Transcript Highlights:

• happening to existing buildings, you're tying into these complex systems where there might be fire-rated
• You break that fire-rated wall, if the building catches on fire, the fire could spread easily and then
• /c><00:18:38.480> walls<00:18:38.720> that<00:18:38.799> you're might be fire rated
• walls that you're might be fire rated walls that you're penetrating.<00:18:39.919> You<00:18:
• You break that fire rated penetrating.

Bills: SB88, SB337

Keywords: expungement, criminal records, courts, victim rights, rehabilitation, Alabama law, SB337, Montgomery County, probate judge, judge of probate, county officer compensation, salary increase, circuit judge parity, local legislation, county commission, general fund, public official pay, judicial compensation, Montgomery County Legislation, 1136

Transcript Highlights:

• They are industrial scale power systems with real environmental and rate payer consequences.
• loophole and says that, yes, utilities can buy that power, but they cannot shift those costs and raise rates
• unlimited air quality reductions to our residents, like the residents of Sunland Park, higher utility rates
• Again, there's also language in there that says the utility cannot raise rates.
• not ...they did it 100% green, and they put in the requirement that they could not raise people's rates

Bills: SB78, SB235, SB22, SB310

Keywords: nuclear energy, renewable energy, sustainability, carbon emissions, energy regulation, microgrid, zero carbon resources, Public Regulation Commission, energy generation, electric utilities, motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County

Transcript Highlights:

• So therefore, there is no form or rate review to ensure that those items comply with Florida law.
• and I was told about it, the question is: what have we seen just over the last year with insurance rates
• We've seen rates go down.
• And we've seen rates go down because we made the changes necessary to drive increased capital into the
• market, which increases competition, which will ultimately lower rates.

Bills: S0302, S0394, S0480, S0546, S0636, S0774, S0796, S1028, S1050, S1066, S1120, S1230, S1288, S1682

Keywords: cybersecurity, information technology, data management, local government compliance, cloud services, state agency oversight, integrated governance, conservation lands, land exchange, state-owned land, Acquisition and Restoration Council, Florida water management, environmental protection, beach management, beach erosion, beach nourishment, coastal resilience, shoreline protection, critical erosion, critically eroded beach

Summary: The committee heard and advanced several bills, beginning with CS/SB 796, which would create Veterinary Professional Associates as a new supervised veterinary role, expand telehealth prescription timeframes, and set training and scope limits. Supporters said it would improve access to care, lower costs, and create a career path, while opponents argued the proposal lacked a clear regulatory framework, could create liability and federal-law conflicts, and would not address the real shortage in rural large-animal practice. After debate, the committee reported the bill favorably. Members also heard and favorably reported SB 1682 on local authority over derelict and abandoned vessels, CS/SB 1028 on a commercial Citizens clearinghouse for property insurance, SB 394 on exempting certain reinsurance underwriting managers from licensing, SB 636 on beach management and erosion designations, CS/SB 546 on public notice for conservation land sales or exchanges, CS/SB 302 on Biscayne Bay nature-based solutions and related coastal resiliency provisions, SB 1050 on pharmacy choice for pet medications, and SB 774 extending workers’ compensation benefits to 911 public safety telecommunicators for mental and nervous injuries. Testimony on these bills generally focused on access, regulatory clarity, environmental protection, or workforce support, with some concerns raised on insurance consumer protections and beach-management language. Senator Harrell’s bills were also taken up and reported favorably: CS/SB 480, a major overhaul of state IT governance creating DIGIT and new procurement, reporting, and workforce structures; CS/SB 1230, restricting PFAS-containing firefighting foam and adding testing, inventory, and disposal requirements; and CS/SB 1288, a naming bill designating the Andrew Red Harris Shoal and requiring markers. Finally, the committee heard extensive testimony on SB 1066 regarding restoration of the Oklawaha/Rodman system, with supporters emphasizing ecological restoration, flood-risk reduction, and economic benefits, and opponents warning about local impacts, water quality, and the loss of a world-class fishery. The transcript ends during testimony on that bill, before final action is shown.

Transcript Highlights:

• This licensure prep course was created to promote equity and licensure pass rates in New Mexico, which
• Our completion rate within seven years is 70%.
• Our overall pass rate for licensure and certification is 85 percent.
• We had the greatest attrition rate in the BAMD program that we'd ever had. Why?
• is, PPS rate of $140 per visit, right?

Transcript Highlights:

• However, the initial findings, and thank you for that, have indicated that it does have a high success rate
• Social vulnerability index is a national rating where those are communities that don't have a lot of
• report suggests that the legislature explicitly require HCA to set and monitor five-year uninsurance rates
• The HCA expects to spend $23 million if Medicaid rates are used or $32 million if commercial rates prevail
• We'd like to see a growth rate, a 10% growth, and with what's at large, I guess, or uncertainties that

Transcript Highlights:

• We know that the retention rate is high; it is one of the most effective programs, FSP.
• Based on a 100% graduation rate, a 90% reduction in truancy, and a 0% recidivism rate.
• County to the current year. funding levels to reflect current enrollment rates, which are trending lower
• We have to still continue isolating patients that are positive for COVID-19, but the positive rates are
• It would be at the rate that the governor mentioned: $55 for five pens and $30 for a vial.

Keywords: 988, house, all

Transcript Highlights:

• And in that bill, we worked on getting recycling rates, addressing chemicals of concern, not only PFAS
• And in that bill, we worked on getting recycling rates, addressing chemicals of concern, not only PFAS
• The repairs are expensive, and they can definitely increase rates to our ratepayers.
• Studies have also shown that PFAS exposure is associated with increased rates of preeclampsia, a serious
• will be absorbed by ratepayers, and that there is a, what's the word, a timeline for how one gets rate

Summary: The committee heard several environmental and consumer-safety bills. AB 405, the Fashion Act, would require fashion companies to disclose and manage toxic chemicals in their supply chains; supporters said it would reduce worker and consumer exposure and align with existing industry frameworks, while retailers and business groups argued it would duplicate existing laws and raise costs. After questions about DTSC workload, international standards, and affordability, the bill was moved on a due-pass-as-amended motion to Natural Resources and held on call with three votes. AB 762 would ban the sale and distribution of disposable vape devices; supporters emphasized battery-fire risks, recycling contamination, and waste impacts, while cannabis and convenience-store interests warned it would push consumers to illicit markets and harm legal businesses. The bill passed on a due-pass motion to Business and Professions with three votes and was held on call. The committee also adopted the consent calendar with six votes. AB 794 would direct California to keep in place the federal PFAS drinking-water standard if federal protections are weakened, with supporters citing health risks and the need for certainty, and water agencies opposing the emergency-rulemaking authority and potential costs. Members debated whether the bill was too broad and whether federal funds would cover implementation; the bill passed on a due-pass-as-amended motion to Appropriations with four votes and was held open. AB 1148, the Safer Food Packaging Act, would restrict certain chemicals in food packaging; supporters cited cancer and reproductive-health concerns, while chemical, beverage, and manufacturing groups argued the bill should go through existing regulatory processes and that some chemicals lacked feasible alternatives. The author said she would remove antimony trioxide later in the process after hearing opposition concerns; the bill passed on a due-pass motion to Judiciary with four votes and was held open. Finally, AB 1338 would allow local air districts to recover costs for implementing fence-line air monitoring at metal shredding facilities, building on prior legislation and local air district efforts in AB 617 communities. The author said the bill would preserve local control and improve efficiency, and the South Coast Air Quality Management District testified in support. The transcript ends as the district witness begins testimony, with no vote yet taken on AB 1338.

Transcript Highlights:

• program, the full sales and use tax program at the Treasurer's Office, and the economic development rate
• program, the full sales and use tax program at the treasurer's office, and the economic development rate
• model they've kind of tucked away in Santa Barbara, where condos that would on average go for market rate
• First, it will allow you to see how the industry responds to the new rates and whether the fee results
• Second, you'll see how much actual revenue the department collects under the new rates and be able to

Summary: The Assembly Budget Subcommittee 5 on State Administration heard presentations from Go-Biz and the Department of Financial Protection and Innovation on the Governor’s budget proposals. Go-Biz described California Jobs First, the state’s 10-year economic development strategy, and emphasized support for small businesses, workforce development, and targeted investment in sectors such as ag tech, life sciences, semiconductors, and advanced manufacturing. Members raised concerns about federal policy changes, tariffs, tourism, housing, child care, and whether state incentives are truly additive; Go-Biz responded that it tracks federal actions closely, works with chambers and advocates, and uses programs like California Competes to target jobs that would not otherwise come to California. The committee then reviewed the proposal to restore the California Competes grant program with $60 million. Go-Biz said the grant would help businesses that cannot use the nonrefundable tax credit, and explained the program’s five-year contracts, milestone-based awards, and recapture provisions. The Legislative Analyst’s Office said the grant could be effective but recommended stronger oversight and clearer eligibility criteria, while also noting the 30% cap in trailer bill language may be too restrictive given the smaller funding level. Public testimony supported the grant and suggested considering refundability or transferability for the tax credit to broaden access for smaller and startup businesses. Members also heard the CHIPS-related proposal for $25 million to support Natcast’s semiconductor design and collaboration facility in Sunnyvale. Go-Biz and public witnesses argued the state investment would help secure a major federal research facility, retain engineering talent, and leverage billions in broader investment, while the LAO recommended rejecting the item because of its dependence on uncertain federal funding and the state’s budget condition. The committee also considered a $17 million continuation of CA RISE, which supports employment social enterprises; Go-Biz and several grantees cited strong job placement and workforce outcomes, while the LAO recommended rejection absent a more rigorous evaluation, noting prior LA RISE evidence did not show long-term employment gains. Finally, the Department of Financial Protection and Innovation presented budget requests for IT security and rent increases, and a trailer bill to raise fees across several programs. DFPI said decades-old fee schedules, inflation, and new regulatory responsibilities have created a structural deficit and warned the department could face insolvency without adjustments. The LAO recommended approving the fee increases only on a three-year limited-term basis and asked for more detailed revenue plans for programs not covered by the proposal, so the Legislature can assess actual collections and market impacts before making the changes permanent.

Transcript Highlights:

• They want wastewater, they want fresh water, and they want a reasonable rate.
• I think most of them, if they can get service at a reasonable rate, that's all they're asking for.
• And they didn't invest money in the system, so they're going to have to raise rates.
• This affects both interest rates, but more importantly, those providers of that infrastructure see an
• Many of these projects are experiencing growth rates of 20 to 60 percent, which we have seen in the last

Bills: SB863, SB1190, SB1261, SB1413, SB1624, SB1662, SB1663, SB1855, SB1967, SB2124, SB2204, SB1623

Keywords: Edwards Aquifer, water conservation, reclaimed water, aquifer storage, environmental protection, water loss, municipally owned utilities, Texas Water Development Board, administrative penalties, water audit, water infrastructure, water supply, state water plan, water management strategies, water financing, municipal bonds, revenue bonds, public debt, obligations, TWDB

Transcript Highlights:

• Aging 4478 by Turner Riddle in determination of a district of capitalization rate to be used in appraised
• , Workforce, and Economic Development, HB 4556 by Oliverson, relating to the automobile insurance rating
• of certain counties and the procedure for the adoption of such county. of a tax rate that exceeds that
• rate, making conforming changes for the committee on ways and means.
• certain appropriations to pay for the ad valorem tax relief the constitutional limitation and the rate

Bills: HB9, HB22, HB908, HB1392

Keywords: property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment

Transcript Highlights:

• Payers who are facing rates that keep going up for the recycling of waste.
• And we will be able to also estimate FEMA's reimbursement rate and out year costs.
• The Board of Environmental Safety can adjust this set rate every year, and that is their authority to
• So last year, the board did raise the The Board of Environmental Safety determines that fee rate, and
• they did raise the fee rate.

Keywords: 988, house, all

Transcript Highlights:

• Uh, perhaps we'll see some improvement in terms of the credit ratings three years from now or what have
• Uh, perhaps we'll see some improvement in terms of the credit ratings three years from now or what have
• Uh, perhaps we'll see some improvement in terms of the credit ratings three years from now or what have
• Uh, perhaps we'll see some improvement in terms of the credit ratings three years from now or what have
• uh three years from now or what ratings uh three years from now or what have<00:15:33.600> you.

Keywords: 912, senate, all

Summary: The joint committees heard House Bill 344 HD1, which would require new buildings to include electric vehicle charger-ready parking stalls. Testimony was overwhelmingly in support from the State Energy Office, Department of Accounting and General Services, the Disabilities and Communication Access Board, and others. Members asked about cost and infrastructure impacts; the State Energy Office said the added cost would likely be modest if planned from the start, but that electrical capacity remains a key challenge for expanding EV charging. The chairs proposed two amendments: extending the bill to cover on-grade parking lots and adding language for Level 1 or Level 3 charging when appropriate. After discussion, both committees voted to pass HB 344 HD1 with amendments. In the Energy and Intergovernmental Affairs committee, the chair voted aye, one member voted with reservation, and excused members were noted; the Government Operations committee also passed the measure, with one aye vote and one vote with reservations. The committees also heard House Bill 10001 HD1 SD1, relating to the Maui wildfire settlement trust fund. The Governor’s Office, Attorney General’s Office, Maui County, and the Tax Foundation testified in support. Members questioned Hawaii Electric Industries’ ability to fund its share of the settlement and whether the state should pay first or in tranches. The chair proposed amendments requiring all defendant parties to submit payment plans and proof of ability to pay, and requiring non-state defendants to fund their shares into escrow before the state releases its share. The committee adopted the amendments and passed the bill unanimously by the members present. Later, the committee deferred action on House Bill 229 HD1 until March 20 for clarification on amendments, then passed House Bill 860 HD1 with amendments addressing liability for limited resurfacing of disputed roads, and passed House Bill 1161 HD2 with amendments concerning highway fund use, formula calculations, and EV-related county fees.

Transcript Highlights:

• We know that the first year from separation has the highest rate for suicide.
• They often outpace civilian students. peers in GPA and graduation rates, and they graduate into fields
• The Veteran Directed Program has incredibly high satisfaction rates and notably cost less than other
• Lopez was eventually rated at the necessary level.
• The rate is so low. right now and our team has done extensive work into that looking at that talking

Keywords: veteran services, Secretary Collins, healthcare provisions, contract cancellations, transparency, accountability, committee meeting, legislation

Summary: During this committee meeting, various bills were discussed with a specific focus on veteran services and healthcare provisions. Notably, the cancellation of critical contracts under Secretary Collins sparked significant debate, with representatives emphasizing the adverse impact on veteran care. The meeting featured testimonies from veterans and stakeholders who expressed their concerns regarding the potential fallout of these cancellations, demonstrating the urgency of transparency and accountability in management decisions. Discussions also delved into various legislative proposals aimed at improving services for veterans amidst these challenges.

Transcript Highlights:

• They have 22 unfilled positions, which is a 9.1 vacancy rate.
• They have 22 unfilled positions, which is a 9.1 vacancy rate.
• The PSC currently has a high vacancy rate. How has the Commission's efficiency been impacted?
• So, for example, a rate case has to be completed within eight months, as an example.
• Okay, and so I guess my next question is: have the rate cases, so they have not been delayed.

Summary: The subcommittee first heard a lengthy Auditor General presentation on the Department of Management Services’ fleet management operations. The audit found major problems with oversight, recordkeeping, policies, fee-setting, purchase and disposal approvals, public auction controls, and FleetWave system access and processing. Key findings included that 2,279 vehicles valued at more than $57 million could not be matched between FleetWave and FLAIR, disposal records were missing or incomplete, user access remained active long after employees separated, and the department had not documented a reasonable basis for its $1.75 per-vehicle monthly fee. Members expressed strong concern about the accuracy of the state’s fleet inventory and the risk of waste or misuse. DMS Secretary Allende said the department concurred with the findings, was working with the Auditor General, and planned corrective actions, including better training, clearer guidance, improved reconciliation, and possible centralization or pilot programs for fleet purchasing and management. The committee then returned to vacancy discussions with several agencies. The Division of Administrative Hearings said its two long-vacant judges of compensation claims positions had been hard to fill because of low pay and short reappointment terms, but the chief judge said the division could operate without them and offered those positions up as part of a reduction exercise. The Public Service Commission reported 42 vacancies but said statutory deadlines were still being met, though staff workloads and depth of analysis were affected. The commission also said vacancies help it manage salaries within its trust-fund budget. Members questioned whether some of those positions were truly needed given the lack of delays. The Florida Gaming Control Commission reported 29 vacancies, including a vacant chair that prevented appointment of an inspector general, and said the chair vacancy was a gubernatorial appointment issue. The acting executive director also said the commission’s compulsive gambling prevention program had lapsed after no responsive bids were received for a new contract, but an invitation to negotiate was nearly complete and a new provider was expected soon. The Public Employee Relations Commission reported that its caseload had more than doubled after Senate Bill 256, which increased union recertification work; it said it was meeting deadlines only with overtime and that the workload had not fallen despite decertifications. Members asked for follow-up data on union cases, vacancy needs, and whether some positions across agencies could be reallocated to better match workload.

Transcript Highlights:

• Our approval rates have varied over the past decade. between 35 and 40 percent.
• We have also included recidivism rates as determined. by the Legislative Budget Board, and this rate
• We are currently at around 40%. approval rate.
• And we generally have between. in, I would say, 30% to 70% grant rate.
• The recidivism rates specifically?

Keywords: 1184, house, all

Transcript Highlights:

• An emergency well is generally a leaking well, some of which have extremely high water flow rates, and
• An emergency well is generally a leaking well. some of. which 140 have extremely high water flow rates
• In particular, the agency reports staff turnover rates of 75% for field staff positions and ranging from
• moved around the country by migratory waterfowl, but is highly infectious and also causes high death rates
• risk of having that virus introduced into our poultry population and causing, um, causing. 636 High rate

Summary: The committee met with a quorum present to hear Article VI Natural Resources agency budget recommendations, beginning with the Railroad Commission. LBB staff summarized the commission’s 2026-27 base recommendation at $458.7 million, down from the prior biennium, with an increased FTE cap. The presentation highlighted reduced federal IIJA funding, volatility in oil and gas regulation account 5155, continued support for IT modernization, and rider changes. The commission’s major exceptional items were then presented, including requests for produced water and injection data reporting, an authorized pit registration system, regulatory filing/permitting upgrades, an underground injection well investigation team, site remediation support, and especially $100 million for orphan well plugging. Members asked about biennium-to-biennium comparisons, salary biennialization, the scale of orphan well risks, federal funding delays, bonding, and whether the state should rely more on industry or general revenue for plugging costs. Commission leadership explained that orphan wells can threaten water and public safety, that plugging costs have risen sharply, and that current funding is insufficient to keep up with emergency wells and the backlog; they also said the agency is moving to cloud-based systems with cybersecurity protections and that the proposed performance measure may need adjustment if funding does not increase. The Railroad Commission testimony was followed by LBB and agency testimony for the Texas Animal Health Commission. LBB described a $42 million recommendation for 2026-27, an increase overall, but with a reduced FTE cap due to turnover and salary reallocation. The recommendation maintained funding for cattle fever tick work, chronic wasting disease, lab testing through an MOU with Texas A&M’s veterinary diagnostic lab, and a new $5 million spay-and-neuter pilot program, while deleting a capital budget rider and adjusting riders tied to entry point inspection stations and clinical trials. Agency leadership then outlined the commission’s mission to protect livestock health and the state’s $22 billion animal industry, and described major disease threats including highly pathogenic avian influenza, cattle fever ticks, New World screwworm, and chronic wasting disease. Their exceptional items focused on recruiting and retaining veterinarians, replacing fleet vehicles, creating an ectoparasite identification lab, adding field staff and IT support, improving records and epidemiology reporting, strengthening central administration, supporting secure food supply planning, expanding chronic wasting disease work, and staffing the new spay-and-neuter program. Members asked about field identification of ticks, the use of disinfectants and PPE, fleet management, the scale of cattle fever tick risk, and chronic wasting disease; the agency explained its current inspection and lab-confirmation process, its reliance on field disinfecting and biosecurity, and the need for more staff and better data systems to keep pace with growing workloads and disease threats.

Transcript Highlights:

• In fact, it has the highest suicide rate of any addiction.
• 02:08.200> bankruptcy substantial increase in bankruptcy substantial increase in bankruptcy rates
• , debt rates, debt collections, debt consolidation<00:02:11.080> loans,<00:02:11.680> auto<
• loans, auto loan delinquencies.<00:02:13.520> And<00:02:13.720> the<00:02:13.800> rates
• And the rates of delinquencies.

Keywords: 1187, senate, all

Transcript Highlights:

• So again, I think the goal was we obviously, across all of our LEAs, we have different success rates,
• we have different cost rates, we have those kinds of things.
• > kind different cost rates, we have those kind different cost rates, we have those kind of<01
• Once you're in earlier, success rates.
• <01:11:30.719> by having a higher case close rate by having a higher case close rate by dealing

Keywords: 1189, house, all

Summary: The committee first approved the minutes from the March 6, 2026 meeting and then received updates from the Legislative Budget Assistant audit staff on several ongoing audits. Christine Young reported that the special education audit was in report-writing stage with 39 of 80 observations completed and a draft expected in the second quarter, the education freedom accounts audit had 27 of 42 observations completed with a draft also expected in the second quarter, and the Doorway program audit had a draft report with 15 observations sent to DHHS on March 30, with responses due April 24 and presentation expected at the May fiscal committee meeting. Members asked about the size of the special education report, and staff estimated it would be over 800 pages and roughly three pounds. The committee then reviewed prior audit responsiveness from the Human Rights Commission. The commission reported that 22 observations had been completed, with remaining issues focused on timely case processing, a formal risk assessment, and a performance measurement system. Officials said staffing shortages were improving, a risk assessment manual had been drafted, a scorecard system was nearly complete, and the commission’s rules were moving through the public hearing process. Members asked about the timeline, and the commission said case processing was averaging 20 to 22 months and that the remaining items were expected to be resolved over time. Police Standards and Training also reported progress on prior audit items. The director corrected one status designation and said the job task analysis for curriculum development was substantially resolved, with findings and recommendations being prepared for the council. He said work on fitness testing was on hold pending legislative action, the performance measurement and strategic planning item remained a priority, and the council was focusing first on updating administrative rules. He also said the corrections advisory committee likely needed a statutory amendment to better reflect members with practical corrections experience. In response to questions, he said the council does not certify county correctional officers but reviews county curriculum annually, and he said the agency would be open to discussing consolidation or a pathway for county officers to become state-certified. The Department of Corrections then updated the committee on parole board-related audit items, saying 11 of 13 DOC-related findings were resolved. The remaining issues involved implementing a structured decision-making process for the parole board and improving data collection for recidivism tracking; the board had applied to the National Institute of Corrections for training, and manual data collection was underway. DOC also said it had created a HIPAA-compliant release form to share substance use disorder treatment information with the parole board. Finally, OPLC reported on the mental health workforce audit, saying six findings were fully resolved and six substantially resolved, with most remaining items tied to rulemaking and application processing. The office expects to complete its backend system migration and improve timeliness metrics by the end of the year, and it recently launched a jurisprudence exam for the mental health board. Under potential audit topics, staff said two items remained suspended because of litigation, and the committee discussed whether to keep DHHS contract management on the list. Representative [name unclear] proposed adding two new education freedom account audit topics: verification of residency and eligibility, and a record of educational attainment while preserving student privacy. Members supported adding them, but staff warned the expanded scope could delay the report and would require coordination with the Department of Education and approval by the Fiscal Committee. The chair said staff would work with the commissioner and LBA to draft the revised scope for further committee action.

Transcript Highlights:

• We are calling for a 36% rate cap.
• cap to prevent triple digit interest rates.
• You mentioned a 36% rate cap. Yes. So did you all get with the sponsor to talk about that?
• Yes, so 36% rate is in the lending act, so I realize that. But where— I'm sorry, where?
• Every time is 6%, 6%, 6%... times 200 transactions is well beyond the 36% interest rate.

Bills: HB2118, HB2181, HB2308, HB2309, HB2402, HB2476, HB2682, HB2698, HB2875, HB2877, HB2903, HB2910

Keywords: mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner

Transcript Highlights:

• at the retail rate or wholesale? at the retail rate or wholesale?
• We have a very low penetration rate.
• payers down there hundreds cost the rate payers down there hundreds of<01:02:56.079> millions.
• <01:03:05.040> So,<01:03:05.440> let's rate payers $und00 million.
• So, let's rate payers $und00 million.

Keywords: 1189, house, all