Video & Transcript Research : 'banking'
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MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 2/24/26
Energy Finance and Policy
Transcript Highlights:
- like to think of us as a community bank like to think of us as a community bank with<00:10:29.120
- We first in your local community bank.
- And with other banks around the state.
- If we million in capital from a bank.
- Secondly, we know a traditional bank.
Keywords:
virtual power plant, VPP, distributed energy resources, DER, demand response, load management, grid modernization, peak demand, peak shaving, battery storage, energy storage, solar photovoltaic, solar panels, electric vehicles, smart thermostats, heat pumps, aggregator, public utilities commission, PUC, rate recovery
MA
Massachusetts 2025-2026 Regular Session
Informal House Session 75 Jun 21st, 2026 at 11:00 am
Massachusetts House Floor Meeting
Transcript Highlights:
- Second reading of the bills: An act establishing a sick leave bank for Robert Tiro, an employee of the
- Third reading of the bill: An act establishing a sick leave bank for Kendra Winner, an employee of the
- Third reading of the bill: An act establishing a sick leave bank for Carlos Borges, an employee of the
- Third reading of the bill: An act establishing a sick leave bank for Robert Tiro, an employee of the
- prepared, is now before the House for final passage: Senate No. 2580, an act to establish a sick leave bank
Summary:
The House opened with the Pledge of Allegiance and received a message from the Governor submitting fiscal year 2025 supplemental appropriation requests, which were referred to the Committee on Ways and Means. The House also adopted a resolution congratulating Sergeant Michael Campanelli on his retirement from the Franklin Police Department after suspending the rules.
Members then took up several bills on second and third reading, including measures on surveillance pricing in grocery stores, real estate appraiser record retention, eliminating the residency requirement for fortune tellers, taxes due upon the death of active duty personnel and the elderly, and a local bill for Palmer liquor licenses. The House also considered and advanced local and personnel-related bills, including a sick leave bank for Robert Tiro, a charter amendment for Sandwich, a sick leave bank for Kendra Winner, additional wine and malt beverage licenses for Lexington, non-civil service public safety personnel in Wellesley, and a sick leave bank for Carlos Borges.
The House passed to be enacted House No. 4004, validating the results of a special election in Harwich, and enacted Senate No. 2580 establishing a sick leave bank for Robert Tiro. For Senate No. 2580, the House first adopted the emergency preamble by a recorded division vote of 3 in favor and none opposed, then passed the bill to be enacted. The House then adopted an order to adjourn until Thursday at 11 a.m., and adjourned accordingly.
AZ
Transcript Highlights:
- title 6, chapter 2, article 1 of the Arizona Revised Statutes by adding section 6-194, relating to banks
- The whole bill says this state may not require a bank or financial institution to use a social credit
- score when the bank or financial institution evaluates whether to lend money to a customer.
- And suppose you are a bank or financial institution that wants to follow this law and you really don't
- Our banks are not allowed to use flimsy reasons about lending money, but most importantly, I would hope
Summary:
The Arizona Senate convened with prayer and the Pledge of Allegiance, welcomed guests from the Arizona Psychiatric Society and Brigadier General John Connolly, and adopted a lighthearted April Fool’s proclamation directing the sergeant-at-arms to wear a silk top hat. The chamber also approved a House request to adjourn from April 2 to April 7, and transmitted Senate Bills 1181 and 1473 to the Governor. Later, the Senate observed a moment of silence for Passion Swartz after a personal privilege statement about her disappearance and death, and discussed the need to improve turquoise alert practices.
The Senate then considered two Committee of the Whole calendars. On the first, it advanced HB 2120 on property tax exemptions and disability determinations, HB 2174 on insurance modeling/data organizations, HB 2289 on truth-in-taxation bond notices, HB 2861 on marital/postnuptial agreements, and HB 2903 on banks and financial institutions, all receiving do-pass recommendations and later passing the Senate. On the second calendar, it advanced HB 208 on school libraries and professional associations, HB 2040 on public educational institutions and adoption information, HB 2075 on school employee contracts, HB 2203 on Department of Education reporting requirements, HB 2255 on school employee training, HB 2383 on school district leases and housing development, and HB 257 on a special plate tied to the mining museum; all were adopted from committee and passed the Senate, with HB 2255 requiring and receiving a three-quarters vote.
Several bills drew floor debate and recorded opposition. Senators argued that HB 2075 unfairly applied transparency rules only to school districts, HB 2174 weakened insurance consumer protections, HB 2289 could bias voters on bond measures, HB 2903 used vague “social credit score” language, HB 2008 attacked school librarians, and HB 2040 imposed adoption messaging in health settings. Despite these objections, the Senate passed each measure by recorded vote, with HB 2223 and HB 2203 passing unanimously or near-unanimously, and the remaining bills passing by varying margins before being transmitted to the House.
MN
Minnesota 2025-2026 Regular Session
Consumer Rights in Minnesota – Senator Ann Rest Mar 3rd, 2025
Minnesota Senate Floor Meeting
Transcript Highlights:
- be true may be proposing some sort of financial reward for sending in a Social Security number or bank
- Just like the gangster who, when asked why do you rob banks, said, 'Because that's where the money is
- they will gain some sort of financial reward for sending in their Social Security number or their bank
- number or their bank number and um<00:01:35.040>
we <00:01:35.159>are <00:01:35.399> - Just like the gangster who, when asked why do you rob banks, said, 'Well, why are the biggest number
WY
Wyoming 2026 Regular Session
House Floor Session-Day 8, February 18, 2026-AM
Wyoming House Floor Meeting
Transcript Highlights:
- c> Representatives Banks, Davis, Fornstrom, Representatives Banks, Davis, Fornstrom, Johnson,<00:07:44.000
- > Representatives Banks, Davis, Forstrom, Representatives Banks, Davis, Forstrom, Johnson,<00:08:15.919
- > Representatives Banks, Davis, Forstrom, Representatives Banks, Davis, Forstrom, Johnson,<00:09:17.760
- Representative<00:11:11.440>
Banks. <00:11:12.640>Absent, Representative Banks. - Andrew, Angelos, Banks, excused.
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means General Fund Committee Mar 31st, 2026
Ways and Means General Fund
Transcript Highlights:
- And this is just another step in making the adjustment on our food banks.
- Each partner food bank the following.
- And this calculation for each food bank.
- <00:15:24.560>
You <00:15:24.639>know, adjustment on our food banks. - You know, adjustment on our food banks.
Bills:
SB146, SB143, SB144, SB145, HB224, SB152, SB153, SB154, SB162, SB226, SB146, SB143, SB144, SB145, HB224, SB152, SB153, SB154, SB162, SB226
Keywords:
supplemental appropriation, FY2025 budget, general fund, Alabama State Board of Public Accountancy, Unified Judicial System, court automation, advanced technology and data exchange, judiciary funding, transportation debt service, highway bonds, bridge bonds, Alabama Department of Transportation, ALDOT, public highways, federal matching funds, state appropriations, bond principal and interest, special funds, budget amendment, SB143
CA
Transcript Highlights:
- And, of course, our diapers and our diaper banks.
- How is this going to affect people who are going to food banks?
- Josh Wright with the California Association of Food Banks.
- Josh Wright with the California Association of Food Banks. Thank you.
- Josh Wright with the California Association of Food Banks.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 01:00 pm
Transcript Highlights:
- Chris Richards, Chief Banking Officer for Mutual Bank Corp, with a mutual holding company for Cape Cod
- 5 Cent Savings Bank based in Hyannis and Fidelity Cooperative Bank based in Leominster.
- Welcome, Chris, and thank you. ...cooperative bank based in Leominster.
- We have 500 bills between insurance, banking, crypto, health care.
- We have 500 bills between insurance, banking, crypto, and health care.
Summary:
The House and Senate chairs opened the first organizational meeting of the special initiative commission created by Chapter 238 of the Acts of 2024 to study the future of payments and sales transactions by credit card and the impacts on small businesses. They explained that no testimony would be taken at this meeting; instead, the commission would begin its work, introduce members, and prepare for future hearings and a final report with recommendations on credit cards and other payment methods.
The chairs outlined the commission’s charge: to examine payment trends, cashless transactions, credit card fees, mobile payments, buy now, pay later financing, and the effects of section 28A of chapter 140D on small businesses. They said the commission would likely organize hearings around business and consumer impacts, the legal and regulatory landscape, and policy options such as transparency measures, reporting requirements, and possible limits. Members discussed the importance of hearing from retailers, restaurants, banks, small businesses, and possibly experts, and suggested considering cryptocurrency and whether hearings should be held outside the State House or include regional access.
Several commissioners and stakeholders introduced themselves, including representatives from the Attorney General’s office, the House, the Executive Office of Economic Development, the Commissioner of Banks, retail and restaurant associations, a banking representative, and two small business owners. The chairs said interested parties could sign up to testify or receive notices, written testimony would be accepted, and the first hearing was tentatively set for April 8 in Gardner Auditorium. The meeting ended with a motion to close, which passed unanimously.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 3 on Health and Human Services May 20th, 2026
Transcript Highlights:
- And the diaper bank approach was one.
- We are a state-funded diaper bank and a member of the California Association of Diaper Banks.
- to continue the state's diaper bank program.
- $16.5 million to continue the state's diaper bank program.
- Josh Wright, with the California Association of Food Banks.
Summary:
The hearing opened with Department of Finance and Legislative Analyst’s Office remarks on the May Revision, which both described efforts to reduce large out-year operating deficits through a mix of revenue increases, spending reductions, and reserve use. Finance said the May Revision more than halves projected deficits in later years, while LAO stressed that revenues are at unprecedented levels yet the state still faces a significant structural deficit and is drawing down reserves; LAO urged maintaining at least the administration’s level of budget solutions and adding to reserves rather than new ongoing commitments. The chair echoed concern about cuts to vulnerable populations and noted the tension between service reductions and requests for additional administrative positions.
The committee then heard a series of California Health and Human Services and HCAI proposals, including additional legal support for CalHHS to respond to federal HR1 changes; a net-zero transfer of positions for a centralized eligibility/data-sharing platform; 988 crisis line implementation funding and continued work with the Trevor Project to train crisis centers to better serve LGBTQ youth; EMS data system maintenance funding; HCAI implementation of AB 1312 hospital charity care screening; SB 660 data exchange framework funding; CalRx biosimilar insulin reappropriation; and a diaper access initiative that would provide free diapers to newborns in participating hospitals and support a future direct-to-consumer purchasing option. Members questioned the diaper program’s universal design, the use of a Public Contract Code exemption, and the selection of Baby2Baby, with the chair expressing concern about optics and the lack of an income threshold.
The committee also discussed distressed hospital funding, with HCAI requesting up to $50 million for another round of grants to hospitals in immediate financial distress. HCAI said it receives annual and quarterly financial reports but the data lag limits real-time monitoring, and the LAO recommended stronger program parameters and turnaround plans. Members argued the repeated need for distressed hospital aid reflects a structural problem, not a short-term gap, and raised broader concerns about hospital reimbursement and patient flow. Other items included reverting $19.6 million in unused opioid settlement funds from HCAI to DHCS for General Fund offset, and a Rural Health Transformation Program request to increase HCAI spending authority to cover the full federal award.
Later, DMHC presented funding requests to implement PBM licensing and financial review requirements under AB 116, modernize the managed care complaint system, and build an electronic claims settlement data system under AB 3275. The final major discussion focused on the Behavioral Health Services Oversight and Accountability Commission, which opposed the May Revision’s proposed reduction of its Innovation Partnership Fund from $20 million to $10 million and a $6.7 million cut to community advocacy grants. The Commission argued these programs are core to Proposition 1’s goals of statewide innovation and community accountability, while Finance said the proposal is consistent with Proposition 1’s maximum funding levels and reflects a broader effort to prioritize direct services and use unspent prior-year funds; members pressed for more information and questioned whether the cuts would undermine the new behavioral health framework.
AZ
Transcript Highlights:
- who might want to debank you because the bank finds out that you're a purchaser of a firearm?
- And he said, “Well, we’ll have to get the bank manager to go ahead and override the deposit.”
- I know that that’s happening, and that’s why I call Bank of America the Bank of China.
- And he said, “Well, we’ll have to get the bank manager to go ahead and override the deposit.”
- I know that that’s happening, and that’s why I call Bank of America the Bank of China.
Keywords:
spousal maintenance, court guidelines, self-sufficiency, financial support, marriage dissolution, concealed carry, gun permits, firearms training, public safety, criminal history checks, local recognition, firearms, merchant codes, financial privacy, Second Amendment, data protection, riot, planning, racketeering, criminal conspiracy
Summary:
The Judiciary Committee heard and advanced several bills. SB 1160 would make it a class one misdemeanor to fly a drone within one mile of a ticketed entertainment event, with exceptions for authorized personnel or written consent; NASCAR testified in support on public safety grounds, and the bill received a due pass recommendation by a 6-1 vote. SB 1093 would expand the definition of riot to include force or threats causing property damage and add riot as a predicate offense for conspiracy and racketeering; the Arizona Attorneys for Criminal Justice opposed it as overly broad, while the sponsor argued it would target organized, paid riot activity. The committee approved it 5-2.
SB 1049 would place a finite limit on spousal maintenance awards and direct the Supreme Court to consider related guideline factors; the sponsor said it was intended to prevent open-ended maintenance, while members questioned the fairness of a four-year cap in long marriages. It passed 5-2. SB 1053 would require Arizona residents to pay 10% of the nonresident fee for concealed weapons permits, with the director able to adjust fees to keep the program revenue neutral; supporters said residents should not pay the same as nonresidents and that the bill could encourage training and background checks, while opponents argued it could reduce state revenue. It passed 6-2.
The committee also approved SB 1058, which bars government entities and certain private financial actors from maintaining firearm registries or using merchant category codes to identify firearm retailers, with supporters framing it as a privacy and Second Amendment measure and opponents warning about tracking and debanking; it passed 6-2. Finally, SB 1211 would allow victims of felony aggravated harassment involving domestic violence to seek a lifetime injunction against the offender; domestic violence and victim advocacy groups supported it as closing a gap for repeat victims, and the bill passed unanimously 9-0 after discussion clarified that no amendment was offered.
WY
Wyoming 2026 Regular Session
Select Committee on School Finance Recalibration, June 24, 2026 - PM
Select Committee on School Finance Recalibration
Transcript Highlights:
- Committee members, Dickie Shiner and Carla Banks with the Wyoming Department of Education.
- Sorry. >> Banks. >> Banks. >> Banks. Ms. [laughter] Banks. Apologies. Um, we get a lot of names.
- Banks, just one quick question... Ms. Banks, just one quick question for you.
- Banks, I just have one other question just for some clarification for myself.
- Banks, Banks, um, on that.
TX
Transcript Highlights:
- And for at one time, Bank of America was very vocal about its opposition to Texas energy, to oil and
- It said to banks like them and Goldman Sachs and others, if you were going to refuse to extend credit
- And for at one time, Bank of America was very vocal about its opposition to Texas energy, to oil and
- It seems to me we're taking over the banks. Thanks, Senator.
- Taken over the banks. Thanks, Senator. Senator Hughes, you are recognized for a motion.
Summary:
The Senate took up and passed Senate Bill 945, which concerns political shareholder proposals by insurers and insurance holding companies. Senator Hughes argued the bill would protect Texas-based insurers from activist shareholder pressure, especially proposals aimed at limiting insurance coverage for oil and gas companies for ESG or political reasons. The motion to suspend the regular order was adopted over objection, and SB 945 passed to engrossment on a 20-10 vote with one present not voting.
The chamber also passed Senate Bill 1117, allowing any Texas-licensed dentist to administer botulinum toxin in oral or maxillofacial regions for aesthetic purposes, and House Joint Resolution 98, renewing Texas’s application for an Article 5 Convention of States to propose amendments on fiscal restraints, federal power limits, and term limits. Both measures advanced after debate and roll-call votes; SB 1117 passed unanimously after suspension of the three-day rule, and H.J.R. 98 was adopted on a 17-14 vote.
Members then approved several other measures, including the committee substitute for House Bill 142 on HHSC’s Office of Inspector General and Medicaid overpayment recovery, Senate Bill 2373 on AI-enabled financial fraud and deepfake/phishing schemes, Senate Bill 2221 on fraudulent UCC financing statements, and Senate Bill 2681 on the basis for third-party voter-registration challenges. The Senate also adopted a resolution authorizing a Texas Life Monument replica at the Capitol complex, and passed S.J.R. 59 creating funds for Texas State Technical College capital needs.
The body debated and passed Senate Bill 946, which would bar credit discrimination against organizations based on social, political, religious, or similar value-based considerations and require credit decisions to rest on creditworthiness. Senators raised concerns that the bill could create a special protected class for non-human entities or conflict with existing state policies, but the bill advanced to engrossment on a 20-11 vote. The Senate also passed Senate Bill 2477 to ease office-to-residential conversions in large cities after adopting an amendment negotiated with municipal stakeholders, and began consideration of Senate Bill 715 on ERCOT reliability requirements for generators, including existing generation, with extensive debate over impacts on renewables, power purchase agreements, and grid reliability.
MA
Massachusetts 2025-2026 Regular Session
Informal House Session 4 Jun 21st, 2026 at 11:00 am
Massachusetts House Floor Meeting
Transcript Highlights:
- employee of the Department of Children and Families; and House Bill 4908, establishing a sick leave bank
- An act establishing a sick leave bank for Marnie Jean Goldstein, an employee of the Department of Children
- And an act establishing a sick leave bank for William Blaylock, an employee of the Suffolk County Sheriff's
- An act establishing a sick leave bank for Marnie Jean Goldstein, an employee of the Department of Children
- And an act establishing a sick leave bank for William Blaylock, an employee of the Suffolk County Sheriff's
Summary:
The House opened with the Wellesley High School girls’ swim team leading the Pledge of Allegiance and being formally recognized for winning its sixth Division Two State Swim and Diving Championship. The chamber also received a resignation letter from Representative Natalie M. Blais of the First Franklin District, effective January 19, 2026, which was placed on file.
The House then acted on several procedural and local matters. It adopted committee reports extending reporting deadlines for the Education and Public Service committees to March 18, 2026, and advanced three bills to third reading: a Boston Police age-waiver bill for Louis Cabral and sick leave bank bills for Marnie Jean Goldstein and William Blaylock. The House also passed to enactment charter amendments for Provincetown and Greenfield, concurred in a Senate amendment to a Wellesley land-conveyance bill, and engrossed bills concerning the Dalton Fire District Board of Water Commissioners and Milton alcohol licensing.
On House No. 4717, relating to the annual town meeting for Orange, the House adopted an amendment offered by Representative Walsh and then passed the bill as amended. Later, on House No. 1110 concerning subprime loans, the House adopted an amendment discharging the bill from the Bills in the Third Reading committee and referred it to the Committee on Ways and Means. The House also adopted a special adjournment in memory of former Representative Salvatore Semino and adjourned to meet Tuesday at 11 a.m. in informal session.
NH
Transcript Highlights:
- Money goes into a bank account. It no longer benefits from the exemption.
- I think maybe the bank in New Hampshire.
- The bank gets 800,000 back and I get 200,000. Is that right?
- And I think the broader concern from the banking perspective is that banks are not always in the position
- the the broader concern from the banking the the broader concern from the banking perspective<00
FL
Florida 2025 Regular Session
December 9, 2025 - 09:30 AM
Transcript Highlights:
- DIGITAL REVOLUTION IN THE 1980S AND ATM MACHINES COULD EXECUTE THE CORE FUNCTIONS OF THE 1970s ERA BANK
- AS A RESULT BANKS SHIFTED THE FUNCTIONS AWAY FROM HUMAN BANK TELLERS AND TWO ATM MACHINES.
- BANKS USE SOME OF THE MONEY SAVED BY INSTALLING ATMS TO OPEN ADDITIONAL BRANCHES AND EACH ADDITIONAL
- BREACH REQUIRED BANK TELLERS.
- ACTUALLY THERE ARE MORE BANK TELLERS FOLLOWING ATMS THEN THERE WERE TWO IT BECAUSE THE COST OF OPENING
NH
Transcript Highlights:
- <00:43:55.359>
um um loans are being offered by banks um um loans are being offered by banks - The New Hampshire Bankers Association represents 40 member banks of all sizes—New Hampshire charter banks
- , national banks, out-of-state charter banks, and midsize banks.
- Thank you for the question. think banks make the decision on think banks make the decision on interest
- banks to charge lower interest rates? banks to charge lower interest rates? >> Possibly.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 8th, 2025
Business & Commerce
Transcript Highlights:
- Does this exempt small community banks? Yes, Chairman Kolkhorst.
- Just for your community banks to know that there is no intent to add them.
- Some of our community banks aren't small. Yeah, that was just part of the deal.
- Are conversations with the banks still going on? Pretty much ended, or what?
- If the bank still has the money, you haven't broken the rules, right?
Keywords:
utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year
NY
Transcript Highlights:
- I have somebody who likes to go to a bank teller instead of talking to a machine.
- study to evaluate and make recommendations concerning the formation and control of a state public bank
- to create a state public bank for New York.
- provides if such study finds that the state bank is feasible, the commission may recommend legislation
- to create a state public bank for New York.
Summary:
The Senate Finance Committee, chaired for the day by Senator John Liu, took up a long agenda of bills covering labor and benefits, corrections, health, taxation, government transparency, and public services. Early measures included increasing short-term disability benefits, adjusting a poverty-level-related earned income disregard, expanding correctional health staffing review, and authorizing the Inspector General to investigate sexual assault complaints in correctional facilities; each of these advanced to the floor. The committee also advanced bills on ovarian cancer screening access, retirement system membership changes, a trail stewardship program, live agency representative access, FOIL/open meetings fee awards, a Harriman campus development plan, court data reporting, educator conventions, park water testing, an energy storage tax abatement, a Native American Affairs office, adult changing tables in public facilities, Medicaid Inspector General audit standards, remote training certification for agency personnel, newborn Gaucher disease testing, electronic self-exclusion requests for gambling, and child daycare inspections and opioid antagonist requirements.
Several bills drew discussion. The prescription drug transparency bill (Print 488A) prompted questions about possible overlap with federal Hatch-Waxman/FTC oversight and whether a New York notice requirement could slow generic-drug settlements; sponsors and staff said it was intended as a supplemental transparency measure for consumers. The court reporting bill (Print 1849A) raised concerns about mandates on local governments, but supporters said it mainly required OCA to compile data in one format. The Medicaid local-share phaseout bill (Print 5519) generated the most debate, with supporters arguing it would provide major property tax relief and should be addressed in the budget, while opponents emphasized the need to curb Medicaid fraud, waste, and abuse first.
Two major fiscal oversight proposals were defeated. Print 8661, which would have required the Comptroller to hire an independent private auditing firm to review state-funded programs for fraud and abuse, was opposed despite support from some members who argued outside auditing was overdue; it failed by one vote. Print 5519 was also ultimately defeated after a recount confirmed it lacked the required majority of the full 22-member committee. Most other bills were approved and sent either to the floor or, in the case of the drug transparency bill, to the Rules Committee.
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- Do you know what kind of training our banks have to be able to spot this kind of fraud and allow for
- A lot of A lot of people, particularly older people, get to know their bank tellers.
- reading through it, is there Any anything in there that will against excess, and this is, say, one bank
- as where the bank is located, and who's around it.
- And so you would expect where their banking you would maybe See more of them.
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
VT
Transcript Highlights:
- We have H 648, an act relating to banking, insurance, and securities, which passed the House on January
- H648, an act relating to banking, insurance, and securities.
- An act relating to banking,<00:16:52.399>
insurance, <00:16:52.959>and <00:16:53.296> - [clears throat] banking, insurance, and [clears throat] banking, insurance, and [clears throat]
- , >> H648, an act relating to banking, >> H648, an act relating to banking, insurance