Transcript Highlights:

• promise to be succinct, and we have an excellent witness behind us from the Missouri Securities Commission
• It conducts no routine examinations of broker-dealers.
• So we're talking about the fees to file with the state as a broker-dealer or renewal registration. ..
• There was a time in my life I was a broker-dealer, and so the answer to that is you had an annual license
• So annually, in terms of the actual brokers where you had to file your license, I don't know how often

Committee: House Special Committee on Intergovernmental Affairs

Summary: The committee first heard Senate Bill 1087 from Senator Joe Nicola, which would update limited driving privileges and create a process to suspend licenses after repeated failures to appear or pay for minor moving traffic violations. Nicola said the bill was intended to improve public safety and municipal court compliance without restoring the pre-2015 system of fines and fees. Supporters, including officials from Independence, O’Fallon, and the Missouri Municipal League, argued that municipal court reform had sharply reduced citations and increased failure-to-appear rates, leaving courts with too little leverage to ensure compliance and creating safety problems for repeat offenders. They said the bill would preserve discretion, protect work and basic travel needs, and help law enforcement and courts address chronic noncompliance. Opponents, including the State Public Advocate, argued the bill would restore a cash-cow system, burden low-income residents, and create harsh consequences for missed notices or address problems. The hearing closed without a vote on SB 1087. The committee then moved into executive session and reconsidered House Bill 2288, ultimately voting to reconsider and then voting the bill due pass by a 10-5 margin. The committee also adopted a substitute and passed House Bill 3006 due pass by 13-1, passed House Bill 2289 due pass by 10-3 with one present, and passed House Bill 2906 due pass by 13-1 after adopting an amendment and rolling it into a substitute. Members discussed procedural issues about quorum and the reconsideration motion during the HB 2288 vote. Later, the committee heard House Bill 3491 from Representative Don Mayhew, which would codify English-language proficiency requirements for commercial driver’s license holders and impose penalties on drivers and motor carriers when those requirements are violated. Mayhew and a Lincoln County prosecutor described a recent Highway 61 incident involving a Minnesota CDL holder who could not communicate in English, could not identify his location, and was taken out of service after a Highway Patrol proficiency test. Supporters said the bill would mirror federal rules in state statute, improve safety, and hold both drivers and carriers accountable. Some members questioned whether the bill was redundant with federal law, whether it would be enforceable before an accident, and whether the language was too broad, especially the phrase about conversing with the general public. The prosecutor said the current tools are mostly reactive and that the bill would help remove dangerous drivers and penalize carriers, but no final action was taken on HB 3491 in the portion provided.

Transcript Highlights:

• promise to be succinct, and we have an excellent witness behind us from the Missouri Securities Commission
• It conducts no routine examinations of broker-dealers.
• So we’re talking about the fees to file with the state as a broker-dealer or renewal registration as
• There was a time in my life I was a broker-dealer, and so the answer to that is you had an annual license
• So annually, in terms of the actual brokers where you had to file your license, I don’t know how often

Committee: House Special Committee on Intergovernmental Affairs

Transcript Highlights:

• From there, they're sold to brokers, stacked in cages one on top of another, and transported across the
• The life of many pet shop animals can be summarized like this: you go from puppy mill to broker, to pet
• I filed a piece of legislation on the Commission for the Revolution that only included Boston, and I
• If you remember, we had created a commission that's no longer necessary because we are expanding the
• Tarr, Commissioned to study municipal and state animal control operations in the Commonwealth.

Transcript Highlights:

• And when I called my broker recently, because I'd read some of the news articles, I think the chair even
• shared with me about people reentering the market, my broker literally laughed at me and said, 'Well
• And that is because my own broker laughed at me. And that's how I come at this.
• And that is because my own broker laughed at me.
• We're actually just going out with a survey to all of our broker members to find out if they're starting

Summary: The Assembly Insurance Committee held an oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy (SIS), with Insurance Commissioner Ricardo Lara providing a detailed update on implementation after the January 2025 Los Angeles wildfires. Lara said the strategy has helped stabilize the market, speed claims payments, and keep insurers in California, citing $22.4 billion paid to wildfire survivors, 94% of 4,121 claims paid fully or partially, $210 million returned through department investigations, and a 27% reduction in claim closure time. He said major insurers, including Mercury, CSAA, USAA companies, Pacific Specialty, and California Casualty, have filed under SIS, with several more filings pending, and that approvals have generally been completed within 100 days of public notice. He also discussed modernization of rate review, a new data reconciliation tool, a planned regulation to require rate reviews within 60 days plus a possible 30-day extension, and ongoing work on Fair Plan oversight, wildfire risk modeling, and mitigation standards such as Zone Zero. Committee members focused on wildfire survivor non-renewals, Fair Plan growth, claim handling timelines, and whether new legislative proposals could help or hinder market stability. Lara said visible consumer relief should begin in 12 to 24 months, with broader market stabilization expected over three to five years, and emphasized that mitigation, faster rate review, and insurer participation are key to reducing reliance on the Fair Plan. He also highlighted his 22-bill package, including SB 876 on disaster claims handling, AB 1795 on smoke damage standards, AB 1680 on Fair Plan accountability, and reforms to the intervener process. Members raised concerns about balancing consumer protections with insurer participation, and Lara said the Legislature should weigh those tradeoffs through the committee process. Public commenters were divided but generally acknowledged the importance of the issue. Consumer and survivor advocates argued that insurers still delay or underpay claims and that more protections are needed, while industry representatives praised the department’s work and urged caution so the new system is not undermined. Several speakers stressed the need for mitigation, Zone Zero rules, and adequate rates, while others warned that wildfire and liability insurance problems are affecting foster care providers, commercial coverage, and utility wildfire costs. The hearing concluded with the committee adjourned after public comment.

Transcript Highlights:

• So a little refresher, House Bill 1269 concerns pawn broker fees and interest rates and was introduced
• terms, interest, fee charges, and loan renewal stipulations are all specified in statute for pawn brokers
• terms, interest, fee charges, and loan renewal stipulations are all specified in statute for pawn brokers
• The bill is about a modest increase in the fees for pawn brokers.
• Importantly, pawn brokers must get our permission of the legislature to increase the interest rate and

Bills: HB2229 , HB2274 , HB2294 , HB1269 , HB1078

Committee: House Consumer Protection & Business

Keywords: professional engineers, registration act, licensing, engineering practice, state regulations, email regulation, commercial communications, consumer protection, data privacy, electronic mail, consumer access, real property, food security, medicine access, restriction, pawnbroker, fees, interest rates, financial regulation, pet insurance

Transcript Highlights:

• people being covered and how much is flowing directly to health insurance companies and insurance brokers
• people being covered and how much is flowing directly to health insurance companies and insurance brokers
• This bill will help us answer brokers.
• They do appreciate the ability to participate in PEEP, but over the years brokers have enticed several
• have enticed several of the low brokers have enticed several of the low claim<00:34:25.599><c> groups

Bills: HF238 , HF3381 , HF3754 , HF1049

Committee: House Taxes

Transcript Highlights:

• the Treasurer's Office, and the economic development rate program through the Public Utilities Commission
• the treasurer's office, and the economic development rate program through the Public Utilities Commission
• The proposed trailer bill language includes targeted fee adjustments for key programs, including broker-dealer
• We commissioned an independent fee study to demonstrate in detail appropriate fee recommendations for
• anybody, any other industry, pays for it for that type of service, they pay $100 a year for real estate brokers

Summary: The Assembly Budget Subcommittee 5 on State Administration heard presentations from Go-Biz and the Department of Financial Protection and Innovation on the Governor’s budget proposals. Go-Biz described California Jobs First, the state’s 10-year economic development strategy, and emphasized support for small businesses, workforce development, and targeted investment in sectors such as ag tech, life sciences, semiconductors, and advanced manufacturing. Members raised concerns about federal policy changes, tariffs, tourism, housing, child care, and whether state incentives are truly additive; Go-Biz responded that it tracks federal actions closely, works with chambers and advocates, and uses programs like California Competes to target jobs that would not otherwise come to California. The committee then reviewed the proposal to restore the California Competes grant program with $60 million. Go-Biz said the grant would help businesses that cannot use the nonrefundable tax credit, and explained the program’s five-year contracts, milestone-based awards, and recapture provisions. The Legislative Analyst’s Office said the grant could be effective but recommended stronger oversight and clearer eligibility criteria, while also noting the 30% cap in trailer bill language may be too restrictive given the smaller funding level. Public testimony supported the grant and suggested considering refundability or transferability for the tax credit to broaden access for smaller and startup businesses. Members also heard the CHIPS-related proposal for $25 million to support Natcast’s semiconductor design and collaboration facility in Sunnyvale. Go-Biz and public witnesses argued the state investment would help secure a major federal research facility, retain engineering talent, and leverage billions in broader investment, while the LAO recommended rejecting the item because of its dependence on uncertain federal funding and the state’s budget condition. The committee also considered a $17 million continuation of CA RISE, which supports employment social enterprises; Go-Biz and several grantees cited strong job placement and workforce outcomes, while the LAO recommended rejection absent a more rigorous evaluation, noting prior LA RISE evidence did not show long-term employment gains. Finally, the Department of Financial Protection and Innovation presented budget requests for IT security and rent increases, and a trailer bill to raise fees across several programs. DFPI said decades-old fee schedules, inflation, and new regulatory responsibilities have created a structural deficit and warned the department could face insolvency without adjustments. The LAO recommended approving the fee increases only on a three-year limited-term basis and asked for more detailed revenue plans for programs not covered by the proposal, so the Legislature can assess actual collections and market impacts before making the changes permanent.

Transcript Highlights:

• This is for the investment advisor and broker-dealer examiners.
• Line twenty: here you see the spending for the investment advisor and broker-dealer examiners.
• The second section is a technical change relating to advisors and broker-dealers.
• The third section changes the transfer fee for broker-dealers from $25 to $65 and requires investment

Bills: HF1646 , HF2443

Committee: House Commerce Finance and Policy

Transcript Highlights:

• application, they have to describe what the plan will do, what it will cover, who it’s for, whether commissions
• They also went to the brokers at a later date and said, “Just kidding, we’re not going to pay you commissions
• So they file their product design, their commission rate, the rate that they’re going to market it, their

Committee: House Health and Welfare

Transcript Highlights:

• The intent is to have law for all community managers that work under the broker.
• Particularly, I know they're under the broker.
• Particularly, I know they're under the broker.
• Particularly, I know they're under the broker.
• The brokers don't seem to be very qualified.

Committee: House Consumer Protection & Commerce

Summary: The committee on Consumer Protection and Commerce met on January 30, 2025, and heard testimony on several condominium-related bills, beginning with HB 70. HB 70 would require a budget summary disclosure for condominiums. Supporters, including Community Associations Institute, a real estate broker, and several condominium owners, said the bill would improve consumer protection by giving owners and buyers a clearer, more understandable snapshot of an association’s financial health and reserve compliance. One supporter noted the bill should help reduce confusion caused by lengthy reserve studies and emphasized the importance of accurate disclosure. A testifier also urged the committee to hear other condominium bills quickly, including measures related to an ombudsman, managing agents, parliamentarians, and attorney’s fees. The committee then heard HB 106, which would change the process for condominium fines and disputes. Phil Nery of CAI and other supporters said the bill would strengthen due process by requiring clearer notice, allowing an internal board appeal, and then permitting small claims court review without attorney’s fees unless the fine is upheld. They argued this would prevent fines from escalating into costly legal disputes and provide a more linear, fair process. Some supporters suggested amendments, including clarifying that the statute controls over association documents and refining refund language. During questioning, members raised concerns about small claims limits and whether associations would be represented by volunteers or attorneys. One testifier initially in support later said he would not support the bill as written after hearing HPD’s concerns. HB 224, relating to property rights, drew opposition from the Department of the Attorney General and the Honolulu Police Department. Both agencies said the bill would improperly push law enforcement into a quasi-judicial role and could short-circuit existing due process procedures for occupants of residences. A realtor who had initially been listed in support changed his position after hearing the opposition testimony. The committee also heard emotional testimony from a resident describing a long-running squatter and utility theft problem at a neighboring property, which he said took years of court action and police involvement to resolve. No votes or final committee actions were taken during the portion of the meeting reflected in the transcript.

Transcript Highlights:

• Um, I would move that the Senate suspend its rules in order to move H211, the data broker bill, to the
• committee on finance via Rule 31, pending entry on the notice. ...the data broker bill to the committee
• rid of some of the language that was around um um the log ...the log drives in the public utility commission

Transcript Highlights:

• buying. and selling ads, positioning itself simultaneously to be the buyer, the seller, the agent, the broker
• The Federal Trade Commission, of course, sued Facebook in 2020 to unwind some of its prior lawsuits.
• Yet dominant platforms... simultaneously as buyers, sellers, brokers, platform owners, and so forth,

Committee: Senate Competition Policy, Antitrust, and Consumer Rights Subcommittee

Keywords: antitrust, competition policy, digital advertising, monopoly, America Act, big tech, consumer rights

Summary: The meeting, titled 'Big Fixes, Big Tech', marked the first hearing of the Senate antitrust competition policy and consumer rights subcommittee in the 119th Congress. Chairman Lee opened the session focusing on the urgent need for effective solutions regarding anti-competitive behavior among major tech firms like Google and Facebook, highlighting several ongoing court cases regarding monopolistic practices in the digital advertising and search markets. Key discussions included the limitations imposed on small businesses and innovation due to the dominance of these tech giants, with many testimonies advocating for stronger legislative measures, including the America Act. The act aims to disrupt the monopolistic capabilities of these firms and restore competitive integrity in the marketplace, which has suffered under their oppressive market control.

Transcript Highlights:

• is 6045, placing agriculture employees under the jurisdiction of the Public Employment Relations Commission
• is 6045 placing agriculture employees under the jurisdiction of the Public Employment Relations Commission
• Placing agricultural employees under the jurisdiction of the Public Employment Relations Commission.
• unemployment, the underground economy task force identified more targeted solutions, regulating labor brokers
• unemployment, the underground economy task force identified more targeted solutions, regulating labor brokers

Summary: The committee heard several bills and took executive action on a number of them. Senate Bill 6282, by Senator Nobles, would require building and construction trade apprenticeship programs to provide two hours of behavioral health and wellness training starting in 2027, covering stigma reduction, distress recognition, suicide prevention, substance use awareness, peer support, and resource connection. The bill drew strong support from labor and construction groups, who described high suicide and substance use rates in the industry and said the training would help apprentices and, with a planned amendment, journey-level workers as well. No vote was taken in the hearing portion shown, but testimony was overwhelmingly pro. Senate Bill 6135, by Senator King, would require interest arbitration panels for certain uniform personnel at local governments to consider the employer’s ability to pay. Counties and cities supported the bill as a modest fiscal-relief measure and argued it would align local arbitration with existing state-law language. Teamsters representatives and other labor witnesses opposed it, saying it would weaken collective bargaining and give employers leverage to stall or deny fair contracts. The committee closed the public hearing with 5 in favor, 22 opposed, and no other testimony. In executive session, the bill was later advanced subject to signatures. The committee also heard Senate Bill 6128 on independent medical exams, which would require IME recordings to be made through an L&I-approved third-party app and prohibit independent local recording. Supporters said the change would improve security, consistency, and reliability of recordings and reduce cancellations and disputes; opponents said it would burden injured workers and undo the 2023 right to record IMEs on their own devices. The committee then heard Senate Bill 6068, which would make owners and direct contractors jointly liable for unpaid wages and related damages on construction projects, with a notice-and-cure process before suit. Workers and labor groups supported it as a tool against wage theft and labor trafficking, while contractors and industry groups opposed it as overbroad and costly. The committee also heard Senate Bill 6303 on cannabis packaging and vapor devices, with testimony split between sustainability advocates and industry supporters on one side and public health and poison center witnesses on the other, who warned that loosening individual edible packaging could increase child poisonings. In executive session, the committee adopted a substitute for SB 6053 and moved it forward, and also passed SB 6134, SB 6147, SB 6106, and SB 6045 subject to signatures, with SB 6045 amended before passage to Ways and Means.

Transcript Highlights:

• They have a staff of commissioned officers that spend time on the water and on boat ramps.
• Second, the Citizen Commission for Performance Measurement of Tax Preferences sets the review schedule
• The preferences are a public utility tax exemption for gas utilities that sell natural gas, a brokered
• pipeline from out of state, it doesn't pay public utility tax, but instead the consumer pays the brokered
• by way of definition, a travel agent arranges transportation, lodging, or meals, and receives a commission

Summary: The meeting began with JLARC’s biennial executive committee elections. After confirming a quorum, members unanimously elected Representative Pollet as chair, Senator Wagoner as vice chair, Representative Orcutt as secretary, and Senator Solomon as assistant secretary for the 2025-27 biennium. The committee also approved the May 14 meeting minutes unanimously. Chair Pollet then outlined a commitment to more member input on audit scope and coordination with the State Auditor’s Office. Staff presented a preliminary report on Washington State recreation boating programs. They reported that six agencies administer boating-related activities, that the state collected about $108 million in boating-related revenue in 2021-23, and that $86 million was spent, mostly on infrastructure and water access, environmental protection, boater safety, and marine law enforcement. Staff said Washington’s boating laws and programs are broadly similar to other states and noted that the final report is expected in September. JLARC then reviewed several tax preferences. For natural gas used as a transportation fuel, staff said the preferences reduce fuel costs but did not meet emissions-reduction targets because fewer vessels and vehicles converted to natural gas than expected; staff recommended continuing some exemptions and modifying reporting requirements. For travel agents and tour operators, staff said the preference continues to provide tax relief, but large beneficiaries’ savings are rising while small beneficiaries’ use is declining, leading to recommendations to continue the small-business rate and add or revise performance metrics. Staff also reviewed a nonprofit low-income housing property tax exemption, concluding it helps developers build homes as intended but that the performance metric should better reflect housing outcomes; they recommended the legislature decide whether to continue or modify it. Other reviews covered multipurpose senior citizen centers, disabled veteran adapted housing, trade convention attendance, agricultural fertilizer and seed wholesaling, hazardous substance tax treatment for pesticides, and silicon smelter energy preferences, with recommendations ranging from continuation to expiration depending on whether the stated objectives were met. The committee then adopted the final cannabis market study for distribution. Staff reported that Washington businesses produced two to three times more cannabis than retailers sold in 2023, and that inaccurate and incomplete reporting limits the Liquor and Cannabis Board’s ability to regulate the market. The board said it concurs with the recommendations, including developing a plan for a new data system and considering broader social equity options. Finally, staff presented the proposed final report on Department of Health oversight of hospital data reporting, inspections, and complaints. Staff said DOH was late on most acute-care hospital inspections, had not fully verified third-party inspection standards, and did not adequately review adverse event correction plans or assess language access barriers in its complaint system. DOH said it concurs with all six recommendations and has already made some transparency improvements, including a public dashboard for adverse event reporting.

Transcript Highlights:

• and pioneer of technology been a broker and pioneer of technology services<00:40:50.160><c> to</c><00
• We're a broker because we lean leaning.
• The board commissioned an independent review of the district's operations.
• </c><01:29:49.440><c> by</c><01:29:49.600><c> the</c> studies um that was commissioned by the studies
• um that was commissioned by the board<01:29:50.000><c> of</c><01:29:50.159><c> education.

Summary: The committee first handled routine business, including roll call, introductions, and approval of the previous meeting minutes by voice vote. It then heard a presentation on SB 253, focused on expanding support for teacher apprenticeship and teaching-and-learning pathways. Senator Hickman and staff from the Kentucky Department of Education and Nelson County Schools described how the program uses dual credit, work-based learning, and registered apprenticeship to help students earn an associate degree in high school and continue toward a teaching degree. They said the goal is to address the teacher shortage by creating a sustainable pipeline into the profession. Witnesses emphasized that the main barrier is cost. Mary Taylor said Kentucky’s youth apprenticeship model has been successful in other fields and that education should be added as an in-demand sector, but an associate degree alone will not solve the teacher shortage because teachers still need a bachelor’s degree and certification. Laura Arnold of Nelson County Schools described the district’s Lead Nelson program, saying the district has invested more than $800,000 since 2021, currently has 37 students in the pathway and seven committed apprentices, and spends about $85,000 per apprentice from freshman year through certification. She said district staffing, planning, and university partnerships are also significant hurdles. Members asked about job guarantees, tenure, and retirement; Arnold said employment is performance-based and retirement issues are being considered. Senator Hickman said the bill would use lottery funds to help cover tuition and dual credit costs so more districts can participate, noting that a prior version died because of a high fiscal note. Representative Payne and Representative Tipton praised the program but stressed the need for funding and noted inconsistencies between statute and budget language on Work Ready Kentucky and dual credit support. Representative Tipton also cautioned that lottery revenue may not keep pace with demand and said the General Assembly may need to make broader funding decisions. After the apprenticeship discussion, the chair moved the committee to the next agenda item on computer science and AI literacy, where Code.org began a presentation on the importance of computer science for all students.

Transcript Highlights:

• Sometimes directly, other times through brokers.
• out-of-state facilities with minimal oversight, chipped into California through online or third-party brokers
• allows us to trace origins, identify patterns of abuse and fraud, and hold unethical breeders and brokers

Committee: House Business and Professions

Transcript Highlights:

• assigned by the legislature to act as kind of my fiscal agent, if you will, like my Edward Jones broker
• I've got a 401(k); my 401(k) at the Department of Natural Resources... ...like my Edward Jones broker
• A couple things to note in the Green Report, which was, I believe, commissioned in 2023, because we had
• the tools to mitigate those costs, despite the fact that in the legislature's report, which was commissioned

Bills: SB5919 , SB5816 , SJM8015 , HB2737

Committee: House Agriculture & Natural Resources

Keywords: fire safety, insurance incentives, best practices, community protection, voluntary measures, juice grapes, agriculture, commerce, state regulation, market access, federal response, wildfire protection, community safety, infrastructure, natural resources, commercial shellfish, shellfish fees, Department of Health, biotoxin testing, export certificate

Transcript Highlights:

• assigned by the legislature to act as kind of my fiscal agent, if you will, like my Edward Jones broker
• My 401(k) at the Department of Natural Resources... ...like my Edward Jones broker, right?
• A couple things to note in the Green Report, which was, I believe, commissioned in 2023, because we had
• the tools to mitigate those costs, despite the fact that in the Legislature’s report, which was commissioned

Summary: The House Agriculture and Natural Resources Committee heard several Senate bills and a joint memorial, with the chair moving items around to accommodate prime sponsors and public testimony. SB 5838 would add two tribal representatives to the Board of Natural Resources, one from each side of the Cascades, and broaden the nomination pool to include tribes with treaty-ceded lands in Washington. The sponsor and tribal and agency witnesses said the bill would add tribal knowledge and stewardship expertise without changing government-to-government consultation. County and industry witnesses raised concerns about fiduciary duties to trust beneficiaries, the lack of stakeholder consultation, and the effect of expanding the board from one to two tribal seats. Public testimony was mixed, and the committee recorded strong support and opposition on the bill. SB 5816 would add juice grapes to the state Agricultural Marketing and Fair Practices Act, allowing juice grape producers to use the same marketing and negotiation framework already available to pears, sweet corn, and potatoes. The sponsor said the bill would help juice grape growers facing unfair pricing pressure from processors. The committee took limited public testimony and recorded support and opposition before closing the hearing. SJM 8015 urged Congress to ensure federal wildfire response entities remain capable of protecting communities, infrastructure, watersheds, and firefighter health and safety during federal consolidation of wildfire programs. Testimony from environmental groups, forest industry, and union representatives broadly supported the memorial and emphasized rising wildfire risk, smoke impacts, and the need for strong interagency response capacity. The committee also heard HB 2737, which would cap certain shellfish regulatory fees, exempt the shellfish program from full fee recovery, and apply the caps retroactively. The sponsor and shellfish growers said the Department of Health’s fee increases would be unsustainable for small family farms and processors, while DOH explained it was following a full cost-recovery model unless the Legislature provides general fund support. Witnesses described large projected fee increases and potential business closures, and DOH said it had reopened rulemaking to consider smaller operators. Because the bill was heard after cutoff, the chair noted it could not advance, but the committee still took testimony and discussed possible amendments and follow-up information before adjourning.

Transcript Highlights:

• , which is known as Flock, does not necessarily sell this data, but there may be other vendors or brokers
• that do sell this data. this data, but there may be other vendors or brokers that do sell this data.
• Members of the committee, I'm Douglas Carver, Executive Director of the New Mexico Sentencing Commission
• I wanted to let the committee know, Madam Chair, that the commission overwhelmingly supported this legislation

Bills: HB294 , SB40 , SB43 , SB35

Committee: House House Judiciary

Keywords: cannabis, cannabis packaging, cannabis labeling, cannabis regulation, Cannabis Control Division, adulterated cannabis, artificial color additive, food dye, youth appeal, minor appeal, child-resistant packaging, black-and-white packaging, edibles, product labeling, consumer protection, marijuana, hemp, dispensary, licensed cannabis business, cannabis manufacturer

Transcript Highlights:

• active-duty military personnel, and their families, according to data collected by the Federal Trade Commission
• active duty military personnel and their families, according to data collected by the Federal Trade Commission
• buying a house, VA veterans have a benefit to buy a house that we say you must go to a real estate broker
• You may not choose your own real estate broker, and that's what we're doing here.