Video & Transcript : 'captive insurers' :

Page 258 of 500
ID

Idaho 2026 Regular Session

Feb 10th, 2026

Transportation and Defense

Transcript Highlights:
  • What the ICAR legislation is, for those of you who are new, it's basically an insurance program put together
  • It's basically an insurance program put together by the used dealers. They pay into the fund.
NH

New Hampshire 2025 Regular Session

House Judiciary (01/29/2025)

Transcript Highlights:
  • The medical community and insurance companies will only use it to end the lives of people like me.
  • You mentioned insurance companies.
  • Presently, Medicare and insurance companies do not pay for this option.
  • mentioned insurance companies presently Medicare<05:35:24.240><c> and</c><05:35:24.440><c> insurance
  • </c> option for people that um insurance option for people that um insurance companies<05:35:35.200><
Summary: The committee first heard House Bill 199, which would extend the statute of limitations for civil actions seeking damages from PFAS contamination from six years to 20 years. The prime sponsor and other supporters argued that PFAS contamination in southern New Hampshire has long-term and often delayed health and property impacts, making the current six-year period too short for victims to discover harm, connect it to exposure, and seek relief. Supporters described contamination in places such as Merrimack and surrounding communities, cited health concerns including cancer, developmental issues, and other illnesses, and said a longer period would better preserve legal rights while still requiring proof of causation. The Department of Environmental Services said it was not taking a position but acknowledged the contamination and ongoing work to address it. The Business and Industry Association opposed the bill, arguing that evidence becomes stale over time, memories and documents fade, and a longer window would make it harder to determine causation when other exposures or intervening factors may be involved. Committee members questioned both sides about causation, the difficulty of proving PFAS-related illness, and whether a 20-year period was necessary if a plaintiff already knows of the injury and its source. Supporters responded that PFAS effects can emerge slowly, that scientific understanding continues to develop, and that current knowledge is still incomplete. Opponents said the existing discovery rule already starts the clock when harm and causal connection are known, and that extending the period would reduce clarity and fairness in litigation. After testimony and questions, the chair closed the hearing on HB 199. The committee then opened House Bill 268 FN, which was described as a technical measure to confirm that the Board of Tax and Land Appeals may hold hearings in its Concord hearing rooms. The sponsor indicated the bill reflects current practice and does not require additional facilities. With only one witness listed and no apparent opposition, the discussion was brief and focused on why the authorization should be placed in statute rather than left to practice.
MS

Mississippi 2026 Regular Session

MS House Floor - 31 March, 2026; 10:00 AM

Mississippi House Floor Meeting

Transcript Highlights:
  • Aren't you an insurance agent? I am an insurance agent. I don't like fires, though.
  • But, the Insurance Commissioner Okay.
  • Aren't you an insurance agent? I &gt;&gt; Okay. Aren't you an insurance agent?
  • </c> and have insurance. Would you agree? and have insurance. Would you agree?
  • </c> individuals who don't have insurance individuals who don't have insurance going<04:01:47.880><c>
MS

Mississippi 2026 Regular Session

MS Senate Floor - 4 March, 2026; 10:00 AM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • This bill provides that insurers will cover biological marker testing for the treatment and management
  • the examinations to adhere to National Association of Insurance Commissioner standards. >> I'd like
  • </c> Association of Insurance Commissioners. Association of Insurance Commissioners.
  • program provided for National insurance program provided for National Guard<01:39:16.680><c> members
  • </c><01:39:33.200><c> We</c> sponsored life insurance program. We sponsored life insurance program.
KY
Transcript Highlights:
  • And it's all about the insurance and safety of our people.
  • And it's all about the insurance and safety of our people.
  • And it's all about the insurance and safety of our people.
  • Laws require insurance.
  • Laws require insurance.
Summary: The committee meeting began with prayer, the Pledge of Allegiance, roll call, and approval of the prior minutes. Members also observed a moment of reflection for Charlie Kirk and offered condolences to Representative Bobby McCool on the death of his mother. Representative Fugate then made announcements about the ongoing ATV/UTV trail system, including an October 21 opening in Letcher County and an October 2 groundbreaking in Knott County, and staff was asked to circulate the dates to members. The main agenda item was Senate Bill 137, presented by Senator Cassie Chambers Armstrong with testimony from George Ecklan of the Coalition of the Homeless and Wesley Bryant, a flood survivor and Eastern Kentucky resident. The bill would prohibit utility disconnections for non-payment during dangerous weather and emergencies, including extreme cold, excessive heat, and declared natural disasters. Supporters said the measure is narrow, does not forgive past-due balances or change reconnection policies, and is intended to protect vulnerable residents, reduce risks to first responders, and create a minimum statewide standard amid a patchwork of utility policies. They cited weather thresholds and historical examples of extreme weather and disaster declarations in Kentucky. Testimony emphasized the human impact of shutoffs, especially for low-income households, older adults, and families facing illness or disaster recovery. Bryant described experiences with people shivering without heat or struggling to keep children cool when power was cut off, calling electricity a lifeline rather than a luxury. Representative Gu raised concerns that utility bills have become unaffordable due to broader policy and rate issues, argued that some customers may not pay if shutoffs are prohibited, and questioned whether the bill was needed. Senator Chambers Armstrong responded that the proposal is limited to non-payment shutoffs during short periods of dangerous conditions and is meant to keep people safe during emergencies. No vote or final action on the bill was taken in the portion of the meeting provided.
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/05/2025)

Transcript Highlights:
  • The data I was able to get was from one insurance company that reported to the Insurance Department that
  • I was able to get it from one insurance company that reported to the Insurance Department that more than
  • insurance cover the situation?
  • This by no means is bailing out an insurance carrier or anything like that.
  • I've ever heard that insurance company I've ever heard that insurance company has<04:27:42.319><c> way
Summary: The committee took up House Bill 2 provisions affecting the New Hampshire Retirement System, focusing on Group 2/Tier B retirement changes in pages 25 through 39 of the bill. NHRS Executive Director Jan Goodwin and deputy chief counsel Mark Kavanaugh explained that the 2025 bill is largely similar to prior versions and to HB 727, with the main difference being that the 2025 version does not include the earlier increase in the maximum benefit. They also said the fiscal note for HB 2 is based on earlier actuarial work and that an updated valuation was expected later in the week. A major topic was whether the bill accidentally removed an anti-spiking or special-duty compensation limit. NHRS said the omission appears to be a scrivener’s error caused by moving language between Group 1 and Group 2 definitions, and they planned to flag it in the fiscal note. Members also reviewed the bill’s intent to restore Tier B members to pre-2011 benefit rules, including changes to earnable compensation, average final compensation, and the comp-over-base rule. Some members questioned whether restoring those older rules was appropriate, arguing the 2011 changes were meant to curb pension spiking and that undoing them could be problematic. The committee also discussed the bill’s cost and funding assumptions. NHRS said the 2025 bill would reduce unfunded actuarial liability by about $98.2 million and would have a more favorable effect than the 2023 version, while employer contribution impacts would remain relatively small. Members noted the bill assumes annual appropriations of $27.5 million for 10 years, but House Bill 1 currently provides only $5 million in the first year, and NHRS had not yet analyzed the effect of that shortfall. No votes were taken in the portion provided; the discussion was informational and focused on clarifying the bill’s language, intent, and fiscal impact.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 04/14/26

Health and Human Services

Transcript Highlights:
  • , but who are insured by Medicare and especially by Medicaid, which pays hospitals significantly less
  • ,</c> percentage of commercial insurance, percentage of commercial insurance, increases<01:07:45.360>
  • </c><01:10:25.880><c> or</c> is the people who are self-insured or is the people who are self-insured
  • If they don't have insurance, what we have is a registration office and financial counselors.
  • If they don't have insurance, what we have is a registration office and financial counselors.
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 2/26/26

Energy Finance and Policy

Transcript Highlights:
  • She added that insurance rates are going up across the country, and some people are not even able to
  • She said it was less of a question and more of a comment. insurance rates are going up across the insurance
  • And we're passing the house insured.
  • And our Petro Fund is basically a big insurance carrier insuring every tank in Minnesota.
  • So every tank operator uses the Petro Fund for his insurance.
Bills: HF3298
NH
Transcript Highlights:
  • </c> they have to exhaust private insurance they have to exhaust private insurance first<00:13:43.519
  • Use of insurance just Yeah. &gt;&gt; Okay. Yeah. Use of insurance just Yeah.
  • They’re covered by insurance now.
  • They’re covered by insurance now.
  • They’re covered by insurance now.
Summary: The commission met to review and amend the minutes from its previous meeting, correcting the date, several spelling and wording errors, and clarifying references to a scholarship fund and a member’s title. The minutes were then approved as amended, with some members abstaining because they were not present at the prior meeting. The chair then turned to the commission’s work plan under SB 57, emphasizing the need to prioritize the statutory topics and identify which issues require additional research, documentation, and possible spreadsheets. Members discussed a broad range of special education cost drivers and policy questions, including student referral rates, why students are classified as other health impaired, whether referrals increased after COVID school closures, intervention processes before referral, the cost of services required under IEPs and 504 plans, differences between federal law, state law, and DOE rules, reporting of special education costs, out-of-district and residential placements, district sharing of resources, dispute resolution, graduation rates, and adult learning outcomes. Several members raised concerns that school environments, mental health, bullying, and possible overidentification may be contributing to rising special education numbers and costs, while others cautioned that some reported district percentages may be inflated or unclear because of how the data are counted. A major portion of the meeting focused on HB 742, which would eliminate prorated special education aid when state appropriations are insufficient and require the governor to draw a warrant to cover shortfalls. Representative Ames explained that the bill had been recommended for interim study because the commission is already examining special education costing, and he highlighted the gap between FY24 special education costs of about $977.1 million and state aid of $33.9 million for catastrophic aid, $67.4 million for differentiated aid, and $50.8 million in federal IDEA funds, leaving local districts to cover about $825.1 million. He argued the commission should ultimately make clear that both the federal government and the state should contribute more. The Department of Education, through Melissa White, answered questions about data and oversight. She said special education counts come from IEPs entered into the state system using SASIDs, that DOE monitors districts through both desk audits and on-site visits, and that billing is checked against the services listed in each student’s IEP. She also said DOE’s special education work is largely federally funded, with roughly $56.7 million received through IDEA this year and about $49.1 million flowing through to LEAs, while the department retains a small amount for administration and statewide support activities. Members also discussed how adequacy calculations use special education counts from the state system and how those figures are reported.
HI

Hawaii 2025 Regular Session

PBS Info Briefing - Thu Sept 11, 2025 @ 1:30 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • And I don't say this humorously, I say this seriously: is the time to buy fire insurance.
  • And I I don't say be the insurance side.
  • </c> Is that the time to buy fire insurance?
  • Um, so I noticed that when I'm renewing insurance or getting new insurance, insurance companies are not
  • So I think this house-by-house kind of assessment might already be happening from the insurance.
Summary: The House Committee on Public Safety held an informational briefing with the City and County of Honolulu Department of Emergency Management on its hazard mitigation plan and recent emergency events on Oahu. Chair Dela Botti opened the meeting by explaining that the briefing was intended to review the mitigation planning process, the city’s hazard mitigation plan, and lessons learned from recent tsunami and wildfire threats, building on earlier briefings with state emergency management and transportation officials. Director Collins and hazard mitigation staff officer Ian Kio presented the plan, describing it as a five-year FEMA-required document focused on reducing long-term risk to people and property, not an operations plan for active disasters. Kio outlined how the plan was developed over roughly 18 months with a core team, steering committee, consultant support, and public input, and said it was formally adopted by the mayor’s office and approved by FEMA in July 2025. He said the updated plan was aligned more closely with the state hazard mitigation plan, expanded to cover 15 hazards including climate change and sea level rise, and organized around hazard risk rankings and mitigation strategies. He identified the highest-risk hazards as climate change and sea level rise, floods, health risks, hurricanes, tsunamis, and wildfires, and said the plan includes short-, medium-, and long-term actions such as education, Firewise community planning, flood mapping, and major infrastructure projects like tsunami walls and street elevation work. He also emphasized that the plan will be maintained with yearly updates and ongoing public feedback. Collins then discussed after-action findings from the July 6 Meli fire and the recent tsunami response, noting that reviews are still ongoing. He said the fire response showed strong initiative and teamwork, including police officers helping with fire suppression support and door-to-door evacuation efforts before firefighters arrived, and a staff duty officer who initiated a wireless emergency alert without waiting for higher-level direction. He said these actions reflected a culture of rapid decision-making when lives are at stake. Collins also urged residents to prepare by making family plans, gathering supplies, checking flood and tsunami risk maps, retrofitting homes, and obtaining insurance before disasters occur. No votes or formal committee actions were taken during the informational briefing.
NH

New Hampshire 2025 Regular Session

House Education Funding (04/28/2025)

Transcript Highlights:
  • You're not going to get the whole—it's just like private insurance.
  • </c><01:09:04.560><c> You're</c> just like private insurance. You're just like private insurance.
  • Do you get any private insurance reimbursing at all? Um, not that we know of. No.
  • Do you get any private insurance Right.
  • </c> private insurance. private insurance.
Summary: The subcommittee met for its third discussion on special education aid under retained bill 742, with the chair noting that no action would be taken at the meeting. The chair reviewed prior hearings on Medicaid and local special education funding shortfalls, saying the committee was trying to understand why districts are facing proration of special education aid and how to reduce unfunded costs. He raised a series of questions for the Department of Education about the Nessus system, eligibility and ineligibility, invoices and vouchers, audit procedures, reimbursement rates, out-of-state placements, and who enters data at the district level. Rebecca Fdet, director of special education services at the Department of Education, explained that Nessus is the statewide special education information system and that every child in special education must be entered into it. She said most districts use it to develop IEPs and track services, while six districts use it only as a data reporting tool. She described which fields are required, how the system connects IEP development to the financial section, and how districts submit invoices when seeking special education aid, court-ordered placement payments, or episode-of-treatment placements. She said the department reviews invoices against the IEP, pays only for allowable services, and uses a cap that notifies districts when they reach the annual limit. Members asked about who submits the information, how districts decide when to seek aid, and how costs are calculated for individual or group services. Fdet said the district, usually an administrative assistant in the SAU office, submits the documentation electronically, and districts decide when to track students for aid based on their own circumstances. She said reimbursement is based on actual costs tied to the IEP, with group services split among students, and that the department does not generally set rates for local services. The only rate-setting she described was for approved private special education providers, which submit annual cost spreadsheets for tuition rates. She also said out-of-state providers must be approved by their own state, and the department checks licensure and certification through monitoring and investigations if concerns arise. The department also described its monitoring process, called Program Approval and General Supervision Monitoring, or PAGS. Fdet said districts are reviewed on a six-year cycle, with more intensive review for districts needing assistance or intervention and fewer file requests for districts meeting requirements. She said the department can review up to 65 data points on an IEP and that districts must submit special education aid paperwork by July 31, with superintendent verification due by August 15. The meeting ended with continued questions about procurement, audit procedures, and how the department handles out-of-district and out-of-state placements.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jul 27th, 2026

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • requiring state approval, and the town’s assessment responsibilities for maintaining utilities, insurance
  • requiring state approval, and the town’s assessment responsibilities for maintaining utilities, insurance
Summary: The State Administration and Regulatory Oversight Committee held a hearing on House Bill 5592 and Senate Bills 3187 and 3189, with no in-person testimony offered. The main testimony came from Representative Michelle Badger, who spoke in support of HB 5592 and SB 3187, both tied to Pilgrim Memorial Park in Plymouth. She explained that the bills would authorize a 99-year lease of the park to the town of Plymouth while keeping state ownership and oversight, giving the town more certainty to invest in maintenance and improvements and to manage events more efficiently. Representative Badger described the park as a heavily used public and historic waterfront space that hosts the Thanksgiving parade, the Waterfront Festival, weekly summer concerts, and other community events. Committee members asked about the relationship to DCR, whether the arrangement involved Article 97 or land disposition issues, and how any revenue from events would be handled. Badger said the goal was to preserve green space, improve ease of use, and avoid repeated disputes over access and management, while major changes would still require state approval. Several members expressed support for the proposal and noted the importance of the park to Plymouth and the region. No votes were taken during the hearing, and after testimony and questions were completed, the chair closed the hearing.
AZ
Transcript Highlights:
  • requires watercraft and boat livery owners who rent out vessels to maintain commercial boat liability insurance
  • The Senate amendment sets insurance requirements for watercraft rentals, charters, and peer-to-peer sharing
OK
Transcript Highlights:
  • It's on page nine, item two, and it's under the board of Li insurance provision for medicine and surgery
  • It's not insurance; it's not anything like that. Are there any further questions on the bill?
Committee: House Public Health
ID

Idaho 2026 Regular Session

Feb 12th, 2026

State Affairs

Transcript Highlights:
  • The Secretary of State then contacts the Department of Administration and, under the self-insured provision
  • Representative Raibold, would that insurance be just for the day of the vote, or is it full time, or
Committee: House State Affairs
ID

Idaho 2026 Regular Session

Legislative Session Day 4 Jan 15th, 2026

Idaho Senate Floor Meeting

Transcript Highlights:
  • the honor to inform you that Kevin Settles of Boise, Idaho, was reappointed to the Idaho Health Insurance
  • Exchange Board to serve a term commencing April 10, 2025, Idaho was reappointed to the Idaho Health Insurance
CA

California 2025-2026 Regular Session

Assembly Floor Session Jun 19th, 2025

California House Floor Meeting

Transcript Highlights:
  • SB 847, Reyes, from the Insurance Committee to the Judiciary Committee, then back to the Insurance Committee
TX
Transcript Highlights:
  • Senate Bill 2601 also prohibits insurers from factoring claims for damages into insurance rate calculations
Bills: SB2601
Summary: The Senate Committee on Border Security met with a quorum and heard one bill, Senate Bill 2601 by Senator Blanco, laid out by Senator Hinojosa of Hidalgo. The bill amends the Landowner’s Compensation Program, which was created last session and is administered by the Office of the Attorney General, to expand eligibility to land lessees, cover damage to the land itself as well as structures and real property, add continuous smuggling of persons as a covered border crime, prohibit insurers from using claims under the program in rate calculations, and require law enforcement to provide border crime reports to the Attorney General within 14 days. The committee substitute also makes the bill a legislative council draft. Public testimony was unanimously supportive. Representatives of the South Texans Property Rights Association and the Texas and Southwestern Cattle Raisers Association said the program has helped landowners but needed cleanup and broader access, especially for lessees who manage property day to day and may otherwise not receive compensation. Testimony also emphasized ongoing problems with fence damage, debris, pollutants, and other border-related property damage. Members asked about implementation, including how conflicts between landowners and lessees would be handled; the response was that documentation of authority and lease responsibilities would be required. After public testimony closed, the committee adopted the committee substitute without objection. Senator Hinojosa then moved that SB 2601 be reported favorably to the full Senate with the committee substitute, and the motion passed on a 5-0 vote. The bill was also recommended for the local and uncontested calendar, with no objection.
AL

Alabama 2025 Regular Session

Alabama House Ways and Means General Fund Committee Feb 12th, 2025

Ways and Means General Fund

Transcript Highlights:
  • No, I don't think this insurance is going to be it.
  • No, I don't think this insurance is going to be it. I guess that's going to be it. No, well, no.
Bills: HB30 , HB35 , HB72 , HB89 , HB30 , HB35
NH

New Hampshire 2026 Regular Session

House State-Federal Relations and Veterans Affairs (02/06/2026)

State-Federal Relations and Veterans Affairs

Summary: The committee first continued its hearing on HB 1287, which concerns the definition of “veteran.” Representative Manion explained that the amendment would adopt the federal-style definition by including a general discharge under honorable conditions, while restoring documentation requirements such as a DD214 and removing a problematic reference to World War II allied veterans. The chair said the committee would close the hearing and take the bill up later in executive session. The committee then moved to HCR 13, a resolution calling for an Article V convention limited to proposing a constitutional amendment imposing term limits on members of Congress. Representative Joe Alexander, the prime sponsor, said the measure is narrowly focused on congressional term limits, that 12 states have already passed similar resolutions, and that broad public support in New Hampshire justifies action. Members asked whether the effort would prompt Congress to act on its own, whether the resolution should also cover Supreme Court justices, and how many states are needed; Alexander said the goal is to pressure Congress, that the Constitution already treats Supreme Court justices differently, and that 34 states are required. Testimony in support came from former Representative Linda Masamela, who gave a history-based argument for Article V conventions as a constitutional check, and from Deborah Childs and Aaron Ducet of U.S. Term Limits. Childs said New Hampshire voters strongly support term limits and argued they would open seats to younger, more diverse candidates. Ducet said the application is single-topic and would allow only one amendment, described Article V applications as historically common, and argued that state pressure can force Congress to act. No vote was taken in the portion provided; the chair continued hearing testimony on HCR 13.