how 340B savings are used, and would also add reporting by drug manufacturers, pharmacy benefit managers, and health insurers on rebates, pricing, ownership interests, 340B savings, premiums, claims, and related data. Nelson argued the reporting was needed to give lawmakers better information about how the 340B program affects hospitals, insurers, pharmacies, and public costs, and noted the Department of Corrections also benefits from the program.
Testimony was mixed but generally supportive of more transparency. Sanford Health Plan said it needed more time to review carrier impacts and had concerns about employer-related language and rebate reporting. The North Dakota Hospital Association supported hospital transparency and said the broader approach was appropriate because hospitals are only one part of the 340B system. Several members raised procedural concerns about the scope of the proposal and the lack of a drafted LC amendment. The committee decided not to take final action on the 340B proposal that day, instead forming a subcommittee led by Representative Hendricks, with Representatives Dobervich and Bolinske, to work with LC and return with drafted language for further review on Monday.
AZ
Transcript Highlights:
- They were offered a 57% discount in Super Bowl experience tickets, but that's done sort of under a cloak
- Namely, if someone is delinquent on his or her fees, this lengthens the window out to 18 months, at which
- He gave an example of a 95-unit condominium association where 45 units had water damage from window issues
- I had a 95 condominium unit association. 45 of those units was experiencing water damage through window
Bills:
SB1246 , SB1338 , SB1428 , SB1443 , SB1501 , SB1566 , SB1571 , SB1645 , SB1646 , SB1663 , SB1688 , SB1805 , SB1808 , SB1825 , SCR1023 , SCR1029 , HB2079 , HB2080 , HB2130 , HB2239 , HB2324 , HB2375 , HB2610 , HB2619 , HB2620 , HB2716 , HB2745 , HB2749 , HB2837 , HB2857 , HB2968 , HB4064 , HB4066 , HB4087 , HB4130 , HCR2048 , HCR2058
Keywords:
homeowners associations, foreclosure, common expense liens, condominiums, special assessments, unit owner, public benefits, eligibility, immigration status, documentation, Arizona law, noise pollution, environmental nuisances, building permits, urban development, public health, administrative procedure, regulatory rights, small businesses, state agencies
OK
Oklahoma 2026 Regular Session
Appr/Sub-Health and Human Services Feb 4th, 2026
Transcript Highlights:
- I do think it's important to note when you talk about the overall system itself, and I don't discount
- what's projected to be for 27, we're running on a cash reserve right now of about a five- to six-week window
- On a five- to six-week window, we're talking a bad flu season.
- Again, we're already in that five- to six-week window.
Summary:
The subcommittee heard budget presentations and questions from several health and human services agencies, with members repeatedly emphasizing that agency numbers had been posted since October and that questioning should stay focused and brief. The Office of Juvenile Affairs said its $5.45 million request would support 162 employees receiving a pay adjustment, and members asked about juvenile care conditions and staffing. The Department of Human Services discussed major changes to child care subsidy funding, including a reduced subsidy request, a $11.5 million child care teacher recruitment/retention request, and planned eligibility and reimbursement changes; it also reviewed SNAP administrative cost shifts under federal law, the state’s SNAP error rate, and the risk of large future state costs if the error rate is not reduced. DHS also addressed TANF reserves, the DDS waiver wait list, the Greer Center buildout, the Advantage waiver supplemental, and meal service options for waiver members. OCCY described a largely personnel-driven budget, requests for more oversight staff, and workload pressures in juvenile competency evaluations. The Office of Disability Concerns reported a flat budget and said it relies mainly on mediation and informal resolution rather than enforcement. OSU Medical Authority said its Tulsa expansion, VA skybridge, and c-section suites remain on schedule, that psychiatric residency funding is being phased in over several years, and that it is working to reduce contract labor and evaluate service lines. J.D. McCarty Center reported its new ABA outpatient clinic is on time and on budget and is nearing full capacity. OMMA said its lab is following required standards, its FTE count is below budgeted levels because hiring depends on lab accreditation and other unknowns, and dispensary numbers continue to decline as the market matures. Oklahoma Rehabilitation Services said it needs about $1.4 million to avoid a maintenance-of-effort penalty and discussed aging campus capital needs and staffing vacancies. The Oklahoma Health Care Authority then outlined a very large budget requirement driven by utilization growth and the shift to value-based care, saying FY26 is currently stable but FY27 would likely require additional appropriations if the request is not fully funded.
NH
Transcript Highlights:
- Many toll agencies discount good deal.
- The rate of discounts varies by toll agency. New Hampshire currently has a 30% discount.
- </c> >> And then I get the discounted rate. >> And then I get the discounted rate.
- 11.279><c> rate</c> and you will not get the discounted rate and you will not get the discounted rate
- Is that um to get to get the discount.
Committee:
House Ways and Means
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 6th, 2026
Washington House Floor Meeting
Transcript Highlights:
- There's also a federal rule that prohibits duplicate discounts.
- So it helped ensure again... ...discount, rebate, or tax incentive for.
- What this is ensuring is that discounted drugs, say discounted across the board, to ensure that we don't
- What this is ensuring is that discounted drugs, say discounted across the board, to ensure that we don't
- In these arrangements, ...to benefit from discounted drugs through the program.
Bills:
HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5831 , SB6137 , SB6244 , SB6044 , SB6132 , SB5109 , SB5877 , SB6258
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives
Summary:
The House took up and passed Second Substitute Senate Bill 5292, which modifies the paid family and medical leave program. Supporters said the bill uses an actuarial model to set rates and maintains a four-month reserve to improve program stability. It passed final passage 95-1.
The House then considered Substitute Senate Bill 5841, dealing with completion of course and financial aid-related requirements. An amendment was adopted to add a financial aid calculator and require outreach to students who indicate they have completed a financial aid form, with supporters saying it would help students understand aid eligibility and access college opportunities. The bill then passed as amended, 92-4.
The most extensive debate was on Engrossed Second Substitute Senate Bill 5981, concerning the 340B drug pricing program and contract pharmacy relationships. Members offered many amendments seeking to limit the bill’s scope, add transparency, or direct 340B savings toward patient care, low-income patients, rural areas, or charity care; most were rejected. Supporters argued the bill would help safety-net providers, hospitals, and FQHCs, while opponents warned it would mainly benefit large hospital systems, create administrative burdens, and likely face litigation. After the House adopted the committee amendment and rejected the floor amendments, the bill passed 67-30. The transcript then moved on to other business, including Senate messages and the start of debate on House Bill 2487 on taxes, with one technical amendment to clarify taxpayer definitions.
FL
Transcript Highlights:
- goes into remission and then another type of cancer is diagnosed five years later within the 10-year window
- to get to my sensitive spot, and that is you just mentioned pretty casually, not that you were discounting
- If there's a ten-year window open to get $25,000, it seems rather de minimis that there shouldn't be
- a longer period than a year for a window to be open for just three times that amount when you die.
- I'm very, very open to having that one-year window expanded.
Bills:
S2500 , S2502 , S2504 , S7028 , S2506 , S2508 , S2510 , S2512 , S2514 , S2516 , S2518 , S0482 , S0678 , S0984 , S1016 , S1074 , S1706 , S7030
Committee:
Senate Appropriations
Summary:
The committee heard presentations on the Senate’s proposed 2026-2027 budget, SPB 2500, with chairs outlining major spending in K-12 education, higher education, health and human services, criminal and civil justice, transportation/tourism/economic development, and agriculture/environment/general government. Highlights included a $115 billion overall budget, pay raises for state employees and public safety workers, major K-12 funding increases and enrollment supplements, higher education workforce and nursing investments, expanded Medicaid/KidCare and behavioral health funding, corrections and law enforcement operational funding, transportation and housing investments, and significant environmental and water quality spending. Members asked about civic education funding, declining enrollment, professor retention, APD waiver waitlists, cultural grant allocations, and other line items. Public testimony also addressed HIV/AIDS drug assistance funding and prison air conditioning. SPB 2500 was adopted as a committee bill after amendment consideration and a roll call vote.
The committee then took up implementing and related budget bills, including SPB 2502 (implementing the General Appropriations Act), SPB 2504 (state employee bargaining placeholder), SB 7028 (Florida Retirement System contribution rates and related retirement changes), SPB 2506 (fuel tax distributions), SPB 2508 (state agency law enforcement radio system surcharge), SPB 2510 (termination of an unused court trust fund), SPB 2512 (new judgeships), SPB 2514 (K-12 conforming changes), SPB 2516 (higher education conforming changes), and SPB 2518 (health conforming changes). Most were explained as technical or conforming measures tied to the budget, and all were reported favorably as committee bills, with SB 7028 amended to direct a portion of increased contributions to disability and line-of-duty death benefits in the FRS investment plan.
The committee also heard and passed several member bills, including CS for SB 1074 on rounding rules for cash transactions in a world without pennies, CS for SB 678 restoring the alcohol loss deduction framework for distributors, and SB 964 on firefighter cancer benefits and prevention. SB 964 drew the most discussion, with questions about the one-year death-benefit window, the separate $25,000 cancer diagnosis payment, and whether the bill could create gaps in coverage for firefighters diagnosed or dying just outside the new time limits. Firefighter representatives testified in support, saying the bill would provide clearer protections for members and families. All of these measures were reported favorably.
FL
Transcript Highlights:
- into remission, and then another type of cancer is diagnosed five years later within the 10-year window
- to get to my sensitive spot, and that is you just mentioned, pretty casually—not that you were discounting
- If there's a 10-year window open to get 25 grand, it seems rather de minimis that there shouldn't be
- a longer period than a year for a window to be open for just three times that amount when you die.
- I'm very, very open to having that one-year window expanded.
Bills:
S2500 , S2502 , S2504 , S7028 , S2506 , S2508 , S2510 , S2512 , S2514 , S2516 , S2518 , S0482 , S0678 , S0984 , S1016 , S1074 , S1706 , S7030
Committee:
Senate Appropriations
Keywords:
budget, appropriation, education funding, healthcare, environmental protection, infrastructure, local government, Appropriations Act, funding, education, rural development, economic assistance, collective bargaining, state employees, labor relations, impasse resolution, negotiations, retirement, elected officials, Deferred Retirement Option Program
ND
North Dakota 2025-2026 Regular Session
House Human Services Apr 15th, 2025 at 03:30 pm
Human Services
Transcript Highlights:
- But I know that was brought to our attention because obviously a lot of your discounted drugs, specialty
- If you look at under that subsection A, the aggregate rebate, discount, or other financial incentive
- But I know that was brought to our attention because obviously a lot of your discounted drugs, specialty
- If you look at under that subsection A, the aggregate rebate, discount, or other financial incentive
- . of comparing perhaps efficacy with the drugs that are the most discounted under C, any government subsidy
Committee:
House Human Services
Summary:
The committee met with a quorum and took up the final bill on its agenda, Senate Bill 2370, which had been converted into a 340B drug transparency measure tied to insulin and broader prescription drug pricing issues. Representative Hendrix outlined the latest bill draft, explaining that it would require reporting by covered entities, contract pharmacies, federally qualified health centers, drug manufacturers, pharmacy benefit managers, and health insurers, with confidentiality protections, civil penalties, and staggered effective dates. He also noted unresolved questions about the scope of required reporting, possible overlap with federal reporting, and whether the Insurance Department would need a consultant to analyze the data.
Representative Dobervich then proposed an alternative amendment that would replace the bill language with a Legislative Management study on 340B transparency reporting during the 2025-26 interim. Her proposal would remove the detailed reporting mandates and instead direct a study of what information should be collected, how it should be used, who should receive it, staffing or contracted support needs, and stakeholder input from hospitals, pharmacies, FQHCs, rural health, state agencies, insurers, and manufacturers. Members discussed germaneness, the late-stage nature of the changes, and whether the issue had been adequately heard, while the Insurance Department testified that it had not previously studied 340B-specific data but supported transparency and could see value in either a study or reporting approach.
The committee first adopted the Hendrix amendment by a vote of 8-5, then voted on a do not pass motion on the amended bill, which passed 7-6. Representative Frelich was selected to carry the bill. The chair then adjourned the committee for the last time and reminded members about the committee dinner.
ID
Transcript Highlights:
- So I don't think there's any way around the insurance company knowing what the discounted price could
- But in the end, that discount that we get, my deductible is $19,000.
- So could I get a cash discount if I pay you?
- Given what the doctor says, I'm assuming that the reason a provider would discount it is because there's
- So it's not like a special discount for this individual.
Committee:
House Business
NH
New Hampshire 2026 Regular Session
Senate Health and Human Services (03/11/2026)
Health and Human Services
Transcript Highlights:
- plans and discount discounts.
- </c> that we adopt these types of discount that we adopt these types of discount plans<01:00:58.000><
- c> and</c><01:00:58.240><c> discount</c><01:00:58.880><c> uh</c><01:00:59.359><c> discounts.
- </c><01:01:00.240><c> Uh,</c> plans and discount uh discounts. Uh, plans and discount uh discounts.
- And, you know, these discount cards and discount programs are being used, but in order to get to the
Committee:
Senate Health and Human Services
KY
Kentucky 2025 Regular Session
House Standing Committee on Natural Resources & Energy (2-27-25)
Transcript Highlights:
- For example, we have an emergency wastewater rate assistance program that provides a 30% discount to
- program for those that are over 65 where they get a 30% discount in their bill, provided that their
- For example, we have an emergency wastewater rate assistance program that provides a 30% discount to
- program for those that are over 65 where they get a 30% discount in their bill, provided that their
- </c><00:09:39.519><c> program</c> have a senior C citizen discount program have a senior C citizen discount
Summary:
The committee first took up House Bill 387, which would amend MSD governance and spending rules in Louisville. The sponsor said the bill was intended to add oversight and accountability in response to large MSD rate increases, though the original rate-approval provision had been removed because of concerns about contracts and bond ratings in Oldham and Bullitt counties. MSD Executive Director Tony Parrott testified that MSD is a public utility serving more than 800,000 people through wastewater, stormwater, and flood protection services, and argued that most rate pressure comes from federal and state mandates tied to a consent decree and other orders. He said MSD already provides annual notice and bond approvals through Metro Council, offers customer assistance programs, and needs flexibility for advertising, public notices, recruitment, and compliance. Members discussed stormwater funding, aging infrastructure, flood control, and the bill’s limits on advertising and other expenditures. The committee substitute was adopted and the bill passed on a roll call vote.
The committee then considered House Concurrent Resolution 22, as substituted, which expressed support for exploring nuclear energy and included language noting Kentucky’s ability to use nuclear waste, uranium tailings, and spent fuel in ways described by the sponsor as cleaner. Supporters said Kentucky faces an energy shortage and that nuclear, including small modular reactors, should be part of the state’s future energy mix. Some members said they would support the resolution but wanted a feasibility study or noted that it does not carry the force of law. The resolution passed.
Finally, the committee began House Bill 519, sponsored by Representative Fugate, which would prevent utility companies from passing demolition costs for retired coal-fired or fossil-fuel plants on to ratepayers. The sponsor cited sharply rising electricity bills in eastern Kentucky, the decline in coal employment, and the burden of demolition costs from the Big Sandy plant being placed on customers. He argued that utilities should absorb those costs rather than shifting them to ratepayers. The bill was introduced with a motion and second, and the committee was preparing to hear further questions and testimony when the transcript ended.
NH
New Hampshire 2025 Regular Session
House Ways and Means (03/18/2025)
Transcript Highlights:
- c> rate</c> per purchase at that discounted rate per purchase at that discounted rate only<01:53:24.599
- They might give Hitchcock a 15% discount, but they're not going to give me a discount because I'm not
- </c><02:19:50.840><c> but</c> give Dad Hitchcock a 15% discount but give Dad Hitchcock a 15% discount
- </c> is able to get that uh discounted is able to get that uh discounted pricing<02:53:51.279><c> follow
- </c><03:03:08.319><c> as</c> the website cannot just be discounted as the website cannot just be discounted
Summary:
The committee heard testimony on House Bill 224, which would redirect most money from New Hampshire’s renewable energy fund back to electric ratepayers. The bill sponsor argued the measure would lower energy costs, noting recent utility rate increases and estimating annual savings of roughly $2.5 million to $7.3 million for ratepayers. Supporters said the fund has accumulated money that should be returned to customers rather than used for subsidies, and they emphasized that the state has already rebated similar funds from RGGI for years.
Opponents, including Rep. Kat McGee, argued the renewable energy fund is a successful, nonlapsing dedicated fund that supports local clean-energy projects, energy resilience, emissions reductions, and private investment. McGee said the fiscal note overstated the benefit of rebates and understated the loss of investment, claiming the average annual rebate would amount to less than $10 per customer while the program has helped leverage significant private dollars and nearly 10,000 projects. She urged the committee to reject the bill as a poor deal for the state and ratepayers.
Committee members questioned the fiscal note, the size of the rebate, whether the bill would set a precedent for other dedicated funds, and whether the program’s incentives amount to picking winners and losers. The Department of Energy testified neutrally, explaining how the renewable energy fund works, including renewable energy credits, alternative compliance payments, and the fund’s use for renewable energy initiatives. No vote was taken in the portion of the hearing provided.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 14 Feb 24th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- I don't get the discounted rates, correct? Thank you for that question. That's also correct.
- Isn't it an offset and the value of bringing a large amount of clients to them at a discount rate?
- ...is bringing a large amount of clients to them at a discounted rate.
- When the discount schedule goes away...
- in the delta between the discount that's now gone off the policy benefit?
Bills:
HB1411 , HB3143 , HB3144 , HB3901 , HCR1019 , HB3981 , HB4248 , HB3194 , HB3849 , HB4095 , HB4302 , HB3342 , HB3344 , HB3287 , HB3645 , HB3647 , HB3930 , HB3931 , HB1818 , HB4454 , HB4336
Keywords:
True Grit Trail, Oklahoma, tourism, signage, Department of Transportation, state parks, historical sites, economic development, medical marijuana, license transfer, Oklahoma Medical Marijuana Authority, moratorium, business regulation, commercial grower licenses, licensing restrictions, agriculture, psychological autopsy, mental health, suicide prevention, state health department
TX
Transcript Highlights:
- That we're not mandating that they give a discount.
- If people could do this and get the discount, right?
- For example, TWIA offers a fairly substantial discount on their coverage.
- And we think that you'll see the market coming in with that science, with voluntary discounts.
- And it's, again, it was done in 2022, but the study shows. ...the discount and then the variety of discounts
Bills:
HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689
Committee:
House Insurance
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
MO
Transcript Highlights:
- Reporting nationally shows that these discount programs offer anywhere between 20 to 40% off on annual
- Reporting nationally shows that these discount programs offer anywhere between 20 to 40% off on annual
- It is, at this point in time, operated and advertised as a discount program exclusively.
- Right now, it is a discount program. So you could look at it both ways.
- And then now, if this were to pass, the insurer would be locked into that discounted rate moving forward
Committee:
House Insurance and Banking
Summary:
The Insurance Committee held public hearings on House Bill 3328 and House Bill 2324. HB 3328, sponsored by Rep. Castile, is a broad homeowners insurance package that would redirect insurance dedicated fund money into a Missouri Stronger Homes Fund, create a Missouri Disaster Mediation Act for disaster-related claims, update public adjuster regulation, strengthen fraud provisions, add consumer notices, and establish roof-hardening grant programs. The sponsor and the Department of Commerce and Insurance said the bill is still being revised in a committee substitute, especially on public adjuster language and fortified roof standards. Committee members asked about the dedicated fund, mediation benchmarks, the role of public adjusters, and how the program would affect disaster recovery in places like St. Louis.
Testimony on HB 3328 was mixed. The Department of Commerce and Insurance and several insurance industry groups supported the bill’s consumer protections, mitigation funding, mediation process, fraud language, and assignment-of-benefits ban, but said the public adjuster fee cap would likely be removed and that the bill needs technical changes for mutual insurers and roofing standards. Public adjusters testified in opposition to the cap as written, saying their fees are typically 10-15% and are disclosed in contracts, and that they were working with the sponsor on revisions. A shingle manufacturer also opposed the fortified roof language as drafted because some of its products may not fit the current standard. The committee then closed the hearing on HB 3328.
The committee next heard HB 2324, sponsored by Rep. Lucas, which would restrict the sharing or sale of vehicle driving data and was described by the sponsor as a privacy bill aimed at stopping companies like OnStar from selling driving data to insurers. Opponents from the Missouri Insurance Coalition and NAMIC said the bill would not actually target OnStar, but would instead interfere with voluntary telematics-based discount programs used by insurers, potentially raising premiums and creating administrative burdens. They also noted existing federal and state rules already govern insurer data use and that the bill could create a mismatch between risk and pricing. The hearing on HB 2324 was then closed, and the committee adjourned.
NY
New York 2025-2026 Regular Session
New York State Senate Session - 05/13/2026
New York Senate Floor Meeting
Transcript Highlights:
- "Your bill speaks to bona fide discounts.
- But I'm told that the real reason that these things are there is to provide discounts, so if we're going
- I think that we'll end up pricing people that we want to get a discount in order to incentivize them
- I THINK THAT WE'LL END UP PRICING PEOPLE THAT WE WANT TO GET A DISCOUNT IN ORDER TO INCENTIVIZE THEM
- And so, let's not pretend this is about protecting discounts when discounts are exclusively protected
Summary:
The Senate opened with routine business, approved the prior journal, and received several motions to discharge identical Assembly bills from committee and substitute corresponding Senate bills. Members also offered brief recognitions for visitors, including Yemeni American community advocates and Cheri Davis, who was honored for her Alzheimer’s advocacy and support work. The chamber then took up several previously adopted resolutions, including Armenian Genocide Remembrance Day, Period Poverty Awareness Week, and Nurses Week, with senators speaking in support of each measure’s purpose and importance.
The body then moved through a long calendar of bills, passing a wide range of measures on education, public health, correction law, environmental conservation, municipal law, agriculture, and consumer protection. Notable floor discussion included Senator Ramos explaining her support for a bill requiring salons and similar businesses to display multilingual domestic violence resource information, and Senator Gianaris and Senator Borrello debating a bill to prohibit electronic shelf labeling in stores over concerns about surveillance, dynamic pricing, and impacts on brick-and-mortar retailers. Senator May and Senator Skoufis also spoke on an environmental conservation bill concerning American eel management, with May supporting the species protections and Skoufis objecting to the bill’s structure.
Most bills were adopted by wide margins, though several drew recorded negative votes. The Senate passed the domestic violence information bill, the electronic shelf-labeling bill, and multiple other measures, including bills on eviction notice procedures, surrogate court procedure, and environmental conservation. After completing the calendar, the Senate reported no further business and adjourned until the next day at 11:00 a.m.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (01/28/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- Think of it like a good student discount, where insurance providers provide discounts to young people
- percentage discount in this bill, but rather<04:46:32.000><c> a</c><04:46:32.638><c> discount</c><04:
- And when you have a blanket discount And when you have a blanket discount that<04:57:28.798><c> isn't
- </c> on premiums to subsidize those discounts on premiums to subsidize those discounts because<04:57:
- . discount. discount.
Committee:
House Commerce and Consumer Affairs