Video & Transcript Research : 'foreclosure procedures'

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MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 02/19/26

Housing and Homelessness Prevention

Transcript Highlights:
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • The runway to foreclosure like traditional mortgages. It's a title purchase like a car.
Keywords: 1187, senate, all
HI

Hawaii 2025 Regular Session

Senate Floor Session 04-30-2025 9:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Now, before moving on, it is our procedure to recess, invite the judicial nominee, who has now been confirmed
  • handled a range of circuit court civil cases, including breach of contract, business disputes, foreclosure
  • ,<00:13:41.040> personal<00:13:41.440> injury, foreclosure, personal injury, foreclosure
  • And just so the members are aware of procedurally what we are doing, we received verbal communication
  • what we are doing, we procedurally what we are doing, we received<01:22:26.320> uh<01:22:27.239
Keywords: 912, senate, all
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • You don't have to fear foreclosure, fees... Do not have to fear eviction.
  • You don't have to fear foreclosure, fees, late fees, any kinds of punishments.
Keywords: 995, all
Summary: The Senate considered a fiscal year 2025 close-out supplemental appropriations bill and a series of amendments, many of which were withdrawn, adopted, or rejected. Early debate focused heavily on funding for the 2026 FIFA World Cup in Massachusetts, with Senators O’Connor and Feeney arguing for restoring money for transportation, safety, and event readiness, citing projected ridership surges, economic benefits, and the need for Boston and the Commonwealth to invest. Senator Driscoll also won adoption of an amendment directing the MBTA to study and report on its local assessment formula, using Milton and Quincy as examples of perceived inequities in how communities are charged relative to service received. The Senate then took up several other amendments, including measures on fire survivor support, vaccine liability, mental health and sidewalk projects, council on aging and public safety items, disaster relief, service dogs, and MBTA assessments. Senator Tarr offered amendments on driver record transparency and energy cost reporting, but those were not adopted. A major roll-call vote rejected Tarr’s amendment to restore a larger share of excess capital gains to the stabilization fund; supporters argued for stronger rainy day reserves, while the Ways and Means chair defended the bill’s use of a deficiency reserve fund and warned of revenue losses from federal tax changes. The Senate also adopted an amendment on shelter and Home Base spending transparency, requiring renewed reporting on emergency shelter and housing assistance programs. Later, the chamber adopted Senator Edwards’ amendment creating a Massachusetts Federal Employee and Service Member Civil Relief Act to protect federal workers and service members in the event of a shutdown, including relief from eviction and foreclosure-related harms. The Senate also adopted Senator Rodrigues’s Ways and Means amendment, then approved the underlying supplemental budget as amended and ordered it to third reading. After the final roll call, the bill was passed to be engrossed by a 39-0 vote. The Senate concluded by agreeing to adjourn and by honoring Mrs. Anne Lee in memory, with a brief communication from Senator Cyr noting a prior remote-vote error for the journal.
NM

New Mexico 2026 Regular Session

Senate - Tax, Business and Transportation Feb 14th, 2026 at 04:35 pm

Senate Tax, Business & Transportation

Transcript Highlights:
  • For example, in 2015, we had a lot of foreclosures, and the housing market really took a dive.
  • We had a lot of foreclosures, and the housing market really took a dive—in 2009, it took a dive.
Keywords: 996, all
TX
Transcript Highlights:
  • The substitute also establishes procedural standards in statute for both utilities and city intervenors
  • At the hearing, we heard that procedural changes were also needed to encourage more efficient proceedings
  • What's the procedure for them? ...to file a complaint.
  • They don't expedite the procedure. In fact, they burden it with more delay.
  • Makes it susceptible to predatory practices and improper threats of eviction or foreclosure.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 27th, 2026

California House Floor Meeting

Transcript Highlights:
  • Continuing on with our procedural motions, Madam Majority Leader, you're recognized for your procedural
  • Our procedural motions, Madam Majority Leader, you're recognized for your procedural motion.
  • affordable housing developments already operate on razor-thin margins, and many are at risk of foreclosure
  • We are going to, excuse me, Madam Majority Leader, you are recognized for your procedural motion?
  • Speaker, at the request of the author, please... ...you are recognized for your procedural motion.
Keywords: 988, house, all
Summary: The Assembly convened, first dealing with quorum and routine procedural matters before moving through a series of third-reading bills, many focused on immigration enforcement, worker protections, child care, and school or voting-site safety. Early measures included AB 2393, AB 1994, AB 1929, AB 1633, AB 1650, AB 1655, AB 1851, AB 1896, and AB 2230, with authors and supporters arguing these bills would provide accountability, protect immigrant communities, preserve access to benefits and services, and limit intimidation by immigration enforcement. Opponents repeatedly argued the bills were anti-law-enforcement, unconstitutional, or based on exaggerated or nonexistent threats. Several bills passed by recorded vote, including AB 2393 (41-15), AB 1994 (58-0), AB 1929 (41-17), AB 1650 (44-19), AB 1655 (50-14), AB 1851 (56-0), AB 1896 (41-19), and AB 2230 (42-15). AB 1633, a 54-vote bill imposing a tax on for-profit detention facilities, was debated at length but the roll was not completed in the excerpt and the item was moved on from temporarily. After a caucus break, the House returned and took up additional bills. AB 2379 would require child care providers to be informed of constitutional protections and receive multilingual training regarding immigration enforcement; it passed 59-10 on both the urgency and the measure. AB 2460 would direct the education department to update referral protocols so schools can better respond to students affected by immigration enforcement trauma and family deportation; it passed 52-8. AB 2495 would expand prohibitions on unfair immigration-related practices by employers, making immigration-related threats unlawful in workplace disputes; it passed 50-15. Throughout the day, debate was highly partisan and often heated, with repeated exchanges over whether the bills addressed real harms or were political messaging, but the Assembly ultimately advanced the measures that came to a vote.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 27th, 2026

California House Floor Meeting

Transcript Highlights:
  • Continuing on with our procedural motions, Madam Majority Leader, you're recognized for your procedural
  • Our procedural motions, Madam Majority Leader, you're recognized for your procedural motion.
  • affordable housing developments already operate on razor-thin margins, and many are at risk of foreclosure
  • We are going to, excuse me, Madam Majority Leader, you recognize for your procedural motion? Mr.
  • Speaker, at the request of the author, please, You are recognized for your procedural motion. Mr.
Summary: The Assembly met in session, established a quorum, approved dispensing with the previous day’s journal, and then took up a long third-reading file. Early procedural actions included moving AB 1589 to the inactive file and continuing reconsideration items. The chamber then considered a series of bills largely focused on immigration enforcement, detention, worker protections, child care, voting access, and related public services. Several immigration-related measures passed, including AB 2393 on damages for false imprisonment/arrest, AB 1994 on an immigrant victims’ rights and resources card, AB 1929 on health plan investment disclosures, AB 1633 imposing a tax on for-profit detention facilities, AB 1650 requiring decals on rental vehicles used for enforcement, AB 1655 protecting CalWORKs benefits when a child is detained, and AB 1896 disqualifying people who participated in immigration enforcement from certain public employment. AB 2230, which would bar immigration enforcement near polling places and child care facilities, also passed after extensive debate. Supporters framed these bills as accountability and protection for vulnerable communities; opponents argued they targeted federal law enforcement, were unnecessary, or raised constitutional concerns. AB 1851 on statewide school mental-health guidance also passed unanimously. After the midday recess, the Assembly returned and continued with more bills tied to immigration impacts and child welfare. AB 2379 passed with urgency, requiring child care providers to be informed of constitutional rights and trained on protections when confronted by immigration enforcement. AB 2460 passed to update school behavioral-health referral protocols for students affected by immigration enforcement trauma. AB 2495 passed to expand prohibitions on employer immigration-related threats, and AB 2662 was presented as a way for California to monitor and document federal enforcement actions and report on their community impacts. Throughout the day, the floor featured repeated exchanges over whether the bills addressed real problems or were political messaging, but the measures that came to a vote generally advanced with majority support.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Housing Jun 21st, 2026 at 01:00 pm

Joint Committee on Housing

Transcript Highlights:
  • rooted communities, and our organization grew out of the displacement crisis in Chelsea, first with foreclosures
  • During the 2008-2009 crash, market homes had eight times as many foreclosures as shared-equity homes,
  • During the 2008-2009 crash, market homes had eight times as many foreclosures as shared equity homes
Keywords: 995, all
Summary: The Joint Committee on Housing opened a hybrid hearing focused on housing production bills, with Chairs Julian Cyr and Rich Haggerty emphasizing Massachusetts’ housing shortage and the need to produce more than 200,000 units over the next decade. The committee then heard testimony on a wide range of proposals, including social housing, starter homes and the “missing middle,” accessory dwelling units (ADUs), single-stair residential buildings, permanent affordability homeownership, and housing for people with disabilities. Several witnesses framed the bills as tools to expand supply, lower costs, and address racial and generational wealth gaps. Representative Connolly testified for H. 1478 on the Massachusetts Social Housing Program, describing publicly owned, mixed-income housing financed through a revolving loan fund. Senator Feeney testified for S. 989 on missing middle starter homes, arguing for zoning changes, incentives, and affordability tools to support smaller starter homes and duplexes, triplexes, and fourplexes. Multiple witnesses, including housing advocates, real estate representatives, and local officials, supported the ADU trust fund bill and the single-stair study bill, saying they would reduce barriers, support homeowners, and enable more family-sized and infill housing. Some witnesses opposed bills they said would weaken ADU reforms or add new restrictions, while others urged broader deregulation to speed production. A major portion of the hearing focused on H. 1576/S. 1010, the Homes for Lasting Affordability bill, which would create a permanent affordability homeownership program for low- and moderate-income buyers and support small developments with long-term affordability restrictions. Testimony from community land trust leaders, legislators, and housing advocates emphasized that permanent affordability can preserve public investment, stabilize neighborhoods, and help families build wealth over generations. Senator Miranda and Representative Worrell tied the bill to closing the racial wealth gap and expanding access to homeownership for Black and Latino residents. The committee also heard testimony on S. 971, which would reform the Housing Development and Incentive Program to require more affordability in Gateway City projects. The committee additionally heard from Senator Kennedy and disability advocates on S. 1004, which would strengthen the Alternative Housing Voucher Program for people with disabilities by codifying project-based vouchers and aligning the program more closely with other voucher systems. Witnesses described long waitlists and the lack of accessible, affordable units as major barriers that can lead to homelessness or unnecessary institutionalization. No votes were taken during the hearing; the session was devoted to testimony and questions from committee members.
TX

Texas 89th Regular

Intergovernmental Affairs Apr 1st, 2025

Intergovernmental Affairs

Transcript Highlights:
  • We just finished handling a representative case representing some folks on a wrongful foreclosure that
  • forceful detainer suit, and so forth, and we negotiated a settlement because it was a wrongful foreclosure
MN

Minnesota 2025 1st Special Session

House Housing Finance and Policy Committee 4/2/25

Housing Finance and Policy

Transcript Highlights:
  • I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
  • This law firm also has their own foreclosure department and their own debt collection department.
  • I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
  • This law firm also has their own foreclosure department and their own debt collection department.
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/25/25

Commerce and Consumer Protection

Transcript Highlights:
  • and thank you for your efforts and allowing us to establish that moratorium and a study for this procedure
  • The other change of this year was to allow for electronic notice in a foreclosure situation if agreed
  • The other change allows electronic notice in a foreclosure situation if agreed to in writing by the mortgage
  • up to date to reflect the changes from 47.20 from last year, and to allow electronic notice in foreclosure
  • The bill allows electronic notice in a foreclosure situation if agreed to in writing by the mortgage
Keywords: 1187, senate, all
AZ

Arizona 2026 Regular Session

03/09/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
  • House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
  • this before us as a technical correction for the work that he's deeply dedicated to in the digital foreclosure
Keywords: 1182, all
Summary: The House opened with prayer, the Pledge of Allegiance, attendance, guest introductions, and a resolution honoring former legislator Barbara Leff, which was unanimously adopted. The chamber also received a long list of first and second readings, then moved into Committee of the Whole on calendar number one. Several measures were considered and advanced with amendments, including HB 2170 on restricting state purchases from Chinese-controlled entities, HB 2375 on preserving historic properties while allowing middle housing, HB 2380 on school board transparency and meeting location requirements, HB 2617, HB 2621 on special education access and certificates of educational convenience, HB 2671, HB 2720 on sealed records and anti-human trafficking funding, HB 2772 on DNR designation on driver’s licenses, HB 2784 on school district excess cash refunds, HB 2902 affirming the Electoral College, HB 2950 on a tourism/hospitality district, and HB 4025 creating a study committee on the feasibility of an Arizona oil refinery. Debate on HB 2375 focused on balancing historic preservation with middle housing, with supporters emphasizing local flexibility and opponents warning against a one-size-fits-all approach. HB 2380 drew discussion about school district accountability after a district’s out-of-state retreat, with supporters arguing meetings should occur within district boundaries and materials be posted online, while opponents said local boards should retain discretion. HB 2621’s amendment was described as ensuring special-needs students in unorganized territory and group homes can access services through certificates of educational convenience. HB 2720 was presented as strengthening protections for sex trafficking survivors and adding an anti-human trafficking grant fund. HB 2772 prompted questions about how DNR instructions on driver’s licenses would work in emergencies, with the sponsor saying it would protect advance directives while emergency personnel still provide appropriate care until information is known. HB 2902 generated extended partisan debate over the Electoral College versus a national popular vote, with supporters calling the Electoral College a constitutional safeguard and opponents arguing it violates one person, one vote and overweights swing states. HB 2950 involved competing amendments over whether a tourism-related district should be voluntary or could impose fees, with the Kolodin opt-in/opt-out amendment defeated and the bill advancing as amended. HB 4025, a study committee on an Arizona refinery, drew debate over fuel prices, refinery feasibility, environmental concerns, and whether taxpayer money should fund another study. In each of these Committee of the Whole actions, the House ultimately adopted the committee or amended recommendations and ordered the measures forward by voice vote.
TX

Texas 89th 2nd C.S.

Intergovernmental Affairs Apr 1st, 2025

Intergovernmental Affairs

Transcript Highlights:
  • Some folks on a wrongful foreclosure that ended up subsequently uh in a uh uh eviction suit, forceful
  • detainer suit, and so forth, and we negotiated a settlement because it was a wrongful foreclosure, but
Bills: HB303
TX

Texas 89th 2nd C.S.

Trade, Workforce & Economic Development Mar 19th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • If the tenant does not respond, we begin the foreclosure process as defined by the Texas Property Code
  • The foreclosure process is not intended to make a profit, and even though the number of bidders has substantially
Bills: HB 186
TX

Texas 89th Regular

Trade, Workforce & Economic Development Mar 19th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • If the tenant does not respond, we begin the foreclosure process as defined by the text.
  • The foreclosure process is not intended to make a profit.
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • We provide no-cost eviction defense services to residents of Orleans Parish and foreclosure prevention
  • I can list off all the federal statutes: Truth in Lending Act, Real Estate Settlement Procedures Act,
  • That's a procedural thing. I was just talking to the through the chair and then to you. Sorry.
  • three-day cooling-off period, and it has licensing requirements for new applicants and some examination procedures
Summary: The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud. The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • We provide no-cost eviction defense services to residents of Orleans Parish and foreclosure prevention
  • I can list off all the federal statutes: Truth in Lending Act, Real Estate Settlement Procedures Act,
  • That's a procedural thing. I was just talking to the through the chair and then to you. Sorry.
  • three-day cooling-off period, and it has licensing requirements for new applicants and some examination procedures
Summary: The committee took up several House measures. HCR 66, as amended, asked Louisiana Economic Development and the Governor’s Office of Rural Development to study rural parish assets, infrastructure, workforce, and development opportunities, and it was moved forward without objection. HB 387, a clarification to allow the fire marshal’s office to review architectural and engineering plans equally, also passed favorably without objection. HB 1223, which would have LED promote Louisiana’s clinical trial capacity and adjust internal review board processes, was amended and moved favorably. HB 950, aimed at helping older adults recognize and avoid fraud through materials and resources from the Office of Elderly Affairs, was reported favorably. HB 975, a routine measure to recreate the Public Service Commission, was also reported favorably. HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, was amended and moved favorably. HB 1222, described as a Grocery Initiative Act to let LED identify ways to address food deserts and food insecurity, was introduced near the end of the meeting. The most extensive debate centered on HB 617, a consumer transparency bill requiring mandatory fees to be included in upfront pricing. The author said the bill was intended to curb hidden fees and help consumers compare prices, with examples such as hotel resort fees and automatic restaurant service charges. Supporters argued it would improve transparency, while opponents from grocery, restaurant, hotel, housing, retail, and business groups said the bill was too broad, vague about terms like “total price,” unclear on enforcement and penalties, and could create compliance burdens and litigation risk, especially for small businesses. Housing advocates opposed the bill’s housing carve-out, arguing it could weaken renters’ ability to bring unfair-practice claims. Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard lengthy testimony on HB 797, which would create a Bayou Gold certification for certain transactional gold vendors that meet state-defined standards such as segregation, insurance, and nearby storage. The sponsor said the goal was to give consumers confidence and encourage vendors to keep gold closer to Louisiana, while critics argued the program would amount to a state endorsement of private companies, create misleading consumer impressions, and expose the state to confusion or liability. The bill drew opposition from the Sound Money Defense League and others, but the committee ultimately reported HB 797 favorably, with the understanding it still had to go to Finance. HB 1228, a hearing-aid cleanup bill updating definitions, contracts, testing periods, and licensing rules, was also moved favorably without objection.
LA

Louisiana 2026 Regular Session

Finance May 27th, 2026

Finance

Transcript Highlights:
  • This is just for outpatient procedures, not for inpatient. Right, right. That's what I'm saying.
  • This is just for outpatient procedures, not for inpatient. Right, right. That's what I'm saying.
  • I mean, ambulatory surgery centers save Medicare about 30% to 50% for outpatient procedures.
  • I mean, ambulatory surgery centers save Medicare about 30% to 50% for outpatient procedures.
  • So those are real hard savings when you look at the entire episode of care for that one procedure.
OK

Oklahoma 2026 Regular Session

Judiciary Feb 24th, 2026 at 01:30 pm

Judiciary

Transcript Highlights:
  • these and have regulatory oversight before This is in or is this after any kind of administrative procedures
  • So while I don't want to minimize the trauma and abuse and the abuse of procedures to weaponize and hurt