Video & Transcript : 'captive insurers' :

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MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 02/20/25

Health and Human Services

Transcript Highlights:
  • They do what they want, especially the self-insurance.
  • They do what they want, especially the self-insurance.
  • They do what they want, especially the self-insurance.
  • They do what they want, especially the self-insurance.
  • um self-insurance um uh<00:54:17.280><c> it's</c><00:54:17.440><c> not</c><00:54:17.920><c> working<
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (01/28/2025)

Executive Departments and Administration

Transcript Highlights:
  • I assume you have insurance that is a requirement.
  • that is a assume you have insurance that is a requirement<01:21:52.480><c> what</c><01:21:52.800><c>
  • what what does the insurance requirement what what does the insurance company<01:21:55.080><c> require
  • I mean generally so the insurance I mean generally speaking<01:22:02.440><c> insurance</c><01:22:03.000
  • ><c> companies</c><01:22:04.120><c> require</c> speaking insurance companies require speaking insurance
NY

New York 2025-2026 Regular Session

New York State Senate Session - 05/27/2026

New York Senate Floor Meeting

Transcript Highlights:
  • Insurance companies are my favorite. They are my favorite because this is what they do.
  • The insurance companies are the scorpion, Mr. President.
  • President, since you're the Chair of the Insurance Committee in the Senate.
  • "Through you—through you, Madam President, it depends on the type of insurance.
  • get lower insurance rates.
Summary: The Senate opened with the Pledge of Allegiance and an invocation, then approved the prior day’s Journal and moved into motions, resolutions, and budget-related business. Senator Gianaris called up Senate Print 5898A for reconsideration; the Senate voted 59 ayes to restore the bill to the third reading calendar. Several amendments were also received on third-reading bills, and the Finance Committee was called into session while the chamber proceeded with resolutions. The Senate adopted Resolution J.2106 recognizing Second Chance Month and the mental health impacts of incarceration, with Senator Brisport speaking in support and a guest from the community recognized in the chamber. The body also adopted Resolution J.1492 designating May 27, 2026, as Taiwan Heritage Day, with remarks from Senators Sepúlveda, Stavisky, and Liu highlighting Taiwanese contributions to New York and expressing support for Taiwan amid current geopolitical tensions. The Finance Committee then reported several budget bills, including Senate Prints 9003D, 9004D, 9007C, and 9009C, which were moved to third reading. The remainder of the session focused on the supplemental and controversial budget calendars, especially tax and spending provisions. Senators debated the “Protecting Our Wallets” energy rebate, with supporters describing it as a one-time check for eligible taxpayers and critics arguing it was too small and not tied directly to utility bills; the chamber accepted the message of necessity and laid the bills aside. Members also debated extensions and changes to tax provisions affecting corporations, alternative fuel exemptions, Broadway and theatrical production tax credits, charitable deductions for certain 501(c)(3)s, nicotine pouch taxes, a new New York City pied-à-terre tax, and a standardbred horse-racing testing fee. Several senators criticized the budget as raising costs or favoring certain industries, while supporters defended the measures as revenue-raising, affordability, or public-health policies. No final votes on the controversial budget bills are shown in the excerpt beyond procedural rulings, adoption of the resolution calendar, and acceptance of committee reports.
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 05/06/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • </c> here that says insurance here that says insurance can<01:07:09.920><c> be</c><01:07:10.079><c> exempt
  • If<01:07:21.200><c> an</c><01:07:21.520><c> insurance</c><01:07:22.160><c> requires</c> If an insurance
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
NH

New Hampshire 2026 Regular Session

House Ways and Means (01/12/2026) (Full Stream)

Ways and Means

Transcript Highlights:
  • Uh we've uh in the insurance program.
  • </c> premiums for children health insurance premiums for children health insurance will<00:30:41.679>
  • My insurance has doubled.
  • </c><01:47:52.239><c> Um</c> insurance. My insurance has doubled. Um insurance.
  • My insurance has doubled.
NH

New Hampshire 2025 Regular Session

House Judiciary (01/29/2025)

Transcript Highlights:
  • The medical community and insurance companies will only use it to end the lives of people like me.
  • You mentioned insurance companies.
  • Presently, Medicare and insurance companies do not pay for this option.
  • mentioned insurance companies presently Medicare<05:35:24.240><c> and</c><05:35:24.440><c> insurance
  • </c> option for people that um insurance option for people that um insurance companies<05:35:35.200><
Summary: The committee first heard House Bill 199, which would extend the statute of limitations for civil actions seeking damages from PFAS contamination from six years to 20 years. The prime sponsor and other supporters argued that PFAS contamination in southern New Hampshire has long-term and often delayed health and property impacts, making the current six-year period too short for victims to discover harm, connect it to exposure, and seek relief. Supporters described contamination in places such as Merrimack and surrounding communities, cited health concerns including cancer, developmental issues, and other illnesses, and said a longer period would better preserve legal rights while still requiring proof of causation. The Department of Environmental Services said it was not taking a position but acknowledged the contamination and ongoing work to address it. The Business and Industry Association opposed the bill, arguing that evidence becomes stale over time, memories and documents fade, and a longer window would make it harder to determine causation when other exposures or intervening factors may be involved. Committee members questioned both sides about causation, the difficulty of proving PFAS-related illness, and whether a 20-year period was necessary if a plaintiff already knows of the injury and its source. Supporters responded that PFAS effects can emerge slowly, that scientific understanding continues to develop, and that current knowledge is still incomplete. Opponents said the existing discovery rule already starts the clock when harm and causal connection are known, and that extending the period would reduce clarity and fairness in litigation. After testimony and questions, the chair closed the hearing on HB 199. The committee then opened House Bill 268 FN, which was described as a technical measure to confirm that the Board of Tax and Land Appeals may hold hearings in its Concord hearing rooms. The sponsor indicated the bill reflects current practice and does not require additional facilities. With only one witness listed and no apparent opposition, the discussion was brief and focused on why the authorization should be placed in statute rather than left to practice.
MS

Mississippi 2026 Regular Session

MS House Floor - 31 March, 2026; 10:00 AM

Mississippi House Floor Meeting

Transcript Highlights:
  • Aren't you an insurance agent? I am an insurance agent. I don't like fires, though.
  • But, the Insurance Commissioner Okay.
  • Aren't you an insurance agent? I &gt;&gt; Okay. Aren't you an insurance agent?
  • </c> and have insurance. Would you agree? and have insurance. Would you agree?
  • </c> individuals who don't have insurance individuals who don't have insurance going<04:01:47.880><c>
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jul 27th, 2026

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • requiring state approval, and the town’s assessment responsibilities for maintaining utilities, insurance
  • requiring state approval, and the town’s assessment responsibilities for maintaining utilities, insurance
Summary: The State Administration and Regulatory Oversight Committee held a hearing on House Bill 5592 and Senate Bills 3187 and 3189, with no in-person testimony offered. The main testimony came from Representative Michelle Badger, who spoke in support of HB 5592 and SB 3187, both tied to Pilgrim Memorial Park in Plymouth. She explained that the bills would authorize a 99-year lease of the park to the town of Plymouth while keeping state ownership and oversight, giving the town more certainty to invest in maintenance and improvements and to manage events more efficiently. Representative Badger described the park as a heavily used public and historic waterfront space that hosts the Thanksgiving parade, the Waterfront Festival, weekly summer concerts, and other community events. Committee members asked about the relationship to DCR, whether the arrangement involved Article 97 or land disposition issues, and how any revenue from events would be handled. Badger said the goal was to preserve green space, improve ease of use, and avoid repeated disputes over access and management, while major changes would still require state approval. Several members expressed support for the proposal and noted the importance of the park to Plymouth and the region. No votes were taken during the hearing, and after testimony and questions were completed, the chair closed the hearing.
AZ
Transcript Highlights:
  • requires watercraft and boat livery owners who rent out vessels to maintain commercial boat liability insurance
  • The Senate amendment sets insurance requirements for watercraft rentals, charters, and peer-to-peer sharing
OK
Transcript Highlights:
  • It's on page nine, item two, and it's under the board of Li insurance provision for medicine and surgery
  • It's not insurance; it's not anything like that. Are there any further questions on the bill?
Committee: House Public Health
ID

Idaho 2026 Regular Session

Feb 12th, 2026

State Affairs

Transcript Highlights:
  • The Secretary of State then contacts the Department of Administration and, under the self-insured provision
  • Representative Raibold, would that insurance be just for the day of the vote, or is it full time, or
Committee: House State Affairs
ID

Idaho 2026 Regular Session

Legislative Session Day 4 Jan 15th, 2026

Idaho Senate Floor Meeting

Transcript Highlights:
  • the honor to inform you that Kevin Settles of Boise, Idaho, was reappointed to the Idaho Health Insurance
  • Exchange Board to serve a term commencing April 10, 2025, Idaho was reappointed to the Idaho Health Insurance
CA

California 2025-2026 Regular Session

Assembly Floor Session Jun 19th, 2025

California House Floor Meeting

Transcript Highlights:
  • SB 847, Reyes, from the Insurance Committee to the Judiciary Committee, then back to the Insurance Committee
TX
Transcript Highlights:
  • Senate Bill 2601 also prohibits insurers from factoring claims for damages into insurance rate calculations
Bills: SB2601
Summary: The Senate Committee on Border Security met with a quorum and heard one bill, Senate Bill 2601 by Senator Blanco, laid out by Senator Hinojosa of Hidalgo. The bill amends the Landowner’s Compensation Program, which was created last session and is administered by the Office of the Attorney General, to expand eligibility to land lessees, cover damage to the land itself as well as structures and real property, add continuous smuggling of persons as a covered border crime, prohibit insurers from using claims under the program in rate calculations, and require law enforcement to provide border crime reports to the Attorney General within 14 days. The committee substitute also makes the bill a legislative council draft. Public testimony was unanimously supportive. Representatives of the South Texans Property Rights Association and the Texas and Southwestern Cattle Raisers Association said the program has helped landowners but needed cleanup and broader access, especially for lessees who manage property day to day and may otherwise not receive compensation. Testimony also emphasized ongoing problems with fence damage, debris, pollutants, and other border-related property damage. Members asked about implementation, including how conflicts between landowners and lessees would be handled; the response was that documentation of authority and lease responsibilities would be required. After public testimony closed, the committee adopted the committee substitute without objection. Senator Hinojosa then moved that SB 2601 be reported favorably to the full Senate with the committee substitute, and the motion passed on a 5-0 vote. The bill was also recommended for the local and uncontested calendar, with no objection.
AL

Alabama 2025 Regular Session

Alabama House Ways and Means General Fund Committee Feb 12th, 2025

Ways and Means General Fund

Transcript Highlights:
  • No, I don't think this insurance is going to be it.
  • No, I don't think this insurance is going to be it. I guess that's going to be it. No, well, no.
Bills: HB30 , HB35 , HB72 , HB89 , HB30 , HB35
MS

Mississippi 2026 Regular Session

MS Senate Floor - 4 March, 2026; 10:00 AM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • This bill provides that insurers will cover biological marker testing for the treatment and management
  • the examinations to adhere to National Association of Insurance Commissioner standards. >> I'd like
  • </c> Association of Insurance Commissioners. Association of Insurance Commissioners.
  • program provided for National insurance program provided for National Guard<01:39:16.680><c> members
  • </c><01:39:33.200><c> We</c> sponsored life insurance program. We sponsored life insurance program.
KY
Transcript Highlights:
  • And it's all about the insurance and safety of our people.
  • And it's all about the insurance and safety of our people.
  • And it's all about the insurance and safety of our people.
  • Laws require insurance.
  • Laws require insurance.
Summary: The committee meeting began with prayer, the Pledge of Allegiance, roll call, and approval of the prior minutes. Members also observed a moment of reflection for Charlie Kirk and offered condolences to Representative Bobby McCool on the death of his mother. Representative Fugate then made announcements about the ongoing ATV/UTV trail system, including an October 21 opening in Letcher County and an October 2 groundbreaking in Knott County, and staff was asked to circulate the dates to members. The main agenda item was Senate Bill 137, presented by Senator Cassie Chambers Armstrong with testimony from George Ecklan of the Coalition of the Homeless and Wesley Bryant, a flood survivor and Eastern Kentucky resident. The bill would prohibit utility disconnections for non-payment during dangerous weather and emergencies, including extreme cold, excessive heat, and declared natural disasters. Supporters said the measure is narrow, does not forgive past-due balances or change reconnection policies, and is intended to protect vulnerable residents, reduce risks to first responders, and create a minimum statewide standard amid a patchwork of utility policies. They cited weather thresholds and historical examples of extreme weather and disaster declarations in Kentucky. Testimony emphasized the human impact of shutoffs, especially for low-income households, older adults, and families facing illness or disaster recovery. Bryant described experiences with people shivering without heat or struggling to keep children cool when power was cut off, calling electricity a lifeline rather than a luxury. Representative Gu raised concerns that utility bills have become unaffordable due to broader policy and rate issues, argued that some customers may not pay if shutoffs are prohibited, and questioned whether the bill was needed. Senator Chambers Armstrong responded that the proposal is limited to non-payment shutoffs during short periods of dangerous conditions and is meant to keep people safe during emergencies. No vote or final action on the bill was taken in the portion of the meeting provided.
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/05/2025)

Transcript Highlights:
  • The data I was able to get was from one insurance company that reported to the Insurance Department that
  • I was able to get it from one insurance company that reported to the Insurance Department that more than
  • insurance cover the situation?
  • This by no means is bailing out an insurance carrier or anything like that.
  • I've ever heard that insurance company I've ever heard that insurance company has<04:27:42.319><c> way
Summary: The committee took up House Bill 2 provisions affecting the New Hampshire Retirement System, focusing on Group 2/Tier B retirement changes in pages 25 through 39 of the bill. NHRS Executive Director Jan Goodwin and deputy chief counsel Mark Kavanaugh explained that the 2025 bill is largely similar to prior versions and to HB 727, with the main difference being that the 2025 version does not include the earlier increase in the maximum benefit. They also said the fiscal note for HB 2 is based on earlier actuarial work and that an updated valuation was expected later in the week. A major topic was whether the bill accidentally removed an anti-spiking or special-duty compensation limit. NHRS said the omission appears to be a scrivener’s error caused by moving language between Group 1 and Group 2 definitions, and they planned to flag it in the fiscal note. Members also reviewed the bill’s intent to restore Tier B members to pre-2011 benefit rules, including changes to earnable compensation, average final compensation, and the comp-over-base rule. Some members questioned whether restoring those older rules was appropriate, arguing the 2011 changes were meant to curb pension spiking and that undoing them could be problematic. The committee also discussed the bill’s cost and funding assumptions. NHRS said the 2025 bill would reduce unfunded actuarial liability by about $98.2 million and would have a more favorable effect than the 2023 version, while employer contribution impacts would remain relatively small. Members noted the bill assumes annual appropriations of $27.5 million for 10 years, but House Bill 1 currently provides only $5 million in the first year, and NHRS had not yet analyzed the effect of that shortfall. No votes were taken in the portion provided; the discussion was informational and focused on clarifying the bill’s language, intent, and fiscal impact.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 04/14/26

Health and Human Services

Transcript Highlights:
  • , but who are insured by Medicare and especially by Medicaid, which pays hospitals significantly less
  • ,</c> percentage of commercial insurance, percentage of commercial insurance, increases<01:07:45.360>
  • </c><01:10:25.880><c> or</c> is the people who are self-insured or is the people who are self-insured
  • If they don't have insurance, what we have is a registration office and financial counselors.
  • If they don't have insurance, what we have is a registration office and financial counselors.
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 2/26/26

Energy Finance and Policy

Transcript Highlights:
  • She added that insurance rates are going up across the country, and some people are not even able to
  • She said it was less of a question and more of a comment. insurance rates are going up across the insurance
  • And we're passing the house insured.
  • And our Petro Fund is basically a big insurance carrier insuring every tank in Minnesota.
  • So every tank operator uses the Petro Fund for his insurance.
Bills: HF3298