Video & Transcript Research : 'Consumer Financial Protection Bureau'
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OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 9th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Father, today, first and foremost, we ask for protection over Senator Fricks and his wife Hayley and
- Protect us from chasing what fades, what russ, and what will not last.
- students in grades 9 through 12 and equipping them with practical skills including financial literacy
- It must be consumed on the licensed premises. With that, I yield for questions.
- Senate Bill 1859 will create an internal OSBI division focused on cyber-enabled crime, financial fraud
Bills:
SB1238, SB1277, SB1304, SB1378, SB1423, SB1484, SB1501, SR32, SB1502, SB1721, SB1735, SB1832, SB1847, SB1859, SB1876, SB2170, SB2182
Keywords:
domestic abuse, domestic violence, assault and battery, strangulation, intimate partner violence, family or household member, repeat offender, felony enhancement, Class B5 felony, stalking, batterers intervention program, court-ordered treatment, protective order, presence of a child, pregnant victim, great bodily injury, animal cruelty, cockfighting, dogfighting, sex offender registration
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 25 March, 2026; 9:30 AM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 12 March, 2026; 1:45 PM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 2 March, 2026; 4:30 PM
Business and Financial Institutions
Transcript Highlights:
- [clears throat] Go ahead and begin with HB 1719, prevention strategies on financial fraud. >> Yes.
- This House Bill 1719 is a study committee to study prevention strategies for financial fraud and other
- So would this committee be reviewing, you know, like any financial frauds across the spectrum, but not
- Um, and it's, as you financial scams.
- would it would be around financial would it would be around financial securities<00:03:19.200>
Summary:
The committee took up several House bills related to fraud prevention and business filing procedures. On HB 1719, members discussed creating a study committee to examine prevention strategies for financial fraud and related scams, with the sponsor citing a sharp increase in securities division investigations and the need to coordinate among multiple state agencies. Questions focused on whether the study would include deed fraud and veterans’ fraud; the sponsor said the committee was initially aimed at securities fraud but could be expanded, and noted the Veterans Affairs director was included. An amendment adding the president of the Mississippi Bankers Association or designee was adopted, and the bill was given a do pass strike all recommendation.
HB 1532 would allow the Secretary of State to remove fraudulent business filings and protect personal information used without consent. The sponsor explained that current law does not let the office remove a filing even when someone’s name, address, or phone number is used fraudulently, and said the bill would create a process to investigate complaints and take down fraudulent filings. Members clarified that the bill would not address scam solicitation letters sent to businesses, only fraudulent filings themselves. The committee then voted title sufficient, do pass.
HB 1642 would move dissolution notices for corporations and LLCs to electronic notice. The sponsor said Mississippi already requires email addresses on filings and has been sending both email and mailed notices, but the bill would allow email-only notice and save about $65,000 in mailing costs while improving response rates. After concerns were raised about whether electronic notice alone was enough before a business is dissolved, the committee adopted a reverse repealer amendment to keep working on the issue, then reported the bill out with a title sufficient, do pass strike all recommendation and rose and reported.
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 409, 26 February, 2026; 9:15 A.M.
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 3 February, 2026; 1:00 PM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 409, 2 February, 2026; 2:00 P.M.
Business and Financial Institutions
Transcript Highlights:
- Department of Banking and Consumer Department of Banking and Consumer Finance<00:12:11.760>
of - I think it gives another layer of protection to the financial institutions if they send it registered
- c> to<00:20:59.520>
the <00:20:59.760>financial layer of protection to the financial - layer of protection to the financial institutions<00:21:00.880>
if <00:21:01.120>they < - The credit bureaus can't charge you for those fees to freeze or unfreeze your credit. Okay.
Summary:
The committee first took up Senate Bill 2725, which would shorten the required hold period for pawn brokers on precious metal coins and bullion from 21 days to 3 days, change fingerprinting renewal from annually to every three years to match FBI requirements, and make a technical address update. The sponsor and a Mississippi Pawn Brokers Association representative said the change was needed because gold and silver prices are volatile and pawn brokers are disadvantaged compared with jewelry stores. After questions about whether the bill affected pawn loans, the committee adopted a do pass motion and passed the committee substitute.
Next, Senate Bill 2530 on perpetual care cemeteries would raise the trust-fund threshold from $50,000 to $75,000 and allow longer-term CDs so cemetery funds can earn more interest. Members discussed Secretary of State oversight, annual reporting, and the fact that only interest, not principal, may be used for cemetery care. The committee then moved the bill out with a title sufficient do pass recommendation.
The committee also considered Senate Bill 2712, which would allow small lenders to charge up to a $10 fee for insurance in lieu of filing a UCC on certain collateralized loans. It was described as a way to reduce costs and follow guidance from the Department of Banking and Consumer Finance, and it was passed out on a do pass motion. Senate Bill 2714, a major unclaimed property bill, drew extended discussion about creating a legal process for abandoned safe deposit boxes: banks would inventory contents with a notary and two officers, notify owners and heirs, transfer contents to the Treasurer after notice periods, and allow the Treasurer to auction items while preserving proceeds for claimants. Members raised concerns about notice methods, privacy, wills and other documents, and whether first-class mail should be changed to registered mail; the committee adopted a conceptual amendment to use registered mail and added a reverse repealer, then passed the bill out.
Finally, Senate Bill 2732 was introduced to combat identity theft by allowing a child’s credit to be frozen at birth through a form provided with the birth certificate. The sponsor said the bill is aimed at protecting minors from fraud and noted that credit freezes and unfreezes are free. The discussion was brief, and the bill was presented as a consumer protection measure for children.
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 210; 28 January, 2026: 2:00 PM
Business and Financial Institutions
Transcript Highlights:
- standing, they don't have any financial standing, they don't have any financial issues.<00:03:50.080
- uh Department of Banking and Consumer uh Department of Banking and Consumer Finance<00:18:17.520
- And then it also adds some consumer protection provisions that require a money transmitter licensee to
- These requirements would help the agency establish standards for protecting consumer information.
- <00:21:20.080>
finance of our other consumer finance of our other consumer finance industries
Summary:
The committee took up several banking, real estate, and licensing bills. Senate Bill 20007 would remove the repeal date for Mississippi Department of Banking and Consumer Finance authority to conduct joint bank exams with the Federal Reserve, after testimony that the program has been successful; it was passed out on a do-pass motion. Senate Bill 2011, extending the repeal date for the Mississippi Debt Management Services Act by three years, was also passed out. Senate Bill 2383, a banking modernization bill, was explained as updating definitions and procedures, including treating ITMs like ATMs, allowing state banks to approve dividends without prior regulatory approval if in good standing, streamlining articles-of-incorporation amendments by making the banking commissioner the final approver, and eliminating parity-request requirements for certain public welfare investments; it was passed out as a committee substitute.
The committee then considered Senate Bill 2711, which would update residential mortgage lending recordkeeping and disclosure language under the SAFE Act to remove obsolete federal references and better fit manufactured-home lending; it was passed out as a committee substitute. Senate Bill 2706, a professional engineers and surveyors bill, was described as a reorganization and modernization of licensure statutes, with the main policy change expanding who may recommend board appointments, staggering six-year terms, and barring recent disciplinary offenders from board service; after questions about appointment advice-and-consent and term length, it was passed out as a committee substitute. Senate Bill 2713, supported by the Mississippi Association of Realtors, would codify buyer agency agreements and move the required signing deadline from before a home is shown to before an offer is submitted; it was passed out.
Senate Bill 2748 would align real estate statutes with current rules, replace certified-mail renewal notices with email notices, and extend the earnest-money submission deadline from one business day to two; it was passed out as a committee substitute. Senate Bill 2715, from the Department of Banking and Consumer Finance, would clarify the new money transmitter law, direct collected fees and penalties to enforcement of the act, add consumer notices and fraud warnings, and create data-security requirements based on a model law; senators questioned the fund balance, annual budget, and the relationship to a separate virtual currency kiosk bill, but the bill was passed out. The final bill on the agenda, 2768, was postponed to the committee’s Monday meeting, and the committee then rose and reported.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 409, 28 March, 2025; 10:30 A.M.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 216, 27 March, 2025; 1:00 PM
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 409, 3 March, 2025; 4:45 P.M.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 210; 4 February, 2025: 2:00 PM
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 210; 30 January, 2025: 2:00 PM
AL
Keywords:
business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, SB84, agricultural nonprofit, farm bureau, nonprofit agricultural organization, health benefits, member benefits, family coverage, health insurance exemption, insurance regulation, Title 27, Alabama insurance code, risk transfer
TX
Transcript Highlights:
- I've been up here before, we issued a water report to the legislature outlining some of the needs, financially
Bills:
SB7
TX
Texas 89th Regular
Senate Committee on Water, Agriculture, and Rural Affairs Mar 24th, 2025
Water, Agriculture and Rural Affairs
Transcript Highlights:
- It establishes legislative reporting requirements for the Texas Water Development Board to protect local
- This is important to protect local control of surface water.
- funding for new water supply projects from transporting non-safe groundwater, i.e., freshwater, protecting
- Projects that existing state and federal financial assistance programs will work to cover about 25% of
- It'll describe financial assistance aimed at preventing or mitigating boil water notices, water losses
Bills:
SB7
AL
Alabama 2026 1st Special Session
Alabama Senate State Governmental Affairs Committee Feb 4th, 2026
State Governmental Affairs
Keywords:
elder abuse, financial exploitation, inheritance, joint tenancy, conviction effects, HB110, sunset bill, Alabama Sunset Law, State Board of Medical Examiners, Medical Licensure Commission, medical licensing, physician regulation, healthcare regulation, professional licensing, ethics law, state ethics code, public servants, board members, agency continuation, sunset review
TX
Texas 89th Regular
Disaster Preparedness & Flooding, Select Aug 5th, 2025
Disaster Preparedness & Flooding, Select
Transcript Highlights:
- It falls on us to protect Texans.
- Must consider the financial hardship on the campground operators when evaluating plan revisions, ensuring
- It recognizes the financial realities facing campground operators while prioritizing the...
- Members, this legislation creates important consumer protections against fraudulent charitable solicitations
- First, the bill requires that TDEM, working with the Attorney General's Consumer Protection Division,
Keywords:
emergency communication, interoperability, grant program, first responders, state council, disaster response, emergency management, mass fatality, justices of the peace, training programs, emergency manager license, volunteer management, justice of the peace training, criminal history checks, state health services, broadband, public safety, disaster preparedness, funding, flood disaster plan
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 1st, 2025
Business & Commerce
Transcript Highlights:
- Even if the consumer does not want representation, this bill would allow consumers to view that property
- There are affordable, tested solutions to protect against it.
- Ten years from now, we might have the protection.
- We cannot protect against every threat.
- Why aren't we protecting our grid? We are protecting.
Keywords:
electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Apr 1st, 2025
Business & Commerce
Transcript Highlights:
- It's really the consumers who, through a REP, are involved.
- It clarified that customers are protected by consumer protection laws.
- , pressure, and financial matters related to union membership.
- It removes the government from the role of financial middleman, reinforces financial transparency in
- provides equal protection under the law for all U.S. citizens.
Keywords:
electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency