Video & Transcript Research : 'judgment foreclosure'

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MN

Minnesota 2025-2026 Regular Session

Utility executive compensation 3/17/26

Minnesota House Floor Meeting

Transcript Highlights:
  • I lost my career, and even my home is in foreclosure because of this illness.
Keywords: 919, house, all
Summary: The committee heard House File 76, as amended by the adopted A1 amendment, and the chair moved the bill to be re-referred to the general register. The bill would limit the amount investor-owned utilities can charge ratepayers for executive compensation, capping recoverable pay for the top 10 executives at the governor’s salary. Representative Greenman argued the measure would protect customers from paying for lavish executive pay and said it would not affect what executives are paid, only what can be recovered from ratepayers. She cited recent Public Utilities Commission action and ongoing rate cases as evidence the issue is real and recurring. Supportive testimony came from a Minneapolis resident describing financial hardship and rising utility bills, a local worker who said customers have no choice of utility provider and should not fund monopoly executive pay, and advocates from the Energy and Policy Institute and Utility Reform Now, who said ratepayers should not subsidize excessive compensation and that the bill is a targeted reform. Xcel Energy and CenterPoint Energy opposed the bill’s premise by defending the current regulatory process. Their representatives said the PUC already reviews executive compensation in rate cases, generally allows only limited recovery, and has used that process for decades. Xcel also emphasized its affordability programs and said executives help secure savings and investments for customers. Members discussed whether the legislature should set a bright-line rule or leave the issue to the PUC. Representative Greenman said the bill is needed because the PUC process can take years and the legislature should establish a clear standard for all investor-owned utilities. Some members supported the bill as a response to an affordability crisis and the lack of consumer choice, while others said the legislature should focus on broader energy-cost issues and existing regulatory tools. The committee did not take a final vote on the bill in the portion of the meeting provided, but the amendment was adopted and the bill was moved for re-referral to the general register.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 04/09/25

Judiciary and Public Safety

Transcript Highlights:
  • It's a foreclosure bill. Senator Latz, that was Senate File 1962. Okay. No changes? No. All right.
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Assembly Budget Committee Feb 10th, 2025

Budget

Transcript Highlights:
  • Additionally, in response to last year's fiscal situation, the foreclosure intervention housing preservation
Keywords: 988, house, all
NH

New Hampshire 2026 Regular Session

House Committee on Housing (01/22/2026)

Housing

Transcript Highlights:
  • 57.040> we<03:17:57.200> mandate When we mandate parking minimums, we override the judgment
Keywords: 1189, house, all
CA

California 2025-2026 Regular Session

Assembly Public Safety Committee Mar 11th, 2025

Transcript Highlights:
  • If they can't adjust rents, many will face foreclosure.
Summary: The committee heard several public safety-related bills. AB 383 by Assembly Member Davies would expand and clarify firearm restrictions tied to juvenile adjudications, allow certain minor firearm possession for hunting or training with guardian approval, and authorize warrants in some domestic violence-related firearm surrender situations. Supporters, including a district attorney representative, argued it would close gaps in existing law and improve public safety; opponents said it would over-criminalize youth and disproportionately affect marginalized communities. The bill passed as amended to Appropriations. AB 400 by Assembly Member Pacheco would require law enforcement K-9 units to meet statewide POST standards covering training, use of force, and handler skills. Supporters said the bill would create consistency, accountability, and safer deployments; opponents argued the standards were inadequate and would legitimize harmful canine practices. After debate over whether the bill expanded canine use or simply standardized it, the committee approved AB 400 and sent it to Appropriations. AB 380 by Assembly Member Gonzalez would extend price-gouging protections during emergencies, including for hotels, food, essential goods and services, and commercial property, and would remove the 12-month lease limit loophole for rent gouging. Supporters said the bill responds to wildfire-related exploitation and provides clarity for disaster victims; business and landlord groups warned it could amount to commercial rent control and create uncertainty for future emergencies. The author said he would continue working on amendments, and the bill passed as amended to Appropriations. AB 358 by Assembly Member Alvarez would create a narrow exception to Cal-ECPA so law enforcement could inspect tracking or surveillance devices found in a person’s home, vehicle, or property with the finder’s consent. Supporters said the change would help stalking and domestic violence victims preserve evidence quickly; privacy advocates argued warrants and existing emergency exceptions already cover these situations. The chair proposed narrowing the language to “tracking or surveillance device,” and the bill was held on call after an initial roll with only three votes in favor. The transcript also began AB 247, which would raise pay for incarcerated hand crew firefighters, with testimony from formerly incarcerated firefighters in support, but the discussion was not completed in the excerpt.
US
Transcript Highlights:
  • to move forward with their spring planting and are ultimately at risk for losing their farms in foreclosure
Summary: The committee meeting focused on crucial discussions surrounding the challenges faced by the agriculture sector, particularly concerning avian flu and its impact on poultry and dairy producers. Members provided insights into the economic struggles within the industry, emphasizing the need for a new bipartisan farm bill that addresses the diverse needs of specialty crop and livestock producers. Witnesses from various agricultural sectors spoke about their experiences, illustrating the high costs, regulatory burdens, and emerging diseases that threaten their operations. The meeting underscored a commitment to exploring solutions that will help maintain market stability and ensure food security.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 23rd, 2026 at 12:42 pm

House Appropriations & Finance

Transcript Highlights:
  • In the Second District and the 13th District also have a foreclosure mediation program that has actually
  • I used to do that way back when; it greatly helped in foreclosure cases and got those to finality much
Keywords: 996, all
Summary: The committee first heard an Aging and Long-Term Services Department budget presentation comparing the LFC and executive recommendations. The main differences were in the Aging Network, Adult Protective Services, Program Support, and Long-Term Care Division, especially the executive’s proposed $10 million infusion into the Kiki Savadra Senior Dignity Fund and $6.2 million for expanding New Mexico Care. LFC staff explained that the committee recommendation was lower in general fund and fund-balance use, while the executive emphasized rising senior population needs, meal and transportation costs, and the cost savings of keeping older adults at home. The secretary also reviewed the department’s special requests, including the conference on aging, outreach, emergency preparedness, and the Kiki fund, and described New Mexico Care’s growth, its evaluation results, and the department’s plan to separate Kiki into its own accounting fund. Members largely focused on senior services, rural meal delivery, transportation, caregiver support, and the Kiki fund. Several members urged stronger support for non-metro aging providers and for New Mexico Care, citing its role in keeping seniors out of nursing homes and the program’s reported savings and outcomes. Questions also covered eligibility, background checks for caregivers, respite care, dementia and Alzheimer’s screening, and whether Kiki funds can support home modifications such as ramps. The committee then voted to adopt the LFC recommendation with one executive language change: adding the executive’s page 14 language allowing an additional 12.5% distribution for initial payments to aging network providers at the start of FY27. Representative Dow opposed the motion. The committee then moved to the Attorney General’s budget. LFC staff explained that the office’s budget relies heavily on the Consumer Settlement Fund, with both recommendations reducing general fund revenue while increasing settlement-fund use, and that performance measures were in consensus. The Attorney General said the office was not seeking more general fund, but wanted greater ability to use funds it recovers. He highlighted major consumer and public safety work, including litigation against major social media and AI platforms, a case involving Snapchat and child exploitation/extortion, the statewide crime gun intelligence center, efforts to address oilfield theft, work on missing and murdered Indigenous persons, and efforts to protect federal funds coming into New Mexico.
MN

Minnesota 2025 1st Special Session

Agriculture, Veterans, Broadband, and Rural Development - Subcommittee on Veterans - 03/19/25

Agriculture, Veterans, Broadband, and Rural Development - Subcommittee on Veterans

Transcript Highlights:
  • After we saved his house from foreclosure through the successful delivery of veteran grants and benefits
  • After we saved his house from foreclosure through the successful delivery of veteran grants and benefits
Keywords: 1187, senate, all
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Jul 7th, 2025

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • The risk that they take by not foreclosure of their homes.
NJ

New Jersey 2026-2027 Regular Session

Assembly Session Jun 30th, 2026

New Jersey House Floor Meeting

Transcript Highlights:
  • authorizes HMFA to make certain reimbursements to support pre-purchase homebuyer counseling under the Foreclosure
  • This bill does not require health providers to perform procedures against their professional judgment
Keywords: 1146, all
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/12/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 819, Senator Hayes, Judicial and RAM tax foreclosure notice requirements.
Summary: The Maryland Senate convened with a quorum, heard an invocation from Pastor Delman Coates, and received several guest introductions, including the doctor of the day, student visitors, homeschool advocates, community leaders, and the Braver Angels group. The chamber also journalized remarks welcoming Dr. Coates and recognized a prayer breakfast, with members offering brief thanks and acknowledgments before moving to legislative business. The Senate handled several messages and nominations, including withdrawal of an appointment, Johns Hopkins Police Accountability Board nominations, and Prince George’s County Board of License Commissioners nominations, all referred to Executive Nominations. The chamber also received House Bill 156 and an Executive Nominations Committee report recommending confirmation of a slate of appointments, which was special ordered for later consideration. A motion to return Senate Bill 463 to second reader and special order it for Tuesday was adopted without objection, and Senate Bill 473 was also special ordered for Tuesday. On third reading, the Senate passed a large number of bills, including measures on ignition interlock participation, school construction, port hearing notice, veteran status notation for educators, correctional officer scholarships, benefits exploitation, veterans trust fund applications, presidential electors, advance enrollment for children of active service members, retired law enforcement handgun permits, high-risk pregnancy discharge communication, charitable organization audit thresholds, child care criminal history checks, water pollution discharge permits, blockchain task force creation, franchise registration reform, licensing portability for foreign service members and spouses, Medicaid collaborative care cost-sharing, gift card fraud, school for the deaf board membership, vehicle dealer hearings, massage therapy advertising, protective body armor reporting, lithium-ion battery safety, pharmacy prescriber agreements for opioid use disorder treatment, human relevant research fund contributions, state and higher education email requirements, and auto insurance producer commissions. Most passed unanimously or by wide margins; Senate Bill 348 and Senate Bill 585 passed with 30 and 32 votes in favor, respectively. Senate Bill 140, concerning benefits exploitation, drew extended debate over constitutionality and pending litigation, with one senator citing an Attorney General opinion and another citing a Supreme Court case on neutral principles in church property disputes; the bill ultimately passed with 40 votes. Members later changed several votes on the floor, including on Senate Bills 172, 376, 428, and 48. The session ended while the clerk was beginning to read Senate Bill 629, with the remaining calendar not completed in the transcript.
AZ

Arizona 2026 Regular Session

02/09/2026 - House Land, Agriculture & Rural Affairs

Land, Agriculture & Rural Affairs

Transcript Highlights:
  • information to be included in an affidavit and exempts trustee sales, execution sales, mortgage foreclosures
Summary: The House Land, Agriculture & Rural Affairs Committee heard a series of wildlife- and agriculture-related bills, with most of the discussion focused on conflicts between ranching, public hunting, and wildlife management. HB 2197 would revise the unlawful camping statute near watering sites; after a Griffin amendment and verbal amendment, the committee heard support from the sponsor, Arizona Game and Fish Commission, and a rancher, while one member raised concerns about expanded criminal penalties. The bill received a do pass recommendation on a 6-1 vote. HB 2497, which would recognize a statutory right to lawfully hunt, fish, and harvest wildlife and limit unreasonable restrictions, drew strong support from hunting groups and opposition from animal welfare and conservation advocates who argued it would undermine Game and Fish authority and repeat a measure voters rejected in 2010. After debate over whether hunting is a right or a privilege, the committee recommended the bill do pass by a 5-3 vote. HB 2147 would require landowner deer permits on private lands under certain conditions, with a cap tied to lottery-issued deer tags. The sponsor said it was meant to address deer damage to crops in St. David and planned an amendment to make the permit nontransferable; Game and Fish said population management hunts were already addressing the problem, while opponents warned against privatizing wildlife. The committee approved the bill 5-3. HB 2158 would expand the definition of predatory animals to include bears, cougars, mountain lions, and wolves; Game and Fish testified that big game status preserves data collection and science-based management, while supporters said ranchers need more flexibility to protect livestock and property. Opponents argued the bill would weaken protections and conflict with endangered species rules. It passed 5-3. HB 2159 would allow landowner permits for taking Mexican gray wolves on private and leased grazing lands and create a voluntary compensated trapping program. Opponents said it would violate the Endangered Species Act and privatize wildlife, while the sponsor and supporters argued it was needed to protect ranchers and challenge federal control; Game and Fish said the bill would be unlawful until the wolf is delisted, though they acknowledged ongoing recovery and stakeholder meetings. The committee still recommended it do pass by a 5-3 vote. HB 2162, which would require at least one Game and Fish Commission member to be a cattleman or rancher, was introduced as a way to ensure agricultural experience on the commission; Game and Fish opposed it, saying the current appointment process already includes ranching input and the commission is meant to represent all Arizonans. The discussion ended with the commission explaining its current membership and appointment structure, but the transcript cuts off before a final vote on HB 2162 is shown.
TX

Texas 89th Regular

89th Legislative Session Apr 24th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Simply put, HB 2723 will protect our sacred and historical burial grounds from wrongful foreclosures.
LA

Louisiana 2026 Regular Session

Health and Welfare May 19th, 2026

Health and Welfare

Transcript Highlights:
  • infertility issues, and in no way do I pray that any of my comments would be construed as being judgmental
  • HCR 114 is a study resolution dealing with complaints about physicians that involve medical judgment
  • A concern was brought to me by a physician concerning medical board judgments.
  • resolution asks the board to study whether physicians should have the option to have certain medical judgment
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jun 21st, 2026 at 10:00 am

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • I also worked in the tax settlement division and got a recent foreclosure property up at the top of the
Keywords: 995, all
Summary: The committee heard testimony on several bills. Representative David Linsky supported HB 3383, which would designate the song “Roadrunner” as the official rock song of Massachusetts, describing its Boston roots and cultural significance. Representative Sean Garberle supported HB 3335 on public access to historical records, arguing that records from state institutions should be released after 75 years and that families and researchers should be able to identify people buried in unmarked graves at former state institutions. Representative Rodney Elliott and Lowell officials supported HB 4138, authorizing easements for a Lowell sewer separation project; they said the project is needed for Clean Water Act compliance, will reduce combined sewer overflows into the Merrimack River, and must proceed quickly to meet SRF and consent-decree timelines. Committee members asked about Article 97, the location and scope of the easement, environmental justice impacts, and minority/small business participation in construction. The committee also heard extensive testimony on Senate 2183 and its House companion, which would elevate the Massachusetts National Guard to a cabinet-level position reporting directly to the Governor. Senators Mike Moore and John Velis, along with the National Guard Association’s Matthew McKenna, argued the change would reduce bureaucracy, improve communication and readiness, and reflect the Guard’s broad domestic and military missions. Velis cited the Holyoke Soldiers’ Home tragedy as an example of a breakdown in communication, while committee members said they wanted more information, including input from the Governor’s office and Guard leadership, before acting. The committee noted the distinction between state-controlled and federalized Guard missions and said it would continue reviewing the issue. Senator Liz Miranda and a large panel of survivors, advocates, and Northeastern law students testified in support of S. 2174 and S. 2177, which would create an office and task force on unsolved homicides, allow families to petition for case review after three years, require written responses, and establish a tip line, database, and dedicated funding. Witnesses described long-standing lack of communication, low clearance rates, and the disproportionate impact on Black and Brown communities. Senator Becca Rausch also testified on S. 2210, extending public records law to the governor and Legislature, and S. 2207, creating stronger information-governance and records-retention standards; she said both would improve transparency and reduce waste. The transcript does not reflect any votes taken during the hearing, though chairs repeatedly indicated support for moving some bills favorably and said the committee would continue reviewing the National Guard proposal.
CA

California 2025-2026 Regular Session

Senate Energy, Utilities and Communications Committee May 12th, 2026

Energy, Utilities and Communications

Transcript Highlights:
  • Post-catastrophe mortgage forbearance programs can assist to temporarily stave off foreclosures, but
Keywords: 987, senate, all
Summary: The committee held the first of several informational hearings on the SB 254 Natural Catastrophe Resiliency Study, focused on wildfire risk, utility liability, and how to finance catastrophic losses. Chair Allen opened by describing California’s recent utility-ignited wildfires, the creation of the wildfire fund under AB 1054, and SB 254’s extension of that fund and requirement for a study. The California Earthquake Authority, as wildfire fund administrator, presented the report’s process and findings, emphasizing that the study was intended to be neutral and broad, based on extensive stakeholder outreach, and that the status quo is not working well for survivors, communities, ratepayers, insurers, or utilities. CEA’s report organized recommendations into three policy pathways: continued mitigation investment, more equitable allocation of catastrophe burdens, and expanded state roles in catastrophe financing. For utilities, the report discussed options such as setting a binding risk-tolerance standard, preserving safety certificate accountability, tying executive compensation more directly to safety, creating confidential reporting with safe-harbor protections, reforming utility liability including possible changes to inverse condemnation, limiting damages, reducing insurance subrogation, and creating a fast-pay facility for survivors. The financing analysis compared a more durable wildfire fund, risk transfer/reinsurance, liability reforms, and state-backed mechanisms such as a state insurer, a state backstop, and broader funding for community wildfire mitigation. The CPUC said wildfire mitigation oversight has improved, but wildfire-related costs are driving electricity bills higher and creating an affordability crisis. The Office of Energy Infrastructure Safety highlighted its wildfire mitigation plan review and field inspections, and recommended stronger safety reporting and more safety-weighted executive compensation. In member discussion, senators and assemblymembers focused on the cost of the status quo, whether the burden should be shared by ratepayers, utilities, the state, or other parties, and whether California should consider broader disaster-financing approaches. Several members raised concerns about inverse condemnation, the pace of survivor compensation, local land-use responsibility, and the need for a more comprehensive statewide solution rather than piecemeal bills. No votes or formal actions were taken; the hearing was informational only.
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 1/21/25

Housing Finance and Policy

Transcript Highlights:
  • the purchase, transfer, recording, and ownership of real estate, as well as home mortgages and foreclosure
Keywords: 1183, house
Summary: The House Housing Finance and Policy Committee met for an informational session with no bills taken up and no votes or formal actions. Members and staff introduced themselves, and Chair Speno said the committee would focus on understanding housing policy and barriers to building more homes, noting Minnesota’s housing shortage and the need to support both single-family and multifamily construction. House Research analyst Mary Davis and House Fiscal analyst Katrina Heimark gave an overview of the committee’s jurisdiction and the Minnesota Housing Finance Agency’s programs and funding streams. Davis outlined areas the committee may hear about, including real estate law, landlord-tenant law, manufactured home parks, housing cooperatives, zoning, property taxes, and MHFA programs. Heimark described MHFA’s five main budget areas—development and redevelopment, housing stability, homeownership assistance, preservation, and resident/organization support—and reviewed recent appropriations, emphasizing that much of the large 2024–25 funding was one-time money and that ongoing base funding is lower in 2026–27. Members asked several questions about how prior appropriations were spent, whether unused funds return to the general fund, and whether funds can be repurposed. Heimark said transferred funds generally are not returned to the general fund if unspent, but are expected to be used for the purposes outlined in the appropriation; she also said she had requested more detailed expenditure information from the agency and would follow up. Questions also focused on who benefits from programs such as rental housing rehabilitation and the affordable rental investment fund, with the testifiers explaining that most MHFA programs are targeted to low- and moderate-income households and that income eligibility varies by program. The committee also discussed the new metro-area sales tax revenue dedicated to housing, with members requesting more detail on reporting, oversight, and allowable uses.