Transcript Highlights:

• So would they be prevented from applying for the grants because they're longer, or is that not a...?
• To prevent abuse of this new opportunity, clotheslines that threaten public health or safety are located
• Currently, someone can request details on the Texas Workforce Commission's fraud detection and prevention
• Records Act exception for the Workforce Commission's Fraud Detection and Prevention information.

Bills: HB431 , HB648 , HB 1006 , HB1926 , HB2037 , HB2468 , HB2788 , HB2791 , HB3255 , HB3260

Committee: House Trade, Workforce & Economic Development

Keywords: HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, restrictive covenants, real estate, subdivision regulations, multi-zoned subdivisions

Transcript Highlights:

• And in some of the stories I've heard, these scams have led to problems such as heard.
• Another key provision is consumer choice, and another factor of preventing steering.
• The proposed changes to And prevent steering by large multinational corporations.
• The proposed changes to and prevent steering by large multinational corporations.
• Restricting those same tools for independent repairs does not prevent fraud.

Summary: The Senate Business, Trade, and Economic Development Committee met for its first session under the committee’s new name and heard a work session on Washington’s economic development policy from the Department of Commerce. Commerce described its Office of Economic Development and Competitiveness, including small business finance, export assistance, business attraction, and sector development work, and emphasized the need for a statewide economic development strategic plan with regular review, stakeholder input, and attention to rural and regional needs. Members asked about foreign trade offices, federal funding uncertainty, tax competitiveness, workforce programs, and the role of the Keep Washington Working program. Commerce said the state’s trade and investment efforts are valuable but face funding challenges, and that Washington must compete on more than taxes, including its business ecosystem and workforce. The committee then heard public testimony on Senate Bill 5919, which would encourage fire districts and insurers to develop voluntary incentives for wildfire mitigation best practices related to agricultural activities. The sponsor described the bill as a way to reward farmers for practices such as defensible space, fire breaks, equipment storage, and avoiding high-risk work during red flag conditions. A fire chief testified in support, citing recent standing grain fires and the need for practical incentives in rural areas. The bill was described as having no appropriation and no requested fiscal note. Members also heard testimony on Washington in the Making 2040 from the Association of Washington Business and a business owner. Supporters said the 16-year economic vision plan was built from broad public engagement and focuses on workforce, business climate, infrastructure, housing, and community. They argued Washington needs more housing, a more competitive regulatory and tax environment, and reliable energy to support growth. Senators questioned how the plan would achieve its housing goals and what specific regulatory changes were needed; AWB said it would provide a regulatory study soon. The committee also received a wildfire mitigation work group update from the Office of Insurance Commissioner, which recommended stronger community mitigation, better data sharing, consumer transparency, and a possible grant program for home hardening, though it did not reach full consensus on a single property mitigation standard. Finally, the committee held a public hearing on Senate Bill 5871, which would prohibit assignment of benefits in property and casualty insurance and set new rules for motor vehicle glass repair claims, including ADAS-related disclosures and limits on steering and inducements. The sponsor and supporters, including the Office of Insurance Commissioner, Safelite, NAMIC, and the Northwest Insurance Council, said the bill would reduce auto glass fraud, improve transparency, and help stabilize premiums. Independent glass shop owners and the Independent Glass Association opposed the bill as written, arguing it would favor large vertically integrated companies, restrict small businesses, and fail to address insurer steering and conflicts of interest. Several witnesses requested technical amendments, and the committee took no final vote before adjourning.

Transcript Highlights:

• Some fell victim to scams. Some fell victim to a whole lot of things."
• Some fell victim to scams.
• circumstances such as religion and medical exemptions can be used as a defense, this could potentially prevent
• So a parent who was accused of potentially prevent that from being the case.

Committee: House Crime and Public Safety

Summary: The Committee on Corrections and Public Institutions resumed consideration of Senate Bill 888, focusing on sentencing changes, juvenile certification provisions, and the Department of Corrections’ fiscal impact. Department officials clarified that courts, not the DOC, impose sentences, and said the bill’s main elements for the department were sentencing transparency and changes affecting people in DOC custody. Members questioned whether the bill amounted to “truth in sentencing,” whether any federal incentives still exist for such laws, and whether the department would need a supplemental appropriation if prison populations rose; the department said it was not aware of any current federal incentive dollars and would likely seek a quick supplemental if costs exceeded budgeted capacity. Officials also explained that most federal funds received by DOC are pass-through grants, mainly for education and substance abuse treatment, and that the fiscal note uses boilerplate language tied to population and capacity changes. The committee then heard opposition testimony from Clifton Davis of the Missouri Justice Coalition, who described being certified as an adult at age 16 and serving 26 years in prison. He argued the bill’s juvenile certification provisions are too broad because they would allow adult prosecution based on Class A or B felony charges alone, before facts are fully developed, and would expose more children to adult records and prison conditions that increase trauma and recidivism. In questioning, Davis said the bill would have changed his life by avoiding an adult record and likely placing him in juvenile treatment instead of adult prison. Other members raised concerns about the bill’s impact on juvenile rehabilitation, prison programming, and whether the legislation is purely punitive. In executive session, Representative Davis offered an amendment to clarify that vaccination status alone cannot prove first-degree child endangerment; he argued the bill’s reclassification of the offense could otherwise create strict-liability concerns and undermine existing religious or medical exemptions. Representative Hovis opposed the amendment as unnecessary, citing existing statute and the lack of a history of such prosecutions. The committee split 8-8 on the amendment, so it failed. The committee then voted on Senate Bill 888 itself and passed it do pass by a 9-7 roll call vote.

Transcript Highlights:

• Some fell victim to scams. Some fell victim to a whole lot of things."
• Some fell victim to scams.
• circumstances such as religion and medical exemptions can be used as a defense, this could potentially prevent
• So a parent who was accused of Potentially prevent that from being the case.

Committee: House Crime and Public Safety

Transcript Highlights:

• So first, the Wildfire Prevention and Protection Fund.
• We know that mitigation prevention, those things work.
• This legislation establishes a wildfire prevention fund and the wildfire prevention and protection council
• Our community was scammed.
• We'd like to see prevention more clearly elevated as a goal.

Summary: The House Agriculture and Natural Resources Committee held a public hearing on House Bill 2275, which would create a Wildfire Prevention and Protection Fund and a new council to oversee utility wildfire mitigation, claims payments, and related administration. Staff explained that investor-owned utilities would be required to participate, consumer-owned utilities could opt in, and utilities would pay annual contributions and maintain approved wildfire mitigation plans to qualify for claims coverage. The prime sponsor, Rep. Christine Reeves, said the bill was intended to address wildfire liability, support prevention, and create a more comprehensive statewide approach to wildfire risk. Members asked about retroactivity to July 1, 2021, utility contribution limits, and whether the bill would lower rates or improve mitigation funding. Public testimony was split. Supporters included the Confederated Tribes of the Colville Reservation, the Department of Natural Resources, wildfire survivors, and several wildfire and insurance advocates, who emphasized the need for compensation, stable funding, prevention, and better resilience planning. Opponents included several utilities, utility associations, business groups, and public utility district representatives, who argued the bill would shift uncapped costs to ratepayers, lacked clear liability reform and solvency protections, and could be vulnerable to future fund sweeps. Some witnesses cited California’s wildfire fund as a model, while others said Washington needed a broader, more holistic solution focused on prevention and liability reform. No vote was taken on HB 2275; the public hearing was closed after testimony. The committee then moved to executive session on House Bill 2238, which directs the Department of Agriculture to develop a statewide food security strategy and adds food security coordination and food system performance monitoring to the department’s duties. Four amendments were adopted: L-061, requiring consideration of regulatory cost metrics and periodic competitiveness reporting; L-062, directing the strategy to recommend legislative actions to make food more affordable and reduce food assistance need; L-060, adding people with lived experience of food insecurity and BIPOC small farmers to consultation requirements and focusing on root causes of hunger; and L-063, adding fuel and labor cost tracking to agricultural viability metrics. Amendment L-064, which would have required a consultant study on proposed agricultural labor legislation, failed on a 5-6 roll call vote. The committee then adopted the amended substitute and reported Substitute House Bill 2238 out of committee with a due pass recommendation by an 11-0 vote.

Transcript Highlights:

• I'd like you to know I regret the use of the term scam in describing this inspection program.
• use of the term scam in describing this<00:38:13.839><c> inspection</c><00:38:14.240><c> program.
• There was a computer glitch that prevented my car from passing emissions.
• So when I saw this scam flyer, I thought, how can it be a scam?
• Um is at least become a complete scam.

Committee: Senate Commerce

Transcript Highlights:

• One of the biggest challenges we face right now are scams for Idahoans: romance scams, the ever-evolving
• and prevalent pig-butchering scams.
• The ever-evolving and prevalent pig-butchering scams, identity theft, and, of all things, check fraud
• It might be tied with several other scams.
• It might be a romance scam, but they build your trust and then have you believing... ...they build your

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• According to the Centers for Disease Control and Prevention, Indigenous women in our state are murdered
• And this bill basically outlines protections so we don't have scam artists trying to do the same, not
• This bill protects our veterans so that they don't overcharge, gouge them, or scam them like we see with
• about in committee, too, and felt very assured that this bill does exactly that protect against those scams
• And as I read this bill, nothing in it prevents a veteran from using the free services that are offered

Summary: The Senate opened with prayer, roll call, and a quorum present, then moved through a series of conference committee appointments and reconsideration motions. Senator Axtman successfully moved to reconsider House Bill 1160, which had previously failed, and the chamber later passed it. HB 1160 creates a statewide bell-to-bell policy restricting personal electronic devices during instructional time; supporters argued it would reduce distractions, improve mental health and academic outcomes, and help teachers, while opponents raised local control concerns. The bill passed 42-4. The Senate also passed several other measures, including HB 1247 on protecting student victims of sexual offenses, HB 1489 consolidating civil protection orders into one chapter, HB 1032 making municipal courts courts of record and updating related procedures, HB 1487 authorizing a Minot facility for the Highway Patrol and Bureau of Criminal Investigation with a line of credit and emergency clause, HB 1469 requiring annual online statements of interest for public officials, HB 1199 creating the Missing and Indigenous People Task Force and related MMIP initiatives, HB 1169 regulating paid veterans benefits claim assistance with consumer protections, HB 1209 directing a foreign adversary threat assessment, and HB 3018 as amended to study water, wetlands, and taxation of inundated lands. Most of these passed with strong bipartisan support, though HB 1169 drew substantial debate over veterans’ service options and HB 1209 passed on a narrower 40-7 vote. The chamber rejected or declined several other measures. HB 1455, which would have required the Indian Affairs Commission to review introduced legislation for tribal implications, failed 7-40 after concerns about an unfunded mandate and duplicative duties. HB 1259, which would have put North Dakota on year-round daylight saving time, was defeated 15-32 after debate over time zones, construction, recreation, and whether the issue should be left to future legislatures. HB 1555, dealing with statements of ownership for foreign organizations of concern, also failed 3-44. The Senate then moved to announcements and committee scheduling for later meetings and conference committees.

Transcript Highlights:

• And we want to prevent this because studies have shown that this is detrimental. Mr.
• And we want we want empas we want<00:11:55.360><c> to</c><00:11:55.440><c> prevent</c><00:11:55.760><
• want to prevent this because studies have<00:11:56.959><c> shown</c><00:11:57.600><c> that</c><00:11
• Fortunately, these folks never ended up getting paid because it was an entirely a scam.
• This bill is a step in the right a scam.

Summary: The House convened with an invocation, the Pledge of Allegiance, a quorum present, and approval of the prior day’s journal. Committee reports were read for a range of bills and resolutions, including measures on privacy protection, theft by deception, social work, licensed occupations, an adult workforce diploma pilot program, parole board changes, alternative high school diplomas, campaign finance, child care, mental health treatment, gubernatorial transitions, unclaimed property, and state contracts. Those items received first reading and were placed on the calendar. The chamber then considered House Bill 253, relating to reading and language arts instruction. Supporters said the bill follows the earlier Read to Succeed law by requiring instruction grounded in the science of reading and phasing out the three-cueing system, which they argued encourages memorization rather than phonics. A member from House District 93 opposed the prohibition, saying teachers need flexibility and that some district-approved methods remain useful in classrooms. The House adopted the committee substitute and passed the bill 94-1, then laid a motion to reconsider on the table. House Bill 508, relating to the protection of veterans benefits, was also debated and passed unanimously 93-0. The sponsor said the bill regulates paid veterans-claims services, requires clear disclosures about free services, limits fees, bars certain practices, and adds annual reporting, while exempting attorneys and law firms. Several members spoke in support, citing personal experiences and the need to protect veterans from bad actors, though some also expressed concern about access to help and urged future federal accreditation language. House Concurrent Resolution 44, urging Congress to create a VA accreditation pathway for private claims companies, was adopted 95-0, and House Bill 436, creating a PGA HOPE-related state parks benefit for veterans and active-duty military participants, passed 94-0. At the end of the session, the House received Senate Bill 172, relating to utility fuel adjustments and declaring an emergency, for first reading and return to committee. Members also made announcements about upcoming breakfasts, meetings, guest groups, and other events.

Transcript Highlights:

• Some companies have even gone as far as impersonating city employees enrolling residents in BCCE to scam
• said it's easy to believe that third-party suppliers are able to get residents signed up for these scams
• And you mentioned bonding to prevent some sort of perverse incentive or pressure from these folks.
• While air conditioning can prevent one from dying during heat events, households experience a surge in
• It's proven to be a predatory practice and scams people who are just trying to get the best rate they

Committee: Joint Joint Committee on Telecommunications, Utilities and Energy

Summary: The committee heard testimony on several energy-related bills, with the main focus on H. 3534/S. 2255, which would ban or sharply restrict residential third-party electric suppliers, and on related reform proposals. Supporters included the Attorney General’s office, municipal and regional planning officials, environmental justice groups, consumer advocates, and city officials from Boston and Chelsea. They argued that the residential competitive supply market has produced higher bills, deceptive sales tactics, auto-renewals into higher rates, and disproportionate harm to low-income residents, seniors, communities of color, and people with limited English. Witnesses cited AG reports estimating hundreds of millions of dollars in overcharges over time, described door-to-door and storefront marketing abuses, and said municipal aggregation programs have saved residents money while offering more stable rates. Several supporters said the Legislature should either ban residential competitive supply or adopt strong guardrails such as ending automatic renewals, banning incentive-based commissions, and capping rates relative to basic service. Opponents or industry representatives from the Retail Energy Advancement League, Vistra, and Constellation argued that the market can provide savings, longer-term price stability, and value-added products such as renewable options and time-of-use offerings. They said Massachusetts has already improved consumer protections through DPU proceedings, that complaints are relatively few compared with the size of the market, and that a ban would eliminate consumer choice. They also defended direct sales and commissions as normal features of a retail market, while saying they would support additional protections, licensing, bonding, and stronger oversight of bad actors. Committee members pressed both sides on whether the market truly saves money, whether automatic renewals should be banned, and whether the AG’s proposed reforms would be enough. The committee also heard testimony on H. 3972, a bill to extend utility shutoff protections during extreme heat, with Rep. Mindy Domb arguing that Massachusetts should treat extreme heat like extreme cold and protect customers facing financial hardship. Rep. Barrett also testified for H. 3450, a municipal broadband/right-of-way bill, arguing that communities need easier and cheaper access to utility poles and public rights of way to build municipal broadband. In addition, Senate Majority Leader Creem testified for S. 2239, which would bar utilities from recovering ratepayer funds for lobbying, promotions, trade association dues, and similar expenses. No votes were taken during the hearing.

Transcript Highlights:

• At the end of the day, this is about prevention.
• Um, another thing is these scams often target the elderly.
• Many states are working to adopt preventive policies and legislation.
• It's about scammers that may or may not use a quick claim deed to scam the property.
• </c> may not use a quick claim deed to scam may not use a quick claim deed to scam the<00:59:16.240><

Committee: Senate Judiciary

Transcript Highlights:

• It's about your scam. And I want to talk a little bit about why it's a scam.
• </c> to open this up open up the voucher scam to open this up open up the voucher scam program<01:33:
• ,</c> is that this program, the voucher scam, is that this program, the voucher scam, is<01:34:42.719
• </c><01:36:27.440><c> any</c> we should be expanding the scam any we should be expanding the scam any
• </c> some of you, equity is a scam. So be it. some of you, equity is a scam. So be it.

Summary: The Education Funding Committee met in executive session on a bill concerning school meal access and reimbursement. The bill would address local school districts’ responsibility to provide meals during school hours, reimburse schools for meals served at no cost, and make an appropriation. The committee first moved to retain the bill, with supporters saying it was complex, had uncertain fiscal impacts, and should be considered alongside other related meals bills. Opponents argued the committee already had enough information, that the bill served a small number of students at relatively low cost, and that delaying action would harm children who need food to learn. The committee also heard from Tim Roar, a Keene school business administrator and co-designer of the bill, who explained that the proposal was intended to be an opt-in program for districts, with rulemaking to set participation requirements. He said the bill was meant to target aid to students between 175% and 200% of poverty, reduce bad meal debt, and avoid spending taxpayer money on families who could afford to pay. He estimated the state cost at about $250,000 in year one, with local taxpayer costs around $8,500 for Keene, and said some districts already have systems for online applications while others do not. Committee members questioned him about meal debt, online application software costs, and how districts handle students who reach debt limits. Roar said districts still feed students who are hungry, but use other resources and family outreach when meal debt is capped, and he argued that parents should be responsible for providing lunch when they can afford it. Other members pushed back, saying they had seen students go hungry and that teachers sometimes pay for lunches themselves. One member noted the bill would increase eligibility, make it easier to apply, strengthen personal responsibility, and was not a mandate. The discussion ended without a recorded final vote in the excerpt, though the retain motion remained the central action under debate.

Transcript Highlights:

• Um, ultimately helping to prevent a lab.
• Scammers are constantly trying to learn new ways to scam.
• </c><01:05:37.200><c> uh</c> trying to learn uh new ways to scam. uh trying to learn uh new ways to scam
• perpetrated throughout the Northeast, including grandparent scams and tech support scams.
• , including grandparent scams and tech support scams.

Committee: House Criminal Justice and Public Safety

Transcript Highlights:

• or understand their unique entitlements, which is why the partnerships we build are essential in preventing
• and seeing what the causes were and if there are any lessons learned on figuring out how we could prevent
• But whether that’s the MHSA program or Veterans Housing Homeless Prevention program, a California Veteran
• out there that we can go ahead and indicate what's on that flyer: Veterans beware, you are being scammed
• get that positive word out and to make sure that folks know what their rights are and how to avoid scams

Summary: The joint informational hearing focused on the work of County Veterans Service Officers (CVSOs), CalVet’s role in supporting them, and the growing problem of for-profit, unaccredited claims companies. Committee leaders and witnesses emphasized that CVSOs are often the first point of contact for veterans and their families, helping with disability claims, survivor benefits, education waivers, health care access, and broader wraparound support. Several speakers argued that California’s veteran population is underserved relative to demand, that CVSOs produce a strong return on investment, and that the state should increase funding to reduce backlogs, expand staffing, and meet the Legislature’s stated goal of funding 50% of county veterans’ services operations. Testimony from county officials highlighted local models of service. Los Angeles County described a “no wrong door” approach, the Veteran Peer Access Network, suicide review efforts, justice-involved veteran services, and coordinated homelessness response, all supported by county leadership and partnerships with the VA and community organizations. San Luis Obispo County described rural outreach, mental health grants, suicide prevention work, and a food pantry, while also noting reduced subvention funding despite increased workload and high client satisfaction. Witnesses repeatedly warned that unaccredited claims consultants charge veterans large fees, sometimes seek access to VA and banking logins, and can delay or harm claims; they urged stronger enforcement and more accessible free alternatives through accredited offices. CalVet Deputy Secretary Roberto Herrera explained the accreditation system, CalVet’s training academy, district office review process, and the role of CVSOs in improving claim quality and appeals outcomes. He said California’s claims filed under CalVet power of attorney are completed faster than many others and that appeals representation has favorable outcomes above the national average. A researcher from the Center for a New American Security said California’s CVSO structure is a strong model nationally and that higher investment in CVSOs correlates with better claims outcomes and improved service delivery. Committee members asked about collaboration, funding formulas, suicide prevention, and how to curb predatory claims businesses; witnesses said the state should strengthen county partnerships, expand resources, and continue pursuing legislation targeting for-profit claims companies and veteran tax relief.

Transcript Highlights:

• It creates a basic safety standard for foreseeable, preventable harm.
• It creates a basic safety standard for foreseeable, preventable harm.
• It creates a basic safety standard for foreseeable, preventable harm.
• But it doesn't prevent a chronological timeline or information.
• It doesn't prevent that from occurring, correct? That's absolutely correct.

Summary: The committee heard AB 1988, which would require AI companion chatbots to respond to credible self-harm or violence-related crisis expressions by displaying the 988 Suicide and Crisis Lifeline, warning users, and pausing the chat for human review after repeated crisis signals. The author and supporters said the bill is a measured safety standard to redirect vulnerable users to human help, citing research and cases where chatbots worsened suicidal ideation or violent behavior. Support came from crisis and medical advocates, while no opposition testimony was offered. The chair and members expressed strong support, and the bill was held pending quorum before later action on the agenda. The committee then took up AB 1709, which would set a minimum age of 16 for users to create or maintain accounts on social media platforms with harmful addictive features and would create an E-Safety Advisory Commission in the Attorney General’s office. The author argued the bill targets product design, not speech, and is intended to curb compulsive features such as infinite scroll, autoplay, and algorithmic feeds while allowing safer or non-addictive platforms to remain available. Supporters, including a psychologist and the Organization for Social Media Safety, described cyberbullying, predation, compulsive use, and mental health harms; opponents, including EFF, ACLU-Cal Action, TechNet, and youth advocacy groups, warned about privacy, First Amendment, and access-to-community concerns, especially for LGBTQ youth and other marginalized groups. Committee members debated whether the bill is a ban or a delay, how age assurance would work, and whether the proposal would be effective or could push youth to less safe spaces. Several members said they would support the bill as a first step, while others raised concerns about enforceability, privacy, and constitutional issues. The author emphasized that the bill is limited to specific harmful design features, not content or general internet access, and that the new commission would monitor evolving technology and recommend future updates. No final vote was taken during the portion of the hearing provided.

Transcript Highlights:

• Friends, HIV is a preventable disease. Please listen to our advocates today.
• We heard this bill in your committee on crime and prevention. It was voted out 16-0.
• This bill's going to go a long way to help prevent damage to real property.
• It's a scam to seniors. It humiliates individuals, and it exploits children.
• It's a scam to seniors. It humiliates individuals, and it exploits children.

Transcript Highlights:

• unlawful area uh and work to prevent unlawful area uh activities<00:09:45.079><c> in</c><00:09:45.200
• Romance scams are also something that is fairly common, and then there are text and email scams saying
• are pretty common where phone scams are pretty common where someone<00:12:37.959><c> calls</c><00:12
• </c><00:12:42.000><c> are</c><00:12:42.399><c> also</c><00:12:43.199><c> um</c> Bank um romance scams
• </c><00:12:47.399><c> saying</c> there are text and email scams saying there are text and email scams

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• It's a scam.
• It's<03:09:47.200><c> a</c><03:09:47.439><c> scam.
• He said, "I mean, really, It's a scam.
• </c><03:09:58.080><c> I</c> issue of affordability is a scam? I issue of affordability is a scam?
• </c> dissolved Doge effort tried to prevent dissolved Doge effort tried to prevent duplicity. duplicity

Bills: HB4305 , HB2965 , HR916

Keywords: small business, regulatory burden, advocacy, government oversight, compliance assistance, Red Tape Hotline, regulatory budget, Small Business Administration, fiscal responsibility, rulemaking

Transcript Highlights:

• </c><00:20:01.679><c> the</c> reducing the barriers which prevent the reducing the barriers which prevent
• </c><00:53:33.760><c> the</c> municipalities explicitly to prevent the municipalities explicitly to prevent
• call it a scam for lack of a better word.
• call it a scam for lack of a better word.
• ,</c> the doortodoor um home repair scam, the doortodoor um home repair scam, we'll<01:10:19.760><c>

Committee: Senate Commerce

Transcript Highlights:

• Now, a reminder the fraud prevention committee does not actually hear bills to prevent fraud.
• Now, a reminder the fraud prevention committee does not actually hear bills to prevent fraud.
• Now, a reminder the fraud prevention committee does not actually hear bills to prevent fraud.
• Now, a reminder the fraud prevention committee does not actually hear bills to prevent fraud.
• prevent fraud.